Protect Yourself From Identity Theft

Size: px
Start display at page:

Download "Protect Yourself From Identity Theft"

Transcription

1 Protect Yourself From Identity Theft

2 The facts about identity theft Imagine a typical day. In our fast-paced, hectic lives, we all engage in activities that we may take for granted. We write checks and scan them for deposit. We buy tickets online. We drop documents in the mail. We purchase a new cell phone or apply for a credit card by mail or online. Most of us don t give these daily transactions a second thought. But an identity thief certainly does. In 2011, there were 11.6 million victims of identity fraud in the United States. However, only 54% of victims reported being notified of a data breach by their financial institution or law enforcement during that time. * Clearly, you need to be vigilant in order to protect yourself from identity theft, and arming yourself with knowledge is the first step. There are three common ways that identity thieves are stealing information: through your online activity, from your mail, and by your conversations.

3 What to do if you are a victim of identity theft If you suspect that your identity has been stolen, don t panic. Follow these steps immediately to minimize damage to your identity and your financial accounts. Contact all three major credit bureaus below and place a fraud alert on your file. TransUnion: Experian: Equifax: Contact your credit or debit account companies. Contact the Social Security Administration Inspector General in cases of benefit fraud, employment fraud, or welfare fraud at Contact the passport office toll-free at , whether or not you have a passport, and alert authorities in case anyone tries to order a passport fraudulently. You can also complete a stolen passport report form (DS-64) online at or send a letter to: U.S. Department of State Passport Services Consular Lost/Stolen Passport Section th Street, NW, Suite 500 Washington, DC Contact your local police department. Report the crime, and get a copy of your report; otherwise, you have no proof that the crime occurred. Notify the Federal Trade Commission at or ftc.gov/idtheft. Consider signing up for a credit monitoring service.

4 Defending yourself online Protect your online activity More than half of U.S. adults have used a social media site, such as Facebook, LinkedIn, and Twitter, in the past week.* In this new age of online sharing, fraudsters comb social networking sites to find addresses, dates of birth, and even mothers maiden names. Couple that with constantly improving phishing, pharming, and other internet schemes, and it s easy to see why online identity theft is so prevalent today. Compromising your identity online is as easy as clicking a link in an unsolicited . It pays to be extremely vigilant and to remember that criminals can access your personal information online using many methods. Avoid these pitfalls by using the tips to the right to help protect your identity online. Being armed with knowledge about how these schemes work is your first line of defense. Consumers list change in physical address and adding a registered user as the top methods of account takeover a form of fraud where a bank or credit card account is compromised using stolen or fake identification documents.* When shopping online, look for merchants with authenticated payment programs, such as Verified by Visa and MasterCard SecureCode. Designed to improve online transaction security, these programs give you the assurance that you are dealing with a legitimate merchant while also providing the merchant proof that you are the real cardholder. Regularly monitor your financial accounts online for charges that you didn t make. The majority of fraud continues to be discovered by consumers themselves. Always use privacy settings on social networking sites they re among the best security practices you can use for controlling who sees your profile information. Be wise about what you post. Don t publish your birth date, address, mother s maiden name, pet s name, or other identifying or personal information on social networking sites. Never click a link provided in from someone you don t know or trust. It may contain a virus that can contaminate your computer and steal your information. Ignore, delete, and report as spam any even if it appears to be from a reputable company that urges you to click a link to verify your account information. This is known as a phishing scheme. Shield your computer and wireless router with firewalls and antivirus software to catch viruses, hackers, spyware, and crimeware. Create tough-to-crack passwords, change them often, and never let financial programs or websites auto-save your passwords. Connect to your financial accounts only from your own computer.

5 Certifying that mail is safe Protect your mail Request electronic statements and use online bill pay whenever possible. Enroll in direct deposit. If a regular bill fails to reach you, call the company to find out why. Someone may have filed a false change-of-address form to divert your information to his or her address. If you pay bills by mail, do not leave envelopes that contain checks in your mailbox. It s best to take them directly to the post office. Never use your Social Security number, telephone number, or driver s license number on checks. While you may hear more in the news these days about online identity theft schemes, these crimes, contrary to popular belief, are committed most often through traditional offline channels. Offline identity theft can sometimes be more severe and more costly than online identity theft. Offline identity theft can take longer to be detected, and the amount of financial damage to the victim is often greater. Your paper mail is a prime target for identity thieves, since many pieces of incoming or outgoing mail contain useful information about you. Financial statements, checks, bills, and credit card offers are exactly what a fraudster is looking for. Your mail can be used to steal your identity in many ways. Even the mail you throw away can be used against you. Armed with this knowledge, you should always exercise caution in managing and disposing of your paper mail and bills. Take these additional precautions with your mail to help ensure that you are not leaving your door open to identity theft. Never carry your Social Security card or number in your wallet or purse, and never leave your wallet, purse, cell phone, mobile device, or laptop unattended. When you are away from home for an extended time, have your mail held at the post office, or ask a trusted neighbor to pick it up for you. Carefully destroy papers you throw out, especially those with identifying information. A crosscut paper shredder or micro-shredder works best. Store personal information securely in your home. Use a locking file cabinet or safe. Install a locked mailbox at your residence to deter mail theft. Alternatively, use a post office box or commercial mailbox service. Reduce the number of preapproved credit card offers you receive by calling OPTOUT. (You will be asked for your Social Security number.) Sign up for the Direct Marketing Association (DMA) Mail Preference Service. Your name is added to name deletion lists used by nationwide marketers. Write to Direct Marketing Association, P.O. Box 643, Carmel, NY ($1 fee), or opt out online ($1 fee) at Get acquainted with these terms Dumpster diving: Looking through your trash for old bills or other documents containing personal information. Skimming: Stealing credit and debit card numbers with a special storage device that captures vital information when your card is processed. Phishing: Sending messages or spam from phony financial institutions or companies in an attempt to get you to reveal your personal information. Pharming: Installing malicious code on your computer or server, misdirecting you to fraudulent websites without your knowledge or consent. Pretexting: Gathering personal information under false pretenses, such as posing to be from a charity or other legitimate organization.

