I do not think so! This is the second book of the dealings with the prejudice and lying ING Bank in 2013

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1 I do not think so! This is the second book of the dealings with the prejudice and lying ING Bank in 2013 Please note; The ING Bank tried to set up banking in the UK, but to many British (sorry English ) had experienced the racial prejudice shown by the ING bank towards the English who had worked in the Nederland s over the years, that the attempt to open banking in the UK failed miserably, the ING Bank had to sell out their small UK business to Barclays Bank and slink off back to the Nederlands!

2 Please take down the following domain Add contact 13/06/ To: Dear All, We are writing to you as we received report that the following webpage: contains information which may be harmful to ING Group. Mentioned website utilizes ING logo and brand illegally which is strictly prohibited and will be prosecuted on behalf of the law. The content of this website violates the reputation of ING employees. Therefore we request you to take down this site immediately. We are looking forward to hearing from you. Regards, Global CIRT ING Netherlands / OIB / ISS / ITS / SD Location code HLW C Haarlemmerweg , 1014 BL Amsterdam ATTENTION: The information in this electronic mail message is private and confidential, and only intended for the addressee. Should you receive this message by mistake, you are hereby notified that any disclosure, reproduction, distribution or use of this message is strictly prohibited. Please inform the sender by reply transmission and delete the message without copying or opening it. Messages and attachments are scanned for all viruses known. If this message contains password-protected attachments, the files have NOT been scanned for viruses by the ING mail domain. Always scan attachments before opening them

3 Re: Please take down the following domain: John Page To: Cc: ing bank chairman; Bcc: Wendy Page; PDF ING Clear Payments.pdf PDF Directors AGREEMENT pdf Dear Sir, or Madam, I am surprised your threatening is in English, as and when you very occasionally respond, you use only Dutch, stating you will not use English such is your arrogance! If you have fully read the account of my treatment by the ING Bank, and all the supporting letters, you will understand that all stated is completely true, and there are more documents I have not yet included, for the public to read. The ING Bank ignored my instructions as a company director, TO CLEAR ALL PAYMENT from my company with me first. (See attachment) Their failure to carry out my instructions resulted in a 2.2 million embezzlement, which the ING bank now holds me responsible, taking my old age pensions. There is also a director s agreement that the two directors must approve all pay-outs over 500. This specifically specified that a Mr Alexander Khoo, accounts manager; had NO banking authority at all. But the ING Bank went ahead, without my approval, honouring unauthorised pay outs made by Alexander Lee Khoo. (see attachment) Alexander Lee Khoo, embezzled the 2.2m Euros, assisted by the ING Bank. The ING BANK is fully responsible for this loss by failing to follow my instructions as one of the two company director, and registered 50% shareholder. The companies were Intecs International bv and Intecs bv banking with the Dordrecht Branch of ING Bank, who s manager was a Mr Cor Steijsiger who was extremely prejudice towards the English will not be taken down, and if forced too, I will open another website, these together with my mass s direct to companies and individuals worldwide will continue. To make this stop! You must return my Dutch state pension 100%, and Nationale Nederlanden pension to me, repaying the amounts stolen. You must clear my name, and if you read the eurocomment.nl website, the ING Bank should pursue Alexander Lee Khoo for theirs, and my money, and especially the corrupt Dutch lawyers that assisted and financially benefitted, Arum van Bunge and Sjoerd Tilman. You can rely upon my support should the ING Bank pursue these people, as I seek only justice! I would very much welcome you taking legal action as you threaten, it will enable me to state, in court, under oath, the deplorable behaviour of the ING Bank. I look forward to seeing you in court, if necessary, as I now have nothing to loose! Signed John Page, ; telephone; 0044 (0)

