Emergency Travel Insurance for Short-Term Trips
|
|
- Oswald Cunningham
- 8 years ago
- Views:
Transcription
1 Emergency Travel Insurance for Short-Term Trips CCCC offers emergency health insurance coverage for members who are travelling outside of Canada on short-term trips (under 45 days). This program provides excellent coverage for churches and agencies that are organizing short-term mission trips. The premium is $1.50 per person per day subject to a $15.00 minimum per person. To enrol in the program, you must belong to a CCCC member organization; fulfill the eligibility requirements (listed below); complete and submit an Application Form. ELIGIBILITY You are eligible for coverage if you are a resident of Canada who is under age 70 and covered under your provincial health insurance plan; you are in good health and are not applying for coverage with the intention of travelling for health reasons; you authorize the release and exchange of health, claim, or other personal information between the member organization, insurer, and plan administrator. Coverage applies for a specified period of time, commencing upon your scheduled date of departure and ceasing upon your scheduled date of return. In no event shall this coverage apply beyond 45 days of travel. Only those persons who are on record with the plan administrator at the time of loss are eligible under this plan. If it is determined that coverage was sought and obtained for the purpose of travelling for health reasons and receiving benefits under this plan, all coverage will be rendered null and void and the insurer reserves the right to recover from you or your estate any amounts paid due to misrepresentation of these facts. If you are under age 18, your parent or legal guardian must be aware of the terms and conditions of coverage. In addition, you must be travelling with a parent, legal guardian, or authorized group leader while insured. By accepting coverage under this plan, all conditions of coverage are acknowledged and agreed to. Page 1 of 5
2 PROCEDURE FOR CONFIRMING COVERAGE You must call the assistance provider immediately upon admission to a hospital and/or before incurring medical expenses (unless you are incapacitated and unable to do so). The assistance provider must pre-approve all treatment and care that is rendered in hospital. If you require emergency medical transportation and/or evacuation, the assistance provider will make arrangements for both the transportation and direct payment to the service provider. The insurer reserves the right to return you to Canada or to move you to any other facility where appropriate treatment and care is available, inside or outside that country. Failure to call the assistance provider prior to receiving treatment and care or your refusal to be repatriated or moved will result in unpaid claims and a loss of coverage. The assistance provider is American International Assistance Services (AIAS). They answer calls 24 hours a day to confirm coverage and provide other important travel related services, including payment assistance for eligible expenses in excess of $200 if required to guarantee payment prior to admission to hospital or receiving treatment. When you contact AIAS, you will need to provide your Policy Number and Provincial Health Insurance Plan Number. If you are hospitalized, AIAS will follow your progress to ensure you receive the best available treatment and to communicate with your family and physician. ELIGIBLE EXPENSES If you require emergency medical treatment outside Canada, 100% reimbursement will be made for eligible expenses not covered under your provincial health insurance plan. If you are hospitalized on the date your coverage would otherwise cease, coverage continues for 24 hours after discharge to return to Canada. Reimbursement of eligible expenses shall be based on the usual, reasonable, and customary charges for expenses incurred as a result of an injury or illness, less any amounts payable under a provincial health insurance plan, private health plan, credit card plan, or any other plan you are covered under at the time. All of the dollar amounts under this plan are stated in Canadian dollars, and reimbursement of eligible expenses is subject to a lifetime maximum of $1,000,000. Semi-Private Hospital Coverage includes semi-private accommodation in a public general hospital and outpatient treatment and care in a hospital or clinic, including services and supplies rendered. Professional Services Professional medical and surgical services rendered by a legally and duly qualified physician, surgeon, or anaesthetist for treatment in a hospital or clinic Professional nursing services rendered by a registered graduate nurse for treatment in a hospital or residence, up to a maximum 50 shifts at $100 each Page 2 of 5
3 Professional dental services rendered by a legally and duly qualified dentist or dental surgeon as a result of accidental injury to natural and sound teeth (including crowns and capped teeth) when performed within 30 days of the accident in a hospital or dental office, up to a maximum of $2,000 per incident Medical Services & Supplies Travel by licensed land ambulance, or by licensed air ambulance if medically necessary, to the nearest appropriate medical facility or between facilities Laboratory tests and x -ray examinations performed by a legally and duly qualified doctor of medicine for diagnosis and treatment of an injury or illness Necessary services performed by a licensed physiotherapist, chiropractor, osteopath, chiropodist, or podiatrist, up to a maximum of $300 per practitioner Drugs and medicines legally requiring a written prescription by law, including syringes and needles, prescribed by a legally and duly qualified physician The