Bancassurance in Russia: Life, Non-Life and Creditor Insurance

Save this PDF as:
 WORD  PNG  TXT  JPG

Size: px
Start display at page:

Download "Bancassurance in Russia: Life, Non-Life and Creditor Insurance"

Transcription

1 Brochure More information from Bancassurance in Russia: Life, Non-Life and Creditor Insurance Description: Bancassurance in Russia: Life, Non-Life and Creditor Insurance is a study and related PartnerBASE dataset examining the provision of life, non-life and creditor insurance by banks and other lending institutions in Russia. Drawing on the results of a survey of 78 banking entities in Russia, the study verifies the percentage of organisations investigated that distribute each of the following 13 types of insurance: accident insurance, creditor insurance related to consumer finance, creditor insurance related to credit cards, creditor insurance related to mortgages, critical illness insurance, health / hospital cash plans, household insurance, income protection insurance, investment-related life insurance, medical expenses insurance, personal motor insurance, retirement savings, and risk life insurance. For those banking entities that are active in one or more of these fields, the reports ascertain the operating models that they use to source the type of insurance in question (e.g. external, joint venture or captive underwriters) and the identity of the specific providers used. This information is then displayed in terms of the weighted share of partnerships of these providers, which takes into account the number of retail customers of the partner banking entities, thus highlighting those insurance companies that hold the distribution relationships that offer the most potential. You may be able to use this report, plus the PartnerBASE dataset and market data annexes that accompany it, in one or more of the following ways: - gain access to a source of information that provides a comprehensive overview of the provision of personal insurance products by all significant banking entities in Russia; - identify partnership opportunities for the same personal insurance products that may arise either because a banking institution is not currently active or because there is scope for replacing an existing initiative; - understand which underwriters and other product providers have been successful in establishing distribution relationships with the most important banking entities in Russia; - assess the background to the most significant bancassurance deals, differentiating between those that originate from long-term or strategic objectives and those that are more transient; - appreciate the magnitude of the opportunity to sell personal insurance products through banks and other lending institutions in Russia. Overall, in a market in which banks hold a fast-growing distribution share of almost 60% of the life insurance market, across the 78 banks and other lending institutions researched in Russia, this research identified close to 300 bancassurance distribution initiatives for the various types of insurance investigated. Contents: 0.0 EXECUTIVE SUMMARY 1.0 INTRODUCTION What is this report about? Distribution partnerships with banks and other lending institutions constitute the focus of this report Rationale Bancassurance has become the most important distribution channel for life insurance in Russia Methodology

2 Survey of banks and other lending institutions Market data Definitions Investment-related life insurance Retirement savings Risk life insurance Critical illness insurance Income protection insurance Accident insurance Health / hospital cash plans Medical expenses insurance Personal motor insurance Household insurance Creditor insurance Mortgages, consumer finance and credit cards Weighted provider share of partnerships Operating models Abbreviations and exchange rates PartnerBASE and market data annexe Finaccord 2.0 MARKET BACKGROUND Banks and other lending institutions covered Introduction to the banking sector Around 900 banking institutions are active in Russia although the top five control over 50% of assets Penetration of foreign entities in the Russian banking sector is quite limited with several having decided to exit the market Russia s banking sector has changed very significantly in recent years with further changes in the market structure likely to occur as a result of several factors In spite of its problems, there is plenty of scope for the Russian retail banking market to grow

3 3.0 INVESTMENT-RELATED LIFE INSURANCE AND RETIREMENT SAVINGS Insurance market size and growth Despite rapid growth, the market for investment-related life insurance remains small Non-state pension funds (NPFs) account for the majority of retirement savings Distribution share of banks The primary bancassurance focus of Russian banks lies on creditor and motor insurance Bancassurance provision rates, operating models and partnerships Investment-related life insurance Investment-related life policies are available from relatively few banks although these include some of the largest competitors including Sberbank, which sources policies from its captive insurance subsidiary which has joined several other captive underwriters in the Russian bancassurance arena A total of five non-captive insurance providers are active in this field A number of large banks have not yet started to distribute investment-related life insurance Retirement savings Close to a half of banking institutions researched promote retirement savings... in many cases through their own captive vehicles such as NPF Sberbank, NPF Russian Standard and NPF VTB NPF Lukoil Garant and NPF Renaissance are the most prominent non-tied providers Performance of key bancassurance underwriters Captive underwriters control over 40% of the total life insurance market in Russia... and despite its recent market entry Sberbank Insurance accounts already for a 12% market share 4.0 PROTECTION-RELATED LIFE INSURANCE Insurance market size and growth Protection-related life insurance increased by 34.8% per annum in real terms between 2009 and 2013 Distribution share of banks Bancassurance provision rates, operating models and partnerships Risk life insurance Stand-alone risk life insurance is rarely marketed by Russian banks with captive underwriters most prominent where available

4 Critical illness insurance Stand-alone critical illness policies are also a rarity... Income protection insurance... as is income protection insurance Performance of key bancassurance underwriters 5.0 ACCIDENT AND HEALTH INSURANCE Insurance market size and growth Compulsory health insurance for government employees makes up the bulk of the market Distribution share of banks Bancassurance provision rates, operating models and partnerships Accident insurance Accident insurance is offered by around one quarter of banks investigated in Russia...with Russian Standard Insurance the leader by weighted share of partnerships MetLife is likely to be the most prominent underwriter not owned by a banking organisation Liberty Mutual acquired KIT Finance Insurance in March banking organisations with more than one million retail customers do not offer accident insurance Medical expenses insurance As bancassurers, Russian Standard Insurance and VTB Insurance dominate this market Health / hospital cash plans Performance of key bancassurance underwriters Most accident and health insurance distributed by banks is actually creditor insurance 6.0 PERSONAL MOTOR AND HOUSEHOLD INSURANCE Insurance market size and growth Personal motor insurance gross written premiums declined in real terms between 2009 and 2013 Distribution share of banks Bancassurance is important as a distribution channel for both personal motor and household insurance Bancassurance provision rates, operating models and partnerships Personal motor insurance Provision rates are fairly high because car finance customers must also take out motor insurance although many banks have not entered into fully-fledged partnerships

