Building Financial Freedom The GrandProtect Advantage MetLife Auto & Home

Size: px
Start display at page:

Download "Building Financial Freedom The GrandProtect Advantage MetLife Auto & Home"

Transcription

1 The MetLife Auto & Home Advantage 1 Offered by MetLife Bank, NA, an FDIC-insured bank 2 Offered by MetLife Securities, Inc., One Madison Avenue, New York, NY Looking back, everything appeared simpler! One automobile, maybe a home... but times change, assets accumulate, and before you know it, your insurance needs take on a complexity that rivals your financial investment portfolio. Welcome to GrandProtect, exclusively from MetLife Auto & Home. One policy package and one bill that take care of virtually all your insurance protection needs... and more! GrandProtect is designed to safeguard those families with complex insurance needs and the requirement for comprehensive insurance protection, backed by a trusted, financially-sound company that sees service as one of its core values. Building Financial Freedom The blueprint for financial security calls for a solid foundation of quality insurance coverage and sound financial planning. If either of these elements is missing, your financial program to achieve your life s goals may be jeopardized. At MetLife, we offer the tools and solutions necessary to insure your family s financial future and help you reach your long-term goals. MetLife and its affiliates offer a full range of valuable financial products and services, including: Life insurance Estate planning Annuities m Mutual funds2 Disability income Long-term care insurance Banking1 MPL (0305) MetLife Auto & Home L0410CW8G(exp1008)MPC-LD PEANUTS United Feature Syndicate, Inc. One Company. One Policy Package. One Bill. One Deductible. Unparalleled Protection. The GrandProtect Advantage MetLife Auto & Home 700 Quaker Lane PO Box 350 Warwick, RI MetLife Auto & Home is a brand of Metropolitan Property and Casualty Insurance Company and its affiliates: Metropolitan General Insurance Company, Metropolitan Casualty Insurance Company, Metropolitan Direct Property and Casualty Insurance Company, Metropolitan Group Property and Casualty Insurance Company, Economy Premier Assurance Company, Economy Preferred Insurance Company, Economy Fire and Casualty Company, and Metropolitan Lloyds Insurance Company of Texas, all with administrative home offices in Warwick, RI. In some instances, policies are provided by Liberty County Mutual

2 Insurance Company. Coverage, rates, and discounts are available in most states to those who qualify. This brochure does not constitute part of the insurance policy or binder of insurance and should not be construed to replace any provision of the policy itself. In the event of any conflict between the policy and this brochure, the provisions of the policy shall prevail. It is therefore important that you read your policy carefully for complete details. If you have any questions about coverage provided, or any exclusions or limitations, please call your MetLife Auto & Home representative. MetLife Auto & Home is a wholly-owned subsidiary of MetLife, Inc. (NYSE: MET), one of the world's leading insurance and financial services companies. In August 2004,MetLife Auto & Home earned an A (Excellent) rating from A.M. Best, the insurance industry s leading authoritative analyst. Get To Us Online To learn more about how you can benefit from MetLife Auto & Home s products and services, contact us, your local MetLife Auto & Home representative. You can also access your policy, billing, and claim information online. Contact Us Today! Take the next step towards financial security for your family today. Simply contact us, your MetLife Auto & Home representative. A knowledgeable professional is ready to put your mind at ease by helping you obtain the coverage you need. Don t Worry. We ll Replace It! GrandProtect provides replacement cost coverage on your auto1, home, and most possessions, which means they will be repaired or replaced without any deduction for depreciation. With our Coverage A Plus plan, the maximum coverage equals the replacement cost at the time a claim is made. There is no cap! The amount of insurance for the house always meets the current cost to rebuild. No Concerns On Limits Our Blanket Property Limit (BPL), equivalent to the sum of coverages we provide for your dwelling, private structures, and personal property, is available for losses. This reduces many of the concerns about coverage limits that are used on more traditional homeowner policies. GrandProtect also expands your protection through its comprehensive perils feature, which says that if a loss is not specifically excluded in the policy, then it is covered.

3 Our Service Pledge Excellent Claim Service 24/7 Live! Claim Service at Who knows when an accident will happen... or where you ll be if it does. If you need to file a claim or have a question regarding coverage for an occurrence, you can call our Claim department toll free any time of day or night from anywhere in the country and a caring, knowledgeable professional will assist you. 1Within the first year of purchase or first 15,000 miles, whichever comes first. Does not apply to leased vehicles, substitute automobiles, and non-owned automobiles. See policy for exact details. 2 DSB is not available in MA, NC, or NY. One Company, One Policy Package With GrandProtect, the insurance process is simplified because you have just one company, one policy package and pay just one premium to cover everything, including: Homes (primary and secondary homes, condos, property leased by you, investment property you rent to others) Vehicles (including autos, motorcycles, motorhomes, camper trailers, snowmobiles, and other recreational vehicles) Personal property (including especially valuable property such as heirlooms, high-valued jewelry, collections, etc.) Boats (sailboats, powerboats, and other watercraft) Liability Insurance And since you are served by just one company and one MetLife Auto & Home representative, your: questions and concerns are addressed faster, insurance coverages can be easily coordinated, and policy details are consolidated for you in one easy-to-read coverage summary. One Bill All your personal insurance coverages are paid for under one billing statement, with the flexibility of payment choices. One Company. One Policy Package. One Bill. One Deductible. Unparalleled Protection.

