Sergeant Rob Choquette Economic Crimes Unit

Save this PDF as:
 WORD  PNG  TXT  JPG

Size: px
Start display at page:

Download "Sergeant Rob Choquette Economic Crimes Unit"

Transcription

1 Sergeant Rb Chquette Ecnmic Crimes Unit

2 Wrngful r criminal deceptin intended t result in financial r persnal gain.

3 Cmmn Fraud Schemes Credit Card (CC) Fraud CC numbers are btained by varius means such as: Access/skimming devices: These are purchased via the Internet n illegal websites. CC inf can be accessed by emplyees such as bank emplyees, medical facility emplyees, even gvernment emplyees, phishing s, cmputer hacking, applicatins, and data breaches. Plastic cards with magnetic strips can be re-encded with cmprmised CC numbers and persnal infrmatin. If suspect(s) are unable t re-encde magnetic strip, the CC numbers can be embssed n a plastic card, usually with a bank emblem n it. CC must then be manually entered, which many businesses will nt d. This methd is nt as cmmn anymre, but it still happens. CC number is used t make purchases via the Internet

4 Cmmn Fraud Schemes

5 Cmmn Fraud Schemes

6 Cmmn Fraud Schemes Fake keybard t Capture PIN Cdes Card skimming device Bth devices are used tgether t capture users' accunt access infrmatin.

7 Cmmn Fraud Schemes Persnal Infrmatin is used t apply fr a CC, phne service, lans, r t take ver persnal accunts, etc. Persnal Infrmatin generally includes any r all f the fllwing: name, Address date f birth scial security number DL number Any identifier assigned t an individual.

8 Accunt Takever Occurs when an unauthrized subject (may r may nt be a suspect) is added t the accunt via the internet r telephne. Infrmatin such as accunt phne number and address, usually a drp address, may be changed n the accunt. Savings and ther accunts at the same bank that may r may nt be linked are cmprmised and the mney is transferred int the initial cmprmised accunt. A new debit card r checkbk assigned t the unauthrized subject is btained, mainly by being mailed t the drp address. ATM withdrawals and/r purchases are made with the new debit card until accunt is wiped ut r the fraud is caught. Mney rders may be purchased due t daily withdrawal limits at ATM.

9 Accunt Takever Cnt. Access t accunt balance, check sequence number, transactins and cpies f checks, which shws yur signature, frm bank accunt can be accessed thrugh Online Banking. Checks can be cunterfeited and signature frged. Cunterfeit checks are then made payable t a mule wh enters a bank r check cashing stre t cash the check. Suspects are usually waiting utside fr the mule t walk ut with the mney. If the suspect(s) see law enfrcement arriving, they quickly leave, leaving the mule behind t get arrested.

10 Hw t Prevent Becming a Victim D NOT pen s that cntain links yu are nt familiar with. Even if they cme frm a knwn cntact, smetimes their accunt was hacked. Use a Credit Card instead f a debit card whenever pssible. Be careful when prviding yur persnal infrmatin n applicatins, including dctr ffice visits. D NOT use the same passwrd fr all f yur accunts. When pssible, have yur savings accunt at a bank different frm checking r debit accunts. Mnitr yur credit reprt regularly. D NOT prvide persnal infrmatin ver the phne when cntacted by any business unless yu are 100% sure f wh yu are speaking t. Yu can always lk up the number f the cmpany and call them back yurself t verify. D NOT believe the cntact inf they give yu. File yur incme taxes as early as pssible.

11 Craigslist Scams Yu can thwart wuld-be scammers by fllwing the rules belw DEAL LOCALLY WITH PEOPLE YOU CAN MEET IN PERSON - fllw this ne rule and avid 99% f scam attempts. NEVER WIRE FUNDS VIA WESTERN UNION, MONEYGRAM r ther wire service - anyne wh asks yu t d s is likely a scammer. FAKE CASHIER CHECKS & MONEY ORDERS ARE COMMON -Banks will hld yu respnsible when the fake is discvered weeks later. CRAIGSLIST IS NOT INVOLVED IN ANY TRANSACTION, and des nt handle payments, prvide escrw, "buyer prtectin" r "seller certificatin. NEVER GIVE OUT FINANCIAL INFORMATION (bank accunt number, scial security number, ebay/paypal inf, etc.). AVOID DEALS INVOLVING SHIPPING OR ESCROW SERVICES and knw that ONLY A SCAMMER WILL "GUARANTEE" YOUR TRANSACTION. DO NOT RENT HOUSING OR PURCHASE GOODS SIGHT-UNSEEN -that amazing rental r cheap item may nt exist. DO NOT SUBMIT TO CREDIT OR BACKGROUND CHECKS until yu have met the jb interviewer r landlrd/agent in persn.

12 What t d if yu are a Victim Immediately reprt the fraud t yur banking institutin and/r CC cmpany. Check yur credit reprt. Place a Fraud Alert n with all three credit reprting agencies. File a plice reprt with the prper jurisdictin. If jurisdictin cannt be determined, file a plice reprt in the jurisdictin yu reside in. Fill ut and return any frms r affidavits in a timely manner. Tax fraud- cntact the IRS and visit their website fr the prper frms requiring cmpletin.

