How You Can Stop Foreclosure! Rising above most real estate situations

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1 How You Can Stop Foreclosure! Rising above most real estate situations Presented By: Phone: Having your house foreclose on is one of the most unsettling things you can go through. When threatened with foreclosure, every day feels like a ticking time bomb as you wait for that dreaded day. In this Ebook, we show you how you can stop foreclosure and move on with your life. How You Can Stop Foreclosure!

2 How You Can Stop Foreclosure! Page 2

3 Foreclosure can be a very intimidating prospect. Waiting for someone to come take your house and displace your family can be a big source of stress. This Ebook will quickly arm you with handy, useful information so you can make the right decision quickly. It covers hard-hitting, straightforward issues and concerns you need to know to tackle one of your biggest financial challenges - saving your home and your credit. At the same time, in the current real estate market, banks are more stringent than ever before in under-writing and qualifying mortgages. Time is of the essence One thing we must agree on is that time is of the essence. Unless you can sell your house fast, you do not have time. Every day that passes is one day less to the day they foreclose your house. So what options do you have to stop foreclosure? 1) Work with a real estate agent (Realtor) Maybe you have already tried to list your house, and even had it listed on the market, but this did not work. Even if you have not tried this, time is not on your side. How fast can you get it sold in this market? Assuming your house is in perfect shape and ready to sell, does your Realtor have a buyer lined up for you? When you are in financial trouble, you are the least protected in the real estate industry. Most real estate How You Can Stop Foreclosure! Page 3

4 agents and brokers work for the person who pays them - if you cannot afford them, or if your home does not have enough equity, it will be difficult for you to hire them to represent you. 2) Bankruptcy When you file for bankruptcy, you stop foreclosure. However this solution is only temporary. Once your bankruptcy protection ends in about 3 months, you will be back to the same place. So this is really no solution, it is just a delaying tactic. Bankruptcy also destroys your credit and will stay there for at least 7 years. Is this the best solution for you? 3) Refinancing Sometimes, you might get a lower monthly payment you can afford. However more often than not, when you are faced with a foreclosure, your credit will be your worst enemy in the eyes of most lenders. So as attractive as this might sound sometimes, it may no work for you. No lender will be ready to work with you unless you have perfect credit. When Foreclosure looms, you are faced with a very emotionally charged challenge. Nobody wants to see their family out in the street... How You Can Stop Foreclosure! Page 4

5 Most owners in situations like yours get intense feelings of doubt, fear and anxiety with some tough questions: My credit is bad... Can I refinance? My bank has already started foreclosure process. Is it too late to refinance? I can't afford the payment I have now. Is there any way to refinance and lower my payment? Can we really afford to do this? How much will it cost for me to refinance? Are we doing the right thing? Is bankruptcy an option? Are we sure about this? And so on and so on... Ultimately, do you think refinancing is your best option? I will let you decide that. 4) Loan Modification Loan modification is another solution, but will the bank approve you? You must meet certain strict income, mortgage payment and other guidelines to be approved for loan modification. If you are self employed, you can forget about qualifying for a loan modification. Very, very few people ultimately qualify for loan modification. Are you one of them? How You Can Stop Foreclosure! Page 5

6 Is this the solution for you? Again I'll let you decide on this. 5) Let us stop foreclosure we can help! Like most home owners, you may be having a hard time finding out what and who and to believe. Most home owners desperately seek solutions they need so badly when faced with foreclosure. Unfortunately, there are few people out there who can creatively salvage an almost impossible-looking situation, thereby saving them from foreclosure, badly damaged credit and even putting money into their pocket! Think of all the possible issues in the real estate market - interest rate fluctuations, taxes, credit checks, "points", pre-payment penalties, brokers commissions, loan origination fees, and so on and so on! It's a big confusing world. It gets even tougher especially when it does not seem like you have equity in your house to sell traditionally. In a market saturated with houses for sale, a quick sale is not often a realistic solution. Any Situation is OK For Us As experts in real estate investing, we analyze your unique situation and come up with a solution even when it may seem impossible to sell your house. We make a fair offer and we place no obligations on you. We do not even charge you a penny for our services. You Must Have A Plan Most people going through foreclosure go through a lot of unsettling emotions. Unfortunately, these emotions rule the situation instead of How You Can Stop Foreclosure! Page 6

7 logic making even bigger mistakes. When faced with foreclosure, you must have a plan! Most people don't plan to fail; they simply fail to plan. This is important. Let's repeat: Most people don't plan to fail; they simply fail to plan! It's important to have the right person in your corner. In times of financial stress, who you talk to could make a difference between avoiding foreclosure or losing your home. While we make no commitments, we lend a listening ear. Our solutions are so flexible that it is unlike we can miss a solution for you. Send us your information from this link and we'll give you a no obligation offer on your house Whenever possible it's always a good idea to explore all your options. When all is said and done, we will quickly evaluate your situation and give you possible creative solutions few other professionals would give you. Here are a few solutions we may provide Every individual situation is different, and nobody can give you a canned solution. A few of the strategies we may recommend depending on your situation include: Buying your house for all cash Making mortgage payments for you Making your loan current and stopping foreclosure How You Can Stop Foreclosure! Page 7

8 Getting some or all your equity in future Receiving monthly payments for your equity Please note that this list is not exhaustive, but represents some solutions that may not always be available from a "conventional buyer". We may be able to create a win-win solution even for the ugliest looking situations. Go ahead and submit your information here We will NOT try to "sell" you anything! We will offer help and advice, and possibly buy your house, saving you from foreclosure. It will take a few minutes of your time, and it might be the best use of your time. We will then contact you, and schedule a time when we can come and take a look at your house. Any solution we come up with will be fast enough to salvage most situations. Most importantly, we will do our best to stop foreclosure so you can move on with your life. How You Can Stop Foreclosure! Page 8

9 This Is Your road to freedom The first thing you need to do is to tell us about your house. We will look at the information you give us, and in 24 to 48 hours, we will let you know if we can help. Go ahead and submit your information here We will send you a no obligation offer, or if we cannot help, we will let you know promptly. We promise not to waste your time. You can also give me a call at I hope to buy your home soon! Phone: Website: How You Can Stop Foreclosure! Page 9

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