NXT Bank Business Visa Credit Cards

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1 Carry a credit card designed for your business. We offer a variety of business credit cards to meet your needs. Become a Cardmember and enjoy a wide range of benefits. Business Edition Visa Card The NXT Bank Business Edition Visa Credit Card offers many benefits, such as competitive rates, no annual fee* and online access to view transactions and track business expenses. Competitive rages No annual fee* Separate business and personal expenses Online access to view transactions, pay your bill, view up to seven years of prior statements and more! 1 Click Here to Learn More or Apply Now

2 Business Edition Visa Card with Absolute Rewards SM The NXT Bank Business Edition Visa Credit Card with Absolute Rewards SM allows you to earn points with every dollar in qualifying purchases. Ɨ Redeem points for travel, gift cards, merchandise, even cash back in the form of a credit to your account. With Absolute Rewards SM every dollar spent is a reward for you! Ɨ 5 POINTS PER $1 SPENT on qualifying business expenses (up to $25,000 during each 12 billing cycle period). Ɨ 2 POINTS PER $1 SPENT on qualifying gas and dining transactions (up to $25,000 during each 12 billing cycle period). Ɨ 1 POINT PER $1 SPENT on other purchases. Ɨ No annual fee. * Competitive rates Separate business and personal expenses Online access to view transactions, pay your bill, view up to seven years of prior statements and more! 1 Click Here to Learn More or Apply Now

3 Commercial Edition Visa Card The NXT Bank Commercial Edition Visa Credit Card facilitates your travel, entertainment and purchasing spending while maintaining policy controls. Maximize cash flow and gain better insight into your spending with advanced reporting tools. The card also allows your company to minimize risk with multiple payment and statement options, and the ability to establish individual credit limits. Purchasing Edition Visa Card The NXT Bank Purchasing Edition Visa Credit Card allows you to receive goods faster, negotiate discounts with suppliers and easily manage company billing accounts. Optimize your cash flow, reduce purchasing costs and gain better insight into your spending with advanced reporting tools. All our Business Cards come with these great benefits: Free 24/7 Online Access for managing your account. View transaction activity and history, pay your bill, set up alerts, and more. 1 Free Management Reports to help you track expenses, monitor your spending, spot tax deductions, prepare your tax filings and forecast expenses more easily.

4 All our Business Cards come with these great benefits: Free 24/7 Online Access for managing your account. View transaction activity and history, pay your bill, set up alerts, and more. 1 Free Management Reports to help you track expenses, monitor your spending, spot tax deductions, prepare your tax filings and forecast expenses more easily. Cash Flow Management with the flexibility to cover the cost of supplies, equipment, travel and more. Added Security with fraud protection, extended warranties, travel accident insurance and identity theft protection. 2 Access Your Account Here:

5 Online Account Access Online account access provides the quickest and easiest way to activate your credit card, make payments, view balances, request limit increases, transfer balances and so much more. IMPORTANT INFORMATION First Bankcard reserves the right to change the account terms should your credit profile change or for other reasons described in the SUMMARY OF CREDIT TERMS. Required minimum payments may be allocated to the lower APRs first. Payments in excess of the required minimum payment will generally be applied to balances with highest APRs first. All changes in terms will be subject to requirements of applicable law. Offer applies to new accounts only. * For additional information about Annual Percentage Rates (APRs), fees, and other costs, see the SUMMARY OF CREDIT TERMS Ɨ See the REWARDS Terms and Conditions in the SUMMARY OF CREDIT TERMS for details 1 Only a Program Administrator or Authorized Company Representative, as applicable, can enroll your Company s Business Credit Card Online 2 Complete details including restrictions, limitations, and exclusions will be available when you become a Cardmember 2014 Visa Cards. Cards are issued by First Bankcard, a division of First National Bank of Omaha. Business Edition Commercial Edition and Purchasing Edition are federally registered service marks owned by First Bankcard, a division of First National Bank of Omaha.