Preventing Identity Theft

Preventing Identity Theft Preventing Identity Theft Each year, millins f Americans have their identity stlen. ENG Lending wants yu t have the infrmatin yu need t prtect yurself against identity theft. While there are n guarantees

More information

Kentwood Police Department 4742 Walma Ave SE Kentwood, Michigan 49512 (616) 698-6580 http://www.ci.kentwood.mi.us REPORTING IDENTITY THEFT

Kentwood Police Department 4742 Walma Ave SE Kentwood, Michigan 49512 (616) 698-6580 http://www.ci.kentwood.mi.us REPORTING IDENTITY THEFT Kentwd Plice Department 4742 Walma Ave SE Kentwd, Michigan 49512 (616) 698-6580 http://www.ci.kentwd.mi.us REPORTING IDENTITY THEFT If yu are the victim f identity theft and ne f the fllwing cnditins are

More information

Identity fraud and theft

Identity fraud and theft Page 1 f 5 Identity theft is when yur persnal details are stlen and identity fraud is when thse details are used t cmmit fraud. Mre abut identity fraud and identity theft Identity fraud can happen when:

More information

Account Switch Kit. Locations. HACKLEBURG PO DRAWER A 34888 US HWY 43 HACKLEBURG, AL 35564 Phone: (205)395-1944 Fax: (205)935-3349

Account Switch Kit. Locations. HACKLEBURG PO DRAWER A 34888 US HWY 43 HACKLEBURG, AL 35564 Phone: (205)395-1944 Fax: (205)935-3349 Member FDIC "Hmetwn Banking... Accunt Switch Kit... Mving Made Easy" Lcatins HAMILTON PO BO 189 1281 MILITARY ST S HAMILTON, AL 35570 Phne: (205)921-9400 Fax: (205)921-9708 HACKLEBURG PO DRAWER A 34888

More information

WHAT YOU NEED TO KNOW ABOUT. Protecting your Privacy

WHAT YOU NEED TO KNOW ABOUT. Protecting your Privacy WHAT YOU NEED TO KNOW ABOUT Prtecting yur Privacy YOUR PRIVACY IS OUR PRIORITY Credit unins have a histry f respecting the privacy f ur members and custmers. Yur Bard f Directrs has adpted the Credit Unin

More information

Loan Application for Pre- Approval

Loan Application for Pre- Approval Lan Applicatin fr Pre- Apprval Get pre-apprved fr yur hme lan financing tday by cmpleting this applicatin. Please cmplete the entire applicatin and return with the dcumentatin requested n the attached

More information

Maryland General Service (MGS) Area 29 Treatment Facilities Committee (TFC) TFC Instructions

Maryland General Service (MGS) Area 29 Treatment Facilities Committee (TFC) TFC Instructions Maryland General Service (MGS) Area 29 Treatment Facilities Cmmittee (TFC) TFC Instructins Lve And Service Facility Presentatin t Patients We are frm Alchlics Annymus (AA), fr AA, and ur service is fr

More information

Agency Fund (Non-Student Org X-Fund) Guidelines Last Revision: 12/7/2009

Agency Fund (Non-Student Org X-Fund) Guidelines Last Revision: 12/7/2009 Agency Fund (Nn-Student Org X-Fund) Guidelines Last Revisin: 12/7/2009 Definitin f Agency Fund: An Agency Fund cnsists f funds held by Eastern Michigan University as custdian r fiscal agent fr thers, such

More information

COMPREHENSIVE SAFETY ASSESSMENT INSTRUCTIONS for STUDY ABROAD PROGRAMS

COMPREHENSIVE SAFETY ASSESSMENT INSTRUCTIONS for STUDY ABROAD PROGRAMS COMPREHENSIVE SAFETY ASSESSMENT INSTRUCTIONS fr STUDY ABROAD PROGRAMS Belw is a list f items t address and questins that need t be addressed in the cmprehensive safety assessment. In additin t the safety

More information

New Chip Card Technology Released Across the U.S.

New Chip Card Technology Released Across the U.S. A new MasterCard chip card will replace yur current Visa card(s). Lk fr yurs in the mail cming sn New Chip Card Technlgy Released Acrss the U.S. There are billins f chip cards issued arund the glbe. These

More information

Office Use Only Account # Approved By:

Office Use Only Account # Approved By: Office Use Only Accunt # Apprved By: Dealer Applicatin Please cmplete and submit this applicatin alng with a cpy f yur (EIN) Federal Tax Id Number certificate befre placing yur 1 st rder. We will review

More information

First Global Data Corp.

First Global Data Corp. First Glbal Data Crp. Privacy Plicy As f February 23, 2015 Ding business with First Glbal Data Crp. ("First Glbal", First Glbal Mney, "we" r "us", which includes First Glbal Data Crp. s subsidiary, First

More information

University of Texas at Dallas Policy for Accepting Credit Card and Electronic Payments

University of Texas at Dallas Policy for Accepting Credit Card and Electronic Payments University f Texas at Dallas Plicy fr Accepting Credit Card and Electrnic Payments Cntents: Purpse Applicability Plicy Statement Respnsibilities f a Merchant Department Prcess t Becme a Merchant Department

More information

THE CITY UNIVERSITY OF NEW YORK IDENTITY THEFT PREVENTION PROGRAM

THE CITY UNIVERSITY OF NEW YORK IDENTITY THEFT PREVENTION PROGRAM THE CITY UNIVERSITY OF NEW YORK IDENTITY THEFT PREVENTION PROGRAM 1. Prgram Adptin The City University f New Yrk (the "University") develped this Identity Theft Preventin Prgram (the "Prgram") pursuant