4 Re: Intecs Banking From : John Page Sent : 11 July :45:23 To : Attention Mr Steijsiger, Manager Dear Mr Steijsiger, I was a pity you refused to see me recently, so whereas I explained to your account manager the seriousness of what was happening within the Intecs companies, namely embezzlement, by Helena Poppeliers and Alexander Khoo. I advised that I was unable to keep a track of the companies banking, as I was locked out of the company s computer accounting system by a password that both Helena Poppeliers and Alexander Khoo refused to give me. The 2005 accounts revealed, loans given to family members of Helena Poppeliers ( 35,000) Removal costs refunded to Alexander Khoo ( 9,000), increases in the salary of Alexander Khoo ( 13,000), payment for pirated software to Alexander Khoo ( 7,000), all without my knowledge or approval. I asked that you clear all payments with me prior to making the transfers, thus I can verify that the payments are genuine business expenses, not theft. Regrettably, you refused to see me, so hence this , to confirm that I have advised you personally via your accounts manager and this . It is my view that other money has been embezzled via the payrolls, which I cannot checked. Sorry you would not see me, but you are now informed. Kindest regards John Page

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6 John L. A. Page I.Eng, FAA, MIED, MCIM Loryta, Stow Road, Sturton by Stow, Lincolnshire, LN1 2BZ, England Telephone : Private & Confidential Mr Jan Hommen, CEO NG Groep N.V. P.O. Box BV Amsterdam The Netherlands Date : 1 st April 2013 Reference : Stolen Pension Attention : Mr Hommen Dear Mr Hommen, I have just been informed that you, the ING Bank have grabbed the whole (100%) of my old age pension, for apparent debts I owe you. This I totally refute, further the entire situation is due initially to the extreme racism of your Dordrecht branch manager, Mr Cor Steijsiger. All is explained in my accompanying statement, and as you as you have declared war on me, leaving me to starve by taking all my old age pension, then you have left me no alternative but to fight back. The statement, plus copy letters, s, bank statement s etc. have all been posted on the Internet, and s sent world-wide advising people of your actions, and where to read everything! As I was involved in international recruitment of professional personnel, my former applicants, employees and clients run into many thousands, all have now received an and web site link. I am awaiting further mailing lists, to more people in almost every country, advising them the a decent way to do business is not the actually the ING Bank way and that your business principles are a total lie! I had suffered further abuse from your Mr C.J.A. Slewe of your vestingfinance, in 2012, but thinking common sense had been applied, no further action would be taken, and although you owe me a considerable sum of money, I was begrudgingly prepared to accept that without expensive legal action I had no chance of getting justice. But no! You do a deal behind my back with the VSL and steal 100% of my old age pension, so be it, I will starve, eventually homeless, so there is nothing more you can do to me, but I can, and well spend my last days informing the world of the real ING Bank! Yours sincerely John L.A.Page 1 P a g e

7 Re: Intecs Banking From : John Page Sent : 11 July :45:23 To : Attention Mr Steijsiger, Manager Dear Mr Steijsiger, I was a pity you refused to see me recently, so whereas I explained to your account manager the seriousness of what was happening within the Intecs companies, namely embezzlement, by Helena Poppeliers and Alexander Khoo. I advised that I was unable to keep a track of the companies banking, as I was locked out of the company s computer accounting system by a password that both Helena Poppeliers and Alexander Khoo refused to give me. The 2005 accounts revealed, loans given to family members of Helena Poppeliers ( 35,000) Removal costs refunded to Alexander Khoo ( 9,000), increases in the salary of Alexander Khoo ( 13,000), payment for pirated software to Alexander Khoo ( 7,000), all without my knowledge or approval. I asked that you clear all payments with me prior to making the transfers, thus I can verify that the payments are genuine business expenses, not theft. Regrettably, you refused to see me, so hence this , to confirm that I have advised you personally via your accounts manager and this . It is my view that other money has been embezzled via the payrolls, which I cannot checked. Sorry you would not see me, but you are now informed. Kindest regards John Page

