John Burroughs Agcy Briarhills#216 Houston TX 77077

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1 John Burroughs Agcy Briarhills#216 Houston TX Verify the vehicles and drivers listed on the Policy Declarations. Check the vehicle identification number (VIN) listed on these documents; its accuracy could affect your premium. Now you can pay your premium even before your bill is issued visit allstate.com or call Allstate. Susan Fife 1300 Coyote Ln Baytown TX A new policy period is about to begin your renewal offer materials are enclosed. I'm pleased to once again offer you the opportunity to continue your auto policy for another six months. By making sure you have the coverage you need, you're helping to ensure your long term financial security. What's inside. Enclosed you'll find your Renewal Policy Declarations which describes the coverage choices you've made and lists any discounts you're receiving and other policy documents. As you review the enclosed materials, please note anything you have a question about or that you think might need updating coverages, limits, deductibles, drivers and vehicles and then give me a call. I'm here to help you evaluate the coverage you have today, so that you can decide whether it continues to fit your ever changing insurance needs after all, who knows your needs better than you? Your next steps. Remember to replace the Liability Insurance cards you currently have with the cards enclosed in this mailing no later than your policy's effective date, as indicated on the enclosed Policy Declarations. The page with your cards provides more information please read it thoroughly. Keep in mind that your bill will be sent separately. Continuing your coverage is simple just make sure that we receive the required premium payment when it's due, as indicated on your bill. Read everything contained in this mailing carefully and keep these documents for future reference. Keep in mind that the policy documents included may differ each time you receive a renewal offer. (over) AUTO * * Information as of September 21, TX RA485

2 We're here when you need us. I'm happy to continue providing you with service and support. If you need assistance, please don't hesitate to call me. You can reach me at (281) You can also take advantage of many services online, such as making a payment or viewing policy information, by registering at the Allstate Customer Care Center on allstate.com. And for 24 hour a day, 7 day a week service and information, just call ALLSTATE ( ). Insure today. Secure tomorrow SM. If you're unsure whether you have the coverage you need to fit your life today, please get in touch soon. Insurance is not only protection for today; it's a cornerstone of your financial security. I'm glad you're with us. John Burroughs Agcy Your Allstate Agent Information as of September 21, 2011

3 AUTO * * Information as of September 21, 2011 Allstate Automobile Insurance A Quick Guide to This Package IDENTIFICATION CARD State law requires that these cards be kept in your vehicles. If you accept this offer to renew, please place them in your vehicles on the effective date. POLICY DECLARATIONS The Policy Declarations section contains detailed information about your policy such as drivers, vehicles, coverages, limits, and premiums. IMPORTANT NOTICE The Important Notice section provides you with explanations about insurance issues or any other policy information that we think may be helpful to you. QUESTIONS Do you have questions about this package? Just call your Allstate agent or call the Allstate Customer Information Center at ALLSTATE ( ). This is not a bill. IDTX TEXAS LIABILITY INSURANCE CARD Allstate Indemnity Company Susan Fife 1300 Coyote Lane Baytown TX AGENT NAME/PHONE John Burroughs Agcy (281) POLICY NUMBER EFFECTIVE DATE EXPIRATION DATE /06 11/06/11 05/06/12 YEAR/MAKE /MODEL VEHICLE ID NUMBER INSURED DRIVERS 11 Nissan Rogue JN8AF5MT0BW Susan Juan Castro 06 Nissan Altima 1N4AL11D16N Genaro Castro Julie 07 Honda Civic 1HGFA16547L IF YOU HAVE QUESTIONS, CALL This policy provides at least the minimum amounts of liability insurance required by the Texas Motor Vehicle Safety Responsibility Act for the specified vehicles and named insureds and may provide coverage for other persons and other vehicles as provided by the insurance policy.... TEXAS LIABILITY INSURANCE CARD Allstate Indemnity Company Susan Fife 1300 Coyote Lane Baytown TX AGENT NAME/PHONE John Burroughs Agcy (281) POLICY NUMBER EFFECTIVE DATE EXPIRATION DATE /06 11/06/11 05/06/12 YEAR/MAKE /MODEL VEHICLE ID NUMBER INSURED DRIVERS: 11 Nissan Rogue JN8AF5MT0BW Susan Juan Castro 06 Nissan Altima 1N4AL11D16N Genaro Castro Julie 07 Honda Civic 1HGFA16547L IF YOU HAVE QUESTIONS, CALL This policy provides at least the minimum amounts of liability insurance required by the Texas Motor Vehicle Safety Responsibility Act for the specified vehicles and named insureds and may provide coverage for other persons and other vehicles as provided by the insurance policy.

