GoTravelSafe. Who we are. What we do. How much does it cost?

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1 GoTravelSafe Who we are GoTravelSafe and its parent company Offshore Travel Insurance Ltd is registered and licensed with the Isle of Man Pensions and Insurance Authority to sell and distribute travel insurance on the Island. What we do GoTravelSafe provides a simple but effective solution to the withdrawal of the Reciprocal Health Agreement with the UK. It provides comprehensive medical cover for our customers with NO medical exclusions. That means NO form filing NO medical questionnaires or awkward refusals to any customer. We already sell this insurance in Jersey (as they lost their reciprocal health agreement in April 2009) and it covers anyone from age 0-89 years. How much does it cost? The cover retails from just 1.00 per person per day. This provides ample medical expenses cover for each individual of 10,000 with an option for those aged 0-79 years to increase this cover to 20,000 for just an extra 0.50p per day. The cover also includes 30,000 to repatriate you to a hospital at your place of residence and transportation of mortal remains 2,500. It s equally suited to the young, the old, the family, for customers visiting on business or pleasure.

2 Who would benifit from this Cover? Our Islands attract many types of visitors covering a whole host of activities from riding motor cycles, playing sport, watching sport, walking, business, visiting family and friends, or just taking a holiday. Whatever the reason from 01 April 2010 there is a new risk that many will choose to cover with either full travel insurance or by purchasing our simple yet very comprehensive and competitively priced Medical Health Plus policy. We are delighted that we have been able to secure through Lloyds of London underwriters cover for travellers up to 89 years old with NO PRE EXISTING MEDICAL EXCLUSIONS (see policy wording). This is very unique and will give peace of mind to those people who do not wish to take out full travel insurance for travel within or around the British Isles or Ireland. It s possible in some cases people with pre existing medical conditions have been refused cover or find the cover very expensive preventing the person travelling. Full Travel Insurance as well as being expensive in some cases will not actually cover medical expenses whilst staying in the British Isles including the UK mainland, Isle of Man and the Channel Islands. Many polices from 01 April 2010 will not provide medical cover in our Islands or for Island residents travelling to the UK mainland. The devil is in the detail, travellers may not be aware that you have to have a minimum of two nights paid accommodation for a claim to be valid. If you wish to stay with family or friends you are not covered. I m pleased to say that Medical Health Plus has none of these restrictions.

3 Medical Health Plus. Medical Health Plus (MHP) has been created to provide simple yet comprehensive and competitively priced Medical Expenses & Repatriation cover for residents of the Isle of Man and Channel Islands whilst travelling throughout the British Isles. The same applies to UK mainland and Irish residents visiting the Isle of Man and Channel Islands. Cover is NOT available to any resident domiciled outside the British Isles or the Republic of Ireland. The main selling points are:- It has very few pre existing medical exclusions so no long forms to complete or medical screening requirements. We can offer cover up to the age of 89. Prices start at just 1.00 per person per day. We sell single trip and annual multi trip policies. Cover is as follows:- Medical Treatment Expenses Sum Insured 10, years can increase cover to 20,000 Repatriation to Hospital 30,000 Repatriation of Mortal Remains 2,500 Cover can be purchased by the day, week, month & year (See policy wording for full details)

4 Single Trip Cover Maximum stay 90 days Maximum age 89 at inception of the policy 0-79 age group can buy additional 10,000 of the treatment expenses taking the total to 20,000 per person for another 50% of the quoted premium 0-89 years - maximum stay any one trip is 14 days. Maximum medical treatment expenses cover is 10,000. Repatriation cover remains at 30,000 Single Trip sample prices: days 1.00 per person per day days days days days days days The premium for people aged is 3.00 per person per day to a maximum of 14 days in any one trip.

5 Annual Multi Trip Cover Maximum stay 31 days any one trip Available to all within the age group 0-79 years, an additional 10,000 of medical treatment expenses taking the total to 20,000 per person for an additional 50% of the quoted premium. Annual Multi Trip Sample Prices:- Individual Couple Family (2 adults & 3 children up to the age of 18) People aged cannot purchase an Annual cover only individual Single Trip Cover. Go to:-