rental of durable medical equipment, such as hospital beds, wheelchairs, crutches, canes, splints, slings, trusses, braces, and other approved supplies Family Transportation If you are confined to a hospital outside Canada for at least 5 consecutive days, the insurer will pay the necessary costs for round trip economy commercial transportation, or $0.20 per kilometre driven by the most direct route, for transportation to your bedside by a spouse, parent, sibling, or child over the age of 17 when recommended in writing by the attending physician. In addition, the cost of commercial meals and accommodation incurred by the person travelling to your bedside are also covered, up to a maximum of $100 per day for up to 20 days. Eligible expenses are subject to a combined overall maximum of $5,000. Emergency Evacuation If you are confined to a hospital outside Canada and the insurer requires you to return to Canada for treatment and care, or be moved to another facility where appropriate medical treatment and care is available, or if the attending physician certifies that the severity of your condition warrants emergency evacuation, reimbursement will be made for the cost of one way economy transportation by land, water, or air, plus the additional cost to accommodate a stretcher if required, to travel by the most direct route to the intended destination point. The insurer reserves the right to return you to Canada or to move you to any other facility where appropriate treatment and care is available, inside or outside that country. Failure to comply will result in unpaid claims and a loss of coverage. If the insurer or operator of the conveyance deems that you must be accompanied by a legally and duly qualified medical attendant, reimbursement will be made for the cost of round trip economy transportation and the usual and customary fee charged by the medical attendant, who is not a relative by birth or marriage, plus overnight hotel and meal expenses. Eligible expenses for an emergency evacuation are subject to a combined overall maximum of $25,000. Page 3 of 5
4 Repatriation Of Remains If you suffer a loss of life as a result of an injury or illness, the insurer will pay necessary costs for the preparation of your mortal remains for burial or cremation, and homeward transportation to your province of residence in Canada, up to a combined maximum of $5,000. Coverage excludes the cost of a burial coffin. LIMITATIONS & EXCLUSIONS Eligible expenses are limited to amounts in excess of Provincial Health Insurance Plan limits, and may not be eligible for reimbursement unless it contributes towards the cost. Eligible expenses do not include, and reimbursement will not be made for any the following, even if on the recommendation of a physician: treatment and care that is not medically necessary, does not require immediate attention, or could reasonably be delayed until your return to Canada treatment and care that is obtained on the referral of a physician, whether or not the treatment or care is available in your home province of residence treatment and care that is rendered in a chronic care or psychiatric hospital, chronic unit of a general hospital, long-term care facility, or nursing home treatment and care that is required for ongoing care, rest cures, health spas, check-ups, or deemed to be elective, cosmetic, or experimental in nature treatment and care for childbirth or pregnancy occurring within 8 weeks of the delivery date, determined from the date of your departure from Canada over-the-counter products, including laxatives, shampoos, cosmetics, atomizers, smoking cessation aids, first aid supplies, vitamins or patent medicines In addition to the above, eligible expenses do not include and reimbursement will not be made for losses that are caused by, as a result of, or connected with an act of declared or undeclared war or armed aggression, participation in a riot, or service in the armed forces of any nation or international authority an attempt at suicide or self-destruction or any self-inflicted injury while sane or insane, nor committing, attempting, or provoking any criminal offence high risk activities including any professional sports, sky diving, parachuting, hang gliding, stunt flying, bungi jumping, rock climbing, or speed contests REIMBURSEMENT OF EXPENSES If you have incurred out-of-pocket expenses, submit a claim form to the plan administrator within 30 days of returning to Canada. Attach all original itemized paid receipts showing your name, the provider s name and address, a detailed description of the services and supplies, dates expenses were incurred, and amount paid. It is recommended that you keep a copy of claim forms and receipts until you have been reimbursed, as receipts may become lost or misplaced. Page 4 of 5
5 OVERPAYMENT & SUBROGATION The insurer has the right to recover any overpayment of benefits that have been made, whether to you or for you, or to you on behalf of your eligible dependent, whatever the cause of such overpayment. If benefits are paid to a person who has a right to receive payment or recover damages from a person or organization arising from the same cause, the insurer will be subrogated to the rights of recovery of the person and the person will reimburse the insurer for benefits paid. Page 5 of 5
OUTLINE OF BENEFITS College of the North Atlantic Student Health and Dental Plan
OUTLINE OF BENEFITS College of the North Atlantic Student Health and Dental Plan Services shown below will be eligible if they are usual, reasonable and customary, and are medically necessary for the treatment
More informationBeneficiary Designation All amounts payable will be reimbursed to the individual who has paid the expense or will be paid directly to the provider.
