Personal Financial Literacy 2010, (Madura, et al)

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1 Prentice Hall 2010, (Madura, et al) High School C O R R E L A T E D T O Kentucky Occupational Skill Standards Family and Consumer Management

2 Kentucky - Business Education - Programs of Studies Financial Literacy Course Description: This course is designed to provide students with the knowledge and skills to manage one s financial resources effectively for lifetime financial security. Topics include economics, money in the economy, budgeting, credit, consumer rights, investments and retirement planning. Leadership development will be provided through FBLA/DECA. Content/Process Students will: define and give examples of economic needs & wants. explain why scarcity requires individuals, governments, and societies to make choices. define and give examples of the opportunity cost of personal choices. identify the types of economic systems (i.e., traditional, command, market, & mixed) and how they answer the questions of what, how, and for whom goods & services are produced. demonstrate an understanding of inflation and its effect on purchasing power. describe the role of the FDIC and the events that led to it s creation. analyze how career choice, education, and skills effect income. SE/ATE: 7-11, 23-24, 26, 29, 39, 54, 56-57, , 139, 151 SE/ATE: 39-51, , SE/ATE: 8, 13-15, 17, 45, 79, 286 SE/ATE: , 193, , , 231 SE/ATE: , , , 231, SE/ATE: , , 230, 234, 258, 272 SE/ATE: 5-6, 8, 10, 71, 73-74, explain the role of money in today s economy. SE/ATE: , 231, , 286, identify types of currency (e.g., paper money, coins, bank notes, government bonds, treasury notes). examine the importance of re-evaluating financial plans as income and financial needs change throughout the life cycle. evaluate services & cost associated with a personal savings account. use appropriate steps in writing checks and reconciling a bank statement. differentiate among types of electronic monetary transactions (e.g., debit cards, ATM, automotive deposits/payments) offered by various financial institutions. compare cost and benefits of online and traditional banking. SE/ATE: 262, 265, 270 SE/ATE: 5-11, 13-14, 16-17, 22-34, 40-51, 62-63, 106, 110, 120, 123, 135, 140 SE/ATE: , 243, SE/ATE: , 227 SE/ATE: 197, , , 228 SE/ATE: 220, 259 identify the functions of the Federal Reserve. SE/ATE: 198, ,

3 explain how to use a budget to manage spending and achieve financial goals. describe the advantages and disadvantages of various savings and investing plans. understand interest and the time value of money. develop a personal financial plan, including goals, net worth, cash flow statement, insurance plan, investing plan and a budget. identify the costs and benefits of various types of credit. explain how credit card grace periods, methods of interest calculations, and fees affect borrowing costs. compare and contrast various types of loans(e.g., installment, mortgage, balloon, home equity). explain credit ratings and credit reports and describe why they are important to consumers. SE/ATE: 22-25, 30, 33, 39, 43, 45, 54-66, 184 ATE Only: 29, 47 SE/ATE: 124, 129, , , 163, 179, 183, , SE/ATE: 27, 234, , 282, 286, 289 SE/ATE: 20-35, 36-51, 52-66, , SE/ATE: , 161, 163, 168, 173, , 187, 192, 197, , SE/ATE: SE/ATE: 60, , 173, 177, , 201 SE/ATE: , , 165, 181, 193, , 203 explain the cause and effect of bankruptcy. SE/ATE: 7, 115, 152, 154, 200, 210, 261 identify consumer credit laws and explain the protection they provide. identify and state the purpose of legislation that regulates consumer credit and electronic credit transactions. develop skills needed to protect from identity theft. explain the different taxes that affect an individual s income (e.g., payroll, income, FICA). SE/ATE: , 161, 164 SE/ATE: SE/ATE: , 163, 165 SE/ATE: 23, 25, 29-30, 48, differentiate between gross and net income. SE/ATE: 91-92, 94, , , 109 complete various documents for reporting taxes (e.g., W-2, W-4, 1040, 1040EZ). SE/ATE: analyze the cost and benefits of paying taxes. SE/ATE: 23, 25, 29, , 283 describe types of benefits (e.g. retirement, insurance, leave, stock purchases) offered by employers. identify types of insurance (e.g., automotive, health, home, life.) an individual should own. compare & contrast major types of investment alternatives (e.g., IRA, 401K, mutual funds). discuss the reasons why an individual might need a savings or investment plan (e.g., emergencies, long & short term goals, retirement). SE/ATE: 5, 72-73, 115, 120, , 125 SE/ATE: , , SE/ATE: 60, 64, , SE/ATE: 9-11, 13, 17, 23-35, 41, 138, 195 2

