Allstate. S Auto Insurance Policy A M P L E D O C U M E N T MAINE. Effective: Policy: Issued to: AFA40
|
|
- David Rice
- 8 years ago
- Views:
Transcription
1 llstate uto Insurance olicy olicy: Issued to: ffective: I F40
2 llstate Fire and asualty Insurance ompany B F When nd Where he olicy pplies...2 hanges...2 uty o Report utos...2 ombining imits f wo r ore utos rohibited...2 ransfer...2 ancellation...3 onditional Reinstatement...3 ayment...3 What aw Will pply...3 Where awsuits ay Be Brought...3 ction gainst s...4 rbitration...4 art I utomobile iability Insurance (overages and BB) Insuring greement...4 dditional ayments We Will ake...5 Insured ersons...5 Insured utos...5 efinitions...5 xclusions What Is ot overed...6 Financial Responsibility...7 imits f iability...7 If here Is ther Insurance...7 ssistance nd ooperation...7 ction gainst s...7 What o o In ase f n uto ccident r laim...8 art II utomobile edical ayments (overage ) Insuring greement...8 nreasonable r nnecessary edical xpenses...8 Insured ersons...8 Insured utos...9 efinitions...9 xclusions What Is ot overed...9 imits f iability...10 If here Is ther Insurance...10 ssistance nd ooperation...10 ction gainst s...10 ubrogation Rights...11 roof f laim; edical Reports...11 art III utomobile eath Indemnity Insurance (overage ) Insuring greement...11 Insured ersons...11 efinitions...11 xclusions What Is ot overed...11 ayment f Benefits; utopsy...12 onsent f Beneficiary roof f laim; edical Reports...12 art IV utomobile isability Income rotection (overage W) Insuring greement...12 Insured ersons...12 efinitions...12 xclusions What Is ot overed...12 o Whom and When ayment Is ade...13 roof f laim; edical Reports...13 art V ninsured otorists Insurance (overage ) Insuring greement...13 Insured ersons...13 efinitions...14 xclusions What Is ot overed...14 imits f iability...15 If here Is ther Insurance...15 roof f laim; edical Reports...15 ssistance nd ooperation...15 rust greement...16 ur ayment f oss...16 ction gainst s...16 If We annot gree...16 art VI rotection gainst oss o he uto (overages,, HH,H, HF, HG, JJ,, Z, ZZ) Insuring greements For ach overage...17 dditional ayments We Will ake...19 Insured utos...19 efinitions...20 xclusions What Is ot overed...20 Right o ppraisal...21 ur ayment f oss...21 imits f iability...21 If here Is ther Insurance...22 ction gainst s...22 ubrogation Rights...22 What You ust o If here Is oss...22 oss ayable lause...22 IX F IY RVII...23 age 1
3 llstate Fire and asualty Insurance ompany llstate Fire nd asualty Insurance ompany he ompany amed in the olicy eclarations tock ompany Home ffice: orthbrook, Illinois his policy is a legal contract between you and us. coverage applies only when a premium for it is shown on the olicy eclarations. If more than one auto is insured, premiums will be shown for each auto. If you pay the premiums when due and comply with the policy terms, we, relying on the information you have given us, make the following agreements with you. When nd Where he olicy pplies Your policy applies only during the premium period. uring this time, it applies to losses to the auto, accidents and occurrences within the nited tates of merica, its territories or possessions or anada, or between their ports. he premium period is shown on the olicy eclarations. hanges remium hanges he premium for each auto is based on information we have received from you or other sources. You agree to cooperate with us in determining if this information: 1. is correct; 2. is complete; 3. changes during the policy period. You agree that if this information does change or is incorrect or incomplete, we may adjust your premium accordingly during the policy period. hanges which result in a premium adjustment are contained in our rules. hese include, but are not limited to: 1. autos which are insured by the policy. his includes any changes in the use of the autos; 2. drivers who reside in your household, including the ages or marital status of the drivers; 3. coverages or coverage limits; 4. rating territory; or 5. eligibility for discounts. ny calculation or adjustment of your premium will be made using the rules, rates, and forms in effect for our use in your state. overage hanges When we broaden a coverage during the policy period without an additional charge, you have the new feature if you have the coverage to which it applies. he new feature applies on the date the change in coverage is effective in your state. therwise, the policy can be changed only by endorsement. ny change in your coverage will be made using the rules, rates, and forms in effect for our use in your state. uty o Report utos You must tell us within 60 days when you acquire an additional or replacement auto. If you do not, certain coverages of this policy may not apply. ombining imits f wo r ore utos rohibited If you have two or more autos insured in your name and one of these autos is involved in an accident, only the coverage limits shown on the olicy eclarations for that auto will apply. When you have two or more autos insured in your name and none of them is involved in the accident, you may choose any single auto shown on the olicy eclarations and the coverage limits applicable to that auto will apply. he limits available for any other auto covered bythe policy will not be added to the coverage for the involved or chosen auto. ransfer his policy cannot be transferred to anyone without our written consent. However, if you die, coverage will be provided until the end of the premium period for: 1. your legal representative while acting as such; and age 2
4 llstate Fire and asualty Insurance ompany 2. persons covered on the date of your death. ancellation You may cancel this policy by notifying us of the future date you wish to stop coverage. uring the policy period, we may cancel part or all of this policy by mailing notice to you at the address shown on the olicy eclarations. We will also mail notice to any lienholder named in the olicy eclarations. If we cancel because you did not pay the premium, we will mail notice of cancellation to you at least 15 days before the cancellation takes effect. therwise, we will mail notice of cancellation to you at least 25 days before the cancellation takes effect. roof of mailing the notice will be proof of notice. refund, if due, will be in proportion to the time your policy has been in effect. ancellation will be effective even if the refund is not made immediately. ny unearned premium amounts under $2.00 will be refunded upon your request. nless you have received a notice of cancellation from us before your original policy has been in effect for 60 days, we will not cancel or reduce your coverage during the policy period unless: 1. you do not pay the premium when it is due; 2. you or anyone else who usually operates an auto insured under the policy has had a driver s license suspended or revoked during the policy period or, if the policy is a renewal, during its period or the preceding 180 days. his does not apply to the first or second suspension of a provisional license under itle 29-, ection 2471, ubsection 2 or itle 29-, ection 2472, ubsection 2 or a suspension under itle 28-, ection 2052; 3. the policy was obtained by misrepresentation or by fraud; 4. the submission of a claim has been misrepresented or fraudulent; or 5. the conditions of the policy have been violated. If we do not intend to continue the policy beyond the current premium period, we will give you notice at least 30 days before the end of the premium period. onditional Reinstatement If we mail a cancellation notice because you did not pay the required premium when due and you then tender payment by check, draft or other remittance which is not justifiably honored upon presentation, your policy will terminate on the date and time shown on the cancellation notice and any notice we issue which waives the cancellation or reinstates coverage is void. his means we will not be liable under this policy for claims or damages after the date and time shown on the cancellation notice. ayment If you tender a check to us for full or partial payment of your premium and the check is returned to us because of insufficient funds or a closed account, a $10.00 charge will be added to your account balance. What aw Will pply his policy is issued in accordance with the laws of aine and covers property or risks principally located in aine. ubject to the following paragraph, any and all claims or disputes in any way related to this policy shall be governed by the laws of aine. If a covered loss to the auto, a covered auto accident, or any other occurrence for which coverage applies under this policy happens outside aine, claims or disputes regarding that covered loss to the auto, covered auto accident, or other covered occurrence may be governed by the laws of the jurisdiction in which that covered loss to the auto, covered auto accident, or other covered occurrence happened, only if the laws of that jurisdiction would apply in the absence of a contractual choice of law provision such as this. Where awsuits ay Be Brought ubject to the following two paragraphs, any and all lawsuits in any way related to this policy, shall be brought, heard, and decided only in a state or federal court located in aine. ny and all lawsuits against persons not parties to this policy but involved in the sale, administration, performance, or alleged breach age 3
