Banking. Extending Value to Customers. KONA Banking product matrix. is leading the next generation of payment solutions.

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5 Smart IC Banking Banking Extending Value to Customers KONA Banking product matrix Contact - SDA Product EEPROM Java Card Type KONA Products KONA@I is leading the next generation of payment solutions Banks, card issuers, and other financial institutions are required to meet their clients ever growing needs of convenience and security for payments. KONA I offers the Superior R&D Capability Extensive Product Portfolio JavaCard, JavaCard S, Global Platform, Cryptography Multi-application support, fast response Custom applet development Around new certifications yearly Fully EMV Standard Compliant Support multiple chipset platforms Multi-application support E.g. - Combination 1: EMV+PKI - Combination 2: EMV+Customized applet General Features Global Platform & Java Card.1 &.2 CAP, DPA T=0 or T=1 T-DES, SEED, RSA, AES PSE Kona 231S 8.5K VSDC2.5.1, MChip4 Lite, CPA, ABI, PBOC Kona K VSDC2.8.1am2, MChip4 Lite, SCOSTA Kona 283 VSDC2.8.1am2, MChip4 Lite, SCOSTA Contact - DDA Product EEPROM Java Card Type Kona 151S 12K VSDC2.7.1, MChip4 Select, ABI Kona 151S 12K VSDC2.8.1am2, MChip Advance, CPA, ABI most comprehensive product suite with its advanced and cost-efficient solution for financial institutions. Market & field Proven Solution Fast time - to - market Over 60 banks worldwide Customization for global banks / card issuers From EMV module provider to total solution provider Kona 241S Kona 132 Kona 251 Kona 111 Kona K 36K 40K 72K VSDC2.8.1am2, MChip4 Select VSDC2.7.1, MChip4 Select, D-PAS, AEIPS, CPA, J/Smart, SPANII VSDC2.8.1am2, MChip4 Select VSDC2.7.1, MChip4 Select, SPANII VSDC2.8.1am2, MChip4 Select Dual Interface - DDA Product EEPROM Java Card Type Certifications Kona 141S Kona 142S 12K 16K VSDC2.7.1, Paypass MChip4, Interac VSDC2.8.1am2, Mchip Advance, Interac VISA MasterCard Kona 121 Kona K 40K VSDC2.7.1, Paypass MChip4, SCOSTA 32K CL VSDC2.8.1am2, Paypass MChip4, ExpressPay2 Discover American Express JCB Regional payment applications: ABI (Italy), Interac (Canada), SCOSTA (India), CUP (China) and many others EMV Co. certified Common Payment (CPA) Interface Security Multi-application Global & Local payment standard Contact card Contactless card Combi card Standard : SDA Advanced : DDA Biometrics Debit, Credit, Micro Finance Transportation, Loyalty VISA, Master Card, Etc. CUP, ABI, Etc. EMVco. CPA The most market proven Smart Card chip available today The extensive range of KONA products are based on the Java technology which ensures rapid and flexible development of smart card applications as per global and regional standards. At its core, KONA I is continually innovating its range of products and services to bring tangible value to the smart card industry. Kona 122 Kona 101 Kona 102 Kona 102 Kona 272 Kona K 144K VSDC2.8.1am2, MChip Advance, ExpressPay2 VSDC2.7.1, Paypass MChip4, SCOSTA 64K CL VSDC2.8.1am2, Paypass MChip4, D-PAS VSDC2.8.1am2, MChip Advance, D-PAS VSDC 2.7.1, Paypass MChip4 VSDC 2.7.1, Paypass MChip4 Make Your Life Easy and Smart

