How to Search for Medicare Health Plans Online
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- Gabriella Barber
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1 How to use the Medicare Plan Finder Part D on the Medicare.gov Website 300 S. Adams Street, Green Bay, WI TTY:
2 Page 2 of Type into your web address bar a. The Medicare Homepage will open as follows: 2. Click on Compare Drug and Health Plans. (You can also view Medigap Policies available in your area by clicking on Compare Medigap Policies.)
3 Page 3 of 12 The Plan Finder 3. Enter your zip code so that you will find plans available in your area. 4. IF you prefer a General Search, click Find Plans without filling in other information. 5. Now enter your type of Medicare coverage and then click Continue to Plan Results.
4 Page 4 of On the next screen, Select your current drug plan then click Continue to Plan Results. 7. On the Following screen, enter your drugs and then, when prompted, enter your dosage. 8. Click My drug list is complete when all your drugs are added. NOTE: If you do not enter your drugs, the Plan Finder will skip to Step 10.
5 Page 5 of On the next page, click on your preferred pharmacy. (If you do not select a pharmacy, the Plan Finder will use an average that may not be as accurate.) Then click Continue to Plan Results. This step will be skipped if you do not enter your drugs. If you do enter your drugs, you MUST select a pharmacy. 10. On the next screen, select which plan type you are searching for. Then click Continue to Plan Results. Tip: For the most complete results, do not use the filters under Refine your Search
6 Page 6 of 12 Your Results Note the stars indicating the plan s quality rating. 11. The results will first show your current plan and then will list the plans available from least expensive estimated annual costs to most expensive, based on the information you provided. You also have the option to sort the plans by other variables by clicking Sort Results By and selecting your choice. 12. Click on the plan name for additional details such as: a. Phone number b. Monthly costs c. Any restrictions such as prior authorization, quantity limits, or step therapy. If such restrictions are indicated, you may want to discuss this with your doctor. d. Coverage Gap (Doughnut Hole) information
7 Page 7 of 12 Plan Detail Graph shows this person will reach the Coverage Gap during July. 13. To print the plan details click Print Plan Report (circled in red above).
8 Page 8 of 12 Create a Customized Report You can also create a customized report of the selected plan by clicking on the Health Plan Benefits tab at the top of the plan detail page. Then click on View More Detailed Cost & Benefit Information. 15. When that page opens, click Create Custom Report.
9 Page 9 of 12 Select the sections you wish to print. Then click Get the Report Plan Comparisons 16. You can also do a side-byside comparison of up to 3 plans by selecting your current plan, then selecting two more and clicking Compare Plans.
10 Page 10 of When the detail page opens, notice the tabs at the top to select the type of detail you wish to compare. Be sure to scroll down on your computer to see how the plans cover your drugs and whether there are any restrictions!
11 Page 11 of 12 Enrollment There are multiple ways to enroll. o Online via the Medicare website or the plan s website. o By phone o Call Medicare ( ) or the plan directly. o In person o Some plans will have an agent that you can meet with. Additional Considerations Are your medical providers/pharmacy in-network with this plan? o If not, are the cost savings more important to you than using your established providers? For Medicare Advantage Plans, what services are you most likely to use? What are the co-pays for these services? How is this plan rated? For additional information or assistance contact a Benefit Specialist at the ADRC of Brown County at (920)
12 Page 12 of 12 Congratulations! Now that you ve made it through the Plan Finder, you may want to go back and click on some of the links (highlighted in blue in the Plan Finder) for additional information. For a very clear and more in-depth video demonstration on using the Plan Finder check out this link: You may also want to take a look at other You Tube videos created by CMS on various Medicare topics. These can be found at the following link: S. Adams Street, Green Bay, WI Information is provided courtesy of the Aging & Disability Resource Center of Brown County and may be reproduced so long as credit to the agency is retained and distribution is for noncommercial purposes only. For additional information, contact an Elder Benefit Specialist at the ADRC at or bc_aging_disability_resource_center@co.brown.wi.us.
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