4 The GrandProtect Advantage Unparalleled Protection A Powerful Combination GrandProtect travels with you. You enjoy worldwide liability protection (automobile and personal) and global coverage for your tangible personal property (we recommend verifying insurance regulations of any country to which you are traveling). And while other policies stop at providing third-party excess liability coverage, our Personal Excess Liability Policy offers the option to buy first-party excess Uninsured/ Underinsured Motorists coverage for bodily injury to cover you and your passengers. (Some unique features not commonly found in other insurance policies) Coverage/Policy Feature GrandProtect Your Current Policy Excellent Claims Service One Policy Package to protect all your personal exposures One Bill for all your personal coverages One Deductible for any one loss, even if multiple coverages are involved Replacement Cost for Total Losses - Auto 1 Worldwide Auto Liability Coverage Blanket Property Limit one incredible coverage limit for most losses Extensive Coverage if a loss is not specifically excluded, then it is covered A Trusted and Stable Partner in MetLife 1 Within the first year of purchase or first 15,000 miles, whichever comes first. Does not apply to leased vehicles, substitute automobiles, and non-owned automobiles. See policy for exact details.

5 One Deductible With GrandProtect, you pay only one deductible for any one loss even if more than one type of property is damaged. If you had separate policies for each coverage, you would typically pay separate deductibles. The Credit You Deserve GrandProtect offers moneysaving credits that can lower your premium when you take steps to improve safety, such as: Installing home protection devices (for example, smoke detectors, deadbolt locks, and a centralized alarm system) Installing automobile protection devices (for example, anti-lock brakes, an anti-theft system, airbags, and passive restraints) Completing a defensive driving course or driver improvement course (not available in all states) Credits are also given for: Mature Driver Multiple auto ownership Deductible Savings Benefit (DSB2): For every claim-free year, you could earn $50 toward your deductible up to $250 Auto Policy Plus: Receive additional savings if you insure your qualifying life or annuity product with an approved MetLife company Excellent Customer Service Our insurance professionals are prepared to provide you with the utmost service and care, answer all your questions, and help you obtain the optimum protection that fits your needs. Ultimately, you'll have a customized insurance program designed to match your specific goals and budget. Assess The GrandProtect Difference

MetLife Auto & Home. Recreational Vehicle Insurance

MetLife Auto & Home. Recreational Vehicle Insurance MetLife Auto & Home Recreational Vehicle Insurance Enjoy Your Next Adventure, without Worry about Scratches, Dents, Dings, and More Camping. Motorcycling. Boating. Snowmobiling. Whatever your favorite

More information

Automobile Insurance Protection

Automobile Insurance Protection MetLife Auto & Home Automobile Insurance Protection We will be there for you. For your car and your peace of mind The Auto Advantage SM Buying a new car, or looking for a company who will provide complete

More information

You Deserve It! Auto insurance discounts from MetLife Auto & Home

You Deserve It! Auto insurance discounts from MetLife Auto & Home You Deserve It! Auto insurance discounts from MetLife Auto & Home You re already protected by some of the most valuable auto coverages available today like replacement cost for total losses and claim-free

More information

MetLife Auto & Home. Homeowners Insurance Protection. Your Choice: Standard or Platinum

MetLife Auto & Home. Homeowners Insurance Protection. Your Choice: Standard or Platinum MetLife Auto & Home Homeowners Insurance Protection Your Choice: Standard or Platinum We Will Be There for You Whether Your Home Is Large or Small Coverage A+. At MetLife Auto & Home, we are committed

More information

MetLife Auto & Home Auto Insurance

MetLife Auto & Home Auto Insurance MetLife Auto & Home Auto Insurance Where you re not just covered, you re truly protected 4427_0128_AI.indd 1 Auto insurance you can depend on If you are ever involved in an auto accident, the last thing

More information

Welcome to MetLife Auto & Home

Welcome to MetLife Auto & Home Welcome to is happy to service Massachusetts Assigned Risk Plan policies. Included in this packet is information that will assist you when answering questions for your clients, submitting payments, and

More information

AUTO/HOME/RENTERS INSURANCE

AUTO/HOME/RENTERS INSURANCE AUTO/HOME/RENTERS INSURANCE (518) 785-1900 or (800) 342-4306, ext. 243 Visit Membership Benefits Program at www.pef.org PEF Membership Benefits Program offers active dues paying PEF members and PEF retirees

More information

Insurance Protection for Older Homes. MetLife Auto & Home. Where you re not just covered, you re truly protected SM

Insurance Protection for Older Homes. MetLife Auto & Home. Where you re not just covered, you re truly protected SM Insurance Protection for Older Homes MetLife Auto & Home Where you re not just covered, you re truly protected SM Should it be rebuilt exactly the same? Your MetLife Auto & Home representative can help

More information

/1234512345/ The Added Benefits Program for Alcatel-Lucent Employees. With Comparative Rater, auto insurance comparison shopping

/1234512345/ The Added Benefits Program for Alcatel-Lucent Employees. With Comparative Rater, auto insurance comparison shopping AME247-EMP /1234512345/ John Q. Sample Address Line 1 Address Line 2 Anytown, USA 12345-0000 With Comparative Rater, auto insurance comparison shopping and potential savings are just a click away. 99 Park

