HELPING ADVISORS COMBINE WORLD-CLASS RECORDKEEPING AND FLEXIBLE FIDUCIARY SERVICES

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1 SM HELPING ADVISORS COMBINE WORLD-CLASS RECORDKEEPING AND FLEXIBLE FIDUCIARY SERVICES

2 Investment and Fiduciary Support In today s rapidly changing retirement landscape, financial advisors need a trusted partner who offers administrative expertise and comprehensive services to help their plan sponsor clients succeed. That s where Alliance Benefit Group comes in. As an investment advisor, ABG s 401(k) Choice SM can provide you with a comprehensive package of sound investment options, fiduciary support, and core administrative and recordkeeping services. 401(k) Choice SM allows fee-based advisors and registered representatives to tailor investment selections, bundle plan options and customize fee schedules to align their business model with the needs of their plan sponsor clients. Let s work together to help grow your plan sponsor business. A Partner with National Resources and Personal Service Alliance Benefit Group, a national network of independently owned retirement plan consulting firms, is one of the largest retirement plan administrators in the country. ABG provides administrative services to over 16,000 plans representing more than $52 billion in assets and approximately one million plan participants. Offices in over 45 cities, 25 states and Puerto Rico. Over 100 sales people to assist you. Over 400 credentialed staff members (ASPPA, AIF, CPA, JD).

3 ABG Makes it Easy for Advisors ABG gives financial advisors the tools and resources to service the plan sponsor marketplace with confidence. Thousands of registered investment advisors and financial advisors affiliated with broker/dealers look to ABG to provide their plan sponsor clients with outstanding service and advice at both the corporate and participant level. With 401(k) Choice SM, our fiduciary investment advisory support, quality investment platform, and administrative expertise allows financial advisors to focus on what they do best: servicing their clients. Working for You Administration and Recordkeeping Local Sales Support Knowledgeable Plan Specialists Investment Advisory Support Co-Branded Proposals for Plan Sponsors Investment Policy Statements Quarterly Investment Monitoring Reports Participant Educational Materials Website Access to Plan Information Auto Enrollment to Drive Participation Auto Escalation to Increase Balances 3(38) Fiduciary Protection Your Role on the Team As a financial advisor, you know your plan sponsor clients best their business, key employees, corporate goals and culture. Your knowledge is invaluable in structuring a total retirement plan solution that is as unique as your client. ABG knows plan consulting, recordkeeping and administration. Together, we can provide advice and service individually tailored to the specific needs of your smalland mid-sized corporate clients.

4 Serving the Needs of Plan Sponsors ABG is widely recognized within the industry for providing high quality service, flexibility and expertise. Years of experience as an independent benefits consultant give our plan sponsor clients and financial advisor partners the assurance that we can provide innovative solutions to today s changing retirement landscape. We currently service over 16,000 plans in the small- and mid-sized markets with participant numbers ranging in size from just a few individuals to more than 5,000 employees. Benefits that Fit the Plan Sponsor Dedicated Client Service Specialist Plan Design/Review and Optimization Advice New Plan Document/Summary Plan Description Conversion to New Platform by Dedicated Team Comprehensive Compliance and Tax Reporting Plan Reports (Online and Paper) Trustee Services, if Desired Distribution Processing including (b)(2) and 404(a)(5) Disclosures Website Access to Plan Information Quarterly Newsletter Auto Enrollment to Drive Participation Auto Escalation to Increase Balances 3(38) Fiduciary Protection Helping Employees Achieve a Comfortable Retirement ABG provides a robust suite of services and tools to help employees feel confident and achieve success. Today, over one million employees across the country count on ABG to help them better understand retirement savings and the various options available to them. Valuable Resources for the Participant Education/Enrollment Booklets Online Enrollment Options Quarterly Account Statements with Personal Rate of Return Paper or Electronic Statements Gap Analysis Call Center Assistance Interactive Voice Response System Participant Website Auto Enrollment to Drive Participation Auto Escalation to Increase Balances

5 Comprehensive Partner Advantages When you partner with ABG, you get everything you expect from a major independent national retirements benefit provider. With decades of experience and a national platform of benefit services, we are committed to providing you with innovative resources and services that can help make your retirement plan business more successful. Those services include: Eligibility Determination Auto Enroll/Auto Escalate 401(k) SmartPlan Interactive Education/Enrollment New Comparability Contribution Design Defined Benefit Plan Administration Cash Balance Plan Administration ESOP Administration 403(b) Plan Administration Benchmarking Services Level Compensation Fee Structure Risk Based Investment Models 3(38) Fiduciary Protection *Services may vary among ABG offices. The ABG Difference ABG is uniquely positioned to provide you with: Local Sales Assistance to the Advisor Local Servicing of the Plan Sponsor Full Crediting of AUM to the Broker Dealer at Fund Levels Level Compensation Fee Structure Competitive Compensation to the Advisor Low or No Cost to the Plan Sponsor Our ability to provide these features adds value for our clients and differentiates us from our competition.

6 Contact Us As an investment advisor, ABG s 401(k) Choice SM can provide you with a comprehensive package of sound investment options, fiduciary support, and core administrative and recordkeeping services. Discover how our experience, technology, and innovative approach can solve your benefits puzzle. Contact an Alliance Benefit Group sales representative today at or call k ( ).

7 Your Partner in Providing Comprehensive Employee Benefits Consulting, Investment Solutions, Fiduciary Support and Administration Services Contact an Alliance Benefit Group sales representative today at 3/14

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