Welcome to benefits orientation for Vidant Medical Center, Vidant Health, and Vidant Medical Group (non-providers).
|
|
- Clinton Logan
- 7 years ago
- Views:
Transcription
1 Welcome to benefits orientation for Vidant Medical Center, Vidant Health, and Vidant Medical Group (non-providers). In this presentation we will provide you with a brief overview of the benefits offered to Vidant Health employees and their eligible dependents. The information provided to you today will help prepare you in making your enrollment decisions. For your convenience you can find this presentation posted on the Vidant Medical Center and Vidant Health internet at click on For Employees Benefits Welcome to Our Family and then Benefits. 0
2 You can read and review detailed information about any of the benefits topics shown on this slide 2 different ways: From home (internet), go to Once at the website click on the tab For Employees, then click on Benefits Information. From work (intranet), go to the Vidant Health homepage. Follow this path Click on Employee Central. You can browse this section for more information on our benefits or scroll down to New to Our Family for an overview about Employee Central and what is available. 1
3 Flexible spending accounts allow you to set aside pre-tax money from your paycheck so that you can pay for qualifying health expenses and/or dependent day care expenses that you are required to pay out of pocket. Flexible spending accounts lower your taxable income which saves you money. You never pay taxes on the money when it goes into the account and you never pay taxes on the on the money when you take it out of the account. There are two types of accounts health care and dependent care. 2
4 You may use the healthcare account for your own medical expenses as well as your eligible dependents even if not covered under the medical, dental or vision plans. You determine the amount of money you want in the account by giving us a total for the year. That total is divided by the remaining number of pay periods from your date of hire to arrive at the amount that will be deducted from your pay. This slide shows a few examples of expenses that are reimbursable through the health care flexible spending account. The maximum dollar amount that you may elect for the health care flexible spending account is $2,500 for However, this amount is prorated based on your date of hire. Please review the current dependent care/health care maximum allowable budget chart that shows the remaining number of pay periods and the amount you are eligible to contribute for the year based on your date of hire. 3
5 The dependent care account allows you to save for expenses for your eligible dependents such as day care expenses, after school programs, baby sitters, nursery school or related expenses which allow you and/or your spouse to work, actively seek work, or go to school full time. You tell us the amount you want placed in the account for the remainder of the year. That amount is divided by the remaining number of pay periods in the year to achieve the amount that will be deducted from your check every pay period. The maximum dollar amount that you may elect for the dependent day care account is $5,000 annually which is prorated based on your date of hire. Please review the dependent care/health care maximum allowable budget chart that shows the remaining number of pay periods and the amount you are eligible to contribute for the year based on your date of hire. *Working can also be defined as a full-time student or actively seeking work as per the definition by the IRS. For more eligibility information, please contact the Benefits Department. 4
6 Your Spending Account (YSA) processes all flexible spending account claims. Once enrolled you will receive a healthcare payment card from Your Spending Account (YSA). You must activate your debit card by following the instructions located on the activation sticker on the face of your card. You may use your debit card to pay for eligible expenses instantly from your spending account. For example you may use it for co-pays and prescription medications. You may file your claim online or by calling the YSA call center. Supporting documentation may be required. The health care account allows you to instantly receive what you ve elected to place in the account for the year. This means that the amount you elect to put in the account for the year is available to you immediately. The dependent care account only reimburses the amount that has been deducted from your pay check and placed in the account. The debit card cannot be used to pay dependent care expenses. 5
7 With the healthcare payment card, there are some important points to remember: The card holds the balance for the health care account only. Additional debit cards may be ordered by calling the YSA Call Center or through the YSA website. Participants must select credit when using the card since there is no personal identification number associated with the card. You may select debit if you have followed the instructions sent by YSA to your home mailing address and set up your pin number. Participants have online access to account information 24/7 or may call the YSA call center for inquiries. In addition there is a mobile app feature which allows iphone and Droid users to upload documentation from their mobile device. 6