More information

Employees - recruitment, records and monitoring

Employees - recruitment, records and monitoring Emplyees - recruitment, recrds and mnitring This guidance has been prduced t help rganisatins cmply with the Data Prtectin Act (DPA) when recruiting and emplying wrkers. It is relevant t public sectr emplyers,

More information

Cloud-based File Sharing: Privacy and Security Tutorial Institutional Compliance Office July 2013

Cloud-based File Sharing: Privacy and Security Tutorial Institutional Compliance Office July 2013 Clud-based File Sharing: Privacy and Security Tutrial Institutinal Cmpliance Office July 2013 Patient Data in the Clud Prtecting patient privacy is ne f MD Andersn s greatest respnsibilities Technlgies

More information

OCEAN REEF PUBLIC SAFETY WELCOME CENTER BUSINESS REQUIREMENTS AND REGULATIONS PACKAGE

OCEAN REEF PUBLIC SAFETY WELCOME CENTER BUSINESS REQUIREMENTS AND REGULATIONS PACKAGE OCEAN REEF PUBLIC SAFETY WELCOME CENTER BUSINESS REQUIREMENTS AND REGULATIONS PACKAGE The Package includes: Business Requirements t Register Cntractrs Rules Prices O.R.C.A. I.D. Cards Requirements Day

More information

How Checking Accounts Work

How Checking Accounts Work Hw Checking Accunts Wrk LESSON PREPARATION AND TEACHER INFORMATION Lessn Summary: This lessn is intended fr high schl students during a frty minute time perid. The lessn teaches students the purpse f a

More information

Corporate Account Takeover & Information Security Awareness

Corporate Account Takeover & Information Security Awareness Crprate Accunt Takever & Infrmatin Security Awareness What is Crprate Accunt Takever? A fast grwing electrnic crime where thieves typically use sme frm f malware t btain lgin credentials t Crprate Online

More information

ITRC Fact Sheet 117 Identity Theft and the Deceased: Prevention and Victim Tips

ITRC Fact Sheet 117 Identity Theft and the Deceased: Prevention and Victim Tips ITRC Fact Sheet 117 Identity Theft and the Deceased: Preventin and Victim Tips This guide will address several areas: Steps t take t decrease identity theft risk when a lved ne passes away Specific instructins

More information

Plus500CY Ltd. Statement on Privacy and Cookie Policy

Plus500CY Ltd. Statement on Privacy and Cookie Policy Plus500CY Ltd. Statement n Privacy and Ckie Plicy Statement n Privacy and Ckie Plicy This website is perated by Plus500CY Ltd. ("we, us r ur"). It is ur plicy t respect the cnfidentiality f infrmatin and

More information

RAMS Deposits FAQs RAMS Saver

RAMS Deposits FAQs RAMS Saver 12 May 2012 Accunt Sectin 1. Wh is eligible? Wh can pen a accunt? Yu can pen a accunt if yu satisfy all f the fllwing requirements: Yu are a persnal custmer (nt a business, cmpany r trust) Yu are aged

More information

DisplayNote Technologies Limited Data Protection Policy July 2014

DisplayNote Technologies Limited Data Protection Policy July 2014 DisplayNte Technlgies Limited Data Prtectin Plicy July 2014 1. Intrductin This dcument sets ut the bligatins f DisplayNte Technlgies Limited ( the Cmpany ) with regard t data prtectin and the rights f

More information

ANTI MONEY LAUNDERING POLICY

ANTI MONEY LAUNDERING POLICY What is mney laundering? ANTI MONEY LAUNDERING POLICY 1. Mney laundering is where mney btained, as a result f a crime, is used t pay fr services r gds. Althugh the term mney laundering is usually assciated

More information

Key Steps for Organizations in Responding to Privacy Breaches

Key Steps for Organizations in Responding to Privacy Breaches Key Steps fr Organizatins in Respnding t Privacy Breaches Purpse The purpse f this dcument is t prvide guidance t private sectr rganizatins, bth small and large, when a privacy breach ccurs. Organizatins

More information

Merchant Processes and Procedures

Merchant Processes and Procedures Merchant Prcesses and Prcedures Table f Cntents EXHIBIT C 1. MERCHANT INTRODUCTION TO T-CHEK 3 1.1 Wh is T-Chek Systems? 3 1.2 Hw t Cntact T-Chek Systems 3 1.3 Hw t Recgnize T-Chek Frms f Payment 3 1.3.1

More information

Data Protection Policy & Procedure

Data Protection Policy & Procedure Data Prtectin Plicy & Prcedure Page 1 Prcnnect Marketing Data Prtectin Plicy V1.2 Data prtectin plicy Cntext and verview Key details Plicy prepared by: Adam Haycck Apprved by bard / management n: 01/01/2015

More information

Presentation Overview. *What is identity theft? *How does identity theft happen? *What can you do? Deter Detect Defend. What is Identity Theft?