More information

Insurance Protection for Older Homes. MetLife Auto & Home

Insurance Protection for Older Homes. MetLife Auto & Home Insurance Protection for Older Homes MetLife Auto & Home Sometimes, it just makes more sense to restore portions of your home using new materials. Should it be rebuilt exactly like it used to be even if

More information

Benefits Handbook Date July 1, 2015. Choice Auto and Home Insurance Program Marsh & McLennan Companies

Benefits Handbook Date July 1, 2015. Choice Auto and Home Insurance Program Marsh & McLennan Companies Date July 1, 2015 Choice Auto and Home Insurance Program Marsh & McLennan Companies Choice Auto and Home Insurance Program Mercer Health & Benefits Administration offers you the Choice Auto and Home Insurance

More information

January 1, 2009. Choice Auto and Home Insurance Program MMC

January 1, 2009. Choice Auto and Home Insurance Program MMC January 1, 2009 Choice Auto and Home Insurance Program MMC Choice Auto and Home Insurance Program Marsh Voluntary Benefits, an MMC Company formerly known as Marsh @WorkSolutions, offers you the Choice

More information

Benefits Handbook Date January 1, 2010. Choice Auto and Home Insurance Program MMC

Benefits Handbook Date January 1, 2010. Choice Auto and Home Insurance Program MMC Date January 1, 2010 Choice Auto and Home Insurance Program MMC Choice Auto and Home Insurance Program Marsh Global Consumer, an MMC Company formerly known as Marsh Voluntary Benefits, offers you the Choice

More information

AUTO INSURANCE OUR MISSION IS YOU. AUTOMOBILE INSURANCE. www.afi.org

AUTO INSURANCE OUR MISSION IS YOU. AUTOMOBILE INSURANCE. www.afi.org AUTO INSURANCE OUR MISSION IS YOU. AUTOMOBILE INSURANCE www.afi.org Our Mission Like those who serve our nation, AFI is dedicated to delivering protection and peace of mind. Our unwavering commitment to

More information

INSURANCE BASICS101 TM %*'9 [[[ EPXEREJGY SVK

INSURANCE BASICS101 TM %*'9 [[[ EPXEREJGY SVK INSURANCE BASICS101 TM This book is intended as a general guide to the topics discussed, and it does not deliver accounting, personal finance, or legal advice. It is not intended, and should not be used,

More information

Travelers Auto and Home Insurance Program

Travelers Auto and Home Insurance Program Travelers Auto and Home Insurance Program ENHANCE YOUR CREDIT UNION MEMBER BENEFITS, NOT YOUR COSTS A plan for your credit union Enhance your member benefits, not your costs It s a fact. Good member benefits

More information

Travelers Auto and Home Insurance Program. Enhance your member benefits, not your costs.

Travelers Auto and Home Insurance Program. Enhance your member benefits, not your costs. Travelers Auto and Home Insurance Program Enhance your member benefits, not your costs. A Plan for Your Credit Union Enhance your benefits program, not your costs It s a fact. Good benefits programs help

More information

motorcycle insurance protecting your dreams

motorcycle insurance protecting your dreams motorcycle insurance protecting your dreams let s ride. The freedom of the open road feels even better the less you have to worry about. But protecting yourself on a cycle involves more than leather and

More information

AUTO INSURANCE PROTECTION WHILE YOU RE ON THE ROAD

AUTO INSURANCE PROTECTION WHILE YOU RE ON THE ROAD AUTO INSURANCE PROTECTION WHILE YOU RE ON THE ROAD PROTECTION WHILE YOU ARE ON THE ROAD TO YOUR DREAMS LIABILITY COVERAGE What is Auto Insurance Coverage? An auto insurance policy is a package of several

More information

2013 Annual Private Passenger Automobile & Homeowners Insurance Comparison Tables

2013 Annual Private Passenger Automobile & Homeowners Insurance Comparison Tables State of Utah Insurance Department Todd E. Kiser Commissioner 2013 As required by law, the Utah Insurance Department has prepared this guide to auto and homeowners insurance. This annual guide provides

More information

Benefits Handbook Date November 1, 2011. Group Umbrella Liability Insurance Plan Marsh & McLennan Companies

Benefits Handbook Date November 1, 2011. Group Umbrella Liability Insurance Plan Marsh & McLennan Companies Date November 1, 2011 Group Umbrella Liability Insurance Plan Marsh & McLennan Companies Group Umbrella Liability Insurance Plan This optional insurance provides additional liability coverage above the

More information

2012 Annual Private Passenger Automobile & Homeowners Insurance Comparison Tables

2012 Annual Private Passenger Automobile & Homeowners Insurance Comparison Tables State of Utah Insurance Department Neal T. Gooch Commissioner 2012 As required by law, the Utah Insurance Department has prepared this guide to auto and homeowners insurance. This annual guide provides

More information

2015 Annual Private Passenger Automobile & Homeowners Insurance Comparison Tables

2015 Annual Private Passenger Automobile & Homeowners Insurance Comparison Tables 2015 As required by law, the Utah Insurance Department has prepared this guide to auto and homeowners insurance. This annual guide provides general information about auto and homeowners insurance, and

More information

Before we delve into the basic types of insurance, there are several general principles you should understand concerning insurance:

Before we delve into the basic types of insurance, there are several general principles you should understand concerning insurance: Week Six Tuesday Overview: Insurance Read the Property and Auto Insurance section (No video this session) In today s world, insurance is a necessary part of life. It is used to protect your property, future

More information

Travelers Auto and Home Insurance Program. Enhance your benefits, not your costs.

