Recovering Your Identity. Advice for victims of identity crime

Save this PDF as:
 WORD  PNG  TXT  JPG

Size: px
Start display at page:

Download "Recovering Your Identity. Advice for victims of identity crime"

Transcription

1 Recovering Your Identity Advice for victims of identity crime

2 How will you know your identity has been stolen? Identity crime is unfortunately very common. Around 1 in 5 Australians have been a victim at some stage. You may not know you are a victim for a long time. However, if you receive calls from debt collectors, are denied credit, receive credit cards or other goods you didn t order or see any unfamiliar charges, you may be a victim. What should you do? If you suspect you are a victim of identity crime, you should take the following steps to minimise any financial or other damages. The quicker you act, the more likely you are to avoid problems. However, even if you do follow all these steps you may not be able to prevent all problems.

3 1. Report it to the police All incidents of identity crime should be reported to local police ( in Victoria or in all other states). When you contact the police, you should ask for a copy of the police report or at least a reference number as some government agencies and businesses could ask for it. You can also report identity theft incidents online via the Australian Cyber Crime Online Reporting Network at 2. Keep a record of your case Keep a record of all information and contact relating to your case, such as the date and person you spoke to at an organisation. Some organisations may require you to complete a statutory declaration to support your claim. 3. Contact the idcare victim support centre idcare is a free victim support service that can provide you with advice on how to respond when your personal information is stolen or misused. You can call their toll-free hotline on or visit 4. Report the loss or theft of identity credentials to the issuing organisation Contact the government or organisation which issued the identity credential if it has been lost or stolen. Identity credentials include anything which can be used to identify you, such as your driver licence, credit cards or digital credentials (for example a username and password).

4 5. Alert your bank or financial institution Contact your bank or financial institution immediately and cancel all cards and accounts that may have been breached. 6. Get a copy of your credit report Contact a credit reporting agency to check for unauthorised transactions. It is advisable to check your credit report at least once per year for unauthorised inquiries made into your credit history. Inform the credit reporting agencies that you are a victim of identity crime and consider asking for an alert to be placed on your file so you are notified of requests for credit. 7. Close all unauthorised, fraudulent or breached accounts Contact the credit providers and businesses with whom any unauthorised accounts have been opened in your name. This may include phone and utility providers, department stores and financial institutions. Inform them you have been a victim of identity crime and ask them to close the fraudulent accounts. Most online sites, such as social networking or providers have a help section with advice about what to do if your account has been hacked or a fake account created.

5 8. Check that your mailing address hasn t changed Contact Australia Post ( to check that a redirect hasn t been placed on your mail. You should also check with businesses and government agencies you deal with that your address hasn t been changed without your permission. 9. Consider whether you may need a Victims Certificate A victims certificate may help you to overcome problems in your personal and business affairs caused by identity crime. Victims certificate schemes are available to victims of state and territory identity crimes in New South Wales, Victoria, Queensland, Western Australia and South Australia. If you are a victim of crime involving a Commonwealth identity crime offence, you can apply to a magistrate for a Commonwealth victims certificate.

6 10. Consider whether legal assistance would be valuable If you need legal assistance as a victim of an identity crime, the website has a postcode based search tool for information about relevant legal and related services in your local area. 11. Consider reporting a privacy breach You can contact the Office of the Australian Information Commissioner (OAIC) ( if you feel your privacy has been breached. Before lodging a complaint with the OAIC, try to resolve matters with the agency or organisation. Your state or territory privacy commissioner may also be able to help. Where can you get more information? Further information on protecting your identity and contact details for relevant organisations is available at

How to protect yourself against identity theft

How to protect yourself against identity theft identity theft tool kit How to protect yourself against identity theft Contents What is identity theft? 3 How can someone steal my identity? 4 Protecting yourself against identity theft 5 How can I tell

More information

Reclaiming your identity

Reclaiming your identity Reclaiming your identity A resource for victims of identity theft If you think you are the victim of identity theft, use this resource guide to assist you in reclaiming your identity. You will find a checklist

More information

American Express. Business Credit Card Conditions

American Express. Business Credit Card Conditions American Express Business Credit Card Conditions Effective 1st June 2006 Postal Address American Express Australia Limited Cardmember Services GPO Box 1582 Sydney NSW 2001 Lost or Stolen Cards In Australia

More information

Protecting your Identity

Protecting your Identity it to prevent Dealing and with respond identity to identity theft theft Protecting your Identity Contents What is identity theft? 4 Why is identity theft such a problem? 5 How does identity theft happen?