4 identify regulatory agencies and their functions (e.g., Federal Deposit Insurance Company (FDIC), Securities Exchange Commission (SEC), Federal Reserve, Internal Revenue Services (IRS). demonstrate employability and social skills relative to the career cluster. apply math and communication skills within the technical content. SE/ATE: 94-98, 106, , 234, 258, 272, SE/ATE: 16, 49, 65, 88, 109, 126, 144, 163, 185, 207, 227, 246, 269, 288 SE/ATE: 5, 8, 10, 14-15, 16, 23, 25, 27, 31-32, 42-43, 46, 48, 59, 61, 64-65, 72, 74, 78-79, 92, 86, , 118, 124, 133, , 142, 150, 152, 161, 171, 178, , , , , , 234, 237, 241, , 257, 260, 267, 271, 277, , and+technical+ed+resources/overview+and+program+of+studies+for+business+education.ht m AA LANGUAGE ARTS AA001 Apply the reading process and strategies to directions or tasks that are relatively short, with limited categories of information, direction, concepts, and vocabulary. AA002 Demonstrate competence in using various information sources, including knowledge-based and technical texts, to perform specific tasks. AA003 Demonstrate competence in writing and editing documents, using correct grammar, and punctuation. AA004 Demonstrate competence in speaking to provide, distribute, or find information. AA005 Demonstrate competence in making oral formal and informal presentations, including selecting and using media. AA006 Adapt listening strategies to utilize verbal and nonverbal content of communication. AB MATHEMATICS AB001 Add, subtract, divide, and multiply whole, mixed numbers, fractions, decimals, and calculate square root. SE/ATE: 16, 32-33, 87, 108, 124, , , 246, , 288 SE/ATE: 11-12, 14, 16-17, 29, 33, 75-76, 78, 82, 85, 88-89, 95, 114, 116, 126, 144, 157, 163, , , 198, 201, , , 223, 227, , 246, 256, 269, 282 SE/ATE: 16, 29, 32-33, 49, 65, 82, 84, 86, 88, , 163, 236, 288 SE/ATE: 144, 207, 227, 246, 269 SE/ATE: 16, 33, 49, 109, 126, 144, 227, 246 SE/ATE: 76, 85 SE/ATE: 5, 8, 10, 14-16, 23, 25, 27, 31-32, 42-43, 46, 48, 50, 56, 59, 61, 64-65, 72, 74, 79, 86-87, 89, 92, 94, 99, 103, , 119, , 133, , , 146, , , 171, 177, , 188, , , , , 230, 234, 236, 241, , 250, 257, 260, 267, ,

5 AB002 Use a calculator to add, subtract, divide, and multiply whole and mixed numbers, fractions, decimals, and calculate square root. AB003 Mentally add, subtract, divide and multiply whole numbers. AB004 Use a calculator to add, subtract, divide, and multiply, calculate percentages, ratios. SE/ATE: 14-15, 31, 48, 50, 56, 61, 64, 86-87, 89, 94, 99, 103, , , , , 183, , , 230, , 250, 267, , SE/ATE: 5, 8, 10, 14-16, 23, 25, 27, 31-32, 42-44, 46, 48, 56, 59, 61, 64-65, 72, 74, 79, 86-87, 89, 92, 94, 99, 103, , 119, , 133, , , 146, , , 171, 177, , 188, , , , , 230, 234, 236, 241, , 250, 257, 260, 267, SE/ATE: 62, 138, 146, 152, 170, , , 238 AB005 Interpret charts, tables, and graphs. SE/ATE: 6, 9, 25, 27-28, 39, 44, 55-57, 61, 71, 74, 77, , 114, 116, , 140, 151, 153, , 175, 199, , 223, 237, , 257, 259, 261, 277, 282 AB006 Understand and apply advance concepts of probability and statistics. AB007 Calculate and evaluate basic statistical routines. SE/ATE: 4, 9, 73, 77, 101 SE/ATE: 4, 9, 73, 77, 101 AB008 Construct charts, tables, and graphs. SE/ATE: 32-33, 49, 108, , , , 246, 269 AB009 Solve problems and generate conclusions SE/ATE: 269 using deductive reasoning. AB010 Understand sampling theory, probability theory, and error of measure. AC SCIENCE AC001 Apply and use scientific methods to solve problems. AC002 Use computers for information processing. AC003 Analyze and evaluate environmental issues. AC004 Apply and use maps, charts, tables, and graphs to complete tasks. AC005 Analyze environmental issues from information media. SE/ATE: 4, 9, 73, 77, 101 SE/ATE: 49 SE/ATE: 16, 32, 65, 126, 227 SE/ATE: 139 SE/ATE: 32-33, 49, 108, , ,, , 246, 269 SE/ATE: 139 4

