Foremost Insurance Company. Download Reference Guide

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1 Foremost Insurance Company Download Reference Guide

2 BEFORE BEGINNING DOWNLOAD WITH FOREMOST, PLEASE NOTE THE FOLLOWING: Foremost offers an initial load option. If you are interested in this please request it at the time you request to start download. Foremost downloads their products to the following ACORD forms: Mobile Home Homeowner Rental Mobile Home Dwelling Fire Specialty Dwelling Homeowner (Non-commercial Classic CL, Classic ACV, HO-A, HO-3) Specialty Dwelling Dwelling Fire (Commercial/Rental BA1, SP3, DP1, DP3) Motor Home Auto Travel Trailer Auto Motorcycle Auto Specialty Vehicle Auto (Snowmobile, Off-Road) Marine (including Watercraft Personal Watercraft) We recommend that your agency format the Foremost policy numbers on your agency management system prior to downloading. While this is not necessary, it will prevent your agency personnel from having to manually match the policies contained in the download file to the policies in your management system. Foremost s 15-digit policy number consists of: -- a three digit prefix indicating the program the policy is written under ex. 103, 104, etc) -- a 10-digit policy -- a two digit suffix indicating the policy term Foremost downloads the middle 10 digits with a suffix of 00 (zeroes). Example: would download as Note: There are no dashes used, the suffix is changed to 00, the three digit prefix is not included in the download file. Formatting the policy this way will allow the download file to automatically match your client record. Foremost does not download any scheduled policies. Specialty Dwelling or any Rental Mobile Home policies with more than one unit will be excluded from the download file. Foremost does not download Cancellation Notices. Mobile home information, such as the year, length, and all policy endorsements are placed in the Remarks field. The producer (agent) code that the policy is written under is included in the Remarks field. Foremost downloads policies at 5:30 AM EST daily, Tuesday through Saturday. 2

3 TRANSACTIONS INCLUDED IN DOWNLOAD Foremost downloads the following policy transactions: New Business Renewal Business Endorsement Cancellations Reinstatement Direct Bill Commission Statements A note about Renewals: Mobile Home: (Owner occupied and tenant only) Approximately 60 days prior to the policy renewal date, a renewal quote is sent to the insured. This renewal quote is not an actual transaction on our system, and therefore will not download. Additionally, there is no renewal expiration notice that is downloaded if the insured does not accept the renewal by the policy effective date. Once the insured has accepted the quote by remitting the first payment, a renewal transaction is generated on our system. This transaction will download as a renewal. All Others: All other Foremost products have what is called assumptive renewals : that is, a renewal transaction is processed between 60 and 90 days prior to the policy expiration date. This renewal transaction will download. Direct Bill Commission Statements: Foremost currently downloads direct bill commission statements to the following agency management systems. Applied, Agency Software, Agency Solutions, Agency Systems, Ebix, Evolution, Hawksoft, NASA, Nexus Linx, QQ Solutions, Quomation, SIS, Special Agent, Vertafore, Webcetera, and XDimensional. Please Note: You will need to contact your agency management system vendor to ensure you are setup to receive direct bill commission statements from Foremost. 3

4 NAIC S AND FOREMOST PRODUCT S Foremost Product Code Foremost Product Name NAIC Code Foremost Company 77 Travel Trailer Foremost Insurance Company 103 Mobile Home Foremost Insurance Company 104 Mobile Home Foremost Signature Insurance Company 105 Mobile Home American Federation Insurance 106 Texas Mobile Home Foremost County Mutual 255 Motor Home Foremost Insurance Company 276 Motorcycle/ ORV/ Snowmobile Foremost Insurance Company 381 Specialty Foremost Insurance Company Dwelling 444 Rental/Comm Foremost Insurance Company Mobile Home 601 Personal Foremost Insurance Company Watercraft 602 Family Foremost Insurance Company Boaters TX All except Foremost County Mutual TX 381 Specialty Dwelling Foremost Lloyds of Texas FOREMOST DOWNLOAD ADDRESS To download with Foremost, you will need the following information: Foremost IVANS Y account: FCOA Foremost IVANS Batch Userid: DWNLOAD Foremost IVANS Origination Address: IBM616FOREMOST 4

