Money Boomerang Limited Adamson House, Towers Business Park, Didsbury, Manchester, M20 2YY Tel:

Size: px
Start display at page:

Download "www.moneyboomerang.co.uk Money Boomerang Limited Adamson House, Towers Business Park, Didsbury, Manchester, M20 2YY Tel: 0161 955 4740"

Transcription

1 : Claim Reference Dear MIS-SOLD MORTGAGE CLAIM Thank you for contacting Money Boomerang. We are specialists in claiming back mis-sold Mortgages! Please find enclosed a Form of Authority / Mis-sold Mortgage Questionnaire / Terms of Business. Please Note: We only require: your signature on both Letters of Authority, the name of the Broker or Independent Financial Advisor (IFA) who arranged the mortgage, the name of the lender and the agreement number. Please also complete the questionnaire If you have any supporting documents, such as: Key Facts about your mortgage or Initial Disclosure documents please send it to us but don t worry if you can t! We do not charge any upfront fees unlike many companies and offer a free mortgage audit We only charge 25% + VAT for each successful claim If for any reason your claim was not successful we would not charge you for our service. Upon receipt of your documents, we will contact you to confirm safe receipt. Then simply sit back and let us investigate the sale of your mortgage. We look forward to receiving your completed forms within the next 7 days. Yours sincerely Craig Lowther Claims Manager Money Boomerang Limited Adamson House, Towers Business Park, Didsbury, Manchester, M20 2YY Tel: Company registration Number VAT Registration Number Registered under the Data Protection Act. Registration Number Z122655X Money Boomerang Ltd is regulated by the Ministry of Justice in respect of regulated claims management activities and that registration is recorded on the Claims Regulation website CRM10992

2 Form of Authority (Mortgage) : Claim Reference - PLEASE WRITE IN BLOCK CAPITALS CUSTOMER DETAILS Main Account Holder Second Account Holder (if applicable) Full Name Full Address Address of the mortgaged property of Birth Telephone No. Mobile No. Broker s / Independent Financial Advisor s (IFA) name Lender s/bank s name Mortgage Reference/Agreement Number I appoint and authorise Money Boomerang Ltd to act upon my/our behalf in accordance with the FSA s Dispute Resolution Guidelines. I give the lender my express authority to deal with Money Boomerang Ltd as if dealing with me/us in person. All correspondence in respect of this matter should be sent directly to Money Boomerang Ltd. I/We have read the Terms & Conditions attached and understand my/our payment obligations. I understand that Money Boomerang will take 25% plus VAT of any financial benefit I receive and I have read the cancellation terms. By signing below I/we accept the company s Terms & Conditions. Signature 1 Signature 2 Money Boomerang Limited, Adamson House, Towers Business Park, Didsbury, Manchester, M20 2YY - Tel: Company registration Number , VAT Registration Number , Registered under the Data Protection Act. Registration Number Z122655X Money Boomerang Ltd is regulated by the Ministry of Justice in respect of regulated claims management activities and that registration is recorded on the Claims Regulation website CRM10992

3 Form of Authority (Mortgage) : Claim Reference - PLEASE WRITE IN BLOCK CAPITALS CUSTOMER DETAILS Main Account Holder Second Account Holder (if applicable) Full Name Full Address Address of the mortgaged property of Birth Telephone No. Mobile No. Broker s / Independent Financial Advisor s (IFA) name Lender s/bank s name Mortgage Reference/Agreement Number I appoint and authorise Money Boomerang Ltd to act upon my/our behalf in accordance with the FSA s Dispute Resolution Guidelines. I give the lender my express authority to deal with Money Boomerang Ltd as if dealing with me/us in person. All correspondence in respect of this matter should be sent directly to Money Boomerang Ltd. I/We have read the Terms & Conditions attached and understand my/our payment obligations. I understand that Money Boomerang will take 25% plus VAT of any financial benefit I receive and I have read the cancellation terms. By signing below I/we accept the company s Terms & Conditions. Signature 1 Signature 2 Money Boomerang Limited, Adamson House, Towers Business Park, Didsbury, Manchester, M20 2YY - Tel: Company registration Number , VAT Registration Number , Registered under the Data Protection Act. Registration Number Z122655X Money Boomerang Ltd is regulated by the Ministry of Justice in respect of regulated claims management activities and that registration is recorded on the Claims Regulation website CRM10992

4 HOW YOUR MORTGAGE WAS SOLD Claim Reference - PLEASE TRY AND ANSWER THE FOLLOWING QUESTIONS Please circle your chosen answer 1) On what date was your mortgage taken out? 2) What type of mortgage was it? Interest only Repayment 3) Were you told that you would need a repayment vehicle in place to repay the mortgage at the end of the term? Yes No N/A 4) Did the mortgage term take you past your retirement age? Yes No 5) Will you be able to afford your mortgage payments after retirement? Yes No N/A 6) Did you self-certify your income? Yes No 7) Did you have adverse credit at the time you applied for the mortgage? Yes No 8) Did you have a fixed rate or discounted rate mortgage? Discounted rate Fixed rate 9) Did the adviser explain what will happen to repayments at the end of this initial period? Yes No 10) Have you ever missed payments or gone into arrears? Yes No 11) Are you in a debt management plan/iva/bankruptcy? Yes No Please provide any other information which you think may help? Why do you think it was mis-sold? Signed- - Signed- - Please provide as much information as possible about the time the mortgage was sold to you. Use rear for more space.