6 Keeping conversations secure Protect your conversations Prior to the internet, the first cases of identity theft occurred over the phone. Thieves would call victims with promises of prizes or special offers, requiring just a little personal information for verification purposes. Today, with people talking on cell phones in almost every setting, it has never been easier to inadvertently give away your identity to thieves who eavesdrop on public conversations in order to acquire your sensitive identifying information. Never give out personal or financial information to solicitors via phone. If you are asked for this information, tell the caller that you will call the company back at a publicly published phone number to confirm that the inquiry is legitimate. Refuse to give identifying information to anyone who asks for it in a phone survey. Shield the keypad with your hand when making long-distance phone calls with your phone card. Shoulder surfers use binoculars, videos, or camera phones to capture this info. Secure mobile device data ( , etc.) stored in your phone with encryption software. Have your name and address removed from the phone book. Sign up for the Federal Trade Commission s National Do Not Call Registry at donotcall.gov. Remove your name from the marketing lists of the three credit reporting bureaus. Dial OPTOUT or go to optoutprescreen.com. As a general rule, only give out personal information face to face, never over the phone. That s why it s so important to be aware of any unsolicited phone call you receive. There is a chance that identity thieves, masquerading as a legitimate business, will try to coerce you into giving them your identifying information. It pays to be vigilant and to remember the many ways that criminals can access your information when you are on the phone if you let them. To avoid compromising your personal information, follow the tips to the right to anticipate situations where identity theft can occur, and take the necessary steps to help prevent it. The overall amount of loss due to identity fraud in 2011 was $18 billion, according to Javelin Strategy & Research.

7 Wells Fargo Advantage Funds Wells Fargo Advantage Funds skillfully guides institutions, financial advisors, and individuals through the investment terrain to help them reach their financial objectives. Everything we do on behalf of investors is backed by our unique combination of qualifications. Strength Our organization is built on the standards of integrity and service established by our parent company Wells Fargo & Company more than 150 years ago. And, because we re part of a highly diversified financial enterprise, we offer the depth of resources to help investors succeed. Expertise Our multi-boutique model offers investors access to the independent thinking of premier investment managers that have been chosen for their time-tested strategies. While each team specializes in a specific investment strategy, collectively they provide investors a wide choice of distinct investment styles. Our dedication to investment excellence doesn t end with our expertise in manager selection risk management, analysis, and rigorous ongoing review seek to ensure each manager s investment process remains consistent. Partnership Our collaborative approach is built around understanding the needs and goals of our clients. By adhering to core principles of sound judgment and steady guidance, we support you through every stage of the investment decision process.

8 Mutual fund investing involves risks, including the possible loss of principal. Consult a fund s prospectus for additional information on risks. *2012 Identity Fraud Report, Javelin Strategy & Research, February 2012 Carefully consider a fund s investment objectives, risks, charges, and expenses before investing. For a current prospectus and, if available, a summary prospectus, containing this and other information, visit wellsfargoadvantagefunds.com. Read it carefully before investing. Wells Fargo Funds Management, LLC, a wholly owned subsidiary of Wells Fargo & Company, provides investment advisory and administrative services for Wells Fargo Advantage Funds. Other affiliates of Wells Fargo & Company provide subadvisory and other services for the funds. The funds are distributed by Wells Fargo Funds Distributor, LLC, Member FINRA/SIPC, an affiliate of Wells Fargo & Company Wells Fargo Funds Management, LLC. All rights reserved. FABR

Protect Yourself From Identity Theft

Protect Yourself From Identity Theft Protect Yourself From Identity Theft The facts about identity theft Imagine a typical day. In our fast-paced, hectic lives, we all engage in activities that we may take for granted. We write checks and

More information

Client Education. Learn About Identity Theft

Client Education. Learn About Identity Theft Client Education Learn About Identity Theft 2 What is identity theft? 6 Detecting identity theft 10 Minimizing your risk 14 What to do if you re a victim The Federal Trade Commission (FTC) estimates that

More information

How To Protect Yourself From Identity Theft

How To Protect Yourself From Identity Theft Learn about identity theft Investor education Protecting a vital asset: Your identity A 2013 report on identity theft by Javelin Strategy & Research found that more than 12 million Americans were the

More information

PROTECTING YOURSELF FROM IDENTITY THEFT. The Office of the Attorney General of Maryland Identity Theft Unit

PROTECTING YOURSELF FROM IDENTITY THEFT. The Office of the Attorney General of Maryland Identity Theft Unit PROTECTING YOURSELF FROM IDENTITY THEFT The Office of the Attorney General of Maryland Identity Theft Unit CONTENTS 1) What is Identity Theft? 2) How to Protect Yourself From ID Theft. 3) How to Tell If

More information

IdentityTheft HOW IDENTITY THEFT HAPPENS PROTECTING YOURSELF RECOVERING FROM IDENTITY THEFT

IdentityTheft HOW IDENTITY THEFT HAPPENS PROTECTING YOURSELF RECOVERING FROM IDENTITY THEFT CREDIT What You Should Know About... IdentityTheft HOW IDENTITY THEFT HAPPENS PROTECTING YOURSELF RECOVERING FROM IDENTITY THEFT YourMoneyCounts You may have heard of a crime called identity theft, but

More information

What is Identity Theft?

