How to Deal With Identity Theft
|
|
- Oscar Powell
- 3 years ago
- Views:
Transcription
1 FREE YOUR MIND How To Recover From Identity Theft Download the Identity Theft Help Kit ( to go along with this article. There are a lot of different degrees of identity theft that range from someone using your credit card, to someone getting all of your pertinent info and running up large bills and/or or other fraudulent activity. Having your identity stolen can be like having a deadly disease. The longer you wait to address the problem, the worse it can get, and the more difficult it can become to fix the problem. So you will want to move quickly (finishing this process in a week to a week and a half maximum). First of all, don t panic and remain positive. There are a lot of tools and resources to help you. In this article, we will discuss the avenues that you should take (In four stages). Now, from the first time you find out that something is array, make a note of everything. Make a note of when you found out, and all of the communication that you have had (such as getting a call from a debt collector on a debt that you don't owe). Write down names, phone numbers and addresses and even brief summaries of conversations if necessary. You can even separate these conversations and/or incidences into different files if you get contacted by more than one company. This will all come in handy later on (especially in the case of law enforcement going after the individuals responsible). NOTE: Make sure that you take the following steps that are outlined before you call your local police because: 1. This way, you have stopped the bleeding immediately and taken care of everything on your end and 2. It has been reported that in many cases the police don't really want to get involved, so it is good to have as much evidence as possible before going to them. Stage One: Shut Credit Avenues Down
2 Contact Your Companies Call any bank or lending company that is involved to stop all fraudulent activity. Report stolen debit, ATM, prepaid, department store, calling card, gas station, or any other card companies you do business with. Also report stolen checks and close unauthorized savings and checking accounts. This will probably mean canceling credit cards and issuing you new ones. Let them know your situation, have them change your PIN numbers and passwords, and have them contact you if anything suspicious happens from that point forward. If this has happened on a large scale (or if you believe that the thief has all of your critical info, rather than just access to one of your accounts), then you need to contact all of the companies you do business with. You can also request your bank(s) to change the numbers on your current accounts or let you open new accounts. You can also request that your bank require a password for any withdrawal of money. Make sure that you use a name that no one would know. But, don't automatically close all untouched accounts, because once you begin the process of identity theft recovery, you may have trouble opening new accounts if need be. Just keep those companies informed. Also, change all of your online passwords. Sometimes an identity thief can get your info through password protected accounts. Execute A Fraud Alert This is one of the tactics that was discussed in an earlier article on preventing identity theft. By placing a fraud alert on your credit report, you can help stop an identity thief from opening any more accounts using your name. Contact one of the three major Credit Reporting Agencies to utilize a fraud alert. TransUnion: ; Fraud Victim Assistance Division, P.O. Box 6790, Fullerton, CA Equifax: ; P.O. Box , Atlanta, GA Experian: EXPERIAN ( ); P.O. Box 9554, Allen, TX You only have to contact one. This company will then contact the other two (as they are required) to duplicate your request. All three companies will send you confirmation of your fraud alert. If you have not received confirmation in 15 days from any of the three, then call them directly. Your alert will be good for 90 days, but can be extended for up to 7 years. Doing this fraud alert will entitle you to receive a credit report from each credit reporting agency. Make sure you request these reports. These reports will show all fraudulent activity
3 that has occurred. Read over these reports carefully leaving no stone unturned. A credit inquiry from a foreign source can provide evidence that another person has filed a credit application under your name. Now, when you execute a fraud alert, you will be limited to some of the online services at the Social Security Administration website. But that will not be a problem, as you can still access what you need offline. Alert A Check Verification Service If you've had a bank account or your checks stolen, then report it to a check verification service along with your bank. Your bank can also notify its check verification service. Check verification services are listed below. Authorize stop payments on all outstanding checks that you haven't written. Also, if you get a check rejected, then find out what verification service that they used. When you call one of these verification services, tell them to alert all of the retailers that use their database not to accept those stolen or lost checks. Chexsystems: TeleCheck: or Equifax Check Systems: SCAN: CrossCheck: International Check Services: National Check Fraud Service: Stage Two: Officially Document Your Identity Theft Gather Information First, start contacting any company that was involved for information that can help you to prove that your identity has been stolen (You will probably have to verify your identity). You have a right to obtain documents that correspond to accounts opened with your personal information or fraudulent transactions made on your accounts. Debt collectors must at minimum give you the name of the creditor and the amount of debt that was incurred falsely in your name. Sometimes a company might be reluctant to give you documents, but in the majority of instances they will tell you how much has been charged in your name and how long the abuse has been going on. This info can give you an idea of exactly where and when the theft took place.