145Wel l i ngt onst r eetwest Tor ont o,onm5j1h8 www. ai g. ca Why You Need Emergency Out of Province Medical Coverage Each Canadian Province and Territory provides a Health Plan with comprehensive benefits
More informationVOYAGE ASSISTANCE TRAVEL COVERAGE THAT NEVER TAKES A HOLIDAY
VOYAGE ASSISTANCE TRAVEL COVERAGE THAT NEVER TAKES A HOLIDAY When you travel for business or pleasure, your Chambers of Commerce Group Insurance Plan continues to work for you. The Plan s Extended Health
More informationGROUP BENEFITS PLAN CANADIAN EARLY RETIREES EFFECTIVE JANUARY 1, 2003
GROUP BENEFITS PLAN CANADIAN EARLY RETIREES EFFECTIVE JANUARY 1, 2003 A Medical Benefits Plan for Early Retirees This information booklet has been prepared to give you an informal summary of the main features
More informationOPIP HEALTH & HEALTH PLUS Plan Details and Cost Comparisons
& HEALTH PLUS Plan Details and Cost Comparisons With the OMA Priority Insurance Program (OPIP), you have the opportunity to enhance your existing government subsidized OPIP Health Plan with optional self-funded
More informationDalhousie University Emergency Medical Travel Insurance Policy 1FF55
Dalhousie University Emergency Medical Travel Insurance Policy 1FF55 A BASIC PROGRAM OF EMERGENCY MEDICAL TRAVEL INSURANCE FOR RETIREES OF DALHOUSIE UNIVERSITY POLICY #1FF55 THIS BOOKLET IS YOUR CERTIFICATE
More informationA Program of. Travel Insurance. A participating member of INTERUNIVERSITY SERVICES INC
A Program of Travel Insurance A participating member of INTERUNIVERSITY SERVICES INC Your Benefits At A Glance Emergency Out of Province Coverage, Anywhere In The World, 24 Hours A Day Against Injury &
More informationSUN LIFE ASSURANCE COMPANY OF CANADA
SUN LIFE ASSURANCE COMPANY OF CANADA This brochure contains details of the International Student Medical Plan (ISMP) underwritten by Sun Life Assurance Company of Canada (Sun Life). It should be kept in
More informationEmergency Out of Province/Canada Medical Plan
Emergency Out of Province/Canada Medical Plan For All Employees and Dependents Of Clients of Olympia Benefits Inc. Policy # 1NK40 Underwritten by: SSQ INSURANCE COMPANY INC. HEAD OFFICE: MONTREAL Equine
More informationCoverage Foreign Health MUNSU Plan GSU Plan. 100 % of eligible expenses. $2,000 per student year. Unlimited. Covered Covered by MCP Covered by MCP
Coverage Insurance covers losses arising from sudden and unforeseeable circumstances. Insurance covers expenses for services which are medically necessary. Insurance covers expenses for services which
More informationOPTION ONE DRUG 1 & DENTAL 1
OPTION ONE DRUG & DENTAL An ideal plan for occasional prescriptions dental visits Highlights of Option One: Basic prescription drug coverage (70%) Basic dental coverage (70%) No medical questionnaire is
More informationDAN TravelAssist EMERGENCY EVACUATION BENEFIT
DAN TravelAssist One important benefit of your DAN Membership is that with your Individual Membership fee, you are automatically enrolled in DAN s travel assistance plan. Your family is covered with your
More informationAppendix B Travel Health Benefits
Appendix B Travel Health Benefits Blue Cross Life Insurance Company of Canada Agreement Number 97180 Effective September 1, 2013 Emergency Travel Insurance for Active Group Plan Members and Their Dependants.
More informationTravel Emergency Medical Insurance
ScotiaGold Passport TM VISA * Travel Emergency Medical Insurance Certificate of Travel Emergency Medical Insurance For Trips of 31 days or less for people under 65 years of age. This Certificate of Insurance
More informationUniversity Health Insurance Plan (UHIP ) your basic health care solution
University Health Insurance Plan (UHIP ) your basic health care solution For all eligible international residents studying or working at participating universities in Ontario, Canada. Group Policy Number
More informationAmerican Fidelity Assurance Company s. Accident Only. Insurance Plan. Accidents Happen. Are You Prepared?
American Fidelity Assurance Company s Accident Only Insurance Plan Accidents Happen. Are You Prepared? Accident Only Plan Accidents can happen to anyone at any time. You cannot plan for when an accident
More informationUnderwritten by: Companion Life Insurance Company Billing, Fulfillment, and Customer Service provided by: Agile Health Insurance
Underwritten by: Companion Life Insurance Company Billing, Fulfillment, and Customer Service provided by: Agile Health Insurance The Companion Protect Short-Term Medical Plan is Available to all Med- Sense
More informationInternational Student and Scholar, Visitor Travel Assistance Services Including: Medical Evacuation and Repatriation Coverage 24 Hour Assistance
International Student and Scholar, Visitor Travel Assistance Services Including: Medical Evacuation and Repatriation Coverage 24 Hour Assistance Offered by: Trawick International, Inc. 1956-J University
More informationGroup Benefits. Emergency Out of Country Coverage
Group Benefits Emergency Out of Country Coverage Keep this brochure and a copy of your Emergency Medical Travel Assistance card with your passport so that you or anyone you re travelling with can get assistance
More informationOn Call International
On Call International Overseas Protection Program Scholastic Terms & Conditions The following Terms and Conditions apply to the On Call International Overseas Protection Program provided by On Call International
More informationSupplementary Health Care Plan for CBC/Radio-Canada pensioners outside the Atlantic provinces
Supplementary Health Care Plan for CBC/Radio-Canada pensioners outside the Atlantic provinces January 2013 Table of contents About Great-West Life... 1 Eligibility... 1 Pensioners... 1 Surviving spouses...