6 Smart IC Telecom Telecom KONA Telecom product matrix USIM products KONA USIM UICC for LTE Mass Storage Native KONA Products Hardware With a wide range of SIM cards and NFC solution, KONA I has been at the forefront of mobile solutions Being at the center of the world s first NFC commercial rollout in Korea, KONA I can assist you with User Memory Memory Type Voltage Up to 2GB innovation. KONA I leverages its solutions widely commercialized in the leading- edge South Korean mobile KONA NFC Solutions the optimal solution from the proof of concept stage to the full-scale NFC commercial launch. Our product line covers all aspects Network 3GPP SIM / USIM / UICC Rel.8 Rel.9 Up to 2GB Rel.9 payment industry to facilitate the global adoption of NFC mobile payment service. Our extensive R&D of secure element solutions to facilitate your unique NFC business model. LTE / UICC / IMS Browser S@T / WIB S@T / WIB WIB resources provide our customers with the latest and most advanced Operating System solutions to meet their changing technical needs. SWP USIM ese with NFC controller Micro SD Java Card Global Platform Single Wire Protocol for NFC functionality (1) NFC controller with embedded secure element Embedded secure element with large capacity flash memory in one package Crypto T-DES / AES T-DES / AES T-DES / AES / RSA T-DES / AES Mobile payment ready (2) : VISA, MasterCard, etc. Mobile payment ready (1) : VISA, MasterCard, etc. Communicate through SD card interface driver (1) Support all type of network : GSM, WCDMA, LTE, etc. More than 6 millions cards are sold Available Designed for any type of portable devices Interchangeable with NXP s PN65 : Support Android Form factor is customizable NFC products KONA SWP for NFC Mifare for NFC Embedded Secure Element (1) Require NFC enabled handsets supporting SWP interface (2) Device certification may be required (1) Device certification may be required (1) Device certification may be required Hardware User Memory Memory Type / EEPROM Processor ISO 7816 for direct access Processor USIM Memory 2/4/8/16/32GB Voltage Certification Network 3.3V 5V CC EAL 4+ / EMV 1.8V 5V CC EAL 4+ / EMV 3.3V-5V CC EAL 4+ / EMV HOST Interface Processor Processor Kona USIM. SWP Single Wire Protocol for indirect access and card emulation mode HOST Interface (SWP) NFC Controller Antenna ISO 7816 (SWP) Kona ese101 SWP ese SD/NFC Controller SD Interface Antenna ISO 7816 SWP Kona MicroSD ese 3GPP SIM / USIM / UICC LTE / IMS Browser Operating System Java Card Global Platform Crypto Payment Solutions Credit Wallet Rel.9 O / O O S@T / WIB T-DES / AES / RSA VSDC / M-CHIP4 Support Rel.9 O / O O S@T / WIB T-DES / AES / RSA VSDC / M-CHIP4 Support T-DES / AES / RSA VSDC / M-CHIP4 Support Make Your Life Easy and Smart

7 Smart IC Identification Identification Introducing KONA Identification solutions KONA I offers a wide range of highly secure ID solutions that can meet the strict security requirements imposed by various government organizations and KONA Products public agencies. Public organizations and governments require high security solutions Digital Photo to protect from identity theft and ID counterfeiting. KONA I offers innovative and Security printing secure products with a complete range of solutions to satisfy all the requirements for epassports, national IDs, healthcare cards, driver licenses, etc. Our goal is to help organizations ensure better public services and Chip Antenna KONA ID Product Matrix NFC products KONA KONA epassport KONA National ID KONA International Driving License KONA ID Platform reduce administration costs by improving security with various electronic applications. KONA ID Solutions Features DOC9303 & BSI TR03110 Support of all DGs Passive Authentication (PA) Basic Access Control (BAC) ICAO9303 BSI TR03110 ISO (esign) Passive Authentication (PA) Basic Access Control (BAC) Active Authentication (AA) ISO/IEC Dual Interface Security Mechanisms for Data Protection Extended Data Protection JavaCard.1 GlobalPlatform Visa GlobalPlatform CardImplementation Requirements 2.0 KONA epassport ICAO-Compliant epassport based on Java Card and in Native Platform. Combination of security features supports maximum flexibility and interoperability for being read by any type of Inspection System in the world. Active Authentication (AA) Extended Access Control (EAC) Various crypto setups Extended Access Control (EAC) PACE V2/ SAC Digital Signature Certificates Interface to Biometry API (Fingerprint Identification) High Performance KONA National ID KONA National ID provides functionalities for Government-issued document for online and offline identification with the highest security and performance. Certification CC EAL4+ (ALC_DVS.2, AVA_VAN.5) CC EAL4+ (ALC_DVS.2, AVA_VAN.5) CC EAL5+ (Q4, 2012) KONA International Driving License KONA ID Platform KONA IDL is the international driving license application with strong protection against forgery. Personal data protection against various attacks is achieved by supporting security mechanisms with advanced cryptographic technology KONA ID Platform provides a high security runtime environment for various ID applications. Pre and post issuance is handled in a secure manner within the guidelines of common criteria, supporting every type of business model with maximum flexibility. Make Your Life Easy and Smart