8 Corporate Management Services Mr Steijsiger ING Bank Joh de Wittstraat AC Dordrecht 27th March 2006 Dear Mr Steijsiger, For the record I would wish to state the short falls in the services provided by ING bank. The actions by you at hours (3.00pm) on Friday the 24th March 2006, had far reaching repercussions, not only did you not authorize payment of the wages to our employees, but you failed to discuss the matter prior to your actions, thus leaving us with no alternatives, or opportunities to resolve your perceived problems. We have a principle, that if a person has worked, he or she is entitled to their wages in an agreed time. Our contracted personnel are not highly paid, and work long hours doing very hard manual work. They are not always able to balance their budgets, and live often from week to week. Therefore the wages being paid on time is crucial to them. The consequences of your actions of the 24th March 2006, resulted in eight (8) persons working for Intecs at Kaeffer WKSB, in Antwerpen, walking of the site Monday 27th March 2006, and them presenting themselves in our offices on Tuesday the 28th March 2006, offering physical violence to members of our staff, and generally disrupting the whole office for in excess of five (5) hours, until we were able to show them their wages had finally been paid. These eight persons then immediately returned to German that evening, leaving us with a very irate client (Kaeffer WKSB) who had suddenly lost men they were relying on. This damaged the relationship between Kaeffer WKSB and Intecs, so much so that Intecs can no longer do business with Kaeffer WKSB. In addition to this, fourteen (14) men working in France for Balliauw also walked of the job because they had not been paid. This was so serious that Exxon, whose refinery they were working on, told Balliauw that they would be removed from their contract with Exxon, and never be allowed to work on any Exxon site in Europe. Thus, Intecs lost another very valuable client. Continued ; Intecs International bv Kamerlingh Onnesweg GL Dordrecht Nederland Tel : 0031 (0) Fax : 0031 (0) Website : KVK : BTW : NL B01 ING Bank Rekening :

9 Corporate Management Services Page 2 The result therefore of your actions of Friday the 24th March 2006, lost Intecs two clients and twenty two (22) men working. These clients we will not get back and the twenty two men will never work for Intecs again. Now we hear that word is on the grape vine that Intecs cannot pay the wages, therefore other people, not effected by your actions of the 24th March 2006, will refuse to work for Intecs. Our reputation for Professionalism, honesty with all our employees and prompt payment of wages, has been severely damaged, with two clients permanently. There are other matters where ING bank fails. Our clients ask for liability insurance, we ask you to obtain quotations. Your insurance person, Mvr Kuijpers, tells us this sort of insurance cannot be had for our type of company. The result of this is a very large client of ours, Albuko nv, stopped dealing with Intecs. We now discover that this type of insurance is available, and we have been given various quotations based upon turnover etc. is a very poor service from the ING Bank With regard to car leasing, ING Bank also fail, when we had new cars, the ING Bank were on the side of the garage, whereas they should have been on the side of their clients, Intecs, who were suffering with new cars breaking down. car leasing, a client such as Intecs pays the monthly lease, which includes all running costs etc. and also makes a profit for ING car lease. At the end of the lease period, ING car lease have the cars back and sell them on. Thus, ING car lease earns even more money on a car; no credit is given to the car lease client. We therefore decided that car leasing was too expensive and far too restrictive, so we would buy our cars in future. The advantages being the cars appear as an asset of the balance sheet, being written down against tax. Also we would be able to change the cars when the kilometers got to high, or to suit changing circumstances and not suffer severe penalties that car leasing imposes. We bought four (4) cars, and you offered (we did not ask) to give us a loan to cover the costs of buying cars, this we agreed with, but whereas the cars had cost approximately 80,000 euros, we would have been pleased to have a 50,000 loan against these cars. Thus putting back into the company a large part of our working capital that we were obliged to spend on these cars to enable our staff to perform their duties. loan never materialized, and the consequences being we are 80,000 Euros short on our working capital. If the loan had been arranged, as promised, we would not have been over the top of our overdraft facility on the 24th March Continued ; Intecs International bv Kamerlingh Onnesweg GL Dordrecht Nederland Tel : 0031 (0) Fax : 0031 (0) Website : KVK : BTW : NL B01 ING Bank Rekening :

