Without our friend s help, we would probably still be filling out paperwork now!

Save this PDF as:
 WORD  PNG  TXT  JPG

Size: px
Start display at page:

Download "Without our friend s help, we would probably still be filling out paperwork now!"

Transcription

1 Chasing the Sunshine by Fiona Thatcher This story was first published 2011 in DFA jubilee book Voices: stories of Defence Families. With the support of DHA, Defence Health, ADCU and RANCCF, 2000 copies of this book were printed and made available to Defence family members to enhance the understanding of the unique lifestyles and experiences of families of the Australian Defence Force. Without our friend s help, we would probably still be filling out paperwork now! 72

2 Our family consists of Neil, a submariner, myself and our two girls, Emily, 12 and Abigael, six. We arrived in Australia on 4 July The decision to move out to Australia was a combination of Neil having to retire from the Royal Navy in 2012 and the fact we had spent most of the previous ten years on various postings outside of the United Kingdom. There wasn t really anywhere in the UK we called home and house prices were high. The fact that we would not be able to afford to live where we wanted to we would have to live where we could afford. The main thing that attracted us to Australia was the Dream Lifestyle. Being able to walk along a beautiful beach an outdoor lifestyle. The pavements aren t lined with gold, like you imagine, but I know that my children will have a better opportunities here in Oz than if we had stayed in the UK. The process of moving to Australia from start to finish took approximately 18 months. This was done in two separate sections. First, Neil had to get accepted by the Royal Australian Navy. Then we, as a family, had to be accepted by the Immigration service for permanent visas. For the most part it was just a case of getting all the paperwork together, sending it off and waiting. If anything, the waiting and not knowing was the worst part. Apart from a couple of minor hiccups along the way, it seemed that in next to no time we were at the stage of having a job offer and visas. Suddenly we were thinking, Oh God, what have we done! The ladies of the overseas recruiting office in Australia House, London, were outstanding. Not having to worry about anything was a godsend as having to say goodbye to friends and family was stressful enough without having to worry about removals, hotels and flights. The journey itself was first class (or should I say Business Class) all the way. 73

3 The process of moving to Australia from start to finish took approximately 18 months. This is where our smooth journey hit the first bump and turned into an adventure. No one from HMAS Cerberus or DCO met us at the airport as we expected. Lieutenant Commander Terry George, the Officer in Charge of Overseas Recruiting flew down from Canberra to meet us and take us to temporary accommodation. The next day Terry took Neil to get his ID card and show him around base. Then he had to return to Canberra. This is where we were truly left on our own in a new country. Contact from DCO, DFA or any sort of sponsor would have been a lifeline. However, we were left to our own devices. We were fortunate to have friends and family in the Melbourne area that were able to help us with the virtual mountain of paperwork when moving to a new country including bank accounts, Medicare, Centrelink forms, medical insurance, gas, electricity and schools. It was also the smaller things such as what types of taxes and insurances you should pay when buying a car. Without our friend s help, we would probably still be filling out paperwork now! Neil had five days leave before having to report to work, where once again, we were surprised that nothing was organised and no one seemed to know what to do with him. Two weeks later, just as our belongings were clearing Customs it was decided that Neil would be better off posted to HMAS Stirling in Western Australia, where most of his courses he was required to do would take place. So we again we packed and flew off to Perth. This time there was no one to meet us. With map in hand, and the family plus luggage crammed into the small car we were entitled to, it was off to find our hotel in Fremantle. We were able to get moved to the Beachside Apartments in Rockingham where we stayed until moving into our second service 74

4 residence. Throughout all this time we relied heavily upon advice from other lateral transfer families and Neil s workmates on which areas and schools were good or bad. We were not aware of the educational support that DCO provides. We were only in the service residence for a few months before buying our own place. It was really hard to say goodbye to our family and friends in the UK. We hope that they would all be able to come and visit. Prior to departure, we purchased both sets of parents webcams and set them up on Skype. Without this, I think things could have been harder. Sadly, my mum passed away four months after we got here. That was really hard but I know that she saw how happy we were and that she saw pictures of Our House not just a service residence. Our forces lifestyle back in the UK was different to most in that we had really left the UK 10 years ago, as we were lucky enough to have overseas postings this also made it a little easier to leave the country. We now feel we are truly settled. Settled what a wonderful word! To have our own home, to paint whatever colour we want, to hang pictures where we want, is just fantastic. I think the house is a big part of being settled but being involved in the community and school life also helps too. My children have coped well with the move. My eldest, Emily, thinks she wants to be in the UK sometimes. But when I remind her what it was really like and what we would have over there and what we have here, then I think deep down she prefers being here. The distance from family is tough for her as we used to see my parents every school holidays. My Dad has come over twice already and is hoping to come again next year. That is the time that we love. All in all the journey hasn t been too bad, the help we had from Australia House, the Overseas Admin Cell and various Customer Service Centres has been outstanding the only disappointing aspect has Above Fiona, Neil, Emily, and Abigael Thatcher. 75