4 You may have to request this type of info in writing. If they ask you for a police report or an ID Theft Affidavit in order to release the more detailed documentation, then move on to the next step and come back to this after you contact the police. Go To The Federal Trade Commission File a complaint with the Federal Trade Commission using the information that you have gathered thus far. You can use the FTC's online complaint form( or call their identity theft hotline at ID-THEFT ( ); TTY/TDD: You can also write to: Identity Theft Clearinghouse Federal Trade Commission 600 Pennsylvania Ave NW Washington DC And make sure that you call the hotline to update your complaint if any new info or issues arise. By filing a complaint with the FTC, you provide critical info that can help officials track down identity thieves. The FTC can also refer victims' complaints to other government agencies for further action such as investigating companies for FTC law violations. Stage Three: Alert The Authorities Notify the U.S. State Department Report stolen or lost passports to the U.S. State Department (if you are in the U.S.). This can be done online ( or in writing. Write To: U.S. Department of State Passport Services Consular Lost/Stolen Passport Section th St NW Ste 500 Washington DC If your passport is stolen or lost outside of the U.S., then report it ASAP to the nearest U.S. consulate or embassy, and also the local police.
5 Contact the Social Security Administration Contact the Social Security Administration whether your card has been stolen or not if you feel someone may have your number. Often times, an identity thief, by having access to your accounts can obtain your social security number. It is almost impossible to get a new social security number these days, so be prepared to monitor the use of your SSN. You can call the Social Security Administration at ; TTY/TDD (M-F, 7am - 7pm) Order a new social security card if yours has been lost or stolen. You are allowed to get three replacement cards in a year s time, and 10 during your lifetime. You can also try to order a copy of your Social Security Statement to ensure that your earnings are correct. Go To The Police Create an Identity Theft Report with the local police or the place where the identity theft happened. An Identity Theft Report is a police report that contains specific details of an identity theft. Having an identity theft report entitles you to stop fraudulent information from appearing on your credit report, make sure that they don't reappear on your report and it will stop companies from collecting those fraudulent debts. Go to local police and tell them that you want to file a report about your identity theft. When you meet them in person, make sure you bring your FTC complaint, any supporting documentation, and the following cover letter ( to explain why an identity theft report is important. Be persistent, as having this police report can make things easier for you. If they refuse, then ask if you can file a report over the phone or on the web. If they don t want to let you file a report about your identity theft, ask if you can file a Miscellaneous Incident report. You can also try going to the state police or check with your Attorney General s office to see if state law requires the police to take reports of identity theft. The National Association of Attorneys General ( is a good place to find a list of state Attorneys General and you can also check the blue pages of your telephone book. Now if you do get to file a report, make sure that you attach a copy of your FTC complaint to it. Make sure that you get a copy of this report. If by any chance that your officer can not give you a copy of the official police report, have him/her sign your FTC Complaint and write the police report number in the Law Enforcement Report section. This will constitute your Identity Theft Report.
6 Doing a police report in person is the best route. However, if you have to do an automated report then make sure that you complete the Automated Report Information section on your FTC Complaint form and attach any filing conformation from the police. After you are done dealing with the local law enforcement (whether you filed a report with them or not) then it is time to move to the next step. Stage Four: Find And Contest Fraudulent Charges First, you will want to go through all of your current bills and make sure that you have all of them, and that they are correct. If there is a bill missing it could mean that someone has stolen it or changed the billing address. So you will want to check on this immediately. You will now want to fill out Identity Theft Affidavits with Fraudulent Account Statements attached ( ). This will be sent to all of your creditors to contest the fraudulent charges on your accounts. Many creditors ask that you send the affidavit within 2 weeks of finding out about your identity theft. Sending an Identity Theft Affidavit with a Fraudulent Account Statement attached will allow companies to investigate the fraud and make a decision on your claim. If you have an Identity Theft Report (police report with attached FTC complaint), then send this to your creditors also. If you do not, then just send the ID Affidavit, the Fraudulent Account Statement and your FTC complaint. NOTE: When you send the Affidavit, with the Fraudulent Account Statement attached, make sure that you only send the Fraudulent Account Statement that applies to that particular company. Don t send a statement regarding Bank Harry to Bank Sally! So remember, the ID Theft Affidavit will be the same, but the Fraudulent Account Statement attached will be company specific. Also, do not send the affidavit to the police or any government institution. This info is to be sent to the creditors to dispute the charges. If any creditor or company informed you that you needed a police report to get them to release certain information regarding your identity theft (explained in stage two), then now is the time to send them the report to get the documents you need! Also, if you come upon any new pertinent information, make sure that you call the FTC Hotline and update your complaint. Don t Take No Lip
