Innovative Home Financing options that serve more borrowers: The Fresh Start Program is here!

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1 Innovative Home Financing options that serve more borrowers: The Fresh Start Program is here! There s never been a better time for a Fresh Start! Current segments of the market are not being served by the Agency and Government Programs. There are qualified, credit worthy borrowers who have faced unique circumstances that have limited them from mortgage choices that can meet their home financing needs. Now qualified borrowers have the options for home financing that takes these circumstances into consideration. and offer them competitively priced, prudently underwritten programs that enable them to achieve the dream of homeownership. Fresh Start addresses the needs of underserved borrowers, expands the boundaries of homeownership, and bring more qualified borrowers to the marketplace.

2 Expanding the Boundaries to Homeownership, With the Fresh Start Program! More Choices for Today s Homebuyers! Today s mortgage marketplace has been more challenging than ever, especially for consumers who have had a history of good credit, but have now found themselves challenged by life events that were out of their control. Restrictive guidelines by Agency and Government programs may have left them with very few choices to get back on their feet, even though they have demonstrated a history of managing their finances and credit. These life events can have a damaging effect on good people who are credit worthy, but have been underserved by the choices that have been available to them. That s why there is a program that recognizes the unique challenge these borrowers face and gives them the opportunity to obtain home financing with competitive terms, while meeting all of the Ability to Repay (ATR) guidelines.

3 Innovative Products for Qualified Borrowers! We understand that a mortgage that might work for someone else, may not be the best option for you. Now there s the Fresh Start program that includes individual features and benefits that meet the expanding needs of more qualified homebuyers in today s mortgage marketplace. Call me today to learn more about how this program might just be the Fresh Start you are looking for!

4 Giving YOU More Choices With the Fresh Start Program! Hindered with Short Sale or Bankruptcy Woes? For qualified buyers with 20% down, there are now expanded guidelines to meet a wide variety of home financing needs. This program is uniquely designed to serve borrowers who have a foreclosure or bankruptcy on their record, but are working hard to re-establish their good credit. Contact me today to discover if you are eligible to take advantage of this new available mortgage product!

5 You Deserve a Fresh Start! If financing your dream home seems out of reach... check out the Fresh Start loan. Contact me today to discover if you are eligible to take advantage of this new available mortgage product!

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