5 AlfaStrakhovanie works not only with Alfa-Bank but also with at least a dozen other banking networks UralSib Insurance and VTB Insurance also have a strong position in this market due to captive ties A total of 13 captive underwriters are active in this field A number of large banks that could sell motor insurance do not yet do so Household insurance The provision rate for household insurance is higher than that for personal motor insurance although existing partnerships are often similar to those for motor insurance Allianz benefits from a large number of distribution agreements in this market as does Zurich Performance of key bancassurance underwriters Bank-owned underwriters have gained market share in motor liability insurance and have also performed quite strongly in property insurance 7.0 CREDITOR INSURANCE Consumer lending market size and growth Mortgage lending Russian home loans grew at a nominal compound annual rate of 23.7% between 2009 and 2013 Non-mortgage lending The value of total non-mortgage consumer lending has expanded rapidly in recent years Credit and other pay later cards The number of credit cards in circulation has also advanced very strongly Creditor insurance provision rates, operating models and partnerships Creditor insurance linked to mortgages A wide range of operating models is used to source mortgage-related creditor insurance in Russia although a number of banks still lack a coherent system for offering it with an approach driven by regulatory considerations rather than strategy Rosgosstrakh, VSK, Allianz, Cardif and Sberbank Insurance are identifiable as market leaders......followed by VTB Insurance and AlfaStrakhovanie A number of banking institutions, including Probisenes Bank, work with a single underwriter although others opt for a hybrid operating model including both captive and non-captive insurers Nine mortgage lenders have no apparent arrangement for related creditor insurance

6 Typically, mortgage-related insurance in Russia is configured differently to other European countries with mandatory mortgage insurance complemented increasingly by voluntary creditor insurance Creditor insurance linked to consumer finance Most banks that could offer creditor insurance linked to consumer finance have chosen to do so Allianz has established a number of valuable ties in this field as has Rosgosstrakh including a captive link with Rosgosstrakh Bank Attracted by its rapid growth rate, this market features a relatively high number of captive providers Sberbank continues to utilise several external partners in addition to its own captive insurer CiV Life and ERGO Life both benefit from international strategic partnerships There remains considerable scope to create new partnerships for this type of insurance Creditor insurance linked to credit cards Around one half of major credit card issuers have developed an associated creditor insurance scheme AlfaStrakhovanie claims the highest weighted share of partnerships in this field... and Cardif has distribution ties with two of Russia's major banks Creditor insurance risk coverage Cover for temporary incapacity and unemployment is most commonly available to credit card customers Creditor insurance market size, growth and forecast The market value soared from 2009 to 2013 and is forecast to continue doing so across all types of consumer lending product Statistics exist to help quantify the market for creditor insurance in Russia LIST OF GRAPHICS / TABLES TABLE OF CONTENTS 0.0 EXECUTIVE SUMMARY Overview of bancassurance provision rates for different types of insurance in Russia, INTRODUCTION Banks and other lending institutions in Russia contacted by Finaccord, segmented by type 2.0 MARKET BACKGROUND 3.0 INVESTMENT-RELATED LIFE INSURANCE AND RETIREMENT SAVINGS Gross written premiums for investment-related life insurance and retirement savings in Russia, 2009 to 2013 Gross written premiums for investment-related life insurance and retirement savings in Russia, 2009 to 2013 (table)

7 Distribution share of banks in total life insurance in Russia, 2008 to 2012 Bancassurance premiums written in Russia, segmented by insurance line, 2009 to 2012 Bancassurance provision of investment-related life insurance in Russia, 2014: provision rate, operating models and Bancassurance provision of retirement savings in Russia, 2014: provision rate, operating models and Market share in total life insurance of key bancassurance underwriters in Russia, 2009 to PROTECTION-RELATED LIFE INSURANCE Gross written premiums for protection-related life insurance in Russia, 2009 to 2013 Gross written premiums for protection-related life insurance in Russia, 2009 to 2013 (table) Bancassurance provision of risk life insurance in Russia, 2014: provision rate, operating models and Bancassurance provision of critical illness insurance in Russia, 2014: provision rate, operating models and Bancassurance provision of income protection insurance in Russia, 2014: provision rate, operating models and 5.0 ACCIDENT AND HEALTH INSURANCE Gross written premiums for accident and health insurance in Russia, 2009 to 2013 Gross written premiums for accident and health insurance in Russia, 2009 to 2013 (table) Bancassurance provision of accident insurance in Russia, 2014: provision rate, operating models and Bancassurance provision of medical expenses insurance in Russia, 2014: provision rate, operating models and Market share in total accident and health insurance of key bancassurance underwriters in Russia, 2009 to PERSONAL MOTOR AND HOUSEHOLD INSURANCE Gross written premiums for personal motor and household insurance in Russia, 2009 to 2013 Gross written premiums for personal motor and household insurance in Russia, 2009 to 2013 (table) Bancassurance provision of personal motor insurance in Russia, 2014: provision rate, operating models and Bancassurance provision of household insurance in Russia, 2014: provision rate, operating models and Market share in total motor liability insurance of key bancassurance underwriters in Russia, 2009 to 2013 Market share in total property insurance of key bancassurance underwriters in Russia, 2009 to CREDITOR INSURANCE Residential mortgage lending balances outstanding in Russia (absolute and per capita), 2009 to 2013 Consumer non-mortgage lending balances outstanding in Russia (absolute and per capita), 2009 to 2013

8 Credit and other pay later cards issued and per capita in Russia, 2009 to 2013 Key data points for the consumer lending market in Russia, 2009 to 2013 Provision of creditor insurance linked to mortgages in Russia, 2014: provision rate, operating models and Provision of creditor insurance linked to consumer finance in Russia, 2014: provision rate, operating models and Provision of creditor insurance linked to credit cards in Russia, 2014: provision rate, operating models and Risk coverage of creditor insurance policies in Russia, segmented by type of underlying product, 2014 Creditor insurance gross written premiums in Russia, segmented by policy type, 2009, 2013 and 2017 Creditor insurance gross written premiums in Russia, segmented by cover type, 2009, 2013 and 2017 Creditor insurance gross written premiums in Russia, segmented by policy and cover type, 2009, 2013 and 2017 Ordering: Order Online - Order by Fax - using the form below Order by Post - print the order form below and send to Research and Markets, Guinness Centre, Taylors Lane, Dublin 8, Ireland.