7 Don t let any creditor coerce you into making any payments for debts that you don t owe. Identity theft victims should never have actions taken against them and there credit rating should never be affected permanently. If any creditors threaten you, immediately contact the Bureau of Consumer Protection: Federal Trade Commission Bureau of Consumer Protection 55 E Monroe St # 1437 Chicago IL If any judgment is entered in your name for any action taken or for debts that you don t owe, then contact the court where the judgment was entered and report your identity theft status. If they persist, contact the Department of Justice ( and let them know your situation. U.S. Department of Justice 950 Pennsylvania Avenue, NW Washington, DC If you have done all of this, and the problem still exist, then you will need to seek legal advice to help you fight against wrongful criminal or civil charges. If so, find a lawyer who specializes in consumer law. You can call your local legal aid office or bar association for help on this. Hold on to all of your documentation. This way, if a problem with your identity pops up again, you will be able to nip it in the bud a lot faster. Identity theft can be a beast to deal with. But, by doing all the above steps, and knowing your rights you will be on a straight path to the quickest recovery possible. For Future Reference As stated earlier, you are entitled to one free credit report every year. You can contact the three major credit bureaus directly or you can go to AnnualCreditReport.com. Now, if your identity has been stolen, I would certainly get all three. But going forward, you can stagger your request (getting one of your free reports from one of the major three agencies every four months) to monitor your credit during the year. I hope that this has been helpful. So until next time, Free Your Mind Online
8 Matt Mason For more resources, go to the FYMO Resource Center
IDENTITY THEFT VICTIMS: IMMEDIATE STEPS
IDENTITY THEFT VICTIMS: IMMEDIATE STEPS If you are a victim of identity theft, take the following four steps as soon as possible, and keep a record with the details of your conversations and copies of
More informationIdentity Theft Victim Checklist
Identity Theft Victim Checklist THE FOLLOWING CHECKLIST PROVIDES THE STEPS YOU SHOULD TAKE TO MINIMIZE DAMAGE TO YOUR FUNDS, FINANCIAL ACCOUNTS AND PERSONAL REPUTATION. Before you start Telephone calls
More informationIdentity Theft Victim Checklist
Page 1 of 5 Identity Theft Victim Checklist CONSUMER INFORMATION SHEET 3 This checklist can help identity theft victims to clear up their records. It lists the actions most identity theft victims should
More informationIdentity Theft Victim Checklist
CONSUMER INFORMATION SHEET 3 4/30//08 Identity Theft Victim Checklist This checklist can help identity theft victims clear up their records. It lists the actions most identity theft victims should take
More informationOHIO S IDENTITY THEFT VICTIM ASSISTANCE KIT A guide for victims of identity theft, detailing what to do and who to contact.
OHIO S IDENTITY THEFT VICTIM ASSISTANCE KIT A guide for victims of identity theft, detailing what to do and who to contact. Identity theft has become one of the fastest growing crimes in the United States.
More informationDear Consumer, What's in this packet: Identity Theft Victim Checklist Identity Theft Victim Worksheet Sample Letters
Dear Consumer, Sometimes an identity thief can strike even if you ve been very careful about protecting your personal information. If you suspect that your personal information has been stolen and used
More informationARE YOU A VICTIM OF AN IDENTITY CRIME?
RESOURCE KIT FOR VICTIMS OF IDENTITY CRIME ARE YOU A VICTIM OF AN IDENTITY CRIME? If someone is using your identifying information, (name, date of birth, social security number, etc.), you ARE a victim
More informationFacts and Statistics
Facts and Statistics A Wall Street Journal poll asked Americans what they feared most in the new millennium. Privacy came out on top, substantially higher than terrorism, global warming and overpopulation.
More informationINTRODUCTION. Identity Theft Crime Victim Assistance Kit
Identity Theft Crime Victim Assistance Kit INTRODUCTION In the course of a busy day, you may write a check at the grocery store, charge tickets to a ball game, rent a car, mail your tax returns, change
More informationIdentity Theft Victim s Packet
Identity Theft Victim s Packet Information and Instructions This packet is to be completed once you have contacted the El Paso Police Department and obtained a police report number related to your identity
More informationPasco County Sheriff's Office Economic Crime Unit. Identity Theft Guide
Pasco County Sheriff's Office Economic Crime Unit Identity Theft Guide This kit was designed to assist you in working through the process of resolving the theft of your personal information and to clear
More informationhttp://www.ftc.gov/bcp/edu/microsites/idtheft/index.html
Identity Theft: Steps to Take if You are a Victim We understand the stress, time and effort required as a result of having your identity stolen and used fraudulently. While there are many resources available
More informationWhat should I do if I become a victim of identity theft?