What is Identity Theft? What is Identity Theft? Identity theft is a crime in which someone obtains key pieces of personal information, such as Social Security or driver's license numbers, in order to impersonate someone else.

More information

Intercepting your mail. They can complete change of address forms and receive mail that s intended for you.

Intercepting your mail. They can complete change of address forms and receive mail that s intended for you. At SunTrust, we re committed to protecting your accounts and identity. That s why we ve created this Identity Theft Guide. This guide provides information about online fraud and identity theft, as well

More information

PROTECT YOURSELF AND YOUR IDENTITY CHASE IDENTITY THEFT TOOL KIT

PROTECT YOURSELF AND YOUR IDENTITY CHASE IDENTITY THEFT TOOL KIT PROTECT YOURSELF AND YOUR IDENTITY CHASE IDENTITY THEFT TOOL KIT At Chase, we work hard to pro v help prepare you for whatever h Convenient Reference for Important Contacts: Chase Identity Theft Center

More information

Identity Theft: Informational Workshop

Identity Theft: Informational Workshop Identity Theft: Informational Workshop ~ Prepared By ~ Connecticut Department of Consumer Protection Jerry Farrell, Jr. Commissioner 1 The Department of Consumer Protection Mission The Department of Consumer

More information

I dentity theft occurs

I dentity theft occurs 1.3.1.F1 Identity Family Economics and Financial Education W h at i s I d e n t i t y T h e f t? I dentity theft occurs when someone wrongfully acquires and uses a consumer s personal identification, credit,

More information

Online Fraud and Identity Theft Guide. A Guide to Protecting Your Identity and Accounts

Online Fraud and Identity Theft Guide. A Guide to Protecting Your Identity and Accounts A Guide to Protecting Your Identity and Accounts As part of SunTrust s commitment to protecting your accounts and identity, we ve created the Online Fraud & Identity Theft Guide, which provides information

More information

PROTECT YOURSELF AND YOUR IDENTITY. Chase Identity Theft Tool Kit

PROTECT YOURSELF AND YOUR IDENTITY. Chase Identity Theft Tool Kit PROTECT YOURSELF AND YOUR IDENTITY Chase Identity Theft Tool Kit USE THESE IMPORTANT CONTACTS TO KEEP YOURSELF PROTECTED CHASE CONTACTS Customer Protection Group Credit Cards 1-888-745-0091 Other Account

More information

Identity Theft Assistance Kit A self-help guide to protecting yourself and your identity

Identity Theft Assistance Kit A self-help guide to protecting yourself and your identity Identity Theft Assistance Kit A self-help guide to protecting yourself and your identity Stillman Bank works hard to serve and protect our customers identities and ensure their safety. That s why we have

More information

Citi Identity Theft Solutions

Citi Identity Theft Solutions Identity Theft what you need to know Citi Identity Theft Solutions At Citi, we want to keep you informed about all of the issues that can affect your financial life. We re bringing you helpful information

More information

Identity Theft, Fraud & You. Prepare. Protect. Prevent.

Identity Theft, Fraud & You. Prepare. Protect. Prevent. Prepare. Protect. Prevent. Identity Theft, Fraud & You Fraud and identity theft incidents claimed fewer victims in 2010 than in previous years. But don t get too comfortable. Average out-of-pocket consumer

More information

It Could Happen To You! Attorney General Tom Reilly s. Guide to Protecting Yourself and Your Credit

It Could Happen To You! Attorney General Tom Reilly s. Guide to Protecting Yourself and Your Credit Identity Theft: It Could Happen To You! Attorney General Tom Reilly s Guide to Protecting Yourself and Your Credit One Ashburton Place ~ Boston, MA 02108 ~ (617) 727-2200 www.ago.state.ma.us February 2005

More information

Protect Yourself From Identity Theft

Protect Yourself From Identity Theft Protect Yourself From Identity Theft Identity theft occurs when a criminal uses another person's personal information to take on that person's identity. Identity theft is much more than misuse of a Social

More information

Information carelessly discarded into the trash can be stolen when a thief digs through the garbage.

Information carelessly discarded into the trash can be stolen when a thief digs through the garbage. Identity theft occurs when someone wrongfully acquires and uses a consumer s personal identification, credit, or account information. Identity theft can wreak havoc on an individual s credit report, cause

More information

Refuse to be a target of identity crime.

