Valley Care. Description of Services. October Issue No.1

Size: px
Start display at page:

Download "Valley Care. Description of Services. October 2007 - Issue No.1"

Transcription

1

2 Valley Care Description of Services October Issue No.1 Valley Care Introduction Valley Care is a program designed by Santa Clara County to provide access to health care for Santa Clara County residents who are United States Citizens and ineligible for other publicly funded health care insurance. This program is designed to ensure that each participant receives high quality, timely services from a committed health care team of physicians, mid-level providers, nurses, medical assistants, health educators and other providers in Santa Clara County. Santa Clara Valley Medical Center (SCVMC) is the only hospital that provides services covered by Valley Care. Low co-payments and no required premiums are designed to provide affordable health care services, including preventative services. These affordable services are offered within a variety of settings through Santa Clara Valley Medical Center s network of providers. Co-payments are based on income and services are obtained through a Primary Care Physician (PCP) who will assist the participant in managing his/her care. Valley Care is not insurance, it is a health care program that provides coverage with public funds. This Description of Services booklet is a guide to Valley Care health services available through Santa Clara Valley Medical Center (SCVMC) and its network of providers. SCVMC will manage all eligibility and co-payments. How to Enroll in the Valley Care Program Enrollment is required before you can receive medical services covered by Valley Care. Forms can be obtained by calling a Valley Care Representative at Once enrolled, you must continue to meet the Valley Care requirements and access care through a designated Primary Care Physician (PCP). You will be assigned a PCP if you do not have one. See below section, Eligibility Requirements for Participation. If eligibility requirements are not met, enrollment is not possible. Eligibility Requirements for Participation If you want to enroll in the Valley Care Program, you must meet the following eligibility requirements: You must be a resident of Santa Clara County. A person is considered to be a resident of Santa Clara County when he/she has no other place of residence outside of Santa Clara County and is physically present in this County and is able to prove that he/she does reside in this County. Visitors, students, tourists, and others who have residency outside of Santa Clara County are not eligible; You must not be eligible for any publicly funded health insurance programs such as Medi-Cal, Healthy Families or Medicare; You must not have been covered by any insurance for 90 days; Valley Care - October 2007, Issue No. 1 1

3 Eligibility Requirements for Participation Continued You must be between 19 and 64 years of age; You must be a documented U.S. citizen or a national; You must complete an enrollment form; Your annual income must be at or below the 200% of the Federal Poverty Level (FPL); Eligibility period is from the date you provide the required documentation, i.e. proof of US citizenship, verification of income and Santa Clara County residency, and is for one year from your original effective date; Financial status will be verified once a year. Customer Service Once enrolled in Valley Care, questions or concerns should be referred to Santa Clara Valley Medical Center s Customer Service Department at or go to the Valley Care web page at Co-payments and Other Charges A list of co-payments for covered services is listed in this booklet. To avoid additional charges, co-payments must be made at the time of service(s). A $25.00 service charge will be added to a bill sent to those participants who do not pay their co-payment at the time of service(s). Accessing Services As a participant, you are selecting the Valley Care network as your provider of health care. You must receive all covered services from the Valley Care network. You will have convenient access to all of the covered services you may need such as routine care with your Primary Care Physician (PCP), hospital care, laboratory, radiology, pharmacy and other services. To ensure quality health care, you should regularly schedule general checkups and office visits. If you go outside the Valley Care network for care, Valley Care will not pay for these services. Once enrolled, you, the participant, will receive an identification card, access to services, health education information, and a list of participating providers. You will be assigned to a Primary Care Physician (PCP) if you do not have one already in the Valley Care network. All participating providers are part of Santa Clara Valley Medical Center (SCVMC) and the Valley Care network of providers. A Valley Care identification card does not guarantee access to services; you must continue to meet all eligibility requirements and ensure care is received through your designated Primary Care Physician (PCP). Your PCP will make arrangements for you to see specialist physicians or to be admitted to Santa Clara Valley Medical Center (SCVMC). Routine Care For routine care, you should make an appointment with your Primary Care Physician (PCP). For PCP s at Valley Health Center Locations, call or the appointment number listed for your Valley Care network PCP. Your PCP will coordinate all routine, specialty care, laboratory, radiology, therapy or other covered services. Valley Care - October 2007, Issue No. 1 2

4 Specialty Care Your Primary Care Physician will request specialty services for you if medically necessary. Your PCP will provide you with the phone number to call to make your appointment. You will be responsible for making your specialty appointments once approved. Self-Referral Services OB/GYN Services - Any female participant may self-refer to a SCVMC or Valley Care network OB/GYN. For an appointment, call or the appointment number listed for your Valley Care network provider. Inpatient Hospital Services Your selection of Valley Care means your hospital is Santa Clara Valley Medical Center (SCVMC) which is located at 751 South Bascom Avenue, San Jose, CA Your Primary Care Physician or SCVMC Hospital Physician will arrange for all covered inpatient hospital services. Emergency & Urgently Needed Services In the event of an emergency, only services at Santa Clara Valley Medical Center (SCVMC) will be covered. If you are admitted to SCVMC, all emergency care co-pays are waived. Inpatient co-pays will apply. If your visit is not a medical emergency, you will have to pay a co-pay based on your income. In the event that you have an emergency and you are taken to a hospital other than Santa Clara Valley Medical Center, Valley Care will not pay for those services. Emergency Services are available at Santa Clara Valley Medical Center (SCVMC), 24 hours a day, 7 days a week. SCVMC clinics offer extended hours for urgent care. Advice on how to obtain Urgently Needed Services is available through Valley Connection (appointments & medical advice) 24 hours a day, 7 days a week by calling Ambulance transportation costs are not covered by Valley Care. Prescription Drugs, Medication and Pharmacy Services When you receive a prescription from a Valley Care provider, you must have it filled at a SCVMC network pharmacy. Prescription drugs are limited to prescriptions written by a Valley Care provider when deemed medically necessary. There is no charge for drugs that are on the SCVMC formulary or if a Non-Formulary Drug Request (NFDR) is received from a Valley Care provider and approved for use by the SCVMC Medical Director or designee. The SCVMC Formulary is a list of medications approved for use by the SCVMC medical staff. Pharmacy Locations: See the Santa Clara Valley Health Center map included in this booklet for Valley Care network pharmacy locations. Pharmacies are located at the Valley Specialty Center and the Valley Health Centers. Valley Care participants must pay for Non-Formulary drugs that are not authorized, drugs not on the Formulary, Lifestyle drugs and Over the Counter (OTC) drugs. (Lifestyle drugs are medications that are considered optional and not medically necessary to improve health status, such as erectile dysfunction drugs like Viagra and Cialis.) Denial and Termination of Valley Care Program Enrollment As a participant (patient), you may be terminated from Valley Care for the following reasons: Valley Care - October 2007, Issue No. 1 3

