CREDIT MANAGEMENT CORPORATE CREDIT POLICY. Corporate Vetting Product Page 1 of 7

Size: px
Start display at page:

Download "CREDIT MANAGEMENT CORPORATE CREDIT POLICY. Corporate Vetting Product Page 1 of 7"

Transcription

1 CREDIT MANAGEMENT CORPORATE CREDIT POLICY Corporate Vetting Product Page 1 of 7

2 TABLE OF CONTENTS Section Topic A Amendment History 1 Purpose 2 Types of business entities 3 Brief description of entities 4 Required documents for vetting purposes A. AMENDMENT HISTORY Version No Sections Influenced Description of Changes Date Changed By 001 All Creation of document 002 Change to Vetting TAT business rules Defining an SME Requirement for a processed cheque has been removed from the business rules 19/04/2011 Lionel Gaum 1. PURPOSE The purpose on this document is to provide guidance to Corporate credit vetting To ensure the underwriting of good quality of Corporate business and limit bad debt To reduce risk by adhering to the correct credit procedures 2. Credit Vetting An SME application will be defined as a company applying for 5 or more lines The Turnaround time for the Credit Vet is 24 hours (this TAT does not include activations) Corporate Vetting Product Page 2 of 7

3 3. TYPES OF BUSINESS ENTITIES 3.1 Sole proprietors 3.2 Section 21 (non profit organizations) 3.3 Trusts 3.4 Government 3.5 Incorporated 3.6 Partnerships 3.7 Close Corporation 3.8 Companies 4. BRIEF DESCRIPTION OF ENTITIES 4.1 Sole Proprietors This type of business is owned by person, the are no formal requirements to establish the sole proprietor 4.2 Section 21 (non profit organizations) This type of company is intended to specifically non profit organisations and therefore is suitable for promoting religion education, charity and social activities, that refers to schools, clubs and churches 4.3 Trusts A trust can be defined as a legal relationship which comes into effect when someone who wishes to form a trust hands over control to a trustee/s. trustee/s will administer the assets of the trust to the benefit of the beneficiary/ies 4.4 Government This refer to government itself or the departments within the government, no registration number required, as this is not a business 4.5 Incorporated Company usually associated with or formed by attorneys. 4.6 Partnerships A contract between two people (to maximum 20), people concerned agree to contribute capital and or skills to carry on business with the intention of making profit Corporate Vetting Product Page 3 of 7

4 4.7 Close Corporation Maximum membership of 10 people, separate legal entity from the members, more flexile and less costly as compared to a company thereby promoting small business 4.8 Companies The assets of the company are owned by the company it self, the shareholders have no automatic rights to participate in the affairs of the company 5. REQUIRED DOCUMENTS FOR VETTING PURPOSES 5.1 Sole Proprietors / Individuals Fully completed subscriber agreement (P1 and P2) together with signed T&C Bar coded copy of ID Bank statements [ 3months] for sole proprietors and self employed individuals Minimum 2 of trade references to be supplied[ Sole proprietors only 5.2 Section 21 Entities Fully completed Corporate Subscriber Agreement ( P1 and P2) together with signed T&C Bar coded copy of ID of authorized signatories signing the Resolution. Purchase order on the company letterhead (Full tariff and handset descriptions) Bank statements [ latest 3months] Copy of fundraising / NPO certificate. Funding letter required from main funders advising where funding for the next 24 months will be originating from. Income and Expenditure Statement capacity.) Corporate Vetting Product Page 4 of 7

5 5.3 Trusts Fully completed Corporate Subscriber Agreement (P1 and P2) together with signed T&C Official purchase order on company letterhead (Full tariff and handset descriptions) Bank statements ( latest 3months) Letter of Authority (magistrate court) capacity.) Bar coded ID documents for signatories in the resolution. 5.4 Government Fully completed Corporate Subscriber Agreement ( P1 and P2) with signed T&C Official government purchase order (Full tariff and handset descriptions) Bar coded Copies ID s of signatories signing the Resolution Resolution [Letter/ written confirmation from board of directors authorizing contractual capacity.] Data registration for service provider Legal Agreement / Sales Proposal [ where applicable] 5.5 Incorporated Fully completed Corporate Subscriber Agreement (P1 and P2) with signed T&C Official purchase order on company letterhead (Full tariff and handset descriptions) Copy of bank processed cheque capacity.) with ID documents of signatories signing the Resolution Articles of Association and personal sureties may be requested Bank statements (latest 3months) 5.6 Partnerships Fully completed Corporate Subscriber Agreement ( P1 and P2) with signed T&C Copy partnership agreement Corporate Vetting Product Page 5 of 7