Travelers Auto and Home Insurance Program. Enhance your benefits, not your costs. Travelers Auto and Home Insurance Program Enhance your benefits, not your costs. A Plan for Your Company Enhance your benefits program, not your costs It s a fact. Good benefits programs help attract and

More information

GARAGE INSURANCE: The Basics How to make garage risks a part of your agency portfolio.

GARAGE INSURANCE: The Basics How to make garage risks a part of your agency portfolio. GARAGE INSURANCE: The Basics How to make garage risks a part of your agency portfolio. By Jim Krotki, CPCU An often overlooked source of commercial insurance prospects is garage business. Some agents are

More information

Renters Insurance. When you want to leave nothing to chance.

Renters Insurance. When you want to leave nothing to chance. Renters Insurance When you want to leave nothing to chance. Property Coverage The Renters Policy protects your possessions in the event of: Fire Lightning Windstorm Hail Explosion Riot Aircraft Damage

More information

Kansas Coverage Comparisons

Kansas Coverage Comparisons The Universal Security Policy Kansas Coverage Comparisons Comparing some of the coverages offered under our Special, Deluxe and Elite levels of coverage to standard industry homeowners, dwelling fire and

More information

Business Auto Policy

Business Auto Policy Business Auto Policy American Family s Business Auto Policy With more than thirty years of commercial lines policy experience and $15 billion in assets*, American Family offers businesses the stability,

More information

PERSONAL LIABILITY UMBRELLA POLICY PROTECTING YOUR DREAMS

PERSONAL LIABILITY UMBRELLA POLICY PROTECTING YOUR DREAMS PERSONAL LIABILITY UMBRELLA POLICY PROTECTING YOUR DREAMS THE BIGGER YOUR DREAMS, THE MORE YOU HAVE TO PROTECT. You ve worked towards your dreams a car, a home, spending time with the people you love.

More information

The X s and O s of Personal Property and Casualty Insurance Policies

The X s and O s of Personal Property and Casualty Insurance Policies The X s and O s of Personal Property and Casualty Insurance Policies In the Huddle AGENDA Automobile Insurance Liability Insurance Key components of a good risk and insurance review Selection criteria

More information

What is a definition of insurance?

What is a definition of insurance? What is a definition of insurance? A system of protection against loss in which a number of individuals agree to pay certain sums for a guarantee that they will be compensated for a specific loss. Every

More information

Auto and Home Insurance

Auto and Home Insurance Auto and Home Insurance Growing Your Business A Road Map to Success Construct a Solid Plan Before building a new house you need a plan to create a strong foundation. Before starting your car you need a

More information

NEFE High School Financial Planning Program Unit 6 Your Money: Keeping it Safe and Secure. Unit 6 - Insurance: Protecting What You Have

NEFE High School Financial Planning Program Unit 6 Your Money: Keeping it Safe and Secure. Unit 6 - Insurance: Protecting What You Have Unit 6 - Insurance: Protecting What You Have Common Exposures to Loss Exposure Risk Potential Loss Accident or Illness Loss of income from inability to work; uninsured medical bills; death UNLIMITED Property

More information

Replaces damaged personal property without applying depreciation in most cases. Yes No

Replaces damaged personal property without applying depreciation in most cases. Yes No Home Policy Feature Full replacement cost Additions & alterations Cash settlement Replacement cost for contents Flexible limits Loss of use Medical expenses Mold remediation Sewer, drain backup Rebuilds

More information

Homeowners Insurance Life Advice

Homeowners Insurance Life Advice Homeowners Insurance Life Advice Protecting your home Homeowners insurance protects your financial investment in your home. Based on your individual needs, you choose specific coverage to provide as much

More information

u n i t s i x Insurance: Your Protection Could you afford to pay for the damages you

u n i t s i x Insurance: Your Protection Could you afford to pay for the damages you Unit Six Insurance: Your Protection You're healthy, young, vivacious, and happy. Why in the world would you need insurance? You know the guy who was hit while riding his motorcycle or the girl who broke

More information

6 Ways To Save Money On Auto Insurance In Ontario

6 Ways To Save Money On Auto Insurance In Ontario 6 Ways To Save Money On Auto Insurance In Ontario 6 Ways to Save Money on Auto Insurance in Ontario Contents Contents 01 Introduction 03 Auto Insurance 101 Mandatory Coverages 05 Auto Insurance 101 Optional

More information

Auto Insurance Buyers Guide

Auto Insurance Buyers Guide Auto Insurance Buyers Guide Table of Contents Understand Your Rights as a Consumer...1 Introduction...... 2 Why You Need Auto Insurance...... 3 When to Shop for a New Auto Insurance Policy.. 4 How to Shop

More information

Coverage for Other People Using Your Car. Today s Lecture State Farm Car Policy. Other People s Use of Your Car - Example

Coverage for Other People Using Your Car. Today s Lecture State Farm Car Policy. Other People s Use of Your Car - Example Today s Lecture State Farm Car Policy Other people using your car Your using other cars Other people using other cars Coverage for Other People Using Your Car Anybody using your car with permission is

