You ve worked hard to build your business Get the credit you deserve!

Save this PDF as:
 WORD  PNG  TXT  JPG

Size: px
Start display at page:

Download "You ve worked hard to build your business Get the credit you deserve!"

Transcription

1 You ve worked hard to build your business Get the credit you deserve! 0% Intro APR * on Purchases and Balance Transfers for 6 billing cycles. After that a variable APR from % to % will apply. BUSINESS CREDIT CARDS

2 Business Credit Card Get the financial advantage you need to manage and maintain the success of your business, with no annual fee.* Business Rewards Credit Card Get smart business benefits, and earn great rewards too! Earn one point for every $1 in net purchases 2 charged to your Business Rewards Card. Use the Business Credit Card for all your business purchases and get a 0% introductory APR 1 for six billing cycles. After that a variable APR from 12.99% to 16.99% will apply. Transfer your high-rate credit card balances to your Business Credit Card and save even more! Exclusive benefits for added security and convenience Online account access at Flexible billing options Peace of mind travel benefits, including $400,000 Travel Accident Insurance 4 and Auto Rental Collision Damage Waiver 5 Use the Business Rewards Credit Card for all your business purchases and get a 0% introductory APR 1 for six billing cycles. After that a variable APR from 14.99% to 16.99% will apply. Earn 1 point for every $1 on purchases. 2 Choose from over 1,000 rewards including cash back and gift cards. 3 Exclusive benefits for added security and convenience Online account access at Flexible billing options Peace of mind travel benefits, including $400,000 Travel Accident Insurance 4 and Auto Rental Collision Damage Waiver 5 1 See Inside for Intro APR details. 2 Purchases are defined as the dollar value of goods and services purchased with the Card, minus any credits, returns or other adjustments as reflected on the monthly statements. Purchases do not include annual fees, late payment fees, over-limit fees, insurance charges, card-related service charges, Finance Charges, or other fees and/or unauthorized charges. Purchases also do not include Cash Advances, PIN-based transactions, balance transfers, Convenience Checks, person-to-person money transfers, quasi-cash transactions (including the purchase of traveler s checks, foreign currency, or money orders), truck stop transactions, gaming transactions or currency purchases. 3 Available prizes and point levels are subject to change without notice. Sample listing only. Full program details will be provided after your account is opened. 4 Travel Accident Insurance is a service provided for Fifth Third Bank cardholders under contract with CBSI Enhancement Services, a third party provider. 5 Benefits and Services provided for Fifth Third cardholders under contract with Visa, a third-party provider. Certain terms, conditions and exclusions apply. See the applicable Fifth Third Bank Visa Guide to Benefits for more details and a complete explanation of card benefits and services. * Other fees may apply. Balance transfer fee: 3.5% of the amount of each transfer, up to a maximum of $99. Cash Advance: Either $5 or 3.5% of the amount of each Cash Advance, whichever is greater. International Transaction: 3% of each transaction in U.S. dollars. Visa is a registered trademark of Visa, U.S.A., Inc. SIGN UP TODAY!

3 Step 1 Complete Company Information 1A: Select Product (The default is the Business Card if no box is checked.) Business Credit Card 01 BUSVA AGNT A Business Rewards Credit Card 01 BUVTR AGNT A FOR INTERNAL USE ONLY referring employee number 1B: Company Information Legal Business Name Month/Year Company Started Physical Business Address (Cannot be a P.O. Box) City State Zip Mailing Address (If different than the physical address) City State Zip Fax Number Tax ID # Legal Structure: Corporation Partnership Sole Proprietorship LLC/LLP Business Description: Is your business a Not-For-Profit? Yes No Annual Gross Revenue, Name of Company as you would like to see on the card (Limit 21 characters and spaces.) Aggregate Credit Limit Annual Net Income, 1C: All Employees Requesting a Card (If you need more than 3 cards, please attach additional sheets.) 1 Print Name (Limit 21 characters and spaces.) of Birth Address (Cannot be a P.O. Box) City State Zip Mother s Maiden Name 2 Credit Limit Requested Print Name (Limit 21 characters and spaces.) of Birth Address (Cannot be a P.O. Box) City State Zip Mother s Maiden Name Credit Limit Requested 3 Print Name (Limit 21 characters and spaces.) of Birth Address (Cannot be a P.O. Box) City State Zip Mother s Maiden Name Credit Limit Requested

4 Step 2 Add Account Management Options Payment Method Please check one: Individual Bill (Each cardholder will receive a monthly billing statement.) Consolidated Bill (One combined billing statement containing all cardholder transactions will be sent to company mailing address c/o Accounts Payable.) Individuals at Company Authorized to Request Additional Cards and/or Limit Increases: Print Name Mother s Maiden Name Print Name Mother s Maiden Name Step 3 Complete Final Signature(s) Is a Personal Guaranty Required? If your company is one of the following: a not-for-profit, religious organization, accredited educational institution, non-profit or government/municipal/ township entity, an association, or a corporation with revenues greater than $10 million a Personal Guaranty IS NOT required. Complete ONLY Section 3C (Authorized Business Officer Signature). If your company type is not listed above, a Personal Guaranty IS required. Please complete Section 3A (Personal Guaranty Section) and Section 3C (Authorized Business Officer Signature). 3A: Personal Guaranty Section (Attach additional sheets for more personal guarantors.) Guarantor #1 (Required) Guarantor #1 Full Name of Birth Gross Personal Income (Per tax return)* Home Address (Cannot be a P.O. Box) City State Zip Guaranty Agreement The undersigned (the Guarantor(s) ), hereby unconditionally, absolutely and irrevocably guarantee to Bank the full and prompt payment and performance when due of any and all indebtedness incurred by use of the Business Card(s) issued to the above referenced company, whether authorized or unauthorized. The Guarantor(s) hereby authorize the Bank to review his/her/their individual credit history and further consent and authorize the Bank s use of a consumer credit report to aid in the Bank s credit evaluation process in connection with this Guaranty. This Guaranty is a continuing guaranty of payment, and not merely of collection, and Bank shall not be required to exhaust its remedies against the business or any other party prior to enforcing this Guaranty. For Guarantor(s) residing in Kentucky: The maximum aggregate liability under this Guaranty is $35,000, plus accrued interest, fees, charges, and costs (including but not limited to attorneys fees incurred by Bank in the enforcement of this Guaranty). This Guaranty shall terminate on January 1, 2020, provided that such termination shall not affect the liability of the Guarantor(s) with respect to obligations created or incurred prior to such termination date or extensions or renewals thereof, interest accruing on, or fees, costs or expenses incurred with respect to, such obligations on or after such date of termination. Signature Title