Presentation Overview. *What is identity theft? *How does identity theft happen? *What can you do? Deter Detect Defend. What is Identity Theft? Presentatin Overview *What is identity theft? *Hw des identity theft happen? *What can yu d? What is Identity Theft? Deter Detect Defend When smene uses yur persnal infrmatin t cmmit a crime r purchase

More information

VCU Payment Card Policy

VCU Payment Card Policy VCU Payment Card Plicy Plicy Type: Administrative Respnsible Office: Treasury Services Initial Plicy Apprved: 12/05/2013 Current Revisin Apprved: 12/05/2013 Plicy Statement and Purpse The purpse f this

More information

Internet Banking Agreement and Disclosure Statement

Internet Banking Agreement and Disclosure Statement Internet Banking Agreement and Disclsure Statement This agreement cntains the terms and cnditins that gvern accessing r using Internet Banking (NetTeller), Bill Payment Services, Mbile Banking and On Demand

More information

IMPORTANT ANNOUNCEMENT

IMPORTANT ANNOUNCEMENT IMPORTANT ANNOUNCEMENT Octber 12, 2015 Dear Frmer Sharehlder: As yu may knw, the acquisitin f, a cmpany rganized under the laws f the State f Israel ( Lumenis ) by Laguna Hldc Ltd., an Israeli private

More information

Process for Responding to Privacy Breaches

Process for Responding to Privacy Breaches Prcess fr Respnding t Privacy Breaches 1. Purpse 1.1 This dcument sets ut the steps that ministries must fllw when respnding t a privacy breach. It must be read in cnjunctin with the Infrmatin Incident

More information

FREQUENTLY ASKED QUESTIONS

FREQUENTLY ASKED QUESTIONS FREQUENTLY ASKED QUESTIONS D I need t register as a lbbyist? The key elements f lbbying activity that trigger registratin with the OLIG are as fllws: Cmpensatin - yu must receive smething f value in exchange

More information

Internet and E-Mail Policy User s Guide

Internet and E-Mail Policy User s Guide Internet and E-Mail Plicy User s Guide Versin 2.2 supprting partnership in mental health Internet and E-Mail Plicy User s Guide Ver. 2.2-1/5 Intrductin Health and Scial Care requires a great deal f cmmunicatin

More information

Data Protection Act Data security breach management

Data Protection Act Data security breach management Data Prtectin Act Data security breach management The seventh data prtectin principle requires that rganisatins prcessing persnal data take apprpriate measures against unauthrised r unlawful prcessing

More information

Sonny s Franchise Company 201 North New York Avenue 3rd floor Winter Park, FL 32789

Sonny s Franchise Company 201 North New York Avenue 3rd floor Winter Park, FL 32789 Snny s Franchise Cmpany 201 Nrth New Yrk Avenue 3rd flr Winter Park, FL 32789 Phne: (407) 660-8888 Fax: (407) 660-1285 Email: sates@snnysbbq.cm Name Address PRELIMINARY FRANCHISE APPLICATION Befre filling

More information

2015-16 Independent Verification Worksheet for HSC Students

2015-16 Independent Verification Worksheet for HSC Students 15IVHP 2015-16 Independent Verificatin Wrksheet fr HSC Students Yur applicatin was selected fr review in a prcess called verificatin. In this prcess, Temple University will be cmparing infrmatin frm yur

More information

New Student-Athlete Medical Clearance Instructions

New Student-Athlete Medical Clearance Instructions New Student-Athlete Medical Clearance Instructins 2014-15 Academic Year T: New Brevard Cllege Student-Athletes & Parents/Guardians, Prir t participating n a Brevard Cllege Intercllegiate Athletic Team,

More information

Treasury Gateway Getting Started Guide

Treasury Gateway Getting Started Guide Treasury Gateway Getting Started Guide Treasury Gateway is a premier single sign-n and security prtal which allws yu access t multiple services simultaneusly thrugh the same sessin, prvides cnvenient access

More information

UW Tacoma Cashier s Office Orientation. Tuition and Fee Payments Authorization Release Other Important Information

UW Tacoma Cashier s Office Orientation. Tuition and Fee Payments Authorization Release Other Important Information UW Tacma Cashier s Office Orientatin Tuitin and Fee Payments Authrizatin Release Other Imprtant Infrmatin Presented by Finance and Administratin CAR 400 Carltn Center 1551 Bradway This is where yu will

More information

Columbine Federal Credit Union ONLINE BANKING/ BILL PAYMENT AGREEMENT & DISCLOSURES AND PRIV ACY DISCLOSURE

Columbine Federal Credit Union ONLINE BANKING/ BILL PAYMENT AGREEMENT & DISCLOSURES AND PRIV ACY DISCLOSURE Clumbine Federal Credit Unin ONLINE BANKING/ BILL PAYMENT AGREEMENT & DISCLOSURES AND PRIV ACY DISCLOSURE 1. Online Banking/Bill Payment 2. Online Banking/ Bill Payment Limitatins 3. Online Bill Payment

More information

This page provides help in using WIT.com to carry out the responsibilities listed in the Desk Aid Titled Staffing Specialists

This page provides help in using WIT.com to carry out the responsibilities listed in the Desk Aid Titled Staffing Specialists This page prvides help in using WIT.cm t carry ut the respnsibilities listed in the Desk Aid Titled Staffing Specialists 1. Assign jbs t yurself G t yur hme page Click n Yur Center has new jb pstings r

More information

Durango Merchant Services QuickBooks SyncPay

Durango Merchant Services QuickBooks SyncPay Durang Merchant Services QuickBks SyncPay Gateway Plug-In Dcumentatin April 2011 Durang-Direct.cm 866-415-2636-1 - QuickBks Gateway Plug-In Dcumentatin... - 3 - Installatin... - 3 - Initial Setup... -