10 Corporate Management Services Page 3 It is worth mentioning that you agreed a 300,000 overdraft facility that you suddenly, without warning reduced to 280,000. Now on to your debt insurance, Messrs Atraduis, this is what can only be described as one big expensive joke. They do nothing for their fees they charge. They were given good information as to who owe money to a delinquent client, Intecs (messrs Delatina bv), Atradius did nothing, whereas if they had acted in a timely manner, all the money that was with a company who were prepared to pay over the outstanding debt to Atradius, This lack of prompt action by Atradius cost Intecs a considerable lost. and to add insult to injury, Atradius send us a further charge for their services (or lack of) in this matter. Another case was Fabricom GTI, owed Intecs two invoices. They are renowned slow payers so we ask Atradius to collect. We instructed Atradius on a Friday, and by the following Tuesday we had received payment of one of the invoices. This meant that payment had been sent to Intecs before we instructed Atradius, as payments from Belgium take at least one week. Atradius have the audacity to charge us 1,800 for the settlement of this invoice, for which they did nothing. The matter was discussed with Atradius, and a credit for the 1,800 was promised as they admitted they did nothing, payment was already on its way to Intecs before they were instructed. The credit was never received, and as of today Atradius continue to demand the 1,800, which we have no intention of paying. The agreement is that Atradius get their costs from the delinquent clients of their customers; therefore Atradius should charge Fabricom GTI if they feel they have a claim for 1,800 on an invoice paid before they were instructed. pay large fees to Atradius, and they earn large fees collecting debts, which the agreement states should be past on to the delinquent party, then the insured, Intecs, should not lose further money for Atradius s failure to collect their fees from delinquent parties. All in all, The ING Bank fail miserably in all their services, severely damaging their customers, with no regard for the ramifications of their unilateral actions, failing to keep promises. Yours sincerely Intecs International John L.A.Page Director Intecs International bv Kamerlingh Onnesweg GL Dordrecht Nederland Tel : 0031 (0) Fax : 0031 (0) Website : KVK : BTW : NL B01 ING Bank Rekening :

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12 Intecs bv Bessemerstraat GB Dordrecht Nederland Mnr S.Put ING Bank Johan de Wittstraat Postbus BC Dordrecht Tel : 0031 (0) Fax : 0031 (0) Website : 14th January 2003 Dear Mnr Put, I have today asked our accounts in Belgium, Messrs MGI Vanhuynegem Associates, to confirm the amount of the tax refund we shall be receiving, the amount is in the region of 25,000. explained, the tax refund is from our first purchase of our house two plus years ago through our company. We were then obliged to sell the house to ourselves personally in October 2002, having to pay taxes again. However the first taxes we paid are partly refundable and this is the amount referred to above. This money will be immediately paid over to you to place in a deposit account, that will be frozen, but earning interest. This deposit will represent collateral for the approved overdraft facility for this company of 100,000 as offered. Our bank, Fortis Bank, is unable to give bank guarantee for the 40,000 as the equity between the new mortgage and the purchase price is insufficient, due to setting the figures to suit the companies selling price below the house value, to avoid profit tax on the sale for the company (Page International nv). Fortis are concern to give a much higher valuation so soon after the sale/purchase. As you are fully aware fully aware, we have achieved our target of 2m turnover for 2002, and with a respectable profit. In fact we did far better than we expected, hence our need to exceed our overdraft, which you kindly permitted. We feel confident that we shall further increase our turnover again in 2003, producing better and more respectable profits, as taking your advice we have reduced payroll cost by a few cents down, and increased our charges by a few cents up. Your original offer was for an overdraft of 160,000 with collateral of 40,000 in a frozen deposit account. Regrettably, as explained we are unable to arrange this at this time, however by the time we need to exceed the 100,000 we expect to be able to provide a further 15,000 in collateral which will enable you to give us the 160,000 facility. In fact should our business continue to grow, as we believe it will, I expect to require a facility of 200,000, for this I assume you will require 50,000 in collateral, this we will strive to achieve. Continued : ING Bank Rekening : BTW : NL B01 KVK : Rotterdam

13 Continued ING Bank 14th January 2003 I think you would agree that the promises we have made, we have kept, and our clientele has proved to be quality companies, settling our account fairly constantly, with very little danger of bad debts. We now able to utilise some of your other services, taking out a pensions and car leasing recently, expecting to possibly spend more with yourselves in the future. We are a young company, a growing company, acting extremely professionally in all we do, with first class accountants, and the support of an excellent bank. We can only continue to achieve more sales and profit with your continued support, and that of our accountants. To be able to plan ahead we must have firm knowledge of an agreed overdraft, that is ongoing, and not subject to changes and end dates that will upset our trading, cash flow and payroll liabilities, to have 160,000 facility, reduced to 100,000, then reduced to 45,000, without notice caused us problems, especially as the turnover is still consistent, and able to continue to profitably grow. We trust this letter has explained much, and we can count on your continued support. Yours sincerely Intecs bv John L.A.Page Director