More information

Identity Theft Repair Kit

Identity Theft Repair Kit Identity Theft Repair Kit The Identity Theft Repair Kit contains a resolution checklist and resolution worksheets. The checklist will help you keep track of the companies and organizations you should contact

More information

Identity Theft Repair Kit

Identity Theft Repair Kit Identity Theft Repair Kit The Identity Theft Repair Kit contains a resolution checklist and resolution worksheets. The checklist will help you keep track of the companies and organizations you should contact

More information

Protecting Your Identity What Everyone Needs to Know. Second Edition

Protecting Your Identity What Everyone Needs to Know. Second Edition Protecting Your Identity What Everyone Needs to Know Second Edition Contents Contents Foreword... 3 Summary... 4 Why should I be concerned about identity theft?... 5 How can my identity be stolen?... 7

More information

CIGNA Identity Theft Insurance

CIGNA Identity Theft Insurance CIGNA Identity Theft Insurance Some precautions you can take to help protect your identity If you lose any of your cards, notify your bank immediately. If you lose your passport or driver licence, contact

More information

1.4 For information about our management of your other personal information, please see our Privacy Policy available at www.iba.gov.au.

1.4 For information about our management of your other personal information, please see our Privacy Policy available at www.iba.gov.au. Indigenous Business Australia Credit Information Policy 1 Purpose and application of this policy 1.1 This credit reporting policy (Credit Information Policy) describes and establishes how Indigenous Business

More information

Protecting Your Identity What Everyone Needs to Know SECOND EDITION

Protecting Your Identity What Everyone Needs to Know SECOND EDITION Protecting Your Identity What Everyone Needs to Know SECOND EDITION Protecting Your Identity What Everyone Needs to Know SECOND EDITION Additional electronic copies of this booklet are available from

More information

3 What Personal Information do we collect and why do we need it?

3 What Personal Information do we collect and why do we need it? Privacy Policy 1 Protecting your privacy The worldwide rental system operated as Europcar is owned by Europcar International, a French Corporation. A number of independently owned licensees also trade

More information

Protecting Yourself from Identity Theft

Protecting Yourself from Identity Theft Protecting Yourself from Identity Theft About Medical Identity Theft and Health Information Breaches... 1 What is medical identity theft?... 1 What are the dangers of medical identity theft?... 1 How do

More information

Do s & Don ts Reference website. www.farmersidentityshield.com

Do s & Don ts Reference website. www.farmersidentityshield.com What is identity theft? How do thieves steal an identity? What do thieves do with a stolen identity? How can you find out if your identity was stolen? How long can the effects of identity theft last? What

More information

Motor Vehicle Accident

Motor Vehicle Accident Motor Vehicle Accident Claim Form Claim Number (office use only) How to Get Quick Action on Your Claim Catholic Church Insurance Limited will act on your claim as soon as we receive this form. You can

More information

IDENTITY THEFT VICTIMS: IMMEDIATE STEPS

IDENTITY THEFT VICTIMS: IMMEDIATE STEPS IDENTITY THEFT VICTIMS: IMMEDIATE STEPS If you are a victim of identity theft, take the following four steps as soon as possible, and keep a record with the details of your conversations and copies of

More information

Identity Theft Victim Checklist

Identity Theft Victim Checklist Page 1 of 5 Identity Theft Victim Checklist CONSUMER INFORMATION SHEET 3 This checklist can help identity theft victims to clear up their records. It lists the actions most identity theft victims should

More information

Guidance note 11/ Background. Anti-Money Laundering and Counter-Terrorism Financing Act 2006

Guidance note 11/ Background. Anti-Money Laundering and Counter-Terrorism Financing Act 2006 Guidance note 11/02 Verification of identity: The use and disclosure of personal information by reporting entities and credit reporting agencies for the purposes of verifying an individual s identity natural

More information

Property. Claim Form Claim Number (office use only) How to Get Quick Action on Your Claim. Client Details

Property. Claim Form Claim Number (office use only) How to Get Quick Action on Your Claim. Client Details Property Claim Form Claim Number (office use only) How to Get Quick Action on Your Claim Catholic Church Insurance Limited will act on your claim as soon as we receive this form. You can help us to act

More information

Hume Bank Limited Privacy Policy

Hume Bank Limited Privacy Policy Hume Bank Limited Privacy Policy Hume Bank Limited (ACN 051 868 556) ('we', 'us', 'our') is subject to the Privacy Act 1988 (Cth) (Privacy Act), including the Australian Privacy Principles and Part IIIA

More information

Guidance on data security breach management

Guidance on data security breach management Guidance on data security breach management Organisations which process personal data must take appropriate measures against unauthorised or unlawful processing and against accidental loss, destruction

More information

PROFESSIONAL INDEMNITY CLAIM FORM

PROFESSIONAL INDEMNITY CLAIM FORM ACE Insurance Limited PROFESSIONAL INDEMNITY CLAIM FORM McKenna Hampton Pty Ltd "Kandahar House" Level 1, 41-43 Ord Street West Perth WA 6005 PO Box 204, West Perth WA 6872 Phone: 08 6142 0000 Fax: 08