5 3A: Personal Guaranty Section (Continued) Guarantor #2 (Optional) Guarantor #2 Full Name of Birth Gross Personal Income (Per tax return)* Home Address (Cannot be a P.O. Box) City State Zip Guaranty Agreement The undersigned (the Guarantor(s) ), hereby unconditionally, absolutely and irrevocably guarantee to Bank the full and prompt payment and performance when due of any and all indebtedness incurred by use of the Business Card(s) issued to the above referenced company, whether authorized or unauthorized. The Guarantor(s) hereby authorize the Bank to review his/her/their individual credit history and further consent and authorize the Bank s use of a consumer credit report to aid in the Bank s credit evaluation process in connection with this Guaranty. This Guaranty is a continuing guaranty of payment, and not merely of collection, and Bank shall not be required to exhaust its remedies against the business or any other pa rty prior to enforcing this Guaranty. For Guarantor(s) residing in Kentucky: The maximum aggregate liability under this Guaranty is $35,000, plus accrued interest, fees, charges, and costs (including but not limited to attorneys fees incurred by Bank in the enforcement of this Guaranty). This Guaranty shall terminate on January 1, 2020, provided that such termination shall not affect the liability of the Guarantor(s) with respect to obligations created or incurred prior to such termination date or extensions or renewals thereof, interest accruing on, or fees, costs or expenses incurred with respect to, such obligations on or after such date of termination. * Gross annual income means income you are able to use to repay your debts. Examples may include but are not limited to income from your salary, investments, rental properties, Social Security benefits and retirement accounts. Alimony, child support, or separate maintenance income need not be revealed if you do not wish to rely on it as a basis for repaying this obligation 3B: Authorized Joint Credit Signature Check below if you are applying for joint credit or credit that you and another person will use. The signature lines below are to be used to acknowledge this. I (which means the Applicant and any Joint Applicant) certify that (a) I am at least 18 years of age; (b) I am either a United States citizen or a permanent resident of the United States; (c) I have read and understand the terms, authorizations and disclosures included with this application, including arbitration, and agree to them; and (d) all of the information contained in this application is true, accurate and correct. I acknowledge and agree that each of us, together and individually, is responsible for all transactions, amounts owed and other obligations, even if the credit card account is used by only one of us. We intend to apply for joint credit Signature of Primary Applicant Signature of Joint Applicant 3C: Authorized Business Officer Signature Authorized Business Signature The undersigned (the Authorized Individual ) hereby represents and warrants that (i) he or she is an officer, owner, principal or other authorized individual of the Business, (ii) he or she is duly authorized to enter into this agreement on behalf of the Business, and (iii) the above information is true and accurate. The Authorized Individual also agrees, on behalf of the Business, that (i) use of the Business Cards(s) shall be and hereby is bound by the terms and conditions, which may be amended from time to time, which are incorporated herein by reference and will accompany the original issuance of the Business Card(s), (ii) Fifth Third Bank (the Bank ) shall be and hereby is authorized to obtain, receive, and report credit information of the Business regarding this application or resulting accounts. The Business will be liable for all indebtedness incurred by use of the Business Card(s) whether authorized or unauthorized. To the extent permitted by applicable law, I consent that Fifth Third may contact me at any telephone number that I have provided, any number that I have called Fifth Third from or any number Fifth Third has for me in its records, including my cellular or other wireless device to service my account or for collection purposes. Fifth Third has my permission to contact me by any means available, including by text message. I also agree that Fifth Third may contact me using prerecorded messages or automatic dialers. If I provide Fifth Third an address, I also consent to contact by . To secure all amounts owed to Bank and affiliates of Bank hereunder and under the Business Card(s), whether now existing or hereinafter arising, the Business pledges a security interest in all of Business s now existing or hereinafter arising accounts, inventory, equipment, general intangibles, chattel paper, instruments, documents, and all products and proceeds of the foregoing wherever any of the same may be located including without limitation, collateral of any nature hypothecated pursuant to other instruments evidencing indebtedness of Business to Bank or any affiliate of Bank, or assets of any nature held by Bank or any affiliate of Bank, for Business. The Guarantor(s) hereby authorize the Bank to seek confirmation or clarification on certain information needed to complete this application by contacting the Financial Institution and authorize the Financial Institution to provide this information, for the sole purpose of clarification and confirmation, including material that would be deemed to be non-public personal information under the Gramm-Leach-Bliley Act, or customer financial records under the applicable state and federal financial privacy laws. Authorized Business Officer Full Name Signature Title

6 Step 4 Additional Information 4A: Financial Institution Reference (Required if No Personal Guarantor) Checking/Savings Summary (Last 12 months) Average Balance Loan Summary (Last 12 months) Average Balance Type of Credit Opened Years/Month as Customer Opened High Credit Name of Financial Institution Representative Financial Institution Address Signature Title Comments: 4B: Application Checklist (Required Documents) Additional information may be requested after we receive your application packet*. Personally Guaranteed Applications: up to $35,000 requested limit q Completed and signed application q Corporate resolution (Certified Articles of Incorporation, Business Certificate, etc.) q Reference from Financial Institution (Optional) Personally Guaranteed Applications: over $35,000 requested limit q Completed and signed application q Corporate resolution (Certified Articles of Incorporation, Business Certificate, etc.) q Last 2 years audited financial statements or tax returns (current within the last 6 months) q Reference from Financial Institution (Optional) All Non-Personally Guaranteed Applications q Completed and signed application q Corporate resolution (Certified Articles of Incorporation, Business Certificate, etc.) q Last 2 years audited financial statements or tax returns (current within the last 6 months) q Reference from Financial Institution Step 5 Send in Application FAX application and supporting documents to: OR MAIL application and supporting documents to: 1 (513) *Incomplete application information may delay processing. Customer Identification Program In accordance with the USA PATRIOT Act, Federal law requires all financial institutions to obtain, verify, and record information that identifies each individual or entity opening an account. This includes all personal and commercial accounts including loan and deposit accounts, as well as trust, brokerage, insurance and investment management accounts. What This Means To Our Customers When you open an account you will be asked for your name, address, social security or tax identification number, date of birth (if applicable) and other information that will allow Fifth Third to identify you. You will also be asked to furnish your driver s license or other identifying documents. We are required to follow this procedure each time an account is opened, even if you are a current customer of Fifth Third. Thank you for helping us to follow this Federally-mandated procedure. Cards are issued by Fifth Third Bank, pursuant to a license from Visa U.S.A., Inc. Card Center MD 1MOB1N 5001 Kingsley Dr. Cincinnati, OH 45263