What should I do if I become a victim of identity theft? If you believe you are a victim of identity theft, there are a number of important steps you should follow. Be prepared to document all unauthorized
More informationFTC Facts. For Consumers Federal Trade Commission. Maybe you never opened that account, but. Identity Crisis... What to Do If Your Identity is Stolen
FTC Facts For Consumers Federal Trade Commission For The Consumer August 2005 Identity Crisis... What to Do If Your Identity is Stolen Maybe you never opened that account, but someone else did...someone
More informationTABLE OF CONTENTS. Identity Theft Steps to take if you are a victim Page 3
Identity Theft Kit This kit has been prepared for you to use in the event you may have become a victim of Identity Theft. First National Bank Bemidji has compiled this kit of information and procedures
More informationInstructions for Completing
Instructions for Completing the ID Theft Affidavit To make certain that you do not become responsible for any debts incurred by an identity thief, you must prove to each of the companies where accounts
More informationCiti Identity Theft Solutions
Identity Theft what you need to know Citi Identity Theft Solutions At Citi, we want to keep you informed about all of the issues that can affect your financial life. We re bringing you helpful information
More informationCredit Reports. Colorado Bureau of Investigation Identity Theft & Fraud Unit
Checking your credit reports annually is a great way to detect Financial. Early detection is important and will allow you to report and repair the damage quickly. By following a few simple steps, you will
More informationInstructions for Completing the ID Theft Affidavit
Instructions for Completing the ID Theft Affidavit To make certain that you do not become responsible for any debts incurred by an identity thief, you must prove to each of the companies where accounts
More informationChapter 6 Appendix A
Chapter 6 Appendix A Instructions for Completing the Norwalk Department of Police Service ID Theft Affidavits Please complete the attached form and submit it to the Police Department so that a case can
More informationIdentity Theft Victim Packet
Chelsea Police Department ED TOTH JR. CHIEF OF POLICE 311 S. MAIN STREET Chelsea, Michigan 48118 OFFICE (734) 475-9122 FAX (734) 475-1996 EMAIL etoth@city-chelsea.org Identity Theft Victim Packet The purpose
More informationIDENTITY THEFT INFORMATIONAL PACKET
IDENTITY THEFT INFORMATIONAL PACKET...January 2003 i Directory Disclaimer Public Counsel Law Center, the nation s largest pro bono law firm, is the public interest law firm of the Los Angeles County and
More informationID Theft Toolkit and Affidavit
ID Theft Toolkit and Affidavit Identification Theft Toolkit Safeguard yourself from ID Theft ID Theft the unauthorized and illegal use of your name, Social Security number or other personal information
More informationIDENTITY THEFT: What to do if it happens to you
IDENTITY THEFT: What to do if it happens to you Copyright 1997-2003. Utility Consumers' Action Network / Privacy Rights Clearinghouse and CALPIRG Charitable Trust. Released Jan. 1997. Revised April 2003.
More informationIdentity Theft Victim Guide
Becoming the victim of identity theft is an emotionally distressing event in anyone s life. This guide is intended to provide some help by suggesting steps you can take to stop the fraudulent use of your
More informationIdentity Theft Assistance: Information for Recovering Your Good Name
Identity Theft Assistance: Information for Recovering Your Good Name I Could Be A Victim of Identity Theft! What Do I Do Next? We understand that you may have been a victim of identity theft. Enclosed
More informationHow To Get A Credit Card From A Credit Union
Refuse to be a target of identity crime. Protecting the Real You and Only You. The International Association of Chiefs of Police 515 N. Washington Street, Alexandria, VA 22314 Telephone: 1.800.843.4227
More informationFlorida's Identity Theft Victim Kit
Florida's Identity Theft Victim Kit A guide for victims of identity theft, detailing what to do and who to contact. This kit is designed to help you work through the process of resolving your identity
More informationInstructions for Completing the ID Theft Affidavit
Instructions for Completing the ID Theft Affidavit To make certain that you do not become responsible for the debts incurred by the identity thief, you must provide proof that you didn t create the debt
More informationFirst Steps for Victims of Identity Theft
First Steps for Victims of Identity Theft Colorado Bureau of Investigation Identity Theft/Fraud Investigation Unit Colorado Bureau of Investigation ID Theft/Fraud Unit 710 Kipling Street Suite 200 Denver
More informationIDENTITY THEFT VICTIM KIT
IDENTITY THEFT VICTIM KIT Dear Illinois Consumer: When someone uses your personal information to obtain identification, credit or even a mortgage, you may be a victim of identity theft. This crime can
More informationInstructions for Completing the ID Theft Affidavit
Instructions for Completing the ID Theft Affidavit To make certain that you do not become responsible for the debts incurred by the identity thief, you must provide proof that you didn t create the debt
More informationCITY OF ROCHESTER, MINNESOTA POLICE DEPARTMENT