5 llstate Fire and asualty Insurance ompany of this policy, or involved in any other way with this policy, shall be brought, heard, and decided only in a state or federal court located in aine, provided that such persons are subject to or consent to suit in the courts specified in this paragraph. If a covered loss to the auto, a covered auto accident, or any other occurrence for which coverage applies under this policy happens outside aine, lawsuits regarding that covered loss to the auto, covered auto accident, or other covered occurrence may also be brought in the judicial district where that covered loss to the auto, covered auto accident, or other covered occurrence happened. othing in this provision, Where awsuits ay Be Brought, shall impair any party s right to remove a state court lawsuit to a federal court. ction gainst s o one may bring an action against us unless: 1. there is full compliance with all policy terms; and 2. the action is commenced within two years of the date the cause of action accrues. However, if an action is in any way related to the existence or amount of coverage, or the amount of loss for which coverage is sought, under a particular coverage that is shown on the olicy eclarations, such action must be commenced within the time period specified in the ction gainst s provision of that particular coverage. If an action is brought asserting claims relating to the existence or amount of coverage, or the amount of loss for which coverage is sought, under different coverages of this policy, the claims relating to each coverage shall be treated as if they were separate actions for the purpose of the time limit to commence action. rbitration ny claim or dispute in any way related to this policy, by a person insured under this policy against us or us against a person insured under this policy, may be resolved by arbitration only upon mutual consent of the parties. rbitration pursuant to this provision shall be subject to the following: 1. no arbitrator shall have the authority to award punitive damages or attorney s fees; 2. neither of the parties shall be entitled to arbitrate any claims or disputes in a representative capacity or as a member of a class; and 3. no arbitrator shall have the authority, without the mutual consent of the parties, to consolidate claims or disputes in arbitration. his provision shall not apply to claims or disputes to which the art V ninsured otorist Insurance overage, If We annot gree provision applies. art I utomobile iability Insurance Bodily Injury overage roperty amage overage BB Insuring greement We will pay for damages an insured person is legally obligated to pay because of: 1. bodily injury sustained by any person; and 2. damage to, or destruction of, property. nder these coverages, your policy protects an insured person from liability for damages arising out of the: 1. ownership; 2. maintenance or use; 3. loading or unloading; of an insured auto. We will defend an insured person sued for damages which are covered by this policy. We will provide a defense even if the suit is groundless or false. We will choose the counsel. We may settle any claim or lawsuit if we believe it is proper. We will not defend an insured person sued for damages which are not covered by this policy. age 4
6 llstate Fire and asualty Insurance ompany dditional ayments We Will ake When we defend an insured person under this part, we will pay: 1. up to $100 a day for loss of wages or salary if we ask that person to attend hearings or trials to defend against a bodily injury suit. We will not pay for loss of other income. We will pay other reasonable expenses incurred at our request. 2. court costs for defense. 3. interest accruing on damages awarded. We will pay this interest only until we have paid, offered, or deposited in court the amount for which we are liable under this policy. We will only pay interest on damages not exceeding our limits of liability. 4. premiums on appeal bonds and on bonds to release attachments, but not in excess of our limit of liability. We are not required to apply for or furnish these bonds. We will repay an insured person for: 1. the cost of any bail bonds required due to an accident or traffic law violation involving the use of the insured auto. We will not pay more than $300 per bond. We are not required to apply for or furnish these bonds. 2. any expense incurred for first aid to others at the time of an auto accident involving the insured auto. Insured ersons 1. While using your insured auto: a) you; b) any resident; and c) any other person using it with your permission. 2. While using a non-owned auto: a) you; and b) any resident. 3. ny other person or organization liable for the use of an insured auto provided: a) the auto is not owned or hired by the person or organization; and b) the use is by an insured person under 1. or 2. above. Insured utos 1. ny auto described on the olicy eclarations. his includes the four wheel private passenger auto or utility auto you replace it with. 2. n additional four wheel private passenger auto or utility auto you become the owner of during the premium period. his auto will be covered if we insure all other private passenger autos or utility autos you own. You must, however, tell us within 60 days of acquiring the auto. You must pay any additional premium. 3. substitute four wheel private passenger auto or utility auto, not owned by you or a resident, being temporarily used while your insured auto is being serviced or repaired, or if your insured auto is stolen or destroyed. 4. non-owned auto used by you or a resident relative with the owner s permission. his auto must not be available or furnished for the regular use of an insured person. 5. trailer while attached to an insured auto. he trailer must be designed for use with a private passenger auto or utility auto. his trailer cannot be used for business purposes with other than a private passenger auto or utility auto. efinitions 1. We, us, or our means the company shown on the olicy eclarations of the policy. 2. uto means a land motor vehicle designed for use on public roads. 3. Resident means the physical presence in your household with the intention to continue living there. nmarried dependent children while temporarily away from home will be age 5