5 The outdoor life, the sunshine, the space but most of all the people have made it all worthwhile. been the lack of contact from support organisations. Without the help from family, friends and Neil s workmates the whole transition would have been a lot harder. The main difference between the UK and here for me is housing. Not only the cheaper cost but the size the floor plan of our old military house in the United Kingdom could fit into the kitchen area of our new house. The cost of living such as utilities, shopping, cars and insurance are on par, if not more expensive. However, having said that, the move over here has been the right one for us. The outdoor life, the sunshine, the space but most of all the people have made it all worthwhile. Having my husband in a different Navy isn t too hard, so long as he is happy. I am looking forward to becoming a citizen and I think it s sad that Lateral Transfer wives have to wait for so long (four years after arrival when the member and children under 16 are naturalised immediately). Two years of waiting to become an Australian would be enough. 76

Washburn University. Fall Semester 2014 Topeka/Kansas/USA. Andrea Egger

Washburn University. Fall Semester 2014 Topeka/Kansas/USA. Andrea Egger Washburn University Fall Semester 2014 Topeka/Kansas/USA Andrea Egger I started my exchange semester on August 8 th 2014, after I got my Visa and after months of preparation. I took my flight from Salzburg

More information

MACMILLAN READERS INTERMEDIATE LEVEL RICHARD CHISHOLM. Meet Me in Istanbul. ~ l\lacl\iillan

MACMILLAN READERS INTERMEDIATE LEVEL RICHARD CHISHOLM. Meet Me in Istanbul. ~ l\lacl\iillan MACMILLAN READERS INTERMEDIATE LEVEL RICHARD CHISHOLM Meet Me in Istanbul ~ l\lacl\iillan Contents 1 Journey to Istanbul 5 2 The American Bar 8 3 A Shock 12 4 'I Saw Her' 16 5 A Disappointing Day 19 6

More information

Everything Your Business Needs. www.youreveryneed.co.uk

Everything Your Business Needs. www.youreveryneed.co.uk Your Every Need Everything Your Business Needs www.youreveryneed.co.uk T: 0800 470 4871 E: sales@youreveryneed.co.uk Your Every Need Ltd, Eden House, Hartlebury Trading Estate, Hartlebury, Worcestershire

More information

LEGAL & GENERAL HOME FINANCE. Guide to Lifetime Mortgages

LEGAL & GENERAL HOME FINANCE. Guide to Lifetime Mortgages LEGAL & GENERAL HOME FINANCE Guide to Lifetime Mortgages A lifetime mortgage could give you the freedom to really enjoy your retirement. We re delighted you re finding out more about lifetime mortgages.

More information

Central England People First s friendly guide to downloading

Central England People First s friendly guide to downloading Central England People First s friendly guide to downloading What is Skype? Skype is a computer programme that turns your computer into a telephone. This means that you can speak to other people using

More information

Joel and the storm. A story for children who have experienced trauma

Joel and the storm. A story for children who have experienced trauma Joel and the storm A story for children who have experienced trauma Hi, my name is Joel. I am 9 years old. I want to tell you what happened to me when a really bad storm went through my town eight months

More information

First Certificate Trainer

First Certificate Trainer Writing answer guidelines for Test 3 Test 3, Writing Part 1 (page 114), Model answer 1 This model has been prepared as an example of a very good answer. However, please note that this is just one example

More information

TeachingEnglish Lesson plans

TeachingEnglish Lesson plans Worksheets - Negotiations (1): Building relationships 1. Negotiations quiz 1. In what situations do you negotiate? Who do you negotiate with? Think about both your work and your private life. 2. What s

More information

LEGAL & GENERAL HOME FINANCE. Guide to Lifetime Mortgages

LEGAL & GENERAL HOME FINANCE. Guide to Lifetime Mortgages LEGAL & GENERAL HOME FINANCE Guide to Lifetime Mortgages A lifetime mortgage could give you the freedom to really enjoy your retirement. We re delighted you re finding out more about lifetime mortgages.

More information

UK hiking tourism. CH - Visitnorway.com

UK hiking tourism. CH - Visitnorway.com UK hiking tourism CH - Visitnorway.com Contents 1. Executive Summary 3 2. Introduction 4 3. Research on the Internet: Phase 1 5 3.01: Tour operators: 5 3.02: Websites/forums: 5 3.03: Hiking/Outdoor magazines

More information

Mammon and the Archer

Mammon and the Archer O. H e n r y p Mammon and the Archer OLD ANTHONY ROCKWALL, WHO HAD MADE millions of dollars by making and selling Rockwall s soap, stood at a window of his large Fifth Avenue house. He was looking out

More information

PARAGRAPH ORGANIZATION 1 Worksheet 1: What is an introductory paragraph?