9 Page 1 of 2 Fax Order Form To place an order via fax simply print this form, fill in the information below and fax the completed form to (from USA) or (from Rest of World). If you have any questions please visit Order Information Please verify that the product information is correct and select the format(s) you require. Product Name: Web Address: Office Code: Bancassurance in Russia: Life, Non-Life and Creditor Insurance SC83OW8K Product Formats Please select the product formats and quantity you require: Electronic (PDF) - Enterprisewide: Electronic (PDF) - Single User: Electronic (PDF) - Site License: Quantity USD 2379 USD 1489 USD 1786 Contact Information Please enter all the information below in BLOCK CAPITALS Title: Mr Mrs Dr Miss Ms Prof First Name: Last Name: Address: * Job Title: Organisation: Address: City: Postal / Zip Code: Country: Phone Number: Fax Number: * Please refrain from using free accounts when ordering (e.g. Yahoo, Hotmail, AOL)

10 Page 2 of 2 Payment Information Please indicate the payment method you would like to use by selecting the appropriate box. Pay by credit card: You will receive an with a link to a secure webpage to enter your credit card details. Pay by check: Please post the check, accompanied by this form, to: Research and Markets, Guinness Center, Taylors Lane, Dublin 8, Ireland. Pay by wire transfer: Please transfer funds to: Account number Sort code Swift code IBAN number Bank Address ULSBIE2D IE78ULSB Ulster Bank, Main Street, Blackrock, Co. Dublin, Ireland. If you have a Marketing Code please enter it below: Marketing Code: Please note that by ordering from Research and Markets you are agreeing to our Terms and Conditions at Please fax this form to: (646) or (646) From USA or From Rest of World

Bancassurance in Hong Kong: Life, Non-Life and Creditor Insurance

Bancassurance in Hong Kong: Life, Non-Life and Creditor Insurance Brochure More information from http://www.researchandmarkets.com/reports/2258611/ Bancassurance in Hong Kong: Life, Non-Life and Creditor Insurance Description: Bancassurance in Hong Kong: Life, Non-Life

More information

Bancassurance in Sweden: Life, Non-Life and Creditor

Bancassurance in Sweden: Life, Non-Life and Creditor Brochure More information from http://www.researchandmarkets.com/reports/1999307/ Bancassurance in Sweden: Life, Non-Life and Creditor Description: PUBLICATION OVERVIEW Finaccord s report titled Bancassurance

More information

Bancassurance in Tanzania: Current State and Future Perspectives to 2020

Bancassurance in Tanzania: Current State and Future Perspectives to 2020 Brochure More information from http://www.researchandmarkets.com/reports/2987523/ Bancassurance in Tanzania: Current State and Future Perspectives to 2020 Description: The report titled Bancassurance in

More information

Professional Indemnity Insurance in Germany

Professional Indemnity Insurance in Germany Brochure More information from http://www.researchandmarkets.com/reports/2125613/ Professional Indemnity Insurance in Germany Description: Professional Indemnity Insurance in Germany is about the German

More information

Professional Indemnity Insurance in Italy

Professional Indemnity Insurance in Italy Brochure More information from http://www.researchandmarkets.com/reports/2125619/ Professional Indemnity Insurance in Italy Description: Professional Indemnity Insurance in Italy is about the Italian market

More information

Professional Indemnity Insurance in Belgium

Professional Indemnity Insurance in Belgium Brochure More information from http://www.researchandmarkets.com/reports/2125599/ Professional Indemnity Insurance in Belgium Description: Professional Indemnity Insurance in Belgium is about the Belgian

More information

Professional Indemnity Insurance in Switzerland

Professional Indemnity Insurance in Switzerland Brochure More information from http://www.researchandmarkets.com/reports/2125635/ Professional Indemnity Insurance in Switzerland Description: Professional Indemnity Insurance in Switzerland is about the

More information

Professional Indemnity Insurance in Sweden

Professional Indemnity Insurance in Sweden Brochure More information from http://www.researchandmarkets.com/reports/2125631/ Professional Indemnity Insurance in Sweden Description: Professional Indemnity Insurance in Sweden is about the Swedish

More information

Professional Indemnity Insurance in the Netherlands

Professional Indemnity Insurance in the Netherlands Brochure More information from http://www.researchandmarkets.com/reports/2125642/ Professional Indemnity Insurance in the Netherlands Description: Professional Indemnity Insurance in the Netherlands is

More information

Professional Indemnity Insurance in Poland

Professional Indemnity Insurance in Poland Brochure More information from http://www.researchandmarkets.com/reports/2125621/ Professional Indemnity Insurance in Poland Description: Professional Indemnity Insurance in Poland is about the Polish

More information

Fleet Insurance and Assistance in the UK

Fleet Insurance and Assistance in the UK Brochure More information from http://www.researchandmarkets.com/reports/2125573/ Fleet Insurance and Assistance in the UK Description: Fleet Insurance and Assistance in the UK is about the market for

More information

Commercial Non-Life Insurance Brokers in India

Commercial Non-Life Insurance Brokers in India Brochure More information from http://www.researchandmarkets.com/reports/2651992/ Commercial Non-Life Insurance Brokers in India Description: Commercial Non-Life Insurance Brokers in India and the BrokerBASE

More information

Fleet Insurance and Assistance in Germany

Fleet Insurance and Assistance in Germany Brochure More information from http://www.researchandmarkets.com/reports/2125182/ Fleet Insurance and Assistance in Germany Description: Fleet Insurance and Assistance in Germany is about the market for