8 As a new hire, the maximum amount that you may contribute to the Health Care or Dependent Care Flexible Spending Account (FSA) is pro-rated by your date of hire. Please plan carefully to cover as many eligible expenses as possible. IRS rules unclaimed funds are forfeited. Please review the next slide regarding Carryover and Grace Period policies. 7
9 The plan year for FSA end on December 31. Therefore it is important that you submit any eligible claims by the end of the plan year. If you are enrolled in the Health Care FSA, there is a carry over provision which allows for any funds (up to $500) remaining in your 2015 account, may be carried over to You could use these funds toward eligible expenses that you incur in Each year moving forward, you will have the ability to carryover a maximum of $500 of unused Health Care FSA funds into the next year. This is different for the Dependent Care FSA. Dependent Care FSA has a 2 ½ month grace period extension ending 3/15/16. Therefore, you may submit claims incurred up to that date. You have until 4/30/16 to submit them to YSA for reimbursement. Funds not used by 3/15/16 and submitted by 4/30/16 will be forfeited. 8
10 It is your responsibility to ensure that your contact information is updated at all times. You can update your contact information anytime through Employee Self Service (E-Pay). This is also where you go to view your paystubs. Sometimes important benefit communications are sent to your home address or we have to contact you regarding your benefits. It is imperative that we have good contact information for each employee. The following slides show you how to access Employee Self Service from work and home. 9
11 You can access the intranet from any Vidant Health computer. It is normally the home page when you click on Internet Explorer, but if not go to and you can click on Employee Self Service (E-Pay) here. Employee Self Service is used to update your contact information, view your paystubs, make changes to your federal tax withholdings and much more! 10
12 You can access the Vidant Health internet from any computer by going to Once on the Vidant Health webpage you will select For Employees and then on the next page you will see a menu on the left, select Employee Self Service. Employee Self Service is used to update your contact information, view your paystubs, make changes to your federal tax withholdings and much more! 11
13 12
14 13
15 Please do not hesitate to contact the employee benefits office should you have questions regarding your benefits. We are located in Doctors Park #1AB. We can be reached at or send us an at Thank you for your time and welcome aboard. 14
16 Please do not hesitate to contact the employee benefits office should you have questions regarding your benefits. We are located in Doctors Park #1AB. We can be reached at or send us an at Thank you for your time and welcome aboard. 15
Flexible Spending Accounts are smart ways to pay and save
Flexible Spending Accounts are smart ways to pay and save The City of Memphis offers its active employees the opportunity to join the Flexible Spending Program (FSA). A FSA is a flexible way to help you
More informationBlue Shield of California Consumer Directed Health Plan with Health Savings Account (CDHP with HSA) Frequently Asked Questions
Blue Shield of California Consumer Directed Health Plan with Health Savings Account (CDHP with HSA) Frequently Asked Questions What is the Blue Shield of California CDHP with HSA? The Blue Shield of California
More informationFlexible Spending Account Employee Guide
WHAT IS A FLEXIBLE SPENDING ACCOUNT (FSA)? A Flexible Spending Account, sometimes referred to as a Section 125 Plan, is a company-sponsored program, which allows you to voluntarily set aside pre-tax dollars
More informationAn Employee Guide to:
An Employee Guide to: Medical/Health Care Spending Account Dependent Care Spending Account 2015 *** IMPORTANT *** ENROLLMENT IN THE FLEXIBLE SPENDING ACCOUNTS IS ONLY VALID FOR ONE CALENDAR YEAR. YOU MUST
More informationtake care Healthcare Flexible Spending Account
take care Healthcare Flexible Spending Account Healthcare costs are on the rise. The costs of co-payments, prescription drugs, eyeglasses, and dental work for you and your family can really add up. With
More informationYour Flexible Spending Account (FSA) Guide
Your Flexible Spending Account (FSA) Guide Plan Year: January 1, 2015 December 31, 2015 What is a Flexible Spending Account? A flexible spending account (FSA) lets you set aside money from your paycheck
More informationFlexible Spending Accounts: October 2015
Flexible Spending Accounts: October 2015 Contents Ford s Flexible Spending Accounts What is a Flexible Spending Account (FSA)? How much can I contribute to an FSA? How can I keep track of my account balance?