6 Bank statements ( latest 3months) Bar coded ID documents for partners signing the Resolution capacity) 5.7 Close Corporation [CC] Fully completed Corporate Subscriber Agreement ( P1 and P2) with signed T&C Copy of CK documents Bar coded copies ID s of all members Bank statements (latest 3 months) Financial statements (Where applicable) 5.8 Registered Companies [LTD] and [PTY] LTD Fully completed Corporate Subscriber Agreement [ P1 and P2] with signed T&C Resolution [Letter/ written confirmation from board of directors authorizing contractual capacity.] Bank Statements (3 months latest) Company Registration documents -CM29 Bar coded ID documents copies of directors signing the Resolution Financial statements (latest 2 years) [ Where applicable] 6. CRITERIA FOR ADD ON LINES Add on lines will be assessed based on but not limited on the following Conduct of existing account on clarify ( no debit order rejections for the last 3 months Regular and timeous payment. Both individuals and the business must be credit checked. Favorable bank codes. Corporate Vetting Product Page 6 of 7

7 6. LEVEL OF AUTHORITY The following levels of authority apply to Corporate Vetting process only No of Services Up to 20 lines Up to 100 lines Up to 200 lines More than 200 Approval Levels Corporate Credit Vetter Credit Manager National Credit Manager Financial Director All government applications referred to the Corporate Credit Manager for approval 7. GENERAL This is a working document and serves as the guideline is by no means exhaustive. Credit Management reserves the rights to alter the document without prior notice and at its discretion. Corporate Vetting Product Page 7 of 7

PREFACE. How to Register a Business in Namibia 2

PREFACE. How to Register a Business in Namibia 2 How to Register a Business in Namibia 1 PREFACE This booklet explores the ways how the choice of business entity may be important to you as a business person. This guide is designed to be your introduction

More information

Post Code: Post Code:

Post Code: Post Code: 2 Business/Trading Name: Business/Trading Address: Post Code: Fax No: Main Contact email Address: Mobile No: Co. Registration No: Date of Incorporation: How long has your business been established? Years

More information

How to set up a company in South Africa

How to set up a company in South Africa How to set up a company in South Africa Business entities and registration procedures The most common business entities in South Africa are: 1. Companies 2. Close corporations 3. Partnerships and sole

More information

1 First National Bank - a division of FirstRand Bank Limited. An Authorised Financial Services and Credit Provider (NCRP20).

1 First National Bank - a division of FirstRand Bank Limited. An Authorised Financial Services and Credit Provider (NCRP20). First National Bank - a division of FirstRand Bank Limited. An Authorised Financial Services and Credit Provider (NCRP0). Contents Introduction ) Companies ) Close Corporations and Co-operatives ) Partnerships/Joint

More information

OASIS COLLECTIVE INVESTMENT SCHEMES

OASIS COLLECTIVE INVESTMENT SCHEMES 1. The Terms and Conditions that apply to this product must be read in conjunction with this form and is available on www.oasiscrescent.com. 2. Kindly complete all fields in the form using BLOCK CAPITALS.

More information

Registration Form for DCB Business Internet Banking

Registration Form for DCB Business Internet Banking Registration Form for DCB Business Internet Banking Branch : Account Name: Corporate ID (Customer ID) : 1. Account Holder's Declaration, Request and We: (a) Maintain an account with the DCB Bank Limited

More information

BUYING THROUGH TRUSTS, COMPANIES AND CLOSE CORPORATIONS

BUYING THROUGH TRUSTS, COMPANIES AND CLOSE CORPORATIONS BUYING THROUGH TRUSTS, COMPANIES AND CLOSE CORPORATIONS Presented by Meumann White Attorneys OUTLINE TRUSTS A: BUYING PROPERTY IN THE NAME OF A TRUST - ALREADY IN EXISTENCE B: BUYING PROPERTY IN THE NAME

More information

A SWITCHING GUIDE. for non-personal current accounts including SME (Small & Medium Enterprise)

A SWITCHING GUIDE. for non-personal current accounts including SME (Small & Medium Enterprise) A SWITCHING GUIDE for non-personal current accounts including SME (Small & Medium Enterprise) Contents 1. The Current Account a. Key features b. Convenience c. Accessibility d. Support 2. Opening an account

More information

HOW TO REGISTER A BUSINESS IN NAMIBIA. Companies and Patents Registration Office. A Directorate of the Ministry of Trade and Industry

HOW TO REGISTER A BUSINESS IN NAMIBIA. Companies and Patents Registration Office. A Directorate of the Ministry of Trade and Industry HOW TO REGISTER A BUSINESS IN NAMIBIA Companies and Patents Registration Office A Directorate of the Ministry of Trade and Industry FOREWORD This booklet explores the ways how the choice of business entity

More information

The Things You Need to Know Before and After Forming a Legal Entity - From the Company Secretarial Perspective 成 立 公 司 你 要 知

The Things You Need to Know Before and After Forming a Legal Entity - From the Company Secretarial Perspective 成 立 公 司 你 要 知 The Things You Need to Know Before and After Forming a Legal Entity - From the Company Secretarial Perspective 成 立 公 司 你 要 知 Speaker: Tim Hui 15-March-2011 Hong Kong Arts Administrators Association Disclaimer

More information

A GUIDE TO WRITING A CONSTITUTION FOR AN UNINCORPORATED ORGANISATION

A GUIDE TO WRITING A CONSTITUTION FOR AN UNINCORPORATED ORGANISATION A GUIDE TO WRITING A CONSTITUTION FOR AN UNINCORPORATED ORGANISATION Do not use this model if you are setting up a: Charity Charitable Trust Company Limited by Guarantee Company Limited by Shares Community

