TISHAURA O. JONES TREASURER CITY OF SAINT LOUIS MISSOURI. Application for City Depositories
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1 TISHAURA O. JONES TREASURER CITY OF SAINT LOUIS MISSOURI Application for City Depositories Please submit the following data in the format specified. Data tables are provided as templates for requested data that is currently not publicly available or regularly submitted. Data is to be provided from calendar year Dollar amounts should be reported in the $000s. For information requested for each census tract in the City of St. Louis, a complete list of census tracts is included on the Excel template. An Excel workbook containing all featured tables can be downloaded from our website. 1. Residential Lending. a.-f Home Mortgage Disclosure Act (HMDA) Loan Application Register (LAR), submitted in a.csv or.xls file. g. Loan Modifications the number of modifications of distressed loans in the City of St. Louis, and an indication of whether the modification was executed under the federal Home Affordable Modification Program (HAMP), another federal program, or a proprietary modification program of the institution. Loan Modifications Modification Through HAMP Modification Through Other Federal Program Modification Through Institution Program h. Real Estate Owned properties the number of real estate owned properties in the City of St. Louis by the income level of the census tract of the property location, if known. 1 Real Estate Owned Properties 1 The reports of income level designations are to be consistent with designations and definitions used by the FFIEC and in HMDA and CRA reports.
2 Instructions for Depositories Page 2 i. Defaults and Delinquencies - the number and dollar amount of defaults and delinquencies on home loans reported in the City of St. Louis. Defaults and delinquencies Dollar Amount in (000s) on home loans Defaults Delinquencies Defaults Delinquencies 2. Small Business Lending. a. Total number and dollar amount of small business loans for the entire city. b. Total number and dollar amount of small business loans for each census tract in the city. Small Business Lending Dollar Amount in (000s) above $1 under above $1 under $1 c. Small Business Loans to Minority-Owned Businesses and Women-Owned Businesses in the City of St. Louis. The number and dollar amount of loans originated, separated by revenue of business. Small Business Lending for MBEs/WBEs TOTAL in the City of St. Louis Loans to minority-owned businesses Loans to women-owned businesses above Dollar Amount (in 000s) under above under 3. Community Development Loans and Investments. a. The total number and dollar amount of community development loans and investments made within the City of St. Louis. Please report the total number and dollar amount by the designated purpose of the loans and investments. Designated purpose definitions are consistent with the CRA regulations and include the purpose of affordable housing, community services, economic development, revitalization or stabilization, or another activity defined by the CRA.
3 Instructions for Depositories Page 3 Affordable Housing Community Development Loans Dollar Amount (in 000s) 4. Branches and Deposits. a. of branches and ATMs in the city as well as the address of each branch and ATM with the number and dollar of deposits for each branch. Submit most recent data in a form consistent with the reports by the FDIC Industry Analysis. 5. Consumer Loan Data. a. and dollar amount of consumer loans for the entire city. b. and dollar amount of consumer loans for each census tract. Consumer Loans Dollar Amount (in 000s) 6. Workforce Diversity. Data to be provided consistent with most recent EEOC-1 filing. a. of minorities and women employed by the bank in all employees, senior management, and members of the Board of Directors. Senior Management designations are consistent with employees designated on the EEOC-1 filing as Executive/Senior Level Officials and Managers. Male Workforce Diversity White Black Hispanic Other Minority** Female White Black Hispanic Other Minority** All Employees Executive or Senior Level Management Board of Directors **Other Minority includes Asian, Native American, Native Hawaiian, and other non-white.
4 Instructions for Depositories Page 4 7. Annual Report. Most recent annual report or SEC-10K report with quarterly financial updates and other filings. 8. Community Reinvestment Act Performance Evaluation. Most recent CRA performance evaluation. 9. Branch Closing Policy. A copy of the branch closing policy. 10. Financial Education describe in a brief narrative the activities or efforts of the institution to provide financial education in the City of St. Louis. This includes but is not limited to participation in events, outreach, special projects, or resources (financial or otherwise) provided to organizations in support of financial education and empowerment. Please submit the application, as well as the affidavit below with original signatures by March 13, 2015 to: Treasurer s Office Attn: Judy Montgomery, Assistant Treasurer City of St. Louis 1200 Market Street, Room 220 St. Louis, MO 63103
5 Instructions for Depositories Page 5 TISHAURA O. JONES TREASURER CITY OF SAINT LOUIS MISSOURI Affidavit for Depositories We pledge not to arbitrarily reject any loans for any properties or projects within the City of St. Louis, or within any specific geographic area in the City of St. Louis, because of the location and/or age of the property, or in the case of prospective borrowers, to arbitrarily vary the terms of loans or the application procedures for loans because of race, color, religion, national origin, age, sex or marital status. In addition, we pledge to make loans available on residential property in neighborhoods of all income levels in the City of St. Louis within the limits of legal restrictions and prudent financial practices. All collateral security agreements governing depositories, institutional banking and investments must be in a form acceptable to the City Treasurer. Board Chair, Financial Institution Date CEO, Financial Institution Date
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