5 If, after reasonable efforts, any Valley Care participant or any Valley Care provider network staff is unable to establish and maintain a satisfactory hospital-patient or physician-patient relationship; Providing incomplete, erroneous, misleading, or otherwise fraudulent information; Denial and Termination of Valley Care Program Enrollment Continued If a Valley Care participant fails to fully pay any required co-pays without making prior arrangements with the Santa Clara Valley Medical Center (SCVMC) Business Office; Change in eligibility status. If you are terminated from Valley Care, you will be mailed a written notice of termination at least thirty (30) calendar days before the proposed effective date of termination specifying the reasons for termination and giving you ten (10) calendar days from the date of the written notice to respond (orally or in writing) to the Santa Clara Valley Medical Center Customer Service at , located at Santa Clara Valley Medical Center, 751 S. Bascom Avenue, San Jose, CA In the event that it is determined that fraudulent or misleading information was provided, termination may be retroactive to the first date of coverage. You or someone on your behalf may contact the SCVMC Customer Service Department at to challenge the termination. Customer Service will then review the situation and make a written recommendation to the Valley Care administration. If it is determined that the termination stands, you have no recourse other than to re-apply for participation in the program. Re-applying for participation in Valley Care does not guarantee enrollment. If you were terminated for cause or you do not meet the participation and eligibility requirements, enrollment is not available. Valley Care - October 2007, Issue No. 1 4

6 Valley Care Description of Services Service Provided Co-payment (Co-pay) Location Acupuncture SCVMC only, requires prior approval % = $0/visit % = $5/visit Adult Periodic Health Examinations and Screenings (Immunizations, Pap Smears, PSA, Mammogram, and all tests recommended by your PCP). Not applicable Ambulance Services No Not applicable Not applicable Ambulatory Surgery (Outpatient) 0-100% = $25/surgery % = $50/surgery 0-100% Homeless = $0/surgery If admitted to SCVMC, outpatient co-pay is waived. However, the Inpatient Hospital co-pay will apply. Ancillary Services, laboratory, diagnostic imaging, radiology, EKG, EEG, echo, etc. None Breast Pumps (electronic) No Not applicable Not applicable Chemotherapy Infusion Chiropractic No Not applicable Not applicable C-pap masks Bi-pap None Dental Care at SCVMC dentists only Office Visit Emergency Only None Diabetic Testing Supplies None Dialysis at Home - Continuous Ambulatory Peritoneal Dialysis (CAPD) Disease Management Services None Valley Care - October 2007, Issue No. 1 5

7 Service Provided Co-payment (Co-pay) Location Drug and Alcohol Abuse Services Available through County Drug and Alcohol Services Not applicable Not applicable Durable Medical Equipment (Crutches, Walker, Nebulizer, Basic wheelchair, and any other items determined medically necessary by the Valley Care Medical Director or designee). None Emergency Care 0-100% = $25/visit % = $50/visit Routine care provided in the Emergency Dept. will require a co-pay. SCVMC Only If admitted to SCVMC from the SCVMC Emergency Dept., the Emergency Care co-pay is waived. However, the Inpatient Hospital co-pay will apply. Emergency Mental Health Services 0-100% +$50/admit % = $100/admit If admitted to SCVMC from SCVMC Emergency Dept. or Emergency Psychiatric Services (EPS), the Emergency Care copay is waived, however, the Inpatient Hospital co-pay will apply. Enteral/ Parenteral Nutrition None Eye Glasses No Not applicable Not applicable Eye Services: only screenings for medical conditions and other medically necessary diagnosis, treatment, and surgery will be covered. Health Education Services such as Smoking Cessation, Prenatal, Parenting, Breastfeeding, etc. provided by SCVMC staff. Valley Care - October 2007, Issue No. 1 6 None

8 Service Provided Co-payment (Co-pay) Location Health Promotions Services not offered by No Not applicable. Not applicable SCVMC staff such as Yoga, Exercise classes, Weight Watchers, etc. Home Visits $5/visit Infertility No Not applicable Not applicable Immunizations None Inpatient Hospital Care 0-100% =$50/admit % = $100/admit Medical Supplies - Medically Necessary, When Prescribed & Medically Necessary SCVMC Routine Mental Health Services No Not applicable Not applicable Organ Transplant No Not applicable Not applicable Outpatient Hospital Services as Medically Necessary Over the Counter Drugs No Not applicable Not applicable Prenatal Care/Exams First visit until the patient is enrolled in Medi-Cal One Visit Prescription Drugs (only those listed on the SCVMC formulary) Mail order option, if available. None for covered drugs on the SCVMC Formulary. None for non-formulary drugs if a Non-Formulary Drug Request (NFDR) is approved. Patient pays for unapproved Non-formulary drugs, Lifestyle drugs and Over the Counter (OTC). See the Santa Clara Valley Health Center map included in this booklet for Valley Care network pharmacy locations. Pharmacies are located at the Valley Specialty Center and the Valley Health Centers. Primary Care Services/Visit to the Doctor, Includes outpatient services and medically necessary physical examinations. Prosthetic Devices, corrective appliances, and artificial aids None See the Primary Care Physician List included in the enrollment packet. Valley Care - October 2007, Issue No. 1 7

9 Service Provided Co-payment (Co-pay) Location Services/Surgery not provided at SCVMC, examples include, cardiovascular surgery, lithotripsy, organ transplant etc. No Not applicable Not applicable Smoking Cessation Patches only dispensed in conjunction with classes. None Therapy Services (physical, occupational, speech, respiratory), Renal Dialysis, Tuberculosis, Oncology/Infusion/Radiation Therapy None Total Parenteral Nutrition None Travel Immunizations No Not applicable Not applicable Urgent Care Specialty Care (cardiology, dermatology, surgery, etc.), when determined to be medically necessary To avoid additional charges, co-payments must be made at the time of service(s). A $25.00 service charge will be added to a bill sent to those participants who do not pay their co-payment at the time of service(s). Valley Care - October 2007, Issue No. 1 8