More informationT R A V E L P O L I C Y Effective date: November 2010 Revised date: July 2012
TRAVEL POLICY Effective date: November 2010 Revised date: July 2012 Table of contents Contact Information....4 10-Day Full Refund Provision...5 Insuring Agreement...5 Validation of Coverage...5 Emergency
More informationUniversity of Windsor
Outline of Benefits University of Windsor Administration, Active Billing Division 5237 8677 Anchor Drive P.O Box 1606 Windsor, ON N9A 6W1 Phone: (519) 739-1133 Toll-Free: 1-800-265-5615 Fax: (519) 739-0200
More informationGreen Shield Canada (GSC) Extended and Individual Travel Health Plans for GMCL Salaried Retirees
Green Shield Canada (GSC) Extended and Individual Travel Health Plans for GMCL Salaried s The base travel plan for GMCL Salaried s (who retired on or after January 1, 1995) provides coverage for the first
More informationTIC Travel Insurance Plans
TIC Travel Insurance Plans Effective August 2014 TIC Travel Insurance Coordinators Ltd. (TIC) administers this policy. Co-operators Life Insurance Company insures the benefits available under this policy.
More informationStudent Accident Insurance for Ontario Pharmacists Association
Student Accident Insurance for Ontario Pharmacists Association JMT/CGD 1. PLAN DESIGN Coverage Coverage is applicable to any injury sustained while participating in the work experience program sponsored
More informationMy Benefit Plan Booklet. Brock University Part Time Union Staff C Billing Division: 26640 Package 66 (Pro-Rated Benefits at 40% Entitlement)
My Benefit Plan Booklet Brock University Part Time Union Staff C Billing Division: 26640 Package 66 (Pro-Rated Benefits at 40% Entitlement) Booklet Reprint Effective Date: September 1, 2009 Services shown
More informationContact INTREPID INTERNATIONAL HEALTH SOLUTIONS within 24 hours of your medical emergency.
When You Travel, Please Retain This Agreement: To verify your Special Risk Insurance Managers Ltd. Travel Plan Coverage In case of medical emergency, contact the Travel Assistance Provider within twenty-four
More informationYour worldwide partner in health
Your worldwide partner in health M o b i l e h e a lt h c a r e p l a n Aetna Global Benefits 46.02.343.1-LA (2/11) Global health insurance that travels with Plan Highlights Worldwide coverage US$2,000,000
More information2015-2016 Travel Emergency Medical Insurance Policy
Medipac 2015-2016 Travel Emergency Medical Insurance Policy Please read the policy carefully. Certain conditions and limitations apply. The following 11 pages contain the actual policy text. Underwritten
More informationGatewayConnexions USA ȘM a service of Seabury & Smith, Inc.