More informationHealth Savings Accounts & High Deductible Health Plans
Health Savings Accounts & High Deductible Health Plans Definitions Consumer Driven Health Plan ( CDHP ) A health insurance plan designed to give you more control over your health care spending. CDHPs incorporate
More informationPayPal Blue Shield of California Consumer Directed Health Plan with Health Savings Account (CDHP with HSA) Frequently Asked Questions
PayPal Blue Shield of California Consumer Directed Health Plan with Health Savings Account (CDHP with HSA) Frequently Asked Questions What is the Blue Shield of California CDHP with HSA? The Blue Shield
More information2016 Health Savings Plan and Health Savings Account Questions
2016 Health Savings Plan and Health Savings Account Questions Health Savings Plan (HSP) What is the Health Savings Plan? The HSP is a High Deductible Health Plan (HDHP) with coverage that starts after
More informationElecting Pre-tax Dollars To Pay For Your Health Care Expenses
Electing Pre-tax Dollars To Pay For Your Health Care Expenses FSA LPF HSA Your Benefit Options Based On Your Health Insurance Plan BENEFIT OPTIONS You Have Elected a Traditional Health Plan... Low or no
More informationSmart, simple savings Aetna Flexible Spending Account Overview
Quality health plans & benefits Healthier living Financial well-being Intelligent solutions Smart, simple savings Aetna Flexible Spending Account Overview A smart way to save What is a Flexible Spending
More informationCompuSys/Erisa Group Inc. State of New Mexico Flexible Spending and Transportation Benefit Plan Year Jan-Dec 2015
CompuSys/Erisa Group Inc. State of New Mexico Flexible Spending and Transportation Benefit Plan Year Jan-Dec 2015 Outline What is Flexible Spending How Does Flexible Spending Work The Health Care Benefit
More informationCOMMUNITY COLLEGE OF PHILADELPHIA HEALTH CARE & DEPENDENT CARE FLEXIBLE SPENDING ACCOUNT PLANS
1700 Spring Garden Street Philadelphia, PA 19130 COMMUNITY COLLEGE OF PHILADELPHIA HEALTH CARE & DEPENDENT CARE FLEXIBLE SPENDING ACCOUNT PLANS A benefit that increases your take-home pay by letting you
More informationFrequently Asked Questions for HSAs (Health Savings Accounts)
Frequently Asked Questions for HSAs (Health Savings Accounts) (Rev July 2015) HOW A HEALTH SAVINGS ACCOUNT (HSA) WORKS Q: What is an HSA and how does it work? A: If you elect the PPO Plus HSA Plan (new
More informationYour Guide to the Health Care Flexible Spending Account and the Health Savings Account
Your Guide to the Health Care Flexible Spending Account and the Health Savings Account TABLE OF CONTENTS Introduction...1 Health Care Flexible Spending Account...2 What Is The Health Care FSA?...2 When
More informationHealth Savings Account (HSA) State of Tennessee
Tax-Advantaged Accounts Health Savings Account (HSA) State of Tennessee What s a Health Savings Account (HSA)? It is an account you contribute to with pretax money deducted from your paycheck. You use
More informationFlexible Spending Accounts
Flexible Spending Accounts What is an FSA? An employee benefit that saves you money on healthcare and day care expenses An account where you contribute money from your paycheck BEFORE taxes; then incur
More informationAccount Based Health Plan with Health Savings Account Guide
Account Based Health Plan with Health Savings Account Guide Lead the way Page 1 2016 ABHP with HSA Guide You re in control with an Account-Based Health Plan Philips believes an Account Based Health Plan
More informationTaking Advantage Of Your Company s Flexible Benefit Plan Results In A Bigger Paycheck
Taking Advantage Of Your Company s Flexible Benefit Plan Results In A Bigger Paycheck Sometimes referred to as a Flexible Spending Account, Section 125 Plan, Cafeteria Plan or Section 132 Plan, a Flexible
More informationFREQUENTLY ASKED QUESTIONS QUALIFIED HIGH DEDUCTIBLE HEALTH PLAN WITH A HEALTH SAVINGS ACCOUNT
FREQUENTLY ASKED QUESTIONS QUALIFIED HIGH DEDUCTIBLE HEALTH PLAN WITH A HEALTH SAVINGS ACCOUNT Qualified High Deductible Health Plans (QHDHP) What is a QHDHP? A QHDHP is a medical plan regulated by the
More information2016 Flexible Spending Account Handbook
2016 Flexible Spending Account Handbook Following are commonly asked questions and answers describing the basic features of the Flexible Spending Accounts and how they operate. Please review these questions
More informationWHAT WOULD YOU DO WITH AN EXTRA WEEK AND A HALF OF PAY THIS YEAR?