10 Valley Health Centers FAIR OAKS Sunnyvale JACKSON McKEE EL CAMINO SILVER CREEK TULLY CAPITOL SENTER THORNTON HAMILTON BASCOM MOORPARK FRUITDALE San Jose Gilroy E. 6TH GILMAN CAMINO ARROYO Santa Clara Valley Medical Center 751 S. Bascom Ave., San Jose Bus #25, #61, #62 Valley Specialty Center 751 S. Bascom Ave., San Jose Bus #25, #61, #62 Valley Health Center Bascom 750 S. Bascom Ave., San Jose Bus #25, #61, #62 Valley Health Center East Valley 1993 McKee Rd., San Jose Bus #64, #70 Valley Health Center Gilroy 7475 Camino Arroyo, Gilroy Bus #17 Valley Health Center Moorpark 2400 Moorpark Ave., San Jose Bus #25, #61, #62 Valley Health Center Silver Creek 1620 E. Capital Expwy., San Jose Bus #31, #70 Valley Health Center Sunnyvale 660 S. Fair Oaks Ave., Sunnyvale Bus #22, #55, #522 Valley Health Center Tully 500 Tully Rd., San Jose Bus #26 Dedicated to the Health of the Whole Community

11

12 REV 3/09

Cost Sharing Definitions

Cost Sharing Definitions SU Pro ( and ) Annual Deductible 1 Coinsurance Cost Sharing Definitions $200 per individual with a maximum of $400 for a family 5% of allowable amount for inpatient hospitalization - or - 50% of allowable

More information

[2015] SUMMARY OF BENEFITS H1189_2015SB

[2015] SUMMARY OF BENEFITS H1189_2015SB [2015] SUMMARY OF BENEFITS H1189_2015SB Section I You have choices in your health care One choice is to get your Medicare benefits through Original Medicare (fee-for-service Medicare). Original Medicare

More information

BRYN MAWR COLLEGE MEDICAL INSURANCE BENEFITS COMPARISON EFFECTIVE NOVEMBER 1, 2009

BRYN MAWR COLLEGE MEDICAL INSURANCE BENEFITS COMPARISON EFFECTIVE NOVEMBER 1, 2009 BENEFITS Description of Plan Annual Deductible (January - December) - Individual - Family PERSONAL CHOICE PPO BRYN MAWR COLLEGE KEYSTONE HEALTH PLAN EAST KEYSTONE POS Provides comprehensive health Provides

More information

HEALTH PLAN COMPARISON

HEALTH PLAN COMPARISON City of San José HEALTH PLAN COMPARISON For Employees Represented by AEA, AMSP, CAMP, CEO, IAFF, IBEW, MEF and OE#3 SERVICE Kaiser Permanente Blue Shield HMO QUESTIONS ABOUT PLAN DESIGN AND PROVIDER NETWORKS

More information

January 1, 2015 December 31, 2015

January 1, 2015 December 31, 2015 BLUESHIELD FOREVER BLUE MEDICARE PPO VALUE AND BLUESHIELD MEDICARE PPO 750 (PPO) (a Medicare Advantage Preferred Provider Organization (PPO) offered by HEALTHNOW NEW YORK INC. with a Medicare contract)

More information

Summary of Benefits Community Advantage (HMO)

Summary of Benefits Community Advantage (HMO) Summary of Benefits Community Advantage (HMO) January 1, 2015 - December 31, 2015 This booklet gives you a summary of what we cover and what you pay. It doesn't list every service that we cover or list

More information

Essentials Choice Rx 24 (HMO-POS) offered by PacificSource Medicare

Essentials Choice Rx 24 (HMO-POS) offered by PacificSource Medicare Essentials Choice Rx 24 (HMO-POS) offered by PacificSource Medicare Annual Notice of Changes for 2016 You are currently enrolled as a member of Essentials Choice Rx 24 (HMO-POS). Next year, there will

More information

Essentials Choice Rx 25 (HMO-POS) offered by PacificSource Medicare

Essentials Choice Rx 25 (HMO-POS) offered by PacificSource Medicare Essentials Choice Rx 25 (HMO-POS) offered by PacificSource Medicare Annual Notice of Changes for 2016 You are currently enrolled as a member of Essentials Choice Rx 25 (HMO-POS). Next year, there will

More information

2016 Summary of Benefits

2016 Summary of Benefits 2016 Summary of Benefits Health Net Violet Option 3 (PPO) Douglas and Josephine counties, OR Benefits effective January 1, 2016 H5520 Health Net Life Insurance Company H5520_2016_0202 CMS Accepted 09162015

More information

Independent Health s Medicare Passport Advantage (PPO)

Independent Health s Medicare Passport Advantage (PPO) Independent Health s Medicare Passport Advantage (PPO) (a Medicare Advantage Preferred Provider Organization Option (PPO) offered by INDEPENDENT HEALTH BENEFITS CORPORATION with a Medicare contract) Summary

More information

Plans. Who is eligible to enroll in the Plan? Blue Care Network (BCN) Health Alliance Plan (HAP) Health Plus. McLaren Health Plan

Plans. Who is eligible to enroll in the Plan? Blue Care Network (BCN) Health Alliance Plan (HAP) Health Plus. McLaren Health Plan Who is eligible to enroll in the Plan? All State of Michigan Employees who reside in the coverage area determined by zip code. All State of Michigan Employees who reside in the coverage area determined

More information

National PPO 1000. PPO Schedule of Payments (Maryland Small Group)

National PPO 1000. PPO Schedule of Payments (Maryland Small Group) PPO Schedule of Payments (Maryland Small Group) National PPO 1000 The benefits outlined in this Schedule are in addition to the benefits offered under Coventry Health & Life Insurance Company Small Employer

More information

Member s responsibility (deductibles, copays, coinsurance and dollar maximums)

Member s responsibility (deductibles, copays, coinsurance and dollar maximums) MICHIGAN CATHOLIC CONFERENCE January 2015 Benefit Summary This is intended as an easy-to-read summary and provides only a general overview of your benefits. It is not a contract. Additional limitations

More information

Reliability and predictable costs for individuals and families

Reliability and predictable costs for individuals and families INDIVIDUAL & FAMILY PLANS HEALTH NET HMO PLANS Reliability and predictable costs for individuals and families If you re looking for a health plan that s simple to use and easy to understand, you ve found

More information

Lesser of $200 or 20% (surgery) $10 per visit. $35 $100/trip $50/trip $75/trip $50/trip