7 llstate Fire and asualty Insurance ompany considered residents, if they intend to continue to live in your household. 4. tility auto means an auto of the pick-up body, sedan delivery or panel truck type. his auto must have a rated load capacity of not more than 2,000 pounds. 5. You or your means the policyholder named on the olicy eclarations and that policyholder s resident spouse. 6. Bodily injury means: a) bodily injury; b) sickness; c) disease; or d) death. xclusions What Is ot overed We will not pay any damages an insured person is legally obligated to pay because of: 1. bodily injury or property damage arising out of: a) the use of your insured auto while used to carry persons or property for a charge; or b) any auto you are driving while available for hire by the public. his exclusion does not apply to shared-expense car pools. 2. bodily injury or property damage arising out of business operations such as: a) repairing; b) servicing; c) testing; d) washing; e) parking; f) storing; or g) the selling; of autos. However, this exclusion does not apply to: (1) you; (2) resident relatives; or (3) partners or employees of the partnership of you or a resident relative; when using your insured auto. 3. bodily injury or property damage arising out of the use of a non-owned auto in any business or occupation of an insured person. However, this exclusion does not apply while you, your chauffeur, or your domestic employee are using a private passenger auto or trailer. 4. bodily injury to an employee of any insured person arising in the course of employment. overage does not apply to a domestic employee who is not required to be covered by workers compensation law or similar law. 5. bodily injury to a co-worker in the course of employment. his exclusion does not apply to you 6. damage to or destruction of property an insured person owns, is in charge of, or rents. his exclusion will not apply to: a) a private residence or a garage rented by that person; or b) verifiable and actual loss of use of a rented auto for 30 days from the date of the accident. 7. bodily injury or property damage which: a) may reasonably be expected to result from the intentional acts of an insured person; or b) are in fact intended by an insured person. 8. bodily injury or property damage which would also be covered under nuclear energy liability insurance. his applies even if the limits of that insurance are exhausted. 9. bodily injury or property damage arising out of the participation in any prearranged, organization, or spontaneous: a) racing contest; b) speed contest; or c) use of an auto at a track or course designed or used for racing or high performance driving; or in practice or preparation for any contest or use of this type. age 6
8 llstate Fire and asualty Insurance ompany Financial Responsibility When this policy is certified as proof under any motor vehicle financial responsibility law, this policy will comply with the provisions of that law. imits f iability he limits shown on the olicy eclarations are the maximum we will pay for any single auto accident. he limit stated for each person for bodily injury is our total limit of liability for damage because of bodily injury sustained by one person in any single auto accident. his includes damages sustained by anyone else as a result of that bodily injury. ubject to the limit for each person the limit stated for each occurrence is our total limit of liability for damages for bodily injury sustained by two or more persons in any single auto accident. For property damage, the liability limits apply to each insured auto as shown on the olicy eclarations. he insuring of more than one person or auto under this policy will not increase our liability limits beyond the amount shown for any one auto. his applies even though a separate premium is charged for each auto. he limits will not be increased if you have other auto insurance policies that apply. here will be no duplication of payments made under the Bodily Injury iability and roperty amage iability and ninsured otorists overages of this policy. n auto and an attached trailer are considered one auto. lso, an auto and a mounted camper unit, topper, cap or canopy are considered one auto. If a single each occurrence limit is stated on the olicy eclarations for utomobile iability Insurance, the limit will be the maximum amount of our liability for both bodily injury and property damage arising out of any single auto accident. If here Is ther Insurance If an insured person is using a substitute private passenger auto or non-owned auto, our liability insurance will be excess over other collectible insurance. If more than one policy applies on a primary basis to an accident involving your insured auto, we will bear our proportionate share with other collectible liability insurance. ssistance nd ooperation When we ask, an insured person must cooperate with us in the investigation, settlement and defense of any claim or lawsuit. If we ask, that person must also help us obtain payment from anyone who may be jointly responsible. We cannot be obligated if an insured person voluntarily takes any action or makes any payments other than for covered expenses for bail bonds or first aid to others. ction gainst s o insured person may bring any action against us in any way related to the existence or amount of coverage, or the amount of loss for which coverage is sought, under art I utomobile iability Insurance, unless there is full compliance with all the policy terms and such action is commenced no later than the last of the following to occur: 1. two years after the date of the accident; 2. two years after entry of final judgment or other court order terminating a lawsuit against the insured to determine the insured s liability or the amount of the insured s liability arising out of the accident; 3. two years after we agree to a settlement; or 4. if we have denied coverage and the insured person has thereafter settled with the claimant without any lawsuit being filed to determine the insured s liability or the amount of the insured s liability arising out of the accident, within two years after the denial of coverage. If the insured person is subject to claims arising out of the same accident by more than one person claiming bodily injury or property damage, the time for the insured person to bring an action against us shall be determined separately as to the coverage sought or provided with respect to the claims of each of those claiming against the insured person. If liability has been determined by judgment after trial, or by written agreement among the insured, the other person, and us, then whoever obtains this judgment or agreement against an insured person, age 7
9 llstate Fire and asualty Insurance ompany may sue us up to the limits of this policy. However, no one has the right to join us in a suit to determine legal responsibility of an insured person. What o o In ase f n uto ccident r laim If an insured person has an auto accident, we must be informed promptly of all details. If an insured person is sued as the result of an auto accident, we must be informed immediately. art II utomobile edical ayments overage Insuring greement We will pay to or on behalf of an insured person all reasonable expenses for medical services actually incurred by an insured person for necessary medical treatment, services, or products actually provided to the insured person. ayments will be made only when bodily injury, sickness, disease, or death is caused by an auto accident. overed expenses are: 1. ambulance; 2. medical; 3. surgical; 4. X-ray; 5. dental; 6. orthopedic and prosthetic devices; 7. professional nursing services; 8. pharmaceutical; 9. eyeglasses; 10. hearing aids; and 11. funeral expenses. he treatment, services, or products must be rendered within one year after the accident. his will be extended to five years if the amount of insurance shown on the olicy eclarations for this coverage is more than $5,000. his coverage does not apply to any person to the extent that a treatment is covered under any workers compensation law. nreasonable r nnecessary edical xpenses If the insured person incurs medical expenses which are unreasonable or unnecessary, we may refuse to pay for those medical expenses. We may also contest the charges. nreasonable medical expenses are fees for medical services which are substantially higher than the usual and customary charges for those services. nnecessary medical expenses are fees for medical services which are not usually and customarily performed for treatment of the injury. nnecessary expenses include fees for an excessive 1. number; 2. amount; or 3. duration; of medical services. If the insured person is sued by a medical services provider because we refuse to pay contested medical expenses, we will pay defense costs. We will also pay any resulting judgment against the insured person. We will choose the counsel. he insured person must cooperate with us in the defense of any claim or lawsuit. If we ask the insured person to attend hearings or trials, we will pay up to $100 per day for the loss of wages or salary. We will also pay any other reasonable expense incurred at our request. Insured ersons 1. You and any resident relative who sustains bodily injury while in, on, getting into or out of, or when struck by, an auto or trailer. he use of non-owned auto must be with the owner s permission. 2. ny other person who sustains bodily injury while in, on, getting into or out of: age 8