4 ... Texas Liability Insurance Card Keep this card IMPORTANT: This card or a copy of your insurance policy must be shown when you apply for or renew your: motor vehicle registration driver's license motor vehicle safety inspection sticker. You also may be asked to show this card or your policy if you have an accident or if a peace officer asks to see it. All drivers in Texas must carry liability insurance on their vehicles or otherwise meet legal requirements for financial responsibility. Failure to do so could result in fines up to $1,000, suspension of your driver's license and motor vehicle registration, and impoundment of your vehicle for up to 180 days (at a cost of $15 per day). Tarjeta de Seguro de Responsabilidad de Texas Guarde esta tarjeta IMPORTANTE: Esta tarjeta o una copia de su poliza de seguro debe ser monstrada cuando usted solicite o renueve su: registro de vehiculo de motor licencia para conducir etiqueta de inspeccion de seguridad para su vehiculo Puede que usted tenga tambien que mostrar esta tarjeta o su poliza de segura si tiene un accidente o si un oficial de la paz se la pide. Todos los conductores en Texas deben de tener seguro de responsabilidad para sus vehiculos, o de otra manera llenar los requisitos legales de pudiera resultar en multas de hasta $1,000, suspension de su licencia para conducir y su registro de vehiculo de motor, y la rentencion de su vehiculo por un periodo de hasta 180 dias (a un costo de $15 por dia).... Texas Liability Insurance Card Keep this card IMPORTANT: This card or a copy of your insurance policy must be shown when you apply for or renew your: motor vehicle registration driver's license motor vehicle safety inspection sticker. You also may be asked to show this card or your policy if you have an accident or if a peace officer asks to see it. All drivers in Texas must carry liability insurance on their vehicles or otherwise meet legal requirements for financial responsibility. Failure to do so could result in fines up to $1,000, suspension of your driver's license and motor vehicle registration, and impoundment of your vehicle for up to 180 days (at a cost of $15 per day). Tarjeta de Seguro de Responsabilidad de Texas Guarde esta tarjeta IMPORTANTE: Esta tarjeta o una copia de su poliza de seguro debe ser monstrada cuando usted solicite o renueve su: registro de vehiculo de motor licencia para conducir etiqueta de inspeccion de seguridad para su vehiculo Puede que usted tenga tambien que mostrar esta tarjeta o su poliza de segura si tiene un accidente o si un oficial de la paz se la pide. Todos los conductores en Texas deben de tener seguro de responsabilidad para sus vehiculos, o de otra manera llenar los requisitos legales de pudiera resultar en multas de hasta $1,000, suspension de su licencia para conducir y su registro de vehiculo de motor, y la rentencion de su vehiculo por un periodo de hasta 180 dias (a un costo de $15 por dia)....

5 AUTO * * Information as of September 21, 2011 Allstate Automobile Insurance IDTX TEXAS LIABILITY INSURANCE CARD Allstate Indemnity Company Susan Fife 1300 Coyote Lane Baytown TX AGENT NAME/PHONE John Burroughs Agcy (281) POLICY NUMBER EFFECTIVE DATE EXPIRATION DATE /06 11/06/11 05/06/12 YEAR/MAKE /MODEL VEHICLE ID NUMBER INSURED DRIVERS 11 Nissan Rogue JN8AF5MT0BW Susan Juan Castro 06 Nissan Altima 1N4AL11D16N Genaro Castro Julie 07 Honda Civic 1HGFA16547L IF YOU HAVE QUESTIONS, CALL This policy provides at least the minimum amounts of liability insurance required by the Texas Motor Vehicle Safety Responsibility Act for the specified vehicles and named insureds and may provide coverage for other persons and other vehicles as provided by the insurance policy.... TEXAS LIABILITY INSURANCE CARD Allstate Indemnity Company Susan Fife 1300 Coyote Lane Baytown TX AGENT NAME/PHONE John Burroughs Agcy (281) POLICY NUMBER EFFECTIVE DATE EXPIRATION DATE /06 11/06/11 05/06/12 YEAR/MAKE /MODEL VEHICLE ID NUMBER INSURED DRIVERS: 11 Nissan Rogue JN8AF5MT0BW Susan Juan Castro 06 Nissan Altima 1N4AL11D16N Genaro Castro Julie 07 Honda Civic 1HGFA16547L IF YOU HAVE QUESTIONS, CALL This policy provides at least the minimum amounts of liability insurance required by the Texas Motor Vehicle Safety Responsibility Act for the specified vehicles and named insureds and may provide coverage for other persons and other vehicles as provided by the insurance policy.