Lesser of $200 or 20% (surgery) $10 per visit. $35 $100/trip $50/trip $75/trip $50/trip HOSPITAL SERVICES Hospital Inpatient : Paid in full, Non-network: Hospital charges subject to 10% of billed charges up to coinsurance maximum. Non-participating provider charges subject to Basic Medical

More information

CSAC/EIA Health Small Group Access+ HMO 15-0 Inpatient Benefit Summary

CSAC/EIA Health Small Group Access+ HMO 15-0 Inpatient Benefit Summary CSAC/EIA Health Small Group Access+ HMO 15-0 Inpatient Benefit Summary (Uniform Health Plan Benefits and Coverage Matrix) Blue Shield of California THIS MATRIX IS INTENDED TO BE USED TO HELP YOU COMPARE

More information

Summary of Benefits. Prime (HMO-POS) and Value (HMO) January 1, 2015 December 31, 2015 G ENERATIONS A DVANTAGE 1-888-408-8285 (TTY: 711)

Summary of Benefits. Prime (HMO-POS) and Value (HMO) January 1, 2015 December 31, 2015 G ENERATIONS A DVANTAGE 1-888-408-8285 (TTY: 711) Summary of s and January 1, 2015 December 31, 2015 G ENERATIONS A DVANTAGE For more information about benefits or enrollment, call us or visit our website at www.martinspoint.org/medicare. 1-888-408-8285

More information

January 1, 2015 December 31, 2015 Summary of Benefits. Advantra (HMO) H3928-001 80.06.360.1-LA1

January 1, 2015 December 31, 2015 Summary of Benefits. Advantra (HMO) H3928-001 80.06.360.1-LA1 January, 205 December 3, 205 Summary of Benefits H3928-00 80.06.360.-LA Y0022_205_H3928_00_LA Accepted 9/204 Summary of Benefits January, 205 December 3, 205 This booklet gives you a summary of what we

More information

Important Questions Answers Why this Matters: What is the overall deductible? Are there other deductibles for specific services?

Important Questions Answers Why this Matters: What is the overall deductible? Are there other deductibles for specific services? This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.etf.wi.gov or by calling 1-877-533-5020. Important Questions

More information

L.A. Care s Medicare Advantage Special Needs Plan

L.A. Care s Medicare Advantage Special Needs Plan L.A. Care s Medicare Advantage Special Needs Plan Summary of Benefits 2008 for people with Medicare and Medi-Cal Thank you for your interest in L.A. Care Health Plan. Our plan is offered by L.A. CARE

More information

CENTRAL MICHIGAN UNIVERSITY - Premier Plan (PPO1) 007000285-0002 0004 Effective Date: July 1, 2015 Benefits-at-a-Glance

CENTRAL MICHIGAN UNIVERSITY - Premier Plan (PPO1) 007000285-0002 0004 Effective Date: July 1, 2015 Benefits-at-a-Glance CENTRAL MICHIGAN UNIVERSITY - Premier Plan (PPO1) 007000285-0002 0004 Effective Date: July 1, 2015 Benefits-at-a-Glance This is intended as an easy-to-read summary and provides only a general overview

More information

2015 Summary of Benefits

2015 Summary of Benefits 2015 Summary of Benefits Effective January 1, 2015, through December 31, 2015 H3952 Y0041_H3952_KS_15_18734 Accepted 09/01/2014 Section I: Introduction to Summary of Benefits You have choices about how

More information

Small group and CalChoice benefit comparison

Small group and CalChoice benefit comparison Small group and CalChoice benefit comparison effective July 1, 2015 We believe in choice. A guide to choosing the right plan for your business US health plan 1 San Diegans choose Sharp Health Plan With

More information

Summary of PNM Resources Health Care Benefits Active Employees 2011

Summary of PNM Resources Health Care Benefits Active Employees 2011 of PNM Resources Health Care Benefits Active Employees 2011 The following charts show deductibles, limits, benefit levels and amounts for the PNM Resources medical, dental and vision programs. For more

More information

Benefit Summary - A, G, C, E, Y, J and M

Benefit Summary - A, G, C, E, Y, J and M Benefit Summary - A, G, C, E, Y, J and M Benefit Year: Calendar Year Payment for Services Deductible Individual $600 $1,200 Family (Embedded*) $1,200 $2,400 Coinsurance (the percentage amount the Covered

More information

FIRSTCAROLINACARE INSURANCE COMPANY 2015 Summary of Benefits. FirstMedicare Direct PPO Plus (PPO)

FIRSTCAROLINACARE INSURANCE COMPANY 2015 Summary of Benefits. FirstMedicare Direct PPO Plus (PPO) FIRSTCAROLINACARE INSURANCE COMPANY 2015 Summary of Benefits FirstMedicare Direct PPO Plus (PPO) Chatham, Hoke, Lee, Montgomery, Moore, Richmond, Scotland Counties 1 P age SECTION I - INTRODUCTION TO SUMMARY

More information

January 1, 2015 December 31, 2015 Summary of Benefits. Altius Advantra (HMO) H8649-003 80.06.361.1-UTWY A

January 1, 2015 December 31, 2015 Summary of Benefits. Altius Advantra (HMO) H8649-003 80.06.361.1-UTWY A January, 205 December 3, 205 Summary of Benefits H8649-003 80.06.36.-UTWY A Y0022_205_H8649_003_UT_WYa Accepted /204 Summary of Benefits January, 205 December 3, 205 This booklet gives you a summary of

More information

2015 Medical Plan Options Comparison of Benefit Coverages

2015 Medical Plan Options Comparison of Benefit Coverages Member services 1-866-641-1689 1-866-641-1689 1-866-641-1689 1-866-641-1689 1-866-641-1689 1-800-464-4000 Web site www.anthem.com/ca/llns/ www.anthem.com/ca/llns/ www.anthem.com/ca/llns/ www.anthem.com/ca/llns/

More information

HEALTH INSURANCE: CHOICES PLANS DECISIONS

HEALTH INSURANCE: CHOICES PLANS DECISIONS HEALTH INSURANCE: CHOICES PLANS DECISIONS HERE ARE MANY CHOICES IN PRIVATE HEALTH INSURANCE. Most people receive group health insurance coverage through their employers. Some people buy individual plans.

