RBC Dominion Securities Inc.* and Royal Bank of Canada are separate corporate entities which are affiliated. *Member CIPF. Insurance products are

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1 RBC Dominion Securities Inc.* and Royal Bank of Canada are separate corporate entities which are affiliated. *Member CIPF. Insurance products are offered through RBC DS Financial Services Inc., a subsidiary of RBC Dominion Securities Inc. When providing life insurance products, Investment Advisors are acting as Insurance Representatives of RBC DS Financial Services Inc. Registered Trademark of Royal Bank of Canada. Used under licence. RBC Dominion Securities is a registered trademark of Royal Bank of Canada. Used under licence. Copyright All rights reserved.

2 Mary Poeta, FMA, FCSI Investment Advisor Professional Wealth Management

3 Wealth Management Solutions As you make progress towards achieving your goals in life, you may discover your financial situation becoming increasingly complex. When you reach this stage, and you require professional assistance with the management of your wealth, Mary Poeta can help. An Investment Advisor specializing in the provision of wealth management solutions, Mary can provide you with a comprehensive range of services and investments tailored to fit your unique specifications. Supported by her Associate, Krista Griffin, and a team of wealth management specialists offering guidance with financial planning, estate preservation and wealth protection, Mary is also backed by the full resources of RBC Financial Group. This means that Mary is able to provide you with the full range of products and services, the financial stability and the combined resources of Canada s leading financial institution. Together, they work to offer you the best, most qualified, conservative investment advice. Who Can Mary Help Mary s services are designed for pre-retired and retired individuals, families, business owners and other organizations that require professional assistance managing their wealth. Professionals requiring assistance with the management of their own assets and a trusted partner to whom they can refer their clients Business owners who need help managing their personal and business assets Pre-retirees who want to make the most of their retirement savings as they approach retirement Retirees requiring innovative strategies to maximize their after-tax retirement income, while protecting their financial security Well-established families seeking professional guidance transferring wealth to the next generation in a tax-efficient manner

4 Helping you through life s transitions Expected and unexpected What sets Mary apart from other advisors is her recognition that managing your wealth requires the type of attention that addresses all your goals in life... not just your financial goals. Transitioning from one stage in life to the next can be difficult. Indeed, we can each expect to encounter many challenges and changes throughout the course of our lives. These changes often entail both an emotional and a financial implication. Mary is there to assist you to recognize a possible life transition and provide you with the appropriate wealth management advice to see you successfully through. Mary s Investment Philosophy & Value Proposition Mary is devoted to providing her clients with the financial guidance necessary to achieve their dreams and goals. To accomplish this, Mary considers it crucial that she and her clients come to share a common investment philosophy. This includes a disciplined investment process, the development of a trusting relationship and clearly defined lines of communication involving regular contact and portfolio reviews. I have made the commitment to educate and empower my clients to identify the necessary solutions needed to achieve the results they desire through every stage of life. Mary Poeta

5 Our Wealth Management Process Discipline is the Key Mary follows a disciplined five-step process, keeping you on-track to achieving your goals. What does she focus on? The importance of helping you live the life you desire. Introduction Mary goes to great lengths introducing you to the wealth management services she provides, not just at your first meeting, but on an ongoing basis as your needs evolve and new services become available. At your initial meeting Mary will help you prioritize all of your financial objectives. Discovery To help clarify your personal investment objectives, Mary will spend time with you to identify your individual needs, goals, and circumstances. Part of this process involves completing a Risk Tolerance Questionnaire that will help her determine the appropriate asset allocation guidelines for your portfolio. It also involves the completion of a Wealth Management Questionnaire that helps gather together all of your important financial information. Strategy Mary will then analyze your existing holdings to determine if they are suitable for achieving your objectives. Her appraisal will include recommendations for change, if necessary, and a detailed long-term plan for success. Solutions While implenting your investment and wealth management plan, Mary will develop thoughtful and creative solutions tailored to your personal objectives drawing from a wide selection of world-class products and services. Providing Service Together, you will then determine an appropriate service plan including a regular review schedule consistent with the complexity of your portfolio and your personal service preferences. Regular reviews play a crucial role in ensuring your financial objectives are being met. During these sessions, Mary will discuss the progress of your investment portfolio, address your evolving needs, assist you with difficult or unexpected transition periods, and provide ongoing investment recommendations as necessary.

6 Meet Mary and her Team Through her team approach, Mary strives to ensure that every client receives timely service and professional advice. The members of Mary s team focus on different areas of client service, so you get the expert assistance you need when you need it. Mary Poeta, FMA, FCSI Investment Advisor Mary started her career with RBC Dominion Securities in 1992, joining the Barrie branch in Devoted to continuing education, she completed the Wealth Management Course offered through the Canadian Securities Institute, and holds the professional designations of Financial Management Advisor (FMA) and Fellow of the Canadian Securities Institute (FCSI) the industry s highest mark of distinction. In order to provide clients with Estate Planning expertise, Mary has also obtained her Level II Insurance License. A wealth management advisor with RBC Dominion Securities, Mary provides a comprehensive range of wealth management solutions designed with your specific needs in mind. Believing in the importance of a balanced, healthy lifestyle, Mary participates in a disciplined program of physical fitness. She also enjoys travelling to exotic destinations. Mary is married and has two grown children. Krista Griffin Associate Advisor As a licensed Associate Advisor with several years of industry experience, Krista is able to provide many services that are of importance to the team s clients. Krista works closely with Mary to help clients stay informed about the performance of their portfolios and developments in the markets. Having completed the Canadian Securities Course in 2000, she can assist you with trade orders as well as requests of an administrative nature. Krista first became involved with RBC Dominion Securities at our North Bay office in 1997: she was a Customer Service Representative at RBC Royal Bank for the five years previous. In her spare time Krista enjoys many outdoor activities including running and cycling. Krista is married and has two daughters.

7 Helping you make informed decisions Wealth Management Services Because investing is just one important aspect of managing your overall wealth, Mary provides access to our Estate and Financial Planning Team Wealth Management Specialist - to assist with your complex financial planning needs using our customized Compass Financial Plan for qualified clients Insurance Consultant - to protect your wealth through the creative use of insurancebased products Will and Estate Consultant - to address your various estate planning concerns Professional Referrals The best results are achieved working in partnership with a team of professionals with expertise in other areas related to the management of your wealth. This includes legal, accounting and banking professionals. If you have an existing relationship with professionals in these areas, Mary will be happy to work with them to ensure we are all on the same page. If you require a referral, she will be happy to offer you access to her extensive professional network. RBC Dominion Securities Canada s leading investment firm We have been advising individual investors about investment opportunities since Today, we are Canada s leader in the investment industry. Our membership within RBC Financial Group means we are able to offer you the full range of products and services, the financial stability and the combined resources of Canada s leading financial institution. Together, we work to offer you the best, most qualified, conservative investment advice. Make the First Move Investors who decide to place their faith and trust in Mary and her team are in good hands. Always on the lookout for the opportunity to help new investors and build new relationships, Mary encourages those who share her investment philosophy to call. To arrange a complimentary consultation with Mary Poeta, contact Krista Griffin at (705)

8 For more information, contact: Mary Poeta Investment Advisor (705) Krista Griffin Associate Advisor (705) RBC Dominion Securities Inc. 11 Victoria Street, Suite 100 Barrie, Ontario L4N 6T3 Fax: (705) Toll-Free: 1 (800)