WHAT WOULD YOU DO WITH AN EXTRA WEEK AND A HALF OF PAY THIS YEAR? BENEFITS Medical and Dependent Care Flexible Spending Section 125 Cafeteria Plan ENJOY THE BENEFITS Reduce taxes and increase take-home
More information2015 HSA Plan Quick Guide
2015 HSA Plan Quick Guide The HSA Plan consists of two parts that work together to give you more control over how you receive and pay for medical care and services, both now and in the future: the Health
More informationLearn What s New. Aetna High Deductible Health Plan with Health Savings Account Quick Guide
Take Care Learn What s New Aetna High Deductible Health Plan with Health Savings Account Quick Guide The Aetna High Deductible Health Plan (HDHP) with a Health Savings Account (HSA) is designed to give
More informationFlexible Spending Accounts
How to use your Flexible Spending Accounts Your Flexible Spending Accounts allow you to be reimbursed for eligible health care and dependent day care expenses with tax-free dollars. Revised 9-2012 How
More informationFlexible Benefits Program & Flexible Spending Accounts
Flexible Benefits Program & Flexible Spending Accounts Flexible Benefits Program & Flexible Spending Accounts The Flexible Benefits Program offers you a substantial tax savings opportunity. It allows you
More informationUsing a Flexible Spending Account
Using a Flexible Spending Account Enrolling in a flexible spending account (FSA) provides you with a well-deserved tax break. FSAs allow you to place money into your account on a before-tax basis to pay
More informationHow To Get A Good Health Care Plan At Rochester General
Welcome to Rochester Regional Health! This online presentation on the Rochester General Health Benefits Program is designed to provide you an overview of the comprehensive benefits package Rochester Regional
More informationTHE HEALTH SAVINGS ACCOUNT
THE HEALTH SAVINGS ACCOUNT C O N T E N T S Start Saving Now for Your Future Health Care Needs............. 1 How the BlueEdge Plans and the HSA Work Together............. 3 Tax Advantages of an HSA...................................
More informationFlexible Spending Accounts Frequently Asked Questions
Flexible Spending Accounts Frequently Asked Questions Flexible spending accounts (FSAs) allow you to reduce your tax burden and increase your take home payable income, while you set aside money for eligible
More informationHealth Savings Option with a Health Savings Account (HSA)
Health Savings Option with a Health Savings Account (HSA) The Health Savings Option is a high deductible health insurance plan administered by United Medical Resources (UMR), a United Healthcare Company,
More informationHealth Care Flexible Spending Account
Health Care Flexible Spending Account The Health Care Flexible Spending Account (HCFSA) is simple to use. By participating you choose to contribute a set amount to your account through payroll deductions
More informationHealth care, dependent care, transit and parking
Health care, dependent care, transit and parking Federal law allows employers to offer certain tax-advantaged spending accounts for employee benefit expenses. Through a provider called WageWorks, the City
More informationIU High Deductible Health Plan Health Savings Account. Get Healthy and Get Ahead with the HDHP PPO Plan
IU High Deductible Health Plan Health Savings Account & Get Healthy and Get Ahead with the HDHP PPO Plan 2014 PLAN 1Plan Advantages Medical Coverage ADVANTAGE The HDHP PPO & HSA has several advantages
More informationPenn State Flexible Spending Account (FSA) Benefits
Penn State Flexible Spending Account (FSA) Benefits Eligibility and Enrollment Deadlines All regular, full-time faculty and staff members of the University are eligible to participate in the following
More information2015 BENEFITS. There are important decisions to make. Look inside to learn more.
2015 BENEFITS There are important decisions to make. Look inside to learn more. 1 Welcome to Enable Midstream! This is an exciting time to work at Enable Midstream. We are so glad you are part of our team.
