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1 helping business finance business WORKING CAPITAL FINANCE SOLUTIONS ADVANCED FACTORING, INVOICE DISCOUNTING ASSET BASED LENDING AND DATA GATHERING SOFTWARE

2 helping business finance business

3 We help banks and finance providers deliver better working capital solutions to a wider range of businesses and create a superior experience for their customers anywhere in the world. Our experience and understanding of invoice discounting, factoring, asset based lending and data gathering has driven the development of cost-effective and modular software platforms. The key to our success is our people, who pride themselves on their professionalism and the agile services they provide. Our employees are committed to helping our customers develop their businesses.

4 As professionals in our industry, we know that delivering a state-of-the-art factoring system would require IT professional skills. Switching to Aquarius was the obvious choice Compagnie Generale D Affacturage (Part of SocGen group) THE COMPLETE OPERATING PLATFORM FOR DELIVERING WORKING CAPITAL FINANCE The Aquarius platform is the complete solution for the working capital finance market. Through its wide range of off the shelf, configurable modules Aquarius will help you to deliver your solutions in the most efficient manner possible. Whether you are a bank or an independent provider, Aquarius will drive your business anywhere in the world with its multi country, currency, language capabilities. Aquarius is the only choice to help business finance business. Our aim is to provide more information and a better service to our clients and to make internal processes more efficient and streamlined. Aquarius will give us the ability to do this and more. We enjoy working with HPD and appreciate their skill and knowledge in our business, which they have put to very good use in the design of Aquarius. Additionally, the modern technology they have used fits in exactly with bank standards and allows us to move with the greatest of ease to the hardware and database platforms of our choice STRONG MARKET DIFFERENTIATION FOR YOU REAL-TIME APPROVALS AND FUNDING FOR YOUR CUSTOMERS OP Financial Group

5 AUTOMATIC CUSTOMER ACCOUNT DATA GATHERING AND ANALYSIS The right choice in data extraction technology, Gemini is designed to streamline your business through its hands-free data extraction, analysis and storage capabilities. Simple to install and use, Gemini locates your customers accounting packages and extracts and stores up-to-date details of your customers Sales Ledger, Purchase Ledger and Cash Movements while revalidating all open transactions each time. Once the information enters the system, Gemini also applies the appropriate risk controls while providing clear trend data through its user-friendly dashboards. The most positive result that we ve obtained by using HPD is that we ve seamlessly been able to provide ten years of invoice finance to SMEs across the UK, both as an independent business but also within the Santander framework Santander Invoice Finance SAFER FUNDING DECISIONS FOR YOU The use of data extraction in the Receivables Finance market continues on an exciting journey. HSBC have centred the program around our customers, by improving the customer experience, enhancing data analytics, enabling quicker and improved access to essential cash flow finance HSBC Client Services A SIMPLIFIED FINANCE PROCESS FOR YOUR CUSTOMERS

6 BUSINESS SERVICES Training and Consultancy Test support Data migration Report writing Database extraction Cloud and SaaS delivery options TECHNOLOGIES To best serve our clients, HPD employs the latest technologies and innovations on the market. As shown through the Aquarius mobile interface, our Cloud/SaaS delivery options and our state-of-the-art Tier 4 data centre, HPD embraces the challenge of adapting to the environment so as to provide our customers with the most comprehensive and flexible solutions in the working capital finance industry.

7 The role of HPD is to drive the expansion of the working capital finance market by providing our clients the solutions needed to bring their offerings to the market more quickly. By positioning our clients for short term success and long-term growth, we enable them to expand their business as and when they need. Our solutions, which have been refined using the best industry practices from around the world, are designed for the sole purpose of helping business finance business. Kevin Day, HPD COO

8 STRATEGIC PARTNERS INDUSTRY ASSOCIATIONS AFFILIATE MEMBER EMEA and Head Office Dial House, 2 Burston Road, Putney, London SW15 6AR. United Kingdom Tel: +44 (0) The Americas 1510 Old Deerfield Road #204 Highland Park, IL Tel: Asia/Pacific Level 36, Governor Phillip Tower 1 Farrer Place, Sydney, NSW 2000 Tel: +61 (2)

look forward to our clients in the Asia/Pacific region popping in to visit us!

look forward to our clients in the Asia/Pacific region popping in to visit us! JULY 2015 NEWSLETTER TEL: +44 (0)20 8780 6800 EMAIL: contact@hpdsoftware.com WEB: www.hpdsoftware.com HPD NEWS NEW JOINERS... WE RE HAPPY TO BE WELCOMING Matt White and Sunny Bhachu to the HPD team. Matt

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