6 AC006 Identify operational definitions. AC007 Analyze the impact drugs have on society. EA EXHIBIT WORKPLACE SKILLS EA001 Demonstrate consistently punctual arrival. EA002 Document regular attendance. EA003 Demonstrate enthusiasm and confidence about work and learning new tasks. EA004 Demonstrate appropriate dress and hygiene for successful employment. EA005 Demonstrate the ability to act in a polite and respectful way towards co-workers. EA006 Demonstrate the ability to complete tasks on time and accurately. EA007 Demonstrate the ability to make career decisions. EA008 Prepare a resume and letter of application or interest. EA009 Fill out an application for employment. EA010 Participate in an employment interview. EA011 Follow directions and procedures. EA012 Accept constructive criticism. EA013 Work with minimal supervision. EB UNDERSTAND WORKFORCE ISSUES EB001 Recognize the difference between a team environment workplace and a conventional workplace. EB002 Identify the characteristics of a diverse workforce. EB003 Identify good ethical characteristics and behaviors. EB004 Differentiate between good and poor business ethics. EB005 Match employee responsibilities to employer expectations. found on the following page: SE/ATE: 15 SE/ATE: 69-79, 85 SE/ATE: 82-84, 86 SE/ATE: SE/ATE: SE/ATE: , SE/ATE: 15, 32, 64-65, 87, 108, 125, 143, 184, 245, , SE/ATE: 15, 87 5

7 EB006 Define discrimination, harassment and equity. EB007 Demonstrate non-discriminatory behavior. EB008 Maintain confidentiality and sensitivity of company information. SE/ATE: EC PERFORM BUSINESS PLANNING AND OPERATIONS PROCEDURES EC001 Plan and manage work schedules. EC002 Maintain receipts and disbursement records. EC003 Maintain inventory records. EC004 Maintain computer records. EC005 Identify possible actions that may lead to customer dissatisfaction. EC006 Identify the ways that the level of customer satisfaction may affect company success. EC007 Explain the importance of a business reputation. EC008 Identify possible actions that may be used to correct customer dissatisfaction. EC009 Explain the effect of quality on profit. EC010 Identify the effects of continuous quality improvement. SE/ATE: SE/ATE: 15, 108, 125, 184, 206, 268, 288 SE/ATE: 76 ED DEMONSTRATE EFFECTIVE COMMUNICATION AND TEAMWORK SKILLS ED001 Organize materials with a logical flow. SE/ATE: 39, 49, 62, ED002 Interpret and clarify directions prepared by others. ED003 Communicate with customers. SE/ATE: 207, 227, 246, 269, 288 SE/ATE: 214 ED004 Understand team concepts. ED005 Write steps of an occupational process using sentences and statements as appropriate. ED006 Elect appropriate communications methods. SE/ATE: 29, 31, 33 6

8 ED007 Identify various group processes. ED008 Identify components of group dynamics. ED009 Apply facilitations skills in a group setting. EE DEMONSTRATE PROBLEM SOLVING TECHNIQUES EE001 Explain the value of applying a problemsolving system. EE002 Apply a system of problem-solving. EE003 Identify opportunities for applying problem-solving techniques. SE/ATE: 26 OA DEMONSTRATE MANAGEMENT OF INDIVIDUAL AND FAMILY RESOURCES, INCLUDING FOOD, CLOTHING, SHELTER, HEALTH CARE, RECREATION, AND TRANSPORTATION OA001 Apply management and planning skills and processes to organize tasks and responsibilities. OA002 Examine how individuals and families make choices to satisfy needs and wants. OA003 Implement decisions about providing safe and nutritious food for individuals and families. OA004 Implement decisions about purchasing, creating, and maintaining clothing. OA005 Implement decisions about housing and furnishings. OA006 Examine information about procuring and maintaining health care to meet the needs of individuals and family members. OA007 Implement decisions about recreational needs. SE/ATE: 4-7, 8-11, 22-29, 39-40, 41-46, SE/ATE: 7-11, 13-17, 22-35, 39-51, 57-63, SE/ATE: 10, 13, 21-22, 25, 38-40, 44, 48, SE/ATE: 25, SE/ATE: 10, 31, 43-46, 54 SE/ATE: , SE/ATE: 7-11, 13-17, 22-35, 39-51, 57-63,