5 MONEY BOOMERANG TERMS OF BUSINESS Money Boomerang Limited (Company Number ) is a claims management company regulated by the Ministry of Justice in respect of regulated claims management activities and that registration is recorded on the claims regulation website. Money Boomerang Limited's registered office is Whittington Hall, Whittington Road, Whittington, Worcester, WR5 2ZX. Our address for correspondence is Adamson House, Towers Business Park, Didsbury, Manchester, M20 2YY. These terms constitute Money Boomerang Limited's terms of business for the provision of services in respect of claims management activities. Please ensure that you have read these terms of business carefully before signing the Form of Authority. By signing the Form of Authority you confirm that you have read, understood and agree to be bound by these terms of business. Money Boomerang Limited cannot accept responsibility for you failing to read them. Your attention is particularly drawn to condition 3 regarding liability. Definition of Terms 1.1 'You' and "your" are references to the person whose name is detailed on the Form of Authority. This can also include your partner (if the application is in joint names). 1.2 'The Company' means Money Boomerang Limited. 1.3 'Form of Authority' means the form signed and returned by you to the Company appointing the Company to act on your behalf in respect of your claim. 1.4 'Lender' means any financial institution, bank, mortgage or other financial organisation. 1.5 'Credit Agreement' means an agreement you have entered into with a Lender. This could be in respect of secured or unsecured lending. 1.6 'Compensation' means the total value of both monetary and non-monetary benefits offered by the Lender to you. Monetary benefits include but are not limited to a refund, gesture of goodwill or discount. Non-monetary benefits include but are not limited to a waiver, cancellation, reduction, saving, deduction or re-structuring. 1.7 'Contract' means the contract between you and the Company consisting of the signed Form of Authority and these terms of business. 1.8 Successful settlement means securing an offer from the lender. This includes but is not limited to cash only, cash and finance (future instalment reduction) refunds and offset to arrears. 1. Making a claim You understand that you can pursue your claim yourself but you have chosen to instruct the Company to pursue the claim on your behalf. 2. What the Company will do 2.1 The Company will use reasonable efforts to pursue your claim for Compensation against your Lender. The Company will ask the Lender to investigate any other financial arrangement which may give cause to bring a further claim for Compensation and where possible pursue any additional claims for you. Where such additional claims are successful fees shall be payable upon such claims in accordance with condition 6 of this Contract and you agree on signing the Form of Authority to us pursuing such additional claims on your behalf and an additional fee being payable. 2.2 The Company will notify you promptly via written correspondence and/or if the Company decides it cannot pursue an application for Compensation. 2.3 The Company will use reasonable efforts to keep you informed of the progress of your claim. 2.4 The Company will, so far as it is aware and legally able, act in your best interests at all times in pursuing your claim for Compensation. 2.5 The Company in pursuing a claim for Compensation will send a letter of complaint to the Lender and if the Lender does not comply or rejects the complaint or is insolvent, the Company may refer the claim to either the Financial Ombudsman Service (FOS) or the Financial Services Compensation Scheme (FSCS) where appropriate. The FOS and FSCS are available for use by individuals free of charge. 3. Liability 3.1 Save as set out at condition 4.2 the total liability of the Company in contract, tort, misrepresentation, restitution or otherwise arising in connection with the performance of this Contract shall in all circumstances be limited to The Company does not exclude or limit in any way liability for: death or personal injury caused by the Company's negligence or the negligence of the Company's employees, agents or subcontractors; fraud or fraudulent misrepresentation; breach of the terms implied by section 2 of the Supply of Goods and Services Act 1982; breach of the terms implied by sections 3,4 and 5 of the Supply of Goods and Services Act 1982; defective products under the Consumer Protection Act 1987; or any other liability which it would be illegal or unlawful for the Company to limit or exclude liability for. 4. What you will do 4.1 You will provide all documentation and correspondence which you hold in relation to the Credit Agreement to the Company within 7 days of it being requested and shall ensure (and shall procure that the Lender shall ensure) that all information you provide to the Company (or is provided to the Company on your behalf) is true, accurate and not misleading and you agree to indemnify (and keep indemnified) the Company against all liabilities, costs, expenses, claims, losses or damages arising from each breach of your obligation under this condition You will not authorise anyone else to deal with your Compensation claim whilst the Company is acting for you and this Contract is in force (including any claims management company or law firm). You confirm that you have not previously authorised anyone else to deal with your claim. 4.3 You will not to pursue the claim personally whilst the Company is acting for you and this Contract is in force. 4.4 You will not contact or enter into correspondence with the Lender without express permission of the Company (which may be given at the Company's sole discretion) whilst this Contract is in force. 4.5 You confirm that you will immediately inform the Company of any correspondence you receive from the Lender and without delay send any such correspondence to the Company at Adamson House, Towers Business Park, Wilmslow Road, Didsbury, Manchester, M20 2YY. 4.6 You confirm and warrant that you have not previously claimed or received Compensation nor have you been offered Compensation from the Lender. 4.7 You authorise the Company, in pursuing your claim, to contact the Lender directly and collect any Compensation on your behalf. 5. Performance The Company cannot be held responsible for any delays in the performance of this Contract caused directly or indirectly by any third party (including you, the Lender or any third party). 6. Fees 6.1 If you claim for compensation against the lender is unsuccessful the company will not charge you a fee for its services unless section 8.5 applies.