CITY OF ROCHESTER, MINNESOTA POLICE DEPARTMENT 101 4 TH Street Southeast Rochester, Minnesota 55904-3761 507-328-6800 Fax 507-328-6975 To: From: Subject: Identity Theft and Internet Crime Victims Rochester
More informationLetter from the CEO. January 25, 2014. To Our Valued Michaels Customers:
Letter from the CEO January 25, 2014 To Our Valued Michaels Customers: As you may have read in the news, data security attacks against retailers have become a major topic of concern. We recently learned
More informationIdentity Theft Packet
Athol Police Department 280 Exchange St. * Athol, Massachusetts 01331 Tel. (978) 249-3232 * Fax (978) 249-7903 TIMOTHY C. ANDERSON Chief of Police Identity Theft Packet This packet will provide victims
More informationImportant Customer Notice. Information Concerning Data Security Incident at Some Staples Stores
Important Customer Notice Information Concerning Data Security Incident at Some Staples Stores Staples wants to make customers aware that we have confirmed a data security incident involving customer payment
More informationIDENTITY THEFT. How To Avoid Theft And What To Do If It Happens To You. Securities Industry Association
IDENTITY THEFT How To Avoid Theft And What To Do If It Happens To You Securities Industry Association SIA thanks its members for their thoughtful review and contributions to this publication. Illustrator:
More informationRemedying the Effects of Identity Theft
Remedying the Effects of Identity Theft Identity theft occurs when someone uses your name, Social Security number, date of birth, or other identifying information, without authority, to commit fraud. For
More informationDear Concerned Consumer,
Dear Concerned Consumer, Identity theft is a growing problem of the Information Age. You have already taken the first important step in combating the problem by contacting HomeStar Bank & Financial Services.
More informationGuide to Identity Theft
Guide to Identity Theft 1 Receive a free copy of your credit report. Visit www.annualcreditreport.com to get a copy of your credit report from all three credit reporting agencies. Review your credit report
More informationazag.gov PROTECT YOURSELF AGAINST IDENTITY THEFT Office of Arizona Attorney General TERRY GODDARD For more information, contact:
For more information, contact: Office of Arizona Attorney General Terry Goddard 1275 West Washington Street Phoenix, Arizona 85007 602-542-5763 400 West Congress, Suite 315 Tucson, Arizona 85701 520-628-6504
More informationIdentityTheft HOW IDENTITY THEFT HAPPENS PROTECTING YOURSELF RECOVERING FROM IDENTITY THEFT
CREDIT What You Should Know About... IdentityTheft HOW IDENTITY THEFT HAPPENS PROTECTING YOURSELF RECOVERING FROM IDENTITY THEFT YourMoneyCounts You may have heard of a crime called identity theft, but
More informationIdentity Theft Solutions
Identity Theft Solutions Your wallet is missing. Thousands of dollars have been charged to your credit cards, your checking account is empty, and loans you never took out appear on your credit report.
More informationHOME DEPOT DATA BREACH
HOME DEPOT DATA BREACH This notice contains important information about the data breach announced by Home Depot, affecting some debit and credit cards used at Home Depot stores beginning April 2014. Data
More informationInformation to Protect Our Customers From Identity Theft
Our Customers From Identity Theft Identity (ID) Theft Capital One understands that ID Theft is a growing concern of our customers, and that it is a frustrating experience for victims. We share these concerns
More informationThe Attorney General s Office established the Identity Theft Unit in response to increased identity theft incidents reported by Indiana citizens and
The Attorney General s Office established the Identity Theft Unit in response to increased identity theft incidents reported by Indiana citizens and to enhance existing efforts to educate Hoosiers about
More informationINFORMATION FOR VICTIMS OF FRAUD CRIMES SCHERTZ POLICE DEPARTMENT
INFORMATION FOR VICTIMS OF FRAUD CRIMES SCHERTZ POLICE DEPARTMENT The following information is being provided to you as the result of you being the victim of a fraud crime. This information will provide
More informationT E X A S Y O U N G L A W Y E R S A S S O C I A T I O N A N D S T A T E B A R O F T E X A S I D E N T I T Y T H E F T G U I D E
T E X A S Y O U N G L A W Y E R S A S S O C I A T I O N A N D S T A T E B A R O F T E X A S I D E N T I T Y T H E F T G U I D E A I D E N T I T Y T H E F T G U I D E Prepared and distributed as a Public
More informationHow to Get Rid of Identity Theft
January 22, 2016 NOTICE OF DATA BREACH (For California Residents) What Happened? On November 20, 2015, Starwood Hotels & Resorts Worldwide, Inc. ( Starwood ) announced that a malware intrusion affected
More informationIt Could Happen To You! Attorney General Tom Reilly s. Guide to Protecting Yourself and Your Credit
Identity Theft: It Could Happen To You! Attorney General Tom Reilly s Guide to Protecting Yourself and Your Credit One Ashburton Place ~ Boston, MA 02108 ~ (617) 727-2200 www.ago.state.ma.us February 2005
More informationIDENTITY THEFT RESOURCE KIT
IDENTITY THEFT RESOURCE KIT TABLE OF CONTENTS Introduction 2 What To Do Now 3 Key Agencies to Contact 3 Other Important Contacts 4 Action Taken Form 6 Sample Letters 7 How Identity Theft Can Occur 9 What
More informationGet back your good name. Refuse to be a target of identity crime again.