10 llstate Fire and asualty Insurance ompany a) your insured auto while being used by you, a resident relative, or any other person with your permission. b) a non-owned auto if the injury results from your operation or occupancy. c) a non-owned auto if the injury results from the operation on your behalf by your private chauffeur or domestic employee. d) a non-owned private passenger auto or trailer if the injury results from the operation or occupancy by a resident relative. he use of non-owned autos must be with the owner s permission. Insured utos 1. ny auto described on the olicy eclarations. his includes the four wheel private passenger auto or utility auto you replace it with. 2. n additional four wheel private passenger auto or utility auto you become the owner of during the premium period. his auto will be covered if we insure all other private passenger autos or utility autos you own. You must, however, tell us within 60 days of acquiring the auto. You must pay any additional premium. 3. substitute four wheel private passenger auto or utility auto, not owned by you or a resident, temporarily used while your insured auto is being serviced or repaired, or if your insured auto is stolen or destroyed. 4. non-owned four wheel private passenger auto used with the owner s permission. he auto must not be available for or furnished for the regular use of an insured person. 5. trailer while attached to an insured auto. he trailer must be designed for use with a private passenger auto or utility auto. his trailer cannot be used for business purposes with other than a private passenger auto or utility auto. efinitions 1. We, us, or our means the company shown on the olicy eclarations of the policy. 2. uto means a land motor vehicle designed for use on public roads. 3. Resident means the physical presence in your household with the intention to continue living there. Your unmarried dependent children while temporarily away from home will be considered residents, if they intend to continue to live in your household. 4. tility auto means an auto of the pick-up body, sedan delivery or panel truck type. his auto must have a rated load capacity of not more than 2,000 pounds. 5. You or your means the policyholder named on the olicy eclarations and that policyholder s resident spouse. xclusions What Is ot overed his coverage does not apply to bodily injury, sickness, disease or death to: 1. you or a resident relative while in, on, getting into or out of an auto you or a resident relative own but do not insure for this coverage. 2. you or a resident relative while in, on, getting into or out of, or struck as a pedestrian by: a) a vehicle operated on rails or crawler-treads; or b) a vehicle or other equipment designed for use off public roads, while not on public roads. 3. any person while in, on, getting into or out of: a) an owned auto while available for hire to the public. his exclusion does not apply to shared-expense car pools. b) an auto or trailer while used as a residence or premises. 4. any person, other than you or a resident relative, while using a non-owned auto: a) which is available for hire by the public; or age 9
11 llstate Fire and asualty Insurance ompany b) in auto business operations such as repairing, servicing, testing, washing, parking, storing or selling of autos. overage is provided for you, your private chauffeur or domestic employee while using a private passenger auto or trailer in any other business or occupation. 5. any person resulting from any act of war, insurrection, rebellion, or revolution. 6. any person arising of the participation in any prearranged, organized, or spontaneous: a) racing contest; b) speed contest; or c) use of an auto at a track or course designed or used for racing or high performance driving; or in practice or preparation for any contest or use of this type. imits f iability he limit shown on the olicy eclarations is the maximum we will pay for all expenses incurred by or for each person as the result of any one auto accident. he medical payments limit applies to each insured auto as shown on the olicy eclarations. he insuring of more than one person or auto under this policy will not increase our limit beyond the amount shown for any one auto, even though a separate premium is charged for each auto. he limit also will not be increased if you have other auto insurance policies that apply. If an insured person dies as the result of a covered auto accident, we will pay the least of the following as a funeral service expenses benefit: 1. $2,000; or 2. the overage limit of liability stated on the olicy eclarations; or 3. the remaining portion of the overage limit of liability not expended for other covered medical expenses. his funeral service expenses benefit does not increase, and will not be paid in addition to, the limits of liability stated on the olicy eclarations for overage. his benefit is payable to the deceased insured person s spouse if a resident of the same household at the time of the accident. However, if the deceased is a minor, the benefit is payable to either parent if that parent is a resident of the same household at the time of the accident. In all other cases, the benefit is payable to the deceased insured person s estate. here will be no duplication of payments made under the Bodily Injury iability and utomobile edical ayments coverages of this policy. ll payments made to or on behalf of any person under this coverage will be considered as advance payments to that person. he damages payable under the Bodily Injury iability coverage of this policy will be reduced by that amount. If here Is ther Insurance When this coverage applies to a substitute auto or non-owned auto, we will pay only after all other collectible auto medical insurance has been exhausted. When this coverage applies to a replacement auto or additional auto, this policy will not apply if you have other collectible auto medical insurance. ssistance nd ooperation When we ask, an insured person must cooperate with us in an investigation, settlement and defense of any claim or lawsuit. If we ask, that person must also help us obtain payment from anyone who may be jointly responsible. We cannot be obligated if an insured person voluntarily takes any action or makes any payments other than for covered expenses for first aid to others. ction gainst s o one may bring an action against us in any way related to the existence or amount of coverage, or the amount of loss for which coverage is sought, age 10
Allstate Indemnity Auto S Insurance Policy A M P L E D O C U M E N T. Policy: Effective: Issued to: PDU218
llstate Indemnity uto Insurance olicy olicy: ffective: Issued to: 218 llstate Indemnity ompany B F GR ction gainst s...2 rbitration...2 onditional Reinstatement...2 imited exico overage...2 When nd Where
More informationAllstate S Auto Insurance. A Policy M P L E D O C U M E N. Effective: Policy: Issued to: AU10706 T
llstate uto Insurance olicy olicy: Issued to: ffective: 10706 B F When nd Where he olicy pplies... 2 hanges...2 uty o Report utos...2 ombining imits f wo r ore utos rohibited...2 ransfer...2 ancellation...2
More informationAllstate Indemnity. S Auto Insurance Policy A M P L E D O C U M E N T. Policy: Effective: Issued to: AIU118
llstate Indemnity uto Insurance olicy olicy: ffective: Issued to: I118 N llstate Indemnity ompany B F NN General When nd Where he olicy pplies... 2 hanges...2 overage hanges...2 uty o Report olicy hanges...
More informationPage 1 of 20. Motorcycle Policy. Sample Document AIU342
Page 1 of 20 Motorcycle Policy AIU342 Policy number Policy effective Policyholders Page 2 of 20 Table of Contents General...4 When And Where The Policy Applies...4 Insurance Coverage In Mexico...4 Premium
More informationHow To Pay Llstate Insurance In Arizona
llstate Indemnity utomobile ollision ndomprehensive overage olicy: ffective: Issued to: N I265 llstate Indemnity ompany able of ontents art 1 General When nd Where he olicy pplies... 2 efinitions...2 hanges...2
More informationPage 1 of 20. Auto. Sample Document. Policy AFA10
Page 1 of 20 Auto Policy AFA10 Policy number Policy effective Policyholders Page 2 of 20 Table of Contents GENERAL PROVISIONS... 3 When And Where The Policy Applies... 3 Conformity To State Statutes...