More information

CHECKING ACCOUNTS AND ATM TRANSACTIONS

CHECKING ACCOUNTS AND ATM TRANSACTIONS 1 Grades 6-8 Lessn 1 CHECKING ACCOUNTS AND ATM TRANSACTIONS Tpic t Teach: This lessn is intended fr middle schl students in sixth thrugh eighth grades during a frty minute time perid. The lessn teaches

More information

Calling 9-1-1 from a Cell Phone

Calling 9-1-1 from a Cell Phone Calling 9-1-1 frm a Cell Phne When calling 9-1-1 frm a cell phne, yur lcatin may nt autmatically display t the 9-1-1 center as it des when calling frm mst hmes r businesses. Be Prepared t tell the 9-1-1

More information

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM WB-DEC

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM WB-DEC UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washingtn, D.C. 20549 FORM WB-DEC DECLARATION OF ORIGINAL INFORMATION SUBMITTED PURSUANT TO SECTION 21F OF THE SECURITIES EXCHANGE ACT OF 1934 A. SUBMITTER

More information

Access EEC s Web Applications... 2 View Messages from EEC... 3 Sign In as a Returning User... 3

Access EEC s Web Applications... 2 View Messages from EEC... 3 Sign In as a Returning User... 3 EEC Single Sign In (SSI) Applicatin The EEC Single Sign In (SSI) Single Sign In (SSI) is the secure, nline applicatin that cntrls access t all f the Department f Early Educatin and Care (EEC) web applicatins.

More information

Guidance for Law Enforcement Regarding The Medical Use of Marijuana Online System ( MMJ Online System ) Updated April 15, 2015

Guidance for Law Enforcement Regarding The Medical Use of Marijuana Online System ( MMJ Online System ) Updated April 15, 2015 CHARLES D. BAKER Gvernr KARYN E. POLITO Lieutenant Gvernr The Cmmnwealth f Massachusetts Executive Office f Health and Human Services Department f Public Health Bureau f Health Care Safety and Quality

More information

Mortgage Loan Servicing Escrow Department

Mortgage Loan Servicing Escrow Department Mrtgage Lan Servicing Escrw Department BBVA Cmpass Escrw Department P.O. Bx 830953 Hazard Insurance Claim Prcess We are srry t hear that yu have experience damage t yur prperty. As a valued custmer, ur

More information

Special Tax Notice Regarding 403(b) (TSA) Distributions

Special Tax Notice Regarding 403(b) (TSA) Distributions Special Tax Ntice Regarding 403(b) (TSA) Distributins P.O. Bx 7893 Madisn, WI 53707-7893 1-800-279-4030 Fax: (608) 237-2529 The IRS requires us t prvide yu with a cpy f the Explanatin f Direct Rllver,

More information

Transitioning from Virtual. Gateway Health Applications to ACA: MTF. Commonwealth of Massachusetts. Commonwealth of Massachusetts January 2014

Transitioning from Virtual. Gateway Health Applications to ACA: MTF. Commonwealth of Massachusetts. Commonwealth of Massachusetts January 2014 Cmmnwealth f Massachusetts Transitining frm Virtual Executive Office f Health and Human Services Gateway Health Applicatins t ACA: MTF Cmmnwealth f Massachusetts January 2014 Submitting Health Applicatins

More information

Affiliate Service Agreement

Affiliate Service Agreement Affiliate Service Agreement A. Harringtn Limusine Service (HLS) is searching fr an Affiliate Partner in yur area t better serve HLS s clients. Please cmplete this fillable PDF frm in its entirety. In rder

More information

Personal Data Security Breach Management Policy

Personal Data Security Breach Management Policy Persnal Data Security Breach Management Plicy 1.0 Purpse The Data Prtectin Acts 1988 and 2003 impse bligatins n data cntrllers in Western Care Assciatin t prcess persnal data entrusted t them in a manner

More information

Engineering Society Financial Handbook

Engineering Society Financial Handbook Engineering Sciety Financial Handbk Page 2 f 6 1.0 Welcme Welcme t banking with the Engineering Sciety! The purpse f this handbk is t prvide yu with all the details abut banking with the sciety. The sciety

More information

ACTIVITY MONITOR Real Time Monitor Employee Activity Monitor

ACTIVITY MONITOR Real Time Monitor Employee Activity Monitor ACTIVITY MONITOR Real Time Mnitr Emplyee Activity Mnitr This pwerful tl allws yu t track any LAN, giving yu the mst detailed infrmatin n what, hw and when yur netwrk users perfrmed. Whether it is a library

More information

Creating Vehicle Requests

Creating Vehicle Requests Overview Vehicle requisitins, including additins, replacements, dnatins and leases, are submitted, reviewed, and apprved using the State f Gergia Frms in VITAL Insights. The prcess has three levels f review

More information

Point2 Property Manager Quick Setup Guide

Point2 Property Manager Quick Setup Guide Click the Setup Tab Mst f what yu need t get started using Pint 2 Prperty Manager has already been taken care f fr yu. T begin setting up yur data in Pint2 Prperty Manager, make sure yu have cmpleted the

More information

Merchant Management System. New User Guide CARDSAVE

Merchant Management System. New User Guide CARDSAVE Merchant Management System New User Guide CARDSAVE Table f Cntents Lgging-In... 2 Saving the MMS website link... 2 Lgging-in and changing yur passwrd... 3 Prcessing Transactins... 4 Security Settings...