More information

Professional Indemnity Insurance in the UK

Professional Indemnity Insurance in the UK Brochure More information from http://www.researchandmarkets.com/reports/2125646/ Professional Indemnity Insurance in the UK Description: Professional Indemnity Insurance in the UK is about the UK market

More information

Fleet Insurance and Assistance in France

Fleet Insurance and Assistance in France Brochure More information from http://www.researchandmarkets.com/reports/2125180/ Fleet Insurance and Assistance in France Description: Fleet Insurance and Assistance in France is about the market for

More information

Individual Life Insurance in Russia to 2016: Market Databook

Individual Life Insurance in Russia to 2016: Market Databook Brochure More information from http://www.researchandmarkets.com/reports/2202852/ Individual Life Insurance in Russia to 2016: Market Databook Description: Synopsis Timetric s 'Individual Life Insurance

More information

Fleet Insurance and Assistance in Italy

Fleet Insurance and Assistance in Italy Brochure More information from http://www.researchandmarkets.com/reports/2125185/ Fleet Insurance and Assistance in Italy Description: Fleet Insurance and Assistance in Italy is about the market for and

More information

'Personal Accident and Health Insurance Premiums and Claims in Australia to 2018: Market Brief' contains

'Personal Accident and Health Insurance Premiums and Claims in Australia to 2018: Market Brief' contains Brochure More information from http://www.researchandmarkets.com/reports/3064493/ Personal Accident and Health Insurance Premiums and Claims in Australia to : Market Brief Description: 'Personal Accident

More information

Commercial Non-Life Insurance Brokers in Canada

Commercial Non-Life Insurance Brokers in Canada Brochure More information from http://www.researchandmarkets.com/reports/2395210/ Commercial Non-Life Insurance Brokers in Canada Description: Commercial Non-Life Insurance Brokers in Canada, plus the

More information

Non-Life Insurance Premiums and Claims in Georgia to 2017: Market Brief

Non-Life Insurance Premiums and Claims in Georgia to 2017: Market Brief Brochure More information from http://www.researchandmarkets.com/reports/2697018/ Non-Life Insurance Premiums and Claims in Georgia to 2017: Market Brief Description: Synopsis 'Non-Life Insurance Premiums

More information

Non-Life Insurance Premiums and Claims in Brazil to 2018: Market Brief

Non-Life Insurance Premiums and Claims in Brazil to 2018: Market Brief Brochure More information from http://www.researchandmarkets.com/reports/3022663/ Non-Life Insurance Premiums and Claims in Brazil to 2018: Market Brief Description: 'Non-Life Insurance Premiums and Claims

More information

North America Insurance Market Outlook to 2015 - US Insurance Market Headstarting the Lost Momentum

North America Insurance Market Outlook to 2015 - US Insurance Market Headstarting the Lost Momentum Brochure More information from http://www.researchandmarkets.com/reports/1545614/ North America Insurance Market Outlook to 2015 - US Insurance Market Headstarting the Lost Momentum Description: The Report

More information

'Personal Accident and Health Insurance Premiums and Claims in Kenya to 2018: Market Brief' contains

'Personal Accident and Health Insurance Premiums and Claims in Kenya to 2018: Market Brief' contains Brochure More information from http://www.researchandmarkets.com/reports/3087330/ Personal Accident and Health Insurance Premiums and Claims in Kenya to 2018: Market Brief Description: 'Personal Accident

More information

Life Insurance Distribution Channels in Australia to 2018: Market Databook

Life Insurance Distribution Channels in Australia to 2018: Market Databook Brochure More information from http://www.researchandmarkets.com/reports/3064456/ Life Insurance Distribution Channels in Australia to : Market Databook Description: "Life Insurance Distribution Channels

More information

Travel Insurance in the US to 2018: Market Databook

Travel Insurance in the US to 2018: Market Databook Brochure More information from http://www.researchandmarkets.com/reports/3087363/ Travel Insurance in the US to 2018: Market Databook Description: "Travel Insurance in the US to 2018: Market Databook"

More information

TABLE OF CONTENTS 0.0 EXECUTIVE SUMMARY INTRODUCTION... 3 What is this report about?... 3

TABLE OF CONTENTS 0.0 EXECUTIVE SUMMARY INTRODUCTION... 3 What is this report about?... 3 TABLE OF CONTENTS 0.0 EXECUTIVE SUMMARY... 1 1.0 INTRODUCTION... 3 What is this report about?... 3 Distribution partnerships with banks and other lending institutions constitute the focus of this report...

More information

Personal Accident and Health Insurance Investments in Russia to 2018: Market Databook

Personal Accident and Health Insurance Investments in Russia to 2018: Market Databook Brochure More information from http://www.researchandmarkets.com/reports/3035895/ Personal Accident and Health Insurance Investments in Russia to : Market Databook Description: "Personal Accident and Health

More information

Analysis of the Global Enterprise Firewall Market

Analysis of the Global Enterprise Firewall Market Brochure More information from http://www.researchandmarkets.com/reports/2238954/ Analysis of the Global Enterprise Firewall Market Description: Next-generation Technologies Protect Businesses from Advanced

More information

Retailer Payments, Banking, Insurance and Assistance in South Korea

Retailer Payments, Banking, Insurance and Assistance in South Korea Brochure More information from http://www.researchandmarkets.com/reports/2818738/ Retailer Payments, Banking, Insurance and Assistance in South Korea Description: Retailer Payments, Banking, Insurance

More information

World Enterprise, Broadband, Mobile Video Transcoders Market

World Enterprise, Broadband, Mobile Video Transcoders Market Brochure More information from http://www.researchandmarkets.com/reports/1061156/ World Enterprise, Broadband, Mobile Video Transcoders Market Description: Encoding is defined as the process of turning

More information

Strategic Analysis of Fleet Vehicle Leasing Market in Ireland

Strategic Analysis of Fleet Vehicle Leasing Market in Ireland Brochure More information from http://www.researchandmarkets.com/reports/3629286/ Strategic Analysis of Fleet Vehicle Leasing Market in Ireland Description: The objective of this study is to provide a