Refuse to be a target of identity crime. Refuse to be a target of identity crime. Protecting the Real You and Only You. The International Association of Chiefs of Police 515 N. Washington Street, Alexandria, VA 22314 Telephone: 1.800.843.4227

More information

Identity Theft Protection

Identity Theft Protection Identity Theft Protection Learning Objectives Discuss the aspects of identity theft Discuss the signs of recognizing when your identify has been stolen Understand the steps to take to reclaim your identity

More information

What You Need to Know About Identity Theft. Identity Theft Prevention Tips

What You Need to Know About Identity Theft. Identity Theft Prevention Tips What You Need to Know About Identity Theft Identity theft is the fastest growing crime in America. Criminals who gain access to simply a few pieces of valid personal information can impersonate another

More information

Identity Theft Protection

Identity Theft Protection Identity Theft Protection Email Home EDUCATION on DANGER ZONES Internet Payments Telephone ID theft occurs when someone uses your personal information with out your knowledge to commit fraud. Some terms

More information

Identity Theft Awareness: Don t Fall Victim to these Common Scams

Identity Theft Awareness: Don t Fall Victim to these Common Scams Identity Theft Awareness: Don t Fall Victim to these Common Scams We want you to understand what identity theft is, how it happens, and how to protect yourself. Please read and familiarize yourself with

More information

IDENTITY THEFT. A. What Do I Do First? Take the following steps as soon as you discover you have been a victim of identity theft.

IDENTITY THEFT. A. What Do I Do First? Take the following steps as soon as you discover you have been a victim of identity theft. IDENTITY THEFT IDENTITY THEFT Identity theft is a serious crime with serious costs for victims. ID theft occurs when someone obtains your personal information such as your Social Security Number, credit

More information

According to the Federal Trade Commission (FTC): The FTC is a government agency that promotes consumer protection

According to the Federal Trade Commission (FTC): The FTC is a government agency that promotes consumer protection According to the Federal Trade Commission (FTC): IDENTITY THEFT occurs when someone wrongfully acquires and uses a consumer s personal identification, credit, or account information The FTC is a government

More information

Protecting Yourself From Identity Theft And Fake Check Scams. Faculty. Question. The Law. The Law. The Law

Protecting Yourself From Identity Theft And Fake Check Scams. Faculty. Question. The Law. The Law. The Law Protecting Yourself From Identity Theft And Fake Check Scams Satellite Conference and Live Webcast Wednesday, July 16, 2008 2:00-4:00 p.m. (Central Time) Faculty Monica S. Sheeler Consumer Specialist Office

More information

Identity Theft: When You Are the Target

Identity Theft: When You Are the Target F O R F O R Y O U R Y O U R L I F E R E T I R E M E N T Identity Theft: When You Are the Target What s inside What Is Identity Theft?... 2 How Does Identity Theft Occur?... 2 How Can You Protect Yourself?...

More information

INTRODUCTION. Identity Theft Crime Victim Assistance Kit

INTRODUCTION. Identity Theft Crime Victim Assistance Kit Identity Theft Crime Victim Assistance Kit INTRODUCTION In the course of a busy day, you may write a check at the grocery store, charge tickets to a ball game, rent a car, mail your tax returns, change

More information

Learn to protect yourself from Identity Theft. First National Bank can help.

Learn to protect yourself from Identity Theft. First National Bank can help. Learn to protect yourself from Identity Theft. First National Bank can help. Your identity is one of the most valuable things you own. It s important to keep your identity from being stolen by someone

More information

Protect Your Personal Information. Tips and tools to help safeguard you against identity theft

Protect Your Personal Information. Tips and tools to help safeguard you against identity theft Protect Your Personal Information Tips and tools to help safeguard you against identity theft Trademark of Visa International Service Association; Visa Canada Association is a licensed user. What is Identity

More information

Identity Theft. Occurs when someone uses your personal information without your permission for personal gain.

Identity Theft. Occurs when someone uses your personal information without your permission for personal gain. Identity Theft Identity Theft Occurs when someone uses your personal information without your permission for personal gain. Someone uses your personal information to open a department store credit account

More information

Identity Theft. Prevention and Recovery Information Kit

Identity Theft. Prevention and Recovery Information Kit Identity Theft Prevention and Recovery Information Kit A step-by-step guide designed to help you protect your identity and recover if you ve been victimized. 800-522-4100 valleynationalbank.com 2012 Valley

More information

IDENTITY. theft. Identity theft can happen. to anyone. Previously, criminals stole your wallet. for your cash. Now they. want your wallet to

IDENTITY. theft. Identity theft can happen. to anyone. Previously, criminals stole your wallet. for your cash. Now they. want your wallet to IDENTITY THEFT IDENTITY theft Identity theft can happen to anyone. Previously, criminals stole your wallet for your cash. Now they want your wallet to steal your good name. Protect yourself and your identity.

More information

IDENTITY THEFT RESOURCE KIT

IDENTITY THEFT RESOURCE KIT IDENTITY THEFT RESOURCE KIT TABLE OF CONTENTS Introduction 2 What To Do Now 3 Key Agencies to Contact 3 Other Important Contacts 4 Action Taken Form 6 Sample Letters 7 How Identity Theft Can Occur 9 What

More information

Standard 9: The student will identify and explain consumer fraud and identity theft.

Standard 9: The student will identify and explain consumer fraud and identity theft. TEACHER GUIDE 9.2 FRAUD AND IDENTITY THEFT PAGE 1 Standard 9: The student will identify and explain consumer fraud and identity theft. Beware! Identity Theft Priority Academic Student Skills Personal Financial

More information

Beware! Identity Theft

Beware! Identity Theft STUDENT MODULE 9.2 FRAUD AND IDENTITY THEFT PAGE 1 Standard 9: The student will identify and explain consumer fraud and identity theft. Beware! Identity Theft Imagine getting a letter from the Internal

More information

Protection. Identity. What should I do if I m. Common ID Theft TACTICS. a criminal obtains your personal information and uses it for his/her own gain.