More informationFREQUENTLY ASKED QUESTIONS ABOUT THE FSA DEBIT CARD
FREQUENTLY ASKED QUESTIONS ABOUT THE FSA DEBIT CARD How does the FSA Debit Card factor in? If you participated in the Flexible Spending Plan last plan year, you will not receive a new card for the current
More informationIN THIS SECTION SEE PAGE. For More Information. Diageo: Your 2015 Employee Benefits 87
Diageo: Your 2015 Employee Benefits 87 Health and Dependent Care Flexible Spending Accounts (FSAs) Diageo NA provides you with an opportunity to contribute to two kinds of flexible spending accounts (FSAs),
More informationHealth Care Flexible Spending Account Dependent Care Flexible Spending Account. Enrollment Information Guide
Health Care Flexible Spending Account Dependent Care Flexible Spending Account Enrollment Information Guide Flexible Spending Accounts (FSA) Benefits There are many benefits available to you by participating
More informationFrequently Asked Questions For Flexible Spending Accounts and the Benny Card
Frequently Asked Questions For Flexible Spending Accounts and the Benny Card 1 What is the Benny Card? A. The Benny Card is a MasterCard that gives you an easy, automatic way to pay for qualified health
More informationHealth Flexible Spending Account Summary Plan Description
Health Flexible Spending Account Summary Plan Description Health Flexible Spending Account Summary Plan Description KEY DEADLINES APRIL 15 ANNUALLY Submit your claims for reimbursement; when the deadline
More informationHealth Care Flexible Spending Account (HCFSA) Plan Frequently Asked Questions
Health Care Flexible Spending Account (HCFSA) Plan Frequently Asked Questions General FSA Questions What is a Health Care Flexible Spending Account (HCFSA) Plan? The Health Care Flexible Spending Account
More informationThe Health Savings Account User Guide
The Health Savings Account User Guide C O N T E N T S Start Saving Now for Your Future Health Care Needs............. 1 How the BlueEdge Plans and the HSA Work Together............. 3 Tax Advantages of
More informationHealth Savings Account (HSA)
Tax-Advantaged Accounts Health Savings Account (HSA) September 8, 2015 State of Tennessee Local Education & Local Government Today s presentation will cover: Health Savings Account (HSA) Eligibility and
More informationYour Limited Purpose Flexible Spending Account
QuickStart Guide Your Limited Purpose Flexible Spending Account Includes: Your LPFSA: The Essentials Managing Your Account Using Your LPFSA Dollars Eligible Expenses 5 Ways to Use the Fund Documentation
More informationUS Bank Script. Slide 1
US Bank Script Slide 1 Good morning, and welcome to the State of Kansas HSA enrollment presentation with U.S. Bank. Today, we are going to talk about the HSA, how it works, and next steps to prepare you
More informationFlexible Spending Account (FSA)
Flexible Spending Account (FSA) Enrollment Guide More Choices For Managing Your Healthcare Dollars V2.1 110414 TB Peak1 Administration MemberCare Department Phone: 866.315.1777 Fax: 855.495.3669 membercare@mypeak1.com
More informationFlexible Spending Accounts
V. Flexible Spending Accounts Table of Contents About This Section...1 An Overview of the Flexible Spending Accounts...2 Tax Advantages...2 How Flexible Spending Accounts Work...2 Your Deposits Use It
More informationOpen a Flexible Spending Account. Health Care Eligible Expenses. Reduce your essential health care expenses by 20% to 40%
Health Care Eligible Expenses Open a Flexible Spending Account The list of eligible health care items is updated frequently by the Internal Revenue Service. If you are uncertain about whether or not an
More informationHealth Savings Account (HSA)
Tax-Advantaged Accounts Health Savings Account (HSA) September 16, 2015 State of Tennessee, Higher Ed s University of TN and The Board of Regents Today s presentation will cover: Health Savings Account
More informationFrequently Asked Questions Regarding Middlebury College FSA Benefits Card
Glossary of Terms: Frequently Asked Questions Regarding Middlebury College FSA Benefits Card Co-Insurance the percentage of covered expenses paid by Middlebury College s Health and Dental plans and the
More informationIRS Clarifies Two Rules for Health FSAs
Issue 2 2014 IRS Clarifies Two Rules for Health FSAs The IRS recently released two Chief Counsel Memoranda clarifying rules for health FSAs. One memorandum describes the interaction between a health flexible
More informationFlexible Spending Account enrollment guide
Flexible Spending Account enrollment guide Paying for health care is now easier and less expensive with a BenefitWallet FSA. 2014 Xerox HR Solutions, LLC. All rights reserved. What is a Flexible Spending
More informationCongratulations on opening a
Congratulations on opening a Health Savings Account! Let us help you manage your account easily, efficiently and securely. 05/2012 - CeB IMPORTANT! In order for us to comply with federal regulations, you
More informationFlexible Spending Account Plans
Flexible Spending Account Plans 2016 Plan Year 2016 Plan Year Page 1 What Is Inside This Coverage Information Section of the Summary Plan Description ( SPD ) for your Sprint Flexible Spending Account Plans
More informationYOUR FLEXIBLE SPENDING ACCOUNT
YOUR FLEXIBLE SPENDING ACCOUNT 1 Health Care Reimbursement Accounts Health Care Flexible Spending Accounts allow you to save money from your paycheck on a pre-tax basis to cover certain medical, dental,
More informationNew Retiree Healthcare Benefi ts
New Retiree Healthcare Benefi ts This brochure explains the new individual healthcare benefi ts for Medicare-eligible Retirees, their Medicare-eligible spouses,* and their surviving spouses* who are Medicare-eligible
More informationHRA Healthcare FSA What s the difference and how can they work together to benefit you?