More information

UK Employers' Liability Insurance: Competitor Dynamics

UK Employers' Liability Insurance: Competitor Dynamics Brochure More information from http://www.researchandmarkets.com/reports/2520303/ UK Employers' Liability Insurance: Competitor Dynamics Description: The employers' liability insurance market remains dominated

More information

Extended Warranties for New and Used Cars in Emerging Global Markets

Extended Warranties for New and Used Cars in Emerging Global Markets Brochure More information from http://www.researchandmarkets.com/reports/2116286/ Extended Warranties for New and Used Cars in Emerging Global Markets Description: Extended Warranties for New and Used

More information

Life Insurance Distribution Channels in Croatia to 2019: Market Databook

Life Insurance Distribution Channels in Croatia to 2019: Market Databook Brochure More information from http://www.researchandmarkets.com/reports/3500216/ Life Insurance Distribution Channels in Croatia to 2019: Market Databook Description: The "Life Insurance Distribution

More information

Non-life Insurance IT Solutions Europe 2014-2015

Non-life Insurance IT Solutions Europe 2014-2015 Brochure More information from http://www.researchandmarkets.com/reports/2687950/ Non-life Insurance IT Solutions Europe 2014-2015 Description: Non-life Insurance IT Solutions Europe 2014-2015 - Current

More information

World Wireless Protocol Analyzers and Network Monitoring Systems

World Wireless Protocol Analyzers and Network Monitoring Systems Brochure More information from http://www.researchandmarkets.com/reports/1443662/ World Wireless Protocol Analyzers and Network Monitoring Systems Description: This research service provides the key research

More information

Australia Cards and Payments Market - Size, Share, Development, Growth and Forecast to 2020

Australia Cards and Payments Market - Size, Share, Development, Growth and Forecast to 2020 Brochure More information from http://www.researchandmarkets.com/reports/3612122/ Australia Cards and Payments Market - Size, Share, Development, Growth and Forecast to 2020 Description: The study is based

More information

Individual Life Insurance in Indonesia to 2019: Market Databook

Individual Life Insurance in Indonesia to 2019: Market Databook Brochure More information from http://www.researchandmarkets.com/reports/3508587/ Individual Life Insurance in Indonesia to 2019: Market Databook Description: The "Individual Life Insurance in Indonesia

More information

Africa Insurance Market Outlook to 2015 - Surge in Insurance Density, Key Medium for Growth

Africa Insurance Market Outlook to 2015 - Surge in Insurance Density, Key Medium for Growth Brochure More information from http://www.researchandmarkets.com/reports/1545604/ Africa Insurance Market Outlook to 2015 - Surge in Insurance Density, Key Medium for Growth Description: The Report titled

More information

U.S. Call Center Software Markets

U.S. Call Center Software Markets Brochure More information from http://www.researchandmarkets.com/reports/358405/ U.S. Call Center Software Markets Description: All types of call center software are continuing to rapidly gain popularity,

More information

Professional Indemnity Insurance in Canada

Professional Indemnity Insurance in Canada Brochure More information from http://www.researchandmarkets.com/reports/2296038/ Professional Indemnity Insurance in Canada Description: Professional Indemnity Insurance in Canada is a report about the

More information

"Personal Accident and Health Insurance Claims and Expenses in Morocco to 2018: Market Databook"

Personal Accident and Health Insurance Claims and Expenses in Morocco to 2018: Market Databook Brochure More information from http://www.researchandmarkets.com/reports/3064340/ Personal Accident and Health Insurance Claims and Expenses in Morocco to 2018: Market Databook Description: "Personal Accident

More information

Trends and Opportunities in Cambodia Personal Accident and Health Insurance Industry to 2017: Market Profile

Trends and Opportunities in Cambodia Personal Accident and Health Insurance Industry to 2017: Market Profile Brochure More information from http://www.researchandmarkets.com/reports/2729290/ Trends and Opportunities in Cambodia Personal Accident and Health Insurance Industry to 2017: Market Profile Description:

More information

Industry Dynamics and Competitive Landscape in Germany Life Insurance Industry to 2017: Market Profile

Industry Dynamics and Competitive Landscape in Germany Life Insurance Industry to 2017: Market Profile Brochure More information from http://www.researchandmarkets.com/reports/2669644/ Industry Dynamics and Competitive Landscape in Germany Life Insurance Industry to 2017: Market Profile Description: Synopsis

More information

Personal Accident and Health Insurance Claims and Expenses in South Africa to 2017: Market Databook

Personal Accident and Health Insurance Claims and Expenses in South Africa to 2017: Market Databook Brochure More information from http://www.researchandmarkets.com/reports/2654413/ Personal Accident and Health Insurance Claims and Expenses in South Africa to 2017: Market Databook Description: Synopsis

More information

Extended Warranties for New and Used Cars in the Asia-Pacific Region

Extended Warranties for New and Used Cars in the Asia-Pacific Region Brochure More information from http://www.researchandmarkets.com/reports/3068561/ Extended Warranties for New and Used Cars in the Asia-Pacific Region Description: The report titled Extended Warranties

More information

India Insurance Market Outlook to 2015

India Insurance Market Outlook to 2015 Brochure More information from http://www.researchandmarkets.com/reports/1556958/ India Insurance Market Outlook to 2015 Description: The Report titled India Insurance Market Outlook to 2015 provides an

More information

Non-Life Insurance in Australia

Non-Life Insurance in Australia Brochure More information from http://www.researchandmarkets.com/reports/1954662/ Non-Life Insurance in Australia Description: Introduction Non-Life Insurance in Australia industry profile provides top-line

More information

Aggregation Metrics: Consumer Approaches to Insurance Comparison Sites in France

Aggregation Metrics: Consumer Approaches to Insurance Comparison Sites in France Brochure More information from http://www.researchandmarkets.com/reports/2489702/ Aggregation Metrics: Consumer Approaches to Insurance Comparison Sites in France Description: Based on a survey of over