More information

Identity Theft Assistance: Information for Recovering Your Good Name

Identity Theft Assistance: Information for Recovering Your Good Name Identity Theft Assistance: Information for Recovering Your Good Name I Could Be A Victim of Identity Theft! What Do I Do Next? We understand that you may have been a victim of identity theft. Enclosed

More information

State of Illinois Department of Central Management Services ACTION PLAN FOR NOTIFICATION OF A SECURITY BREACH

State of Illinois Department of Central Management Services ACTION PLAN FOR NOTIFICATION OF A SECURITY BREACH State of Illinois Department of Central Management Services ACTION PLAN FOR NOTIFICATION Effective August 31, 2007 Publication Name(s): Version #(1): ILLINOIS DEPARTMENT OF CENTRAL MANAGEMENT SERVICES

More information

FLIP IDENTITY THEFT. (Financial Literacy in Practice) February 2015. ACTIVITY 1 What do thieves want? STUDENT WORKSHEET

FLIP IDENTITY THEFT. (Financial Literacy in Practice) February 2015. ACTIVITY 1 What do thieves want? STUDENT WORKSHEET FLIP (Financial Literacy in Practice) IDENTITY THEFT February 2015 ACTIVITY 1 What do thieves want? There are many documents that thieves could use to steal your identity. Government departments, financial

More information

Chapter 9-Section 3. Consumer Protection Laws

Chapter 9-Section 3. Consumer Protection Laws Chapter 9-Section 3 Consumer Protection Laws Fair Credit Reporting Act Grants you the right to know what is in your credit file Gives you the ability to see who has seen your file Right to view credit

More information

PRIVACY POLICY. comply with the Australian Privacy Principles ("APPs"); ensure that we manage your personal information openly and transparently;

PRIVACY POLICY. comply with the Australian Privacy Principles (APPs); ensure that we manage your personal information openly and transparently; PRIVACY POLICY Our Privacy Commitment Glo Light Pty Ltd A.C.N. 099 730 177 trading as "Lighting Partners Australia of 16 Palmer Parade, Cremorne, Victoria 3121, ( LPA ) is committed to managing your personal

More information

Guidance on data security breach management

Guidance on data security breach management ICO lo Guidance on data security breach management Data Protection Act Contents... 1 Data Protection Act... 1 Overview... 1 Containment and recovery... 2 Assessing the risks... 3 Notification of breaches...

More information

Mandatory data breach notification in the ehealth record system

Mandatory data breach notification in the ehealth record system Mandatory data breach notification in the ehealth record system Draft September 2012 A guide to mandatory data breach notification under the personally controlled electronic health record system Contents

More information

CREDIT REPORTING POLICY

CREDIT REPORTING POLICY CREDIT REPORTING POLICY GENERAL We respect your privacy and are committed to protecting it. We are bound by the Privacy Act 1988 and the Privacy (Credit Reporting) Code 2014 (Version 1.2) (the CR Code).

More information

Privacy Policy. Preparation date: 12 March 2014. toyotafinance.com.au

Privacy Policy. Preparation date: 12 March 2014. toyotafinance.com.au Privacy Policy Preparation date: 12 March 2014 toyotafinance.com.au Contents Introduction 3 Who are we? 3 About this Privacy Policy 3 Personal information 3 What is personal information? 3 What kinds of

More information

Protect Your Personal Information. Tips and tools to help safeguard you against identity theft

Protect Your Personal Information. Tips and tools to help safeguard you against identity theft Protect Your Personal Information Tips and tools to help safeguard you against identity theft Trademark of Visa International Service Association; Visa Canada Association is a licensed user. What is Identity

More information

DATA PROTECTION (JERSEY) LAW 2005 GUIDANCE ON DATA SECURITY BREACH MANAGEMENT

DATA PROTECTION (JERSEY) LAW 2005 GUIDANCE ON DATA SECURITY BREACH MANAGEMENT DATA PROTECTION (JERSEY) LAW 2005 GUIDANCE ON DATA SECURITY BREACH MANAGEMENT GD21 2 DATA PROTECTION (JERSEY) LAW 2005: GUIDANCE ON DATA SECURITY BREACH MANAGEMENT Introduction Organisations which process

More information

http://www.ftc.gov/bcp/edu/microsites/idtheft/index.html

http://www.ftc.gov/bcp/edu/microsites/idtheft/index.html Identity Theft: Steps to Take if You are a Victim We understand the stress, time and effort required as a result of having your identity stolen and used fraudulently. While there are many resources available