7 CREDIT CARD DISCLOSURE PAGE Interest Rates and Interest Charges Business Card Annual Percentage 0% introductory APR for the first 6 billing cycles. Rate (APR) for Purchases and Balance Transfers Business Rewards Card Annual Percentage 0% introductory APR for the first 6 billing cycles. Rate (APR) for Purchases and Balance Transfers All Cards APR for Cash Advances Penalty APR and When it Applies How to Avoid Paying Interest on Purchases Minimum Interest Charge For Credit Card Tips from the Consumer Financial Protection Bureau Fees Annual Fees Annual Fee Transaction Fees Balance Transfer Cash Advance International Transaction Penalty Fees Late Payment After that, your APR will be 12.99% to 16.99%, based on your creditworthiness. This APR will vary with the market based on the WSJ Prime Rate. After that, your APR will be 14.99% to 16.99%, based on your creditworthiness. This APR will vary with the market based on the WSJ Prime Rate. WSJ Prime Rate %; (19.99% minimum, 24.99% maximum) (currently 19.99%) 23.99% This APR may be applied to your Account if you make a late payment. How Long Will the Penalty APR Apply? If your APRs are increased because you are late, the Penalty APR will apply until you make six consecutive minimum payments when due. If your APRs are increased for other reasons than listed above, the Penalty APR will apply for an indefinite period of time. Your due date is at least 26 days after the close of each Billing Cycle. We will not charge you interest on Purchases if you pay your entire balance by the due date each month. If you are charged interest, the charge will be no less than $1.00. To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at $0 3.5% of the amount of each transfer, up to a maximum of $99. Either $5 or 3.5% of the amount of each Cash Advance, whichever is greater. 3% of each transaction in U.S. dollars. Up to $35 How We Will Calculate Your Balance: We use a method called average daily balance (including new purchases). Loss of Introductory APR: We may end your introductory APR for Purchases and Balance Transfers and apply the APR in effect or the Penalty APR if you make a late payment. AB-POST-BTO Details of Conditions, Rate, Fee, And Other Cost Information Other Fees: $5.00 per periodic statement copy; $5.00 per Transaction Copy. Replacement Card Fee: $ Expedited Card Delivery Fee: $30.00 per Account. Information contained in this Fifth Third Bank Disclosure is accurate as of 01/02/2014 and is subject to change thereafter. To obtain more recent information, please call us at The WSJ Prime Rate means the prime rate published in the Money Rates section of the online version of The Wall Street Journal. We determine the WSJ Prime Rate two days prior to the closing date of your Billing Cycle. Changes to the Daily Periodic Rate and corresponding APR for Purchases will be applied to your existing Account balance and to subsequent transactions effective the first day of the Billing Cycle in which we determine the interest rate. If you apply for a non-rewards product, you may qualify for a lower Annual Percentage Rate (APR). California Residents: A married applicant may apply for a separate account. As required by law, you are hereby notified that a negative credit report reflected on your credit record may be submitted to a credit reporting agency if you fail to fulfill the terms of your credit obligations. If we take any adverse action as defined by Section of the California Civil Code and the adverse action is based, in whole or in part, on any information contained in a consumer credit report, you have the right to obtain within 60 days a free copy of your consumer credit report from the consumer reporting agency who furnished us your consumer credit report and from any other consumer credit reporting agency which compiles and maintains files on consumers on a nationwide basis. You have the right as described by Section of the California Civil Code to dispute the accuracy or completeness of any information in a consumer credit report furnished by the consumer credit reporting agency. New York Residents: A consumer report may be requested in connection with this application. Upon your request, you will be informed whether or not a consumer report was requested, and if such report was requested, informed of the name and address of the consumer reporting agency that furnished the report. Subsequent consumer reports may be requested or utilized in connection with an update, renewal or extension of the credit for which application was made. New York residents may contact the New York State Department of Financial Services to obtain a comparative listing of credit card rates, fees and grace periods. New York State Department of Financial Service or Ohio Residents: The Ohio laws against discrimination require that all creditors make credit equally available to all creditworthy customers and that all credit reporting agencies maintain separate credit histories on each individual upon request. The Ohio Civil Rights Commission administers compliance with this law. Rhode Island Residents: A credit report may be requested in connection with this application. Vermont Residents: A consumer credit report may be requested in connection with this application or in connection with updates, renewals or extensions of any credit granted as a result of this application. Upon request, you will be informed whether or not such a report was requested and, if so, the name and address of the agency that furnished the report. Married Wisconsin Residents: Your signature confirms that this loan obligation is being incurred in the interest of your marriage or family. No provision of a marital property agreement, a unilateral statement under Section of the Wisconsin Statutes ora court decree under Section of the Wisconsin Statutes adversely affects the interests of the creditor unless the creditor, prior to the time the credit is granted, is furnished a copy of the agreement, statement or decree or has actual knowledge of the adverse provision when the obligation to the creditor is incurred. The creditor may give notice of the opening of any credit account to the applicant s spouse. IF YOU ARE A MARRIED WISCONSIN RESIDENT, CREDIT EXTENDED UNDER THIS ACCOUNT WILL BE INCURRED IN THE INTEREST OF YOUR MARRIAGE OR FAMILY. Arbitration: The Agreement includes an arbitration provision that allows either of us to elect to resolve, among other things, any Claim by arbitration, in which case, neither of us generally will have the right to have the Claim resolved by a judge or jury. You will not have the right to participate as a representative or member of any class of claimants pertaining to any claim, controversy or dispute subject to arbitration. Other rights that you would have if you went to court may also not be available in arbitration. For additional information, see the Agreement or write to us at: Card Center, PO Box , Cincinnati, OH Rates, fees, and terms may change: As described in the Agreement, we reserve the right to change the terms of your account (including APRs) at any time, for any reason, in addition to the APR increases that may occur for failure to comply with the terms of your account. We also reserve the right to change the benefit features associated with your card at any time. Fair and Accurate Credit Transactions Disclosures: We may report information about your account(s) to credit bureaus. Late payments, missed payments, or other defaults on your account may be reflected on your credit report. Once you receive your new card, call to transfer your high rate balances and take advantage of our Introductory 0% APR offer.

8 CREDIT CARD DISCLOSURE PAGE Interest Rates and Interest Charges Business Card Annual Percentage 0% introductory APR for the first 6 billing cycles. Rate (APR) for Purchases and Balance Transfers Business Rewards Card Annual Percentage 0% introductory APR for the first 6 billing cycles. Rate (APR) for Purchases and Balance Transfers All Cards APR for Cash Advances Penalty APR and When it Applies How to Avoid Paying Interest on Purchases Minimum Interest Charge For Credit Card Tips from the Consumer Financial Protection Bureau Fees Annual Fees Annual Fee Transaction Fees Balance Transfer Cash Advance International Transaction Penalty Fees Late Payment After that, your APR will be 12.99% to 16.99%, based on your creditworthiness. This APR will vary with the market based on the WSJ Prime Rate. After that, your APR will be 14.99% to 16.99%, based on your creditworthiness. This APR will vary with the market based on the WSJ Prime Rate. WSJ Prime Rate %; (19.99% minimum, 24.99% maximum) (currently 19.99%) 23.99% This APR may be applied to your Account if you make a late payment. How Long Will the Penalty APR Apply? If your APRs are increased because you are late, the Penalty APR will apply until you make six consecutive minimum payments when due. If your APRs are increased for other reasons than listed above, the Penalty APR will apply for an indefinite period of time. Your due date is at least 26 days after the close of each Billing Cycle. We will not charge you interest on Purchases if you pay your entire balance by the due date each month. If you are charged interest, the charge will be no less than $1.00. To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at $0 3.5% of the amount of each transfer, up to a maximum of $99. Either $5 or 3.5% of the amount of each Cash Advance, whichever is greater. 3% of each transaction in U.S. dollars. Up to $35 How We Will Calculate Your Balance: We use a method called average daily balance (including new purchases). Loss of Introductory APR: We may end your introductory APR for Purchases and Balance Transfers and apply the APR in effect or the Penalty APR if you make a late payment. AB-POST-BTO-V Details of Conditions, Rate, Fee, And Other Cost Information Other Fees: $5.00 per periodic statement copy; $5.00 per Transaction Copy. Replacement Card Fee: $ Expedited Card Delivery Fee: $30.00 per Account. Information contained in this Fifth Third Bank Disclosure is accurate as of 01/02/2014 and is subject to change thereafter. To obtain more recent information, please call us at The WSJ Prime Rate means the prime rate published in the Money Rates section of the online version of The Wall Street Journal. We determine the WSJ Prime Rate two days prior to the closing date of your Billing Cycle. Changes to the Daily Periodic Rate and corresponding APR for Purchases will be applied to your existing Account balance and to subsequent transactions effective the first day of the Billing Cycle in which we determine the interest rate. If you apply for a non-rewards product, you may qualify for a lower Annual Percentage Rate (APR). California Residents: A married applicant may apply for a separate account. As required by law, you are hereby notified that a negative credit report reflected on your credit record may be submitted to a credit reporting agency if you fail to fulfill the terms of your credit obligations. If we take any adverse action as defined by Section of the California Civil Code and the adverse action is based, in whole or in part, on any information contained in a consumer credit report, you have the right to obtain within 60 days a free copy of your consumer credit report from the consumer reporting agency who furnished us your consumer credit report and from any other consumer credit reporting agency which compiles and maintains files on consumers on a nationwide basis. You have the right as described by Section of the California Civil Code to dispute the accuracy or completeness of any information in a consumer credit report furnished by the consumer credit reporting agency. New York Residents: A consumer report may be requested in connection with this application. Upon your request, you will be informed whether or not a consumer report was requested, and if such report was requested, informed of the name and address of the consumer reporting agency that furnished the report. Subsequent consumer reports may be requested or utilized in connection with an update, renewal or extension of the credit for which application was made. New York residents may contact the New York State Department of Financial Services to obtain a comparative listing of credit card rates, fees and grace periods. New York State Department of Financial Service or Ohio Residents: The Ohio laws against discrimination require that all creditors make credit equally available to all creditworthy customers and that all credit reporting agencies maintain separate credit histories on each individual upon request. The Ohio Civil Rights Commission administers compliance with this law. Rhode Island Residents: A credit report may be requested in connection with this application. Vermont Residents: A consumer credit report may be requested in connection with this application or in connection with updates, renewals or extensions of any credit granted as a result of this application. Upon request, you will be informed whether or not such a report was requested and, if so, the name and address of the agency that furnished the report. Married Wisconsin Residents: Your signature confirms that this loan obligation is being incurred in the interest of your marriage or family. No provision of a marital property agreement, a unilateral statement under Section of the Wisconsin Statutes ora court decree under Section of the Wisconsin Statutes adversely affects the interests of the creditor unless the creditor, prior to the time the credit is granted, is furnished a copy of the agreement, statement or decree or has actual knowledge of the adverse provision when the obligation to the creditor is incurred. The creditor may give notice of the opening of any credit account to the applicant s spouse. IF YOU ARE A MARRIED WISCONSIN RESIDENT, CREDIT EXTENDED UNDER THIS ACCOUNT WILL BE INCURRED IN THE INTEREST OF YOUR MARRIAGE OR FAMILY. Arbitration: The Agreement includes an arbitration provision that allows either of us to elect to resolve, among other things, any Claim by arbitration, in which case, neither of us generally will have the right to have the Claim resolved by a judge or jury. You will not have the right to participate as a representative or member of any class of claimants pertaining to any claim, controversy or dispute subject to arbitration. Other rights that you would have if you went to court may also not be available in arbitration. For additional information, see the Agreement or write to us at: Card Center, PO Box , Cincinnati, OH Rates, fees, and terms may change: As described in the Agreement, we reserve the right to change the terms of your account (including APRs) at any time, for any reason, in addition to the APR increases that may occur for failure to comply with the terms of your account. We also reserve the right to change the benefit features associated with your card at any time. Fair and Accurate Credit Transactions Disclosures: We may report information about your account(s) to credit bureaus. Late payments, missed payments, or other defaults on your account may be reflected on your credit report. Once you receive your new card, call to transfer your high rate balances and take advantage of our Introductory 0% APR offer.