5 FOREMOST SPECIFIC (COMPANY UNIQUE) S Below is a list of Foremost Specific (Company Unique) Codes, along with the code descriptions. HOME Mobile Home/Owner Occupied Specialty Dwelling FIRE Commercial Dwelling (Foremost Product 444, Specialty Dwelling types BA1, SP3, DP1 & DP3) AUTO Travel Trailer/Motor Home/Motorcycle WATERCRAFT Family Boaters/Personal Watercraft POLICY TYPE HRU01 Field Homeowner Form BA BASICS One Specialty Dwelling SP BASICS Three Specialty Dwelling 01 Classic ACV Specialty Dwelling 03 Classic CL Specialty Dwelling BA HO-A Texas Specialty Dwelling Homeowner MH Mobile Home BA SP BA SP MH Dwelling Fire Form BASICS One Specialty Dwelling BASICS Three Specialty Dwelling DP1 Texas Specialty Dwelling DP3 Texas Specialty Dwelling Mobile Home, Rental Mobile Home, and Commercial Mobile Home AfW Codes Only 01 BASICS One and BASICS Three Specialty Dwelling 01 Classic ACV Specialty Dwelling 03 Classic CL Specialty Dwelling MH Mobile Home and Rental Mobile Home 5

6 ACORD ADPRL ADD EXFLD FLOOD FRTFT FTCA FVREH FVRIH GAP GAP1 GPL OS1 MEB PD PPFOR RCPL REPAR SALVG TCOLL VMM VPAPR WHDC HOMEOWNER Form Foremost Company Unique Cover Code Descriptions Additional Peril Endorsement Form A Accidental Death & Dismemberment Exclusion of Flood Flood Coverage Fire & Theft Combined Additional Fire, Theft Full Value Replacement Cost Excluding Hail Full Value Replacement Cost Including Hail Lease/Loan Gap Broad Collision (Michigan No-Fault) Guest Liability Protection Other Structures (the number will increment if there are additional OS on the policy) Medical Expense Benefit Property Damage Liability Texas Comprehensive Personal Property All Other States Personal Property Replacement Cost Replacement Cost on a Partial Loss Repair Cost Payment Method Net Salvage Trip Collision Vandalism & Malicious Mischief Valuable Papers & Records Hail and Windstorm Deductible 6

7 ACORD CCBVP LLIAB LLLED LLSRO LRENT LRNTF LRNTV OS1 PPFLO THFTL TXPEC TXPFI UNAOI WTRDM XTRIA DWELLING FIRE Form Cover Code Descriptions Increased Limit on Bullion/Valuable Papers Landlord Liability Landlord Liability Including Lead Landlord Expanded Personal Liability Coverage Structures Rented to Others Loss of Rents Loss of Rents Fire Loss or Rents VM&M (Texas) Other Structures (the number will increment if there are additional OS on the policy) Personal Property Floater Limited Theft Coverage Miscellaneous Property Schedule EC (TX) Miscellaneous Property Schedule Fire (TX) Unrelated Named Insured Limited Water and Additional Peril Certified Act of Terrorism - Excluded ACORD ACCES RCMAC TFTHD WATERCRAFT Form Cover Code Descriptions Accessories PWC Amended Machinery Partial Loss Payment Theft Hull Deductible ACORD ADD ADDRR ALEXP ALRSK ATOWG BOATL CPLA ERQK FCPL FRTFT FUNEX HULL INFGD LAC MEB MMEI OE OS AUTO Form Cover Code Descriptions Accidental Death & Dismemberment Additional Residence Liability Emergency Expense All Risk Coverage Towing and Roadside Assistance Limited Boat & Motor Coverage Comprehensive Personal Liability Earthquake Farmers CPL Fire & Theft Funeral Expense Benefit Marine Hull Coverage Inflation Guard Loss Assessment Earthquake Medical Expense Benefit Michigan Motorhome Essential Insurance Optional Equipment Other Structures 7

8 PASSL PASCL PEREF PL PPTFT RCC RENTO RNTOC RPPEF SALVG SECTV SSBI TCOLL THEFT TODIS TRLR UNDPD UNDSP VLIAB ACORD CIGA FLEMP CEASG NYFIR MUNTX ORSCG FIGA STTAX TAXFE CNYTX MEPCG MINCG TFTTX Passenger Liability Passenger Liability Combined Single Limit Personal Effects CPL Standard Protection Personal Property with Theft Replacement Cost Comprehensive Rental to Others Occasional Rental Replacement Cost Personal Effects Net Salvage Secured Travel Supplemental Spousal Bodily Injury Trip Collision Theft Extension Total Disability Benefit Trailer Coverage Underinsured Motorist - PD Underinsured Motorist BI Vacation Liability & Scheduled Medical Benefits TAXES AND FEES Foremost Company Unique Cover Code Descriptions CIGA Tax FL EMPA fee CA Earthquake Surcharge NY Fire Fee Municipal Tax Oregon Surcharge FIGA State Tax Unknown Tax or Fee County Tax Minimum Earned Premium Charge Min Prem Charge Theft Tax 8

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