6 6.2 On a successful settlement of your claim you will pay the Company a fee of 25% plus VAT of the Compensation awarded to you. 6.3 For examples of how the Company's fee is calculated please see Schedule If you receive a payment offer from the Lender you will notify the Company within 48 hours of receipt. 6.5 If you reject a payment offer made by the Lender which is deemed to be fair and reasonable (by the Company acting reasonably), the Company reserves the right, at its sole discretion, to close your claim and charge you 25% of the offer + VAT for our services or any fees incurred by our associated supplier(s). 6.6 If the Lender sends you the Compensation directly you agree to notify the Company and immediately pay the Company its fee. 6.7 Where there are two names on the Form of Authority, the Company may recover its fee from either of them. 7. Non Payment of Invoice 7.1 The Company's invoices are payable by you to the Company within 7 days of the invoice date. 7.2 If you fail to pay the amount invoiced within the 7 day period the following table of charges will apply: Reason for charge Invoice not paid within 7 days The Company issuing a letter chasing payment to you The Company referring the debt to a debt recovery company 8. Termination Charge Amount 30 + VAT 12 + VAT 50 + VAT 8.1 The Company may terminate this Contract at any time by giving you 14 days notice in writing or via . No fee will be payable if the Company informs you that your claim is unlikely to succeed subject to you having fulfilled your obligations under this Contract. Should the Company decide not to pursue your claim for Compensation you will be notified promptly of its decision. 8.2 You have the right to cancel this Contract at any time. Your cancellation request must be made in writing to the Company in the form of a written cancellation letter to Adamson House, Towers Business Park, Wilmslow Road, Didsbury, Manchester, M20 2YY. It is recommended that you send any cancellation request to the Company by recorded delivery. 8.3 You have 14 days from signing the Form of Authority in which to cancel this Contract and avoid paying a cancellation fee should you change your mind and no longer wish the Company to pursue your claim for Compensation on your behalf. 8.4 If your cancellation letter is not received within 14 days of you having signed the Letter of Authority we will charge you for our services at our standard charge out rate of 75 per hour to cover our reasonable costs for such preparation, processing and administration costs up to the time that you cancelled the contract in writing. If such termination takes place after the lender has made a reasonable settlement offer our charges will be equivalent to our standard charges; that is 25% plus VAT on the basis that you have received the full benefit of our services. Schedule 1 Examples of how the Company's fee is calculated 8.5 If your claim is terminated due to your failure to co-operate a cancellation fee will be payable in accordance with 8.4. If this occurs after a reasonable settlement offer has been received our charges will be equivalent to our standard charges; that is 25% plus VAT. 8.6 The company will not accept any liability for non-receipt of a cancellation request. 8.7 If your claim is terminated due to non-cooperation by you, a cancellation fee will be payable in accordance with condition 8.4. This cancellation fee will be invoiced and posted to you and shall be payable in accordance with condition 7. Any nonpayment of this invoice will be dealt with as at condition 7 above. 8.8 The Company will not accept any liability for non-receipt of a cancellation request. 9. Notices Any notice given to the Company must be made in writing. 10. Data Protection 11. General We hold all personal information in accordance with the Data Protection Act By signing the Form of Authority you give the Company express permission to process your personal information for the purposes of assessing your claim and carrying out the Company's duties. This may include where appropriate credit searches for the purpose of identifying financial arrangements you may have entered into These terms of business shall be governed by and construed in accordance with the laws of England and Wales The English Courts will have exclusive jurisdiction in relation to any claim or dispute arising from these terms of business This Contract is between you and the Company. No other person shall have any rights to enforce any of its terms Each of the paragraphs of this Contract operates separately. If any court or relevant authority decides that any of them are unlawful, the remaining paragraphs will remain in full force and effect If the Company fail to insist that you perform any of your obligations under this Contract, or if the Company do not enforce the Company's rights against you, or if the Company delay in doing so, that will not mean that the Company has waived the Company's rights against you and will not mean that you do not have to comply with those obligations. If the Company do waive a default by you, the Company will only do so in writing, and that will not mean the Company will automatically waive any later default by you If you have cause to complain any complaint must be made by telephone, or letter to Complaints Manager, Money Boomerang Ltd, Adamson House, Towers Business Park, Wilmslow Road, Didsbury, Manchester, M20 2YY. An acknowledgement will be provided within 5 working days and a final response issued within 8 weeks. A copy of our Complaints Procedure is available online at or by telephoning Example A: All compensation is cash in hand Total compensation: 2000 Of which cash 2000 Fee 25% % 100 Total Fee 600 Consumer receives 1400 (And no reduction in mortgage as it is already paid off in full) Example B: Compensation includes cash in hand award with mortgage and future instalment reduction Total compensation: 2000 Of which cash is 1000 Mortgage reduction 1000 Fee 25% % 100 Total Fee 600 Consumer receives 400 (and a reduction of 1000 in future mortgage instalments) Example C: Compensation is used to offset arrears consumer has on credit card or mortgage Total compensation: 2000 Of which cash is 0 Set off arrears: 2000 Fee 25% % 100 Total Fee 600 Consumer pays 600 (and a reduction of 2000 in their outstanding mortgage)

Filling in the Form of Authority. Please ensure you have the lenders name in order to pursue the claim.

Filling in the Form of Authority. Please ensure you have the lenders name in order to pursue the claim. Filling in the Form of Authority Please ensure you have the lenders name in order to pursue the claim. 1. Print a claim form for each lender and type of finance. 2. Do not use one claim form for multiple

More information

MoneySmartCo Limited Terms of Business MoneySmartCo Limited (Company Number 0861355) is a claims management company authorised and regulated by the

MoneySmartCo Limited Terms of Business MoneySmartCo Limited (Company Number 0861355) is a claims management company authorised and regulated by the MoneySmartCo Limited Terms of Business MoneySmartCo Limited (Company Number 0861355) is a claims management company authorised and regulated by the Claims Management Regulator in respect of claims management

More information

Information Form. Personal Information. 2nd Applicant. First Names. Surname. Address

Information Form. Personal Information. 2nd Applicant. First Names. Surname. Address No Win, No Fee Information Form Personal Information 1st 2nd Mr/Mrs/Miss/Ms/Title Date of Birth Mr/Mrs/Miss/Ms/Title Date of Birth Telephone Number Telephone Number Mobile Mobile Best Contact Time Best

More information

Claim Forms. Please print, complete and return to (no stamp needed):

Claim Forms. Please print, complete and return to (no stamp needed): Claim Forms Please print, complete and return to (no stamp needed): Claims Thru Us Freepost RRZK-YTRL-UEXT 1 Farnsworth Court West Parkside LONDON SE10 0QF Please enclose a copy of your loan/credit agreement

More information

Mis-Sold Payment Protection Insurance (PPI) Claims Pack

Mis-Sold Payment Protection Insurance (PPI) Claims Pack Mis-Sold Payment Protection Insurance (PPI) Claims Pack Debt Clear Solutions is delighted to enclose an information and application pack that will enable us to reclaim any mis-sold Payment Protection Insurance

More information

PPI Claim Form. Easy steps to claim back your money. 1. Fill in all the required details and questionnaire.

PPI Claim Form. Easy steps to claim back your money. 1. Fill in all the required details and questionnaire. PPI Claim Form Easy steps to claim back your money. 1. Fill in all the required details and questionnaire. 2. Sign and date the Terms of Service and Letter of Authority where you see the Joint policies

More information

www.yourmoneyclaim.co.uk tel: 01254 822880 Fighting Your Corner

www.yourmoneyclaim.co.uk tel: 01254 822880 Fighting Your Corner www.yourmoneyclaim.co.uk tel: 01254 822880 Fighting Your Corner BILLIONS set aside in compensation for mis-sold PPI & bank accounts Welcome MILLIONS to Your are Money entitled Claim, to compensation The

More information

Client Information and Checklist

Client Information and Checklist Gilham Capital Ltd, PO Box 362, North Ferriby, HU14 9AL Client Information and Checklist *Customer Name(s) *House Number / Name *Street Name Locality *City County *Post Code *Home Telephone Number *Mobile

More information

Please complete the Account Details page of our pack and ONE Letter of Authority for each company you want to claim against.

Please complete the Account Details page of our pack and ONE Letter of Authority for each company you want to claim against. Please complete the Account Details page of our pack and ONE Letter of Authority for each company you want to claim against. Q. I don t have any account numbers or documentation, can I still claim? A.