9 OA008 Apply consumer skills to acquire and maintain transportation that meets the needs of individuals and family members. SE/ATE: 7, 10, 13, 31, 38, 40, 48-49, 162, , 189, 238, 245, 247, 288 OB ANALYZE THE RELATIONSHIP OF THE ENVIRONMENT TO FAMILY AND CONSUMER RESOURCES OB001 Determine individual and family responsibility in relation to the environmental trends and issues. OB002 Examine environmental trends and issues affecting families and future generations. OB003 Examine behaviors that conserve, reuse, and recycle resources to maintain the environment. OB004 Investigate government regulations for conserving natural resources. OC ANALYZE POLICIES THAT SUPPORT CONSUMER RIGHTS AND RESPONSIBILITIES OC001 Examine state and federal policies and laws providing consumer protection. OC002 Investigate how policies become laws related to consumer rights. OC003 Examine skills used in seeking information related to consumer rights. SE/ATE: , 161, 164 SE/ATE: SE/ATE: OD EVALUATE THE IMPACT OF TECHNOLOGY ON INDIVIDUAL AND FAMILY RESOURCES OD001 Review types of technology that impact family and consumer decision-making. OD002 Examine how media and technological advances impact family and consumer decisions. OD003 Assess the use of technology and its impact on quality life. SE/ATE: , 161 SE/ATE: , 163, 214, SE/ATE: , 215, 220 OE ANALYZE INTERRELATIONSHIPS BETWEEN THE ECONOMIC SYSTEM AND CONSUMER ACTIONS OE001 Examine the use of resources in making choices that satisfy needs and wants of individuals and families. OE002 Examine individual and family roles in the economic system. OE003 Examine economic impacts of laws and regulations that pertain to consumers and providers of services. OE004 Determine practices that allow families to maintain economic self-sufficiency. SE/ATE: 4-8, 22-29, 39-46, SE/ATE: , 136, 141 SE/ATE: , 161, 164, SE/ATE: 22, 184, OF DEMONSTRATE MANAGEMENT OF FINANCIAL RESOURCES TO MEET THE GOALS OF INDIVIDUALS AND FAMILIES ACROSS THE LIFE SPAN OF001 Examine the need for personal and family financial planning. SE/ATE: 4-11, 22-35, 39-51, 54-66, 105, 132,

10 OF002 Apply management principles to individual and family financial practices. OF003 Apply management principles to decisions about individuals and family insurance. OF004 Obtain personal and legal documents related to managing individual and family finances. SE/ATE: 4-7, 8-11, 22-29, 39-40, 41-46, 54-62, SE/ATE: 28, 30-32, , , , 220 SE/ATE: 96-97, 102, 169, 194 OG ANALYZE CAREER PATHS WITHIN FAMILY AND CONSUMER SERVICE INDUSTRIES OG001 Determine the roles and functions of individuals engaged in family and consumer service careers. OG002 Explore opportunities for employment and entrepreneurial endeavors. OG003 Examine education and training requirements and opportunities for career paths in family and consumer management. OG004 Examine the impact of the family and consumer service careers on local, state, national and global economics. OH ANALYZE FACTORS THAT IMPACT CONSUMER ADVOCACY OH001 Examine the role of advocacy groups at state and national levels. OH002 Determine the contributions of policy makers to consumer advocacy. OH003 Explore strategies that enable consumers to become advocates. OH004 Examine the effects of consumer protection laws on advocacy. OH005 Determine strategies to reduce the risk of consumer fraud. OH006 Examine the role of media in consumer advocacy. OH007 Explore the use of educational and promotional materials in consumer advocacy. SE/ATE: 71, 74, 87 SE/ATE: 77-79, 85-86, 88 SE/ATE: 77-79, 85-86, 88 SE/ATE: 74 SE/ATE: SE/ATE: SE/ATE: SE/ATE: SE/ATE: , 163, 165, 202 SE/ATE: OI ANALYZE FACTORS IN DEVELOPING A LONG-TERM FINANCIAL MANAGEMENT PLAN OI001 Explain the impact of the economic system on personal income, individual and family security and consumer decisions. SE/ATE: , 193, , , 231 9