Protection. Identity. What should I do if I m. Common ID Theft TACTICS. a criminal obtains your personal information and uses it for his/her own gain. Common ID Theft TACTICS. HOW DOES IT HAPPEN? Identity What should I do if I m a Protection PROTECT YOURSELF: OLD-FASHIONED STEALING: Criminals steal your wallet or purse. > Never leave your wallet or purse

More information

Fraud Prevention Guide

Fraud Prevention Guide Fraud Prevention Guide Table of Contents Protect your Information 2 Protect your wallet or purse 3 Don t forget around the house 3 Secure your credit cards and debit cards 4 Stop the telemarketing calls

More information

THINGS YOU SHOULD KNOW ABOUT IDENTITY THEFT

THINGS YOU SHOULD KNOW ABOUT IDENTITY THEFT THINGS YOU SHOULD KNOW ABOUT IDENTITY THEFT Compliments of: Fripp Island Security and FIPOA Security Committee November 2013 1 INTRODUCTION Identity theft is a serious crime. It occurs when your personal

More information

1. Any email requesting personal information, or asking you to verify an account, is usually a scam... even if it looks authentic.

1. Any email requesting personal information, or asking you to verify an account, is usually a scam... even if it looks authentic. Your identity is one of the most valuable things you own. It s important to keep your identity from being stolen by someone who can potentially harm your good name and financial well-being. Identity theft

More information

Protect Your Personal Information. Tips and tools to help safeguard you against identity theft

Protect Your Personal Information. Tips and tools to help safeguard you against identity theft Protect Your Personal Information Tips and tools to help safeguard you against identity theft Trademark of Visa International Service Association; Visa Canada Association is a licensed user. WHAT IS IDENTITY

More information

IDENTITY THEFT. How To Avoid Theft And What To Do If It Happens To You. Securities Industry Association

IDENTITY THEFT. How To Avoid Theft And What To Do If It Happens To You. Securities Industry Association IDENTITY THEFT How To Avoid Theft And What To Do If It Happens To You Securities Industry Association SIA thanks its members for their thoughtful review and contributions to this publication. Illustrator:

More information

Crime Prevention Tips

Crime Prevention Tips Crime Prevention Tips The suggests the following crime prevention techniques to avoid becoming a victim of Identity Theft: 1. To minimize the amount of information an identity thief can steal, do not carry

More information

8/13/2014. Types of Identity Theft HOW IS IDENTITY THEFT DISCOVERED? Identity Theft. Run up existing accounts. Create new accounts.

8/13/2014. Types of Identity Theft HOW IS IDENTITY THEFT DISCOVERED? Identity Theft. Run up existing accounts. Create new accounts. According to the Federal Trade Commission, identity theft is the fastest growing white collar crime in the United States Increasing an average nearly 40 percent per year for the past several years. The

More information

Information to Protect Our Customers From Identity Theft

Information to Protect Our Customers From Identity Theft Our Customers From Identity Theft Identity (ID) Theft Capital One understands that ID Theft is a growing concern of our customers, and that it is a frustrating experience for victims. We share these concerns

More information

the first ACNB Bank transactionss in ACNB Bank will work number. Information on Thank you

the first ACNB Bank transactionss in ACNB Bank will work number. Information on Thank you Identity theft is a terrible problem in this Information Age. You have already taken the first important step by contacting ACNB Bank immediately. ACNB Bank will work with you every step of the way to

More information

Identity Theft is a Crime in the State of New Jersey.

Identity Theft is a Crime in the State of New Jersey. NEW JERSEY STATE POLICE Identity Theft: A Victim s Reference Identity Theft occurs when someone uses your personally identifying information like your name, Social Security number, or credit card number

More information

Security Breaches. There are unscrupulous individuals, like identity thieves, who want your information to commit fraud.

Security Breaches. There are unscrupulous individuals, like identity thieves, who want your information to commit fraud. IDENTITY THEFT Security Breaches Our economy generates an enormous amount of data. Most users of that information are from honest businesses - getting and giving legitimate information. Despite the benefits

More information

Protecting Yourself Against Identity Theft. Identity theft is a serious. What is Identity Theft?

Protecting Yourself Against Identity Theft. Identity theft is a serious. What is Identity Theft? Protecting Yourself Against Identity Theft Identity theft is a serious crime. Identity theft happens when someone steals your personal information and uses it without your permission. It is a growing threat

More information

Corona Police Department

Corona Police Department By Detective John Alvarez Corona Police Department High Technology Crimes Unit California Penal Code 530.5(a) defines Identity Theft: Every person who willfully obtains personal identifying information,

More information

Identity Theft and Fraud

Identity Theft and Fraud Identity Theft and Fraud Identity theft is a term that refers to crimes in which someone wrongfully obtains and uses another person s personal data (i.e., name, date of birth, social security number, driver

More information

Minimizing the Risk of Identity Theft. John and Kris Clagett Q4 Wealth Management, Inc.

