SINGAPORE POOLS (PRIVATE) LIMITED 210 MIDDLE ROAD, #01-01 SINGAPORE POOLS BUILDING, SINGAPORE

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1 SINGAPORE POOLS (PRIVATE) LIMITED 210 MIDDLE ROAD, #01-01 SINGAPORE POOLS BUILDING, SINGAPORE GENERAL RULES FOR SPORTS BETTING The following Rules are laid down by Singapore Pools (Private) Limited (the Company ) and apply to all bets placed with the Company on sporting events. 1 Objective In this game, the participant places a wager on any one of the possible outcomes under a selected Bet Type as may be offered by the Company from time to time, in respect of a sporting event. If the outcome selected by the participant corresponds to the Result that is declared by the Company to be the winning selection, the participant will qualify for a prize or prizes as provided for in these Rules. 2 Interpretation 2.1 In these Rules, unless the context otherwise requires: Account means the account opened and operated by an Account Holder for the purpose of placing Bets via the Account Betting System; Account Betting System means the system through which an Account Holder places a Bet with the Company via telephone or any other communication device; Account Betting T&C means the Terms and Conditions Governing Betting Accounts, as may be amended by the Company from time to time; Account Holder means a Participant who has an Account with the Company; "Bet" means a wager made by the Participant in cash (physical or electronic) at an Outlet or through the Account Betting System that his Selection will correspond to the Result; "Bet Event" means the particular Event on which a Bet is offered in relation to a specific Bet Type, as described in each of the Appendices hereto; "Bet Slip" means a slip or other document issued by the Company for Bets placed at an Outlet and used by a Participant to participate in the Game; Bet Suspension means a suspension of acceptance of Bets by the Company for such period of time between the relevant Start of Betting and the relevant Close of Betting as may be declared or determined by the Company; Page 1 of 17

2 "Bet Type" means the type of bet offered by the Company to the Participant in respect of the Bet Event, as described in greater detail in each of the Appendices hereto; "Close of Betting" means the date and time at which the Company ceases to accept any Bets in respect of a particular Bet Event, as may be determined, extended and/or brought forward by the Company; Company means Singapore Pools (Private) Limited and includes its employees, servants, authorized retailers, agents, contractors and representatives, and/or any of the Company s successors and assigns; "Dead Heat" means a situation where two or more competitors or players achieve identical Results for a Bet Event; "Event" means any sporting event relating to the respective sports covered by the Annexes hereto; "Event Number" means the number assigned by the Company to a particular Event to identify that Event for purposes of the Game; "Game" means any sports betting scheme operated by the Company to allow persons to bet on the Result(s) of Event(s) as may be selected by the Company from time to time; "Odds" means the amount set, and varied from time to time, by the Company in its sole and absolute discretion, as the Prize for each dollar of the Bet in the event the Selection by the Participant corresponds with the Result; Outlet means retail outlet and/or branch operated by the Company at which Bets may be placed; "Participant" means a person participating in the Game pursuant to these Rules, and shall include the Account Holder and any person who claims a Prize or a Refund from the Company; "Prize" means the amount payable by the Company to the Participant in the event the Selection by the Participant corresponds with the Result, which, save as expressly provided in the Appendices hereto, shall be the amount determined by multiplying the Stake by the prevailing Odds applicable to that Selection at the time the Bet is placed. For the avoidance of doubt, the Prize shall include the Stake in respect of that Bet; "Refund" means the return by the Company to the Participant of the Stake of a Bet placed by the Participant; "Registered Office" means the registered office of the Company at 210 Middle Road, #01-01 Singapore Pools Building, Singapore ; Page 2 of 17

3 "Result" means the winning outcome under a Bet Type, as described in each of the Appendices hereto, that is declared by the Company to be the winning Selection for that particular Bet Type. The Result is derived from the Score or result of the Event as published in or declared by a media source selected by the Company in its sole and absolute discretion; "Selection" means any one of the possible outcomes under a Bet Type, as described in greater detail in each of the Appendices hereto; "Stake" means the amount of money staked by the Participant in cash (whether physical or electronic) at an Outlet or through the Account Betting System and received and accepted by the Company in respect of the Participant s Bet; "Start of Betting" means the date and time at which the Company begins to accept Bets in respect of a particular Bet Event, as determined by the Company; "Terminal" means a machine that issues and/or validates Tickets at an Outlet; "Ticket" means the document printed and issued by a Terminal to the Participant, containing the particulars set out in Rule 3.9 and acknowledging receipt of the Stake for the Bet placed by the Participant at an Outlet; Ticket for Refund means a Ticket that is presented to the Company for a Refund; Time of Announcement means the date and time at which the Company declares or announces its decision on how to treat Bets placed on or relating to an Event that is called off (including but not limited to abandonment, postponement, suspension and cancellation); and "Winning Ticket" means a Ticket that bears on it a Bet in which the Selection corresponds with the Result. 2.2 In these Rules, unless the context otherwise requires or save as is otherwise expressly provided: (d) the rule headings are for convenient reference only and have no effect in limiting or extending the language of the provisions to which they refer; the singular includes the plural and vice versa; references to a gender include but are not limited to references to any other gender as the context requires; a reference to a Rule is a reference to a rule of these Rules, and references to these Rules shall, unless the context otherwise requires, include references to the Annexes and Appendices; Page 3 of 17

