Laureen Regan. Department of Risk, Insurance and Healthcare Management

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1 Laureen Regan Department of Risk, Insurance and Healthcare Management Fox School of Business and Management Temple University Philadelphia, PA (v) (f) Education Ph.D. University of Pennsylvania, The Wharton School December, 1993 Area: Managerial Science and Applied Economics Specializations: Insurance, Risk Management and Industrial Organization B.S. University of Pittsburgh August, 1986 Majors: Finance and Economics Summa Cum Laude Academic Appointments Fox School of Business and Management, Temple University, Department of Risk, Insurance and Healthcare Management, Associate Professor, present Ludwig-Maximilians-Universität München, Institute for Risk Management and Insurance, Visiting Lecturer, November, 2009 J. Mack Robinson College of Business, Georgia State University, Visiting Research Fellow, September, 2007 December, 2007 Wharton Financial Institutions Center, University of Pennsylvania, Visiting Research Fellow, September, January 2000 Fox School of Business and Management, Temple University, Department of Risk, Insurance and Healthcare Management, Assistant Professor, Honors and Awards Executive MBA Faculty of the Year, ENPC Paris, May, 2012 MBA Faculty of the Year, Fox School of Business and Management, May, 2011 Crystal Apple Award for Outstanding MBA Teaching, Fox School of Business and Management, September, 2011 Musser Award for Excellence in Teaching, Fox School of Business, November, 2009 Crystal Apple Award for Outstanding MBA Teaching, Fox School of Business and Management, September, 2009 MBA Faculty of the Year, Fox School of Business and Management, May, 2008

2 Best Feature Article Award, Risk Management and Insurance Review, 2008 Boettner Research Fellowship, Fox School of Business and Management, March, January, 2006 Dean's Research Honor Roll, Fox School of Business and Management, March, American Risk and Insurance Association Faculty Internship, Summer, James S. Kemper Foundation Award for outstanding original contribution to research in Risk and Insurance, August, 1999 Andrisani-Frank Award for Excellence in Undergraduate Teaching, Fox School of Business and Management, Temple University, 1997 State Farm Foundations Doctoral Dissertation Award in Insurance, 1992 S. S. Huebner Foundation For Insurance Education Doctoral Fellowship, The Wharton School, University of Pennsylvania Academic Research Ambrose, Jan, Anne Carroll, and Laureen Regan, 2012, The Economics of Liability Insurance, The Handbook of Insurance Economics, editor: Georges Dionne, HEC Montreal (Kluwer) James Hilliard, Sharon Tennyson, and Laureen Regan, 2012, Insurance Distribution, The Handbook of Insurance Economics, editor: Georges Dionne, HEC Montreal (Kluwer) Regan, Laureen, (2011), No-Fault Automobile Insurance in the United States, Traffic Accident Compensation: Modern Insurance Solutions, editor: Katarzyna Ludwichowska, Poltext Tennyson, Sharon, Mary Weiss, and Laureen Regan, 2010, The Effects of Regulated Premium Subsidies on Insurance Costs: An Empirical Analysis of Automobile Insurance, Journal of Risk and Insurance, 77: Regan, Laureen, Sharon Tennyson, and Mary Weiss, 2009, The Relationship Between Auto Insurance Rate Regulation and Insured Loss Costs: An Empirical Analysis, Journal of Insurance Regulation, 27: Regan, Laureen, 2008, Integrating Reputation Risk into the Enterprise Risk Management Framework, The Journal of Financial Transformation, 22: Regan, Laureen, 2008, Limited Tort Auto Insurance Choice in Pennsylvania, Journal of Insurance Regulation, 26: Kozarevic, Safet, Laureen Regan, and Robert J. Gibbons, 2008, The European Union Integration Process and Insurance Market Development: The Case of the Former Yugoslavia Countries, Monograph, (International Insurance Foundation: Wayne, PA).