GatewayConnexions USA ȘM a service of Seabury & Smith, Inc. Accident and Medical Insurance for International Exchange Participants Designed Expressly for International Exchange Activities Participants
More informationHospital and Medical Services Insurance on Prince Edward Island. Benefits Eligibility Out of Province Coverage
Hospital and Medical Services Insurance on Prince Edward Island Benefits Eligibility Out of Province Coverage Table of Contents Introduction...1 What are the PEI Hospital & Medical Services Plans?...1
More informationBlanket Student Accident and Sickness Insurance
2012 2013 Blanket Student Accident and Sickness Insurance 100 Matsonford Road One Radnor Corporate Center Suite 100 Radnor, PA 19087 USA Call: 610.254.8700 Fax: 610.293.3529 Email: customerservice@hthworldwide.com
More informationMember Handbook. Basic Membership. This Handbook helps Members fully understand the benefits and limitations of the On Call
Member Handbook Basic Membership This Handbook helps Members fully understand the benefits and limitations of the On Call Membership and how to properly access them. Membership Rules / Regulations Eligibility
More informationThe Accident Insurance Plan Supporting Training Participants
The Accident Insurance Plan Supporting Training Participants Policy Number: SCG 10 28 45 BASIC ACCIDENTAL DEATH AND DISMEMBERMENT INSURANCE PLAN Every year in Ontario, over 100,000 people are involved
More informationTravMed International Travel Insurance
TravMed takes over where your regular hospitalization and medical plan rarely go. into a foreign country. Don t take for granted that your US hospitalization plan provides its usual coverage outside the
More informationMEDOC TRAVEL INSURANCE PLAN PERSONAL POLICY OF INSURANCE
MEDOC TRAVEL INSURANCE PLAN PERSONAL POLICY OF INSURANCE Effective September 1, 2010 Effective Sept. 1/10 INDIVIDUAL QCC ACTIVE DETAILS ABOUT YOUR POLICY Travel insurance is designed to cover losses arising
More informationTravel Medical Insurance Certificate of Insurance
TD Insurance Travel Medical Insurance Certificate of Insurance Issued by: TD Life Insurance Company ( TD Life ) under Group Policy Number TI002 (the Group Policy ) to The Toronto-Dominion Bank (the Policyholder
More informationContract No. 50658 HEC Montréal. Extended Health Care
Contract No. 50658 HEC Montréal Extended Health Care Expenses out of your province We will cover emergency services while you are outside the province where you live. We will cover the cost of: a semi-private
More informationYOUR GROUP BENEFITS QUINTE HEALTHCARE CORPORATION NON-UNION EMPLOYEES GROUP CONTRACT NUMBER: 6820. ELIGIBILITY PERIOD: As stipulated by your Employer.
YOUR GROUP BENEFITS QUINTE HEALTHCARE CORPORATION NON-UNION EMPLOYEES GROUP CONTRACT NUMBER: 6820 EFFECTIVE DATE: REFER TO MASTER CONTRACT ELIGIBILITY PERIOD: As stipulated by your Employer. You can contact
More informationPOLICY Version V03 Effective April 2006
995 Elgin Street West, Suite 4 Cobourg, Ontario K9A 5J3 1 800 567-0021 toll-free within North America or 905-372-1779 VISITORS TO CANADA INSURANCE VISITORS TO CANADA INSURANCE Your Agent: POLICY Version
More informationAMEX International Healthcare Plan Benefits schedule
Quality health plans & benefits Healthier living Financial well-being Intelligent solutions AMEX International Healthcare Plan Benefits schedule Effective 1 April 2015 46.06.933.1-EUAM D (4/15) Your flexible
More informationHow To Get Travel Medical Insurance In Canada
TD Insurance Travel Medical Insurance Distribution Guide Name of Insurance Product Travel Medical Insurance Type of Insurance Product Group Travel Insurance Name and Address of Insurer: TD Life Insurance
More informationBERMUDA GOVERNMENT EMPLOYEES (HEALTH INSURANCE) (BENEFITS) ORDER 1997 BR 32 / 1997
QUO FA T A F U E R N T BERMUDA GOVERNMENT EMPLOYEES (HEALTH INSURANCE) (BENEFITS) ORDER 1997 BR 32 / 1997 [made under section 12 of the Government Employees (Health Insurance) Act 1986 and brought into
More informationMember Handbook. Mature Membership. This Handbook helps Members fully understand the benefits and limitations of the On Call
Member Handbook Mature Membership This Handbook helps Members fully understand the benefits and limitations of the On Call Mature Membership and how to properly access them. Eligibility and Participation
More informationUniversity of Notre Dame
University of Notre Dame International Studies Semester Program 2013 2014 Blanket Student Accident and Sickness Insurance How to Enroll Online To enroll on-line, visit the hthstudents.com website, and
More informationNorth Carolina Community College Association
North Carolina Community College Association 2014 2015 Blanket Student Accident and Sickness Insurance 100 Matsonford Road One Radnor Corporate Center Suite 100 Radnor, PA 19087 USA Call: 610.254.8700
More informationBMO Travel Insurance. Annual and Single Trip Travel Medical Single Trip Trip Protection
BMO Travel Insurance Annual and Trip Protection Put travel worries behind you When you travel, you don t expect to lose your luggage, experience flight delays or have a medical emergency, but any of these
More informationTraveller. TuGo Travel Insurance TRAVEL POLICY. Claims at TuGo. tugo.com. Hospitalizations please call immediately 01-800-681-8070