0% introductory APR for the first 12 billing cycles following

0% introductory APR for the first 12 billing cycles following PNC POINTS VISA / PNC POINTS VISA SIGNATURE IMPORTANT INFORMATION ABOUT RATES AND FEES Interest Rates and Interest Charges Annual Percentage Rate (APR) for Purchases APR for Balance Transfers 0% introductory

More information

Apply Today. Fax application to 1-866-526-5777

Apply Today. Fax application to 1-866-526-5777 PNC points Visa Credit Card Application Apply Today Fax application to 1-866-526-5777 Earn points through PNC points on your everyday purchases. The PNC points Visa credit card automatically earns 4 points

More information

Apply Today. Fax application to 1-866-526-5777

Apply Today. Fax application to 1-866-526-5777 PNC CashBuilder Visa Credit Card Application Apply Today Fax application to 1-866-526-5777 With a PNC CashBuilder Visa, you ll earn Cash Back on your everyday purchases. The CashBuilder Visa credit card

More information

0% introductory APR for the first 15 billing cycles following

0% introductory APR for the first 15 billing cycles following PNC CORE SM VISA IMPORTANT INFORMATION ABOUT RATES AND FEES Interest Rates and Interest Charges Annual Percentage Rate (APR) for Purchases 0% introductory APR for the first 15 billing cycles following

More information

10.99% to 19.99% when you open your account, based on your creditworthiness.

10.99% to 19.99% when you open your account, based on your creditworthiness. PNC FLEX VISA IMPORTANT INFORMATION ABOUT RATES AND FEES Interest Rates and Interest Charges Annual Percentage Rate (APR) for Purchases 10.99% to 19.99% when you open your account, based on your creditworthiness.

More information

12.99% to 21.99% when you open your account, based on your creditworthiness.

12.99% to 21.99% when you open your account, based on your creditworthiness. CASHBUILDER VISA / CASHBUILDER VISA SIGNATURE IMPTANT INFMATION ABOUT RATES AND FEES Interest Rates and Interest Charges Annual Percentage Rate (APR) for Purchases 12.99% to 21.99% when you open your account,

More information

16.24% This APR will vary with the market based on the prime rate.

16.24% This APR will vary with the market based on the prime rate. PNC PREMIER TRAVELER SM VISA SIGNATURE IMPORTANT INFORMATION ABOUT RATES AND FEES Interest Rates and Interest Charges Annual Percentage Rate (APR) for Purchases 16.24% This APR will vary with the market

More information

Apply Today. Fax application to 1-866-526-5777

Apply Today. Fax application to 1-866-526-5777 Visa Business Card Credit Card Application Apply Today Fax application to 1-866-526-5777 If you re looking for a business credit card with no rewards and a lower rate, then the PNC Visa Business credit

More information

Apply Today. Fax application to 1-844-205-9527

Apply Today. Fax application to 1-844-205-9527 PNC Cash Rewards SM Visa Signature Business Credit Card Application EARN A $100BONUS ** Apply Today Fax application to 1-844-205-9527 With the PNC Cash Rewards Visa Signature Business credit card, you

More information

Apply Today. If your application is approved, please allow 3-4 weeks to receive your Secured Visa credit card.

Apply Today. If your application is approved, please allow 3-4 weeks to receive your Secured Visa credit card. Secured Visa Credit Card Application Apply Today The Secured Visa credit card is for those PNC customers who are new to credit. Unlike many other credit cards of this type, the Secured Visa carries no

More information

12.99% to 18.99%, based on your creditworthiness.

12.99% to 18.99%, based on your creditworthiness. Important Information About Procedures for Opening a New Account. To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions

More information

VISA BUSINESS CREDIT CARD APPLICATION

VISA BUSINESS CREDIT CARD APPLICATION UMB i1510018 (R 09/10) VISA BUSINESS CREDIT CARD APPLICATION It s easy to Apply. Incomplete information may cause delays. Please complete in full. bankcardcredit.commercial@umb.com Fax to 816.843.2485

More information

Apply Today. Fax application to 1-866-526-5777

Apply Today. Fax application to 1-866-526-5777 Travel Rewards Visa Business Credit Card Application Apply Today Fax application to 1-866-526-5777 The Travel Rewards Visa Business credit card offers travel rewards including free air travel with no blackout

More information

Visa Business Credit Card Visa Business Rewards Credit Card

Visa Business Credit Card Visa Business Rewards Credit Card Visa Business Credit Card Visa Business Rewards Credit Card Card Center, P.O. Box 410436, Kansas City, MO 64141-0436 Branch ID no. Associate ID No. Agent # - BBW 0240 COMPANY INFORMATION Company Name Street

More information

Guidelines for completing the Orscheln VISA Credit Card Business Application

Guidelines for completing the Orscheln VISA Credit Card Business Application Guidelines for completing the Orscheln VISA Credit Card Business Application The guidelines listed below are designed to help you assist the business in submitting a complete business application. Following

More information

Commercial MasterCard Credit Card (Option for TruRewards)

Commercial MasterCard Credit Card (Option for TruRewards) Commercial MasterCard Credit Card (Option for TruRewards) Conveniently Manage Your Business Expenses With a Card From a Bank You Know Better ideas. Better banking. bannerbank.com Owned & Serviced by Banner

More information

Card Eligibility: To be eligible for an Account, you must meet certain minimum income, residency, age, credit quality and other requirements.

Card Eligibility: To be eligible for an Account, you must meet certain minimum income, residency, age, credit quality and other requirements. TD Cash Rewards Important Credit Card Terms and Conditions Rates, fees, and other important costs of the TD Cash Rewards SM Credit Card are disclosed below. Additional fees and account terms are described

More information

$89.00 (one-time fee). $75.00 for first year After that, $48.00 annually.

$89.00 (one-time fee). $75.00 for first year After that, $48.00 annually. Terms and Conditions-Website Interest Rates and Interest Charges Annual Percentage Rate 29.99% (APR) for Purchases APR for Cash Advances 29.99% Paying Interest Your due date will be a minimum of 21 days

More information

Gross Annual Sales/Revenues C-Corp. Account Contact Person. Telephone Number. Federal Tax ID Number. Nature of Business

Gross Annual Sales/Revenues C-Corp. Account Contact Person. Telephone Number. Federal Tax ID Number. Nature of Business 62316 SECTION 1 Synchrony Bank Type of Business Gross Annual Sales/Revenues C-Corp S-Corp Government Less Than $50,000 $100,001 - $250,000 $500,001 - $5,000,000 Sole Proprietor Partnership Nonprofit $50,000

More information

Check below to indicate the type of credit for which you are applying. Married Applicants may apply for a separate account.