More information

TEACHERS COLLEGE, Columbia University Office of Teacher Education (OTE)

TEACHERS COLLEGE, Columbia University Office of Teacher Education (OTE) TEACHERS COLLEGE, Clumbia University Office f Teacher Educatin (OTE) OTE-Teacher certificatin cmpliance cntact: Faride Suarez Assciate Directr fr Teacher Certificatin Cmpliance Tel.# (212) 678-3502 Fax#

More information

o o Thank you for choosing Clover Park Technical College! We look forward to welcoming you to CPTC soon!

o o Thank you for choosing Clover Park Technical College! We look forward to welcoming you to CPTC soon! Thank yu fr requesting the CPTC Internatinal Admissin Applicatin Packet! T cmplete yur admissin, please fill ut the fllwing frms and submit with the dcuments belw: FORMS Internatinal Educatin Admissins

More information

LOUISIANA TECH UNIVERSITY Division of Student Financial Aid Post Office Box 7925 Ruston, LA 71272

LOUISIANA TECH UNIVERSITY Division of Student Financial Aid Post Office Box 7925 Ruston, LA 71272 LOUISIANA TECH UNIVERSITY Divisin f Student Financial Aid Pst Office Bx 7925 Rustn, LA 71272 Dear Financial Aid Applicant, Accrding t yur 2011-2012 Student Aid Reprt (SAR), yu did nt include any parental

More information

APPLICATION FORM FOR DIGITAL TACHOGRAPH DRIVER CARD

APPLICATION FORM FOR DIGITAL TACHOGRAPH DRIVER CARD APPLICATION FORM FOR DIGITAL TACHOGRAPH DRIVER CARD Use the checklists belw t make sure that yur applicatin is cmplete befre yu return it. Have yu cnsidered applying fr yur driver card nline? It s quicker

More information

ARMY Auto-Debit Setup Using MX830

ARMY Auto-Debit Setup Using MX830 Tpic Dc - ARMY Aut-Debit Setup Using MX830 Updated July 2012 SYSTEM SETUP CHECKLIST: (See details belw) 1. Upgrade t 10.1s r Greater and Lad Patch Files sa0445x and sa0399 2. Obtain Lcal/Regin Cmmand Apprval

More information

Financial Aid Summary: Get Money for College

Financial Aid Summary: Get Money for College Financial Aid Summary: Get Mney fr Cllege Whether yu're enrlling in cllege fr the first time r returning t schl after a perid f time ff, yu shuld apply fr federal student aid. Federal student aid frm the

More information

FINANCIAL OPTIONS. 2. For non-insured patients, payment is due on the day of service.

FINANCIAL OPTIONS. 2. For non-insured patients, payment is due on the day of service. FINANCIAL OPTIONS 1. Fr thse patients wh carry dental insurance, all c-payments are due n date f service. We will file yur claim as a service t yu, and will d ur very best t maximize yur benefits. We accept

More information

Kuck Immigration Partners. Source of Funds. -Worksheet and Document Checklist-

Kuck Immigration Partners. Source of Funds. -Worksheet and Document Checklist- Kuck Immigratin Partners Surce f Funds -Wrksheet and Dcument Checklist- 1 Table f Cntents General Rules... 3 Investrs Net Wrth Wrksheet:... 4 Dcumentatin:... 5 Identificatin and Bigraphic Dcuments... 5

More information

NAVIPLAN PREMIUM LEARNING GUIDE. Existing insurance coverage

NAVIPLAN PREMIUM LEARNING GUIDE. Existing insurance coverage NAVIPLAN PREMIUM LEARNING GUIDE Existing insurance cverage Cntents Existing insurance cverage 1 Learning bjectives 1 NaviPlan planning stages 1 Client case 2 Enter yur clients existing life, disability,

More information

Credit Report Reissue Recommendation TABLE OF CONTENTS

Credit Report Reissue Recommendation TABLE OF CONTENTS T: Credit Reprting Wrkgrup Frm: Mike Bixby (305) 829-5549 MBixby@LandAm.cm Paul Wills (770) 740-7353 Paul.Wills@Equifax.cm Date: February 13, 2007 Re: Credit Reprt Reissue Recmmendatin The MISMO Credit

More information

Intel Hybrid Cloud Management Portal Update FAQ. Audience: Public

Intel Hybrid Cloud Management Portal Update FAQ. Audience: Public Intel Hybrid Clud Management Prtal Update FAQ Audience: Public Purpse: Prepare fr the launch f the Intel Hybrid Clud Platfrm multi-user/multi-tier update Versin: Final FAQs What s new in the Intel Hybrid

More information

UTR Ebook How to get your UTR Number

UTR Ebook How to get your UTR Number UTR Ebk Hw t get yur UTR Number Published by UTR.rg.uk inf@utr.rg.uk 1. What is a UTR Number Table f Cntents 2. Hw t Apply fr a UTR Number 3. What t d if yu have lst yur UTR Number 4. Self emplyed What

More information

ACTIVITY MONITOR. Live view of remote desktops. You may easily have a look at any user s desktop.