More information

INTRODUCTION. Identity Theft Crime Victim Assistance Kit

INTRODUCTION. Identity Theft Crime Victim Assistance Kit Identity Theft Crime Victim Assistance Kit INTRODUCTION In the course of a busy day, you may write a check at the grocery store, charge tickets to a ball game, rent a car, mail your tax returns, change

More information

amaysim Privacy Policy

amaysim Privacy Policy amaysim Privacy Policy Valid as of 07 October 2015-1 of 8 - amaysim Australia Pty Ltd ABN 65 143 613 478 (referred to in this document as amaysim or we or us ). 1. Protection of your privacy and personal

More information

Use of Business Cards Procedure

Use of Business Cards Procedure Use of Business Cards Procedure Related Policy General Purchasing Policy Responsible Officer Senior Manager Financial Operations Approved by Chief Financial Officer Approved and commenced December, 2014

More information

Catalyst Consulting & Events (CCE) takes seriously its commitment to preserve the privacy of the personal information that we collect.

Catalyst Consulting & Events (CCE) takes seriously its commitment to preserve the privacy of the personal information that we collect. PRIVACY POLICY 1. Introduction Catalyst Consulting & Events (CCE) takes seriously its commitment to preserve the privacy of the personal information that we collect. We will only collect information that

More information

Preventing Identity Theft National City Bank. How to protect your identity

Preventing Identity Theft National City Bank. How to protect your identity Preventing Identity Theft National City Bank How to protect your identity Understanding and Preventing Identity Theft Identity Theft is the fastest growing crime in America 500,000 people fall victim to

More information

FTC Facts. For Consumers Federal Trade Commission. Maybe you never opened that account, but. Identity Crisis... What to Do If Your Identity is Stolen

FTC Facts. For Consumers Federal Trade Commission. Maybe you never opened that account, but. Identity Crisis... What to Do If Your Identity is Stolen FTC Facts For Consumers Federal Trade Commission For The Consumer August 2005 Identity Crisis... What to Do If Your Identity is Stolen Maybe you never opened that account, but someone else did...someone

More information

IDENTITY THEFT PROTECT YOUR IDENTITY IT S POSSIBLE@ LEARN HOW TO PROTECT YOUR PRIVATE INFORMATION

IDENTITY THEFT PROTECT YOUR IDENTITY IT S POSSIBLE@ LEARN HOW TO PROTECT YOUR PRIVATE INFORMATION IDENTITY THEFT IT S POSSIBLE@ PROTECT YOUR IDENTITY protection center LEARN HOW TO PROTECT YOUR PRIVATE INFORMATION IT S POSSIBLE @ What Is Identity Theft? According to the FBI, identity theft is the fastest

More information

Overview of the Impact of the Privacy Reforms on Credit Reporting

Overview of the Impact of the Privacy Reforms on Credit Reporting Overview of the Impact of the Privacy Reforms on Credit Reporting June 2012 Andrew Galvin, Partner 1 OVERVIEW 1.1 Credit Reporting Reform - Background When initially passed, the Privacy Act 1988 essentially

More information

Instructions for Completing

Instructions for Completing Instructions for Completing the ID Theft Affidavit To make certain that you do not become responsible for any debts incurred by an identity thief, you must prove to each of the companies where accounts

More information

Prepared by Sgt. Gibbs, Thomas B. 82-11

Prepared by Sgt. Gibbs, Thomas B. 82-11 Prepared by Sgt. Gibbs, Thomas B. 82-11 Collaborative partnerships between the law enforcement agency and the individuals and organizations they serve to develop solutions to problems and increase trust

More information

Identity Theft Victim Checklist

Identity Theft Victim Checklist CONSUMER INFORMATION SHEET 3 4/30//08 Identity Theft Victim Checklist This checklist can help identity theft victims clear up their records. It lists the actions most identity theft victims should take

More information

CIVIL SERVICE SPORTS COUNCIL (CSSC) QUESTIONS & ANSWERS

CIVIL SERVICE SPORTS COUNCIL (CSSC) QUESTIONS & ANSWERS CIVIL SERVICE SPORTS COUNCIL (CSSC) QUESTIONS & ANSWERS ABOUT THE INCIDENT How did it happen? Related frauds are being investigated by the relevant authorities and criminal proceedings may result so we

More information

Protect Your Personal Information. Tips and tools to help safeguard you against identity theft

Protect Your Personal Information. Tips and tools to help safeguard you against identity theft Protect Your Personal Information Tips and tools to help safeguard you against identity theft Trademark of Visa International Service Association; Visa Canada Association is a licensed user. WHAT IS IDENTITY

More information

Chapter 6 Appendix A

Chapter 6 Appendix A Chapter 6 Appendix A Instructions for Completing the Norwalk Department of Police Service ID Theft Affidavits Please complete the attached form and submit it to the Police Department so that a case can