PARAGRAPH ORGANIZATION 1 Worksheet 1: What is an introductory paragraph? PARAGRAPH ORGANIZATION 1 Worksheet 1: What is an introductory paragraph? Read the paragraph. This is the introductory paragraph for an essay. What is the title of the essay? a The oldest person in your

More information

Ididn t think I was an alcoholic. I thought my

Ididn t think I was an alcoholic. I thought my (2) FEAR OF FEAR This lady was cautious. She decided she wouldn t let herself go in her drinking. And she would never, never take that morning drink! Ididn t think I was an alcoholic. I thought my problem

More information

ONE DOLLAR AND EIGHTY-SEVEN CENTS.

ONE DOLLAR AND EIGHTY-SEVEN CENTS. T h e G i f t o f t h e M a g i p T h e G i f t o f t h e M a g i ONE DOLLAR AND EIGHTY-SEVEN CENTS. That was all. She had put it aside, one cent and then another and then another, in her careful buying

More information

Taking oxygen dependent children abroad

Taking oxygen dependent children abroad Amaze working with parents of children with special needs Taking oxygen dependent children abroad Advice from Sonya Pettigrew, a parent who s been there, done that and bought the T-shirt Last year my husband

More information

True Stories: My Debt Crisis

True Stories: My Debt Crisis Read the following article and consider the following questions for the individual involved: 1. What were the threats and poor decisions? 2. What were the positive actions and good decisions? 3. What would

More information

FREQUENTLY ASKED QUESTIONS

FREQUENTLY ASKED QUESTIONS FREQUENTLY ASKED QUESTIONS 1. Do I need a visa to live and work in Australia? If you do not hold Australian or New Zealand permanent residency or Citizenship you will require a relevant visa. All information

More information

You won t find our home loans at a bank or through a broker.

You won t find our home loans at a bank or through a broker. You won t find our home loans at a bank or through a broker. Introducing Mortgageport We offer a range of specialist home loans designed to make it simpler and more affordable to turn your dream of building

More information

Supporting parents with a new-born baby with Down s Syndrome

Supporting parents with a new-born baby with Down s Syndrome Informing, Empowering and Changing Lives Training Conference 2014 Supporting parents with a new-born baby with Down s Syndrome Compiled by Claire Fisher, with contributions by the parents of WDDSSG Hearing

More information

Why do I need protection?

Why do I need protection? Why do I need protection? What s inside 3 Life cover 4 Critical illness cover 7 Income protection 8 Who else would you rely on? 10 It might cost less than you think 12 A word from your adviser... Introduction

More information

Choose the correct answers. Grey Kangaroo. 1. My father a job at the moment. A) don t have B) isn t having C) doesn t have D) doesn t got

Choose the correct answers. Grey Kangaroo. 1. My father a job at the moment. A) don t have B) isn t having C) doesn t have D) doesn t got Testi_Kang_08.qxp 28-05-2008 21:39 Pagina 16 Kangourou Italia - British Institutes Gara del 14 marzo 2008 Categoria Per studenti della classe seconda della Scuola Secondaria di Secondo Grado Choose the

More information

Prospecting Scripts. 2 keys to success in Real Estate

Prospecting Scripts. 2 keys to success in Real Estate Prospecting Scripts 2 keys to success in Real Estate 1. TALK TO PEOPLE 2. ASK THE RIGHT QUESTIONS 1. Door-knocking or cold calling properties around a new listing (inviting them to a property preview)

More information

Life Insurance Made Easy The basics on buying Life Insurance

Life Insurance Made Easy The basics on buying Life Insurance Life Insurance Made Easy The basics on buying Life Insurance Introduction Hi There! Before you begin reading, I d like to take the time out to truly thank you for downloading this guide. There is A LOT

More information

INTERNATIONAL STUDENT DEPARTURE PACK

INTERNATIONAL STUDENT DEPARTURE PACK INTERNATIONAL STUDENT DEPARTURE PACK +44 (0)1772 201201 CONTENTS WORD OF FAREWELL 3 INTRODUCTION 4 DEPARTURE CHECKLIST 6 Finance 6 Refunds and money 6 Accommodation 7 Students with families 7 Health and

More information

Exchange Semester at Daniels College of Business

Exchange Semester at Daniels College of Business Exchange Semester at Daniels College of Business Background I felt that going on an exchange semester as a part of my MSc degree was the right choice for me since I had not been on exchange during my undergraduate

More information

This topic is about credit. It helps your client understand the different types of credit, credit contracts and their credit files.