Minimizing the Risk of Identity Theft. John and Kris Clagett Q4 Wealth Management, Inc. Minimizing the Risk of Identity Theft John and Kris Clagett Q4 Wealth Management, Inc. Introduction and Agenda What is identity theft? How does it happen? How can you tell if it s happening to you? How

More information

Identity Theft and Fraud Prevention

Identity Theft and Fraud Prevention Identity Theft and Fraud Prevention Jill Mecklenburg, Crime Prevention Specialist Richfield Police Department Statistics In 2011, over 11.2 million Americans were victims of identity theft. The total U.S.

More information

Identity Theft and Online Security

Identity Theft and Online Security Identity Theft and Online Security ACI-588788 American Century Investment Services, Inc. Goals for Presentation Identity Theft - What is it and how are we at risk? Social Media - How much online security

More information

Identity Theft PROTECT YOUR INFORMATION AND YOUR IDENTITY HIGHLIGHTS

Identity Theft PROTECT YOUR INFORMATION AND YOUR IDENTITY HIGHLIGHTS This publication is intended to provide general information only and is not a substitute for legal advice. HIGHLIGHTS 1 PROTECT YOUR INFORMATION AND YOUR IDENTITY 3 BE VIGILANT 3 CORRECTING INFORMATION

More information

Protecting Yourself from Identity Theft

Protecting Yourself from Identity Theft identity theft unit new york county district attorney s office Protecting Yourself from Identity Theft cyrus r. vance, jr. district attorney 5 / 2010 questions and answers Dear Friends, cyrus r. vance,

More information

Privacy and Information Protection Bulletin

Privacy and Information Protection Bulletin Privacy and Information Protection Bulletin March 2005 Fasken Martineau DuMoulin LLP Identity Theft Sara Levine and Joanna Erdman (student-at-law), Toronto Vancouver Calgary Toronto Montréal Québec City

More information

Identity Theft. Providing Your Student with a Safety Net By Sun Ow

Identity Theft. Providing Your Student with a Safety Net By Sun Ow Identity Theft Providing Your Student with a Safety Net By Sun Ow 34% of identity theft victims are college students Did You Know Only 24% of fraudulent charges were first caught by a consumer s financial

More information

Identity Theft Simple ways to keep your sensitive information safe.

Identity Theft Simple ways to keep your sensitive information safe. Keep yourself safe from Identity Theft Simple ways to keep your sensitive information safe. Be Aware Identity theft is the number one consumer fraud perpetrated on unsuspecting citizens. In 2011, nearly

More information

When Fraud Comes Knocking

When Fraud Comes Knocking When Fraud Comes Knocking Identity theft occurs when someone uses your name, Social Security number, credit card number, or other personal information without your permission. It is a very serious crime.

More information

PREVENTING ID THEFT101

PREVENTING ID THEFT101 PREVENTING ID THEFT101 701.255.0042 www.capcu.org i This book is intended as a general guide to the topics discussed, and it does not deliver accounting, personal finance, or legal advice. It is not intended,

More information

identity theft: How To Safeguard Your Privacy and Keep Your Good Name

identity theft: How To Safeguard Your Privacy and Keep Your Good Name identity theft: How To Safeguard Your Privacy and Keep Your Good Name Do you know anyone who has been the victim of identity theft? If not, odds are you will soon. According to the Federal Trade Commission,

More information

Preventing identity theft

Preventing identity theft Preventing identity theft About ENISA The European Network and Information Security Agency (ENISA) is an EU agency created to advance the functioning of the internal market. ENISA is a centre of excellence

More information

WHAT S IT ALL ABOUT?

WHAT S IT ALL ABOUT? WHAT S IT ALL ABOUT? Introduction The 1990 s spawned a new variety of crooks called identity thieves. Their stock in trade? Your everyday transactions, which usually reveal bits of your personal information:

More information

Fraud Prevention Tips

Fraud Prevention Tips Fraud Prevention Tips The best defense against fraud or identity theft is a proactive approach. Here are a few steps you can take to help protect yourself. Protect your identity Copy the front and back

More information

Awareness, Deterrence and

Awareness, Deterrence and Identity Theft Awareness, Deterrence and Recovery Ian Howe Assistant Attorney General Consumer Protection Division Opinions presented are those of the speaker and not an official opinion of the Office

More information

Identity Theft: Prevention & Survival

Identity Theft: Prevention & Survival Identity Theft: Prevention & Survival Crime of the Century Provide By: Nick Sabetta Don t t Let Someone Steal Your Good Name What is Identity Theft? When someone uses your personal information without

More information

Retail/Consumer Client. Internet Banking Awareness and Education Program

Retail/Consumer Client. Internet Banking Awareness and Education Program Retail/Consumer Client Internet Banking Awareness and Education Program Table of Contents Securing Your Environment... 3 Unsolicited Client Contact... 3 Protecting Your Identity... 3 E-mail Risk... 3 Internet

More information

IDENTITY THEFT PROTECT YOUR IDENTITY IT S POSSIBLE@ LEARN HOW TO PROTECT YOUR PRIVATE INFORMATION

IDENTITY THEFT PROTECT YOUR IDENTITY IT S POSSIBLE@ LEARN HOW TO PROTECT YOUR PRIVATE INFORMATION IDENTITY THEFT IT S POSSIBLE@ PROTECT YOUR IDENTITY protection center LEARN HOW TO PROTECT YOUR PRIVATE INFORMATION IT S POSSIBLE @ What Is Identity Theft? According to the FBI, identity theft is the fastest