More information

How Do You Get Your Money? Simply fill in the enclosed claim pack and send it back to us in the pre-paid envelope provided.

How Do You Get Your Money? Simply fill in the enclosed claim pack and send it back to us in the pre-paid envelope provided. For no-hassle Payment Protection Insurance (PPI) Claims 2 The Old Stables, Mitton Road, Whalley, Clitheroe, BB7 9PA telephone 01254 822880 email: info@yourmoneyclaim.co.uk Welcome to Your Money Claim,

More information

CLAIMLINE UK LTD GENUINE NO WIN NO FEE CLAIMS

CLAIMLINE UK LTD GENUINE NO WIN NO FEE CLAIMS YOUR PERSONAL MISSELLING PPI CLAIMS PACK CLAIMLINE UK LTD GENUINE NO WIN NO FEE CLAIMS Regulated by the Ministry of Justice in respect of Claims Management Activities Ministry of Justice Authorisation

More information

Information Form. No Win, No Fee. Personal Information. 2nd Applicant. 1st Applicant. Financial Status. Pension Comparison. Mis Sold Mortgages

Information Form. No Win, No Fee. Personal Information. 2nd Applicant. 1st Applicant. Financial Status. Pension Comparison. Mis Sold Mortgages No Win, No Fee Information Form Personal Information 1st 2nd Mr/Mrs/Miss/Ms/Title Date of Birth Mr/Mrs/Miss/Ms/Title Date of Birth First Names First Names Surname Surname Address Address Telephone Number

More information

Have you been mis-sold a Packaged Bank Account? We are dedicated to dealing with claims where you have been mis-sold a packaged bank account

Have you been mis-sold a Packaged Bank Account? We are dedicated to dealing with claims where you have been mis-sold a packaged bank account Have you been mis-sold a Packaged Bank Account? We are dedicated to dealing with claims where you have been mis-sold a packaged bank account Welcome to Your Money Claim, We all know about mis-sold PPI,

More information

Payment Protection Insurance Claim Form

Payment Protection Insurance Claim Form Claim Form All forms to be completed, signed and returned to: FREEPOST RSAX GKEK HUYK Reclaim Your PPI Ltd Waters Green House Sunderland Street Macclesfield SK11 6LF Please complete the following forms

More information

Please enclose a copy of your loan/credit agreement if available. For credit cards, please enclose a copy of your statement.

Please enclose a copy of your loan/credit agreement if available. For credit cards, please enclose a copy of your statement. Claim Forms Please print, complete and return to: Moneyback PPI Basepoint Business Centre Unit 106 Canada House 272 Field End Rd Eastcote Middlesex HA4 9NA Please enclose a copy of your loan/credit agreement

More information

Dear Customer, What to do now Follow these 4 simple steps:

Dear Customer, What to do now Follow these 4 simple steps: Dear Customer, Thank you for choosing Apollo Claims to help process your compensation claim. Please find attached to this letter some important documents which you need to complete and return to us as

More information

Re. The Payment Protection Insurance on your Loan/Credit Cards

Re. The Payment Protection Insurance on your Loan/Credit Cards Re. The Payment Protection Insurance on your Loan/Credit Cards Dear Sir/Madam Thank you for choosing JSK Claims to help you get back your hard earned money back from your bank. We will battle hard to fight

More information

PPI Customer Information Handbook

PPI Customer Information Handbook PPI Customer Information Handbook 1 Contents 1. Welcome - Page 3 2. What Happens Next - Page 4 3. Terms & Conditions - Pages 5-12 4. Complaints Handling Procedure - Page 13 5. Cancellation Procedure -

More information

Please enclose a copy of your loan/credit agreement if available. For credit cards, please enclose a copy of your statement.

Please enclose a copy of your loan/credit agreement if available. For credit cards, please enclose a copy of your statement. Claim Forms Please print, complete and return to: Moneyback PPI Basepoint Business Centre Unit 106 Canada House 272 Field End Rd Eastcote Middlesex HA4 9NA Please enclose a copy of your loan/credit agreement

More information

LEGALLY ENTITLED PPI CLAIM PACK

LEGALLY ENTITLED PPI CLAIM PACK PPI CLAIM PACK INTERNAL USE ONLY COMPLAINTS HANDLING: OVERVIEW Complaints may be received directly from clients or from third party representatives. In the event of any complaint the matter must be immediately

More information

Unfair Credit Agreement & Mis-sold Payment Protection Insurance Claim Pack

Unfair Credit Agreement & Mis-sold Payment Protection Insurance Claim Pack Unfair Credit Agreement & Mis-sold Payment Protection Insurance Claim Pack Contents: Client Disclaimer & Audit Confirmation About You Loan & Credit Card Questionnaire: fill out one form for each credit

More information

A few minutes of your time could earn you thousands.

A few minutes of your time could earn you thousands. A few minutes of your time could earn you thousands. Welcome to Maple Leaf Financial Ltd. We are pleased to follow up with your NO WIN, NO FEE Payment Protection Insurance dispute. The enclosed claim pack

More information

Windsor Thompson Financial Claims

Windsor Thompson Financial Claims Windsor Thompson Financial Claims Welcome to Windsor Thompson Financial Claims This application should only take 10 minutes to complete. If the pre-populated information is incorrect, please put a cross

More information

Claim Forms Please print, complete and return to:

Claim Forms Please print, complete and return to: Claim orms Please print, complete and return to: Moneyback PPI Basepoint Business Centre Canada House 272 ield End Rd Eastcote Middlesex HA4 9NA Please complete a separate Part 2 and Part 3 for each account.

More information

All intellectual property rights and copyright in the material on this website belongs to The Entitlements Agency, unless otherwise stated.

All intellectual property rights and copyright in the material on this website belongs to The Entitlements Agency, unless otherwise stated. Terms & Conditions Using our Services The Entitlements Agency has designed this website with the idea of offering you a source of information. Whilst we endeavour to maintain the site and keep the information

More information

Further to our recent conversation, I am pleased to enclose our application forms for your perusal.