This topic is about credit. It helps your client understand the different types of credit, credit contracts and their credit files. Overview 6: Credit This topic is about credit. It helps your client understand the dierent types of credit, credit contracts and their credit files. Section: content for the worker and resources Key messages

More information

Changing the shape of British retirement. www.homewise.co.uk

Changing the shape of British retirement. www.homewise.co.uk Changing the shape of British retirement Free Phone 0800 043 33 66 About us Welcome to Homewise Like many people, you may have spent years looking forward to a dream retirement lifestyle, perhaps wanting

More information

Termites are a massive issue in North Queensland, so we need termite proof building materials, and that is exactly what Weathertex provides us with

Termites are a massive issue in North Queensland, so we need termite proof building materials, and that is exactly what Weathertex provides us with Termites are a massive issue in North Queensland, so we need termite proof building materials, and that is exactly what Weathertex provides us with James and Sarah Mort Directors & Co-Company Founders

More information

Everything you need to know about equity release.

Everything you need to know about equity release. Everything you need to know about equity release. An informative guide from the equity release specialists Welcome to the Retiredom guide to equity release. Equity release has come a long way since regulation

More information

This brochure suggests some strategies for helping someone you know who is living with a terminal condition. Understanding emotions and feelings

This brochure suggests some strategies for helping someone you know who is living with a terminal condition. Understanding emotions and feelings This brochure suggests some strategies for helping someone you know who is living with a terminal condition. Finding out that someone you know a relative, acquaintance, workmate, or friend - is going to

More information

Arana s experience of a PhD in the UK

Arana s experience of a PhD in the UK Arana s experience of a PhD in the UK 1. My first year in the UK I started school a bit earlier than usual in Georgia (formerly part of the USSR) 6 years old. It was a specialised English-language school,

More information

Using a conveyancing lawyer: Ten helpful tips

Using a conveyancing lawyer: Ten helpful tips Using a conveyancing lawyer: Ten helpful tips www.legalombudsman.org.uk Buying a new home is a significant step in anyone s life. You might be moving with a new job, getting a bigger place for a new or

More information

ACT ONE. (The phone rings. He answers.)

ACT ONE. (The phone rings. He answers.) YAKUP ALMELEK ACT ONE The action unfolds in the suite of a five-star hotel. There may or may not be a door between the two connecting rooms. There should be be a desk, a computer, a fax and a photocopier

More information

Whatever s special about your family life, make sure you protect it

Whatever s special about your family life, make sure you protect it Whatever s special about your family life, make sure you protect it Your family is special, so make sure you protect it When something awful happens, it feels like normal life stops. But, even for a family

More information

www.nextstepaustralia.com Things To Do Relocation Checklist

www.nextstepaustralia.com Things To Do Relocation Checklist www.nextstepaustralia.com Things To Do Relocation Checklist Once you have decided you would like a new life down under you should do as much research as you can about the area where you would like to start

More information

Interview by Jemma Purdey with Suryanto, Melbourne, 15 May 2014

Interview by Jemma Purdey with Suryanto, Melbourne, 15 May 2014 Interview by Jemma Purdey with Suryanto, Melbourne, 15 May 2014 MA, Nursing, Monash; PhD, Nursing, Monash, 2010 cohort [00:00:07] Originally from Malang, East Java, taught in the School of Nursing at Brawijaya

More information

FAMILY PROTECTION MADE EASY. A guide to life assurance

FAMILY PROTECTION MADE EASY. A guide to life assurance FAMILY PROTECTION MADE EASY A guide to life assurance INTRODUCTION Your Health is your Wealth - I genuinely believe that to be true. I work in the A&E Department of a large hospital and every day I see

More information

prepared in making referrals through Choose and Book, which doesn t create any additional work for me.

prepared in making referrals through Choose and Book, which doesn t create any additional work for me. Health Management Limited has been appointed as the supplier to deliver Fit for Work (previously Health and Work Service) in England and Wales. The following is a personal account of a service user s journey.

More information

Life Insurance made easy

Life Insurance made easy Life Insurance made easy INTRODUCTION Your Health is your Wealth - I genuinely believe that to be true. I work in the A&E Department of a large hospital and every day I see the challenges people face in

More information

VICTORIAN HEALTH EDUCATION TEAM 2010 TRIP TO HO CHI MINH CITY

VICTORIAN HEALTH EDUCATION TEAM 2010 TRIP TO HO CHI MINH CITY VICTORIAN HEALTH EDUCATION TEAM 2010 TRIP TO HO CHI MINH CITY January 23 rd 2010 saw 43 Victorian Health Education Team members begin their 2 week program in Ho Chi Minh City, Vietnam. The program included

More information

Preliminary English Test

Preliminary English Test Preliminary English Test Placement Test Time allowed: 2 hours QUESTION PAPER DO NOT write on this paper Instructions: Please answer all questions DO NOT USE a dictionary Write all answers on the separate

More information

What does student success mean to you?