More information

The Wheel. useful information for setting up a voluntary organisation

The Wheel. useful information for setting up a voluntary organisation The Wheel useful information for setting up a voluntary organisation Introduction When an organisation is starting up it is important for the members to consider the following points carefully: Whether

More information

B 1. Current Accounts ( Individual, Proprietorship, Partnership, Companies etc. )

B 1. Current Accounts ( Individual, Proprietorship, Partnership, Companies etc. ) B 1. Current Accounts ( Individual, Proprietorship, Partnership, Companies etc. ) Acceptable ID Proof of Proprietor, Partner, Director, Authorized Signatory, POA Holder, Co. Secy etc. : as Per A 1 (SB

More information

MANAGING BETTER A Series on Organisational and Management Issues for the Community and Voluntary Sector. Becoming a Limited Company.

MANAGING BETTER A Series on Organisational and Management Issues for the Community and Voluntary Sector. Becoming a Limited Company. MANAGING BETTER >wv A Series on Organisational and Management Issues for the Community and Voluntary Sector / Becoming a Limited Company By Jane Clarke Combat Poverty Agency, Bridgewater Centre, Conyngham

More information

Business Structures in Australia

Business Structures in Australia 1. Introduction This paper presents an overview of the various types of business structures available in Australia each of which necessarily attracts different legal and taxation consequences. 2. Sole

More information

GettingThrough a Law Society Inspection?

GettingThrough a Law Society Inspection? GettingThrough a Law Society Inspection? Seamus McGrath Senior Investigating Accountant Law Society of Ireland Solicitors Accounts Regulations How to get through a Law Society Inspection A presentation

More information

Ten Steps to Writing a Constitution

Ten Steps to Writing a Constitution Ten Steps to Writing a Constitution What is a constitution? In basic terms, a constitution is simply a set of written rules or an agreement governing the aims of your organisation, how it will be run and

More information

(Vacant premises; Non-nationals/Franchise deals)

(Vacant premises; Non-nationals/Franchise deals) (Vacant premises; Non-nationals/Franchise deals) Are you a Sole Proprietor/ Partnership/ Trust? Only if yes, complete the attached Questionnaire. YES NO Are you a Company or Close Corporation and is your

More information

Sasol Supplier Application Form: International All sections to be completed in this document are compulsory

Sasol Supplier Application Form: International All sections to be completed in this document are compulsory Sasol Supplier Application Form - International Entity Return for completed applications: Contact Centre Tel: +27 17 610 4777 E-mail: supplieradministrator@sasol.com Sasol Supplier Application Form: International

More information

FAIS NEWSLETTER. Background to Newsletter. Inside this issue: Financial Services Board 1/31/2013 Volume 14

FAIS NEWSLETTER. Background to Newsletter. Inside this issue: Financial Services Board 1/31/2013 Volume 14 FAIS NEWSLETTER Financial Services Board 1/31/2013 Volume 14 Background to Newsletter As explained in Volume 13 of the FAIS newsletter, during November 2012 the FAIS Division conducted an industry survey

More information

Charity Professional & Trustees Liability Insurance

Charity Professional & Trustees Liability Insurance Charity Professional & Trustees Liability Insurance Proposal Form 1. All questions must be answered giving full and complete answers. 2. Please ensure that this Proposal Form is Signed and Dated. 3. All

More information

Important information about your credit card account (Account)

Important information about your credit card account (Account) Important information about your credit card account (Account) This notice is provided with your March 2012 statement of Account and details important information on the following aspects of your Account:

More information

Please be aware of the following when completing the change of signatories mandate:

Please be aware of the following when completing the change of signatories mandate: Change of account signatories Voluntary Organisations, Charities, Societies, Credit Unions, Trusts, Schools, Clubs and any other Unincorporated Association Please be aware of the following when completing

More information

READY RECKONER FOR SAFE EXIM VALIDATION

READY RECKONER FOR SAFE EXIM VALIDATION READY RECKONER FOR SAFE EXIM VALIDATION This document guides you in fulfilling the documentation requirements for validation to procure the Safe EXIM digital certificate. Documents Required 1 Proof of

More information

I loved reading the terms & conditions! said no one, ever. term deposit terms + conditions

I loved reading the terms & conditions! said no one, ever. term deposit terms + conditions I loved reading the terms & conditions! said no one, ever term deposit terms + conditions index. Part a - general terms and conditions. 2 1 Purpose of this booklet. 2 2 Meaning of words used. 2 3 Opening

More information

ESTABLISHING AND MANAGING BUSINESS RELATIONSHIPS CUSTOMER IDENTIFICATION AND VERIFICATION

ESTABLISHING AND MANAGING BUSINESS RELATIONSHIPS CUSTOMER IDENTIFICATION AND VERIFICATION ESTABLISHING AND MANAGING BUSINESS RELATIONSHIPS CUSTOMER IDENTIFICATION AND VERIFICATION Legal background As part of the South African government's fight against money laundering, the Financial Intelligence

More information

Entities and Their Documentation

Entities and Their Documentation Entities and Their Documentation Presented by Fred Schraub Texas Underwriting Counsel Stewart Title Guaranty Company 2008 Webinar Series Housekeeping Please do not place the conference on hold! Background/hold

More information

Money laundering. Our obligation to comply with. the Financial Intelligence. Centre Act.