More information

Protecting Yourself Against Fraud and Identity Theft

Protecting Yourself Against Fraud and Identity Theft Summit Branches are conveniently located in Rochester (8), Seneca Falls (1), Buffalo (2), Syracuse (5) and Cortland (2) Protecting Yourself Against Fraud and Identity Theft A presentation by The Summit

More information

Office of the Privacy Commissioner of Canada. Identity Theft and You

Office of the Privacy Commissioner of Canada. Identity Theft and You Office of the Privacy Commissioner of Canada Identity Theft and You There have always been scammers who pose as somebody else to carry out fraudulent activities. With today s proliferation of technology,

More information

Cobblestone Capital Advisors. Identity Theft: What You Should Know

Cobblestone Capital Advisors. Identity Theft: What You Should Know Cobblestone Capital Advisors Identity Theft: What You Should Know WHAT YOU SHOULD KNOW: Identity theft the stealing and fraudulent use of a person s personal or financial information has been a hot topic

More information

PRACTICAL MONEY GUIDES IDENTITY THEFT. How to safeguard your identity and financial information from theft

PRACTICAL MONEY GUIDES IDENTITY THEFT. How to safeguard your identity and financial information from theft PRACTICAL MONEY GUIDES IDENTITY THEFT How to safeguard your identity and financial information from theft SHIELD YOUR PERSONAL FINANCIAL INFORMATION TO AVOID CARD FRAUD AND IDENTITY THEFT When your personal

More information

Protecting Yourself from Identity Theft

Protecting Yourself from Identity Theft Protecting Yourself from Identity Theft Guide 4 Because you don t have to be the next victim Desert Schools Money Matters Series Guiding you toward financial success Table of Contents How ID theft happens.............................

More information

DVD Companion Learning Guide

DVD Companion Learning Guide DVD Companion Learning Guide How to Use This Learning Guide This learning guide is a companion to the DVD, Identity Theft: Outsmarting the Crooks It can be used to guide classroom discussion of the material

More information

Employee ID Theft Resource Guide

Employee ID Theft Resource Guide Employee ID Theft Resource Guide ID Theft Resolution Legal Resources ID Theft Assistance Updates www.legalresources.net ID Theft What is Identity Theft? Identity Theft is a serious crime in which someone

More information

Protecting Yourself from Identity Theft

Protecting Yourself from Identity Theft Protecting Yourself from Identity Theft Identity theft is everywhere. In fact, according to a 2013 report by Javelin Research, there is one incident of identity fraud every two seconds. While we cannot

More information

suntrust.com 800.SUNTRUST

suntrust.com 800.SUNTRUST suntrust.com 800.SUNTRUST SunTrust Bank is an Equal Housing Lender. Member FDIC. 2010 SunTrust Banks, Inc., SunTrust, Live Solid. Bank Solid., SunTrust Rewards, and Signature Advantage Checking, are federally

More information

A Guide to Protecting Yourself From Identity Theft

A Guide to Protecting Yourself From Identity Theft A Guide to Protecting Yourself From Identity Theft 2010 Capital One. Capital One is a registered trademark. At Capital One, we understand that Identity Theft is a frustrating, and sometimes frightening,

More information

How To Prevent Identity Theft In Cozonia

How To Prevent Identity Theft In Cozonia The fastest growing white-collar crime in the US. Identity theft REPAIR KIT brought to you by: Colorado Attorney General John Suthers Message from Attorney General John Suthers Dear Coloradoans: Identity

More information

SAFEGUARDING YOUR CHILD S FUTURE. Child Identity Theft. Protecting Your Child s Identity

SAFEGUARDING YOUR CHILD S FUTURE. Child Identity Theft. Protecting Your Child s Identity SAFEGUARDING YOUR CHILD S FUTURE Child Identity Theft Child identity theft happens when someone uses a minor s personal information to commit fraud. A thief may steal and use a child s information to get

More information

I know what is identity theft but how do I know if mine has been stolen?

I know what is identity theft but how do I know if mine has been stolen? What is identity theft? You might hear stories on the news about stolen identities, but what is identity theft? When someone uses the personal information that identifies you, like your name, credit card

More information

What is it? How does it occur? How potentially devastating it can be? How do we detect fraud? How can we minimize the risk of being victimized?

What is it? How does it occur? How potentially devastating it can be? How do we detect fraud? How can we minimize the risk of being victimized? IDENTITY THEFT & PREVENTION Bucknell University Department of Public Safety Identity Theft Learning Objectives What is it? How pervasive is it? How does it occur? How potentially devastating it can be?

More information

Client Resources SAFEGUARDING YOUR IDENTITY. Your personal and financial information is precious. Protect it by being savvy about identity theft.

Client Resources SAFEGUARDING YOUR IDENTITY. Your personal and financial information is precious. Protect it by being savvy about identity theft. Client Resources SAFEGUARDING YOUR IDENTITY Your personal and financial information is precious. Protect it by being savvy about identity theft. EVERYONE IS AT RISK FOR IDENTITY THEFT. It s an unfortunate

More information

IDENTITY THEFT BROCHURE 2 6/3/05 3:07 PM Page 1 IDENTITY THEFT PROTECT YOUR IDENTITY IT S POSSIBLE@ LEARN HOW TO PROTECT YOUR PRIVATE INFORMATION

IDENTITY THEFT BROCHURE 2 6/3/05 3:07 PM Page 1 IDENTITY THEFT PROTECT YOUR IDENTITY IT S POSSIBLE@ LEARN HOW TO PROTECT YOUR PRIVATE INFORMATION IDENTITY THEFT BROCHURE 2 6/3/05 3:07 PM Page 1 IDENTITY THEFT PROTECT YOUR IDENTITY IT S POSSIBLE@ protection center LEARN HOW TO PROTECT YOUR PRIVATE INFORMATION @ What Is Identity Theft? IDENTITY THEFT

More information

What should I do if I become a victim of identity theft?