More information

SCAN Health Plan. 2015 Summary of Benefits

SCAN Health Plan. 2015 Summary of Benefits SCAN Health Plan 2015 Summary of Benefits Y0057_SCAN_8712_2014F File & Use Accepted 09032014 ( a Medicare Advantage Health Maintenance Organization (HMO) offered by SCAN Health Plan with a Medicare contract)

More information

2015 Summary of Benefits

2015 Summary of Benefits 2015 Summary of Benefits Value (HMO-POS) Essentials Rx (HMO-POS) (H4270) January 1, 2015 - December 31, 2015 Western Wisconsin (26 Counties) H4270_082914_1 CMS Accepted (09032014) SECTION I INTRODUCTION

More information

ROCHESTER INSTITUTE OF TECHNOLOGY 2014 Medical Benefits Comparison Chart Medicare-Eligible Retirees in the Rochester Area

ROCHESTER INSTITUTE OF TECHNOLOGY 2014 Medical Benefits Comparison Chart Medicare-Eligible Retirees in the Rochester Area Contacting the Carrier Voice: (877) 883-9577 TTY: (585) 454-2845 Website: Voice: (800) 665-7924 TTY: (800) 252-2452 Website: www.excellusbcbs.com www.mvphealthcare.com Deductible Carry Over None None Deductible,

More information

2015 Medical Plan Summary

2015 Medical Plan Summary 2015 Medical Plan Summary AVMED POS PLAN This Schedule of Benefits reflects the higher provider and prescription copayments for 2015. This is not a contract, it s a summary of the plan highlights and is

More information

Important Questions Answers Why this Matters:

Important Questions Answers Why this Matters: This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at https://www.cs.ny.gov/employee-benefits or by calling 1-877-7-NYSHIP

More information

2015 Summary of Benefits

2015 Summary of Benefits 2015 Summary of Benefits Effective January 1, 2015, through December 31, 2015 H3909 Y0041_H3909_PC_15_18889 Accepted 09/01/2014 Section I: Introduction to Summary of Benefits You have choices about how

More information

S c h o o l s I n s u r a n c e G r o u p Health Net Plan Comparison Fiscal Year 7/1/15-6/30/16

S c h o o l s I n s u r a n c e G r o u p Health Net Plan Comparison Fiscal Year 7/1/15-6/30/16 S c h o o l s I n s u r a n c e G r o u p Health Net Plan Comparison Fiscal Year 7/1/15-6/30/16 This information sheet is for reference only. Please refer to Evidence of Coverage requirements, limitations

More information

HNE Premier 1 (HMO) and HNE Premier 2 (HMO)

HNE Premier 1 (HMO) and HNE Premier 2 (HMO) 2016 Medicare Advantage Summary of Benefits HNE Premier 1 (HMO) and HNE Premier 2 (HMO) January 1, 2016 - December 31, 2016 H8578_2016_429 Accepted HNE MEDICARE ADVANTAGE ENROLLMENT KIT 2016 SECTION I

More information

PLAN DESIGN AND BENEFITS AETNA LIFE INSURANCE COMPANY - Insured

PLAN DESIGN AND BENEFITS AETNA LIFE INSURANCE COMPANY - Insured PLAN FEATURES Deductible (per calendar year) Individual $750 Individual $1,500 Family $2,250 Family $4,500 All covered expenses accumulate simultaneously toward both the preferred and non-preferred Deductible.

More information

Important Questions Answers Why this Matters:

Important Questions Answers Why this Matters: Student Employee Health Plan: NYS Health Insurance Program Coverage Period: 01/01/2015 12/31/2015 Summary of Benefits and Coverage: What this Plan Covers & What it Costs Coverage for: Individual or Family

More information

Summary of Benefits January 1, 2016 December 31, 2016. FirstMedicare Direct PPO Plus (PPO)

Summary of Benefits January 1, 2016 December 31, 2016. FirstMedicare Direct PPO Plus (PPO) Summary of Benefits January 1, 2016 December 31, 2016 FIRSTCAROLINACARE INSURANCE COMPANY FirstMedicare Direct PPO Plus (PPO) Chatham, Hoke, Lee, Montgomery, Moore, Richmond, Scotland Counties This booklet

More information

Summary of Services and Cost Shares

Summary of Services and Cost Shares Summary of Services and Cost Shares This summary does not describe benefits. For the description of a benefit, including any limitations or exclusions, please refer to the identical heading in the Benefits

More information

2015 Summary of Benefits

2015 Summary of Benefits 2015 Summary of Benefits Health Net Healthy Heart (HMO) Placer and Sacramento counties, CA Benefits effective January 1, 2015 H0562 Health Net of California, Inc. Material ID # H0562_2015_0273 CMS Accepted

More information

2015 Summary of Benefits

2015 Summary of Benefits 2015 Summary of Benefits Health Net Ruby Select (HMO) Placer and Sacramento counties, CA Benefits effective January 1, 2015 H0562 Health Net of California, Inc. Material ID # H0562_2015_0285_B_CMS Accepted

More information

Coventry Health and Life Insurance Company PPO Schedule of Benefits

Coventry Health and Life Insurance Company PPO Schedule of Benefits State(s) of Issue: Oklahoma PPO Plan: OI08C30050 30 Coventry Health and Life Insurance Company PPO Schedule of Benefits Covered Services Contract Year Deductible For All Eligible Expenses (unless otherwise

More information

Western Health Advantage: City of Sacramento HSA ABHP Coverage Period: 1/1/2016-12/31/2016

Western Health Advantage: City of Sacramento HSA ABHP Coverage Period: 1/1/2016-12/31/2016 Coverage For: Self Plan Type: HMO This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.westernhealth.com or

More information

California Small Group MC Aetna Life Insurance Company

California Small Group MC Aetna Life Insurance Company PLAN FEATURES Deductible (per calendar year) $3,000 Individual $6,000 Family Unless otherwise indicated, the Deductible must be met prior to benefits being payable. All covered expenses accumulate separately

More information

Services and supplies required by Health Care Reform Age and frequency guidelines apply to covered preventive care Not subject to deductible if PPO

Services and supplies required by Health Care Reform Age and frequency guidelines apply to covered preventive care Not subject to deductible if PPO Page 1 of 5 Individual Deductible Calendar year $400 COMBINED Individual / Family OOP Calendar year $4,800 Individual $12,700 per family UNLIMITED Annual Maximum July 1 st to June 30 th UNLIMITED UNLIMITED

More information

California Small Group MC Aetna Life Insurance Company

California Small Group MC Aetna Life Insurance Company PLAN FEATURES Deductible (per calendar year) $1,000 per member $1,000 per member Unless otherwise indicated, the Deductible must be met prior to benefits being payable. All covered expenses accumulate

More information

AVMED POS PLAN. Allergy Injections No charge 30% co-insurance after deductible Allergy Skin Testing $30 per visit 30% co-insurance after deductible

AVMED POS PLAN. Allergy Injections No charge 30% co-insurance after deductible Allergy Skin Testing $30 per visit 30% co-insurance after deductible AVMED POS PLAN This Schedule of Benefits reflects the higher provider and prescription copays for 2015. This is not a contract, it s a summary of the plan highlights and is subject to change. For specific

More information

What is the overall deductible? Are there other deductibles for specific services?