More information

Business Auto Insurance. made simple

Business Auto Insurance. made simple Business Auto Insurance made simple What s inside: How to read an Allstate Business Auto Policy Declarations Understanding business auto insurance: Deductibles Coverage limits Frequently asked questions

More information

MetLife Auto & Home. Driver Improvement Course Discount

MetLife Auto & Home. Driver Improvement Course Discount MetLife Auto & Home Driver Improvement Course Discount We re Ready to Hit the Road to Safety and Savings! Although safer vehicles and highway designs may save lives, even transportation safety engineers

More information

Group Home and Auto Insurance. Your insurance shouldn t leave you wanting more. Satis Service

Group Home and Auto Insurance. Your insurance shouldn t leave you wanting more. Satis Service Group Home and Auto Insurance Your insurance shouldn t leave you wanting more Back Claimed by our s Satis Service facti Guar o ante *n e Total protection and peace of mind built around you For over 50

More information

Custom Business Solutions. Unparalleled Results. Business Insurance and Employee Benefits

Custom Business Solutions. Unparalleled Results. Business Insurance and Employee Benefits Custom Business Solutions. Unparalleled Results. Business Insurance and Employee Benefits A Business Partner You Can Trust Niagara National Insurance is an independent agency that specializes in risk management,

More information

ACE Private Risk Services

ACE Private Risk Services ACE Private Risk Services Securing Your Success Customized Protection In One Comprehensive Program A fine home A ski condo Luxury cars and yachts An extensive jewelry or fine art collection Substantial

More information

Personal Umbrella Liability Insurance Application

Personal Umbrella Liability Insurance Application ANY CHANGES MADE TO AN ANSWER ON THIS APPLICATION MUST BE INITIALED BY THE APPLICANT. PLEASE PRINT ALL INFORMATION CLEARLY. Personal Umbrella Liability Insurance Application RLI Insurance Company Name

More information

Homeowners Insurance. Home. Protecting fine residences, and the memories inside them

Homeowners Insurance. Home. Protecting fine residences, and the memories inside them Homeowners Insurance Home Protecting fine residences, and the memories inside them ne residences t Better Protection Starts with a Strong Foundation All too often, the insurance coverage that suited us

More information

Boat Dealer & Boat Repair. Guide

Boat Dealer & Boat Repair. Guide Boat Dealer & Boat Repair Guide Boat Dealer & Boat Repair Auto-Owners has the versatility and flexibility needed to make sure you and your business are program also gives you the ability to insure automobiles

More information

Policy Number (If Not New Business) PENNSYLVANIA NOTICE IMPORTANT NOTICE

Policy Number (If Not New Business) PENNSYLVANIA NOTICE IMPORTANT NOTICE SUPPLEMENTARY AUTOMOBILE APPLICATION - PENNSYLVANIA (To be completed by the Named Insured or Applicant) Name abc Policy Number (If Not New Business) Address PENNSYLVANIA NOTICE IMPORTANT NOTICE Insurance

More information

Lesson Plans and Handouts from Gregg J. Zogby, Wellington C. Mepham High School

Lesson Plans and Handouts from Gregg J. Zogby, Wellington C. Mepham High School Lesson Plans and Handouts from Gregg J. Zogby, Wellington C. Mepham High School As presented in the W!SE Webinar for Financial Literacy on October 30, 2014 Table of Contents Types of Investments... Pages

More information

CONTRACTORS PACKAGE PROGRAM PROTECTING YOUR DREAMS

CONTRACTORS PACKAGE PROGRAM PROTECTING YOUR DREAMS CONTRACTORS PACKAGE PROGRAM PROTECTING YOUR DREAMS AMERICAN FAMILY S CONTRACTORS PACKAGE COVERAGE People have trusted American Family since 1927. And we ve been protecting the livelihoods of business customers

More information

You ve earned it. George Brown College Alumni Home and Auto Insurance Plan

You ve earned it. George Brown College Alumni Home and Auto Insurance Plan You ve earned it. George Brown College Alumni Home and Auto Insurance Plan Your alumni advantage We know you ve worked hard to get where you are today, and we re proud of our George Brown College alumni.

More information

HOMEOWNERS INSURANCE

HOMEOWNERS INSURANCE HOMEOWNERS INSURANCE A sense of peace Clear, still water signifies calmness a sense of peace. A sense that your insurance company is looking out for you, and will help you get back on your feet if you

More information

Group Personal Excess Liability Insurance for Brown & Brown Employees from Chubb

Group Personal Excess Liability Insurance for Brown & Brown Employees from Chubb Group Personal Excess Liability Insurance for Brown & Brown Employees from Chubb Policy Highlights Chubb Group Personal Excess Liability Insurance provides additional liability coverage up to $50 million

More information

HOME AUTO VALUABLE COLLECTIONS UMBRELLA LIABILITY OVERALL. Fireman s Fund 2002 DE, DC, ID, IN, KY, ME, MD, MA, MI, MN, ME, NE, NV, NM, RI

HOME AUTO VALUABLE COLLECTIONS UMBRELLA LIABILITY OVERALL. Fireman s Fund 2002 DE, DC, ID, IN, KY, ME, MD, MA, MI, MN, ME, NE, NV, NM, RI The following is a representation of the key coverage differences between the Fund Prestige Premier contract and the Portfolio contract. We will develop and publish similar homeowner comparisons for CA,