More informationOKLAHOMA. Issued to: PDU41
OKLAHOMA Issued to: PDU41 TABLE OF CONTENTS GENERAL PROVISIONS Part 2 Automobile Medical Payments Insuring Agreement......2 (Coverage CC) When And Where The Policy Applies...2 General Statement of Coverage...9
More informationMillennium Policy. Report Claims To: Alliance United Insurance Company P.O. Box 6042 Camarillo, CA 93011-6042 Phone (800) 508-5833
Millennium Policy Report Claims To: Alliance United Insurance Company P.O. Box 6042 Camarillo, CA 93011-6042 Phone (800) 508-5833 Fraud Warning Pursuant to California Insurance Code Section 1879.2, you
More informationONYX BUSINESS AUTO POLICY COVERAGE
ONYX BUSINESS AUTO POLICY COVERAGE Various provisions in this policy restrict overage Read the entire policy carefully to determine rights, duties and what is and is not covered. Throughout this policy
More informationPERSONAL AUTOMOBILE INSURANCE POLICY ILLINOIS IMPORTANT
PERSONAL AUTOMOBILE INSURANCE POLICY ILLINOIS IMPORTANT Notify the Company at 7400 N. Caldwell, Niles, IL 60714, (773) 299-7500, of EVERY accident, however slight, immediately upon its occurrence. Delay
More informationMENDAKOTA CASUALTY COMPANY (Serviced by KAI Advantage Auto, Inc.) PERSONAL AUTOMOBILE INSURANCE POLICY ILLINOIS
MENDAKOTA CASUALTY COMPANY (Serviced by KAI Advantage Auto, Inc.) PERSONAL AUTOMOBILE INSURANCE POLICY ILLINOIS IMPORTANT Notify the Company s claim office in Itasca, Illinois by telephone, of every accident
More informationDISCOVERY INSURANCE COMPANY PO BOX 200 KINSTON, NORTH CAROLINA 28502
PERSONAL AUTO POLICY STOCK COMPANY DISCOVERY INSURANCE COMPANY PO BOX 200 KINSTON, NORTH CAROLINA 28502 THESE POLICY PROVISIONS WITH THE DECLARATIONS PAGE AND ENDORSEMENTS, IF ANY, ISSUED TO FORM A PART
More informationGold Policy. Report Claims To: Alliance United Insurance Company P.O. Box 6042 Camarillo, CA 93011-6042 Phone (800) 508-5833
Gold Policy Report Claims To: Alliance United Insurance Company P.O. Box 6042 Camarillo, CA 93011-6042 Phone (800) 508-5833 Fraud Warning Pursuant to California Insurance Code Section 1879.2, you are hereby
More informationPERSONAL AUTO POLICY
PERSONAL AUTO PP 00 01 06 98 PERSONAL AUTO POLICY AGREEMENT In return for payment of the premium and subject to all the terms of this policy, we agree with you as follows: DEFINITIONS A. Throughout this
More informationOREGON MUTUAL INSURANCE GROUP G0574AO (1-10) SECTION II - PERSONAL INJURY PROTECTION
OREGON MUTUAL INSURANCE GROUP G0574AO (1-10) SECTION II - PERSONAL INJURY PROTECTION We agree with you, subject to all the terms of this endorsement and to all of the terms of the policy unless modified
More informationAUTO INSURANCE POLICY
AUTO INSURANCE POLICY WHERE TO FIND IT INSURANCE AGREEMENT AND DECLARATIONS GENERAL DEFINITIONS AUTOMOBILE LIABILITY Additional Definitions For This Coverage Coverage Provided Additional Benefits We Will
More informationPERSONAL AUTOMOBILE INSURANCE POLICY ILLINOIS IMPORTANT
PERSONAL AUTOMOBILE INSURANCE POLICY ILLINOIS IMPORTANT Notify the Company at 4245 N. Knox, Chicago, IL 60641, (773) 458-1010, of EVERY accident, however slight, immediately upon its occurrence. Delay
More informationHow To Insure An Auto In Nevada
llstate uto Insurance olicy olicy: Issued to: ffective: N 127-1 llstate Insurance ompany B F NN General...2 When nd Where he olicy pplies... 2 hanges...2 uty o Report utos...2 ombining imits f wo r ore
More informationPERSONAL AUTO POLICY
PERSONAL AUTO PP 00 01 01 05 PERSONAL AUTO POLICY AGREEMENT In return for payment of the premium and subject to all the terms of this policy, we agree with you as follows: DEFINITIONS A. Throughout this
More informationPERSONAL AUTO POLICY AGREEMENT In return for payment of the premium and subject to all the terms of this policy, we agree with you as follows:
PERSONAL AUTO PP 00 01 06 98 PERSONAL AUTO POLICY AGREEMENT In return for payment of the premium and subject to all the terms of this policy, we agree with you as follows: A. Throughout this policy, "you"
More informationALLSTATE PROPERTY AND CASUALTY INSURANCE COMPANY
Page 1 of 16 ALLSTATE PROPERTY AND CASUALTY INSURANCE COMPANY Off-Road Vehicle Policy AU14055 Policy number Policy effective Policyholders Page 2 of 16 Table of Contents General Provisions... 3 Insuring
More informationSPECIMEN. Personal Auto Policy AGREEMENT
Personal Auto PP 00 01 01 05 Personal Auto Policy AGREEMENT In return for payment of the premium and subject to all the terms of this policy, we agree with you as follows: DEFINITIONS A. Throughout this
More informationOREGON LAWS 2015 Chap. 5 CHAPTER 5
CHAPTER 5 AN ACT SB 411 Relating to personal injury protection benefits; creating new provisions; and amending ORS 742.500, 742.502, 742.504, 742.506, 742.524 and 742.544. Be It Enacted by the People of
More informationPERSONAL AUTO POLICY
PERSONAL AUTO PP 00 01 01 05 PERSONAL AUTO POLICY AGREEMENT In return for payment of the premium and subject to all the terms of this policy, we agree with you as follows: A. Throughout this policy, "you"
More informationVirginia Personal Auto Policy
Virginia Personal Auto Policy We know how important it is for you to stay on the move. St. Louis, Missouri GMAC Insurance Company Online, Inc. MIC General Insurance Corporation National General Insurance
More informationSTANDARD PERSONAL AUTO POLICY TABLE OF CONTENTS
STANDARD PERSONAL AUTO POLICY TABLE OF CONTENTS PART A LIABILITY COVERAGE PART B MEDICAL PAYMENTS COVERAGE PART C UNINSURED MOTORISTS COVERAGE - NEW JERSEY PART D COVERAGE FOR DAMAGE TO YOUR AUTO PART
More informationNevada Family Automobile Insurance Policy
GEICO ONE GEICO PLAZA Washington, D. C. 20076-0001 Telephone: 1-800-841-3000 Nevada Family Automobile Insurance Policy A-30-NV (02-08) SECTION I POLICY INDEX Page Liability Coverages Your Protection Against
More informationMissouri Family Automobile Insurance Policy
GEICO ONE GEICO PLAZA Washington, D.C. 20076-0001 Telephone: 1-800-841-3000 Missouri Family Automobile Insurance Policy Government Employees Insurance Company GEICO General Insurance Company GEICO Indemnity
More informationTABLE OF CONTENTS Minimum Provisions for Automobile Liability Insurance Policies Covering Motor Vehicles
Insurance Department Sec. 38a-334 page 1 (10-00) TABLE OF CONTENTS Minimum Provisions for Automobile Liability Insurance Policies Covering Motor Vehicles Required areas of coverage.... 38a-334-1 Definitions....
More informationAutomobile Insurers Bureau
Automobile Insurers Bureau Massachusetts Automobile Policy Please read your policy. Part of the policy is a page marked Coverage Selections. It shows the types and amounts of coverage you have purchased.
More informationAMENDATORY ENDORSEMENT NORTH CAROLINA PERSONAL AUTO POLICY
AMENDATORY ENDORSEMENT NORTH CAROLINA PERSONAL AUTO POLICY This Endorsement amends the Policy as follows: I. DEFINITIONS The Definitions Section is amended as follows: A. The third paragraph is replaced
More informationAutomobile Insurers Bureau
Automobile Insurers Bureau Massachusetts Automobile Policy Please read your policy. Part of the policy is a page marked Coverage Selections. It shows the types and amounts of coverage you have purchased.
More informationPersonal Auto Policy. We know how important it is for you to stay on the move.
Personal Auto Policy We know how important it is for you to stay on the move. St. Louis, Missouri National General Insurance Company National General Assurance Company YOUR PERSONAL AUTO POLICY QUICK REFERENCE
More informationFLORIDA PERSONAL INJURY PROTECTION
POLICY NUMBER: COMMERCIAL AUTO CA 22 10 01 08 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. FLORIDA PERSONAL INJURY PROTECTION For a covered "auto" licensed or principally garaged in,
More informationLOUISIANA HIRED AUTO AND NON-OWNED AUTO LIABILITY/UNINSURED MOTORISTS INSURANCE (BODILY INJURY)
POLICY NUMBER: COMMERCIAL GENERAL LIABILITY CG 04 19 01 96 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. LOUISIANA HIRED AUTO AND NON-OWNED AUTO LIABILITY/UNINSURED MOTORISTS INSURANCE
More informationPersonal Automobile Policy
Personal Automobile Policy 4245 N. Knox Avenue Chicago, IL 60641 Phone (773) 458-1055 www.stonegateins.com A Stock Insurance Company YOUR AUTO POLICY QUICK REFERENCE 8912-009 (Ed. 01-08) DECLARATIONS PAGE
More informationMotor Vehicle Policy Amendment Additional lnterest - Additional Insured - Lessor Massachusetts - (M- 0070-S Ed. 04-08)
Policy Number: Motor Vehicle Policy Amendment Additional lnterest - Additional Insured - Lessor Massachusetts - (M- 0070-S Ed. 04-08) The coverage provided under: 1. Bodily Injury To Others (Part 1), 2.