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15 Dear mister Page, Thank you for your . We would like to inform you of several things regarding your ING accounts. We would like to receive on which telephone number you are available to continue our contact. If you have any questions you can reach me on telephone number: I am reachable from Monday till Friday from 9 AM till 5 PM. Yours sincerely, Ms L. Haasnoot Employee Board complaints ING Bank N.V. From: John Page Sent: donderdag 2 juni :29 To: Hommen, J.H.M. (Jan) Subject: ING Direct Dear Sir and/or Madam Reference : Intecs Services bv - account number Dordrecht Intecs Services bv - account number Amsterdam Intecs Projects bv - account number Dordrecht If you feel that stealing my 7,000 +/- is worth it, then so be it. In view of your refusal to reply to correspondence, or to close the above accounts and transfer the balances to my UK Barclays Bank the following will be circulated to every English MP, all EU MEP, copies also will be sent regularly to all address I have in the UK, of which there are thousands. Plus it will be displayed on the internet, twitter, facebook and other social sites. Close the account, transfer the balances to me, then we can all get on with our lives. Do not do business with the ING Bank, they are racist that consider all English liars and thieves, this was actually stated. If you are English, working in Holland, the ING will refuse to open a bank account for you, I know it happened to me! Now they have set up in the UK, endeavouring to get UK customers, when in real terms

16 they despise everything English. In Holland they refuse to use English, only Dutch, whereas they all speak English when it suits them, in fact it s taught in all Dutch schools. I have a letter in English from ING Bank stating; quote : At the same time, we would like to bring to your attention that all future communication, verbal or written will only be done in Dutch. You need to take care of the translations yourself. Arrogant or what? Do not, I repeat, do not, do business with ING DIRECT Any questions you may contact me on, ATTENTION: The information in this electronic mail message is private and confidential, and only intended for the addressee. Should you receive this message by mistake, you are hereby notified that any disclosure, reproduction, distribution or use of this message is strictly prohibited. Please inform the sender by reply transmission and delete the message without copying or opening it. Messages and attachments are scanned for all viruses known. If this message contains password-protected attachments, the files have NOT been scanned for viruses by the ING mail domain. Always scan attachments before opening them

17 Dear Mr Page, Thank you for your . We have forwarded your documents to our Legal Department. They will give you our final answer within five weeks. We hope to have informed you sufficiently. Kind regards, Ms L. Haasnoot ING Netherlands Van: John Page Verzonden: dinsdag 28 juni :57 Aan: CKA Directieklachten This is my analysis of the bank statements the ING did supply, showing the large lump sum embezzled items Had ING supplied all the bank statements as requested (Steijsiger refused) more could be shown Kindest regards John L.A.Page Tel : 0044(0) Mobile : 0044(0) URL : Please be circumspect with your replies as this address is hacked into, read and copied by Alexander Lee Khoo and John Ramsey McCullum. UK Police are aware The information contained in or attached to this is intended only for the use of the individual or entity to which it is addressed. If you are not the intended recipient, or a person responsible for delivering it to the intended recipient, you are not authorised to an must not disclose, copy, distribute, or retain this message or any part of it. it may contain information which is confidential and/or covered by legal professional or other privilege (or other rules or laws with similar effect in jurisdictions outside England and Wales). Should you receive spurious replies or comments please advise us immediately. Thank you for your assistance Please consider the environment before printing my ATTENTION: The information in this electronic mail message is private and confidential, and only intended for the addressee. Should you receive this message by mistake, you are hereby notified that any disclosure, reproduction, distribution or use of this message is strictly prohibited. Please inform the sender by reply transmission and delete the message without copying or opening it. Messages and attachments are scanned for all viruses known. If this message contains password-protected attachments, the files have NOT been scanned for viruses by the ING mail domain. Always scan attachments before opening them.