Check below to indicate the type of credit for which you are applying. Married Applicants may apply for a separate account. CREDIT CARD APPLICATION A table that includes the APRs and other required cost disclosures for credit card applications is on the next page of this application. Check below to indicate the type of credit

More information

PRIME + 6.74% - PRIME + 14.74% based on your creditworthiness

PRIME + 6.74% - PRIME + 14.74% based on your creditworthiness Southwest 66 Credit Union 4041 E 52 nd Street, Odessa, TX 79762 CREDIT CARD AGREEMENT AND DISCLOSURE STATEMENT FOR YOUR MASTERCARD/VISA ACCOUNT Interest Rates and Interest Charges Annual Percentage Rate

More information

How We Will Calculate Your Balance: We use a method called Average Daily Balance (including Current Transactions).

How We Will Calculate Your Balance: We use a method called Average Daily Balance (including Current Transactions). TD Easy Rewards Important Credit Card Terms and Conditions Rates, fees, and other important costs of the TD Easy Rewards SM Credit Card are disclosed below. Additional fees and account terms are described

More information

Commercial MasterCard Credit Card (Option for TruRewards)

Commercial MasterCard Credit Card (Option for TruRewards) Commercial MasterCard Credit Card (Option for TruRewards) Conveniently Manage Your Business Expenses With a Card From a Bank You Know islandersbank.com Owned & Serviced by Banner Bank Application for

More information

Credit Limit Requested $ APPLICANT OTHER. NAME (Last - First - Initial) ACCOUNT NUMBER MORTGAGE/RENT OWED TO: NAME AND ADDRESS OF EMPLOYER

Credit Limit Requested $ APPLICANT OTHER. NAME (Last - First - Initial) ACCOUNT NUMBER MORTGAGE/RENT OWED TO: NAME AND ADDRESS OF EMPLOYER Credit Card Application A table that includes required credit card disclosures is on a separate document provided with this Application. To obtain any change in the required information since it was printed,

More information

Smarter Financing for Smarter Business. Small Business. with up to $5MM annual revenue

Smarter Financing for Smarter Business. Small Business. with up to $5MM annual revenue Smarter Financing for Smarter Business Your business. Your credit card. Your way. Business Edition Visa Card with Absolute Rewards Business Edition Visa Card Small Business with up to $5MM annual revenue

More information

Advantage Education Loan Promissory Note

Advantage Education Loan Promissory Note Promissory Note with Kentucky Higher Education Student Loan Corporation in Louisville, KY In this Promissory Note ( Note ) the words I, me, my, and we mean the borrower and cosigner(s) who have signed

More information

3.90% introductory APR for six months.

3.90% introductory APR for six months. Important Account Terms Interest Rates and Interest Charges Annual Percentage Rate (APR) for Purchases and Balance Transfers 3.90% introductory APR for six months. APR for Cash Advances 17.99% How to Avoid

More information

Carry the Visa credit card created for small businesses in our community.

Carry the Visa credit card created for small businesses in our community. Carry the Visa credit card created for small businesses in our community. Enjoy the value-rich benefits of a quality business credit card supported by an experienced, caring Customer Contact Center staff.

More information

Enjoy the value-rich benefits of a quality business credit card and keep your business spending seperate from your personal.

Enjoy the value-rich benefits of a quality business credit card and keep your business spending seperate from your personal. Carry the Visa credit card with rewards created for small businesses in our community. Enjoy the value-rich benefits of a quality business credit card and keep your business spending seperate from your

More information

COMMERCIAL CREDIT CARD AGREEMENT

COMMERCIAL CREDIT CARD AGREEMENT COMMERCIAL CREDIT CARD AGREEMENT This Commercial Credit Card Agreement contains the terms which govern the use of your Visa business credit card and corresponding Account, and outlines your responsibilities

More information

TD Cash & First Class Important Credit Card Terms and Conditions. Interest Rates and Interest Charges Annual Percentage Rate (APR) for Purchases

TD Cash & First Class Important Credit Card Terms and Conditions. Interest Rates and Interest Charges Annual Percentage Rate (APR) for Purchases TD Cash & First Class Important Credit Card Terms and Conditions Rates, fees, and other important costs of the TD Credit Cards are disclosed below. Additional fees and account terms are described in the

More information

VentureOne Miles Rewards Credit Card - Disclosures Capital One

VentureOne Miles Rewards Credit Card - Disclosures Capital One Page 1 of 10 Menu Search VentureOne Rewards Credit Card Disclosures More Information: Capital One Important Disclosures for your VentureOne Rewards Credit Card CAPITAL ONE IMPORTANT DISCLOSURES Interest

More information

Fort Worth Community Credit Union Credit Card Agreement and Disclosure Statement For Your MasterCard or VISA Account

Fort Worth Community Credit Union Credit Card Agreement and Disclosure Statement For Your MasterCard or VISA Account Fort Worth Community Credit Union Credit Card Agreement and Disclosure Statement For Your MasterCard or VISA Account Notice: Read and retain this copy of your Credit Card Agreement and Disclosure Statement

More information

AMAZING CASH FOR BUSINESS (Cash Back) An Amegy Bank checking or savings account is required. Savings or Checking #

AMAZING CASH FOR BUSINESS (Cash Back) An Amegy Bank checking or savings account is required. Savings or Checking # BUSINESS CREDIT CARD APPLICATION IMPORTANT: The bank cannot process applications that are incomplete, unsigned, or missing documentation. Pending the bank s credit review and underwriting, the bank may

More information

PEOPLES BANK OF ALABAMA BUSINESS CREDIT CARD AGREEMENT

PEOPLES BANK OF ALABAMA BUSINESS CREDIT CARD AGREEMENT PEOPLES BANK OF ALABAMA BUSINESS CREDIT CARD AGREEMENT This Agreement applies to the VISA Credit Card Account established for the Business by Peoples Bank of Alabama. Any Card issued under this Agreement

More information

0.00% introductory APR for the first 6 Monthly Billing Cycles.

0.00% introductory APR for the first 6 Monthly Billing Cycles. VISA BUSINESS REWARDS Important Terms and Conditions You must be a First Security Bank deposit or loan account customer to obtain this card. Interest Rates and Interest Charges Annual Percentage Rate 0.00%

More information

Credit Card Agreement for Best Buy Retail Cards in Capital One, N.A.

Credit Card Agreement for Best Buy Retail Cards in Capital One, N.A. Credit Card Agreement for Best Buy Retail Cards in Capital One, N.A. There are two parts to this Credit Card Agreement: Capital One Pricing Information and the Capital One Customer Agreement. The Pricing

More information

VISA PLATINUM SECURE Important Terms and Conditions. You must be a First Security Bank deposit or loan account customer to obtain this card.

VISA PLATINUM SECURE Important Terms and Conditions. You must be a First Security Bank deposit or loan account customer to obtain this card. VISA PLATINUM SECURE Important Terms and Conditions You must be a First Security Bank deposit or loan account customer to obtain this card. Interest Rates and Interest Charges Annual Percentage Rate 20.24%

More information

Current Credit Card Agreements for New Business Accounts

Current Credit Card Agreements for New Business Accounts Current Credit Card Agreements for New Business Accounts For new business accounts opened beginning 02/10/2016, the following Account Opening Disclosures and Credit Card Agreement apply by the credit card

More information

Credit Card Request Form Please fax to 205-949-4029

Credit Card Request Form Please fax to 205-949-4029 Credit Card Request Form Please fax to 205-949-4029 Select the card you want: Platinum Cash Back Rewards (79 Annual Fee) Platinum only (No Annual Fee) If you do not select a card, you are applying for

More information

BUSINESS CREDIT CARD AGREEMENT

BUSINESS CREDIT CARD AGREEMENT Thank you for your interest in CoVantage Credit Union s business credit card services. We offer two options for our business credit card users, although basic features of the card are available on either

More information

F1 APPLICATION AND SOLICITATION DISCLOSURE

F1 APPLICATION AND SOLICITATION DISCLOSURE VISA CLASSIC/VISA PLATINUM F1 APPLICATION AND SOLICITATION DISCLOSURE Interest Rates and Interest Charges Annual Percentage Rate (APR) for Purchases F2 F3 APR for Balance Transfers APR for Cash Advances

More information

Credit Card Agreement for Neiman Marcus/Bergdorf Goodman in Capital One, N.A.