Money laundering. Our obligation to comply with. the Financial Intelligence. Centre Act. Money laundering Our obligation to comply with the Financial Intelligence Centre Act. Impact on account opening procedures as from 1 July 2003 Money laundering has been identified as the third biggest

More information

Information Booklet for Small and Medium Enterprises in or facing Financial Difficulties.

Information Booklet for Small and Medium Enterprises in or facing Financial Difficulties. Information Booklet for Small and Medium Enterprises in or facing Financial Difficulties. Contents 1 Introduction 1 2 Procedures for dealing with SME loans in financial difficulties 1 Step 1 Communication

More information

Overview of Entities in the DIFC

Overview of Entities in the DIFC Overview of Entities in the DIFC Table of Contents Page Topic Objectives... 3 Session 1: Legal structures in the DIFC... 4 Session 2: Legal structures & their use... Error! Bookmark not defined. Session

More information

Total Money Management. Minimum standards

Total Money Management. Minimum standards Total Money Management Minimum standards November 2015 Introduction These standards are intended for budgeting services within the New Zealand Federation of Family Budgeting Services (NZFFBS) offering

More information

Digital Signature Certificate Subscription Form

Digital Signature Certificate Subscription Form Digital Signature Certificate Subscription Form Class 2 Individual Signing Class of Certificate Type of Certificate Certificate Validity With Class 3 Org Name Encryption Section 1: Subscriber Details 1

More information

KYC / / / / / / / / / HUF

KYC / / / / / / / / / HUF Important Notes common for all types of Entities All copies of documents (as per the appended list A and list B mentioned below), should be self-attested by the Customer / Delegate / Authorised Signatory

More information

Change of Details Form

Change of Details Form australianethical investments Change of Details Form Please use BLOCK LETTERS and BLACK INK. SEND YOUR COMPLETED FORM TO: Australian Ethical Investment Ltd, Reply Paid 3993, Sydney, NSW, 2001. STEP 1 INVESTOR

More information

3. FACT SHEET ON INCORPORATED SOCIETIES

3. FACT SHEET ON INCORPORATED SOCIETIES DECEMBER 2005 FACT SHEET ON 3. FACT SHEET ON This fact sheet deals with incorporated societies. These are organisations that have at least 15 members and are registered under the Incorporated Societies

More information

Postcode: Postcode: Australia Business Number (ABN):

Postcode: Postcode: Australia Business Number (ABN): New client form Name of your AJ Park contact: Account name: Trading name: Full name of contact person: Mobile: Street address: Postcode: Postal address (if different from street address): Postcode: Phone:

More information

The SPP is offered exclusively to all shareholders who are recorded on the Company s share register at 5pm (WST) on 1 April 2015 (Record Date).

The SPP is offered exclusively to all shareholders who are recorded on the Company s share register at 5pm (WST) on 1 April 2015 (Record Date). Dear Shareholder, INVITATION TO PARTICIPATE IN SHARE PURCHASE PLAN Crusader Resources Limited (Company) is pleased to offer you the opportunity to increase your investment in the Company through the approved

More information

ACCOUNT OPENING FORM. CUSTOMER INFORMATION (Please fill in where applicable) Customer Name Registration N BRN: Registration Date

ACCOUNT OPENING FORM. CUSTOMER INFORMATION (Please fill in where applicable) Customer Name Registration N BRN: Registration Date ACCOUNT OPENING FORM Domestic Company Global Business / International Company / Investment Fund Parastatal Body Club / Association Societe / Partnership FOR OFFICE USE ONLY CIF NO. ACCOUNT NUMBER/S CUSTOMER

More information

COMPLIANCE. Inquiry Report Essex Islamic Trust. Registered Charity Number 1043627

COMPLIANCE. Inquiry Report Essex Islamic Trust. Registered Charity Number 1043627 COMPLIANCE Inquiry Report Essex Islamic Trust Registered Charity Number 1043627 This is a statement of the results of an Inquiry into Essex Islamic Trust (registered charity number 1043627) Published on

More information

Finance Officer (Part-Time) S751. Central Services Manager

Finance Officer (Part-Time) S751. Central Services Manager JOB DESCRIPTION Job Title: Salary Grade: Reference Number: School/Department: Base Location: Finance Officer (Part-Time) Grade 4 ( 17,519-20,834) pro rata S751 Environmental Association for Universities

More information

Account Opening Application Form. Current/Deposit

Account Opening Application Form. Current/Deposit Account Opening Application Form Account Opening Application Form Current/Deposit Guidance te Please read this guidance note before completing the form so we can process your application as quickly as