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19 Dear Mr. Page, As we informed you in our previous earlier today, we will not respond to any future requests in relation to this matter. Yours sincerely, Mw. L. Haasnoot ING Bank N.V. Van: John Page Verzonden: woensdag 14 maart :24 Aan: CKA Directieklachten Onderwerp: Re: ING Direct etc You are telling me that : Walter Schroer Esq ING Nederlands CKA/Team 4 - VK09.45 Velperweg 45 Postbus MR Arnhiem The Nederlands Does not work for the ING Bank, if not who is he?, why did he call? why was he knowledgeable about the matters? Why did he ask for a report?, Does the department CKA/Team 4 - VK09.45 exist?, Does the address exist?, Just what are the ING Bank up to?, You do not appear concerned that someone is using your name! I will ask the Banking Ombudsman and your directors You say you will not respond, there's nothing new in that, you have not replied to anything since 2006 John Page From: Sent: Wednesday, March 14, :28 AM To: Cc: Subject: FW: ING Direct etc Dear Mr. Page,

20 Unfortunately there is currently no Mr. Schroer working at ING N.V. We sympathise with your corporate and personal circumstances and regret that you have negative feelings towards ING. Your personal debt to ING and our claims resulting from the guarantees provided will be transferred to the Fiditon debt-collection agency. Further correspondence will not benefit your case, therefore we will not respond to any requests in relation to this matter. Yours sincerely, Mw. L. Haasnoot ING Bank N.V. Van: John Page Verzonden: woensdag 14 maart :32 Aan: CKA Directieklachten Onderwerp: Re: ING Direct etc Dear Mr Haasnot Since this time I have spoken to a Mr Walter Schroer, I thought maybe things were finally to be resolved, sadly the response was a demand from an incasso bureau, no reply to my letter (attached) John Page From: Sent: Monday, March 12, :21 PM To: Cc: Subject: RE: ING Direct etc Dear Mr. Page, On June 15th 2011 we have sent you the enclosed letter by and by regular mail. We trust that this letter has fully clarified the situation. Met vriendelijke groet, Mw. L. Haasnoot ING Bank N.V. Van: John Page Verzonden: zaterdag 10 maart :57 Aan: Investor Relations Onderwerp: ING Direct etc Dear Sir or Madam So much for resolving matters, on the 10 th February 2012, I wrote as requested by Mr Walter Schroer, at CKA/Team 4, VK09.45 Arnhem. His response is to have Vesting Finance Fidition, an Incasso bureau, write demanding money not owed.

21 So be it, if this is how you want things, then the world will know of the various ING Bank statements; we do not trust the English, they are liars and thieves, we do not respond in English, our language is Dutch, this should please the Lying and thieving English customer s ING Direct is now trying to get in the UK. Watch the Internet, and await the responses to my many s that soon will start going out. As English is a problem, computer generated Dutch translation herewith: Lieve meneer of mevrouw Ik schreef zo veel voor het oplossen van zaken, op de 10 th februari 2012, zoals gevraagd door de heer Walter Schroer, op CKA/Team 4, VK09.45-Arnhem. Zijn antwoord is om Vesting Financiën Fidition, een Incasso bureau, schrijven veeleisende geld niet verschuldigd. Dus worden, als dit is hoe je dingen wilt, dan de wereld van de diverse ING Bank verklaringen weten zal; "we hebben geen vertrouwen in het Engels, zijn zij leugenaars en dieven", "wij niet reageren in het Engels, onze taal is Nederlands", dit moet u de Lying en stelende die Engelse klant van ING Direct nu proberen is om in het Verenigd Koninkrijk. Bekijk het Internet en wachten op de reacties op mijn vele s die spoedig beginnen zullen uit te gaan. Yours very sincerely - John Page ATTENTION: The information in this electronic mail message is private and confidential, and only intended for the addressee. Should you receive this message by mistake, you are hereby notified that any disclosure, reproduction, distribution or use of this message is strictly prohibited. Please inform the sender by reply transmission and delete the message without copying or opening it. Messages and attachments are scanned for all viruses known. If this message contains password-protected attachments, the files have NOT been scanned for viruses by the ING mail domain. Always scan attachments before opening them.

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