TRAVEL POLICY Claims at TuGo Hospitalizations please call immediately From Canada & USA From Mexico Outside N. America Collect 1-800-663-0399 001-800-514-9976 or 01-800-681-8070 *800-663-00399 604-278-4108
More information1-877-COVER ME. If you have any questions, give us a call at (1-877-268-3763) The Complete Guide to Flexcare for Residents of Ontario
If you have any questions, give us a call at 1-877-COVER ME (1-877-268-3763) Flexcare is offered through Manulife Financial (The Manufacturers Life Insurance Company). Plans underwritten by The Manufacturers
More informationEmergency Medical Indemnification
Butterfield British Airways Visa Platinum Credit Card Emergency Medical Indemnification What is covered? As an International British Airways Visa Cardholder, you, your spouse and dependent children under
More informationASSIST, Inc. Blanket Student Accident and Sickness Insurance
ASSIST, Inc. 2014 2015 Blanket Student Accident and Sickness Insurance 100 Matsonford Road One Radnor Corporate Center Suite 100 Radnor, PA 19087 USA Call: 610.254.8700 Fax: 610.293.3529 Customer Service:
More informationPURPOSE OF THE INSURANCE PROGRAM
Hockey Canada Insurance Program PURPOSE OF THE INSURANCE PROGRAM The Insurance Program must ensure that adequate financial resources are in place to compensate those who are injured or who have suffered
More informationEl Paso County. Self-Funded Short Term Disability Plan
El Paso County Self-Funded Short Term Disability Plan Effective January 1, 2003 Restated January 1, 2011 Index INTRODUCTION... 2 ELIGIBILITY... 2 Eligible Classes... 2 Eligibility Date... 2 POLICY EFFECTIVE
More informationDistribution Guide and General Conditions For your Travel Insurance contract
Distribution Guide and General Conditions For your Travel Insurance contract Travel Insurance is offered on an individual basis. Things you must absolutely do: Before the effective date of coverage Make
More informationUnitedHealthcare Global Travel Assistance for Liberty Mutual Insurance Program Description
UnitedHealthcare Global Travel Assistance for Liberty Mutual Insurance Program Description Please keep this document with you while you travel. A comprehensive program providing all Eligible employees
More informationBMO World Elite * MasterCard * 31 Day Medical Protection
BMO World Elite * MasterCard * 31 Day Medical Protection CERTIFICATE OF INSURANCE Inside You ll find all You need to know about the BMO 31 Day Medical Protection features and benefits on Your BMO World
More informationExtended Health Care Insurance
2012 2013 Extended Health Care Insurance This brochure will provide you with information about the Ontario Dental Association s (ODA) Extended Healthcare (EHC) Insurance Plan. Eligibility The plan is available
More informationLimited Benefit Accident Only Insurance. Accidents Happen. Are You Prepared? AMERICAN FIDELITY ASSURANCE COMPANY
AMERICAN FIDELITY ASSURANCE COMPANY Wellness Benefit Benefits Paid Directly to You Excellent Customer Service Learn More» Limited Benefit Accident Only Insurance Accidents Happen. Are You Prepared? Life
More informationMEDOC TRAVEL INSURANCE SINGLE TRIP PLAN CERTIFICATE OF INSURANCE
MEDOC TRAVEL INSURANCE SINGLE TRIP PLAN CERTIFICATE OF INSURANCE Effective September 1, 2009 Effective Sept 1/09 GROUP B SINGLE TRIP PLAN Royal & Sun Alliance Insurance Company of Canada MEDOC TRAVEL INSURANCE
More informationAppendix A SUMMARY OF BENEFITS
Appendix A SUMMARY OF BENEFITS ST. JOSEPH'S CARE GROUP MANAGEMENT/NON-UNION GROUP NUMBER: 2438 Divisions: 008, 009, 010, 011, 015 EFFECTIVE DATE: REFER TO MASTER CONTRACT ELIGIBILITY PERIOD: As stipulated
More informationThe USAway International Major Medical Plan
For People Traveling or Temporarily Residing Outside of The United States Uses Tourism Vacation Religious Pursuits VISA Requirements Business Assignments Students Studying Abroad How To Apply Paper Application
More informationGroup Health Care Benefits
Group Health Care Benefits For The Teaching Staff and Employees of School Divisions Sponsored By: Manitoba Blue Cross Group Health Care Plan Protect yourself and your family against the rising cost of
More informationGroup Benefits. Emergency Out of Country Coverage
Group Benefits Emergency Out of Country Coverage Keep this brochure and a copy of your Emergency Medical Travel Assistance card with your passport so that you or anyone you re travelling with can get assistance
More informationTraveller. Travel Insurance TRAVEL POLICY. Claims at TuGo. tugo.com. Hospitalizations please call immediately 01-800-681-8070
TRAVEL POLICY Claims at TuGo Hospitalizations please call immediately From Canada & USA From Mexico TuGo Travel Insurance 1-800-663-0399 001-800-514-9976 or 01-800-681-8070 Outside N. America *800-663-00399
More informationInternational Students & Scholars Accident and Sickness Insurance Plan
International Students & Scholars Accident and Sickness Insurance Plan COVERED ACTIVITIES Persons engaged in full time international educational activities who are Non-U.S. citizens with a current passport
More informationA special Apple or Android app is also available for download, to ensure you have easy access to your policy details at all times.