Non-Represented Employees Your Health. Take Charge. HRA Healthcare FSA What s the difference and how can they work together to benefit you? A key component and benefit of Sandia Total Health is the Health
More informationIt's Your Fund - Your Money - Your Choice You can earn up to $2,400 per year
UFCW Local 1776 and Participating Employers Health and Welfare Fund 3031 B Walton Road, Plymouth Meeting, PA 19462 Phone (610) 941-9400 Fax (610) 941-5325 www.ufcw1776benefitfunds.org fund@1776funds.org
More informationHigh Deductible Health Plan (HDHP) with Health Savings Account (HSA) FREQUENTLY ASKED QUESTIONS
High Deductible Health Plan (HDHP) with Health Savings Account (HSA) FREQUENTLY ASKED QUESTIONS Part I HIGH DEDUCTIBLE HEALTH PLAN (HDHP) Q. What is the HDHP? A. The High Deductible Health Plan (HDHP)
More information2014 Section 125 Flexible Spending Account Plans: Dependent Care, Medical Insurance Premium & Unreimbursed Medical Expenses Employee Briefing
2014 Section 125 Flexible Spending Account Plans: Dependent Care, Medical Insurance Premium & Unreimbursed Medical Expenses Employee Briefing Human Resources May 15, 2013 Key Features Tax relief from Medical
More informationYour Flexible Spending Account
QuickStart Guide Your Flexible Spending Account Includes: Your FSA: The Essentials Managing Your Account Using Your FSA Dollars Eligible Expenses 5 Ways to Use the Fund Documentation Register for an online
More informationPeak1 Administration 7600 Mineral Drive, Suite 450 Coeur d'alene, ID 83815 Email: membercare@mypeak1.com Phone: 866-315-1777 Fax: 855-495-3669
Peak1 Administration 7600 Mineral Drive, Suite 450 Coeur d'alene, ID 83815 Email: membercare@mypeak1.com Phone: 866-315-1777 Fax: 855-495-3669 MyPeak1.com Healthcare Flexible Spending Account Overview
More informationHealth Savings Account HSA Summary
Health Savings Account HSA Summary Effective January 1, 2016 TABLE OF CONTENTS INTRODUCTION... 3 WHO IS ELIGIBLE... 3 IRS REQUIREMENTS... 3 WHEN IS ELIGIBILITY DETERMINED?... 3 DO MY SPOUSE & I ESTABLISH
More informationYour Health Savings Account Reference Guide. Your Guide to Understanding a Health Savings Account
Your Health Savings Account Reference Guide Your Guide to Understanding a Health Savings Account The Fidelity HSA A tax-advantaged way to pay for health care expenses* A health savings account (HSA), combined
More information2015 Annual Enrollment Guide
YOUR BENEFITS 2015 Annual Enrollment Guide Enrollment Period October 22 November 4 Inside This Guide Key Dates October 22 November 4, 2014 Annual Enrollment period Changes for 2015...3 What You Need to
More informationMyPOMCO.com New Online Features for FSA Online Set-Up Instructions
MyPOMCO.com New Online Features for FSA Online Set-Up Instructions It s now even easier to manage your flexible spending account (FSA) with these new online features: Direct deposit of reimbursements into
More informationFlexible Spending Accounts. Cornell University
Flexible Spending Accounts Cornell University Plan Year: January 1 December 31, 2014 What will be covered? Who is PayFlex? Flexible Spending Accounts PayFlex Card Getting reimbursed cornell.payflexdirect.com
More information2014 BENEFIT PLAN CHANGES Costco Employee Benefits Program
2014 BENEFIT PLAN CHANGES Costco Benefits Program November 2013 2013 Summary of Material Modifications (SMM) to August 2011 Costco Benefits Program SPD The August 2011 Summary Plan Description (SPD) is
More informationFlexible Spending Accounts
EMployee Education Flexible Spending Accounts Healthcare Reimbursement Accounts - Healthcare Flexible Spending Account (FSA) - Dependent Care Account (DCA) What Are They? A FSA is an account that an employee
More informationCompuSys/Erisa Group Inc. State of NM Group Benefits Plan Plan Year Jan-Dec 2014. Flexible Spending Account (FSA) and Transportation Benefit
CompuSys/Erisa Group Inc. State of NM Group Benefits Plan Plan Year Jan-Dec 2014 Flexible Spending Account (FSA) and Transportation Benefit Outline How the Flexible Spending Account Works Health Care Benefit