What does student success mean to you? What does student success mean to you? Student success to me means to graduate with a B average with no failing grades. Ferris is ridicules tuition rates don t affect me since I was fortunate enough to

More information

Marketing Report for Schools Looking for ex-london Parents

Marketing Report for Schools Looking for ex-london Parents Marketing Report for Schools Looking for ex-london Parents How Can You Attract Parents Moving From London? No doubt you are well known in your local area with a great reputation, and the chances are you

More information

Why Do People Travel?

Why Do People Travel? Why Do People Travel? Can you imagine what is life without traveling? Is it possible? Whatever your reason is, traveling is a part of people's life. We all travel. The reason behind that is up to you.

More information

How To Sell Your Home Quickly At No Cost To You

How To Sell Your Home Quickly At No Cost To You How To Sell Your Home Quickly At No Cost To You Proven Step-By-Step Strategies For Selling Your Home, Land Or Property Quickly At No Cost To You Brought to you by: How To Use This Special Report This special

More information

The Modern Traveler: A Look at Customer Engagement in the Travel Industry

The Modern Traveler: A Look at Customer Engagement in the Travel Industry The Modern Traveler: A Look at Customer Engagement in the Travel Industry Executive Summary This report is the latest in our series of SDL original research that looks at how a new empowered consumer is

More information

FUNERAL PLAN. Paying for funerals

FUNERAL PLAN. Paying for funerals FUNERAL PLAN Paying for funerals About ASIC and MoneySmart The Australian Securities and Investments Commission (ASIC) regulates financial products. ASIC s MoneySmart website gives people tips and tools

More information

We designed UBank with one thing in mind; to help you make more of your money, the easy way. Alex Twigg. General Manager. UBank.

We designed UBank with one thing in mind; to help you make more of your money, the easy way. Alex Twigg. General Manager. UBank. Hello. We designed UBank with one thing in mind; to help you make more of your money, the easy way. Alex Twigg. General Manager. UBank. 2. UBank UBank is all about you. We exist for you. Hence our name.

More information

TRAVEL INSURANCE FOR COVER ON THE GO BUPA. FIND A HEALTHIER YOU

TRAVEL INSURANCE FOR COVER ON THE GO BUPA. FIND A HEALTHIER YOU TRAVEL INSURANCE FOR COVER ON THE GO BUPA. FIND A HEALTHIER YOU Insurance issued by CGU Insurance Limited (CGU) ABN 27 004 478 371 AFSL 238291. Any advice contained in this document is general advice only

More information

help! I don t feel I have the confidence to help and I can t find the time He can spell better than me!! I m sure my daughter doesn t want my help

help! I don t feel I have the confidence to help and I can t find the time He can spell better than me!! I m sure my daughter doesn t want my help help!? He can spell better than me!! I m sure my daughter doesn t want my help I don t feel I have the confidence to help and I can t find the time My job is done, they are studying for their exams...but

More information

Sample Process Recording - First Year MSW Student

Sample Process Recording - First Year MSW Student Sample Process Recording - First Year MSW Student Agency: Surgical Floor, City Hospital Client System: Harold Harper, age 68, retired widower Date: November 18, 20xx Presenting Issues: Cardiologist observed

More information

Identify the brand, find the right people

Identify the brand, find the right people Identify the brand, find the right people Developing their unique selling point, a strategic approach, and talented staff were the key to Waiuku College setting itself apart. When Waiuku College principal

More information

Studying in Australia: worth it? A graduate s story

Studying in Australia: worth it? A graduate s story Studying in Australia: worth it? A graduate s story. Sabine Keller recently completed her Master of International Communication at Macquarie University and is now living and working in Sydney. Here she

More information

India leisure market to NSW

India leisure market to NSW India leisure market to December 2013 Introduction Overseas travel from India is growing and growing fast. Over the past five years outbound travel from India has more than doubled. The United Nations

More information

Your retirement income. Exploring your options

Your retirement income. Exploring your options Your retirement income Exploring your options Contents 02 What do you want to do with your pension fund? 07 A regular retirement income for the rest of your life 10 A flexible income from a Self Invested

More information

Student s Name: Christopher Shum. UL Course: Psychology and Sociology. Host University: University of Calgary

Student s Name: Christopher Shum. UL Course: Psychology and Sociology. Host University: University of Calgary Student s Name: Christopher Shum UL Course: Psychology and Sociology Academic Year: 2014 / 2015 Semester: Autumn Host University: University of Calgary Host University Code: CAN6 Student Experience: Overall,

More information

Hi-tech. Language focus. First conditional. Second conditional. eat. 'd give / wouldn t

Hi-tech. Language focus. First conditional. Second conditional. eat. 'd give / wouldn t 9 Hi-tech Language focus First conditional 1a Complete the sentences with the correct form of the verb in brackets. Use the Present Simple or will + infinitive. eat 1 If you (eat) cheese late at night,

More information

MAURICE BLACKBURN LAWYERS WILL DISPUTES

MAURICE BLACKBURN LAWYERS WILL DISPUTES MAURICE BLACKBURN LAWYERS WILL DISPUTES 02 MAURICE BLACKBURN YOU RE WORTH FIGHTING FOR. If you are facing an unfair situation, you and your family shouldn t have to suffer. That s why we never stand back

