After the Event Insurance. for Personal Injury. Litigation Advantage. Legal expenses insurance experts

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1 After the Event Insurance for Personal Injury Litigation Advantage Legal expenses insurance experts

2 w Temple Legal Protection As one of the country s leading underwriters of legal expenses insurance, we bring together a wealth of insurance and legal experience through a highly skilled team of people. This means we can provide a wide range of competitive insurance solutions for you. Temple is a natural first choice among solicitors for After the Event (ATE) insurance for personal injury disputes in the UK. The service you receive from your ATE insurer affects the service you give to your clients - our team of underwriters is dedicated to providing timely and intelligent decisions. Many of the country s best-known law firms insure their clients with Temple. We have established ourselves as the market leader with unrivalled levels of commerciality and reliability, coupled with our considerable experience of the ATE market. Our policy wording, premium levels and our approach have been upheld by the Supreme Court Costs Office, the Court of Appeal and the House of Lords. Our products have been tested by the courts. Our service is tested by our clients. We are expert legal expenses insurers and do not write any other class of insurance. This is deliberate so as to avoid any possibility of a conflict of interest. This means that you and your clients can be assured that we maintain complete independence. You may entrust us with highly confidential information which you can be certain will not be passed, even inadvertently, to any defendant claims team. Our experience means we understand your business and can help you to enhance the relationship with your clients. From arranging cover to paying claims promptly, you can trust Temple to recognise and respond to the issues you face in all types of personal injury litigation.

3 Litigation Introducing Temple s Litigation Advantage Scheme Your priority is to run your clients cases to the best of your ability, with the backing and support of a trusted insurer in the event of a loss. Our delegated authority schemes allow you to do just that, providing your firm with the widest level of authority allowing you to focus on the litigation, in the knowledge that your clients are fully protected. How does it work? We will discuss your firm s caseload, procedures and experience to ensure that we provide a scheme that is tailored to your firm s needs. You issue ATE policies to your clients using our simple on-line system TOPS. Any cases that fall outside of your scheme can be referred to us for a separate quotation from our in-house underwriters. You are free to run your cases right up to and including trial if necessary without having to obtain our underwriting consent. Our support continues to the conclusion of the case, when we can assist with premium challenges if necessary. Legal expenses insurance experts

4 Features Key Features of the Scheme Does your current provider offer all of these benefits? Competitive premiums Full delegated authority online schemes Deferred premium until the end of the case when your damages are recovered Top-up for existing BTE & other cases on application Minimal reporting requirements Full part 36 cover is provided so that if you fail to beat a Part 36 offer then we will pay claims for adverse costs arising from the same. Prompt underwriting decisions for top-up and referrals Fully retrospective cover There is no charge to you or your client for joining a scheme or assessing a case Self-insured premiums: if a case is unsuccessful your client does not pay the premium Insurance covering disbursements 100,000 standard limit of indemnity

5 Working in partnership with Temple Supporting you You need a prompt, intelligent and robust response. You will have direct access to our team of specialist personal injury underwriters whose legal knowledge and understanding of the market is unrivalled. Providing Solutions We will happily tailor our cover to the needs of your firm and your clients. Listening to you We are supportive in respect of offers that you advise should be rejected and provide you with intelligent support and decisions throughout the life of the policy. Understanding you Many of our underwriters are lawyers who have significant experience as claimant and defendant litigators in private practice or have considerable experience within the insurance market. Knowing your firm Your firm will have a dedicated scheme manager who will have overall responsibility for ensuring our relationship is on track. Temple On-line Policy System TOPS provides an easy, quick and comprehensive online interface for you to administer your delegated authority schemes. Use TOPS to download documents, update the status of cases and analyse your caseload. Influencing Change We are regularly asked to participate in market and governmental forums, such as the Ministry of Justice consultations and Civil Justice Council funding seminars. Our underwriters have provided evidence to the courts, including the House of Lords, on the subject of ATE insurance. Making History We have been successfully involved in almost all of the ATE insurance landmark cases. Staying ahead In many respects we have paved the way for the rest of the market to follow; we introduced deferred and stepped premiums in January 2001 which have now become standard market practice. Benefitting from our experience We have been at the forefront of the market providing full delegated authority schemes since partnership

6 The next step The next step Please call or us at to receive further information. We want to deliver ATE insurance solutions that suit you, so we want to understand your firm s needs. Once we know these, we can guide you as to the very best solution for you. We will happily visit you or arrange a conference call to answer all your questions, and explain the benefits of our ATE insurance. We strive to assist you in exceeding your clients expectations. We can help you to achieve this by providing the best litigation insurance protection for your clients. Financial Conduct Authority registration Your firm is probably already registered with the FCA. If you are not already registered, all you have to do is simply inform the Solicitors Regulation Authority that you will be undertaking general insurance mediation activities that are ancillary to your main business. This process is free to your firm. Temple are happy to assist should you wish.

7 Other market-leading products from Temple We offer ATE Insurance schemes for many types of litigation, including: Clinical Negligence Defamation Commercial Litigation Temple also offers the following legal expenses products: Employer Legal Protection Commercial Legal Expenses Tax & VAT Disputes Scheme Motor Legal Expenses Intellectual Property Group and Affinity Schemes Want to learn more about how these products can benefit your firm? Call us now on or visit products Unlock the potential of your firm Legal expenses insurance experts

8 Legal expenses insurance experts Temple Legal Protection Ltd Portsmouth House 1 Portsmouth Road Guildford, GU2 4BL Tel: DX:83188 Guildford