ACTIVITY MONITOR. Live view of remote desktops. You may easily have a look at any user s desktop. Web Develpment Offshre Develpment Outsurcing SEO ACTIVITY MONITOR This pwerful tl allws yu t track any LAN, giving yu the mst detailed infrmatin n what, hw and when yur netwrk users perfrmed. Whether it

More information

FINRA Regulation Filing Application Batch Submissions

FINRA Regulation Filing Application Batch Submissions FINRA Regulatin Filing Applicatin Batch Submissins Cntents Descriptin... 2 Steps fr firms new t batch submissin... 2 Acquiring necessary FINRA accunts... 2 FTP Access t FINRA... 2 FTP Accunt n FINRA s

More information

Seattle Public Schools High School Athletic Director, High School Athletic Secretary, Middle

Seattle Public Schools High School Athletic Director, High School Athletic Secretary, Middle T: Frm: Subject: Seattle Public Schls Athletic Cach Applicant Seattle Public Schls Athletic Department and Human Resurces Guidelines fr Athletic Caches (Vlunteer r Paid) Date: Nvember 17, 2014 CC: Seattle

More information

State Bank Virtual Card FAQs

State Bank Virtual Card FAQs State Bank Virtual Card FAQs 1) What is State Bank Virtual Card? State Bank Virtual Card is a limit Debit card, which can be created using the State Bank Internet Banking facility fr ecmmerce (nline) transactins.

More information

PENNSYLVANIA SURPLUS LINES ASSOCIATION Electronic Filing System (EFS) Frequently Asked Questions and Answers

PENNSYLVANIA SURPLUS LINES ASSOCIATION Electronic Filing System (EFS) Frequently Asked Questions and Answers PENNSYLVANIA SURPLUS LINES ASSOCIATION Electrnic Filing System (EFS) Frequently Asked Questins and Answers 1 What changed in Release 2.0?...2 2 Why was my accunt disabled?...3 3 Hw d I inactivate an accunt?...4

More information

Frequently Asked Questions About I-9 Compliance

Frequently Asked Questions About I-9 Compliance Frequently Asked Questins Abut I-9 Cmpliance What is required t verify wrk authrizatin? The basic requirement t verify wrk authrizatin is the Frm I-9. This frm is available n the HR website: http://www.fit.edu/hr/dcuments/frms/i-9.pdf

More information

VET FEE-HELP Frequently Asked Questions for Students May 2010

VET FEE-HELP Frequently Asked Questions for Students May 2010 Hw d I apply? VET FEE-HELP Frequently Asked Questins fr Students May 2010 If yu are eligible fr VET FEE-HELP assistance and wuld like t btain a VET FEE-HELP lan, yu shuld btain a Request fr VET FEE-HELP

More information

Getting Followers to Follow After a Sale

Getting Followers to Follow After a Sale Getting Fllwers t Fllw After a Sale 12 December 2014 Overview Scial media is a phenmenn that is gaining mmentum in ppularity by the day. Scial media prviders (SMPs) prvide services that allw users t interact

More information

Electronic Data Interchange (EDI) Requirements

Electronic Data Interchange (EDI) Requirements Electrnic Data Interchange (EDI) Requirements 1.0 Overview 1.1 EDI Definitin 1.2 General Infrmatin 1.3 Third Party Prviders 1.4 EDI Purchase Order (850) 1.5 EDI PO Change Request (860) 1.6 Advance Shipment

More information

Table of Contents. Welcome to Employee Self Service... 3 Who Do I Call For Help?... 3

Table of Contents. Welcome to Employee Self Service... 3 Who Do I Call For Help?... 3 ALABAMA STATE UNIVERSITY HUMAN RESOURCES EMPLOYEE SELF SERVICE USER GUIDE 2 Table f Cntents Welcme t Emplyee Self Service... 3 Wh D I Call Fr Help?... 3 Hw d I access Emplyee Self Service?... 4 Persnal

More information

Shelby County Schools Online Employee Accident Reporting User Manual

Shelby County Schools Online Employee Accident Reporting User Manual Shelby Cunty Schls Online Emplyee Accident Reprting User Manual Department f Risk Management Nvember, 2013 Overview In accrdance with SCS bard plicy 4014, Accidents n the Jb (als referred t as On the Jb

More information

Instructions for Certify

Instructions for Certify Lg int Certify using yur full Bwdin Cllege email address and yur passwrd. If yu have frgtten yur passwrd, select Frgt yur passwrd? frm the Certify Lgin page and fllw the Lst Passwrd Wizard steps. Add receipts

More information

PRIVACY POLICY. This Privacy Policy describes how and when Pole Star USA, Inc. ( Pole Star ) collects, uses and

PRIVACY POLICY. This Privacy Policy describes how and when Pole Star USA, Inc. ( Pole Star ) collects, uses and PRIVACY POLICY This Privacy Plicy describes hw and when Ple Star USA, Inc. ( Ple Star ) cllects, uses and shares yur infrmatin when yu use Ple Star s NAO Clud Platfrm, which includes the Ple Star website

More information

Create a Non-Catalog Requisition

Create a Non-Catalog Requisition Create a Nn-Catalg Requisitin Jb Aid This jb aid describes hw t create a standard nn-catalg (i.e., nn-ibuynu) purchase request. REFER TO ADDITIONAL TRAINING GUIDES If yu need t create a special requisitin