More information

Consumer Information Sheet 16 October 2013

Consumer Information Sheet 16 October 2013 First Aid For Medical Identity Theft Tips for Consumers Consumer Information Sheet 16 October 201 When another person uses your personal information to get medical services or goods, or to gain financially,

More information

Frequently Asked Questions Wellmark s Identity Protection Services Offering Member Q&A

Frequently Asked Questions Wellmark s Identity Protection Services Offering Member Q&A Learn More Frequently Asked Questions Wellmark s Identity Protection Services Offering Member Q&A Enrolling in identity protection services Q1. How can I enroll in identity protection services? A1. Enrollment

More information

IDENTITY THEFT BROCHURE 2 6/3/05 3:07 PM Page 1 IDENTITY THEFT PROTECT YOUR IDENTITY IT S POSSIBLE@ LEARN HOW TO PROTECT YOUR PRIVATE INFORMATION

IDENTITY THEFT BROCHURE 2 6/3/05 3:07 PM Page 1 IDENTITY THEFT PROTECT YOUR IDENTITY IT S POSSIBLE@ LEARN HOW TO PROTECT YOUR PRIVATE INFORMATION IDENTITY THEFT BROCHURE 2 6/3/05 3:07 PM Page 1 IDENTITY THEFT PROTECT YOUR IDENTITY IT S POSSIBLE@ protection center LEARN HOW TO PROTECT YOUR PRIVATE INFORMATION @ What Is Identity Theft? IDENTITY THEFT

More information

DATA SECURITY BREACH MANAGEMENT POLICY AND PROCEDURE

DATA SECURITY BREACH MANAGEMENT POLICY AND PROCEDURE DATA SECURITY BREACH MANAGEMENT POLICY AND PROCEDURE 1. INTRODUCTION Annex C 1.1 Surrey Heath Borough Council (SHBC) processes personal data and must respond appropriately against unauthorised or unlawful

More information

Mercedes-Benz Financial Services. Privacy Statement

Mercedes-Benz Financial Services. Privacy Statement Mercedes-Benz Financial Services Privacy Statement Privacy Statement Mercedes-Benz Financial Services Australia Pty Ltd A Daimler Company We, Mercedes-Benz Financial Services Australia Pty Ltd ( MBFS )

More information

Once you have submitted the online medical assessment you will receive an online reference number. ONLINE REFERENCE NUMBER Smartform number

Once you have submitted the online medical assessment you will receive an online reference number. ONLINE REFERENCE NUMBER Smartform number To the medical practitioner, Please complete the online section of this form if you deem your patient to have a permanent and severe physical, intellectual, sensory or psychological disability that is

More information

Identity Theft: Your Good Name Gone Bad!

Identity Theft: Your Good Name Gone Bad! Identity Theft: Your Good Name Gone Bad! What is Identity Theft? Identity theft is when someone illegally obtains a person's identifying information, such as name, address, date of birth, social security

More information

Privacy Policy (Solitaire Automotive)

Privacy Policy (Solitaire Automotive) Privacy Policy (Solitaire Automotive) Solitaire Automotive Group is committed to ensuring that any personal information collected during the course of our operations is treated with respect and managed

More information

FlexPlus Current Account Identity Theft Assistance

FlexPlus Current Account Identity Theft Assistance FlexPlus Current Account Identity Theft Assistance Welcome to your FlexPlus guide for Identity Theft Assistance Within this document you will find key information to help you understand everything that

More information

credit card Conditions of Use

credit card Conditions of Use VISA credit card Conditions of Use EFFECTIVE FROM 20 MARCH 2013 a refreshing attitude to banking QUEENSLAND COUNTRY CREDIT UNION VISA CREDIT CARD 1 Contents 1. Introduction 3 2. Additional Cards 3 3. Application

More information

Privacy Policy. 30 January 2015

Privacy Policy. 30 January 2015 Privacy Policy 30 January 2015 Table of Contents 1 Overview 3 Purpose 3 Scope 3 2 Collection 3 What information do we collect? 3 What if you do not give us the information we request? 4 3 Use of information

More information

NOTICE OF DATA BREACH. As an integral part of our dōterra family, we understand how important data security is to you.

