2 1. PAYLIVE ACCEPTABLE USE POLICY You are independently responsible for complying with all applicable laws in all of your actions related to your use of PayLive 's services, regardless of the purpose of the use. In addition, you must adhere to the terms of this Acceptable Use Policy and other legal Agreements posted on the PayLive website Prohibited Activities You may not use the PayLive service for activities that: a) Violate any law, statute, ordinance or regulation of the State of Florida, of the United States of America, or contained in any international treaty signed by the United States of America. b) Relate to transactions involving (i) narcotics, steroids, certain controlled substances or other products that present a risk to consumer safety, (ii) drug paraphernalia, (iii) items that encourage, promote, facilitate or instruct others to engage in illegal activity, (d) stolen goods including digital and virtual goods (iv) contents/services that promote hate, violence, racial intolerance, or the financial exploitation of a crime, (v) contents/services that are considered obscene, (vi) contents/services that infringe or violate any copyright, trademark, right of publicity or privacy or any other proprietary right under the laws of any jurisdiction, (vii) certain sexually oriented contents/services. c) Relate to transactions that (i) show the personal information of third parties in violation of applicable law, (ii) support pyramid or ponzi schemes, matrix programs, other "get rich quick" schemes or certain multi-level marketing programs, (iii) are associated with purchases of annuities or lottery contracts, lay-away systems, off-shore banking or transactions to finance or refinance debts funded by a credit card, (iv) are associated with the sale of traveler's checks or Time-Tokens orders, (v) involve currency exchanges or check cashing businesses, or (vi) involve certain credit repair, debt settlement services, credit transactions or insurance activities. d) Involve the sales of contents/services identified by government agencies to have a high likelihood of being fraudulent. e) Involve gambling, gaming and/or any other activity with an entry fee and a prize, including, but not limited to casino games, sports betting, horse or greyhound racing, lottery tickets, other ventures that facilitate gambling, games of skill (whether or not it is legally defined as a lottery) and sweepstakes unless the operator has obtained prior approval from PayLive and the operator and customers are located exclusively in jurisdictions where such activities are permitted by law Violations of the Acceptable Use Policy We encourage you to report violations of this Acceptable Use Policy to PayLive immediately. If you have a question about whether a type of transaction may violate the Acceptable Use Policy, you can PAYLIVE 's AUP Compliance Department at: END OF p 2/8
4 If, after you consent to receive Communications electronically, you would like a paper copy of a Communication we previously sent you, you may request a copy within 180 Days after the date we provided the Communication to you by contacting us as described above. We will send your paper copy to you by mail. In order for us to send you paper copies, you must have a current street address on file as your Home address in your PayLive Wallet(-Account) Profile. If you request paper copies, you understand and agree that PayLive may charge you a Records Request Fee for each Communication. The Records Request Fee will be extra-charged if you request it in paper form; but it will apply for all other Communications Updating your contact information It is your responsibility to keep your primary address up to date and in working condition so that PayLive can communicate with you electronically. You understand and agree that if PayLive sends you an electronic Communication, but you do not receive it because your primary address on file is incorrect, out of date, blocked by your service provider, or you are otherwise unable to receive electronic Communications, PayLive will be deemed to have provided the Communication to you. Please note that if you use a spam filter that blocks or re-routes s from senders not listed in your address book, you must add PayLive to your address book so that you will be able to receive the Communications we send to you. You can update your primary address or street address listed on your profile at any time by logging onto the PayLive website. If your address becomes invalid, such that electronic Communications sent to you by PayLive are returned, PayLive may deem your Wallet(-Account) to be inactive, and you will not be able to transact any activity using your PayLive Wallet(-Account) until we receive a valid and working primary address from you END OF p 4/8
8 You can review and edit your personal information at any time by logging in to your Wallet(-Account) and reviewing your Wallet(-Account) settings and profile. You can also close your Wallet(-Account) through the PayLive website. If you close your PayLive Wallet(-Account), we will mark your Wallet(-Account) in our database as "Closed," but may retain personal information from your Wallet(-Account) to collect any fees owed, resolve disputes, troubleshoot problems, assist with any investigations, prevent fraud, enforce our User Agreement, or take other actions as required or permitted by law How you can contact us about privacy questions If you have questions or concerns regarding this policy, you should contact us using the Contact Us link available at our website, or writing to us at: PayLive Inc., Attn: Privacy Department, 6020 NW 99 TH AVE, UNIT 107, DORAL, FL END OF p 8/8
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