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1 Address Telephone Fax Website avenue du Général Leclerc, Maisons-Alfort France +33(0) Year of creation (individual entities or association) 2012 Created by the law of December 31 st, 2012, Bpifrance is the public bank for investment, stemming from the merger of OSEO, FSI (strategic fund of investment), CDC Entreprises and FSI Regions. Its two shareholders are the French State and the French Caisse des Dépôts. To Serve the Future, Bpifrance s missions are i)to favor ecomic development in French territories (90% of all decisions are taken directly in the regions, Equity devoted to regional investment ), ii) To promote the French industrial renewal by fostering promising high-growth industries, especially digital, biotechlogies, health, environmental transition, aeronautics, railway, nuclear, robotic, etc. iii) To identify and support future champions : to build together the France of 2030 by financing sustainable growth and companies competitiveness. To implement these missions, Bpifrance is present at every key phase of business development from the seed phase to transfer, thanks to a financing continuum tailored to companies needs (loans, s, co-financing, invation and equity). Bpifrance operates with its equity capital and with State funds, regional or European, with an objective of maximal traction on the private initiative thanks to its strong partnership culture and its risk management tools, adapted to public fund management. The leverage effect of Bpifrance s intervention on private financing lies on 3 mechanisms, different but complementary: Guarantee: by covering part of default risks, Bpifrance increases financing partners capacity to take actions and thus eases enterprises access to private financing. Co-financing: by sharing financing and targeting intangible expenses - the most risky and less considered by banks - Bpifrance is increasing the global financial amount allocated to a project, to give him the necessary resources to support its ambitions. Interventions conditionality: by making its intervention conditional to the obtaining of private loans and/or equity increase, Bpifrance ensures a secure financial plan and lightens the entrepreneurs final risk. Page 1 of 6

2 Type of scheme ( or counter-) Product typology ( or counter- or co-) Guarantee Guarantee but also loans, grants, support services Ownership (i.e. fully mutual, funded by SMEs, banking associations, fully public, fully private, private-public mixed models) Private (in %) Public (in %) Shareholder structure Legal form (of single entity or association: i.e. fund, development bank, development agency, cooperative or mutual societies, bank, foundation, association, limited company, etc.) Development bank (Société anyme) Legal form (of members of an association: i.e. fund, development bank, development agency, cooperative or mutual societies, bank, foundation, association, limited company, etc.) Structure/Network (i.e. central scheme with regional offices, central scheme only, association network) Geographic coverage (i.e. local, regional, national) Sectorial focus (i.e. agriculture, industry, crafts, retail, liberal professions, cooperatives, etc.) Size of businesses supported (i.e. large companies, SMEs, micro-enterprises, independent/self-employed) Supervision statute (i.e. mo-product banking licenses, financial intermediary statute, n-supervised. For associations, please state statute of members) Profit / n-profit oriented (dividends to public shareholders are t considered as profit orientation) Headquarter, 50 Regional offices, 6 Regional back offices National All sectors SMEs and mid caps Bank supervised by ECB Non profit Distribution network xindividual : x direct Portfolio x Delegation to banks: x direct Portfolio Page 2 of 6

3 CIP / COSME invfin Are you / your members financial intermediary for EU-programmes? Structural funds Progress i.efeder name RSI / RSFF Horizon 2020 Other (please specify) Do you benefit from a counter- at local, regional or national level? Name of the organisation/institution/ministry Name and level of counter-guarantor (local, regional, national) Local Regional National/Federal Loan default s Leasing s Types of products provided by your organisation / your members? (delete the options which are t-applicable / add additional products) Working capital loan s Bridge financing loan s Mezzanine financing s Project s Export s Student loan s Housing s Venture capital s Other (please specify) Other SME support instruments offered by your organisation / your members (delete the options which are t-applicable / add additional products) Subsidized loans Mezzanine financing Venture capital Coaching Mediation services Others (i.e. grants, SME investment support, etc. please specify) Page 3 of 6

4 In general, some main product characteristics: Please provide some indications about the main product provided (if exact figures are available, e.g. in the case of associations, please provide AECM with estimates): Maximum duration Bank loan duration Average duration 5y Guarantee product features: Investment loan Guarantee coverage ratio 40 to 70% Maximum amount Minimum amount Additional collateral required Maximum duration 1y Average duration 1y Guarantee coverage ratio 50% Guarantee product features: Working Capital loan Maximum amount Minimum amount Additional collateral required Legal disclosure/information is t legally binding: The previously mentioned information is indicative and can differ when applying for a at the member organisation. Page 4 of 6

5 State aid regulation: Please provide AECM with information about whether or t the activity of your organization (members in case of associations) is subject to state aid regulation. If this only applies to some products or some members, please indicate a rough estimate of the percentage of the activity concerned by state aid regulation: Is the activity subject to state aid regulation?? De minimis Yes Do you (your members) use? GBER Yes Regional guidelines Yes Notification Do you (your members) dispose of an internal rating/scoring system? Do your s provide deponderation (capital relief) for member bankssubject to capital requirements (Basel agreement?)? Do you (your members) benefit of a public counter- that allows deponderation (capital relief)? Yes Yes? Social media activity We would like to add your social media channels to the ADDRESS field in your organization s page, in order to do so, please include the URL of your organization s pages so that we can link them. Does your organization have an external communication strategy that uses social media channels? Facebook Linkedin Google+ Twitter YouTube Slideshare Yes, : dailymotion Other (if, include URL of your organization s page) Page 5 of 6

6 Please do t save in PDF but leave the form in doc or docx format and save it adding your organization s name in the file name. THANK YOU FOR FILLING IN THIS MEMBERSHEET! Page 6 of 6

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