More information

AUTO. Insurance that keeps you moving

AUTO. Insurance that keeps you moving AUTO Insurance that keeps you moving Insurance in Motion Whether you own or lease, Kemper Preferred s insurance professionals have an auto policy that s right for you. Our rates are competitive, our service

More information

made simple Auto Insurance What s included:

made simple Auto Insurance What s included: Auto Insurance made simple What s included: How to read your Allstate Auto Policy Declarations Understanding auto insurance: Coverages Deductibles Coverage limits What to do in case of an accident Frequently

More information

Personal Umbrella Liability Insurance Application

Personal Umbrella Liability Insurance Application ANY CHANGES MADE TO AN ANSWER ON THIS APPLICATION MUST BE INITIALED BY THE APPLICANT. PLEASE PRINT ALL INFORMATION CLEARLY. Personal Umbrella Liability Insurance Application RLI Insurance Company Name

More information

January 1, 2009. Group Umbrella Liability Insurance Plan MMC

January 1, 2009. Group Umbrella Liability Insurance Plan MMC January 1, 2009 Group Umbrella Liability Insurance Plan MMC Group Umbrella Liability Insurance Plan This optional insurance provides additional liability coverage above the limits of your personal insurance,

More information

A CONSUMER'S GUIDE TO MOTORCYCLE INSURANCE. from YOUR North Carolina Department of Insurance CONSUMER'SGUIDE

A CONSUMER'S GUIDE TO MOTORCYCLE INSURANCE. from YOUR North Carolina Department of Insurance CONSUMER'SGUIDE A CONSUMER'S GUIDE TO MOTORCYCLE INSURANCE from YOUR North Carolina Department of Insurance CONSUMER'SGUIDE A MESSAGE FROM YOUR INSURANCE COMMISSIONER Greetings, The North Carolina Department of Insurance

More information

made simple Personal Umbrella Policy Insurance What s inside:

made simple Personal Umbrella Policy Insurance What s inside: Personal Umbrella Policy Insurance made simple What s inside: How to read an Allstate Personal Umbrella Policy Declarations Understanding personal umbrella policy insurance How to file a claim Frequently

More information

Insurance Primer. Collector Car Insurance

Insurance Primer. Collector Car Insurance Insurance Primer A Crash Course in Collector Car Insurance Finally, you own the vehicle you ve spent a lifetime dreaming about. Now what? The next step is to protect your investment. Auto policies covering

More information

Eight Ways To Save On Your Homeowners Insurance! A Special Report Compliments of

Eight Ways To Save On Your Homeowners Insurance! A Special Report Compliments of Eight Ways To Save On Your Homeowners Insurance! A Special Report Compliments of 4301 Darrow Rd., Ste 4200 Stow OH 44224 330.688.0998 Email: mailbox@angleinsurance.com 1 Eight Ways To Save On Your Homeowners

More information

SASKATCHEWAN PRESTIGE AUTO INSURANCE

SASKATCHEWAN PRESTIGE AUTO INSURANCE Licence Plate Insurance... 2 Why Plate Insurance Isn t Enough... 3 Added Liability Protection... 4 Family Protection Coverage... 4 Vehicle Damage Deductible... 5 Accident Benefits... 5 Non-Owned Driver

More information

Economic Education for Consumers Chapter 14 Study Guide Automobile and Home Insurance: Sharing the Risk

Economic Education for Consumers Chapter 14 Study Guide Automobile and Home Insurance: Sharing the Risk Economic Education for Consumers Chapter 14 Study Guide Automobile and Home Insurance: Sharing the Risk Section 14-1 Insurance Basics Define Risk Management. Define Shared Risk. How do insurance companies

More information

Please fully complete and print the Application, obtain the insured's signature and forward it to your Program Administrator for processing.

Please fully complete and print the Application, obtain the insured's signature and forward it to your Program Administrator for processing. ANY CHANGES MADE TO AN ANSWER ON THIS APPLICATION MUST BE INITIALED BY THE APPLICANT. PLEASE PRINT ALL INFORMATION CLEARLY. Personal Umbrella Liability Insurance Application RLI Insurance Company Name

More information

UNIGARD INSURANCE COMPANY ARIZONA PERSONAL UMBRELLA MANUAL

UNIGARD INSURANCE COMPANY ARIZONA PERSONAL UMBRELLA MANUAL Arizona Personal Lines Personal Umbrella UNIGARD INSURANCE COMPANY ARIZONA PERSONAL UMBRELLA MANUAL Arizona Personal Lines Personal Umbrella Application Binding Authority Coverage Increased Limits Introduction

More information

Auto Insurance? Why do I need automobile insurance? Questions piling up on. What does my auto policy cover? Here's help

Auto Insurance? Why do I need automobile insurance? Questions piling up on. What does my auto policy cover? Here's help Questions piling up on Auto Insurance? Why do I need automobile insurance? First, it s the law. Illinois law requires all motor vehicle owners to have certain auto insurance coverages. There may be others

More information

Homeowners Insurance. made simple

Homeowners Insurance. made simple Homeowners Insurance made simple What s included: How to read your Allstate Policy Declarations Protecting your home and personal property Understanding deductibles Additional protection How to file a