More informationControl costs while helping employees manage health expenses Aetna HealthFund One-to-One for small businesses. www.aetna.com
Quality health plans & benefits Healthier living Financial well-being Intelligent solutions Control costs while helping employees manage health expenses Aetna HealthFund One-to-One for small businesses
More informationSUMMARY OF GUIDE CONTENTS... 1 HIGHLIGHTS OF TAX-ADVANTAGED PLANS... 2 EMPLOYEE SALARY REDUCTION PLANS... 5
This Guide is for informational and educational purposes only. It does not constitute legal advice or a comprehensive guide to issues to be considered by employers in establishing tax-advantaged benefits
More informationWashington University 2015 Flex Spending
Washington University 2015 Flex Spending THE FOLLOWING APPLIES TO BOTH HEALTH CARE AND DEPENDENT SPENDING PLANS Employees must re-enroll in Flex Spending each year it is not automatically renewed. Current
More informationF lexible S pending A ccount Employee Guide
F lexible S pending A ccount Employee Guide Stretching your health care dollars PO Box 628 Columbus, IN 47202 ATTN: Flex (877) 484-6136 iuhflex@iuhealth.org www.ezflexplan.com/iuhealth WHAT IS A FLEXIBLE
More informationHow do I sign up for the Debit Card? You need to make an active selection on your annual enrollment form.
Debit Card FAQs What is the Debit Card? The Debit Card is a special-purpose MasterCard that gives you an easy, automatic way to pay for eligible healthcare expenses. The Card lets you electronically access
More informationOpen Enrollment. and Summary of Material Modifications. prepared for
2016 Open Enrollment and Summary of Material Modifications prepared for Medical/Vision, Dental, Disability, Life/AD&D, Flexible Spending Accounts, Employee Assistance Program 2016 Open Enrollment and Summary
More informationUp To. 2016 benefit period ENROLL IN FSAFEDS. PUT MORE MONEY IN YOUR POCKET!
Up To $500 CARRYOVER For health care 2016 benefit period ENROLL IN FSAFEDS. PUT MORE MONEY IN YOUR POCKET! health care and dependent care accounts 1 A FED-FRIENDLY TAX BREAK With an FSAFEDS flexible spending
More informationDebit Card Transactions
Debit Card Transactions 2 1 Jessica Theisen Compliance Advisor, FCS Employee Benefits Corporation The material provided in this webinar is by Employee Benefits Corporation and is for general information
More informationHealth Reimbursement Account (HRA) Frequently Asked Questions (FAQ)
Health Reimbursement Account (HRA) Frequently Asked Questions (FAQ) What is a Health Reimbursement Account (HRA)? The HRA is an employer-sponsored plan that can be used to reimburse a portion of you and
More informationHow to Reimbursement a Dependent Day Care Period
SECTION 125 FLEXIBLE BENEFIT PLANS A Summary of the Reimbursement Account Arrangement Unreimbursed Medical Expense Account Dependent Day Care Expense Account AFES rev 12/12 0 Dear Participant: Thank you
More informationFlexible Spending Accounts
EMPLOYEE EDUCATION FSA Flexible Spending Accounts - Healthcare Flexible Spending Account (FSA) - Dependent Care Account (DCA) Healthcare Reimbursement Accounts What Are They? A FSA is an account that an
More informationUnderstanding Your Aetna HealthFund Health Savings Account (HSA)
Understanding Your Aetna HealthFund Health Savings Account (HSA) Frequently Asked Questions (FAQs) THE BASICS What is a Health Savings Account (HSA)? An HSA is a tax-advantaged account that you own. With
More informationFBA Flexible Spending Accounts
FBA Flexible Spending Accounts during the plan year. make an election to participate in the Flexible Spending Accounts. If an election facing all of us. Simply stated, by taking advantage of tax laws,
More informationHealth Savings Account (HSA) Frequently Asked Questions
1. What is an HSA? A Health Savings Account (HSA) is a personal bank account created exclusively for individuals to pay for eligible health expenses and save for future healthcare expenses tax-free. Tax-deductible