More informationNorth Carolina Personal Automobile Policy
North Carolina Personal Automobile Policy We know how important it is for you to stay on the move. 500 W 5th Street Winston Salem, NC 27101-2728 Integon General Insurance Corporation New South Insurance
More informationNORTH DAKOTA PERSONAL INJURY PROTECTION ENDORSEMENT
COMMERCIAL AUTO CA 22 34 10 13 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. NORTH DAKOTA PERSONAL INJURY PROTECTION ENDORSEMENT For a covered "auto" licensed or principally garaged in,
More informationVIRGINIA PERSONAL AUTO POLICY
VIRGINIA PERSONAL AUTO POLICY READ YOUR POLICY, DECLARATIONS AND ENDORSEMENTS CAREFULLY The automobile insurance contract between the named insured and the company shown on the Declarations page consists
More information13.12.3.1 ISSUING AGENCY: New Mexico Public Regulation Commission Insurance Division. [7/1/97; 13.12.3.1 NMAC - Rn & A, 13 NMAC 12.3.
TITLE 13 CHAPTER 12 PART 3 INSURANCE MOTOR VEHICLE INSURANCE UNINSURED AND UNKNOWN MOTORISTS COVERAGE 13.12.3.1 ISSUING AGENCY: New Mexico Public Regulation Commission Insurance Division. [7/1/97; 13.12.3.1
More informationEquity Insurance Company PO Box 8036, Waco, TX 76714 (800) 792-3224
PO Box 8036, Waco, TX 76714 (800) 792-3224 (NAIC # 28746) POLICY (EIC VA PAP 2012-10) VIRGINIA Your Quick Reference Guide POLICY TERMS (PP 00 01 01 05) ENDORSEMENTS Agreement 2 PP 01 99 07 06 Amendment
More informationNEVADA NAMED NON-OWNER PERSONAL AUTO POLICY READY REFERENCE TO YOUR AUTO POLICY
NEVADA NAMED NON-OWNER PERSONAL AUTO POLICY SAFECO INSURANCE COMPANY OF AMERICA FIRST NATIONAL INSURANCE COMPANY OF AMERICA Home Office: Safeco Plaza, Seattle, Washington 98185-0001 SAFECO INSURANCE COMPANY
More informationMISSOURI PERSONAL AUTO POLICY
MISSOURI PERSONAL AUTO POLICY Automobile Club Inter-Insurance Exchange 12901 North Forty Drive St. Louis, Missouri 63141 (314) 523-7350 A Reciprocal Insurance Exchange READ YOUR POLICY CAREFULLY This policy
More informationAllstate Property and. S Casualty Insurance A Company Boatowners M Policy P L E D O C U N T. Policy: Effective: Issued to:
llstate roperty and asualty Insurance ompany Boatowners olicy olicy: Issued to: ffective: llstate roperty & asualty Insurance ompany tock ompany---home ffice: orthbrook, Illinois 73 able of ontents General
More informationAUTOMOBILE LIABILITY & PHYSICAL DAMAGE COVERAGE AGREEMENT PART A GENERAL
AUTOMOBILE LIABILITY & PHYSICAL DAMAGE COVERAGE AGREEMENT PART A GENERAL I. The TASB Risk Management Fund (Fund) provides coverage as outlined in this Automobile Liability & Physical Damage Coverage Agreement.
More informationLIQUOR LIABILITY COVERAGE FORM
COMMERCIAL GENERAL LIABILITY CG 00 34 12 07 LIQUOR LIABILITY COVERAGE FORM THIS FORM PROVIDES CLAIMS-MADE COVERAGE. PLEASE READ THE ENTIRE FORM CAREFULLY. Various provisions in this policy restrict coverage.
More informationLiquor. (Occurrence Form)
Liquor LIABILITY INSURANCE POLICY (Occurrence Form) 95A Turnpike Road Westborough, MA 01581 (508) 366-1140 THIS POLICY JACKET WITH THE Liquor LIABILITY POLICY FORM, DECLARATIONS PAGE AND ENDORSEMENTS,
More informationNew York State Department of Financial Services
New York State Department of Financial Services Home Regulation 68 index page In order to assist you in viewing Regulation 68 in its most current form, this webpage has incorporated the text of the 1st
More informationThank you for choosing PEMCO. We ll work hard to keep your trust and serve you for years to come. You can count on us to be there when you need us.
PEMCO CONTACT INFORMATION 1-800-GO-PEMCO (1-800-467-3626) pemco.com You may report claims 24 hours a day. Thank you for choosing PEMCO. We ll work hard to keep your trust and serve you for years to come.
More informatione-copy Michigan Personal Auto Policy Bristol West Preferred Insurance Company Claims HelpPoint Claim Services 1-800-527-3907
Bristol West is a member of the Farmers Insurance Group of Companies. Michigan Personal Auto Policy Claims HelpPoint Claim Services 1-800-527-3907 All Other Calls 1-888-888-0080 (Toll-Free) Bristol West
More informationA30GA (04-07) New Policy Page 15 of 34
GEICO ONE GEICO PLAZA Washington, D. C. 20076-0001 Telephone: 1-800-841-3000 Georgia Family Automobile Insurance Policy Government Employees Insurance Company GEICO General Insurance Company GEICO Indemnity
More informationNewly Acquired Auto - How to Become the Owner
AGREEMENT In return for payment of the premium and subject to all the terms of this policy, we agree with you as follows: DEFINITIONS A. Throughout this policy, "you" and "your" refer to: 1. The "named
More informationGEICO ONE GEICO PLAZA. Washington, D. C. 20076-0001. Telephone: 1-800-841-3000. Florida. Family. Automobile. Insurance. Policy
GEICO ONE GEICO PLAZA Washington, D. C. 20076-0001 Telephone: 1-800-841-3000 Florida Family Automobile Insurance Policy Å Å Å Å Government Employees Insurance Company GEICO Casualty Company GEICO General
More informationBEAR RIVER MUTUAL INSURANCE COMPANY. Car Owner Policy Non-Assessable UTAH
BEAR RIVER MUTUAL INSURANCE COMPANY Car Owner Policy Non-Assessable UTAH THIS POLICY IS FOR THOSE WHO NEVER USE OR CONSUME ALCOHOL, ILLEGAL DRUGS OR ILLEGAL SUBSTANCES Bear River Mutual Insurance Company
More informationPERSONAL LIABILITY COVERAGE
AAIS -- THIS IS A LEGAL CONTRACT -- PLEASE READ IT CAREFULLY GL-1 Ed 1.0 PERSONAL LIABILITY COVERAGE TABLE OF CONTENTS Agreement...1 Definitions...2 Principal Personal Liability Coverages Coverage L --
More information11 NYCRR 60-2.0. Text is current through February 15, 2002, and annotations are current through August 1, 2001.