NOTICE OF DATA BREACH. As an integral part of our dōterra family, we understand how important data security is to you. AllClear ID Processing Center P.O. BOX 141578 Austin, TX 78714 00001 ACD1234 00001 JOHN Q. SAMPLE 1234 MAIN STREET ANYTOWN US 12345-6789 April 18, 2016 Dear John Sample, NOTICE OF DATA BREACH As an integral

More information

THE MORAY COUNCIL. Guidance on data security breach management DRAFT. Information Assurance Group. Evidence Element 9 appendix 31

THE MORAY COUNCIL. Guidance on data security breach management DRAFT. Information Assurance Group. Evidence Element 9 appendix 31 THE MORAY COUNCIL Guidance on data security breach management Information Assurance Group DRAFT Based on the ICO Guidance on data security breach management under the Data Protection Act 1 Document Control

More information

David Jones Storecard and David Jones American Express Card Member Agreement, Financial Services Guide and Purchase Protection. Terms and Conditions

David Jones Storecard and David Jones American Express Card Member Agreement, Financial Services Guide and Purchase Protection. Terms and Conditions David Jones Storecard and David Jones American Express Card Member Agreement, Financial Services Guide and Purchase Protection Terms and Conditions Issued May 2016 DAVID JONES STORECARD AND DAVID JONES

More information

IDENTITY THEFT: MINIMIZING YOUR RISK

IDENTITY THEFT: MINIMIZING YOUR RISK IDENTITY THEFT: MINIMIZING YOUR RISK What is Identity Theft? Identity theft occurs when someone uses another person s information to commit fraud or other crimes. Information such as your name, Social

More information

Dear Concerned Consumer,

Dear Concerned Consumer, Dear Concerned Consumer, Identity theft is a growing problem of the Information Age. You have already taken the first important step in combating the problem by contacting HomeStar Bank & Financial Services.

More information

Queensland Taxi Security Camera Program Changes

Queensland Taxi Security Camera Program Changes Queensland Taxi Security Camera Program Changes Frequently Asked Questions GENERAL INFORMATION 1. What is the taxi security camera program? It is a program administered by the Department of Transport and

More information

Credit Reporting Privacy Policy of Baybrick Pty Ltd

Credit Reporting Privacy Policy of Baybrick Pty Ltd Credit Reporting Privacy Policy of Baybrick Pty Ltd Introduction 1. This Credit Reporting Privacy Policy is the official privacy policy of Baybrick Pty Ltd and its subsidiaries which includes JBS Australia

More information

Driving License. National Insurance Number

Driving License. National Insurance Number STAR has teamed up with Prevention of Fraud in Travel (PROFiT) and the Fraud Intelligence Network (FIN) to offer our members the best advice about fraud prevention. We recognise the increasing threat of

More information

Medical Identity theft

Medical Identity theft Medical Identity theft FAQs for Health Care Providers and Health Plans Federal Trade Commission business.ftc.gov Although identity theft is usually associated with financial transactions, it also happens

More information

PUBLIC/PERSONAL LIABILITY CLAIM FORM

PUBLIC/PERSONAL LIABILITY CLAIM FORM ACE Insurance Limited PUBLIC/PERSONAL LIABILITY CLAIM FORM McKenna Hampton Pty Ltd "Kandahar House" Level 1, 41-43 Ord Street West Perth WA 6005 PO Box 204, West Perth WA 6872 Phone: 08 6142 0000 Fax:

More information

Medical Identity theft

Medical Identity theft Medical Identity theft FAQs for Health Care Providers and Health Plans Federal Trade Commission business.ftc.gov Although identity theft is usually associated with financial transactions, it also happens

More information

IDENTITY THEFT AFFIDAVIT INSTRUCTIONS

IDENTITY THEFT AFFIDAVIT INSTRUCTIONS IDENTITY THEFT AFFIDAVIT INSTRUCTIONS To make certain that you do not become responsible for the debts incurred by the identity thief, you must provide proof that you did not create the debt to each of

More information

FLIP IDENTITY THEFT. (Financial Literacy in Practice) February 2015 OVERVIEW TEACHER NOTES TEACHER NOTES

FLIP IDENTITY THEFT. (Financial Literacy in Practice) February 2015 OVERVIEW TEACHER NOTES TEACHER NOTES FLIP (Financial Literacy in Practice) February 2015 IDENTITY THEFT OVERVIEW This resource complements the material in Operation Financial Literacy. It has been written to address current issues which specifically

More information

You may choose not to provide us with any of this information, but not doing so will affect our ability to provide you with storage.

You may choose not to provide us with any of this information, but not doing so will affect our ability to provide you with storage. BENALLA MINI STORAGE Privacy Policy This Privacy Policy outlines the policy of Benalla Mini Storage, Nish Court Benalla, abn37 371 733 702, managed by Benalla Residential Rural Real Estate of 72 Bridge

More information

ACCG Identity Theft Prevention Program. ACCG 50 Hurt Plaza, Suite 1000 Atlanta, Georgia 30303 (404)522-5022 (404)525-2477 www.accg.

ACCG Identity Theft Prevention Program. ACCG 50 Hurt Plaza, Suite 1000 Atlanta, Georgia 30303 (404)522-5022 (404)525-2477 www.accg. ACCG Identity Theft Prevention Program ACCG 50 Hurt Plaza, Suite 1000 Atlanta, Georgia 30303 (404)522-5022 (404)525-2477 www.accg.org July 2009 Contents Summary of ACCG Identity Theft Prevention Program...