More information

Host University: Friedrich-Schiller-Universität

Host University: Friedrich-Schiller-Universität Student s Name: Ruth Conlon UL Course: BA Psychology and Sociology Academic Year: 2014/ 2015 Semester: Autumn Host University: Friedrich-Schiller-Universität Host University Code: D JENA 01 1 P a g e Student

More information

Guide to Living and Working as a Lawyer in Australia

Guide to Living and Working as a Lawyer in Australia 2016 Guide to Living and Working as a Lawyer in Australia Includes: Introduction to Australia The Legal Market Visas and Relocation Salaries Requalification After Work Nicholas Scott Legal Services GUIDE

More information

Contractors Guide to Choosing an Accountant

Contractors Guide to Choosing an Accountant Contractors Guide to Choosing an Accountant Genie Accountancy have produced this guide to illustrate the importance of selecting the correct accountant, an accountant who will strive to support your business

More information

This article has been reproduced for study purposes only, and comprises fair use under Copyright Act

This article has been reproduced for study purposes only, and comprises fair use under Copyright Act This article has been reproduced for study purposes only, and comprises fair use under Copyright Act Financial Security 20 May 2008 Do your homework before buying income protection insurance. By Karen

More information

Exchange to the Furthest Place from Home

Exchange to the Furthest Place from Home Exchange to the Furthest Place from Home My decision to go on a student exchange to Finland took place long before I went to University. I was about 16 in my second to last year of high school when I started

More information

Patient Satisfaction Survey

Patient Satisfaction Survey Patient Satisfaction Survey March 2014 Number of responses = 229 Survey Tool: GPAQ V3 Analysis by Andrew McHugh using Adobe Acrobat Pro and MS Excel 1 of 25 Subject Page Front Cover 1 Contents Page 2 Explanatory

More information

Mortgage Advisers. The Mortgage Guide Helping you find the right mortgage for you

Mortgage Advisers. The Mortgage Guide Helping you find the right mortgage for you Mortgage Advisers The Mortgage Guide Helping you find the right mortgage for you Hello. We re the Which? Mortgage Advisers team. Buying a house is the biggest financial commitment most of us ever make.

More information

Human Services Podcast Homelessness transcript

Human Services Podcast Homelessness transcript Human Services Podcast Homelessness transcript [Start of transcript] Voice over (female): You re listening to a podcast from the Australian Government Department of Human Services Hank Jongen (HJ): Hi,

More information

Lovereading4kids Reader reviews of Notebooks of a Middle-School Princess by Meg Cabot

Lovereading4kids Reader reviews of Notebooks of a Middle-School Princess by Meg Cabot Lovereading4kids Reader reviews of Notebooks of a Middle-School Princess by Meg Cabot Below are the complete reviews, written by Lovereading4kids members. Sidney Greenslade, age 11 A funny story of an

More information

A simple guide to getting more from your future with. Aviva Equity Release. Best Equity Release Lender

A simple guide to getting more from your future with. Aviva Equity Release. Best Equity Release Lender A simple guide to getting more from your future with Aviva Equity Release Best Equity Release Lender J4602_PF011120_1015.indd 1 09/10/15 8:06 pm Contents An introduction to Aviva Equity Release What is

More information

Your guide to. Communicating with people with a learning disability

Your guide to. Communicating with people with a learning disability Your guide to Communicating with people with a learning disability About this guide This guide is designed to provide a brief introduction to communication, and the problems faced by someone with a learning

More information

Diploma of YOUR GUIDE TO THE BUSINESS ADMINISTRATION

Diploma of YOUR GUIDE TO THE BUSINESS ADMINISTRATION YOUR GUIDE TO THE Diploma of BUSINESS ADMINISTRATION WELCOME Hello and congratulations on your decision to study the Diploma of Business Administration with us. The choice to take that first step towards

More information

His former respite centre, Heller House, was good in some ways but not so good in other ways.

His former respite centre, Heller House, was good in some ways but not so good in other ways. Cian: My brother and I both have autism, but, it s a bit more complicated than that. As you may know, autism is a wide range spectrum condition and there are different degrees of it. I m at the very able

More information

Looking for a property investment specialist?