Clear Your Good Name After Identity Crime You suspect that someone is using your name and personal identification information for unlawful purposes. This kit can help you resolve your identity crime case
More informationidentity theft: How To Safeguard Your Privacy and Keep Your Good Name
identity theft: How To Safeguard Your Privacy and Keep Your Good Name Do you know anyone who has been the victim of identity theft? If not, odds are you will soon. According to the Federal Trade Commission,
More informationIdentity Theft/Credit Fraud Kit
Provided by: Your source for information on Credit Reports and Credit Scores, where you can also safely order your own 3 Bureau Credit Report online that includes your credit information from Equifax,
More informationAN IDENTITY THEFT WORKBOOK
AN IDENTITY THEFT WORKBOOK WHAT TO DO IF YOU ARE A VICTIM OF IDENTITY THEFT PRODUCED BY THE DISTRICT ATTORNEY S OFFICE, 18TH JUDICIAL DISTRICT OF COLORADO (Serving ARAPAHOE, DOUGLAS, ELBERT AND LINCOLN
More informationHow To Get Help From The Police Department
IDENTITY THEFT A Quick Reference Guide Hawthorne Police Department Identity theft is when somebody uses your personal identifying information such as your name, address, telephone number, taxpayer identification
More informationIdentity Theft is a Crime in the State of New Jersey.
NEW JERSEY STATE POLICE Identity Theft: A Victim s Reference Identity Theft occurs when someone uses your personally identifying information like your name, Social Security number, or credit card number
More informationIDENTITY THEFT VICTIM S PACKET
DEPARTMENT OF PUBLIC SAFETY 1150 Canton Center S Canton, MI 48188-1699 John R. Santomauro, Director of Public Safety IDENTITY THEFT VICTIM S PACKET INFORMATION AND INSTRUCTIONS The purpose of this packet
More informationHow To Protect Yourself From Identity Theft
IDENTITY THEFT: PROTECTING YOUR CREDIT Free Credit Report A recent amendment to the federal Fair Credit Reporting Act requires each of the nationwide consumer reporting companies to provide you with a
More informationWe are writing to you because of a recent security incident which may have resulted in unauthorized access of your personal information.
EQUIFAX AUTHORIZATION CODE July, 2012 Dear [insert name]: We are writing to you because of a recent security incident which may have resulted in unauthorized access of your personal information. On or
More informationReclaiming your identity
Reclaiming your identity A resource for victims of identity theft If you think you are the victim of identity theft, use this resource guide to assist you in reclaiming your identity. You will find a checklist
More informationNOTICE OF DATA BREACH. As an integral part of our dōterra family, we understand how important data security is to you.
AllClear ID Processing Center P.O. BOX 141578 Austin, TX 78714 00001 ACD1234 00001 JOHN Q. SAMPLE 1234 MAIN STREET ANYTOWN US 12345-6789 April 18, 2016 Dear John Sample, NOTICE OF DATA BREACH As an integral
More informationIDENTITY THEFT AFFIDAVIT INSTRUCTIONS
IDENTITY THEFT AFFIDAVIT INSTRUCTIONS To make certain that you do not become responsible for the debts incurred by the identity thief, you must provide proof that you did not create the debt to each of
More informationWhat is Identity Theft?