What is the overall deductible? Are there other deductibles for specific services? This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.anthem.com/cuhealthplan or by calling 1-800-735-6072.

More information

SCAN Classic (HMO) San Joaquin County 2016 Summary of Benefits. Y0057_SCAN_9240_2015F File & Use Accepted

SCAN Classic (HMO) San Joaquin County 2016 Summary of Benefits. Y0057_SCAN_9240_2015F File & Use Accepted SCAN Classic (HMO) San Joaquin County 2016 Summary of Benefits Y0057_SCAN_9240_2015F File & Use Accepted SCAN Classic (HMO) (a Medicare Advantage Health Maintenance Organization (HMO) offered by SCAN Health

More information

$500 member / $1,000 family Self- Referred. Does not apply to emergency room, emergency transportation, or acupuncture services.

$500 member / $1,000 family Self- Referred. Does not apply to emergency room, emergency transportation, or acupuncture services. Blue Choice New England Plan 2 MIT Choice Coverage Period: on or after 01/01/2015 Summary of Benefits and Coverage: What this Plan Covers & What it Costs Coverage for: Individual, Ind.+Spouse, Ind.+Child(ren)

More information

2015 Summary of Benefits

2015 Summary of Benefits 2015 Summary of Benefits Plans 003 and 004 H6298_14_027 accepted Summary of Benefits January 1, 2015 - December 31, 2015 This booklet gives you a summary of what we cover and what you pay. It doesn t list

More information

2015 Medicare Advantage Summary of Benefits

2015 Medicare Advantage Summary of Benefits 2015 Medicare Advantage Summary of Benefits HNE Medicare Premium No Rx and HNE Medicare Basic No Rx January 1, 2015 - December 31, 2015 H8578_2015_034 Accepted HNE MEDICARE ADVANTAGE ENROLLMENT KIT 2015

More information

$25 copay. One routine GYN visit and pap smear per 365 days. Direct access to participating providers.

$25 copay. One routine GYN visit and pap smear per 365 days. Direct access to participating providers. HMO-1 Primary Care Physician Visits Office Hours After-Hours/Home Specialty Care Office Visits Diagnostic OP Lab/X Ray Testing (at facility) with PCP referral. Diagnostic OP Lab/X Ray Testing (at specialist)

More information

GIC Medicare Enrolled Retirees

GIC Medicare Enrolled Retirees GIC Medicare Enrolled Retirees HMO Summary of Benefits Chart This chart provides a summary of key services offered by your HNE plan. Consult your Member Handbook for a full description of your plan s benefits

More information

Benefits At A Glance Plan C

Benefits At A Glance Plan C Benefits At A Glance Plan C HIGHLIGHTS OF WELFARE FUND BENEFITS WELFARE FUND BENEFITS IN BRIEF Medical and Hospital Benefits Empire BlueCross BlueShield Plan C-1 Empire BlueCross BlueShield Plan C-2 All

More information

Health Alliance Plan of Michigan HAP Senior Plus HMO Benefit Summary

Health Alliance Plan of Michigan HAP Senior Plus HMO Benefit Summary 1006 Benefit Code: SSKP Benefit Period, Annual Deductible, and Annual Co-insurance Maximums: Benefit Period: Calendar Year Annual Deductible Co-insurance (amount member pays) Annual Co-insurance Maximum

More information

Carpenters Health & Welfare Trust Fund for California Retiree Plan Comparison

Carpenters Health & Welfare Trust Fund for California Retiree Plan Comparison Carpenters Health & Welfare Trust Fund for California Retiree Plan Comparison Information Needed: Eligibility, Benefits, COBRA or Disability Claims: Indemnity Medical Plan Indemnity Hearing Aid Benefit

More information

Summary of Benefits. King, Pierce, Snohomish, Spokane and Thurston Counties. premera.com/ma

Summary of Benefits. King, Pierce, Snohomish, Spokane and Thurston Counties. premera.com/ma Summary of Benefits 2016 HMO King, Pierce, Snohomish, Spokane and Thurston Counties premera.com/ma Plus Section 1 Introduction to the and Plus This booklet gives you a summary of what we cover and what

More information

Land of Lincoln Health : Family Health Network LLH 3-Tier Bronze PPO Coverage Period: 01/01/2016 12/31/2016

Land of Lincoln Health : Family Health Network LLH 3-Tier Bronze PPO Coverage Period: 01/01/2016 12/31/2016 This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.landoflincolnhealth.org or by calling 1-844-FHN-4YOU.

More information

$0 See the chart starting on page 2 for your costs for services this plan covers. Are there other deductibles for specific

$0 See the chart starting on page 2 for your costs for services this plan covers. Are there other deductibles for specific This is only a summary. If you want more detail about your medical coverage and costs, you can get the complete terms in the policy or plan document at www.teamsters-hma.com or by calling 1-866-331-5913.

More information

Coverage for: Individual, Family Plan Type: PPO. Important Questions Answers Why this Matters:

Coverage for: Individual, Family Plan Type: PPO. Important Questions Answers Why this Matters: This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.bbsionline.com or by calling 1-866-927-2200. Important

More information

2016 COPAY AND DEDUCTIBLE PLANS

2016 COPAY AND DEDUCTIBLE PLANS 2016 COPAY AND DEDUCTIBLE PLANS Health Insurance for Individuals & Families Welcome to PreferredOne PreferredOne.com Your Health, Your Choice, Many Options At PreferredOne, our name says it all you and

More information

Bowling Green State University : Plan B Summary of Benefits and Coverage: What This Plan Covers & What it Costs

Bowling Green State University : Plan B Summary of Benefits and Coverage: What This Plan Covers & What it Costs This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at MedMutual.com/SBC or by calling 800.540.2583. Important Questions

More information

$0. See the chart starting on page 2 for your costs for services this plan covers.