Student Insurance We have created a special insurance policy with trusted insurance provider guard.me, to ensure you feel protected and secure when you travel and study with us. Our partner guard.me have
More informationTravel Health Santé Voyage TRAVEL INSURANCE POLICY
- VISITOR-STUDENT-IMMIGRANT- RETURNING CANADIAN Travel Health Santé Voyage TRAVEL INSURANCE POLICY TABLE OF CONTENTS I ELIGIBILITY 1 II HOW THIS POLICY WORKS 1 III OPTION AVAILABLE 1 IV WHAT IS COVERED
More informationAIG Insurance Company of Canada having issued POLICY NO. SRG 902 9942-A
HEAD OFFICE : TORONTO BRANCHES: MONTREAL, VANCOUVER ACCIDENT INSURANCE PLAN AIG Insurance Company of Canada having issued POLICY NO. SRG 902 9942-A General The Accidental Death and Dismemberment Plan provides
More informationPlatinum Health Plan with $300 Vision Care Benefit
Platinum Health Plan with $300 Vision Care Benefit Eligibility Extended Health benefits are available to permanent full-time and part-time employees, and term employees hired for at least 60 consecutive
More informationCONTRACT IDENTIFICATION
CONTRACT IDENTIFICATION The benefits outlined in this booklet are available to plan members under Contract Number 84444: Division Numbers, Active Employees Division 1 Division 2 Division 3 Division 4 Division
More informationStudents are eligible for services when traveling more than 100 miles away from their Permanent Residence
One Delaware Drive Salem, NH 03079 24/7 On Call Global Response Center +1 603 328 1901 877 318 6891 mail@oncallinternational.com Global Academic Assistance Program Health Net Inc. Plan Description Eligibility
More informationCDSPI Retiree Benefits
CDSPI Retiree Benefits HEALTH BENEFITS AT GREATLY PREFERRED PRICING EXCLUSIVELY FOR RETIRED DENTISTS In retirement you can continue protecting yourself and your family with personal health insurance through
More informationMEDICAL ASSISTANCE AND EVACUATION MEDICAL SERVICE COLLEGIATE PROGRAM DESCRIPTION
MEDICAL ASSISTANCE AND EVACUATION MEDICAL SERVICE COLLEGIATE PROGRAM DESCRIPTION A comprehensive program providing 24/7 emergency medical and travel assistance services when You are outside Your Home Country
More informationMETROPOLITAN LIFE INSURANCE COMPANY NEW YORK, NEW YORK
METROPOLITAN LIFE INSURANCE COMPANY NEW YORK, NEW YORK POLICYHOLDER: Group Policy Form No: GPNP12-AX (Referred to as the Group Policy ) Certificate Form No: GCERT12-AX (Referred to as the Certificate )
More informationAdams State University
Adams State University Study Abroad 2014 2015 Blanket Student Accident and Sickness Insurance 100 Matsonford Road One Radnor Corporate Center Suite 100 Radnor, PA 19087 USA Call Toll Free: 1.888.243.2358
More informationPlatinum Health Plan Retired School Division Employees
Platinum Health Plan Retired School Division Employees Eligibility Retired employees including their spouse and eligible dependents can become members at their time of retirement. To be eligible for coverage,
More informationHEALTH BENEFITS September 1, 2009 August 31, 2010
NEW SU Health & Dental Plan Thanks to a strong mandate from students in the recent referendum over 80% voted in favour the SU is proud to announce that undergraduate students have been able to use their
More informationWashington State University
One Delaware Drive Salem, NH 03079 +1 603-952-2034 855-257-4627 mail@oncallinternational.com Washington State University Study Abroad Insurance Program 2014-2015 Blanket Student Accident and Sickness Insurance
More informationGENERAL PROVISIONS SAMPLE
GENERAL PROVISIONS 1. ENTIRE CONTRACT The insurance plan, including the Policy Schedule, the attached tables and the application, constitutes the entire contract between the parties. 2. DEFINITIONS "Company"
More informationUNIVERSITY OF NEW BRUNSWICK GROUP SUPPLEMENTARY HEALTH PLAN
The UNB Group Supplementary Health Plan is designed to provide medical coverage in addition to the basic medical coverage provided through Medicare New Brunswick. ELIGIBILITY FOR COVERAGE Coverage is compulsory
More informationAdministrator means the administrator of giraffe & friends RESP, being Giraffe & Friends Life Insurance Company.