Elix Financial Wellness presents YOUR FINANCIAL WELLNESS EXPERTS Identity Theft occurs when a thief obtains personal information about you such as your name, address, Social Security Number, account number
More informationIdentity Theft Repair Kit
Identity Theft Repair Kit The Identity Theft Repair Kit contains a resolution checklist and resolution worksheets. The checklist will help you keep track of the companies and organizations you should contact
More informationIdentity Theft Repair Kit
Identity Theft Repair Kit The Identity Theft Repair Kit contains a resolution checklist and resolution worksheets. The checklist will help you keep track of the companies and organizations you should contact
More informationIdentity Theft Victim s Packet
Identity Theft Victim s Packet Information and Instructions This packet is to be completed once you have contacted the Lafayette County Sheriff s Department and obtained a report number related to your
More informationINDEX. Cover Page Page 1. Index and Our Contact Info Page 2. Introduction and Instructions Page 3. Other Relevant Agency Contact Information Page 4
I DENTI TYTHEFT INDEX Cover Page Page 1 Index and Our Contact Info Page 2 Introduction and Instructions Page 3 Other Relevant Agency Contact Information Page 4 Sample Letter to Credit Reporting Agency
More informationREINVESTIGATION REQUEST INSTRUCTIONS
REQUESTING A REINVESTIGATION REINVESTIGATION REQUEST INSTRUCTIONS 1. To help expedite your reinvestigation request, you can complete and sign attached Form CRD-002 Reinvestigation Request, with legible
More informationCrime Prevention Tips
Crime Prevention Tips The suggests the following crime prevention techniques to avoid becoming a victim of Identity Theft: 1. To minimize the amount of information an identity thief can steal, do not carry
More informationLAW OFFICES OF MONTE ALAN RICH, LLC
LAW OFFICES OF MONTE ALAN RICH, LLC Post Office Box 4035 302 W. Willis Street, Suite 100 Chino Valley, Arizona 86323 Prescott, Arizona 86301 Phone: (928) 636-0718 Phone: (928) 778-4438 Fax: (928) 636-5728
More informationIdentity Theft Assistance Kit A self-help guide to protecting yourself and your identity
Identity Theft Assistance Kit A self-help guide to protecting yourself and your identity Stillman Bank works hard to serve and protect our customers identities and ensure their safety. That s why we have
More informationCredit Reports and Identity Theft
Credit Reports and Identity Theft Information in this packet concerning credit reports was gathered from the Consumer Financial Protection Bureau and can be found at www.consumerfinance.gov. Information
More informationHow To Get A Credit Card From A Fraudulent Account
Information and Instructions This packet is to be completed once you have contacted New York State University Police and obtained a police report number related to your identity theft case. To obtain a
More informationID Theft Victim Toolkit. Information provided by the North Carolina Department of Justice. Updated August 2006.
ID Theft Victim Toolkit Information provided by the North Carolina Department of Justice. Updated August 2006. IDENTITY THEFT VICTIM KIT Dear Consumer: A Message from Attorney General Roy Cooper Realizing
More informationIdentity Theft Victim s Packet
Identity Theft Victim s Packet In this packet: Information and Instructions Section 1, # of pages 6 Fair and Accurate Credit Transactions Act of 2003 Section 2, # of pages 3 ID Theft Affidavit Section
More informationSubstitute Notice for Village Pizza
Substitute Notice for Village Pizza Village Pizza is committed to protecting the personal information provided to us by our customers. This notice is regarding an incident involving some of that information.
More informationLake County Sheriff s Office Identity Theft/Fraud Packet
Gary S. Borders, Sheriff Lake County Sheriff s Office Identity Theft/Fraud Packet Information and Instructions The Information and Instructions portion of this packet is for you to keep and contains information
More informationAs a precaution, we have arranged with AllClear ID to provide identity protection services to affected clients at no cost for a period of one year.
October 1, 2015 Office of the Attorney General Attn: Security Breach Notification 200 St. Paul Place Baltimore, MD 21202 Idtheft@oag.state.md.us To Whom It May Concern: I am writing on behalf of Scottrade
More informationIdentity Theft YOUR LEGAL RIGHTS. Professor Katherine Porter UC Irvine School of Law
Identity Theft YOUR LEGAL RIGHTS Professor Katherine Porter UC Irvine School of Law First Steps Do not panic. Do NOT pay for help. Get an action plan. Visit a reliable government run site. www.identitytheft.gov
More informationWest Palm Beach Police Department s Identity Theft Victim s Packet
West Palm Beach Police Department s Identity Theft Victim s Packet Information and Instructions This packet should be completed once you have contacted West Palm Beach Police Department and obtained a
More informationIdentity Theft: Knowledge, Preparation, and Planning. Presented by: North Carolina Bar Association Antitrust & Trade Regulation Section
Identity Theft: Knowledge, Preparation, and Planning Presented by: North Carolina Bar Association Antitrust & Trade Regulation Section What is Identity theft? Stealing personal information for economic
More information2015 Identity Theft Guide
2015 Identity Theft Guide www.feddesk.com FREE Federal & Military Guides Since 2002 2015 Identity Theft Guide Written by John D. Whitney Published by Feddesk.com FREE Federal and Military Guides Since
More informationIDENTITY THEFT. A. What Do I Do First? Take the following steps as soon as you discover you have been a victim of identity theft.