3 Regan, Laureen, Norman Baglini, and James Hutchin, 2008, Financing Catastrophe Losses in the United States Homeowners Insurance Markets, CPCU Journal, 62: Regan, Laureen and Yeon Hur, 2007, On the Corporate Demand for Insurance: The Case of Korean Non-Financial Firms, The Journal of Risk and Insurance, 74: Regan, Laureen, 2007, Unfair Discrimination and Homeowners Insurance Availability: An Empirical Analysis, Risk Management and Insurance Review, 10: Regan, Laureen, Sharon Tennyson and Mary Weiss, 2005, The Incentive Effects of Automobile Insurance Rate Regulation on Accident Frequency and Loss Costs: An Empirical Analysis, Proceedings of the World Risk and Insurance Economics Conference, The Geneva Association, November, Tennyson, Sharon, Mary Weiss, and Laureen Regan, 2002, Automobile Insurance Regulation: The Massachusetts Experience, in Deregulating Property-Liability Insurance, J. David Cummins, ed. AEI-Brookings Center for Regulatory Studies, Washington, D.C. Regan, Laureen, 2001, Determinants of the Selection of Full or Limited Tort Auto Insurance in Pennsylvania: An Empirical Analysis, in The Economics and Politics of Choice No-Fault Insurance, Edward L. Lascher, Jr., and Michael R. Powers eds., Kluwer Academic Publishers Regan, Laureen and Sharon Tennyson, 2000, Insurance Distribution Systems, Handbook in Insurance Economics, Georges Dionne, editor, Kluwer Academic Publishers. Carr, Roderick, J. David Cummins, and Laureen Regan, 1999, Efficiency and Competitiveness in the U.S. Life Insurance Industry: Corporate, Product, and Distribution Strategies, in Changes in the U.S. Life Insurance Industry, Anthony Santomero and J. David Cummins eds., Kluwer Academic Publishers. Regan, Laureen, and Larry Y. Tzeng, 1999, Organizational Form in the Property-Liability Insurance Industry, The Journal of Risk and Insurance, 66: Regan, Laureen, 1999, Expense Ratios Across Insurance Distribution Systems: An Analysis by Line of Business, Risk Management and Insurance Review, 2: Regan, Laureen, 1998, Independent Agency and Exclusive Dealing: An Empirical Analysis of Market Shares, Journal of Insurance Issues, 21. Carroll, Anne, and Laureen Regan, 1998, Insurer Exposure to Extracontractual Liability Under State Unfair Claims Settlement Practices Acts: An Empirical Test, Risk Management and Insurance Review, 1: 1-14.

4 Regan, Laureen and Larry Y. Tzeng, 1998, Vertical Integration and Ownership Form in the Property-Liability Insurance Industry: An Empirical Test, Proceedings of the Risk Theory Seminar. Regan, Laureen, and Paul M. Rettinger, 1998, Private Rights of Action Under State Unfair Claims Settlement Practices Acts: A Review, Journal of Insurance Regulation, 16: Regan, Laureen, 1997, Vertical Integration in the Property-Liability Insurance Industry: A Transaction Cost Approach, The Journal of Risk and Insurance, 64: Regan, Laureen, and Sharon Tennyson, 1996, Agent Discretion and the Choice of Insurance Marketing System, The Journal of Law and Economics, 39: Working Papers Regan, Laureen, and Anne Kleffner, The Role of Contingent Commissions in Property- Liability Insurer Underwriting Performance Regan, Laureen and Yeon Hur, The Use of Insurance to Hedge Risk: Evidence on Firm Performance in Korea. Regan, Laureen, An Empirical Analysis of State Insurance Department Resources and Consumer Complaints Academic Presentations Enterprise Risk Management, International meeting of the Risk and Insurance Management Society, April, 2013 The Use of Insurance to Hedge Risk: Evidence on Firm Performance in Korea, with Yeon Hur, American Risk and Insurance Association annual meeting, August, "The Role of Contingent Commissions in Property-Liability Insurer Underwriting Performance, with Anne Kleffner, Risk Theory Society meeting, April, 2011 "The Role of Contingent Commissions in Property-Liability Insurer Underwriting Performance, with Anne Kleffner, American Risk and Insurance Association annual meeting, August, 2010 Enterprise Risk Management at Textron, American Risk and Insurance Association annual meeting, August, 2009