More information

The Personal Liability Umbrella Insurance Plan Offered exclusively to our members

The Personal Liability Umbrella Insurance Plan Offered exclusively to our members The American College of Obstetricians and Gynecologists Personal Liability Umbrella Insurance Plan The Personal Liability Umbrella Insurance Plan Offered exclusively to our members Unfortunately, lawsuits

More information

Home and Automobile Insurance Guide

Home and Automobile Insurance Guide Home and Automobile Insurance Guide General Information Finding the best insurance policies to suit your needs can be a complex and confusing business. To help you, we have addressed questions and defined

More information

Protecting Your Business. Contractors Advantage

Protecting Your Business. Contractors Advantage Protecting Your Business Contractors Advantage Your contracting business is more than a job, it s your life. You re a successful contractor. You ve made a substantial investment in tools, equipment and

More information

All About Auto Insurance

All About Auto Insurance All About Auto Insurance The legal responsibility involved when you are in a car accident is extraordinary. Basically, if you hurt someone else while driving, there s no limit to the amount he or she can

More information

Welcome to Harleysville Insurance

Welcome to Harleysville Insurance Welcome to Harleysville Insurance Meet our Recognized as Good people to know in the markets we serve, Harleysville has gained prominence within the insurance industry with our long-standing record of financial

More information

HOME AUTO VALUABLES UMBRELLA LIABILITY OVERALL

HOME AUTO VALUABLES UMBRELLA LIABILITY OVERALL Home Policy Feature Full replacement cost Rebuilds home and other structures at existing property after a total loss even if the cost exceeds the policy limit; if the land is unusable, coverage is available

More information

How to Maximize Your Retirement Savings Investing in Your Retirement

How to Maximize Your Retirement Savings Investing in Your Retirement How to Maximize Your Retirement Savings Investing in Your Retirement As you approach retirement, there are a number of steps you can take to wring the most out of your retirement savings and put yourself

More information

SUB-SECTION 1 ENDORSEMENTS APPLICABLE TO ONTARIO POLICY CHANGE FORM (OPCF)

SUB-SECTION 1 ENDORSEMENTS APPLICABLE TO ONTARIO POLICY CHANGE FORM (OPCF) FACILITY ASSOCIATION Section S Standard Endorsement Forms Notes: 1.No endorsements, no special wordings and no changes to standard forms are permissible except as approved by or on behalf of the Superintendent(s)

More information

MetLife Buy-Sell Business Protector DISABILITY INSURANCE. Protect Your Business. Protect Your Partners. Protect Yourself.

MetLife Buy-Sell Business Protector DISABILITY INSURANCE. Protect Your Business. Protect Your Partners. Protect Yourself. MetLife Buy-Sell Business Protector DISABILITY INSURANCE Protect Your Business. Protect Your Partners. Protect Yourself. Your business can be protected from the uncertainties of tomorrow. Protect yourself,

More information

Personal Insurance. from Chubb. Coverage Beyond Your Expectations. Chubb Group of Insurance Companies Warren, New Jersey 07059 www.chubb.

Personal Insurance. from Chubb. Coverage Beyond Your Expectations. Chubb Group of Insurance Companies Warren, New Jersey 07059 www.chubb. Personal Insurance from Chubb Coverage Beyond Your Expectations Chubb refers to the insurers of the Chubb Group of Insurance Companies: Federal Insurance Company, Vigilant Insurance Company, Pacific Indemnity

More information

It s time... to rediscover you

It s time... to rediscover you Backed by our Claims Service Satisfaction Guarantee It s time... to rediscover you Home, auto, and leisure & lifestyle insurance that keeps up with you. As an Aviva customer, you ll benefit from: A wide

More information

Auto Insurance. Consumer Decision Making Contest. 2001-2002 Study Guide

Auto Insurance. Consumer Decision Making Contest. 2001-2002 Study Guide Consumer Decision Making Contest 2001-2002 Study Guide Auto Insurance (Editor s Note: The terms, auto insurance and car will be used throughout the guide and apply to all types of motor vehicles: cars,

More information

Liberty Mutual Auto & Home Voluntary Benefits. Name of Client Presented By: Date

Liberty Mutual Auto & Home Voluntary Benefits. Name of Client Presented By: Date Liberty Mutual Name of Client Presented By: Date 1 About Liberty Mutual Private provider of personal automobile, homeowners, workers compensation, general liability, commercial auto, business property,

More information

Backed by our Claims Service Satisfaction Guarantee. Home and Auto Insurance. Total protection and peace of mind built around you

Backed by our Claims Service Satisfaction Guarantee. Home and Auto Insurance. Total protection and peace of mind built around you Backed by our Claims Service Satisfaction Guarantee Home and Auto Insurance Total protection and peace of mind built around you It s good to be home Especially when you re well protected Your home is an

More information

Agent/CSR Guide. FAQs. Home Advantage. The Hartford s AARP Home Insurance Program

Agent/CSR Guide. FAQs. Home Advantage. The Hartford s AARP Home Insurance Program personal lines Agent/CSR Guide FAQs Home Advantage The Hartford s AARP Home Insurance Program Q&A Here are some frequently asked questions, plus answers, that can give you a better understanding of The

