BANKWEST PRIVATE BANK. Private Banking from Bankwest

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1 BANKWEST PRIVATE BANK At Bankwest Private Bank we understand the unique challenges of managing personal wealth. Our Private Client Managers provide a discrete and specialist approach to growing, diversifying and protecting your financial position, working in partnership with you to help achieve your goals. Enjoy the benefits that come from being a Bankwest Private Bank client.

2 BARRISTERS NOW HAVE A SOLUTION THAT MEETS ALL THEIR PERSONAL BANKING NEEDS. Combining the best of our award-winning products with special discounts on interest rates and one low fee, the Bankwest Private Bank Package offers all members of the WA Bar Association a complete wealth management service. Bankwest Private Client Managers can assist at every stage of your journey through growing, diversifying and protecting your financial position in consultation with you and your financial adviser and/or accountant. Our partnership approach is renowned for ensuring focused advice and a discrete, personalised service. With the Bankwest Private Bank Package your day to day wealth management is streamlined, giving you the freedom and confidence to enjoy the things you do best.

3 SUPERIOR SOLUTIONS THAT MAKE YOUR BANKING EASIER Speak to someone you know and trust When you bank with us, you have a dedicated point of contact: your Private Client Manager. We are always accessible and recognise the value of providing a superior, confidential service. We have experience in delivering financial solutions to successful business owners, investors, medical and dental specialists, professionals and executives. All members of the WA Bar Association can benefit from our specialist experience in the legal industry. You are further supported by a Private Client Assistant to ensure there is always someone available to assist with your requirements. WHENEVER YOU TALK TO US, YOU SPEAK TO SOMEONE YOU KNOW AND TRUST WHO FULLY UNDERSTANDS THE ENVIRONMENT YOU OPERATE IN AND THE ASSOCIATED RISKS. Your professional network If you have an existing commercial relationship with Bankwest we can also look after your personal and private banking needs. You may already have external relationships with key people and we are happy to form part of your professional network. We can work with your existing financial adviser and/or accountant to personalise a banking solution best suited to your overall wealth strategy. We will also manage your everyday accounts and finances for you. Flexible lending strategies Having a one-on-one relationship with your Private Client Manager means you deal with someone who understands your personal situation. This means you won t have to wade through red tape when you need finance in a hurry. All you need to do is make a single phone call and your Private Client Manager will take personal responsibility for delivering the optimal solution for your unique circumstances. YOUR PRIVATE CLIENT MANAGER CAN CREATE THE RIGHT FINANCE SOLUTION FROM OUR RANGE OF COMPETITIVE PERSONAL, HOME AND COMMERCIAL FUNDING OPTIONS, WITH FIXED AND VARIABLE RATES, LOW FEES AND RANGE OF TERMS. The Bankwest Private Bank Package is available to Bankwest Private Bank customers and includes the following exclusive benefits: Premium Select Home Loan No maintenance fees 100% mortgage offset facility 0.05% discount off product rate for aggregated loans $1m < $2m (current rate is 4.95%) 0.10% discount off product rate for aggregated loans $2m+ (current rate is 4.90%) Fixed Rate Home Loan No maintenance fees Negotiated interest rate discount Equity Access Loan No maintenance or annual review fees 0.60% discount off product rate for aggregated loans $1m < $2m (current rate is 5.08%) 0.65% discount off product rate for aggregated loans $2m+ (current rate is 5.03%) Valuation Fees Residential valuation fees up to $1,000 paid by Bankwest

4 COMPLETE TRANSACTION OPTIONS Our range of award winning transaction accounts are designed to save you time and money. They are easy to use and low in fees. There are no hidden charges so you are free to transact how you want. Your Private Client Manager can provide a full suite of transactional banking products and services including accounts, credit cards, and domestic and foreign currency payments. They can also help you to set up your online banking. Transaction Accounts 2 transaction accounts free of transaction fees (Other bank ATM fees excepted) Fee free access to your funds overseas via your MasterCard Debit Card MasterCard interchange fees will apply (2.5% of transaction amount.) Personal Loans No establishment or maintenance fees Online Business Banking Exclusive service package, free of all transaction and maintenance fees 2 free security tokens Pay your bills and manage your accounts online Annual Package Fee $500 Platinum MasterCard No annual or additional cardholder fee Minimum limit of $15,000 24/7 concierge to help you arrange travel, bookings, shopping and medical services (See Platinum Concierge Services and Conditions of Use for details.) Complimentary travel insurance and protection for your purchases (Limitations apply. See Platinum and Gold Card Complimentary Insurance and Price Guarantee Cover Terms and Conditions for details.) Savings and Investment Savings and investment products should not have to be complicated in order for you to enjoy great returns. That s why we have developed a range of simple products that are flexible, offer high returns and have low fees. There s a choice of at call accounts and special rates for large or complex deposits in local or foreign currency.

5 OUR SERVICE MAKES THE DIFFERENCE Bankwest Private Bank offers you a complete, specialised banking service that understands and meets your unique personal banking needs. Our success is based on our dedicated commitment to taking the hassle out of banking and delivering a superior personalised service and focused advice that is Bankwest Private Bank. As a Bankwest Private Client you can access a complete range of products and services that have been designed to save you time and money. Is this package right for you? You are eligible to apply for this package if you have the following: Retail lending with minimum limits of $750,000 Bankwest transaction account (i.e. Lite Direct Transaction Account or Hero Transaction Account) Bankwest Platinum Credit Card with a minimum limit of $15,000 Meet the Bankwest Private Bank minimum income criteria TO SPEAK TO ONE OF OUR EXPERIENCED PRIVATE BANKING SPECIALISTS WHO WILL TAILOR A PACKAGE TO YOUR NEEDS, PLEASE CONTACT: Nicki Delaporte Private Client Manager M T E nichola.delaporte@bankwest.com.au Tina Baker Private Client Manager M T E tina.baker@bankwest.com.au bankwest.com.au Bank of Western Australia Ltd ABN AFSL provides the Bankwest Private Bank Package. Information current as June Any advice given or contained in this brochure is of a general nature only and is not based on any consideration of your objectives, financial situation or needs. You should consider the Bankwest Private Bank Package terms and conditions and whether the package is right for you. A copy of the Bankwest Private Bank terms and conditions are available on request or from bankwest.com.au. The Premium Select Home Loan is only available to individuals, trusts and non-trading companies. The Fixed Rate Home Loan interest rate discount does not apply to advertised specialists. One Bankwest Platinum MasterCard per package. MasterCard is a registered trademark of MasterCard International Incorporated. WBF09/BW022