Further to our recent conversation, I am pleased to enclose our application forms for your perusal. Mis-Sold PPI Insurance Complaint Customer Ref: Clients Name(s): Account Number: Dear Further to our recent conversation, I am pleased to enclose our application forms for your perusal. I would like to

More information

Unfair Credit Agreement Promo Application Pack

Unfair Credit Agreement Promo Application Pack Unfair Credit Agreement Promo Application Pack Contents: Page: Cover Page 1 Understanding Claims Management 2 Understanding The Claims Process 3 The Claims Process Work Flow 4 Complaints Handling Procedure

More information

Please complete the forms and send them to the address below. If you wish to discuss anything then please do not hesitate to contact us.

Please complete the forms and send them to the address below. If you wish to discuss anything then please do not hesitate to contact us. Re. Bad Investments Dear Sir/Madam Thank you for choosing JSK Claims to help you get back your hard earned money back from your bank. We will battle hard to fight on your behalf and will do our very best

More information

TERMS OF BUSINESS AGREEMENT - INSURANCE BROKING

TERMS OF BUSINESS AGREEMENT - INSURANCE BROKING 1. BROKER INFORMATION TERMS OF BUSINESS AGREEMENT - INSURANCE BROKING Stephenson s (2000) Ltd T/As Cooke & Mason, Manor House 3 Low Moor Road Lincoln LN6 3JY is an independent Chartered Insurance Broker.

More information

These terms of business (the Terms ) explain the entire rights and obligations of You and Us regarding the provision of our Services.

These terms of business (the Terms ) explain the entire rights and obligations of You and Us regarding the provision of our Services. Investor Compensation (UK) Limited - Terms and Conditions PPI These terms of business (the Terms ) explain the entire rights and obligations of You and Us regarding the provision of our Services. You should

More information

Payment Protection Refunds.co.uk Claims Pack

Payment Protection Refunds.co.uk Claims Pack Payment Protection Refunds.co.uk Claims Pack The following claim papers are all you need to begin your claim for a refund of Payment Protection Insurance 0161 495 3990 www.paymentprotectionrefunds.co.uk

More information

MP FINANCIAL - PPI (PAYMENT PROTECTION INSURANCE) COMPLAINT QUESTIONNAIRE. SECTION 1 - About You

MP FINANCIAL - PPI (PAYMENT PROTECTION INSURANCE) COMPLAINT QUESTIONNAIRE. SECTION 1 - About You www.mp-financial.net MP FINANCIAL - PPI (PAYMENT PROTECTION INSURANCE) COMPLAINT QUESTIONNAIRE SECTION 1 - About You Section 1 (A) - Personal Details Surname Title Surname Title First Name (s) First Name

More information

Mis-sold Packaged Bank Accounts

Mis-sold Packaged Bank Accounts D N MANLEY CLAIMS MANAGEMENT & FINANCIAL SOLUTIONS Mis-sold Packaged Bank Accounts Let's start getting your money back Thank you for requesting your Packaged Bank Account (PBA) claim pack. A PBA is a Bank

More information

Payday Loan Claims Pack

Payday Loan Claims Pack Payday Loan Claims Pack YOUR PAYDAY LOAN CLAIMS PACK Thank you for choosing Leslie Charles Solicitors. With an ever-increasing claim portfolio and satisfied customers we can assure you that your claim

More information

3.6. Please also note, unless your policy confirms otherwise, the rights under your policy may only be pursued in an English court.

3.6. Please also note, unless your policy confirms otherwise, the rights under your policy may only be pursued in an English court. Terms of business agreement - commercial customers M & N Insurance Service Limited Authorised and regulated by the Financial Conduct Authority No: 305837. Registered Office: 248 Hendon Way London NW4 3NL

More information

These terms of business (the Terms ) explain the entire rights and obligations of You and Us regarding the provision of our Services.

These terms of business (the Terms ) explain the entire rights and obligations of You and Us regarding the provision of our Services. Investor Compensation (UK) Limited - Terms and Conditions PPI These terms of business (the Terms ) explain the entire rights and obligations of You and Us regarding the provision of our Services. You should

More information

Debt Management Plan. Terms of Business

Debt Management Plan. Terms of Business Debt Management Plan Terms of Business Important Note These terms of business (the Terms ) explain the rights and obligations of You and Us regarding the provision of your Debt Management Plan. You should

More information

Retail Client Agreement Investment, Insurance and Mortgage Services

Retail Client Agreement Investment, Insurance and Mortgage Services Retail Client Agreement Investment, Insurance and Mortgage Services Lewis Investment 41 Commercial Road Poole Dorset BH14 0HU 1. Introduction The purpose of this agreement is to set out the basis on which

More information

Money Management Team Limited Limited Service & Fee Agreement

Money Management Team Limited Limited Service & Fee Agreement Money Management Team Limited Limited Service & Fee Agreement These Terms of Business set out the agreement between you and us. Please ensure that you read them all carefully. If you do not understand

More information

Financial Claims Specialists Ltd T/A Finance Claims. Terms and Conditions for the Provision of Services

Financial Claims Specialists Ltd T/A Finance Claims. Terms and Conditions for the Provision of Services Financial Claims Specialists Ltd T/A Finance Claims Terms and Conditions for the Provision of Services IMPORTANT: These terms and conditions form part of a legally binding contract and you should read

More information

Terms and Conditions

Terms and Conditions Terms and Conditions We want your decision to use Valour Financial Management services to be the best decision you have ever made towards regaining control of your financial situation. To that end we aim

More information

Re: Your Mis-selling Claim Against PPI

Re: Your Mis-selling Claim Against PPI Online Pack Re: Your Mis-selling Claim Against PPI Thank you for asking Refresh My Credit to handle your Payment Protection Insurance (PPI) complaint. We are committed to helping you achieve what is owed

More information

Web Hosting Terms & Conditions

Web Hosting Terms & Conditions Web Hosting Terms & Conditions Please read these web-hosting terms carefully, as they set out our and your rights and obligations in relation to our web hosting services. AGREEMENT: Whereas: (1) The Ruby

More information

Commercial Terms of Business Agreement

Commercial Terms of Business Agreement Commercial Terms of Business Agreement The purpose of this document is to set out our professional relationship and the services we will provide to you. This is our standard client agreement upon which

More information

PPI ADVICE LTD PRE CONTRACT GUIDE - PAYMENT PROTECTION INSURANCE

PPI ADVICE LTD PRE CONTRACT GUIDE - PAYMENT PROTECTION INSURANCE PPI ADVICE LTD PRE CONTRACT GUIDE - PAYMENT PROTECTION INSURANCE It is important to us that you make the right decision. We therefore provide guidance about what we do, how we work and our fee. PPI Advice

More information

APPLICATION FORM. 1. Please read the brochure and the whole of this application form, which has 10 pages.