6 ... Texas Liability Insurance Card Keep this card IMPORTANT: This card or a copy of your insurance policy must be shown when you apply for or renew your: motor vehicle registration driver's license motor vehicle safety inspection sticker. You also may be asked to show this card or your policy if you have an accident or if a peace officer asks to see it. All drivers in Texas must carry liability insurance on their vehicles or otherwise meet legal requirements for financial responsibility. Failure to do so could result in fines up to $1,000, suspension of your driver's license and motor vehicle registration, and impoundment of your vehicle for up to 180 days (at a cost of $15 per day). Tarjeta de Seguro de Responsabilidad de Texas Guarde esta tarjeta IMPORTANTE: Esta tarjeta o una copia de su poliza de seguro debe ser monstrada cuando usted solicite o renueve su: registro de vehiculo de motor licencia para conducir etiqueta de inspeccion de seguridad para su vehiculo Puede que usted tenga tambien que mostrar esta tarjeta o su poliza de segura si tiene un accidente o si un oficial de la paz se la pide. Todos los conductores en Texas deben de tener seguro de responsabilidad para sus vehiculos, o de otra manera llenar los requisitos legales de pudiera resultar en multas de hasta $1,000, suspension de su licencia para conducir y su registro de vehiculo de motor, y la rentencion de su vehiculo por un periodo de hasta 180 dias (a un costo de $15 por dia).... Texas Liability Insurance Card Keep this card IMPORTANT: This card or a copy of your insurance policy must be shown when you apply for or renew your: motor vehicle registration driver's license motor vehicle safety inspection sticker. You also may be asked to show this card or your policy if you have an accident or if a peace officer asks to see it. All drivers in Texas must carry liability insurance on their vehicles or otherwise meet legal requirements for financial responsibility. Failure to do so could result in fines up to $1,000, suspension of your driver's license and motor vehicle registration, and impoundment of your vehicle for up to 180 days (at a cost of $15 per day). Tarjeta de Seguro de Responsabilidad de Texas Guarde esta tarjeta IMPORTANTE: Esta tarjeta o una copia de su poliza de seguro debe ser monstrada cuando usted solicite o renueve su: registro de vehiculo de motor licencia para conducir etiqueta de inspeccion de seguridad para su vehiculo Puede que usted tenga tambien que mostrar esta tarjeta o su poliza de segura si tiene un accidente o si un oficial de la paz se la pide. Todos los conductores en Texas deben de tener seguro de responsabilidad para sus vehiculos, o de otra manera llenar los requisitos legales de pudiera resultar en multas de hasta $1,000, suspension de su licencia para conducir y su registro de vehiculo de motor, y la rentencion de su vehiculo por un periodo de hasta 180 dias (a un costo de $15 por dia)....

7 Allstate Indemnity Company IMPORTANT NOTICE To obtain information or make a complaint: AVISO IMPORTANTE Para obtener informacion o para someter una queja: You may call Allstate's toll free telephone number for information or to make a complaint at Usted puede llamar al numero de telefono gratis de Allstate para informacion o para someter una queja al ALLSTATE ( ) ALLSTATE ( ) You may also write to Allstate at Usted tambien puede escribir a Allstate Allstate Insurance Company Allstate Insurance Company PO Box PO Box Roanoke, VA Roanoke, VA You may contact the Texas Department of Insurance to obtain information on companies, coverages, rights or complaints at You may write the Texas Department of Insurance Puede comunicarse con el Departamento de Seguros de Texas para obtener informacion acerca de companias, coberturas, derechos o quejas al Puede escribir al Departamento de Seguros de Texas PO Box PO Box Austin, TX Austin, TX FAX # (512) FAX # (512) Web: Web: E mail: E mail: To obtain price and policy form comparisons and other information relating to residential property insurance and personal automobile insurance, you may visit the Texas Department of Insurance/Office of Public Insurance Counsel website: PREMIUM OR CLAIM DISPUTES: Should you have a dispute concerning your premium or about a claim, you should contact the agent or the company first. If the dispute is not resolved, you may contact the Texas Department of Insurance. ATTACH THIS NOTICE TO YOUR POLICY: This notice is for information only and does not become a part or condition of the attached document. AUTO * * Para obtener formas de comparación de precios y póliza y otra información acerca del seguro de propiedad residencial y del seguro de automóvil, visite el sitio web del Departamento de Seguros de Texas y la Oficina del Asesor Público de Seguros: DISPUTAS SOBRE PRIMAS O RECLAMOS: Si tiene una disputa concerniente a su prima o a un reclamo, debe comunicarse con el agente o la compania primero. Si no se resuelve la disputa, puede entonces comunicarse con el departamento (TDI). UNA ESTE AVISO A SU POLIZA: Este aviso es solo para proposito de informacion y no se convierte en parte o condicion del documento adjunto. X Information as of Page 1 September 21, 2011 TX619RBD