What should I do if I become a victim of identity theft? What should I do if I become a victim of identity theft? If you believe you are a victim of identity theft, there are a number of important steps you should follow. Be prepared to document all unauthorized

More information

IDENTITY THEFT VICTIMS: IMMEDIATE STEPS

IDENTITY THEFT VICTIMS: IMMEDIATE STEPS IDENTITY THEFT VICTIMS: IMMEDIATE STEPS If you are a victim of identity theft, take the following four steps as soon as possible, and keep a record with the details of your conversations and copies of

More information

Defending Against. ID Theft. San Francisco District Attorney s Office. Kamala D. Harris District Attorney Identity Protection Manual

Defending Against. ID Theft. San Francisco District Attorney s Office. Kamala D. Harris District Attorney Identity Protection Manual Defending Against ID Theft San Francisco District Attorney s Office Kamala D. Harris District Attorney Identity Protection Manual 00.00 Message from San Francisco District Attorney Kamala D. Harris Identity

More information

Personal Protection and Peace of Mind with IDProtect

Personal Protection and Peace of Mind with IDProtect INSIDE: Tips to safeguard your identity! Personal Protection and Peace of Mind with IDProtect IDProtectBrochRedesign_v2.indd 1 The Numbers Say It All Will you become a victim of identity theft? For the

More information

Identity Theft. Protecting Yourself and Your Identity. Course objectives learn about:

Identity Theft. Protecting Yourself and Your Identity. Course objectives learn about: financialgenius.usbank.com Course objectives learn about: Avoiding Identity Theft Recognize Phishing Attempts Getting Help for ID Theft Victims Identity Theft Protecting Yourself and Your Identity Index

More information

SECURITY BREACH INCIDENT RESPONSE AND CONSUMER NOTIFICATION PLAN TABLE OF CONTENTS PROGRAM OVERVIEW... DEFINITIONS... REPORTING A SECURITY BREACH...

SECURITY BREACH INCIDENT RESPONSE AND CONSUMER NOTIFICATION PLAN TABLE OF CONTENTS PROGRAM OVERVIEW... DEFINITIONS... REPORTING A SECURITY BREACH... SECURITY BREACH INCIDENT RESPONSE AND CONSUMER NOTIFICATION PLAN TABLE OF CONTENTS PROGRAM OVERVIEW... DEFINITIONS... REPORTING A SECURITY BREACH... CONTAINMENT AND CONTROL... INVESTIGATING A SECURITY

More information

Identity Theft. Emergency Repair Kit

Identity Theft. Emergency Repair Kit Identity Theft Emergency Repair Kit 2012 Beavercreek Marketing, a division of Beavercreek Inc. All rights reserved. Any duplication or reproduction is strictly prohibited. Identity Theft Emergency Repair

More information

Fraud and Identity Theft. Megan Stearns, Credit Counselor

Fraud and Identity Theft. Megan Stearns, Credit Counselor Fraud and Identity Theft Megan Stearns, Credit Counselor Agenda Fraud and identity theft statistics Fraud Identity theft Identity theft prevention Protecting your Social Security Number Online prevention

More information

Deterring Identity Theft. The Federal Trade Commission estimates that as many as 9 million Americans have their identities stolen each year.

Deterring Identity Theft. The Federal Trade Commission estimates that as many as 9 million Americans have their identities stolen each year. Deterring Identity Theft The evolving threats of Identity Theft The Federal Trade Commission estimates that as many as 9 million Americans have their identities stolen each year. Identity theft complaints

More information

Regions Identity Theft Kit

Regions Identity Theft Kit Regions Identity Theft Kit How to protect yourself from identity theft, and what to do if you suspect you may be a victim. 2015 Regions Bank. Member FDIC. Index Introduction... 2 What Is Identity Theft?...

More information

ID Theft Toolkit and Affidavit

ID Theft Toolkit and Affidavit ID Theft Toolkit and Affidavit Identification Theft Toolkit Safeguard yourself from ID Theft ID Theft the unauthorized and illegal use of your name, Social Security number or other personal information

More information

JUNE 2008 LAWRENCE WASDEN

JUNE 2008 LAWRENCE WASDEN Office of the Attorney General Identity Theft JUNE 2008 LAWRENCE WASDEN Attorney General 700 West State Street Boise, ID 83720-0010 www.ag.idaho.gov State of Idaho Office of Attorney General Lawrence Wasden

More information

Identity Theft: It CAN Happen to You

Identity Theft: It CAN Happen to You Aging Well: Healthier, Happier and Less Hassled An Educational Series for Seniors and their Caregivers Identity Theft: It CAN Happen to You How would you feel if you were stopped for a traffic violation

More information

Identity Theft Assistance: Information for Recovering Your Good Name

Identity Theft Assistance: Information for Recovering Your Good Name Identity Theft Assistance: Information for Recovering Your Good Name I Could Be A Victim of Identity Theft! What Do I Do Next? We understand that you may have been a victim of identity theft. Enclosed

More information