Looking for a property investment specialist? Looking for a property investment specialist? 21 questions you must ask! (Our answers provided) 1300 800 886 www.thesuccessfulinvestor.com.au Choosing the right Property Investment Specialist to assist

More information

Name a Puppy change a life

Name a Puppy change a life Name a Puppy change a life Name a Puppy A name is the first gift that a guide dog puppy receives and is a chance for you to become part of their life-changing story. Why we need your help The guide dog

More information

May 7, 2015. https://www.yahoo.com/travel/just-divorced-what-you-may-not-know-about- 118257726922.html. Impressions: 155,547,559

May 7, 2015. https://www.yahoo.com/travel/just-divorced-what-you-may-not-know-about- 118257726922.html. Impressions: 155,547,559 May 7, 2015 https://www.yahoo.com/travel/just-divorced-what-you-may-not-know-about- 118257726922.html Impressions: 155,547,559 Just Divorced? Travel Tips Every Newly Single Parent Needs to Know Before

More information

Information for parents living apart from their child

Information for parents living apart from their child Information for parents living apart from their child a child maintenance decisions guide Understand your child maintenance choices Tools to help you set up a child maintenance arrangement Ideas from other

More information

HOW TO SHOP FOR A WEB DEVELOPER

HOW TO SHOP FOR A WEB DEVELOPER HOW TO SHOP FOR A WEB DEVELOPER 10 QUESTIONS YOU SHOULD ASK Brought to you by PIXEL ME PINK PART1... HOW TO SHOP FOR A WEB DEVELOPER Step 1 What kind of professional is right for me? Step 2 Find someone

More information

All your daily banking needs

All your daily banking needs Bankwest Everyday Banking All your daily banking needs It s good to keep things simple. Happy Banking How can we make life easier for you? Feel-good banking comes from easy to use everyday accounts that

More information

A beautiful sunny day in July; I m walking on a street in the middle of a city, being surrounded by

A beautiful sunny day in July; I m walking on a street in the middle of a city, being surrounded by A Trip to Cambridge By Iina Lahti A beautiful sunny day in July; I m walking on a street in the middle of a city, being surrounded by stunning old buildings. Colleges and churches seem to be in every corner,

More information

Your guide to. Equity Release. with no obligation

Your guide to. Equity Release. with no obligation Your guide to Equity Release Expert advice with no obligation Your introduction to equity release Your retirement should give you the freedom to do all the things in life you haven t had time for. However,

More information

Iva Slavova. Department of Civil and Environmental Engineering Course: Structural and Architectural Engineering

Iva Slavova. Department of Civil and Environmental Engineering Course: Structural and Architectural Engineering Iva Slavova Department of Civil and Environmental Engineering Course: Structural and Architectural Engineering 1. Name of host University and country University of South Carolina, United States 2. Orientation

More information

ISI Debtor Testimonials. April 2015 ISI. Tackling problem debt together

ISI Debtor Testimonials. April 2015 ISI. Tackling problem debt together ISI Debtor Testimonials April 2015 ISI Tackling problem debt together The following are the words of debtors who have availed of the ISI s debt solutions and are real cases. They have reviewed and agreed

More information

Rental ID #55 Louvre two Bedroom 23 rue Herold, 75001 Paris. Thanks for booking with VIP and welcome to Paris!

Rental ID #55 Louvre two Bedroom 23 rue Herold, 75001 Paris. Thanks for booking with VIP and welcome to Paris! USA Toll Free: 1-800 403 4304 From Europe: +44-(0) 20 3002 0760 Worldwide: +1-973 948 3535 Rental ID #55 Louvre two Bedroom 23 rue Herold, 75001 Paris Please print and carry this document so it is easily

More information

Welfare Reform Targeted Support Scheme Evaluation Report June 2014

Welfare Reform Targeted Support Scheme Evaluation Report June 2014 Welfare Reform Targeted Support Scheme Evaluation Report June 2014 The Welfare Reform Targeted Support Scheme was created by City of York Council after it received 35,000 from central government to support

More information

Fostering Children in Northamptonshire

Fostering Children in Northamptonshire Fostering Children in Northamptonshire Contents What is fostering? 2 What kind of people are we looking for? 4 Fostering - the options 6 What support do we offer? 7 What happens next? 8 What is fostering?

More information

NIGEL: It might be slightly unrelated. My son opened an account when he was 18, a current account. Do I mention the bank or do I not mention it?

NIGEL: It might be slightly unrelated. My son opened an account when he was 18, a current account. Do I mention the bank or do I not mention it? THIS TRANSCRIPT IS ISSUED ON THE UNDERSTANDING THAT IT IS TAKEN FROM A LIVE PROGRAMME AS IT WAS BROADCAST. THE NATURE OF LIVE BROADCASTING MEANS THAT NEITHER THE BBC NOR THE PARTICIPANTS IN THE PROGRAMME

More information

Cambridge English: ESOL Skills for Life Speaking and Listening Level 1 Sample Test C

Cambridge English: ESOL Skills for Life Speaking and Listening Level 1 Sample Test C Cambridge English: ESOL Skills for Life Speaking and Listening Level 1 Sample Test C Please note: With the exception of the task cards in Phases 1b and 2b, this sample test frame will be used only by the