Credit Card Agreement for Neiman Marcus/Bergdorf Goodman in Capital One, N.A. Credit Card Agreement for Neiman Marcus/Bergdorf Goodman in Capital One, N.A. There are two parts to this Credit Card Agreement: Capital One Pricing Information and the Capital One Customer Agreement.

More information

MOBILOIL FCU 1810 N Major Dr Beaumont, TX 77713 CREDIT CARD AGREEMENT AND DISCLOSURE STATEMENT

MOBILOIL FCU 1810 N Major Dr Beaumont, TX 77713 CREDIT CARD AGREEMENT AND DISCLOSURE STATEMENT MOBILOIL FCU 1810 N Major Dr Beaumont, TX 77713 CREDIT CARD AGREEMENT AND DISCLOSURE STATEMENT Annual Percentage Rate (APR) for purchases and cash advances 2.99% fixed rate (purchases and/or cash advances)

More information

0.00% Introductory APR for the first 15 months.

0.00% Introductory APR for the first 15 months. Reference this guide for information on the Travel Rewards rates and fees, and Rewards Program terms. Information updated as of November 7, 2015. Interest Rates and Interest Charges Annual Percentage Rate

More information

Credit Limit Requested $ APPLICANT OTHER. NAME (Last - First - Initial) ACCOUNT NUMBER MORTGAGE/RENT OWED TO: NAME AND ADDRESS OF EMPLOYER

Credit Limit Requested $ APPLICANT OTHER. NAME (Last - First - Initial) ACCOUNT NUMBER MORTGAGE/RENT OWED TO: NAME AND ADDRESS OF EMPLOYER Credit Card Application A table that includes required credit card disclosures is on a separate document provided with this Application. To obtain any change in the required information since it was printed,

More information

Current Credit Card Agreements for New Business Accounts

Current Credit Card Agreements for New Business Accounts Current Credit Card Agreements for New Business Accounts For new business accounts opened beginning 12/10/2014, the following Account Opening Disclosures and Credit Card Agreement apply by the credit card

More information

0.00% Introductory APR for the first 15 months.

0.00% Introductory APR for the first 15 months. Reference this guide for information on the Private Wealth Management Credit Card rates and fees, and Rewards Program terms. Information updated as of November 7, 2015. Interest Rates and Interest Charges

More information

Security Service Federal Credit Union Power MasterCard Business Credit Card. These APRs will vary with the market based on Prime Rate.

Security Service Federal Credit Union Power MasterCard Business Credit Card. These APRs will vary with the market based on Prime Rate. Security Service Federal Credit Union Power MasterCard Business Credit Card Interest Rates and Interest Charges Purchase Annual 6.74% to 8.74% based on your creditworthiness. Percentage Rate (APR) These

More information

Business Credit Card Agreement and Disclosure Statement

Business Credit Card Agreement and Disclosure Statement Business Credit Card Agreement and Disclosure Statement Effective Date 10/01/2013 1.0: INTRODUCTORY PROVISIONS: California Bank & Trust ( Bank ) is a state-chartered bank that among other things, issues

More information

PLUS. CASH BACK Accepted At Over 4 Million Locations Where You See. Apply Today! MEMBERS. One Card Convenience Serves As Your Membership Card

PLUS. CASH BACK Accepted At Over 4 Million Locations Where You See. Apply Today! MEMBERS. One Card Convenience Serves As Your Membership Card SAM S CLUB DISCOVER BUSINESS PLUS MEMBERS Earn Up To 2 % CASH BACK Accepted At Over 4 Million Locations Where You See One Card Convenience Serves As Your Membership Card AND Earn Cash Back On Up To $1

More information

The PNC Bank Platinum Business Rewards MasterCard

The PNC Bank Platinum Business Rewards MasterCard The PNC Bank Platinum Business Rewards MasterCard Instructions. Complete the application.. Retain the Terms and Conditions for your records.. Mail application to: OR Overnight/Express to: Card Underwriting

More information

DOCUMENT CHECKLIST FOR UNSECURED LOANS / CREDIT CARDS

DOCUMENT CHECKLIST FOR UNSECURED LOANS / CREDIT CARDS DOCUMENT CHECKLIST FOR UNSECURED LOANS / CREDIT CARDS Thank you for choosing First State Bank, your bank for all your Personalized Financial Solutions. In order to complete your loan application, please

More information

Visa Business Card Disclosure Agreement

Visa Business Card Disclosure Agreement P.O. Box 8046 Madison, WI 53718-8308 (608) 243-5000 (800) 236-5560 Fax: (608) 243-5029 www.summitcreditunion.com TABULAR DISCLOSURE Annual Percentage Rate 8.00%* (APR for Purchases) Other APR s: Cash Advance

More information

COMPANY INFORMATION. Address: City: County: State: Zip:

COMPANY INFORMATION. Address: City: County: State: Zip: MEMBER BUSINESS LOAN APPLICATION TYPE OF LOAN/LEASE: Business Vehicle (Fleet) Loan Equipment Financing Line of Credit SBA Loan Working Capital Loan Commercial Mortgage Amount Requested: Purpose/Use of

More information

Monthly Net Income From All Sources

Monthly Net Income From All Sources APPLICATION AND CREDIT CARD ACCOUNT AGREEMENT A credit service of GE Capital Retail Bank ** MARRIED WI Residents only: If you are applying for an individual account and your spouse also is a WI resident,

More information

This APR may be applied to your account if you: apply?:

This APR may be applied to your account if you: apply?: Interest Rates and Interest Charges Annual Percentage Rate (APR) for Purchases APR for Balance Transfers APR for Cash Advances 6.49%a, 7.49%b, 8.49%c, 9.49%d 6.49%a, 7.49%b, 8.49%c, 9.49%d 6.49%a, 7.49%b,

More information

Student Loan Program. 6. All applicants must be a member of Conservation Employees Credit Union.

Student Loan Program. 6. All applicants must be a member of Conservation Employees Credit Union. Conservation Employees Credit Union P.O. Box 180-2901 West Truman Blvd. Jefferson City, Mo 65102 Phone # 573/522-4000 or 888/897-2323 Fax # 573/526-4715 Student Loan Program The following are basic recommended

More information

APPLICATION FOR BUSINESS CREDIT

APPLICATION FOR BUSINESS CREDIT _. Return Completed Application to: Pike Industries, Inc. 3 Eastgate Park Road Belmont, NH 03220 Phone: 603.527.5100 Fax: 603.527.5101 APPLICATION FOR BUSINESS CREDIT Date: Pike Salesman s Name: NOTE:

More information

IMPORTANT INFORMATION ABOUT OPENING A NEW ACCOUNT:

IMPORTANT INFORMATION ABOUT OPENING A NEW ACCOUNT: VISA Platinum and Visa Platinum Rewards Credit Card Agreement In this Agreement the words you and your mean each and all of those who sign the application or use the credit card(s) or convenience check(s).