$0. See the chart starting on page 2 for your costs for services this plan covers. County of San Mateo HMO Per Admit 15-100 Coverage Period: 01/01/2015 12/31/2015 Summary of Benefits and Coverage: What this Plan Covers & What it Costs Coverage for: Individual + Family Plan Type: HMO

More information

$0. See the chart starting on page 2 for your costs for services this plan covers.

$0. See the chart starting on page 2 for your costs for services this plan covers. Access+ HMO Facility Coinsurance 15-20% Coverage Period: Beginning On or After 01/01/2015 Summary of Benefits and Coverage: What this Plan Covers & What it Costs Coverage for: Individual + Family Plan

More information

MAYFLOWER MUNICIPAL HEALTH GROUP ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ PPO REVIEW OF BENEFITS

MAYFLOWER MUNICIPAL HEALTH GROUP ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ PPO REVIEW OF BENEFITS Fiscal Year 2015 2016 MAYFLOWER MUNICIPAL HEALTH GROUP ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ PPO REVIEW OF S ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~

More information

DRAKE UNIVERSITY HEALTH PLAN

DRAKE UNIVERSITY HEALTH PLAN DRAKE UNIVERSITY HEALTH PLAN Effective Date: 1/1/2015 This is a general description of coverage. It is not a statement of contract. Actual coverage is subject to terms and the conditions specified in the

More information

Tribute. 2015 Summary of Benefits. Health Plan of Oklahoma. Tribute Health Plan of Oklahoma HMO SNP

Tribute. 2015 Summary of Benefits. Health Plan of Oklahoma. Tribute Health Plan of Oklahoma HMO SNP Tribute Health Plan of Oklahoma Tribute Health Plan of Oklahoma HMO SNP 2015 Summary of Benefits This booklet gives you a summary of what we cover and what you pay. It doesn t list every service that we

More information

Important Questions Answers Why this Matters: What is the overall deductible?

Important Questions Answers Why this Matters: What is the overall deductible? Important Questions Answers Why this Matters: What is the overall deductible? Are there other deductibles for specific services? Is there an out of pocket limit on my expenses? What is not included in

More information

Covered Benefits. Covered. Must meet current federal and state guidelines. Abortions. Covered. Allergy Testing. Covered. Audiology. Covered.

Covered Benefits. Covered. Must meet current federal and state guidelines. Abortions. Covered. Allergy Testing. Covered. Audiology. Covered. Covered Benefits Services Abortions Allergy Testing Audiology Birth Control Services Blood & Blood Plasma Bone Mass Measurement (bone density) Case Management Chemotherapy Chiropractor Services (manipulation/subluxation)

More information

Health Alliance Plan. Coverage Period: 01/01/2014-12/31/2014. document at www.hap.org or by calling 1-800-759-3436.

Health Alliance Plan. Coverage Period: 01/01/2014-12/31/2014. document at www.hap.org or by calling 1-800-759-3436. Health Alliance Plan Summary of Benefits and Coverage: What this Plan Covers & What it Costs Coverage Period: 01/01/2014-12/31/2014 Coverage for: Individual Family Plan Type: HMO This is only a summary.

More information

SCAN Health Plan. 2015 Summary of Benefits

SCAN Health Plan. 2015 Summary of Benefits SCAN Health Plan 2015 Summary of Benefits Y0057_SCAN_8713_2014F File & Use Accepted 09032014 SCAN Classic (HMO) (a Medicare Advantage Health Maintenance Organization (HMO) offered by SCAN Health Plan with

More information

2016 Summary of Benefits

2016 Summary of Benefits 2016 Summary of Benefits Health Net Healthy Heart (HMO) Alameda and Stanislaus counties, CA Benefits effective January 1, 2016 H0562 Health Net of California, Inc. H0562_2016_0171 CMS Accepted 09172015

More information

Delta College 007000338-0001, 0002, 0003, 0004, 0005, 0006, 0007 Community Blue SM PPO Medical Coverage Benefits-at-a-Glance

Delta College 007000338-0001, 0002, 0003, 0004, 0005, 0006, 0007 Community Blue SM PPO Medical Coverage Benefits-at-a-Glance Delta College 007000338-0001, 0002, 0003, 0004, 0005, 0006, 0007 Community Blue SM PPO Medical Coverage Benefits-at-a-Glance This is intended as an easy-to-read summary and provides only a general overview

More information

Banner Health - Choice Plus Coverage Period: 1/1/2015-12/31/2015

Banner Health - Choice Plus Coverage Period: 1/1/2015-12/31/2015 This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the plan document at www.bannerbenefits.com by clicking on the Resources tab and then Plan

More information

S c h o o l s I n s u r a n c e G r o u p Health Net Plan Comparison Fiscal Year 7/1/14-6/30/15

S c h o o l s I n s u r a n c e G r o u p Health Net Plan Comparison Fiscal Year 7/1/14-6/30/15 S c h o o l s I n s u r a n c e G r o u p Health Net Plan Comparison Fiscal Year 7/1/14-6/30/15 This information sheet is for reference only. Please refer to Evidence of Coverage requirements, limitations

More information

Additional Information Provided by Aetna Life Insurance Company

Additional Information Provided by Aetna Life Insurance Company Additional Information Provided by Aetna Life Insurance Company Inquiry Procedure The plan of benefits described in the Booklet-Certificate is underwritten by: Aetna Life Insurance Company (Aetna) 151

More information

Important Questions Answers Why this Matters:

Important Questions Answers Why this Matters: Minimum Coverage PPO Network Name: Exclusive Coverage Period: Beginning on or after 1/1/2015 Summary of Benefits and Coverage: What this Plan Covers & What it Costs Coverage for: Individual + Family Plan

More information

LOCKHEED MARTIN AERONAUTICS COMPANY PALMDALE 2011 IAM NEGOTIATIONS UNDER AGE 65 LM HEALTHWORKS SUMMARY

LOCKHEED MARTIN AERONAUTICS COMPANY PALMDALE 2011 IAM NEGOTIATIONS UNDER AGE 65 LM HEALTHWORKS SUMMARY Annual Deductibles, Out-of-Pocket Maximums, Lifetime Maximum Benefits Calendar Year Deductible Calendar Year Out-of- Pocket Maximum Lifetime Maximum Per Individual Physician Office Visits Primary Care

More information

Summary of Benefits. Service To Seniors (HMO) and OC Preferred (HMO) It s Personal. Medicare Specialist Scott Pratt Se Habla Español.