Completion Insurance Life & Total & Permanent Disability Insurance Important information about your insurance Customer Service Inquiries - Please contact Giraffe & Friends Life Insurance Company at 1-844-MY-GANDF
More informationOPIP Frequently Asked Questions
Eligibility: 1 Who is eligible to apply for OPIP? You are eligible to apply if you are a physician (excluding a resident) who: resides in Canada; is registered with the College of Physician and Surgeons
More informationGLOBAL GROUP INSURANCE POLICY FOR CONSULTANTS (GGIPC)
GLOBAL GROUP INSURANCE POLICY FOR CONSULTANTS (GGIPC) ACCIDENTAL DEATH AND DISABILITY (AD&D), WORKERS COMPENSATION INSURANCE (WCI) AND MEDICAL INSURANCE COVERAGES FOR CONSULTANTS Summary of benefits, coverage,
More information2015-2016 MEDIPAC. Travel Insurance Guide. Save up to 17% Details on Page 9
2015-2016 MEDIPAC Travel Insurance Guide Save up to 17% Details on Page 9 Medipac International Inc. 2015 Medipac, Royal Canadian Legion and Canadian Snowbird Association are Registered Trademarks Great
More information2014-2015. Intercollegiate Sports Injury Only Insurance Plan. Designed Especially for the
2014-2015 Intercollegiate Sports Injury Only Insurance Plan Designed Especially for the State of Washington and Northwest Athletic Association of Community Colleges Policy # US079653 NWAA15 Intercollegiate
More informationBerkley Group Sports Travel Medical Insurance Master Policy
Policyholder Name: Address: Berkley Group Sports Travel Medical Insurance Master Policy Policy Number: 224468005 Policy Effective Date: August 31, 2015 Policy Expiry Date: August 30, 2016 Canadian Water
More informationSt. Thomas University
St. Thomas University Group Policy Number: G0050234 Plan B: Support Staff Employee Name: Certificate Number: Welcome to Your Group Benefit Program Group Policy Effective Date: September 1, 2010 This Benefit
More informationIndiana University. Blanket Student Accident and Sickness Insurance
Indiana University 2015 2016 Blanket Student Accident and Sickness Insurance 100 Matsonford Road One Radnor Corporate Center Suite 100 Radnor, PA 19087 USA Call: 610.254.8700 Fax: 610.293.3529 Email: customerservice@hthworldwide.com
More informationShort Term Medical Insurance for Oregon Individuals and Families
Short Term Medical Insurance for Oregon Individuals and Families 3/12 This brochure is designed to give you a very brief description of the important features of the policy. This is not the insurance contract
More informationIndividual health plans for you and your family. Within your reach
Individual health plans for you and your family Within your reach Designed to meet your needs Alberta Blue Cross individual health and dental plans help you and your family stay healthy by providing practical
More informationOutline of Coverage. Medicare Supplement
Outline of Coverage Medicare Supplement 2016 Security Health Plan of Wisconsin, Inc. Medicare Supplement Outline of Coverage Medicare Supplement policy The Wisconsin Insurance Commissioner has set standards
More informationSimple and affordable health care protection for you and your family
Simple and affordable health care protection for you and your family Your guide to Flexcare Province of Ontario Table of contents How to build your own plan 2 g 3 DrugPlusTM Basic plan details DrugPlusTM
More informationStandard Insurance Company Emergency Medical Assistance Service Employee Certificate Group #9061
Standard Insurance Company Emergency Medical Assistance Service Employee Certificate Group #9061 As per the Master Marketing Agreement for Group #9061 on file between Standard Insurance Company ( Standard
More informationTHE STANDARD TRAVEL ASSISTANCE PROGRAM DESCRIPTION OF COVERAGE FOR WASHINGTON RESIDENTS
THE STANDARD TRAVEL ASSISTANCE PROGRAM DESCRIPTION OF COVERAGE FOR WASHINGTON RESIDENTS FrontierMEDEX ID Number 9061 Please keep this document with you while you travel. A comprehensive program providing
More informationGROUP HEALTH CARE BENEFITS
GROUP HEALTH CARE BENEFITS Compulsory Plan For Teachers Sponsored by: January 1, 2012 THECOLOUROFCARING Manitoba Blue Cross Group Health Care Plan Protect yourself and your family against the rising cost
More informationTHE USAWAY INTERNATIONAL MAJOR MEDICAL PLAN
An International Major Medical Series Product FOR People traveling or temporarily residing outside of the United States USES Business Assignments Pleasure Educational Pursuits Religious Activities PETERSEN
More informationLife and AD&D Insurance Effective February 1, 2015
Life and AD&D Insurance Effective February 1, 2015 TABLE OF CONTENTS Introduction... 2 Life Insurance and AD&D General Provisions... 2 Amount of Coverage and Eligibility Waiting Period... 2 Effective Date
More informationTraNQUILITY. This policy is underwritten by Orion Travel Insurance Company
TraNQUILITY AMA TRAVEL MEDICAL INSURANCE It is important to read and understand your policy before you travel. It is your responsibility to review the terms, conditions and limitations outlined in this
More information