APPLICATION FORM. 1. Please read the brochure and the whole of this application form, which has 10 pages. APPLICATION FORM managed inheritance SERVICE 1. Please read the brochure and the whole of this application form, which has 10 pages. 2. Next complete pages 2 to 5, signing on pages 2, 4 and 5. Make a copy

More information

Willis & Ainsworth Ltd Terms and Conditions

Willis & Ainsworth Ltd Terms and Conditions Willis & Ainsworth Ltd Terms and Conditions 1. DEFINITIONS "The Company" means Willis and Ainsworth Ltd (company number 7563552) "the Customer" means the party with whom the Company contracts; "Contract"

More information

We really look forward to helping you claim back your money, but in the meantime, if you have any questions please call us on

We really look forward to helping you claim back your money, but in the meantime, if you have any questions please call us on Name Reference Number: Address Address Address Post Code Getting your money back starts here Thanks for your interest in claiming back your mis-sold Payment Protection Insurance (PPI) with Forrest Financial.

More information

CLIENT AGREEMENT. Candid Financial Advice Limited 95A High Street Thame Oxfordshire OX9 3EH

CLIENT AGREEMENT. Candid Financial Advice Limited 95A High Street Thame Oxfordshire OX9 3EH Candid Financial Advice Limited 95A High Street Thame Oxfordshire OX9 3EH CLIENT AGREEMENT 1. This document sets out the basis on which we will conduct business with you and on your behalf. It is an important

More information

MUSIC RESOURCES TERMS AND CONDITIONS FOR SCHOOLS ( Conditions )

MUSIC RESOURCES TERMS AND CONDITIONS FOR SCHOOLS ( Conditions ) MUSIC RESOURCES TERMS AND CONDITIONS FOR SCHOOLS ( Conditions ) Please ensure all relevant staff have read and understood these Conditions before signing. Please complete, sign and return the Music Resources

More information

Terms of business agreement - Commercial clients

Terms of business agreement - Commercial clients Terms of business agreement - Commercial clients Please read this document carefully. It sets out the terms on which Finch Insurance Brokers Ltd agree to act for clients and contains details of our responsibilities

More information

Terms of Business Equity Release Mortgages and Protection Planning

Terms of Business Equity Release Mortgages and Protection Planning Terms of Business Equity Release Mortgages and Protection Planning 1. Introduction This document sets out the terms under which our services are to be provided, including a summary of our charges for those

More information

Website Hosting Agreement

Website Hosting Agreement Website Hosting Agreement This Agreement is Between: (1) Tutch Media Limited, a company registered in England whose office is at 121c London Road, Knebworth, Herts, SG3 6EX ( the Host ) and (2) The Client

More information

Terms and Conditions. Our Complaints Procedure Should you have a complaint you can contact us by any of the following methods:

Terms and Conditions. Our Complaints Procedure Should you have a complaint you can contact us by any of the following methods: Terms and Conditions We are Redhawk Legal Limited (Company No: 07240820) of 3rd Floor Grove House, Grove Place, Swansea, SA1 5DF. We provide claims management services in respect of financial products/services

More information

Mortgages, Equity Release and Protection Planning

Mortgages, Equity Release and Protection Planning apr Client Agreement Mortgages, Equity Release and Protection Planning 1. INTRODUCTION This agreement sets out the terms under which our services are to be provided, including details of the specific services

More information

PPI Return and Goldsmith Williams. Complete your claim in 3 easy steps

PPI Return and Goldsmith Williams. Complete your claim in 3 easy steps Your PPI documents a division of goldsmith williams www.ppireturn.co.uk PPI Return and Goldsmith Williams PPI Return is a division of the law firm Goldsmith Williams. We re a leading law firm that specialises

More information

www.yourmoneyclaim.co.uk tel: 01254 822880 Fighting Your Corner

www.yourmoneyclaim.co.uk tel: 01254 822880 Fighting Your Corner www.yourmoneyclaim.co.uk tel: 01254 822880 Fighting Your Corner BILLIONS set aside in compensation for mis-sold PPI & bank accounts Welcome MILLIONS to Your are Money entitled Claim, to compensation The

More information

If you are unclear about the implications of Auto Enrolment you will find our Guide to Auto Enrolment a good starting point.

If you are unclear about the implications of Auto Enrolment you will find our Guide to Auto Enrolment a good starting point. The Pay Check Auto Enrolment Service A service designed for Pay Check clients who are looking for a first class pension solution that is simple to administer, cost effective and guarantees full compliance

More information

Agreement for referring PPI Claims

Agreement for referring PPI Claims Agreement for referring PPI Claims THIS AGREEMENT is made the... day of... 20 between: (1) Credit Agreement Ltd a company incorporated in England and Wales and whose registered office is at Document House

More information

Co-operative Energy, Co-operative House Warwick Technology Park, Warwick CV34 6DA.

Co-operative Energy, Co-operative House Warwick Technology Park, Warwick CV34 6DA. Terms and Conditions May 2014 Co-operative Energy: General Terms and Conditions for Domestic Customers Only Applicable from 1st June 2014. Co-operative Energy Limited is a limited liability company registered

More information

Stocks & Shares ISA Transfer form Cazenove Investment Fund Company - B Class shares

Stocks & Shares ISA Transfer form Cazenove Investment Fund Company - B Class shares Stocks & Shares ISA Transfer form Cazenove Investment Fund Company - B Class shares For your own benefit and protection you should read carefully Cazenove Investment Fund Company s Key Investor Information

More information

Nationwide customer agreement. Customers not receiving advice

Nationwide customer agreement. Customers not receiving advice SELF-Directed Nationwide customer agreement Customers not receiving advice This important document describes the terms and conditions that will apply if you invest on a selfdirected basis without advice.

More information

Who we are and how to contact us

Who we are and how to contact us welove agents.co. uk Who we are and how to contact us WeLoveAgents The Boardwalk, Cambridge Research Park, Cambridge CB25 9PD Phone: 01223 792297 Fax: 01223 792273 Email: info@weloveagents.co.uk The Financial

More information

REF: GRMWEB. What next?