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9 Allstate Indemnity Company Summary RENEWAL Auto Policy Declarations NAMED INSURED(S) YOUR ALLSTATE AGENT IS YOUR BILL Susan Fife 1300 Coyote Lane Baytown TX John Burroughs Agcy (281) lists your payment options Briarhills#216 Houston TX POLICY NUMBER POLICY PERIOD /06 Nov. 6, 2011 to May 6, 2012 at 12:01 a.m. standard time at the address of the named insured stated herein DRIVER(S) LISTED* DRIVER(S) EXCLUDED ** Susan Juan Castro Kathryn Castro Genaro Castro Julie VEHICLES COVERED VEHICLE ID NUMBER LIENHOLDER Nissan Rogue JN8AF5MT0BW Nissan Motor Acceptance Corporatio Nissan Altima 1N4AL11D16N None Honda Civic 1HGFA16547L None Total Premium Premium for 11 Nissan Rogue $ Premium for 06 Nissan Altima $1, Premium for 07 Honda Civic $ Automobile Theft Prevention Authority Fee $1.50 TOTAL $2, The auto(s) or trailer(s) described in this policy is principally garaged at the address of the named insured unless otherwise stated. Your Policy Effective Date is Nov. 6, 2011 * The drivers named are currently listed on your policy. If there are any other drivers in your household, please contact your agent or producer of record to have your policy updated. ** Coverage under this policy is excluded, as provided in the Exclusion of Named Driver and Partial Rejection of Coverages, while any motor vehicle is being operated by the excluded driver(s) listed. AUTO * * Information as of Page 2 September 21, 2011 TX619RBD

10 Allstate Indemnity Company Policy Number : /06 Your Agent: John Burroughs Agcy (281) Policy Effective Date: Nov. 6, 2011 COVERAGE FOR VEHICLE # Nissan Rogue COVERAGE LIMITS DEDUCTIBLE PREMIUM Liability Coverage Bodily Injury $30,000 each person Not Applicable $ $60,000 each occurrence Property Damage $50,000 each occurrence Not Applicable $ Collision Actual Cash Value $500 $ Other Than Collision Actual Cash Value $500 $65.00 Towing and Labor Costs Coverage $80 each disablement Not Applicable $2.00 Rental Reimbursement Coverage up to $25 per day to Not Applicable $16.00 a maximum of $750 Total Premium for 11 Nissan Rogue $ DISCOUNTS Your premium for this vehicle reflects the following discounts: Anti theft Antilock Brakes Academic Achievement SURCHARGES Driving Record Subclass Your premium for this vehicle reflects the following surcharges: RATING INFORMATION This vehicle is driven miles to work/school, unmarried male age 24, limited use Rating Territory 01 Driver Class 2A 2 Information as of Page 3 September 21, 2011 TX619RBD

11 Allstate Indemnity Company Policy Number : /06 Your Agent: John Burroughs Agcy (281) Policy Effective Date: Nov. 6, 2011 COVERAGE FOR VEHICLE # Nissan Altima COVERAGE LIMITS DEDUCTIBLE PREMIUM Liability Coverage Bodily Injury $30,000 each person Not Applicable $ $60,000 each occurrence Property Damage $50,000 each occurrence Not Applicable $ Collision Actual Cash Value $500 $ Other Than Collision Actual Cash Value $500 $67.00 Towing and Labor Costs Coverage $80 each disablement Not Applicable $2.00 Rental Reimbursement Coverage up to $25 per day to Not Applicable $9.00 a maximum of $750 Total Premium for 06 Nissan Altima $1, DISCOUNTS Your premium for this vehicle reflects the following discounts: Antilock Brakes Driver Course Academic Achievement Anti theft RATING INFORMATION This vehicle is driven 3 9 miles to work/school, unmarried female age 17, limited use Rating Territory 01 Driver Class 2D AUTO * * Information as of Page 4 September 21, 2011 TX619RBD