More information

Varma Mutual Pension Insurance Company - Mergers & Acquisitions (M&A), Partnerships & Alliances and Investment Report

Varma Mutual Pension Insurance Company - Mergers & Acquisitions (M&A), Partnerships & Alliances and Investment Report Brochure More information from http://www.researchandmarkets.com/reports/2824365/ Varma Mutual Pension Insurance Company - Mergers & Acquisitions (M&A), Partnerships & Alliances and Investment Report Description:

More information

Industry Dynamics and Competitive Landscape in the Austria Non-Life Insurance Industry to 2017: Market Profile

Industry Dynamics and Competitive Landscape in the Austria Non-Life Insurance Industry to 2017: Market Profile Brochure More information from http://www.researchandmarkets.com/reports/2682863/ Industry Dynamics and Competitive Landscape in the Austria Non-Life Insurance Industry to 2017: Market Profile Description:

More information

Australia Insurance Market Outlook to 2016 - Rising Importance of Household Insurance

Australia Insurance Market Outlook to 2016 - Rising Importance of Household Insurance Brochure More information from http://www.researchandmarkets.com/reports/2534710/ Australia Insurance Market Outlook to 2016 - Rising Importance of Household Insurance Description: The report Australia

More information

Brazil Insurance Market Intelligence

Brazil Insurance Market Intelligence Brochure More information from http://www.researchandmarkets.com/reports/1213330/ Brazil Insurance Market Intelligence Description: Brazil is the largest insurance market in Latin America and the 10th

More information

Personal Accident and Health Insurance Claims and Expenses in Belarus to 2016: Market Databook

Personal Accident and Health Insurance Claims and Expenses in Belarus to 2016: Market Databook Brochure More information from http://www.researchandmarkets.com/reports/2500010/ Personal Accident and Health Insurance Claims and Expenses in Belarus to 2016: Market Databook Description: Synopsis Timetric

More information

Affinity and Partnership Marketing in Household and Home Emergency Insurance in Germany

Affinity and Partnership Marketing in Household and Home Emergency Insurance in Germany Brochure More information from http://www.researchandmarkets.com/reports/1194993/ Affinity and Partnership Marketing in Household and Home Emergency Insurance in Germany Description: Finaccord's report

More information

Non-Life Insurance in Canada, Key Trends and Opportunities to 2019

Non-Life Insurance in Canada, Key Trends and Opportunities to 2019 Brochure More information from http://www.researchandmarkets.com/reports/3508625/ Non-Life Insurance in Canada, Key Trends and Opportunities to 2019 Description: The 'Non-Life Insurance in Canada, Key

More information

Life Insurance in the United States

Life Insurance in the United States Brochure More information from http://www.researchandmarkets.com/reports/1923356/ Life Insurance in the United States Description: Introduction: Life Insurance in the United States industry profile provides

More information

General Dynamics Corporation - Mergers & Acquisitions (M&A), Partnerships & Alliances and Investment Report

General Dynamics Corporation - Mergers & Acquisitions (M&A), Partnerships & Alliances and Investment Report Brochure More information from http://www.researchandmarkets.com/reports/2824634/ General Dynamics Corporation - Mergers & Acquisitions (M&A), Partnerships & Alliances and Investment Report Description:

More information

Global Big Data Analytics Market for Test and Measurement

Global Big Data Analytics Market for Test and Measurement Brochure More information from http://www.researchandmarkets.com/reports/3420825/ Global Big Data Analytics Market for Test and Measurement Description: Big Data analytics for test and measurement (T&M)

More information

Trends and Opportunities in the UAE Life Insurance Industry to 2016: Market Profile

Trends and Opportunities in the UAE Life Insurance Industry to 2016: Market Profile Brochure More information from http://www.researchandmarkets.com/reports/2403273/ Trends and Opportunities in the UAE Life Insurance Industry to 2016: Market Profile Description: Synopsis The report provides

More information

General Cable Corporation - Mergers & Acquisitions (M&A), Partnerships & Alliances and Investment Report

General Cable Corporation - Mergers & Acquisitions (M&A), Partnerships & Alliances and Investment Report Brochure More information from http://www.researchandmarkets.com/reports/2823974/ General Cable Corporation - Mergers & Acquisitions (M&A), Partnerships & Alliances and Investment Report Description: Company

More information

Industry Dynamics and Competitive Landscape in Turkey Personal Accident and Health Insurance Industry to 2016: Market Profile

Industry Dynamics and Competitive Landscape in Turkey Personal Accident and Health Insurance Industry to 2016: Market Profile Brochure More information from http://www.researchandmarkets.com/reports/2669624/ Industry Dynamics and Competitive Landscape in Turkey Personal Accident and Health Insurance Industry to 2016: Market Profile

More information

Employee Benefits in Brazil

Employee Benefits in Brazil Brochure More information from http://www.researchandmarkets.com/reports/2933665/ Employee Benefits in Brazil Description: The report provides in-depth industry analysis, information and insights into

More information

Greece: Contact Lenses - Market Report - Analysis And Forecast To 2020

Greece: Contact Lenses - Market Report - Analysis And Forecast To 2020 Brochure More information from http://www.researchandmarkets.com/reports/3114816/ Greece: Contact Lenses - Market Report - Analysis And Forecast To 2020 Description: The report provides an in-depth analysis

More information

Strategic Analysis of the Impact of Big Data on the European and North American Automotive Industry

Strategic Analysis of the Impact of Big Data on the European and North American Automotive Industry Brochure More information from http://www.researchandmarkets.com/reports/2764190/ Strategic Analysis of the Impact of Big Data on the European and North American Automotive Industry Description: The aim

More information

Cloud Infrastructure Testing and Cloud-based Application Performance Monitoring Market

Cloud Infrastructure Testing and Cloud-based Application Performance Monitoring Market Brochure More information from http://www.researchandmarkets.com/reports/2858629/ Cloud Infrastructure Testing and Cloud-based Application Performance Monitoring Market Description: With the significant