More information

HOME EQUITY LOAN APPLICATION REQUIREMENTS. Name Account Number

HOME EQUITY LOAN APPLICATION REQUIREMENTS. Name Account Number HOME EQUITY LOAN APPLICATION REQUIREMENTS Name Account Number In order to be considered for a loan, the following are needed: 1 Completed Application - see below 2 Signed Credit Report Inquiry Release

More information

Commercial Loan Application. Personal Financial Statement. Certification of Personal Financial Statement

Commercial Loan Application. Personal Financial Statement. Certification of Personal Financial Statement Thank you for your interest in pursuing financing with Valley National Bank. In order to begin the analysis of your credit request, please complete the following: Commercial Loan Application Personal Financial

More information

Credit Card Agreement and Disclosure Statement

Credit Card Agreement and Disclosure Statement Credit Card Agreement and Disclosure Statement Your Lifetime Financial Partner In this Agreement the words you and your mean each and all of those signing, using or having a credit Card account with Northwest

More information

VISA APPLICATION www.coastccu.org

VISA APPLICATION www.coastccu.org VISA APPLICATION www.coastccu.org Card Type: (select one) Fixed Rate Variable Rate (select one) Visa Classic Visa Gold Member Number: Individual Account Joint Account APPLICANT NAME CO APPLICANT NAME SOCIAL

More information

First Technology Federal Credit Union Platinum VISA Card Agreement and Federal Truth-in-Lending Disclosure Statement Effective: June 1, 2012

First Technology Federal Credit Union Platinum VISA Card Agreement and Federal Truth-in-Lending Disclosure Statement Effective: June 1, 2012 In this Platinum Visa Card Agreement and Agreement and Disclosure Statement the words I, me, my and mine mean each and all of those who apply for or use the First Technology Federal Credit Union Platinum

More information

PLATINUM VISA, VISA GOLD REWARDS, SCHOOL REWARDS VISA AND/OR SECURED PLATINUM VISA AGREEMENT AND FEDERAL TRUTH-IN-LENDING DISCLOSURE STATEMENT

PLATINUM VISA, VISA GOLD REWARDS, SCHOOL REWARDS VISA AND/OR SECURED PLATINUM VISA AGREEMENT AND FEDERAL TRUTH-IN-LENDING DISCLOSURE STATEMENT AUG2014 PLATINUM VISA, VISA GOLD REWARDS, SCHOOL REWARDS VISA AND/OR SECURED PLATINUM VISA AGREEMENT AND FEDERAL TRUTH-IN-LENDING DISCLOSURE STATEMENT Purchase Annual Percentage Rate (APR) Balance Transfer

More information

Return completed applications to: APAC-Texas, Inc. P.O. Box 20779 Beaumont, TX 77720 (409) 866-1444 Phone (409) 866-5541 Fax

Return completed applications to: APAC-Texas, Inc. P.O. Box 20779 Beaumont, TX 77720 (409) 866-1444 Phone (409) 866-5541 Fax Return completed applications to: APAC-Texas, Inc. P.O. Box 20779 Beaumont, TX 77720 (409) 866-1444 Phone (409) 866-5541 Fax APPLICATION FOR BUSINESS CREDIT Date: NOTE: This application for Business Credit

More information

Credit Application Customer Statement

Credit Application Customer Statement Credit Application Customer ment Please forward this completed application to your local Harley-Davidson dealer. Dealer Completes This Section Date: Dealership Number Dealership Salesperson Year Make Model

More information

NOTRE DAME FEDERAL CREDIT UNION

NOTRE DAME FEDERAL CREDIT UNION NOTRE DAME FEDERAL CREDIT UNION Business Visa Platinum Credit Card Agreement and Disclosure PLEASE RETAIN THIS INFORMATION WITH OTHER FINANCIAL DOCUMENTS. 1. INTRODUCTION. This Credit Card Agreement (

More information

Dollar Bank Secured Credit Card - Variable Rate Line of Credit Agreement - Pricing Information

Dollar Bank Secured Credit Card - Variable Rate Line of Credit Agreement - Pricing Information Dollar Bank Secured Credit Card - Variable Rate Line of Credit Agreement - Pricing Information There are two parts to this Credit Card Agreement: Dollar Bank Pricing Information and the Dollar Bank Customer

More information

Credit Card Agreement for GM Card in Capital One, N.A.

Credit Card Agreement for GM Card in Capital One, N.A. Credit Card Agreement for GM Card in Capital One, N.A. There are two parts to this Credit Card Agreement: Capital One Pricing Information and the Capital One Customer Agreement. The Pricing Information

More information

Business Visa Application

Business Visa Application 3181 Larchmont Avenue NE, Warren, OH 44483-2498 330.372.8100 * 330.726.0344 * 330.539.6627 * 800.775.7741 www.sscu.net : Business Visa Application App ID: Account Number: Section 1. Business Information

More information

FIFTH THIRD BANK Professional MasterCard Card Agreement

FIFTH THIRD BANK Professional MasterCard Card Agreement FTCIPROF 650107 F03-S923-0 FIFTH THIRD BANK Professional MasterCard Card Agreement Effective September 1, 2014 This Agreement governs the terms and conditions of your Account. You should retain and carefully

More information

1. Responsibility: 2. Lost Card Notification: 3. Liability for Unauthorized Use: 4a. Credit Line:

1. Responsibility: 2. Lost Card Notification: 3. Liability for Unauthorized Use: 4a. Credit Line: In this Agreement the words you and your mean each and all of those who apply for the card or who sign this Agreement. Card means the VISA Credit Card and any duplicates and renewals we issue. Everyone

More information

Missouri Bank Business Credit Card Agreement

Missouri Bank Business Credit Card Agreement Missouri Bank Business Credit Card Agreement THIS BUSINESS CREDIT CARD AGREEMENT ( AGREEMENT ) CONTAINS THE TERMS WHICH GOVERN THE USE OF YOUR MOBANK VISA BUSINESS CREDIT CARD ( CARD ) AND CORRESPONDING

More information

Platinum Plus for Business Card Don t just think of it as a credit card. Think of it as a way to work more efficiently.

Platinum Plus for Business Card Don t just think of it as a credit card. Think of it as a way to work more efficiently. Benefit Summary Platinum Plus for Business Card Don t just think of it as a credit card. Think of it as a way to work more efficiently. If you use a personal credit card for business expenditures, you

More information

VISA CREDIT CARD APPLICATION AGREEMENT & TRUTH-IN-LENDING DISCLOSURE STATEMENT

VISA CREDIT CARD APPLICATION AGREEMENT & TRUTH-IN-LENDING DISCLOSURE STATEMENT VISA CREDIT CARD APPLICATION AGREEMENT & TRUTH-IN-LENDING DISCLOSURE STATEMENT In this agreement (called the "Agreement"), the words "we", "us" and "our" mean Zeal Credit Union and its successors and assignees.

More information

New York residents may contact the New York State Banking Department to obtain a comparative listing of credit card rates, fees and grace periods.

New York residents may contact the New York State Banking Department to obtain a comparative listing of credit card rates, fees and grace periods. The following Disclosures apply to M&T Bank s M&T Visa Credit Card, M&T Visa Credit Card with Rewards, and M&T Visa Signature Credit Card accounts, and are provided as required by law. Interest Rates and

More information

FIFTH THIRD BANK CARD AGREEMENT for MasterCard and Visa Credit Card Accounts

FIFTH THIRD BANK CARD AGREEMENT for MasterCard and Visa Credit Card Accounts F03-S926-3 -1215 FIFTH THIRD BANK CARD AGREEMENT for MasterCard and Visa Credit Card Accounts This Agreement governs the terms and conditions of your Account. You should retain and carefully review this

More information

DEALER CREDIT APPLICATION ADDENDUM

DEALER CREDIT APPLICATION ADDENDUM DEALER CREDIT APPLICATION ADDENDUM Caterpillar Financial Services Corporation FCC Equipment Financing Caterpillar AccessAccount Corporation Application for credit with: (Please check appropriate box or

More information

Credit Card Agreement for Teamsters Cards in Capital One, N.A.