More information

COMMBANK CREDIT CARD CONDITIONS OF USE.

COMMBANK CREDIT CARD CONDITIONS OF USE. COMMBANK CREDIT CARD CONDITIONS OF USE. How you can use your account. For all CommBank Personal Credit Cards and Business Credit Cards. 1 January 2015 CONTENTS Conditions of Use 1 Your contract with us

More information

Racing Internet Services Privacy Policy

Racing Internet Services Privacy Policy Racing Internet Services Privacy Policy I. ABOUT THIS POLICY Racing Internet Services and its related bodies corporate ( Company or we ) want you to be familiar with how we collect, use and disclose information

More information

It Could Happen To You! Attorney General Tom Reilly s. Guide to Protecting Yourself and Your Credit

It Could Happen To You! Attorney General Tom Reilly s. Guide to Protecting Yourself and Your Credit Identity Theft: It Could Happen To You! Attorney General Tom Reilly s Guide to Protecting Yourself and Your Credit One Ashburton Place ~ Boston, MA 02108 ~ (617) 727-2200 www.ago.state.ma.us February 2005

More information

What is Identity Theft?

What is Identity Theft? Elix Financial Wellness presents YOUR FINANCIAL WELLNESS EXPERTS Identity Theft occurs when a thief obtains personal information about you such as your name, address, Social Security Number, account number

More information

Weber Human Services Identity Theft Prevention Policy

Weber Human Services Identity Theft Prevention Policy Weber Human Services Identity Theft Prevention Policy Purpose: Weber Human Services (WHS) is committed to protecting the privacy of the Protected Health Information ( PHI ) of our clients and the Personal

More information

TABLE OF CONTENTS. Identity Theft Steps to take if you are a victim Page 3

TABLE OF CONTENTS. Identity Theft Steps to take if you are a victim Page 3 Identity Theft Kit This kit has been prepared for you to use in the event you may have become a victim of Identity Theft. First National Bank Bemidji has compiled this kit of information and procedures

More information

SECURITY BREACH INCIDENT RESPONSE AND CONSUMER NOTIFICATION PLAN TABLE OF CONTENTS PROGRAM OVERVIEW... DEFINITIONS... REPORTING A SECURITY BREACH...

SECURITY BREACH INCIDENT RESPONSE AND CONSUMER NOTIFICATION PLAN TABLE OF CONTENTS PROGRAM OVERVIEW... DEFINITIONS... REPORTING A SECURITY BREACH... SECURITY BREACH INCIDENT RESPONSE AND CONSUMER NOTIFICATION PLAN TABLE OF CONTENTS PROGRAM OVERVIEW... DEFINITIONS... REPORTING A SECURITY BREACH... CONTAINMENT AND CONTROL... INVESTIGATING A SECURITY

More information

TEYS AUSTRALIA PTY LTD and SUBSIDIARIES ('Teys/We/Us/Our') PRIVACY POLICY

TEYS AUSTRALIA PTY LTD and SUBSIDIARIES ('Teys/We/Us/Our') PRIVACY POLICY TEYS AUSTRALIA PTY LTD and SUBSIDIARIES ('Teys/We/Us/Our') PRIVACY POLICY At Teys, your privacy is important to Us. This statement outlines our policy about how We manage Personal Information 1. The policy

More information

IDENTITY THEFT INFORMATIONAL PACKET

IDENTITY THEFT INFORMATIONAL PACKET IDENTITY THEFT INFORMATIONAL PACKET...January 2003 i Directory Disclaimer Public Counsel Law Center, the nation s largest pro bono law firm, is the public interest law firm of the Los Angeles County and

More information

Motorcycle Policy Summary and Important Information

Motorcycle Policy Summary and Important Information Motorcycle Policy Summary and Important Information This is a summary of the policy and does not contain the full terms and conditions of the cover, which can be found in the policy documentation. It is

More information

About CovaU Pty Ltd. This Customer Charter. Thank you for choosing CovaU.

About CovaU Pty Ltd. This Customer Charter. Thank you for choosing CovaU. [CUSTOMER CHARTER] About CovaU Pty Ltd Thank you for choosing CovaU. What is simple about your energy bills? Not much at the moment, but here at CovaU we are changing things. At CovaU our business is about

More information

Identity Theft PROTECT YOUR INFORMATION AND YOUR IDENTITY HIGHLIGHTS

Identity Theft PROTECT YOUR INFORMATION AND YOUR IDENTITY HIGHLIGHTS This publication is intended to provide general information only and is not a substitute for legal advice. HIGHLIGHTS 1 PROTECT YOUR INFORMATION AND YOUR IDENTITY 3 BE VIGILANT 3 CORRECTING INFORMATION

More information

Privacy Policy Statement

Privacy Policy Statement Privacy Policy Statement Our Commitment While information is the foundation for providing you with superior service, protecting the privacy of your personal information is of the highest importance to

More information

Police Financial Services Limited Copyright exists in this document Privacy Policy 1

Police Financial Services Limited Copyright exists in this document Privacy Policy 1 Privacy January 2015 Policy Police Financial Services Limited ABN 33 087 651 661 ('we', 'us', 'our', BankVic ) is bound by the Australian Privacy Principles under the Privacy Act 1988 (Cth) (Privacy Act).