More information

IP VPN Market Forecast in India to 2016

IP VPN Market Forecast in India to 2016 Brochure More information from http://www.researchandmarkets.com/reports/1772777/ IP VPN Market Forecast in India to 2016 Description: This databook analyzes and provides forecasts for the Internet Protocol-enabled

More information

The UK Insurance Market Outlook to 2015

The UK Insurance Market Outlook to 2015 Brochure More information from http://www.researchandmarkets.com/reports/1556882/ The UK Insurance Market Outlook to 2015 Description: The Report titled The UK Insurance Market Outlook to 2015 provides

More information

Riemser Arzneimittel AG - Mergers & Acquisitions (M&A), Partnerships & Alliances and Investment Report

Riemser Arzneimittel AG - Mergers & Acquisitions (M&A), Partnerships & Alliances and Investment Report Brochure More information from http://www.researchandmarkets.com/reports/2346897/ Riemser Arzneimittel AG - Mergers & Acquisitions (M&A), Partnerships & Alliances and Investment Report Description: Company

More information

Analysis of the Global Vulnerability Management Market

Analysis of the Global Vulnerability Management Market Brochure More information from http://www.researchandmarkets.com/reports/2734454/ Analysis of the Global Vulnerability Management Market Description: This research service provides insight into the vulnerability

More information

Denizbank A.S. (DENIZ) : Company Profile and SWOT Analysis

Denizbank A.S. (DENIZ) : Company Profile and SWOT Analysis Brochure More information from http://www.researchandmarkets.com/reports/2358285/ Denizbank A.S. (DENIZ) : Company Profile and SWOT Analysis Description: The "Denizbank A.S. (DENIZ) : Company Profile and

More information

U.S. Database Management System Software by Vertical Market

U.S. Database Management System Software by Vertical Market Brochure More information from http://www.researchandmarkets.com/reports/365475/ U.S. Database Management System Software by Vertical Market Description: Driven by the inherent need for businesses of all

More information

Emerging Opportunities in the Prepaid cards Market in the UK: Market Size, Industry Drivers and Consumer Trends

Emerging Opportunities in the Prepaid cards Market in the UK: Market Size, Industry Drivers and Consumer Trends Brochure More information from http://www.researchandmarkets.com/reports/2712732/ Emerging Opportunities in the Prepaid cards Market in the UK: Market Size, Industry Drivers and Consumer Trends Description:

More information

Groupe Caisse d'epargne - Mergers & Acquisitions (M&A), Partnerships & Alliances and Investment Report

Groupe Caisse d'epargne - Mergers & Acquisitions (M&A), Partnerships & Alliances and Investment Report Brochure More information from http://www.researchandmarkets.com/reports/2823722/ Groupe Caisse d'epargne - Mergers & Acquisitions (M&A), Partnerships & Alliances and Investment Report Description: Company

More information

Industry Dynamics and Competitive Landscape in Turkey Life Insurance Industry to 2016: Market Profile

Industry Dynamics and Competitive Landscape in Turkey Life Insurance Industry to 2016: Market Profile Brochure More information from http://www.researchandmarkets.com/reports/2669647/ Industry Dynamics and Competitive Landscape in Turkey Life Insurance Industry to 2016: Market Profile Description: Synopsis

More information

Analysis of the North American Automotive Wire and Cable Materials Market: Price-performance Index of Materials Will be Key in Driving Growth

Analysis of the North American Automotive Wire and Cable Materials Market: Price-performance Index of Materials Will be Key in Driving Growth Brochure More information from http://www.researchandmarkets.com/reports/2569033/ Analysis of the North American Automotive Wire and Cable Materials Market: Price-performance Index of Materials Will be

More information

Global Credit Card Rankings The Top 500 Issuers

Global Credit Card Rankings The Top 500 Issuers Brochure More information from http://www.researchandmarkets.com/reports/1298370/ Global Credit Card Rankings The Top 500 Issuers Description: The global credit card market was not immune to the effects

More information

Insurance Market In Poland 2015-2017, CEE Insurance Series

Insurance Market In Poland 2015-2017, CEE Insurance Series Brochure More information from http://www.researchandmarkets.com/reports/3281042/ Insurance Market In Poland 2015-2017, CEE Insurance Series Description: Insurance Market in Poland 2015-2017 is the latest

More information

Grupo PRISA - Mergers & Acquisitions (M&A), Partnerships & Alliances and Investment Report

Grupo PRISA - Mergers & Acquisitions (M&A), Partnerships & Alliances and Investment Report Brochure More information from http://www.researchandmarkets.com/reports/2823953/ Grupo PRISA - Mergers & Acquisitions (M&A), Partnerships & Alliances and Investment Report Description: Company Mergers

More information

Estonia: Clay Tiles And Roofing - Market Report. Analysis And Forecast To 2020

Estonia: Clay Tiles And Roofing - Market Report. Analysis And Forecast To 2020 Brochure More information from http://www.researchandmarkets.com/reports/3115162/ Estonia: Clay Tiles And Roofing - Market Report. Analysis And Forecast To 2020 Description: The report provides an in-depth

More information

Thailand: Analysis of the General Insurance Industry

Thailand: Analysis of the General Insurance Industry Brochure More information from http://www.researchandmarkets.com/reports/1958129/ Thailand: Analysis of the General Insurance Industry Description: Despite the political unrest in May 2010 that affected

More information

The Insurance Industry in Ethiopia, Key Trends and Opportunities to 2017

The Insurance Industry in Ethiopia, Key Trends and Opportunities to 2017 Brochure More information from http://www.researchandmarkets.com/reports/2564529/ The Insurance Industry in Ethiopia, Key Trends and Opportunities to 2017 Description: The Ethiopian insurance industry

More information

Next Generation Enterprise Mobility Management Market Insight

Next Generation Enterprise Mobility Management Market Insight Brochure More information from http://www.researchandmarkets.com/reports/2858620/ Next Generation Enterprise Mobility Management Market Insight Description: Mobile Device Management (MDM) solutions are