11 OI002 Examine components of a financial planning process that reflects the distinction between needs and wants, values, goals, and economic resources. OI003 Determine the impact of consumers credit in long-term financial planning. OI004 Examine investment and saving alternatives. OI005 Determine the effects of risk management strategies on long-term financial planning. OI006 Consider the impact of key life transitions on financial planning. OI007 Explain the role of estate planning in logterm financial planning. SE/ATE: 4-11, 22-35, 39-51, 54-66, 105, 132, SE/ATE: , 203 SE/ATE: 124, 129, , , 163, 179, 183, , SE/ATE: 28, 258, 281 SE/ATE: 5-11, 13-14, 16-17, 22-34, 40-51, 62-63, 106, 110, 120, 123, 135, 140 SE/ATE: , 290 OJ ANALYZE RESOURCE CONSUMPTION FOR CONSERVATION AND WASTE MANAGEMENT PRACTICES OJ001 Investigate sources and types of residential and commercial energy, waste disposal, and pollution issues. OJ002 Investigate consumer programs and services provided by government, public utilities, resource recovery business, and environmental organizations. OJ003 Explore strategies and practices to conserve energy and reduce waste. OJ004 Examine waste management issues. OJ005 Examine roles of government, industry, and family in energy consumption. OK DEMONSTRATE SKILLS NEEDED FOR PRODUCT DEVELOPMENT, TESTING, AND PRESENTATION OK001 Conduct market research to determine consumer trends and product development needs. OK002 Design or analyze a consumer product. OK003 Examine features, prices, product information, styles, and performance of consumer goods for potential trade-offs among the components. OK004 Perform a test on a product utilizing valid and reliable testing procedures. OK005 Apply statistical analysis processes to interpret, summarize, and report data from tests. OK006 Examine the labeling, packaging, and support materials of consumer goods. 10

12 OK007 Demonstrate a product or educate an audience. OK008 Utilize appropriate sales techniques to compare, demonstrate, assist, and advise consumers in the selection of goods and services that meet consumer needs. OL ANALYZE STRATEGIES TO MANAGE MULTIPLE INDIVIDUAL, FAMILY, CAREER AND COMMUNITY AND WORKPLACE SETTINGS OL001 Examine policies, issues, and trends in the workplace and community that impact individuals and families. OL002 Analyze the impact of social, economic, and technological change on work and family dynamics. OL003 Analyze ways that individual career goals can enhance the family s capacity to meet goals for all family members. OL004 Analyze the potential impact of career path decisions on balancing work and family. OL005 Determine goals for life-long learning and leisure opportunities for all family members. OL006 Determine skills and knowledge needed to develop a life plan for achieving individual, family, and career goals. SE/ATE: 12 SE/ATE: , 193, , 231 SE/ATE: 7-13, 29, SE/ATE: 7-13, 29, , , 184 SE/ATE: 5-17, 31-33, 35, 41-51, 54, SE/ATE: 8-11, 22-29, 42, 46, 54-57, 59, OM DEMONSTRATE TRANSFERABLE AND EMPLOYABILITY SKILLS IN COMMUNITY AND WORKPLACE SETTINGS OM001 Examine potential career choices to SE/ATE: 5-6, 9, 12, 58, determine the knowledge, skills and attitudes associated with each. OM002 Demonstrate job-seeking and jobkeeping skills. OM003 Apply communications skills in community and workplace settings. OM004 Demonstrate teamwork skills in community and workplace settings. OM005 Examine strategies to manage the impact of changing technologies in workplace settings. OM006 Demonstrate leadership skills and abilities in the workplace and community. OM007 Examine factors that contribute to maintaining safe and healthy work and community environments. SE/ATE: 75-76, SE/ATE: 12, 29, 76, 85 SE/ATE: 16, 49, 65, 88, 109, 126, 144, 163, 185, 207, 227, 246, 269, 288 SE/ATE: 79,