More information

Emergency Disaster Plan

Emergency Disaster Plan Parkwd Village Hmewners Assciatin Emergency Disaster Plan Prepare fr the wrst. Hpe fr the best. Disclaimer: The fllwing sectins n emergency preparedness was written t prvide basic emergency infrmatin t

More information

2. Visit the Admissions section of the TCC website http://www.tcc.edu/students/admissions/. Follow steps #1-3.

2. Visit the Admissions section of the TCC website http://www.tcc.edu/students/admissions/. Follow steps #1-3. Dear Early Childcare Educatr, We are pleased t infrm yu that GrwSmart is nw accepting applicatins fr teacher schlarships fr the upcming semester. Please share the fllwing infrmatin with yur clleagues and

More information

FORM ADV (Paper Version) UNIFORM APPLICATION FOR INVESTMENT ADVISER REGISTRATION AND REPORT FORM BY EXEMPT REPORTING ADVISERS

FORM ADV (Paper Version) UNIFORM APPLICATION FOR INVESTMENT ADVISER REGISTRATION AND REPORT FORM BY EXEMPT REPORTING ADVISERS APPENDIX A FORM ADV (Paper Versin) UNIFORM APPLICATION FOR INVESTMENT ADVISER REGISTRATION AND REPORT FORM BY EXEMPT REPORTING ADVISERS Frm ADV: General Instructins Read these instructins carefully befre

More information

CORPORATE CREDIT CARD POLICY

CORPORATE CREDIT CARD POLICY TITLE: POLICY OWNERS: DATE INSTITUTED: May 1, 2008 CURRENT VERSION: Ver. 1.6 REVISION DATE: July 1, 2015 Crprate Credit Card Plicy Melissa Cluse, Vice President & Cntrller Cindy Klein, Accunts Payable

More information

Service Desk Self Service Overview

Service Desk Self Service Overview Tday s Date: 08/28/2008 Effective Date: 09/01/2008 Systems Invlved: Audience: Tpics in this Jb Aid: Backgrund: Service Desk Service Desk Self Service Overview All Service Desk Self Service Overview Service

More information

Know-your-customer obligations in terms of the Financial Intelligence Centre Act 38 of 2001

Know-your-customer obligations in terms of the Financial Intelligence Centre Act 38 of 2001 Knw-yur-custmer bligatins in terms f the Financial Intelligence Centre Act 38 f 2001 Knw-yur-custmer bligatins in terms f the Financial Intelligence Centre Act 38 f 2001...1 Overview f the Financial Intelligence

More information

Bill Payment Agreement & Disclosures

Bill Payment Agreement & Disclosures Bill Payment Agreement & Disclsures Welcme t Online Banking Bill Payment Service. Use f the Bill Payment Service indicates acceptance f terms and cnditins set frth in the Online Banking Agreement & Disclsures

More information

Carbonite Recovery Services Cover Sheet

Carbonite Recovery Services Cover Sheet Carbnite Recvery Services Cver Sheet Frm: Name f Requestr Cmpany Name (if applicable) Ticket Number (frm cnfirmatin email): Fax T: Carbnite Recvery Services Team 617-536- 0686 This FAX shuld include the

More information

Operating as an S corporation may be wise for several reasons:

Operating as an S corporation may be wise for several reasons: S Crpratin Facts S crpratins are similar t LLCs in that they prvide wners with limited liability prtectin while ffering the tax structure f a partnership. Many entrepreneurs have tw gals when chsing a

More information

FundingEdge. Guide to Business Cash Advance & Bank Statement Loan Programs

FundingEdge. Guide to Business Cash Advance & Bank Statement Loan Programs Guide t Business Cash Advance & Bank Statement Lan Prgrams Cash Advances: $2,500 - $1,000,000 Business Bank Statement Lans: $5,000 - $500,000 Canada Cash Advances: $5,000 - $500,000 (must have 9 mnths

More information

Annuities and Senior Citizens

Annuities and Senior Citizens Illinis Insurance Facts Illinis Department f Insurance January 2010 Annuities and Senir Citizens Nte: This infrmatin was develped t prvide cnsumers with general infrmatin and guidance abut insurance cverages

More information

In addition to assisting with the disaster planning process, it is hoped this document will also::

In addition to assisting with the disaster planning process, it is hoped this document will also:: First Step f a Disaster Recver Analysis: Knwing What Yu Have and Hw t Get t it Ntes abut using this dcument: This free tl is ffered as a guide and starting pint. It is des nt cver all pssible business

More information

Wire Transfer Request

Wire Transfer Request Wire Transfer Request Requirements and Instructins OFFICE OF DISBURSEMENTS Categry: Dcument Name: Payment Prcessing Wire Transfer Request - Requirements and Instructins Respnsible Department: Office f

More information

Service Request Form

Service Request Form New Prfessinal Services Order Frm Editable PDF Service Request Frm If yu have any questins while filling ut this frm, please cntact yur CDM, email Prfessinal Services at PS@swipeclck.cm, r call 888-223-3250

More information

Creating Your First Year/Semester Student s Group Advising session

Creating Your First Year/Semester Student s Group Advising session 1 Creating Yur First Year/Semester Student s Grup Advising sessin This dcument is meant as a spring bard t get yu thinking abut yur wn grup advising sessins based n yur campus demgraphics. This is nt an

More information