How to order your credit report

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1 REAL ESTATE LOANS Credit Score Consulting Fax How to order your credit report 01 Print the applications attached with this letter 02 Each individual must apply, cannot apply as husband and wife 03 Copy Drivers license and 1 utility bill with name verification Be sure Driver s license is clear and legible When copying license lighten up the toner 04 Write a check to each credit bureau for 8 Husband and wife must write individual checks to each bureau for their respective reports 05 Do not include fee for credit score at this time as you will be ordering your credit report every 90 days to review the amendments, disputes and other criteria You can order your credit score on a subsequent request 06 Send each request to me and I will send them by registered mail It takes from 3-5 weeks for you to obtain your report Each bureau will provide you with an account number or access number 07 DO NOT OBTAIN A REPORT FROM ONE BUREAU,ONLINE, WHICH INDICATES ALL 3 BUREAUS THIS IS GREAT FOR THE BUREAUS, BAD FOR YOU AS EACH BUREAU REQUIRES YOU TO HAVE AN INDIVIDUAL ACCESS NUMBER WITH THEM YOU LL JUST BE WASTING Check your bank account is 2 weeks to see if check has been cashed and request a copy of it as you may need it in the future 09 Once you receive your reports you ll need to contact me and we ll move forward from there EXPERIAN TRANSUNION EQUIFAX PO BOX 2002 PO BOX 1000 PO BOX ALLEN, TX CHESTER, PA ATLANTA, GA wwwexperiancom/reportaccess wwwtransunioncom wwwequifaxcom 1915 North Greengrove Street Orange, Ca J & R 1 st Plus Financial 1616 East 4 th Street Suite 260 Santa Ana, Ca 92701

2 STEP 1 Fill out your personal information *Optional Request for Your TransUnion Personal Credit Report First Name Middle Name Last Name Suffix (Jr, Sr) of Birth Name of Employer* Your Address* Driver's License Number* State of Issue* Current Address If a military address, write APO or FPO for city and one of these abbreviations for state: AA Armed Forces Americas AE Armed Forces Africa, Canada, Europe or Middle East AP Armed Forces Pacific Street Address City Home Phone Number State Work/Alternative Phone Number Zip Code Apt No Previous Address If you have moved in the past two years, please enter your previous address Previous Address City State Zip Code Apt No STEP 2 Determine if you qualify for a FREE Personal Credit Report For items 1-5, a TransUnion credit file must have been the basis for the adverse credit decision You may be eligible for a FREE Personal Credit Report under the Federal FACT Act For information, please visit wwwannualcreditreportcom 1 Within the last 60 days, I was denied credit or was notified of another credit-related adverse action Name of Credit Generator of Denial Letter 2 Within the last 60 days, I was denied employment - By Whom? 3 Within the last 60 days, I was denied insurance - By Whom? 4 Within the last 60 days, I was denied a government license or benefit - By Whom? 5 Within the last 60 days, I was denied a housing/rental apartment - By Whom? 6 I am unemployed and intend to apply for employment (limited to 1 free report per 12 mos) Company Worked for Last Company's Address Company's Phone Number 7 I am a recipient of public welfare assistance (limited to 1 free report per 12 mos) Welfare Office I am Registered With Name of Case Worker Phone Number for Case Worker 8 I certify that I have reason to believe that my TransUnion credit file contains inaccurate data due to fraud 9 None of the above apply to me Please check the next page for pricing

3 STEP 3 If you do not qualify for a FREE Personal Credit Report, circle that which applies to you Note: If you selected box 1-8 in Step 2, please skip ahead to Step 4 State 1st Request 2nd Request Additional Time Frame California Any Time Colorado FREE Calendar Year Connecticut month Georgia FREE FREE FREE Calendar Year Maine FREE month Maryland FREE month Massachusetts FREE Calendar Year Minnesota month Montana Any Time New Jersey FREE month Vermont FREE month Virgin Islands Any Time All Others Any Time STEP 4 Fill out payment information if necessary Based on my state and my situation, the cost of my Personal Credit Report is: (Enter the amount circled in Step 3 or enter 000 if applicable) I would also like a credit score to be included with my Personal Credit Report (Enter 595) Please include a check payable to TransUnion LLC in the amount of: (Enter the total from the two lines above) STEP 5 Where to Mail Sign, then mail this form to: TransUnion LLC PO Box 1000 Chester, PA (800) Signature Obtaining a credit report under false pretenses is a federal crime Enclosing the following additional information will help us expedite your request: Proof of address, eg, utility bill Copy of denial letter in the event of denial Copy of police report in the event of fraud

4 Personal Credit Report Request To: EXPERIAN POST OFFICE BOX 2002 ALLEN, TEXAS : Attention: CUSTOMER SERVICE Department: PERSONAL CREDIT REPORT Regarding: Request for my personal credit report Credit score YES NO First Name Middle Name Last Name Suffix ( jr Sr) Name of Employer _ of Birth My Address My Drivers License Number Expiration State of Issue My current Street Address City State Zip Length of occupancy My Previous Address City State Zip Length of Occupancy _XX_ 1 Within the last 60 days, I was denied or was notified of another credit-related adverse action 2 Within the last 60 days, I was denied employment from: 3 Within the last 60 days, I was denied insurance from: 4 Within the last 60 days, I was denied a government license of benefit from_ 5 I am unemployed and intend to apply for employment: _ Company Name Company s Address Company s Phone 6 Other NONE OF THE ABOVE ITEMS #1-5 APPLY TO ME I understand that obtaining a credit report under false pretenses is a federal crime I am enclosing the following: 01 Copy of my Drivers License (California) 02 Copy of Utility bill 03 Copy of my Social Security Card Please send my credit report to my current address I am enclosing a check for for my report My signature

5 Personal Credit Report Request To: EQUIFAX POST OFFICE BOX ATLANTA, GEORGIA : Attention: CUSTOMER SERVICE Department: PERSONAL CREDIT REPORT Regarding: Request for my personal credit report Credit score YES NO First Name Middle Name Last Name Suffix ( jr Sr) Name of Employer _ of Birth My Address My Drivers License Number Expiration State of Issue My current Street Address City State Zip Length of occupancy My Previous Address City State Zip Length of Occupany 1 Within the last 60 days, I was denied or was notified of another credit-related adverse action 2 Within the last 60 days, I was denied employment from: 3 Within the last 60 days, I was denied insurance from: 4 Within the last 60 days, I was denied a government license of benefit from_ 5 I am unemployed and intend to apply for employment: _ Company Name Company s Address Company s Phone 6 Other I understand that obtaining a credit report under false pretenses is a federal crime I am enclosing the following: 01 Copy of my Drivers License (California) 02 Copy of Utility bill 03 Copy of my Social Security card Please send my credit report to my current address I am enclosing a check for for my report My signature

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