More information

Public Liability Insurance

Public Liability Insurance Public Liability Insurance Claim Form Claim Number (office use only) How to Get Quick Action on Your Claim Catholic Church Insurance Limited will act on your claim as soon as we receive this form. You

More information

Belmont 16 Foot Sailing Club. Privacy Policy

Belmont 16 Foot Sailing Club. Privacy Policy Belmont 16 Foot Sailing Club Privacy Policy APRIL 2014 1 P age Belmont 16 Foot Sailing Club Ltd (the 16s ) respects your right to privacy and is committed to protecting your personal information. This

More information

Integrity We are above reproach in everything we do.

Integrity We are above reproach in everything we do. Identity Theft Protection Program Compliance with FTC Red Flags Rule Approved by AHC Organizational Committee on: May 26 th, 2009 Electronic Copy Available on AHC s OIP Web Site Integrity We are above

More information

We are committed to keeping your information safe. We use appropriate security measures and technology to protect your personal information.

We are committed to keeping your information safe. We use appropriate security measures and technology to protect your personal information. Privacy at Focus Metals Pty Limited Privacy policy Focus Metals Pty Limited (ACN 007 788 150) (ABN 51 007 788 150) L8, 350 Collins, Melbourne Victoria Australia 3000 Email: admin@focusmetals.com.au Telephone:

More information

Child Identity Theft. Warning Signs

Child Identity Theft. Warning Signs Child Identity Theft What is Identity Theft? Immediate Steps to Repair Identity Theft Extended Fraud Alerts and Credit Freezes Repairing Your Credit After Identity Theft A child's Social Security number

More information

IDENTITY THEFT VICTIM KIT

IDENTITY THEFT VICTIM KIT IDENTITY THEFT VICTIM KIT Dear Illinois Consumer: When someone uses your personal information to obtain identification, credit or even a mortgage, you may be a victim of identity theft. This crime can

More information

THE BIG CHANGES TO CREDIT REPORTING THAT STARTED 1 MARCH 2014

THE BIG CHANGES TO CREDIT REPORTING THAT STARTED 1 MARCH 2014 YOUR CREDIT REPORT This fact sheet is for information only. The credit reporting laws are complex and technical. It is recommended that you get legal advice about your situation. CASE STUDY Jin had a personal

More information

Data Protection Breach Management Policy

Data Protection Breach Management Policy Data Protection Breach Management Policy Please check the HSE intranet for the most up to date version of this policy http://hsenet.hse.ie/hse_central/commercial_and_support_services/ict/policies_and_procedures/policies/

More information

What should I do if I become a victim of identity theft?

What should I do if I become a victim of identity theft? What should I do if I become a victim of identity theft? If you believe you are a victim of identity theft, there are a number of important steps you should follow. Be prepared to document all unauthorized

More information

CUECARD. Conditions of Use

CUECARD. Conditions of Use CUECARD Conditions of Use BEFORE YOU USE YOUR CUECARD Please read these Conditions of Use. They apply to: all transactions initiated by you through an Electronic Banking Terminal (which in these Conditions

More information

Chapter 11: Australian Privacy Principle 11 Security of personal information

Chapter 11: Australian Privacy Principle 11 Security of personal information Chapter 11: Australian Privacy Principle 11 Security of personal information Version 1.1, March 2015 Key points... 2 What does APP 11 say?... 2 Holds... 2 Taking reasonable steps... 3 What are the security

More information

Purchase Price Protection Insurance

Purchase Price Protection Insurance Product Disclosure Statement and insurance policy Insurer: Preparation date: 1 September 2011 Swann Insurance (Aust) Pty Ltd ABN 80 000 886 680 AFS Licence No. 238292 Table of contents This PDS is important

More information

Identity Theft: A Growing Problem. presented by Melissa Elson Agency Liaison Office of Privacy Protection - Bureau of Consumer Protection

Identity Theft: A Growing Problem. presented by Melissa Elson Agency Liaison Office of Privacy Protection - Bureau of Consumer Protection Identity Theft: A Growing Problem presented by Melissa Elson Agency Liaison Office of Privacy Protection - Bureau of Consumer Protection Identity Theft What it is How it happens How to protect yourself

More information