IDENTITY THEFT IDENTITY THEFT Identity theft is a serious crime with serious costs for victims. ID theft occurs when someone obtains your personal information such as your Social Security Number, credit
More informationIdentity Theft Packet
BOULDER POLICE DEPARTMENT 1805 33 rd Street Boulder, CO 80301 Identity Theft Packet ** Use this packet when the crime involves the stealing of someone's identity, such as when a victim finds out that someone
More informationFRAUD PACKET. Instructions and Useful Information. Mesa Police Department Attention Financial Crimes PO Box 1466 Mesa, AZ 85211-1466
FRAUD PACKET Instructions and Useful Information Please read entire packet and follow instructions to complete this packet properly. **This packet should ONLY be completed if you are a victim of Identity
More informationIdentity Theft Victim s Packet
Identity Theft Victim s Packet Information and Instructions This packet is to be completed once you have contacted the Ottawa County Sheriff s Office and obtained a complaint number related to your identity
More informationIdentity Theft Protection
Identity Theft Protection Learning Objectives Discuss the aspects of identity theft Discuss the signs of recognizing when your identify has been stolen Understand the steps to take to reclaim your identity
More informationThe Home Depot Provides Update on Breach Investigation
The Home Depot Provides Update on Breach Investigation Breach confirmed Investigation focused on April forward No evidence of debit PIN numbers compromised No customers liable for fraudulent charges Customers
More informationYork County Sheriff's Office Identity Theft Victim s Packet
York County Sheriff's Office Identity Theft Victim s Packet Information and Instructions This packet should be completed once you have received a copy of your police report from the York County Sheriff's
More informationWASHINGTON ASSOCIATION OF SHERIFFS AND POLICE CHIEFS Model Policy on Identity Theft Policy, Procedures, and Victim Referral Information
WASHINGTON ASSOCIATION OF SHERIFFS AND POLICE CHIEFS Model Policy on Identity Theft Policy, Procedures, and Victim Referral Information Definition - Identity theft is the wrongful appropriation of an individual
More informationThis notice contains important information about the data breaches announced by Home Depot, Kmart and Dairy Queen.
RECENT DATA BREACHES This notice contains important information about the data breaches announced by Home Depot, Kmart and Dairy Queen. Data security is a number one priority at Northwest. We take every
More informationACTION PLAN FOR VICTIMS OF IDENTITY THEFT
FOR VICTIMS OF IDENTITY THEFT A program of the Texas Legal Services Center supported by Grant No. 2007-VF-GX-K032 awarded by the Office for Victims of Crime, Office of Justice Programs, U.S. Department
More informationEmployee ID Theft Resource Guide
Employee ID Theft Resource Guide ID Theft Resolution Legal Resources ID Theft Assistance Updates www.legalresources.net ID Theft What is Identity Theft? Identity Theft is a serious crime in which someone
More informationA Summary of Your Rights Under the Fair Credit Reporting Act
Para información en español, visite www.consumerfinance.gov/learnmore http://www.consumerfinance.gov/learnmore/o escribe a la Consumer Financial Protection Bureau, 1700 G Street N.W., Washington, DC 20552.
More informationIdentity Theft Victim s Packet
Identity Theft Victim s Packet Information and Instructions This packet is to be completed once you have contacted Lake Oswego Police Department and obtained a police report number related to your identity
More informationHow To Protect Yourself From Identity Theft
Fred s Inc. Identifies and Stops Payment Card Security Incident Fred s Inc. recognizes the importance of protecting our customers payment card information, which is why we have been working tirelessly
More informationYOUR GOOD CREDIT The Importance of Your Credit Report and Your Credit Score Maintain Good Credit Combat Identity Theft FACT Act Rights
YOUR GOOD CREDIT The Importance of Your Credit Report and Your Credit Score Maintain Good Credit Combat Identity Theft FACT Act Rights WHY YOU NEED TO KNOW ABOUT CREDIT REPORTS & CREDIT SCORES Having good
More informationThe Home Depot 2455 Paces Ferry Road Atlanta, GA 30339
Processing Center P.O. Box 3825 Suwanee, GA 30024 John Q. Sample February 7, 2014 123 Fake St. Apt. 99 Austin, TX 77022 AllClear ID Redemption Code: [REDEMPTION_CODE] Dear John Q. Sample, Please read this
More informationIdentity Theft Victim s Packet
Identity Theft Victim s Packet Information and Instructions This packet should be completed once you have contacted Chandler Police Department and obtained a police report number related to your identity
More information