13 OM008 Demonstrate work ethics and professionalism. SE/ATE: 15, 32, 64-65, 87, 108, 125, 143, 184, 245, , ON ANALYZE THE RECIPROCAL IMPACT OF INDIVIDUAL AND FAMILY PARTICIPATION IN COMMUNITY ACTIVITIES ON001 Examine goals that support individuals and family members in carrying out community and civic responsibilities. ON002 Arrange a plan for individuals and families to select and develop skills in community activities. ON003 Determine skills that provide beneficial services to the community. ON004 Examine community resources and systems of formal and informal support available to individuals and families. ON005 Examine the impact of public policies, agencies, and institutions on the family. SE/ATE: 33, 49, 109, 126 SE/ATE: 33, 49, 109, 126 SE/ATE: 49, 288 SE/ATE: 132, , 142 SE/ATE: 29 OO ANALYZE THE IMPACT OF FAMILY AS A SYSTEM ON INDIVIDUALS AND SOCIETY OO001 Examine family as the basic unit of society. OO002 Determine the role of family in transmitting societal expectations. OO003 Examine global influences on today s families. OO004 Examine the role of family in teaching culture and traditions across the life span. OO005 Examine the role of family in developing independence, interdependence, and commitment of family members. OO006 Determine the impact of change and transitions over the life course. OO007 Explore the ways family and consumer sciences careers assist the works of the family. SE/ATE: 10 SE/ATE: SE/ATE: 10 SE/ATE: 10 SE/ATE: 46, SE/ATE: 70-74, 85, 88 12

14 OP DEMONSTRATE APPRECIATION FOR DIVERSE PERSPECTIVES, NEEDS, AND CHARACTERISTICS OF INDIVIDUALS AND FAMILIES OP001 Demonstrate awareness of multiple diversities and their impact on individuals and families. OP002 Examine the impact of cultural diversity on individuals and families. OP003 Examine the impact of empathy for diversity on individuals in family, work, and community settings. OP004 Demonstrate respect for diversity with sensitivity to anti-bias, gender, equity, age, culture and ethnicity. OP005 Examine the impact of the global village on the need to appreciate diversity. SE/ATE: , SE/ATE: , SE/ATE: , SE/ATE: , SE/ATE: OQ ANALYZE FACTORS RELATED TO PROVIDING FAMILY AND COMMUNITY SERVICES OQ001 Examine local, state, and national agencies and informal support resources providing human services. OQ002 Determine professional, ethical, legal, and safety issues that confront human service employees. OQ003 Examine licensing laws and regulations that affect service providers and their participants. OQ004 Determine harmful, fraudulent, and deceptive human service practices. OQ005 Determine the rights and responsibilities of human service participants and their families. OQ006 Determine effective individual and family advocacy and self-advocacy strategies to overcome diverse challenges facing human service participants. OQ007 Explore community-networking opportunities in family and community services. OR EVALUATE CONDITIONS AFFECTING INDIVIDUALS AND FAMILIES WITH A VARIETY OF DISADVANTAGING CONDITIONS OR001 Assess health, wellness, and safety issues of individuals and families with a variety of disadvantaging conditions. OR002 Determine management and living environment issues of individuals and families with a variety of disadvantaging conditions. SE/ATE: 21-22, 62 SE/ATE: 21-22, 62 13

15 OR003 Research personal, social, emotional, economical, vocational, educational, and recreational issues for individuals and families with a variety of disadvantaging conditions. OR004 Discriminate between situations that require personal prevention or intervention and those situations that require professional assistance. OR005 Determine situations which require crisis intervention. OR006 Determine the appropriate support needed to address selected human service issues. SE/ATE: 21-22, 62, OS IDENTIFY SERVICES FOR INDIVIDUALS AND FAMILIES WITH A VARITETY OF DISADVANTAGING CONDITIONS OS001 List needs and accommodations for people with a variety of disadvantaging conditions. OS002 State ways in which individuals affect the family financially, socially, and emotionally with a variety of disadvantaging conditions. SE/ATE: 21-22, 62 OS003 Cite coping or adjustment strategies and stress management practices for the participant, a caregiver, and family member. OS004 Highlight the importance of friends, family and community relationships for an individual with a variety of disadvantaging conditions. OS005 Give support that validates the participants capabilities and right to privacy, dignity, and autonomy. OS006 Give participants strategies to make informed choices, access resources and support, follow through on responsibilities, and take appropriate risks. OS007 List verbal and nonverbal communication skills related to advising the counseling individuals and families with a variety of disadvantaging conditions. OT ANALYZE FUNCTIONS AND EXPECTATIONS OF VARIOUS TYPES OF RELATIONSHIPS OT001 Examine processes for building and maintaining interpersonal relationships. found on the following page: SE/ATE: 76 14