Summary of Benefits. Service To Seniors (HMO) and OC Preferred (HMO) It s Personal. Medicare Specialist Scott Pratt Se Habla Español. 2015 Summary of Benefits Service To Seniors (HMO) and OC Preferred (HMO) Medicare Specialist Scott Pratt Se Habla Español. It s Personal. H0545_RAY2012_xxx CMS Approved: xx/xx/2012 H0545_FUY2015_18 Accepted

More information

Sherwin-Williams Medical, Prescription Drug and Dental Plans Plan Comparison Charts

Sherwin-Williams Medical, Prescription Drug and Dental Plans Plan Comparison Charts Sherwin-Williams Medical, Prescription Drug and Dental Plans Plan Comparison Charts You and Sherwin-Williams share the cost of certain benefits including medical and dental coverage and you have the opportunity

More information

Large group benefit comparison

Large group benefit comparison Large group benefit comparison effective January 1, 2015 A guide to choosing the right plan for your business San Diegans choose Health Plan With a range of plans and provider networks, we have the right

More information

Grand Rapids Community College Benefit Comparison

Grand Rapids Community College Benefit Comparison Deductible Applies - $100 for Single and $200 for Family (Deductible does not apply to any 100% coverage) (Not Available for Meet & Confer Group) Deductible Out of Network Only - $250 for Single and $500

More information

2015 Summary of Benefits

2015 Summary of Benefits 2015 Summary of Benefits January 1, 2015 December 31, 2015 Houston/Beaumont Area Y0067_PRE_H4506_SETX_SB41_0814 CMS Accepted 09/13/2014 HMO-SETX-SB K41 2015 Section I Introduction to Summary of Benefits

More information

Effective January 1, 2014 through December 31, 2014

Effective January 1, 2014 through December 31, 2014 Summary of Benefits Effective January 1, 2014 through December 31, 2014 The benefit information provided is a brief summary, not a complete description of benefits. For more information contact the plan.

More information

Introduction to the Summary of Benefits for Traditional Blue Medicare PPO 701 Plus, 751 Part D and 752 Part D

Introduction to the Summary of Benefits for Traditional Blue Medicare PPO 701 Plus, 751 Part D and 752 Part D Introduction to the Summary of Benefits for, 751 Part D and 752 Part D January 1, 2007 - December 31, 2007 BlueCross BlueShield of Western New York CMS Contract #H5526 Thank you for your interest in PPO.

More information

What is the overall deductible? Are there other deductibles for specific services? Is there an out-ofpocket

What is the overall deductible? Are there other deductibles for specific services? Is there an out-ofpocket Regence BlueShield: Regence Direct Gold with Dental, Vision, Individual Assistance Program Coverage Period: Beginning on or after 01/01/2014 Summary of Benefits and Coverage: What this Plan Covers & What

More information

StudentBlue University of Nebraska

StudentBlue University of Nebraska Summary of Benefits and Coverage: What this Plan Covers & What it Costs Coverage for: Individual/Family Plan Type: PPO What is the overall deductible? This is only a summary. If you want more details about

More information

How Much Does Your Health Insurance Plan Cost?

How Much Does Your Health Insurance Plan Cost? This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.deltahealthsystems.com or by calling the Benefits Help

More information

Greater Tompkins County Municipal Health Insurance Consortium

Greater Tompkins County Municipal Health Insurance Consortium WHO IS COVERED Requires Covered Member to be Enrolled in Both Medicare Parts A & B Type of Coverage Offered Single only Single only MEDICAL NECESSITY Pre-Certification Requirement Not Applicable Not Applicable

More information

SUMMARY OF BENEFITS 2016 EmblemHealth PPO I and EmblemHealth Advantage (PPO) Bronx, Kings, New York, Nassau, Queens Richmond, Suffolk and Westchester

SUMMARY OF BENEFITS 2016 EmblemHealth PPO I and EmblemHealth Advantage (PPO) Bronx, Kings, New York, Nassau, Queens Richmond, Suffolk and Westchester SUMMARY OF BENEFITS 2016 and Bronx, Kings, New York, Nassau, Queens Richmond, Suffolk and Westchester January 1, 2016 December 31, 2016 H5528_125910 Accepted 9/13/2015 SECTION I - INTRODUCTION TO SUMMARY

More information

Annual Notice of Changes for 2015

Annual Notice of Changes for 2015 Keystone 65 Select Medical-Only (HMO) offered by Independence Blue Cross Annual Notice of Changes for 2015 You are currently enrolled as a member of Keystone 65 Select Medical-Only. Next year, there will

More information

California Ironworkers Field Welfare Plan 1/1/2014 Open Enrollment Benefit Plan Comparison Non-Medicare Retired Participants Residing in Nevada

California Ironworkers Field Welfare Plan 1/1/2014 Open Enrollment Benefit Plan Comparison Non-Medicare Retired Participants Residing in Nevada Non- Choice of Providers Calendar Year Deductible *The Fund s Calendar Year Deductible is never waived. However, some services are not subject to the Deductible. If you live in Nevada, your network of

More information

Board of Huron County Commissioners : BASIC

Board of Huron County Commissioners : BASIC This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at MedMutual.com/SBC or by calling 800.540.2583. Important Questions

More information

Are there other deductibles for specific services?

Are there other deductibles for specific services? Blue Shield of CA Life & Health Active Choice Plan 750 Coverage Period: 04/01/2015-03/31/2016 Summary of Benefits and Coverage: What this Plan Covers & What it Costs Coverage for: Individual + Family Plan

More information

PLAN DESIGN & BENEFITS - CONCENTRIC MODEL

PLAN DESIGN & BENEFITS - CONCENTRIC MODEL PLAN FEATURES Deductible (per calendar year) Rice University None Family Member Coinsurance Applies to all expenses unless otherwise stated. Payment Limit (per calendar year) $1,500 Individual $3,000 Family

More information

Medicare. Medicare Overview. Medicare Part D Prescription Plans. Medicare

Medicare. Medicare Overview. Medicare Part D Prescription Plans. Medicare 58 requires enrollment as soon as a retiree, spouse or dependent of a retiree is eligible for. Parts A & B MUST be elected. Overview There are three parts to : Hospital Insurance (also called Part A. Your

More information

PLAN DESIGN AND BENEFITS POS Open Access Plan 1944

PLAN DESIGN AND BENEFITS POS Open Access Plan 1944 PLAN FEATURES PARTICIPATING Deductible (per calendar year) $3,000 Individual $9,000 Family $4,000 Individual $12,000 Family Unless otherwise indicated, the Deductible must be met prior to benefits being

More information