11 NYCRR 60-2.0 OFFICIAL COMPILATION OF CODES, RULES AND REGULATIONS OF THE STATE OF NEW YORK TITLE 11. INSURANCE DEPARTMENT CHAPTER III. POLICY AND CERTIFICATE PROVISIONS [FN1] SUBCHAPTER B. PROPERTY
More informationSenate Bill 411 Sponsored by Senators GELSER, ROSENBAUM; Senator SHIELDS (Presession filed.)
78th OREGON LEGISLATIVE ASSEMBLY--2015 Regular Session Enrolled Senate Bill 411 Sponsored by Senators GELSER, ROSENBAUM; Senator SHIELDS (Presession filed.) CHAPTER... AN ACT Relating to personal injury
More informationMENDAKOTA INSURANCE COMPANY
MENDAKOTA INSURANCE COMPANY (Serviced by KAI Advantage Auto, Inc.) PERSONAL AUTOMOBILE INSURANCE POLICY (INDIANA) IMPORTANT Notify the Company s claim office in Elk Grove Village, Illinois by telephone,
More informationPROPOSED DRAFT AS OF 2/15/11
PROPOSED DRAFT AS OF 2/15/11 NEW YORK STATE INSURANCE DEPARTMENT REGULATION NO. 68 (11 NYCRR 65) REGULATIONS IMPLEMENTING THE COMPREHENSIVE MOTOR VEHICLE INSURANCE REPARATIONS ACT Subpart 65-0 Subpart
More informationLYNDON SOUTHERN INSURANCE COMPANY. TENNESSEE Personal Auto Policy
LYNDON SOUTHERN INSURANCE COMPANY TENNESSEE Personal Auto Policy WARNING Any person who knowingly provides false, incomplete or misleading information to an insurance company commits a fraudulent insurance
More informationCOMMERCIAL PROFESSIONAL LIABILITY COVERAGE FORM
COMMERCIAL PROFESSIONAL LIABILITY COVERAGE FORM Various provisions in this policy restrict coverage. Read the entire policy carefully to determine rights, duties and what is and is not covered. Throughout
More informationLIQUOR LIABILITY COVERAGE FORM
COMMERCIAL GENERAL LIABILITY CG 00 33 12 07 LIQUOR LIABILITY COVERAGE FORM Various provisions in this policy restrict coverage. Read the entire policy carefully to determine rights, duties and what is
More informationTENNESSEE PERSONAL AUTOMOBILE INSURANCE POLICY
TENNESSEE PERSONAL AUTOMOBILE INSURANCE POLICY IMPORTANT Do not fail to notify the office of the Company of every accident however slight, immediately upon occurrence. If accident is fatal or involves
More informationILLINOIS PERSONAL AUTO POLICY. Falcon Insurance Company. 724 Enterprise Drive Oak Brook, Illinois 60523 (630) 423-3130
ILLINOIS PERSONAL AUTO POLICY Falcon Insurance Company 724 Enterprise Drive Oak Brook, Illinois 60523 (630) 423-3130 IMPORTANT Notify the office of the Company at Oak Brook, Illinois of every accident
More informationPersonal Auto Policy
NEW YORK Personal Auto Policy For questions about your policy, please call: 1-800-926-6012 Esurance Property and Casualty Insurance Company 650 Davis Street San Francisco, CA 94111-1904 Fraud Statement:
More informationD R A F T. LC 117 2016 Regular Session 1/19/16 (TSB/ps)
LC 0 Regular Session // (TSB/ps) D R A F T SUMMARY Provides that insurer that has duty to defend insured against claim has fiduciary duty toward insured if insurer does defend against claim. Provides that
More informationTHIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. UNINSURED MOTORISTS COVERAGE CALIFORNIA
POLICY NUMBER: PERSONAL AUTO PP 04 87 08 05 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. UNINSURED MOTORISTS COVERAGE CALIFORNIA SCHEDULE Uninsured Motorists Premium Coverage Limit Of
More informationNew York Personal Automobile Policy
New York Personal Automobile Policy We know how important it is for you to stay on the move. 500 W 5th Street Winston Salem, NC 27101-2728 New South Insurance Company CIM Insurance Corporation MIC Property
More informationTHIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. PERSONAL INJURY PROTECTION COVERAGE MINNESOTA
POLICY NUMBER: PERSONAL AUTO PP 05 67 01 15 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. PERSONAL INJURY PROTECTION COVERAGE MINNESOTA With respect to coverage provided by this endorsement,
More informationCOMMERCIAL AUTOMOBILE INSURANCE POLICY ILLINOIS
COMMERCIAL AUTOMOBILE INSURANCE POLICY ILLINOIS IMPORTANT Notify the Company at 4245 N. Knox Ave., Chicago, IL 60641, (773)299-7500, 7500, of EVERY accident, however slight, immediately upon its occurrence.
More informationUNIQUE INSURANCE COMPANY GEORGIA
UNIQUE INSURANCE COMPANY GEORGIA PERSONAL AUTOMOBILE INSURANCE POLICY UIC PPA GA 09_14 Table of Contents AGREEMENT General Definitions............................. 3, 4 PART I LIABILITY COVERAGE Insuring
More informationSection 60-1.1 Mandatory provisions.
11 NYCRR 60-1.1 OFFICIAL COMPILATION OF CODES, RULES AND REGULATIONS OF THE STATE OF NEW YORK TITLE 11. INSURANCE DEPARTMENT CHAPTER III. POLICY AND CERTIFICATE PROVISIONS SUBCHAPTER B. PROPERTY AND CASUALTY
More informationINSURANCE CODE TITLE 10. PROPERTY AND CASUALTY INSURANCE SUBTITLE C. AUTOMOBILE INSURANCE CHAPTER 1952
INSURANCE CODE TITLE 10. PROPERTY AND CASUALTY INSURANCE SUBTITLE C. AUTOMOBILE INSURANCE CHAPTER 1952. POLICY PROVISIONS AND FORMS FOR AUTOMOBILE INSURANCE (SELECTED SECTIONS) SUBCHAPTER C. UNINSURED
More informationNEW MEXICO SELF-INSURERS' FUND WORKERS' COMPENSATION AND EMPLOYERS' LIABILITY PLAN
NEW MEXICO SELF-INSURERS' FUND WORKERS' COMPENSATION AND EMPLOYERS' LIABILITY PLAN In return for the payment of the premium and subject to all terms of this Policy, we agree with you as follows. GENERAL
More informationGARAGEKEEPERS COVERAGE
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY GARAGEKEEPERS COVERAGE This endorsement modifies insurance provided under the BUSINESSOWNERS COVERAGE FORM SCHEDULE Location No. Coverages
More informationPersonal Auto Policy. We know how important it is for you to stay on the move.
Personal Auto Policy We know how important it is for you to stay on the move. Detriot, Michigan CIM Insurance Corporation MIC Property and Casualty Insurance Corporation Motors Insurance Corporation St.