5 An Empirical Analysis of Auto Insurance Choice in Pennsylvania, American Risk and Insurance Association annual meeting, August, 2009 An Empirical Analysis of State Insurance Department Resources and Consumer Complaints, American Risk and Insurance Association annual meeting, August, 2008 The Impact of an Optional Federal Charter on Insurance Intermediaries, American Council for Life Insurance annual meeting, October, 2007 "The Role of Contingent Commissions in Property-Liability Insurer Underwriting Performance, with Anne Kleffner, American Risk and Insurance Association annual meeting, August, 2007 "The Determinants of Switching Insurers When Search Costs are Low: The Internet Automobile Insurance Market in Korea", with Yeon Hur, American Risk and Insurance Association annual meeting, August, 2006 "The Incentive Effects of Automobile Insurance Rate Regulation on Accident Frequency and Loss Costs: An Empirical Analysis", with Sharon Tennyson and Mary Weiss, World Risk and Insurance Economics Conference, Salt Lake City, UT, August, "Urban Homeowners Insurance Problems", New Jersey Department of Insurance Urban Insurance Taskforce, March, Determinants of Limited Tort Auto Insurance in Pennsylvania, American Risk and Insurance Association annual meeting, August, "Automobile Insurance Regulation: The Massachusetts Experience", with Sharon Tennyson and Mary Weiss, American Enterprise Institute-Brookings Conference on Insurance Rate Regulation, January, 2001 "Independent Agency Internet Use Survey", American Risk and Insurance Association annual meeting, August, Organizational Form as a Signal of Owner Integrity: A Case in Insurance", with Larry Y. Tzeng, American Risk and Insurance Association annual meeting, August, Vertical Integration, Business Practices, and Efficiency in the U.S. Life Insurance Industry, with Roderick Carr and J. David Cummins, American Risk and Insurance Association annual meeting, August, 1998 An Empirical Analysis of Ownership Form and Distribution System in Property- Liability Insurance, with Larry Tzeng, The Risk Theory Seminar, Spring, 1998.

6 Determinants of a Private Right of Action for Unfair Claims Practices, Industrial Relations Center at the Carlson School, University of Minnesota Twin Cities, October, "Unfair Claims Practices and Insurance Industry Lobbying", with Anne Carroll, American Risk and Insurance Association annual meeting, August, "A Comparison of Distribution Systems in the U.S. and Canadian Property-Liability Insurance Markets", with Anne E. Kleffner, American Risk and Insurance Association annual meeting, August, 1995 "A Transaction Cost Analysis of Property-Liability Insurance Distribution Systems", Eastern Economics Association annual meeting, March, 1995 "A Comparison of Market Shares Across Distribution Systems in the Property-Liability Insurance Industry", American Risk and Insurance Association annual meeting, August, 1994 "The Choice Between Independent Agency and Exclusive Dealing: An Empirical Analysis" American Risk and Insurance Association annual meeting, August, 1993 Property-Liability Insurance Market Conditions, Ohio Insurance Department annual meeting, "Exclusive Dealing Versus Independent Agency in Insurance: The Role of Risk Assessment", with Sharon Tennyson, American Risk and Insurance Association annual meeting, August, 1992 "Vertical Integration of the Sales Function in Property-Liability Insurance", American Risk and Insurance Association annual meeting, August, 1991 "The Relative Efficiency of Independent versus Exclusive Agents in Property - Liability Insurance", American Risk and Insurance Association annual meeting, August, 1990 Selected Funded Research Projects Risk Identification in the Enterprise Risk Management Process, Private Road and Bridge Construction, March, 2010, Principal Investigator Natural Catastrophes and Alternative Funding Methods: Louisiana Department of Insurance, March, 2008, Principal Investigator The Impact of an Optional Federal Charter for Life Insurers: American Conference of Life Insurers, September, 2007, Principal Investigator

7 Models for Catastrophe Loss Financing: National Association of Home Builders, June, 2007, Co-Principal Investigator Problems in Urban Homeowners Insurance Markets: New Jersey Manufacturers, January, 2005, Principal Investigator Urban Enterprise Zones and Auto Insurance Pricing, New Jersey Manufacturers, June 2004, Principal Investigator Service Ad Hoc Reviewer The Journal of Risk and Insurance The Geneva Papers on Risk and Insurance Journal of Financial Services Research The Journal of Economic Behavior and Organization Journal of Economics and Business Risk Management and Insurance Review Journal of Banking and Finance Financial Services Review Journal of Risk Finance National Science Foundation Grants Reviewer Board Memberships American Risk and Insurance Association present Professional Liability Underwriting Society (Academic Advisory Board) Professional Society Memberships American Risk and Insurance Association present Risk Theory Society , 2010 Department of Risk Management and Insurance MBA Program Advisor present. Faculty Recruiting Committee present Risk Management Development Committee Scholarship Director Fox School of Business and Management Academic Director, Full-time and International MBA Fall, 2006 August 2013 Reaccreditation Review Task Force (RRTF) Fall, present RRTF Chair of Faculty Mentoring Committee Fall, present Institute for Global Management Studies Board Member Fall, present AACSB Assessment Review at the MBA Level Fall, present

8 Masters Program Committee Fall, present Temple University Leadership Academy Fall, 2007 Fall, 2008 University Commencement Marshal Fall, present

Laureen REGAN, PhD. Department of Risk, Insurance and Healthcare Management 215-204-7264 (v) Fox School of Business and Management 215-204-4712 (f)

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