More information

7 are? 12. For what price should I sell my Sasol Inzalo Ordinary Shares to the

7 are? 12. For what price should I sell my Sasol Inzalo Ordinary Shares to the SASOL INZALO SASOL INZALO ORDINARY SHARES TRADING Frequently Asked Questions (FAQ s) INDEX Question Page 1. When can I start trading my Sasol Inzalo Ordinary Shares? 2 2. Through which mechanism can I

More information

Nigeria Transactional Account Rest of Africa

Nigeria Transactional Account Rest of Africa Nigeria Transactional Account Rest of Africa The following support documentation are pre-requisites to the bank's documentation process of opening a transactional business banking account. This is specific

More information

Application form for a Practice Number for a Drug and Alcohol Rehabilitation Centre

Application form for a Practice Number for a Drug and Alcohol Rehabilitation Centre B o ard o f Health car e Fund er s o f S ou th ern A fr i ca Non-Profit Company Registration No. 2001/003387/08 Lower Ground Floor, South Tower, 1Sixty Jan Smuts, Jan Smuts Ave, cnr Tyrwhitt Ave, Rosebank,

More information

2015 -- S 0168 S T A T E O F R H O D E I S L A N D

2015 -- S 0168 S T A T E O F R H O D E I S L A N D LC000 01 -- S 01 S T A T E O F R H O D E I S L A N D IN GENERAL ASSEMBLY JANUARY SESSION, A.D. 01 A N A C T RELATING TO INSURANCE - HEALTH MAINTENANCE ORGANIZATIONS Introduced By: Senator James E. Doyle

More information

ACCOUNT NAME ACCOUNT NUMBER. Company School Trust Informal Body e.g. Reg.Group Specify

ACCOUNT NAME ACCOUNT NUMBER. Company School Trust Informal Body e.g. Reg.Group Specify BUSINESS ACCOUNT OPENING FORM BRANCH DATE ACCOUNT NAME I/We wish to open account with Credit Bank Limited. I/We undertake to comply, observe, and be bound by Terms and Conditions made by you and in force

More information

Welcome Pack. Fixed Rate Business Bond

Welcome Pack. Fixed Rate Business Bond Welcome Pack Fixed Rate Business Bond Creating better futures Cambridge & Counties Bank is a unique partnership between two established and respected institutions Trinity Hall, Cambridge and Cambridgeshire

More information

Chapter 32 Utah Interlocal Financing Authority Act

Chapter 32 Utah Interlocal Financing Authority Act Chapter 32 Utah Interlocal Financing Authority Act 11-32-1 Short title. (1) This chapter shall be known as the "Utah Interlocal Financing Authority Act." (2) All bonds issued pursuant to authority of this

More information

Institute of Canadian Bankers, Corporate Trust Program, (Section 4; Registration and Transfer of Securities) and

Institute of Canadian Bankers, Corporate Trust Program, (Section 4; Registration and Transfer of Securities) and Introduction The ( Guidelines ) of the Securities Transfer Association of Canada ( STAC ) were developed by the STAC Legal and Regulatory Working Group and have been issued with their approval. The Guidelines

More information

Credit Account Application Form

Credit Account Application Form Including Terms & Conditions of Trade Please complete & return Data Select Limited Network House Third Avenue, Globe Park Marlow Buckinghamshire SL7 1EY United Kingdom Telephone +44 (0)1628 402 000 Facsimile

More information

Bidding / Contracts General Information

Bidding / Contracts General Information Bidding / Contracts General Information We have provided this information sheet on various requirements and terminology when bidding on or completing various service and/or construction contracts for the

More information

Please staple bank deposit here NOTES ON DONATION APPLICATIONS (AND PAYMENT OF)

Please staple bank deposit here NOTES ON DONATION APPLICATIONS (AND PAYMENT OF) PART 1 Please staple bank deposit here THE HEART OF COMMUNITY FUNDING NOTES ON DONATION APPLICATIONS (AND PAYMENT OF) 1. You can t apply for things you will have bought, or events which will have passed,

More information

Accountants Professional Indemnity Insurance

Accountants Professional Indemnity Insurance Accountants Professional Indemnity Insurance Proposal Form 1. All questions must be answered giving full and complete answers. 2. Please ensure that this Proposal Form is Signed and Dated. 3. All fee or

More information

Kingdom of Bahrain Ministry of Industry & Commerce Domestic Trade Sector. COMPANY Registration Requirements. www.moic.gov.bh

Kingdom of Bahrain Ministry of Industry & Commerce Domestic Trade Sector. COMPANY Registration Requirements. www.moic.gov.bh Kingdom of Bahrain Ministry of Industry & Commerce Domestic Trade Sector COMPANY Registration Requirements www.moic.gov.bh BIC Contacts BIC Call Centre Telephone (+973) 17 562222 Facsimile (+973) 17 580752

More information

Home Loan Application - Further Loan

Home Loan Application - Further Loan Home Loan Application - Further Loan Please complete the following form and fax it, together with the supporting documents, to 0860 74 88 87 or email it to HLApps@fnb.co.za A. Application details Applicant

More information

Application for Retirement Income Plan Guaranteed Escalator Annuity

Application for Retirement Income Plan Guaranteed Escalator Annuity Application for Retirement Income Plan Guaranteed Escalator Annuity Contact us Tel: 0860 67 5777, PO Box 653574, Benmore, 2010, www.discovery.co.za Content of this form Page 1. About the investor 1 2.