12 Allstate Indemnity Company Policy Number : /06 Your Agent: John Burroughs Agcy (281) Policy Effective Date: Nov. 6, 2011 COVERAGE FOR VEHICLE # Honda Civic COVERAGE LIMITS DEDUCTIBLE PREMIUM Liability Coverage Bodily Injury $30,000 each person Not Applicable $ $60,000 each occurrence Property Damage $50,000 each occurrence Not Applicable $ Collision Actual Cash Value $500 $ Other Than Collision Actual Cash Value $500 $49.00 Towing and Labor Costs Coverage $80 each disablement Not Applicable $2.00 Rental Reimbursement Coverage up to $25 per day to Not Applicable $9.00 a maximum of $750 Total Premium for 07 Honda Civic $ DISCOUNTS Antilock Brakes Your premium for this vehicle reflects the following discounts: Anti theft SURCHARGES Driving Record Subclass Your premium for this vehicle reflects the following surcharges: RATING INFORMATION This vehicle is driven 0 3 miles to work/school, unmarried male age 28 Rating Territory 01 Driver Class 1B 1 Information as of Page 5 September 21, 2011 TX619RBD

13 Allstate Indemnity Company Policy Number : /06 Your Agent: John Burroughs Agcy (281) Policy Effective Date: Nov. 6, 2011 Your Policy Documents Your auto policy consists of this Policy Declarations and the documents listed below. Please keep them together. Texas Auto Insurance Policy (AU142 4) Loss Payable Clause (530A) Exclusion of Named Driver (515A) Texas Amendatory Endorse. (593E, 501A, 503A, 573A) Renewal Offer Guarantee Endorsement (AU10812) Rental Reimbursement Coverage End. (AU10813) Texas Amendatory Endorsement (AU10814) TX Limited Mexico Coverage Endorsement AU14309 If you would like to make a payment by credit card (Visa/MasterCard/Discover) or Check By Phone, please call We agree to make available to you an installment payment plan as described in Rule 14 of the Texas Automobile Rules and Rating Manual, except when an installment payment plan is prohibited by other rule or by statute. IN WITNESS WHEREOF, Allstate has caused this policy to be signed by its Secretary and its President at Northbrook, Illinois, and if required by state law, this policy shall not be binding unless countersigned on the Policy Declarations by an authorized agent of Allstate. Steven P. Sorenson President Mary J. McGinn Secretary AUTO * * Information as of Page 6 September 21, 2011 TX619RBD

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15 Allstate Indemnity Company Policy Number : /06 Your Agent: John Burroughs Agcy (281) Policy Effective Date: Nov. 6, 2011 Important Notice Important Information About Your Allstate Policy The enclosed Policy Declarations includes important information, such as your address, the coverages and coverage limits you've chosen, the names of insured persons as well as other details pertinent to your policy. These details may include, for example, for motor vehicle policies, the drivers and vehicles you've insured, as well as the vehicle identification numbers (VIN) assigned to your insured vehicles; and, for property policies, the location of the insured property and mortgagee information, if applicable. Your Policy Declarations also lists any discounts or surcharges applied to your policy. Because much of the information found on your Policy Declarations is used to help us determine your premium, please be sure to review your Policy Declarations carefully each time you receive one. You may want to add coverage, delete coverage or change your coverage limits or you may want to change other information relating to your policy, whether it be a motor vehicle, your home or other insured property. You may also want to contact your Allstate representative for information concerning discounts that may be available for your policy. Making changes to your policy If you need to make a change to any of the information listed on your Policy Declarations, please notify your Allstate representative of the change as soon as possible. With a few exceptions, any changes will be effective as of the date you notify us. If you have any questions about this notice, or if you need to update any of the information listed on the enclosed Policy Declarations, please contact your Allstate agent or our Customer Information Center at ALLSTATE ( ). X67096 AUTO * *

16 Allstate Indemnity Company Policy Number : /06 Your Agent: John Burroughs Agcy (281) Policy Effective Date: Nov. 6, 2011 Important Notice Coverage is available with certain affiliates of Allstate Please keep in mind that you may be able to obtain a policy from certain Allstate affiliates that has different policy features and rates than those of your current policy. However, be sure to note that any price difference between your current policy and policies offered through these Allstate affiliates can change significantly in future policy periods. Even if one company's rates are lower than the other's today, they may, in some cases, be higher than the other company's in the future. Similarly, policy features that are available today in one company may not be available in future policy periods, and features not available today may become available. In addition, the tenure you've earned with your current Allstate company will not carry over to the new company. In some cases, this could limit future renewal offers from the new company. We want to help you understand your insurance options in any way that we can. If you'd like to know more about the information in this notice or about our other insurance products, just contact your local Allstate representative. X

UMBRELLA POLICY PACKET. RACHEL J LAWRENCE November 25, 2011 7701 WURZBACH RD APT 1701 SAN ANTONIO TX 78229-4432. Important Messages

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