8 Solution & Service Solution & Service KONA TSM in Mobile Payment Ecosystem KONA TSM Core Features Card Content Management life cycle management (Install/Update/Suspend/Cancel) Supports UICC(SE) management by a third party (Secondary Security Domain) OTA OTA Channel Management by Proxy App OTA Channel Management by BIP and SMS-PP KONA Products Kona I has been at the center of mobile transaction services since More importantly, Kona I has extensive experience in managing various Delegated Management Delegated card management authority to a third party. Token generation and verification KONA TSM FEATURES Control Authority Manage service provider s certificate (Generation, Discard, Verification) CASD Management secure element form factors, multi-applications, numerous service providers, and different handheld devices. KONA Trusted Service Manager presents a working business model for all parties within the mobile payment ecosystem. KONA TSM is the most reliable and advanced solution on the market. Admin. System Monitoring service status of service providers Provide billing system Web UI. External System Interface Provide external interfaces based on GP message specifications. Handset manufacturer UICC manufacturer MNO KONA SCMS KONA I s Smartcard Management System allows issuers to easily personalize the IC Chip with applications in the payment, loyalty, KONA PKI The Public Key Infrastructure, offered by KONA I, is the ideal solution for identification related services. Customers can purchase KONA MOC Within the last few years, Kona I has been able to offer its customers advanced services, such as the biometric identification solution, to transportation, and telecommunica- the Javacard-based PKI Applet, many of its global customers. KONA TSM tion fields. Issuers can easily manage the various data, keys and PKCS/Microsoft CSP Middleware and Certificates Management Tool The Match On Chip (MOC) solution along with enrollment verification card lifecycles within SCMS. in an all-in-one package. This system has a variety of uses. package is fully customizable to The MOC has a wide range of uses Terminal/ reader manufacturer Card Issuing Bank Payment solution company Acquirer KONA Payment Solution Merchants Features Customization Services Multi Management : EMV, ATM, Loyalty, ID, epassport, Mifare Personalization Multi OS Platform Management : Javacard, Multos, Native OS, Personalization Multi Personalization Machine interface : Datacard, Meuhibauer, Matica, NBS, Atlantic Zeiser, etc GP Profile and Script Management : Global Platform XML -based Profile and Javascript-based script Data Preparation : Secure Data Transfer, Data Encypt/ Decrypt, EMV CPS Format File Central Batch Personalization Branch Instant Personalization, Issuance Mobile OTA Dawnloading and Personalization meet the various market needs. Kona PKI can be used in the following environment : National ID and egovernment Web Access egate Access Control Secure Network Access Control Outlook and Data Encryption/Decryption, Digital Signature Specifications Windows and Linux OS Environment Support 2048 bits RSA Key Generation and Calculation 2048 bits RSA Key Encryption/Decryption and Digital Signing from gaining easy access to high security areas to verifying the user s identification during an ATM transaction. Kona MOC makes offline fingerprint verification. Possible customers do not have to implement heavy and high volume server systems for fingerprint management, securing networks online Verification processes. Fingerprint Information is stored and verified inside the IC chip. Fast and Precise Fingerprint Verification Secure Storing of Fingerprint on IC Chip Fingerprint Data Read and Write Control Make Your Life Easy and Smart

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