More information

Web Application Access

Web Application Access This guide provides information on: Establishing a WAM account for those individuals who do not have an EPA LAN account Logging on to Web Application Access (WAA) Viewing and entering your communities

More information

Inquiry Report The Egyptian Community Association in the United Kingdom

Inquiry Report The Egyptian Community Association in the United Kingdom Inquiry Report The Egyptian Community Association in the United Kingdom Former Registered Charity Number 1129160 (now removed from the Register of Charities) This is a statement of the results of the Inquiries

More information

HSBC Premier Credit Card Application

HSBC Premier Credit Card Application HSBC Premier Credit Card Application Your Choice Please issue me/us an HSBC Premier Credit Card Security Code Employment Organisation Type Public Sector Multinational Co. Public Ltd. Co. Armed Forces Others

More information

Excess Professional Indemnity Insurance

Excess Professional Indemnity Insurance Excess Professional Indemnity Insurance Contents A warm welcome to Vela Underwriting 3 Making yourself heard 4 Excess Professional Indemnity Insurance Policy 5 Section 1 Definitions 8 Section 2 The Cover

More information

NetCall Collections First Aid for your Business

NetCall Collections First Aid for your Business NetCall Collections First Aid for your Business NO SUCCESS NO COMPENSATION! MEDICAL AND COMMERCIAL COLLECTIONS Nothing Complicated..Just Superior Service NetCall collections has been established to provide

More information

STEPS FOR FORMATION OF INDIAN COMPANY

STEPS FOR FORMATION OF INDIAN COMPANY STEPS FOR FORMATION OF INDIAN COMPANY TABLE OF CONTENTS Type of Company...4 Conversion of Pvt. Ltd. into Public Ltd....5 Basis of deciding the name of the company...6 Disclosure Form...7 Filling and completion

More information

Guideline: Issuers of securities and participants in issues

Guideline: Issuers of securities and participants in issues Guideline: Issuers of securities and participants in issues December 2012 About this guideline This guideline is for businesses registered on the Financial Services Providers Register (FSPR) as an issuer

More information

Excess Professional Indemnity. Policy document

Excess Professional Indemnity. Policy document Excess Professional Indemnity Policy document Contents A warm welcome to Zurich 3 Your Excess Professional Indemnity policy 3 Section 1 Definitions 5 Section 2 The Cover 5 Section 3 Provisions 6 Section

More information

SUBSCRIPTION AGREEMENT FOR SELF MONITORING SERVICES

SUBSCRIPTION AGREEMENT FOR SELF MONITORING SERVICES Manual Registration Version SUBSCRIPTION AGREEMENT FOR SELF MONITORING SERVICES SME Credit Bureau (M) Sdn Bhd (820050-T) Level 5, Bangunan CGC, Kelana Business Centre 97, Jalan SS7/2, 47301 Petaling Jaya

More information

Workers compensation insurance. A guide for NSW employers

Workers compensation insurance. A guide for NSW employers Workers compensation insurance A guide for NSW employers Conditions of Use Information in this booklet is copyright 2012 WorkCover NSW. Disclaimer This publication may contain work health and safety and

More information

A GUIDE TO LEGAL FORMS FOR BUSINESS NOVEMBER 2011

A GUIDE TO LEGAL FORMS FOR BUSINESS NOVEMBER 2011 A GUIDE TO LEGAL FORMS FOR BUSINESS NOVEMBER 2011 Guide to Legal Forms Unincorporated legal forms: The distinguishing feature of unincorporated forms is that they have no separate legal personality. There

More information

Service Level Agreement

Service Level Agreement Agreement entered into between: SOSiT (PTY) Ltd (Reg. No.: 2012/099651/07) Service Level Agreement And CC / (Pty) Ltd / Sole Proprietor Registration / Identity no: herein represented by: duly authorised

More information

3. Whois Verification and Domain Name Allocation Rules During General Availability

3. Whois Verification and Domain Name Allocation Rules During General Availability 3. Whois Verification and Domain Name Allocation Rules During General Availability 3.1. All Applications for domain names in the.tickets TLD during General Availability will be processed on a first- to-

More information

Completed applications together with supporting documents (if applicable) should be forwarded to our offices as follows:

Completed applications together with supporting documents (if applicable) should be forwarded to our offices as follows: Dear Customer We thank you for your interest in becoming a valued customer. Herewith please find our application for credit facilities incorporating our standard terms and conditions of sale and suretyship

More information

VENDOR APPLICATION FORM

VENDOR APPLICATION FORM INTRODUCTION AND GUIDELINES VENDOR APPLICATION FORM The purpose of this database is to give all current and prospective service providers, an equal opportunity to submit quotations to the University for