REF: GRMWEB. What next? GRM FFi inanciall Serrviicess LLttd REF: GRMWEB ENDOWMENT POLICY COMPENSATION CLAIM Thank you for recent enquiry regarding your Endowment Policy. You have made an important step in obtaining compensation

More information

to a bank account nominated by the undersigned, where I/We will pay Reclaim Experts the agreed Success Fee.

to a bank account nominated by the undersigned, where I/We will pay Reclaim Experts the agreed Success Fee. Terms of Engagement for Timeshare Contracts I/ We the undersigned understand that; Where Reclaim Experts provide a NO WIN NO FEE Service, NO UPFRONT FEES will be charged WHATSOEVER. No Win No Fee GUARANTEED

More information

Client Agreement. Investment, Protection and Financial Planning

Client Agreement. Investment, Protection and Financial Planning Page 1 of 10 Client Agreement Investment, Protection and Financial Planning 1. INTRODUCTION This agreement sets out the terms under which our services are to be provided, including details of the specific

More information

www.echoromeo.co.uk Web Hosting Contract

www.echoromeo.co.uk Web Hosting Contract www.echoromeo.co.uk Web Hosting Contract 47 Glenmoor Road Ferndown Dorset BH22 8QE Ferndown: +44 (0)845 508 96 21 Aldershot: +44 (0)845 154 98 97 E-Mail: info@echoromeo.co.uk This Agreement is Between:

More information

FINANCIAL PLANNING Nationwide customer agreement

FINANCIAL PLANNING Nationwide customer agreement FINANCIAL PLANNING Nationwide customer agreement Customers receiving advice This important document describes in detail the terms and conditions that will apply to charging for advised services. It explains

More information

Mr and Mrs Sample and future owners or occupants of the Property and Your/their mortgage lender(s).

Mr and Mrs Sample and future owners or occupants of the Property and Your/their mortgage lender(s). Absentee Landlord Indemnity Insurance Policy This Policy is the contract between You and the Insurer and it includes the Schedule and any endorsement, extension, plan or appendix issued with it. We have

More information

Client Agreement Mortgages, Equity Release and Protection Planning

Client Agreement Mortgages, Equity Release and Protection Planning Client Agreement Mortgages, Equity Release and Protection Planning 1. INTRODUCTION This agreement sets out the terms under which our services are to be provided, including details of the specific services

More information

Client Agreement Mortgages and Protection Planning

Client Agreement Mortgages and Protection Planning Client Agreement Mortgages and Protection Planning 1. INTRODUCTION This agreement sets out the terms under which our services are to be provided, including details of the specific services and a summary

More information

first direct credit card terms

first direct credit card terms first direct credit card terms 1 Definitions These are the definitions used in this Agreement: : a transfer to the Account of an amount you owe to another lender (who is not a member of the HSBC Group)

More information

Re: Your PPI Mis-selling Claim

Re: Your PPI Mis-selling Claim CLIENT NAME ADDRESS ADDRESS ADDRESS ADDRESS DATE Re: Your PPI Mis-selling Claim Thank you for asking Refresh My Credit to handle your Payment Protection Insurance (PPI) complaint. We are committed to helping

More information

Clients Copy. Terms and Conditions of Business

Clients Copy. Terms and Conditions of Business Terms and Conditions of Business Our aim at Refresh Debt Services is to help you on your way to financial recovery. We aim to be transparent in all our dealings with you so that you understand every aspect

More information

TEMPLE LITIGATION ADVANTAGE INSURANCE FOR DISBURSEMENTS AND OPPONENT S COSTS Certificate of Insurance

TEMPLE LITIGATION ADVANTAGE INSURANCE FOR DISBURSEMENTS AND OPPONENT S COSTS Certificate of Insurance TEMPLE LITIGATION ADVANTAGE INSURANCE FOR DISBURSEMENTS AND OPPONENT S COSTS Certificate of Insurance In return for the payment of the Premium specified in the Schedule and based on any Information that

More information

AGREEMENT FOR THE PURCHASE OF SERVICES

AGREEMENT FOR THE PURCHASE OF SERVICES DATED ------------ AGREEMENT FOR THE PURCHASE OF SERVICES between KELWAY (UK) LIMITED and [PARTY 2] CONTENTS CLAUSE 1. Interpretation... 1 2. Application of Conditions... 2 3. Supplier's responsibilities...

More information

Hamblin-Martin Financial: Service Charter Mortgage & Insurance

Hamblin-Martin Financial: Service Charter Mortgage & Insurance Hamblin-Martin Financial: Service Charter Mortgage & Insurance OUR SERVICES 2 TERMS OF BUSINESS 3 THE COST OF OUR SERVICES 6 TERMS OF AGREEMENT 9 CUSTOMER CHARTER & OUR CONTACT DETAILS 10 Client Agreement

More information

Mortgages, Equity Release and Protection Planning

Mortgages, Equity Release and Protection Planning Page 1 of 6 Client Agreement Mortgages, Equity Release and Protection Planning 1. INTRODUCTION This agreement sets out the terms under which our services are to be provided, including details of the specific

More information

Resolved Claims Ltd Tel: 01908 303655

Resolved Claims Ltd Tel: 01908 303655 Let s start your PPI claim below. Your Name(s): Home Address: In order to build up a strong case against the lenders we will need as much information as you can possibly provide. Whilst we appreciate that

More information

1 Title. 2 Full Name (Please include names of all policy holders) 3 Address. 4 Phone. 5 Mobile number. 6 Email

1 Title. 2 Full Name (Please include names of all policy holders) 3 Address. 4 Phone. 5 Mobile number. 6 Email 1 Title 2 Full Name (Please include names of all policy holders) 3 Address 4 Phone 5 Mobile number 6 Email 7 Date(s) of birth 1st Applicant 2nd Applicant 8 Have you currently complained to the company

More information

DRAFT Version 1.2 Revision Date: 16/7/10

DRAFT Version 1.2 Revision Date: 16/7/10 LOCAL AUTHORITY SEARCH REPORT INSURANCE POLICY 1. Policy Issuer: Stanley Davis Group Limited trading as York Place Policy Number: SDGLA0001 Definitions In this policy unless the context otherwise requires:

More information

Visa Credit Card Cardmember Agreement

Visa Credit Card Cardmember Agreement Visa Credit Card Cardmember Agreement In this Agreement the words You, Your and Yourself mean each and all of those who apply for the card or who sign this Agreement. Card means the Visa Credit Card and

