IN THE HOUSE OF REPRESENTATIVES
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1 I D CONGRESS 1ST SESSION H. R. 0 To amend title, United States Code, to provide mortgage payment assistance to avoid foreclosure of home loans guaranteed under title, and for other purposes. IN THE HOUSE OF REPRESENTATIVES FEBRUARY 1, 1 Mr. SANGMEISTER introduced the following bill; which was referred to the Committee on Veterans Affairs A BILL To amend title, United States Code, to provide mortgage payment assistance to avoid foreclosure of home loans guaranteed under title, and for other purposes. 1 Be it enacted by the Senate and House of Representatives of the United States of America in Congress assembled, SECTION 1. MORTGAGE PAYMENT ASSISTANCE TO AVOID FORECLOSURE OF HOME LOANS GUARAN- TEED UNDER TITLE. (a) IN GENERAL. (1) Chapter of title, United States Code, is amended by inserting after section 1 the following new section:
2 Loans to refinance delinquent indebtedness (a)(1) The Secretary may, at the Secretary s option, provide assistance to a veteran under this section for the purpose of avoiding the foreclosure of a housing loan made to that veteran and guaranteed by the Secretary under section or 1 of this title (hereinafter in this section referred to as a primary loan ). () Assistance under this section shall be in the form of a loan to the veteran. Such assistance may be provided only if (A) the dwelling that secures the primary loan is the current residence of the veteran and is occupied by the veteran as the veteran s home; (B) the veteran is at least six months delinquent in payments on that primary loan; (C) the veteran has lost employment or has had a substantial reduction in household income (as defined in regulations prescribed by the Secretary) through no fault of the veteran; and (D) the Secretary determines that there is a reasonable prospect that the veteran will be able to resume payment on the primary loan within six months after receiving assistance under this section. () For the purposes of this section, the term veteran includes the surviving spouse of a veteran if the surviving spouse was a co-obligor of the primary loan. HR 0 IH
3 (b)(1) A loan under this section shall be advanced to the holder of the primary loan. The amount of the loan under this subsection shall first be applied to the amount delinquent on the loan guaranteed under this chapter including any amount delinquent on taxes, assessments, hazard insurance, and late charges required by the holder to be included in the veteran s monthly payment on the mortgage. () The Secretary may make more than one loan under this section to a veteran. The total amount of loans under this section to any veteran may not exceed $,000. (c) A loan under this section (1) shall bear no interest until the date on which payments on the primary loan (including amounts for taxes, assessments, hazard insurance, and late charges required by the holder to be included in the veteran s monthly payment on the mortgage) are current; () shall be secured by a lien on the property securing the primary loan and by such other security as the Secretary may require; and () shall be subject to such additional terms and conditions as the Secretary may require. (d) As a condition of receiving a loan under this section the veteran shall execute an agreement, in such form HR 0 IH
4 as the Secretary may prescribe, to repay the loan within a reasonable period of time, as determined by the Secretary, not to exceed 1 years from the date on which such loan is made. If the Secretary determines that the veteran has sufficient income or other resources to do so, the Secretary may require the veteran to make partial payments on the primary loan guaranteed under this chapter during the period the holder of that loan is applying the amount of the loan under this section to payments becoming due on the primary loan. (e) Notwithstanding any other law, the Secretary may employ attorneys to bring suit to collect any amount of a loan under this section on which the veteran to whom the loan is made is in default. (f) The Secretary s decisions on any question of law or fact regarding assistance under this section, including whether or not to grant such assistance and the terms and conditions under which such assistance is granted or not granted, shall be final and conclusive, and no other official or any court of the United States shall have power or jurisdiction to review any such decision by an action in the nature of mandamus or otherwise. (g) A loan under this section shall be made from the fund established under section or of this title that is available with respect to the primary loan in HR 0 IH
5 connection with which the loan is made under this section.. () The table of sections at the beginning of such chapter is amended by inserting after the item relating to section 1 the following new item: 1. Loans to refinance delinquent indebtedness (b) EFFECTIVE DATE. The amendments made by subsection (a), shall take effect at the end of the 0-day period beginning on the date of the enactment of this Act. SEC.. FINANCING OF DISCOUNT POINTS. Section 0(c)()(B) of title, United States Code, is amended in the second sentence by striking out Discount and inserting in lieu thereof Except in the case of a loan for the purpose specified in section (a)(), (b)(), or section 1(a)(1)(F) of this title, discount. SEC.. RATE ADJUSTMENTS FOR ADJUSTABLE RATE MORTGAGES. Section 0(b)() of title, United States Code, is amended by striking out on the anniversary of the date on which the loan was closed. Æ HR 0 IH
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II TH CONGRESS D SESSION S. To amend title XVIII of the Social Security Act to ensure adequate payment rates for ambulance services, to apply a prudent layperson standard to the determination of medical
2 Be it enacted by the People of the State of Illinois, 4 Section 1. Short title. This Act may be cited as the
SB49 Enrolled LRB9201970MWcd 1 AN ACT concerning home mortgages. 2 Be it enacted by the People of the State of Illinois, 3 represented in the General Assembly: 4 Section 1. Short title. This Act may be
S. 1344 IN THE SENATE OF THE UNITED STATES
II TH CONGRESS 1ST SESSION S. 1 To amend the Electronic Fund Transfer Act to require additional disclosures relating to exchange rates in transfers involving international transactions, and for other purposes.
H. R. 5447. [Report No. 114 ]
![H. R. 5447. [Report No. 114 ]](/thumbs/37/17760643.jpg "H. R. 5447. [Report No. 114 ]")
1TH CONGRESS 2D SESSION H. R. [Report No. 1 ] To provide an exception from certain group health plan requirements for qualified small employer health reimbursement arrangements. IN THE HOUSE OF REPRESENTATIVES