More information

Financial Reporting & Best Practice for Arts Organisations. Gaby Smyth

Financial Reporting & Best Practice for Arts Organisations. Gaby Smyth Financial Reporting & Best Practice for Arts Organisations Gaby Smyth Organisations with Reporting Charities Regulator Requirements ODCE/CRO Governance Code Arts Council Question How can arts organisations

More information

Every company must have a company secretary, who cannot be the same person as a [Companies Act 1985 s.283(1)]

Every company must have a company secretary, who cannot be the same person as a [Companies Act 1985 s.283(1)] Roles and Responsibilities of the Company Secretary Every company must have a company secretary, who cannot be the same person as a [Companies Act 1985 s.283(1)] sole director. The company secretary is

More information

21 st CENTURY US ACCOUNTING Q&A TRUST

21 st CENTURY US ACCOUNTING Q&A TRUST 21 st CENTURY US ACCOUNTING Q&A TRUST Q. WHAT IS A TRUST? A. A trust is a business structure that requires a trustee, a trust and beneficiaries. The trustee holds property and earns and distributes income

More information

investment portfolio service

investment portfolio service investment portfolio service overview Cavendish is a specialist administrator of Self Managed Superannuation Funds (SMSFs). Our overriding business objective is to provide our clients the Trustees of the

More information

In divorce or civil partnership dissolution the court's first consideration is given to the welfare of any children under the age of 18.

In divorce or civil partnership dissolution the court's first consideration is given to the welfare of any children under the age of 18. How Is A Divorce Settlement Reached? In divorce or civil partnership dissolution the court's first consideration is given to the welfare of any children under the age of 18. In financial proceedings the

More information

ONLINE SERVICES TERMS AND CONDITIONS S E P T E M B E R 2 0 1 3

ONLINE SERVICES TERMS AND CONDITIONS S E P T E M B E R 2 0 1 3 ONLINE SERVICES TERMS AND CONDITIONS S E P T E M B E R 2 0 1 3 This document sets out the terms and conditions ( Terms and Conditions ) that govern the use of the DDH Graham Limited ( DDH, we or us ) Online

More information

CORPORATE VOLUNTARY DIRECT DEBIT APPLICATION

CORPORATE VOLUNTARY DIRECT DEBIT APPLICATION CORPORATE VOLUNTARY DIRECT DEBIT APPLICATION 1. Please complete this form USING BLACK INK and write within the boxes in CAPITAL LETTERS. Mark appropriate answer boxes with a CROSS. Start at the left of

More information

ONLINE SAVINGS ACCOUNT.

ONLINE SAVINGS ACCOUNT. ONLINE SAVINGS ACCOUNT. TERMS AND CONDITIONS. THE FINE PRINT. All the details to keep everyone smiling. ABOUT THIS BOOKLET. Congratulations on choosing an Online Savings Account with ME Bank. We know that

More information

Frequently asked questions for funding organisations

Frequently asked questions for funding organisations Office of the Regulator of Community Interest Companies: Leaflets Frequently asked questions for funding organisations MAY 2016 Contents Contents... 2 What is a community interest company?... 4 Can a community

More information

TYPES OF BUSINESS ORGANIZATIONS IN JAMAICA AND THE BENEFITS OF EACH

TYPES OF BUSINESS ORGANIZATIONS IN JAMAICA AND THE BENEFITS OF EACH TYPES OF BUSINESS ORGANIZATIONS IN JAMAICA AND THE BENEFITS OF EACH Presented by: Shellie Leon Deputy Executive Director and Director of Operations Companies Office of Jamaica 1 What is Business Organization?

More information

THE NON-PROFIT CORPORATIONS ACT GENERAL ADMINISTRATIVE REQUIREMENTS

THE NON-PROFIT CORPORATIONS ACT GENERAL ADMINISTRATIVE REQUIREMENTS THE NON-PROFIT CORPORATIONS ACT GENERAL ADMINISTRATIVE REQUIREMENTS * The bolded sections refer to sections of The Non-profit Corporations Act, 1995 Every non-profit corporation shall: Corporate Registry

More information

Higher audit threshold for charities

Higher audit threshold for charities Higher audit threshold for charities In March 2015, the government announced changes to charity law that allow more charities to become audit exempt. The changes apply to financial years ending on or after

More information

CONSTITUTION (Draft ) Southern Africa Social Club

CONSTITUTION (Draft ) Southern Africa Social Club CONSTITUTION (Draft ) Southern Africa Social Club INTRODUCTION There have been calls that as a southern African community based in Ireland we need to have at least a body that represents us socially in

More information

Supplementary Group Life Policy Application Form

Supplementary Group Life Policy Application Form Supplementary Group Life Policy Application Form Please ensure that you complete all items in each section. Please answer all questions in BLOCK CAPITALS, ticking boxes or circle were appropriate. If you

More information

Page 1 of 55 www.vijayadarsh.com Youtube.com/c/StayLearningNewdelhi Contact@vijayAdarsh.com +919268373738

Page 1 of 55 www.vijayadarsh.com Youtube.com/c/StayLearningNewdelhi Contact@vijayAdarsh.com +919268373738 Page 1 of 55 www.vijayadarsh.com Youtube.com/c/StayLearningNewdelhi Contact@vijayAdarsh.com +919268373738 About StayLearning StayLearning (a Division of AASS) believes in educating their students with

More information

Loan Application ALL questions need to be answered. Incomplete applications may delay processing.