More information

Standard conditions of purchase

Standard conditions of purchase Standard conditions of purchase 1 OFFER AND ACCEPTANCE 2 PROPERTY, RISK & DELIVERY 3 PRICES & RATES The Supplier shall provide all Goods and Services in accordance with the terms and conditions set out

More information

Terms & Conditions Supply of Business Telecommunications Services

Terms & Conditions Supply of Business Telecommunications Services Bordesley Hall The Holloway Alvechurch Birmingham B48 7QA Terms & Conditions Supply of Business Telecommunications Services These Terms and Conditions contain the following information: 1. Definitions

More information

INTRODUCTION TO LUKER ROWE & TERMS OF BUSINESS FINANCIAL SERVICES

INTRODUCTION TO LUKER ROWE & TERMS OF BUSINESS FINANCIAL SERVICES Luker Rowe Independent Financial Advisers Century House, London Road Amersham, Buckinghamshire, HP7 0TU Tel: 01494 733337; Fax: 01494 733366; Email: admin@lukerrowe.com Welcome to Luker Rowe and our Terms

More information

DOMAIN NAME REGISTRATION

DOMAIN NAME REGISTRATION DOMAIN NAME REGISTRATION Terms and Conditions These conditions explain our responsibilities to you and your responsibilities to us under the Domain Name Registration Services. By purchasing a Domain Name

More information

Client Agreement document

Client Agreement document Client Agreement document for Burton and Fisher Financial Services Introduction This document is aimed at providing you with an overview of Burton and Fisher Financial Services and to introduce you to

More information

TERMS OF BUSINESS FROM ROYAL LONDON INCORPORATING OUR TRADING NAME SCOTTISH PROVIDENT

TERMS OF BUSINESS FROM ROYAL LONDON INCORPORATING OUR TRADING NAME SCOTTISH PROVIDENT For advisors only TERMS OF BUSINESS FROM ROYAL LONDON INCORPORATING OUR TRADING NAME SCOTTISH PROVIDENT Protection DOING BUSINESS TOGETHER 1. Our terms of business set out the conditions upon which we

More information

TERMS AND CONDITIONS

TERMS AND CONDITIONS TERMS AND CONDITIONS 1. Definitions 1.1 "Booking" means the Tennis At The Palace booking form which is completed and signed by the Client and returned to The Capital Event Management LLC in connection

More information

Professional Direct Insurance Ockford Mill Ockford Road Godalming GU7 1RH. Terms and Conditions of Business Agreement. Our Service

Professional Direct Insurance Ockford Mill Ockford Road Godalming GU7 1RH. Terms and Conditions of Business Agreement. Our Service Professional Direct Insurance Ockford Mill Ockford Road Godalming GU7 1RH Terms and Conditions of Business Agreement This document is important and sets out the basis upon which we will carry on our business

More information

Firm Registration Form

Firm Registration Form Firm Registration Form Firm Registration Form This registration form should be completed by firms who are authorised and regulated by the Financial Conduct Authority. All sections of this form are mandatory.

More information

JRI S STANDARD TERMS OF PURCHASE. Business Day: a day (other than a Saturday, Sunday or public holiday) when banks in London are open for business.

JRI S STANDARD TERMS OF PURCHASE. Business Day: a day (other than a Saturday, Sunday or public holiday) when banks in London are open for business. JRI S STANDARD TERMS OF PURCHASE 1. INTERPRETATION 1.1 Definitions. In these Conditions, the following definitions apply: Business Day: a day (other than a Saturday, Sunday or public holiday) when banks

More information

Rothschild Visa Card Terms and Conditions

Rothschild Visa Card Terms and Conditions Rothschild Visa Card Terms and Conditions These Rothschild Visa Card Terms and Conditions (June 2010 edition) are in addition to and supplemental to the Bank s standard Terms and Conditions (October 2007

More information

Youth Justice Board Purchase Order Form General Terms and Conditions

Youth Justice Board Purchase Order Form General Terms and Conditions Youth Justice Board Purchase Order Form General Terms and Conditions 1. Interpretation 1.1 In this Contract:- a) Authority means the Youth Justice Board for England and Wales acting through the authorized

More information

Saffron Building Society Mortgages Savings Investments Insurance Loans. Residential mortgage conditions. www.saffronbs.co.

Saffron Building Society Mortgages Savings Investments Insurance Loans. Residential mortgage conditions. www.saffronbs.co. Saffron Building Society Mortgages Savings Investments Insurance Loans Residential mortgage conditions www.saffronbs.co.uk 0800 072 1100 Saffron Building Society Residential Mortgage Conditions (England

More information

EUROPEAN METAL RECYCLING LIMITED. Terms & Conditions Applying to the Sale of Auto Parts

EUROPEAN METAL RECYCLING LIMITED. Terms & Conditions Applying to the Sale of Auto Parts EUROPEAN METAL RECYCLING LIMITED Terms & Conditions Applying to the Sale of Auto Parts 1. Definitions 1.1 The following terms apply in this document: Conditions : these terms and conditions as amended

More information

CONSUMER LOAN AND SECURITY GENERAL TERMS

CONSUMER LOAN AND SECURITY GENERAL TERMS CONSUMER LOAN AND SECURITY GENERAL TERMS H0000275MD DEALER 05/15 Clause 1: Understanding and interpreting this Agreement We use ordinary words where possible. But sometimes we have to use legal words or

More information

www.startrescue.co.uk 01

www.startrescue.co.uk 01 INTRODUCTION This policy summary provides key information about the Uninsured Loss Recovery Policy, which you should read. For full terms and conditions of the policy please refer to the policy document

More information

TERMS AND CONDITIONS for the Select Retailer Group Prepaid Virtual Card and the Spend Anywhere Prepaid Virtual Card

TERMS AND CONDITIONS for the Select Retailer Group Prepaid Virtual Card and the Spend Anywhere Prepaid Virtual Card TERMS AND CONDITIONS for the Select Retailer Group Prepaid Virtual Card and the Spend Anywhere Prepaid Virtual Card This Agreement applies to Your Virtual card. You must read it carefully. By applying

More information

Explaining Enterprise Finance Guarantee Loan Mis-selling

Explaining Enterprise Finance Guarantee Loan Mis-selling Business Loan Claims Explaining Enterprise Finance Guarantee Loan Mis-selling All Square. All Fair. January 2015 1 Enterprise Finance Guarantee Loans were sold through the main UK high street banks and

More information