16 OT002 Examine the impact of various stages of the family life cycle on the interpersonal relationships. OT003 Compare physical, emotional, and intellectual responses in stable and unstable relationships. OT004 Determine factors that contribute to healthy and unhealthy relationships. OT005 Explore processes for handling unhealthy relationships. OT006 Determine stress management strategies for family, work, and community settings. SE/ATE: 5-11, 13-14, 16-17, 22-34, 40-51, 62-63, 106, 110, 120, 123, 135, 140 OU ANALYZE PERSONAL NEEDS AND CHARACTERISTICS AND THEIR IMPACT ON INTERPERSONAL RELATIONSHIPS OU001 Examine the impact of personal characteristics on relationships. OU002 Consider the effect of personal needs on relationships. OU003 Examine the effect of self-esteem and self-image on relationships. OU004 Determine the impact of life span events and conditions on relationships. OU005 Explain the impact of personal standards and codes of conduct on interpersonal relationships. SE/ATE: 7-11, 13-17, 22-35, 39-51, 57-63, SE/ATE: 134, OV DEMONSTRATE COMMUNICATION SKILLS THAT CONTRIBUTE TO POSITIVE RELATIONSHIPS OV001 Examine communication styles and their effects on relationships. OV002 Demonstrate verbal and nonverbal behaviors and attitudes that contribute to effective communication. OV003 Demonstrate effective listening and feedback techniques. OV004 Examine barriers to communication in family, work, and community settings. SE/ATE: 12, 29, 76 SE/ATE: 12, 29, 76 SE/ATE: 12, 29, 76 SE/ATE: 12, 29, 76 15

17 OV005 Practice ethical principles of communication in family, community, and work settings. OV006 Examine the impact of communication technology in family, work, and community settings. OV007 Examine the roles and functions of communication in family, work, and community settings. SE/ATE: 12, 29, 76 SE/ATE: 12, 29, 76 SE/ATE: 12, 29, 76 OW EVALUATING CONFLICT PREVENTION AND MANAGEMENT TECHNIQUES OW001 Determine the origin and development of attitudes and behaviors regarding conflict. OW002 Determine how similarities and differences among people affect conflict prevention and management. OW003 Determine the roles of decision making and problem solving in reducing and managing conflict. OW004 Appraise nonviolent strategies that address conflict. OW005 Choose effective responses to harassment. OW006 Assess community resources that support conflict prevention and management. SE/ATE: , SE/ATE: 157 OX DEMONSTRATE TEAMWORK AND LEADERSHIP SKILL IN THE FAMILY, WORKPLACE, AND COMMUNITY OX001 Create an environment that encourages and respects the ideas, perspectives, and contributions of all group members. OX002 Demonstrate strategies to motivate and encourage group members. OX003 Create strategies to utilize the strengths and limitations of team members. OX004 Demonstrate techniques that develop team and community spirit. 16

18 OX005 Demonstrate ways to organize and delegate responsibilities. OX006 Create strategies to integrate new members into the team. OX007 Demonstrate processes for cooperating, compromising, and collaborating. OY DEMONSTRATE STANDARDS THAT GUIDE BEHAVIOR IN INTERPERSONAL RELATIONSHIPS OY001 Examine types of standards that guide behavior in interpersonal relationships. OY002 Apply guidelines for assessing the nature of issues and situations. OY003 Apply standards when making judgments and taking action. OY004 Demonstrate ethical behavior in family, workplace, and community settings. OY005 Examine the relative merits of opposing points of view regarding current ethical issues. SE/ATE: 12, 16, 76 SE/ATE: 15, 32, 64-65, 87, 108, 125, 143, 184, 245, , SE/ATE: 15, 32, 64-65, 87, 108, 125, 143, 184, 245, , Standards+and+Assessments/Skill+Standards+Documents.htm 17

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