Loan Application ALL questions need to be answered. Incomplete applications may delay processing. Loan Application ALL questions need to be answered. Incomplete applications may delay processing. APPLICANT DETAILS Member Number Title e.g.: Mr/Mrs/Ms/Dr Family name Given name(s) Individual Applicant

More information

Website terms and conditions

Website terms and conditions Website terms and conditions Thank you for visiting our website. Before you go any further, it is important that you read and understand the conditions under which you will be using this site. Acceptance

More information

- Company Profile Alteration Request Form

- Company Profile Alteration Request Form CIF No. (For bank use only) Please complete the application form in BLOCK LETTERS and place a Business ebanking - Company Profile Alteration Request Form Date "mark where applicable. 1) If you have any

More information

1 Bendigo Managed Wholesale Fund Application Form

1 Bendigo Managed Wholesale Fund Application Form The responsible entity and issuer of the Fund is Sandhurst Trustees Limited, ABN 16 004 030 737 AFSL 237906, a subsidiary of Bendigo and Adelaide Bank Limited, ABN 11 068 049 178 AFSL 237879. 1 Bendigo

More information

Photograph. Pleas affix a recent passport size photograph. To PUNJAB & SIND BANK Branch Office.. Date:..

Photograph. Pleas affix a recent passport size photograph. To PUNJAB & SIND BANK Branch Office.. Date:.. ACCOUNT OPENING FORM FOR INDIVIDUALS/SOLE PROPRIETOR/HUF/TRUST/FIRM/CORPORATE (To be filled in by Bank) Account No. Customer ID Date/Month/Year Branch Name Photograph Pleas affix a recent passport size

More information

Stock Transfer form. Please ensure all pages of this form have been completed in BLOCK CAPITALS see checklist on the last page. V22 10 Apr.

Stock Transfer form. Please ensure all pages of this form have been completed in BLOCK CAPITALS see checklist on the last page. V22 10 Apr. V22 10 Apr. 14 Stock Transfer form Please ensure all pages of this form have been completed in BLOCK CAPITALS see checklist on the last page. If you make any mistakes whilst completing this form, please

More information

Clevertar Privacy Policy

Clevertar Privacy Policy Clevertar Privacy Policy At Clevertar, we take privacy very seriously. We encourage you to read this Privacy Policy Policy carefully. The defined terms in this Policy have the same meaning as in our Terms

More information

JAMAICA THE COMPANIES ACT ARTICLES OF INCORPORATION

JAMAICA THE COMPANIES ACT ARTICLES OF INCORPORATION JAMAICA THE COMPANIES ACT ARTICLES OF INCORPORATION COMPANY LIMITED BY GUARANTEE WITHOUT SHARE CAPITAL (Pursuant to sections 8 & 20 ) 1. NAME OF COMPANY (HEREINAFTER REFERRED TO AS THE ASSOCIATION) 1A.

More information

Professional Liability Insurance for Charities Associations, Societies, Clubs and the like Proposal Form

Professional Liability Insurance for Charities Associations, Societies, Clubs and the like Proposal Form Professional Liability Insurance for Charities Associations, Societies, Clubs and the like Proposal Form Important Notice 1. This is a proposal for a contract of insurance, in which 'proposer' or 'you/your'

More information

AIB Visa Purchasing Card Application Form

AIB Visa Purchasing Card Application Form AIB Visa Purchasing Card Application Form 1. Business Customer Details ALL applicants must complete this section in BLOCK CAPITALS. Specific Business Details Business Type: Sole Trader Limited Company

More information

Workers compensation insurance. A guide for NSW employers

Workers compensation insurance. A guide for NSW employers Workers compensation insurance A guide for NSW employers Disclaimer This publication may contain work health and safety and workers compensation information. It may include some of your obligations under

More information

Self-Help Kit. Limited Company. Guidance Manual. The contents of this Manual have been approved by H M Williams Chartered Accountants

Self-Help Kit. Limited Company. Guidance Manual. The contents of this Manual have been approved by H M Williams Chartered Accountants Self-Help Kit Limited Company Guidance Manual The contents of this Manual have been approved by H M Williams Chartered Accountants 3 How to use this Kit This Lawpack Kit can help you achieve an important

More information

DEPARTMENT OF THE TREASURY INTERNAL REVENUE SERVICE WASHINGTON, D.C. 20224

DEPARTMENT OF THE TREASURY INTERNAL REVENUE SERVICE WASHINGTON, D.C. 20224 DEPARTMENT OF THE TREASURY INTERNAL REVENUE SERVICE WASHINGTON, D.C. 20224 TAX EXEMPT AND GOVERNMENT ENTITIES DIVISION Number: 201452017 Release Date: 12/26/2014 Contact Person: Identification Number:

More information