More informationFlexible Spending Accounts (FSAs)
Flexible Spending Accounts (FSAs) Frequently Asked Participant Questions (FAQ) GENERAL FSA What Is A Health Care Flexible Spending Account (FSA)? The Health Care FSA is an employer-sponsored plan, which
More informationAre you ready to start funding a healthy future? Fifth Third Bank Health Savings Account
Are you ready to start funding a healthy future? Fifth Third Bank Health Savings Account A smart savings plan that s the picture of good health You ve made a good decision by choosing a Fifth Third Bank
More informationHealth Savings Account Frequently Asked Questions
Health Savings Account Frequently Asked Questions (for Core 60 Medical Plan Members) The Health Savings Account (HSA) is a great way to save for health care expenses incurred today or in the future for
More informationNEW HIRE BENEFITS GUIDE 2014
NEW HIRE BENEFITS GUIDE 2014 Choose the coverage that s right for you Click here to get started WELCOME TO FARMERS Farmers values the contributions of every employee. Without employees like you, we would
More informationFrequently Asked Questions on the Benny Prepaid Benefits Card
Frequently Asked Questions on the Benny Prepaid Benefits Card General Questions on the Benny Prepaid Benefits Card 1. Why did I receive the Benny Prepaid Benefits Card? As a participant in a medical reimbursement
More informationFrequently Asked Questions. High Deductible Health Plan (HDHP) with Health Savings Account (HSA)
Frequently Asked Questions High Deductible Health Plan (HDHP) with Health Savings Account (HSA) There are two components to the High Deductible Health Plan (HDHP) with HSA Medical Plan the HDHP Health
More informationA PUBLICATION OF THE NEW JERSEY DIVISION OF PENSIONS AND BENEFITS. Tax$ave. State Employees who are Eligible for the State Health Benefits Program
FN-0335-0813 Fact Sheet #44 Tax$ave State Employees who are Eligible for the State Health Benefits Program SPECIAL NOTICE ON PENSION REFORM AND SECTION 125 PLANS Chapter 78, P.L. 2011, the Pension and
More informationCafeteria Plan Basics. 2016 Employee Benefits Corporation. Copyright 2015 Employee Benefits Corporation
Cafeteria Plan Basics 2016 Employee Benefits Corporation 2 1 Jessica Theisen Compliance Advisor, FCS Employee Benefits Corporation The material provided in this webinar is by Employee Benefits Corporation
More informationFLEXIBLE SPENDING ACCOUNT
FLEXIBLE SPENDING ACCOUNT Enrollment Kit Enjoy More Benefits and Take Home More Money Increase Your Take-Home Pay with an FSA Your increased take-home pay and savings depends on your income tax bracket.
More informationHome BancShares, Inc.
Topic: Payroll Human Resources FAQ s? When do I get paid? We are paid on a bi-weekly basis. Payday is every other Thursday. (See attachment for payroll dates and pay periods.) The payment is for wages
More informationFlexible Savings Accounts
Flexible Savings Accounts Aetna Consumer Financial Solutions products are administered by PayFlex Systems USA, Inc. ( PayFlex ), an affiliate of Aetna Life Insurance Company ( Aetna ). PayFlex s robust
More informationTulane University. Workforce Management. Faculty Benefits Overview
Workforce Management Faculty Benefits Overview 1 An important part of your employment experience at Tulane is the total rewards program provided by the University in exchange for your support of our mission.
More informationParticipant Reference Guide
Participant Reference Guide Welcome to FlexSystem and to the tax saving benefits of a Section 125 Cafeteria Plan. We hope you will find FlexSystem to be an efficient and valuable service. Our Participant
More informationWELCOME TO YOUR HEALTH SAVINGS ACCOUNT (HSA)
WELCOME TO YOUR HEALTH SAVINGS ACCOUNT (HSA) Congratulations! Thank you for opening a Health Savings Account (HSA) with TaxSaver Plan and Bancorp. We are here to help you and your family understand how
More information