More information

Personal Insurance. from Chubb. Relax. You re insured with Chubb. SM

Personal Insurance. from Chubb. Relax. You re insured with Chubb. SM Personal Insurance from Chubb Relax. You re insured with Chubb. SM Chubb understands what you expect when it comes to insurance. Coverage that suits your lifestyle. A policy that gives you choices. Service

More information

Providing group personal excess liability insurance to a unique group of professionals. Group Personal Excess Liability Insurance

Providing group personal excess liability insurance to a unique group of professionals. Group Personal Excess Liability Insurance Providing group personal excess liability insurance to a unique group of professionals Group Personal Excess Liability Insurance W ith the number of personal lawsuits growing at an alarming rate, professionals

More information

SASKATCHEWAN AUTO INSURANCE

SASKATCHEWAN AUTO INSURANCE Accident Benefits... 5 Added Liability Protection... 4 Affordable Premiums... 7 Coverage Summary Charts Commercial Vehicles... 9 Private Passenger Vehicles... 8 Family Protection Coverage... 4 Licence

More information

PACKAge PlUS. A bundle. A discount. One-bill convenience. And more.

PACKAge PlUS. A bundle. A discount. One-bill convenience. And more. PACKAge PlUS A bundle. A discount. One-bill convenience. And more. Kemper s Package Plus: More than a bundle Nearly every insurance company out there is talking about bundling insurance policies combining

More information

UNIGARD INSURANCE COMPANY. Idaho PERSONAL UMBRELLA MANUAL

UNIGARD INSURANCE COMPANY. Idaho PERSONAL UMBRELLA MANUAL UNIGARD INSURANCE COMPANY Idaho PERSONAL UMBRELLA MANUAL Idaho Personal Lines Personal Umbrella i Application Binding Coverage Increased Limits Limits of Liability Introduction Policy Term Premium Determination

More information

Voluntary Benefits for MITRE Employees

Voluntary Benefits for MITRE Employees Voluntary Benefits for MITRE Employees Programs and services designed with you in mind. As an employee of MITRE, you have access to a comprehensive voluntary benefits program. The programs and services

More information

Guide to Buying Homeowner s Insurance

Guide to Buying Homeowner s Insurance Guide to Buying Homeowner s Insurance As a homeowner, you know that there are many costs associated with ownership. Not only do you have a lot of money invested in the cost of the structure itself, you

More information

Drive confidently. Protecting that investment with a Stillwater Auto policy helps you do those things confidently.

Drive confidently. Protecting that investment with a Stillwater Auto policy helps you do those things confidently. AUTO INSURANCE Drive confidently With the exception of your home, your car is probably the most valuable thing you own. It s an investment one you rely on every day to commute, shuttle the kids, run errands

More information

auto insurance protecting your dreams

auto insurance protecting your dreams auto insurance protecting your dreams Every day your car takes you from Point to Point and points in between. You re headed somewhere school, work, or to pick up some groceries. Visiting friends, a weekend

More information

Call on AAA with confidence. Have a question? Need a quote? Simply contact your nearest AAA Agent: Auto. Insurance 5451-41922-19

Call on AAA with confidence. Have a question? Need a quote? Simply contact your nearest AAA Agent: Auto. Insurance 5451-41922-19 Call on AAA with confidence. Have a question? Need a quote? Simply contact your nearest AAA Agent: Auto Insurance 5451-41922-19 Q U A L I T Y Day or night. You re covered, with AAA. Whatever you drive,

More information

PERSONAL INSURANCE. Condominium Unit Owners Insurance. You need homeowners insurance, too.

PERSONAL INSURANCE. Condominium Unit Owners Insurance. You need homeowners insurance, too. PERSONAL INSURANCE Condominium Unit Owners Insurance You need homeowners insurance, too. Who Pays for the Damage to Your Possessions? Answer: You do. As an owner of a condominium unit, you are also a member

More information

Benefits Handbook Date July 1, 2015. Personal Excess Liability Insurance Plan Marsh & McLennan Companies

Benefits Handbook Date July 1, 2015. Personal Excess Liability Insurance Plan Marsh & McLennan Companies Date July 1, 2015 Personal Excess Liability Insurance Plan Marsh & McLennan Companies Personal Excess Liability Insurance Plan This optional insurance provides additional liability coverage above the limits

More information

CHAPTER 28 Insurance

CHAPTER 28 Insurance CHAPTER 28 Insurance Chapter Objectives After studying this chapter, you will be able to describe types of automobile insurance coverage. explain the importance of health insurance as a fringe benefit

More information

Trucks were just the Beginning Self-Storage Insurance Specialists Property & Casualty / Tenant Protection

Trucks were just the Beginning Self-Storage Insurance Specialists Property & Casualty / Tenant Protection Trucks were just the Beginning Self-Storage Insurance Specialists Property & Casualty / Tenant Protection 800.645.9949 getsecurelease.com selfstorageinsurancespecialists.com Table of Contents About Us...Page

More information

boatowners insurance protecting your dreams

boatowners insurance protecting your dreams boatowners insurance protecting your dreams protect your dream boat. There s nothing like being on the water. It s what you love to do. Boating is part of your life and your lifestyle and you want to protect

More information

MetLife Broker Compensation Program

MetLife Broker Compensation Program MetLife Broker Compensation Program 1 GROUP BENEFITS Base Compensation Plan At MetLife, we are dedicated to building long-term relationships with brokers. 1 We are making it easier to do business with

More information