More information

Information for parents with the day-to-day care of their child

Information for parents with the day-to-day care of their child Information for parents with the day-to-day care of their child a child maintenance decisions guide Understand your child maintenance choices Tools to help you set up a child maintenance arrangement Ideas

More information

Nomadic Mattʼs Travel Planning Check List

Nomadic Mattʼs Travel Planning Check List Nomadic Mattʼs Travel Planning Check List Step 1 Decide where you want to go A lot of people talk about travel without naming where they want to visit they talk vaguely about places. Picking a place is

More information

Contents Page. How To Sell Your House In Barnsley For Cash In 10 Days Or Less At No Cost To You 5

Contents Page. How To Sell Your House In Barnsley For Cash In 10 Days Or Less At No Cost To You 5 1 2 Contents Page About the author 3 How to use this special report 4 How To Sell Your House In Barnsley For Cash In 10 Days Or Less At No Cost To You 5 Online Form 17 Elite Property Buyers 70 Queens Drive

More information

Jgst. 7/8 How to make a nice and lively interview (1)

Jgst. 7/8 How to make a nice and lively interview (1) Jgst. 7/8 How to make a nice and lively interview (1) An interview is often part of a survey you want to do, e. g. on what people (your interviewees) do in their free time, what your classmates think about

More information

Erasmus rapport Stockholm University, School of business. Autumn 2014

Erasmus rapport Stockholm University, School of business. Autumn 2014 Erasmus rapport Stockholm University, School of business Autumn 2014 Tamar van Drie S2370441 Student business administration March 2 nd 2015 Host institution and exact dates of semester abroad In the autumn

More information

Life insurance quote. Who the policy covers. Your total monthly payment will be: 14.60. This quote is only valid for 30 days

Life insurance quote. Who the policy covers. Your total monthly payment will be: 14.60. This quote is only valid for 30 days Life insurance quote This quote has been prepared for Mr Rick Jones by LifeQuotes4U on 30th April 2013. You should read the details of your quote in conjunction with the Key Features in order to make your

More information

3 Weeks Before You Depart www.commbank.com.au/movingtoaustralia Banking in Australia 1 Week Before www.smarttraveller.gov.au

3 Weeks Before You Depart www.commbank.com.au/movingtoaustralia Banking in Australia 1 Week Before www.smarttraveller.gov.au Banking in Australia Banking in Australia Moving countries and banks is always a big step. There s plenty to think about, and lots to do. Luckily for you, the Australian banking system is one of the safest

More information

Travel agents guide to SMS messaging. How to use SMS messaging for marketing, booking, and customer support

Travel agents guide to SMS messaging. How to use SMS messaging for marketing, booking, and customer support Travel agents guide to SMS messaging How to use SMS messaging for marketing, booking, and customer support Why should you use SMS messaging? When was the last time you didn t have your mobile? Chances

More information

Life and protection insurance explained

Life and protection insurance explained protection? Life and protection explained A guide to personal and family protection This guide explains the types of life and protection available and how they can offer you valuable peace of mind. If

More information

Have you protected the most valuable things in your home? Protecting yourself as well as your home

Have you protected the most valuable things in your home? Protecting yourself as well as your home Have you protected the most valuable things in your home? Protecting yourself as well as your home What s inside 2 A product to suit your life today, and in the future 4 Income Cover for Sickness 6 Critical

More information

DisabilityCare Australia National Conference Day 2 Enabling choice and control userled disability organisations

DisabilityCare Australia National Conference Day 2 Enabling choice and control userled disability organisations Melbourne Room DisabilityCare Australia National Conference Day 2 Enabling choice and control userled disability organisations LYDIA ROSS: If I could ask everyone to take their seats. We re just about

More information

A Personal Welcome. Best wishes, Paul Nadin Managing Director. paul.nadin@disabledholidaydirectory.co.uk. Email:

A Personal Welcome. Best wishes, Paul Nadin Managing Director. paul.nadin@disabledholidaydirectory.co.uk. Email: A Personal Welcome Thank you for your interest in our services. I hope that the contents of this brochure will inspire you to entrust us with the weighty task of arranging holidays for your service users.

More information

KEY ENGLISH TEST for Schools

KEY ENGLISH TEST for Schools KEY ENGLISH TEST for Schools PAPER 1 Reading and Writing Sample Paper Time 1 hour 10 minutes INSTRUCTIONS TO CANDIDATES Do not open this question paper until you are told to do so. Write your name, Centre

More information

Homestay Newsletter. Farewell Wakamatsu! University of Otago Language Centre and Foundation Year. Frances Ross. Mary Wilson

Homestay Newsletter. Farewell Wakamatsu! University of Otago Language Centre and Foundation Year. Frances Ross. Mary Wilson Farewell Wakamatsu! Mary Wilson Frances Ross HOMESTAY NEWSLETTER OCTOBER 2012 Welcome again to another Homestay Newsletter. The intent of the Homestay Newsletter is to ensure that you are well informed

More information