More informationPERSONAL AUTO POLICY AGREEMENT DEFINITIONS
PERSONAL AUTO PERSONAL AUTO POLICY AGREEMENT In return for payment of the premium and subject to all the terms of this policy, we agree with you as follows: DEFINITIONS A. Throughout this policy, "you"
More informationFLORIDA PERSONAL INJURY PROTECTION
POLICY NUMBER: COMMERCIAL AUTO CA 22 10 01 13 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. FLORIDA PERSONAL INJURY PROTECTION For a covered "auto" licensed or principally garaged in,
More informationAUTOMOBILE CLAIMS PROCEDURES
AUTOMOBILE CLAIMS PROCEDURES A. AUTO GLASS CLAIMS 1. Report the claim to our Claims Dispatcher in Saskatoon at 653-4232 or use our toll-free number at 1-800-667-3067 for coverage confirmation and instructions.
More informationUNITED AUTOMOBILE INSURANCE COMPANY FLORIDA PERSONAL AUTOMOBILE INSURANCE POLICY
UNITED AUTOMOBILE INSURANCE COMPANY FLORIDA PERSONAL AUTOMOBILE INSURANCE POLICY United Automobile Insurance Company P.O. Box 694140 Miami Gardens, FL 33269-1140 IMPORTANT LIMITED COVERAGE POLICY: Please
More informationINFORMATION NOTICE AUTO POLICY SUMMARY AND RELATED DISCLOSURES
INFORMATION NOTICE AUTO POLICY SUMMARY AND RELATED DISCLOSURES THIS INFORMATIVE BOOKLET, CONTAINING: a) Information notice, including policy summary and related disclosures, and b) Glossary, SHALL BE AVAILABLE
More informationCalifornia Basic Auto Policy
Bristol West is a member of the Farmers Insurance Group of companies. California Basic Auto Policy Coast National Insurance Company IMPORTANT NOTICE The insured has made Coast National Insurance Company
More informationCalifornia Personal Automobile Policy
California Personal Automobile Policy We know how important it is for you to stay on the move. 500 W 5th Street Winston Salem, NC 27101-2728 Integon National Insurance Company INTEGON NATIONAL INSURANCE
More informationMiscellaneous Vehicle Policy
Miscellaneous Vehicle Policy because Medicare doesn t cover everything A merican Family M utual I nsurance C ompany and its Subsidiaries 6000 A m e ric a n Pa rkwa y M a d iso n, WI 53783-0001 1-800-M
More informationPersonal Auto Policy
Nevada Personal Auto Policy For questions about your policy, please call: 1-800-926-6012 Esurance Insurance Company 650 Davis Street San Francisco, CA 94111-1904 Important: Please read your Nevada Personal
More informationPUBLIC ENTITY RISK MANAGEMENT AUTHORITY MEMORANDUM OF WORKERS COMPENSATION AND EMPLOYERS LIABILITY COVERAGE
PUBLIC ENTITY RISK MANAGEMENT AUTHORITY MEMORANDUM OF WORKERS COMPENSATION AND EMPLOYERS LIABILITY COVERAGE FOR THE PERIOD JULY 1, 2015 TO JUNE 30, 2016 EFFECTIVE: JULY 1, 2015 PUBLIC ENTITY RISK MANAGEMENT
More information"Insurance Services Office, Inc. Copyright"
POLICY NUMBER: COMMERCIAL AUTO CA 23 23 11 02 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. "Insurance Services Office, Inc. Copyright" This form has been promulgated by the Virginia State
More informationAUTOMOBILE POLICY ALABAMA Equity Insurance Company Managed by
AUTOMOBILE POLICY ALABAMA Equity Insurance Company Managed by P.O.Box 467398 Atlanta, GA 31150 30001 (07/14) ALABAMA PERSONAL AUTO POLICY QUICK REFERENCE This policy is a legal contract between you (the
More informationSECURITY NATIONAL INSURANCE COMPANY FLORIDA PERSONAL AUTO POLICY IMPORTANT NOTICE
SECURITY NATIONAL INSURANCE COMPANY FLORIDA PERSONAL AUTO POLICY IMPORTANT NOTICE The named insured has made Security National Insurance Company (hereinafter called the Company) a written application,
More informationPreferred Auto Insurance Company, Inc. TENNESSEE PREFERRED AUTO INSURANCE COMPANY, INC PERSONAL AUTO POLICY
Preferred Auto Insurance Company, Inc. TENNESSEE PREFERRED AUTO INSURANCE COMPANY, INC PERSONAL AUTO POLICY WARNING Any person who knowingly provides false, incomplete or misleading information to an insurance
More informationNEBRASKA PROPERTY AND LIABILITY INSURANCE GUARANTY ASSOCIATION ACT
NEBRASKA PROPERTY AND LIABILITY INSURANCE GUARANTY ASSOCIATION ACT Section. 44-2401. Purpose of sections. 44-2402. Kinds of insurance covered. 44-2403. Terms, defined. 44-2404. Nebraska Property and Liability
More informationState Farm Car Policy Booklet
Please read the policy carefully. If there is an accident, contact your State Farm agent or one of our Claim Offices at once. (See INSURED S DUTIES in this policy booklet.) State Farm Car Policy Booklet
More informationCOLORADO PERSONAL AUTO POLICY IMPORTANT NOTICE
COLORADO PERSONAL AUTO POLICY IMPORTANT NOTICE The insured has made Loya Insurance Company (hereinafter called the Company) a written application attached hereto and incorporated by reference. Each and
More informationVIRGINIA ACTS OF ASSEMBLY -- 2015 SESSION
VIRGINIA ACTS OF ASSEMBLY -- 2015 SESSION CHAPTER 585 An Act to amend and reenact 38.2-2206 of the Code of Virginia and to amend the Code of Virginia by adding in Article 7 of Chapter 3 of Title 8.01 a
More informationOCEAN HARBOR CASUALTY INSURANCE COMPANY
OCEAN HARBOR CASUALTY INSURANCE COMPANY LIMITED PERSONAL AUTO POLICY Read your Policy carefully. This Policy does not satisfy all Financial Responsibility Laws. This is a restricted Policy. This Policy
More informationCar Rental Collision Coverage
State Notice: This document is not applicable to residents of all states. Residents of Florida, Georgia, Indiana, New York, Oregon, Pennsylvania, Utah, and Washington can obtain their state specific documents
More informationQUICK REFERENCE OKLAHOMA AUTO POLICY. USAA 9800 Fredericksburg Road San Antonio, Texas 78288 DECLARATIONS PAGE
USAA 9800 Fredericksburg Road San Antonio, Texas 78288 OKLAHOMA AUTO POLICY READ YOUR POLICY, DECLARATIONS AND ENDORSEMENTS CAREFULLY The automobile insurance contract between the named insured and the
More informationEMPLOYEE BENEFITS LIABILITY COVERAGE FORM
EMPLOYEE BENEFITS LIABILITY COVERAGE FORM THIS FORM PROVIDES CLAIMS MADE COVERAGE. PLEASE READ THE ENTIRE FORM CAREFULLY. Various provisions in this policy restrict coverage. Read the entire policy carefully
More informationKANSAS PERSONAL INJURY PROTECTION
POLICY NUMBER: COMMERCIAL AUTO CA 22 14 02 96 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. KANSAS PERSONAL INJURY PROTECTION For a covered "auto" licensed or principally garaged in, or
More information