Credit Card Agreement for Teamsters Cards in Capital One, N.A. Credit Card Agreement for Teamsters Cards in Capital One, N.A. There are two parts to this Credit Card Agreement: Capital One Pricing Information and the Capital One Customer Agreement. The Pricing Information

More information

HOOVER FINANCIAL ADVISORS, PC FINANCIAL PLANNING AND CONSULTING AGREEMENT

HOOVER FINANCIAL ADVISORS, PC FINANCIAL PLANNING AND CONSULTING AGREEMENT FINANCIAL PLANNING AND CONSULTING AGREEMENT This financial planning and/or consulting agreement ( Agreement ) made as of the day of, 2016 between the undersigned party, ( Client ), the Investment Advisory

More information

13.75% VISA CLASSIC 12.75% VISA GOLD

13.75% VISA CLASSIC 12.75% VISA GOLD Account Opening Disclosure Notice regarding the terms of your West Suburban Bank Visa Credit Card account. Interest Rates and Interest Charges Annual Percentage Rate (APR) for Purchases 13.75% VISA CLASSIC

More information

First Technology Federal Credit Union Visa Platinum Credit Card Agreement and Federal Truth-in-Lending Disclosure Statement

First Technology Federal Credit Union Visa Platinum Credit Card Agreement and Federal Truth-in-Lending Disclosure Statement In this ( Agreement and Disclosure Statement ) the words: I, me, my and mine mean any and all of those who apply for or use the Visa Platinum Credit Card. First Tech, you, your and yours mean. Card means

More information

EECU PO Box 1777, Fort Worth, TX 76101-1777 CREDIT CARD AGREEMENT AND DISCLOSURE STATEMENT FOR MY MASTERCARD ACCOUNT

EECU PO Box 1777, Fort Worth, TX 76101-1777 CREDIT CARD AGREEMENT AND DISCLOSURE STATEMENT FOR MY MASTERCARD ACCOUNT EECU PO Box 1777, Fort Worth, TX 76101-1777 CREDIT CARD AGREEMENT AND DISCLOSURE STATEMENT FOR MY MASTERCARD ACCOUNT TERMS USED IN THIS AGREEMENT: This Agreement and Disclosure Statement covers my Platinum

More information

DO NOT FORGET TO ATTACH VERIFICATION OF INCOME ALL PARTIES APPLYING FOR CREDIT MUST SIGN ABOVE UNSIGNED APPLICATIONS WILL NOT BE PROCESSED

DO NOT FORGET TO ATTACH VERIFICATION OF INCOME ALL PARTIES APPLYING FOR CREDIT MUST SIGN ABOVE UNSIGNED APPLICATIONS WILL NOT BE PROCESSED $ MEMBER ACCOUNT NO. AMOUNT REQUESTED Applicant Name VISA Credit Card Application INDIVIDUAL CREDIT: You must complete the Applicant section about yourself and the Other section about your spouse if: 1.)

More information

Pay over time with low monthly payments. Two Types of Promotional Plans Available:

Pay over time with low monthly payments. Two Types of Promotional Plans Available: With CareCredit... Start care immediately Pay over time with low monthly payments For yourself and your family Two Types of Promotional Plans Available: No Interest if Paid within Promotional Period (minimum

More information

Visa Account Rates, Fees and Terms

Visa Account Rates, Fees and Terms Visa Account Rates, Fees and Terms INTEREST RATES AND INTEREST CHARGES Annual Percentage Rate (APR) for Purchases, Cash Advances, and Balance Transfers Visa Classic 8.9% to 17..9% Visa Platinum 8.4% to

More information

SAFE Visa Business Credit Card

SAFE Visa Business Credit Card SAFE Visa Business Credit Card PRICING INFORMATION Variable rates are based on the Prime Rate as of October 01, 2015 Annual Percentage Rate (APR) for Purchases Rates based on the Prime Rate Annual Percentage

More information

Credit Packet Instructions

Credit Packet Instructions Credit Packet Instructions Southern Materials Company would like to thank you for your interest in doing business with us. We will do everything we can to deliver quality products and services to help

More information

PRICING SCHEDULE. Interest Rates and Interest Charges Annual Percentage Rate (APR) for Purchases

PRICING SCHEDULE. Interest Rates and Interest Charges Annual Percentage Rate (APR) for Purchases PRICING SCHEDULE This is an example of terms that were available to recent applicants as of 3/31/15. They may not be available now. If you apply, your terms will be based on the terms of the offer when

More information

Visa Traditional Rewards Student Rewards Signature Non-Rewards

Visa Traditional Rewards Student Rewards Signature Non-Rewards Consumer Credit Card Agreement M-109698 Visa Traditional Rewards Student Rewards Signature Non-Rewards In this Agreement, Agreement means this Consumer Credit Card Agreement. Disclosure means the Credit

More information

M&T Visa Credit Card Accounts, between 10.24-17.24% based on your creditworthiness.

M&T Visa Credit Card Accounts, between 10.24-17.24% based on your creditworthiness. The following Disclosures apply to M&T Bank s M&T Visa Credit Card, M&T Visa Credit Card with Rewards, and M&T Visa Signature Credit Card accounts, and are provided as required by law. Interest Rates and

More information

Alaska USA Business Overdraft Credit Line Application and Agreement

Alaska USA Business Overdraft Credit Line Application and Agreement Alaska USA Business Overdraft Credit Line Application and Agreement Section 1: Overdraft credit line request Amount requested (minimum 2,500 with a maximum of 10,000) Cover overdraft from my Alaska USA

More information

FIFTH THIRD BANK CARD AGREEMENT for MasterCard DUO Card

FIFTH THIRD BANK CARD AGREEMENT for MasterCard DUO Card DUOAGRE 654468 F03-S912-0 FIFTH THIRD BANK CARD AGREEMENT for MasterCard DUO Card This Agreement governs the terms and conditions of your DUO Card. You should retain and carefully review this entire Agreement.

More information

BUSINESS CASH RESERVE AGREEMENT Effective: January 1, 2016

BUSINESS CASH RESERVE AGREEMENT Effective: January 1, 2016 BUSINESS CASH RESERVE AGREEMENT Effective: January 1, 2016 This Business Cash Reserve Agreement ("Cash Reserve Agreement"), Borrower's Application for Business Cash Reserve (Business Overdraft Protection),

More information

UKRAINIAN SELFRELIANCE FCU

UKRAINIAN SELFRELIANCE FCU UKRAINIAN SELFRELIANCE FCU HOME EQUITY LOANS CHECK LIST (Fixed Term Home Equity Loans and Home Equity Line of Credit) return to menu Name: Account Number: PLEASE SUPPLY ALL CHECKED ITEMS. (Additional documentation

More information

LANGLEY SELECT - VISA PLATINUM LANGLEY REWARDS VISA SIGNATURE LANGLEY CASH BACK VISA SIGNATURE CONSUMER CREDIT CARD AGREEMENT

LANGLEY SELECT - VISA PLATINUM LANGLEY REWARDS VISA SIGNATURE LANGLEY CASH BACK VISA SIGNATURE CONSUMER CREDIT CARD AGREEMENT LANGLEY SELECT - VISA PLATINUM LANGLEY REWARDS VISA SIGNATURE LANGLEY CASH BACK VISA SIGNATURE CONSUMER CREDIT CARD AGREEMENT Interest Rates and Interest Charges Variable Annual Percentage Rate (APR) Rates

More information

FIFTH THIRD BANK CARD AGREEMENT for MasterCard and Visa

FIFTH THIRD BANK CARD AGREEMENT for MasterCard and Visa FIFTH THIRD BANK CARD AGREEMENT for MasterCard and Visa Effective July 1, 2009 This Card Agreement (Agreement) governs the terms and conditions of your Gold MasterCard, Platinum MasterCard, Platinum Prime

More information

BlueYield, Inc. Vehicle Loan Application Disclosures

BlueYield, Inc. Vehicle Loan Application Disclosures BlueYield, Inc. Vehicle Loan Application Disclosures PLEASE PRINT AND RETAIN A COPY OF THIS AGREEMENT FOR YOUR RECORDS. By clicking on any button indicating submission of a BlueYield, Inc. ( BlueYield

More information