More information

Global and Chinese Insulin Pump Industry - 2015

Global and Chinese Insulin Pump Industry - 2015 Brochure More information from http://www.researchandmarkets.com/reports/3290965/ Global and Chinese Insulin Pump Industry - 2015 Description: The 'Global and Chinese Insulin Pump Industry, 2010-2020'

More information

Commercial Non-Life Insurance Brokers in Northern and Central Europe

Commercial Non-Life Insurance Brokers in Northern and Central Europe Brochure More information from http://www.researchandmarkets.com/reports/1194948/ Commercial Non-Life Insurance Brokers in Northern and Central Europe Description: Finaccord s report titled Commercial

More information

Luxembourg: Soft Drinks - Market Report - Analysis And Forecast To 2020

Luxembourg: Soft Drinks - Market Report - Analysis And Forecast To 2020 Brochure More information from http://www.researchandmarkets.com/reports/3127121/ Luxembourg: Soft Drinks - Market Report - Analysis And Forecast To 2020 Description: The report provides an in-depth analysis

More information

Public Cloud Computing Market for SMBs in India - Affordable Connectivity and Virtualization Technologies to Drive Adoption of Public Cloud

Public Cloud Computing Market for SMBs in India - Affordable Connectivity and Virtualization Technologies to Drive Adoption of Public Cloud Brochure More information from http://www.researchandmarkets.com/reports/2643414/ Public Cloud Computing Market for SMBs in India - Affordable Connectivity and Virtualization Technologies to Drive Adoption

More information

The Phoenix Companies, Inc. - Mergers & Acquisitions (M&A), Partnerships & Alliances and Investment Report

The Phoenix Companies, Inc. - Mergers & Acquisitions (M&A), Partnerships & Alliances and Investment Report Brochure More information from http://www.researchandmarkets.com/reports/2342737/ The Phoenix Companies, Inc. - Mergers & Acquisitions (M&A), Partnerships & Alliances and Investment Report Description:

More information

Federal Home Loan Mortgage Corporation - SWOT, Strategy and Corporate Finance Report

Federal Home Loan Mortgage Corporation - SWOT, Strategy and Corporate Finance Report Brochure More information from http://www.researchandmarkets.com/reports/2260875/ Federal Home Loan Mortgage Corporation - SWOT, Strategy and Corporate Finance Report Description: Federal Home Loan Mortgage

More information

Vulnerability Management (VM) - Global Market Analysis

Vulnerability Management (VM) - Global Market Analysis Brochure More information from http://www.researchandmarkets.com/reports/3339599/ Vulnerability Management (VM) - Global Market Analysis Description: Vulnerability management (VM) is a perimeter based

More information

Bayerische Motoren Werke AG - Mergers & Acquisitions (M&A), Partnerships & Alliances and Investment Report

Bayerische Motoren Werke AG - Mergers & Acquisitions (M&A), Partnerships & Alliances and Investment Report Brochure More information from http://www.researchandmarkets.com/reports/2823768/ Bayerische Motoren Werke AG - Mergers & Acquisitions (M&A), Partnerships & Alliances and Investment Report Description:

More information

Singapore: Analysis of the General Insurance Industry

Singapore: Analysis of the General Insurance Industry Brochure More information from http://www.researchandmarkets.com/reports/1958127/ Singapore: Analysis of the General Insurance Industry Description: Singapore registered strong economic growth in 2010

More information

Pacific Biosciences of California, Inc. - Mergers & Acquisitions (M&A), Partnerships & Alliances and Investment Report

Pacific Biosciences of California, Inc. - Mergers & Acquisitions (M&A), Partnerships & Alliances and Investment Report Brochure More information from http://www.researchandmarkets.com/reports/2147069/ Pacific Biosciences of California, Inc. - Mergers & Acquisitions (M&A), Partnerships & Alliances and Investment Report

More information

ACO Hardware in the United States

ACO Hardware in the United States Brochure More information from http://www.researchandmarkets.com/reports/2992427/ ACO Hardware in the United States Description: The report consist of a main PDF file of about 450 pages, about 9500 web

More information

Deutsche Telekom AG - Mergers & Acquisitions (M&A), Partnerships & Alliances and Investment Report

Deutsche Telekom AG - Mergers & Acquisitions (M&A), Partnerships & Alliances and Investment Report Brochure More information from http://www.researchandmarkets.com/reports/2823969/ Deutsche Telekom AG - Mergers & Acquisitions (M&A), Partnerships & Alliances and Investment Report Description: Company

More information

Global Physical Security Information Management Market Assessment

Global Physical Security Information Management Market Assessment Brochure More information from http://www.researchandmarkets.com/reports/2776367/ Global Physical Security Information Management Market Assessment Description: The physical security information management

More information

Global and Chinese Burglar Alarm Industry - 2015

Global and Chinese Burglar Alarm Industry - 2015 Brochure More information from http://www.researchandmarkets.com/reports/3379846/ Global and Chinese Burglar Alarm Industry - 2015 Description: The 'Global and Chinese Burglar Alarm Industry, 2010-2020

More information

Global and Chinese Authentication Token Industry, 2009-2019 Market Research Report

Global and Chinese Authentication Token Industry, 2009-2019 Market Research Report Brochure More information from http://www.researchandmarkets.com/reports/2973314/ Global and Chinese Authentication Token Industry, 2009-2019 Market Research Report Description: The 'Global and Chinese

More information

The 'Global and Chinese Medical Alert Systems Industry, 2009-2019 Market Research Report' is a

The 'Global and Chinese Medical Alert Systems Industry, 2009-2019 Market Research Report' is a Brochure More information from http://www.researchandmarkets.com/reports/2971380/ Global and Chinese Medical Alert Systems Industry, 2009-2019 Market Research Report Description: The 'Global and Chinese

More information

ZOHO Company Profile, focussing on CRM Activities

ZOHO Company Profile, focussing on CRM Activities Brochure More information from http://www.researchandmarkets.com/reports/2816079/ ZOHO Company Profile, focussing on CRM Activities Description: Zoho Company Report, Focussing on CRM Activities gives detailed

More information