4 (e) (f) (g) references to days, weeks, months or years are to calendar days, weeks, months or years; "in writing" means any communication in any written form or means, including but not limited to , facsimile transmission, letters and memoranda; and where a word or phrase is given a particular meaning, other parts of speech and grammatical forms of that word or phrase have corresponding meanings. 3 Betting 3.1 Subject to these Rules, the Company may in its sole and absolute discretion, but shall not be obliged to, accept a Bet placed by a Participant, from the Start of Betting until the Close of Betting. 3.2 The Company may, at any time, and without offering any explanation : (d) (e) amend, change or update the Selections offered in respect of any Bet Event; declare a Bet Suspension, and no Bets under the Bet Event will be accepted by the Company during the Bet Suspension; decline to accept a particular Bet; accept only part of a Bet placed by a Participant; and/or declare an accepted Bet to be void. 3.3 Participation in the Game through the Account Betting System shall be subject to these Rules as well as to the Account Betting T&C, as may be amended by the Company from time to time. 3.4 The Company may make contemporaneous recordings of any oral instructions received from the Account Holder. Subject to Rule 3.5, such verbal recordings shall be conclusive and binding on the Account Holder, regardless of whether or not the Account Holder was aware that his/her oral instructions were being recorded by the Company. For the avoidance of doubt, the Company s last readback to the Account Holder of the Account Holder s oral instructions shall be taken to be the Account Holder s final oral instructions which shall be deemed to supercede all other previous oral instructions in respect of the bet(s) placed with the Company by the Account Holder. The Account Holder agrees to be bound by any updates or revisions made by the Company to the information or data as recorded in the Company s computer systems in order to accurately reflect the Company s last readback of the Account Holder s oral instructions (whether or not done in response to the Account Holder s notification pursuant to Rule 3.6). Page 4 of 17

5 3.5 In the absence of the abovementioned verbal recordings, or in the event where the verbal recordings were incomplete or ambiguous as regards the instruction(s) given by the Account Holder, the Company shall be entitled to rely on the information or data as recorded in the Company s computer systems of Bets, which records shall be conclusive and binding on the Account Holder (unless otherwise disputed by the Account Holder in accordance with Rule 3.6 and updated/revised by the Company pursuant to Rule 3.4). 3.6 The Company shall make available to the Account Holder, via the Internet and/or any other electronic media, the details of his/her transactions under the Account as recorded in the Company s computer systems ( Transaction Records ). The Account Holder who places Bet(s) with the Company through the Account Betting System shall be responsible for checking the Transaction Records for any errors or omissions therein upon the Transaction Records being made available to the Account Holder on the Internet and/or any other electronic media, regardless of whether or not the Account Holder has any actual access to the Internet or other electronic media. The Account Holder who does not or is unlikely to have access to the Internet and/or other electronic media to check the Transaction Records but regardless, proceeds to place Bets with the Company through the Account Betting System shall bear all risk and responsibilities arising from any errors or omissions in the Transaction Records. The Account Holder is required to notify the Company of any errors in, omissions from or disagreement with the Transaction Records at least 60 minutes before the start time of any Bet Event, failing which the Account Holder shall be deemed to have accepted that the Transaction Records are true and accurate in all material respects, and to be bound by the same. In addition, the Account Holder shall be deemed to have accepted that the Transaction Records are true and accurate in all material aspects, and to be bound by the same, in relation to all bets placed from a time which is less than 60 minutes before the start time of the Bet Event until the Close of Betting. 3.7 To place a Bet at an Outlet, the Participant: shall submit to the Company a duly completed Bet Slip which shall set out, or verbally instruct the Company as to, the Bet Type, the Event, the Event Number, his Selection and the Stake; shall pay the Stake; and will be issued with a Ticket. 3.8 A Bet Slip is not a Ticket. The Company will not accept any Bet Slip as a claim for a Prize or a Refund. 3.9 For Bets placed at an Outlet, the Terminal will print and issue a Ticket, which will be given to the Participant. The Company may, where applicable, describe the applicable Event on the Ticket. The Ticket will set out: the Bet Type; Page 5 of 17

6 (d) (e) (f) (g) (h) (i) the Bet Event; the date of the Bet Event or the Event, where applicable, based on Singapore time; the Selection; the Odds at which the Bet has been placed; the Stake; the Prize; the identification number of the Outlet at which the Bet has been placed; and the identification number and bar code in respect of that Ticket The Participant shall check and verify the accuracy of the particulars printed on the Ticket, when the Ticket is issued to him. In the event the Participant discovers and notifies the Company of any error, discrepancy or inaccuracy, a fresh Ticket shall be issued to the Participant, provided that such notification is made to the Company upon issuance of the Ticket to the Participant. The Company will not be liable or responsible for any error, discrepancy or inaccuracy in any Ticket that is not brought to its attention when the Ticket is issued to the Participant. 4 Stake 4.1 Save as expressly provided in the Annexes or Appendices hereto, the Stake in respect of a Bet placed at an Outlet shall be in multiples of one (1) Singapore dollar, starting from a minimum of five (5) Singapore dollars. 4.2 Save as expressly provided in these Rules and/or the Account Betting T&C, all Stakes paid to the Company in respect of Bets shall not be refundable to the Participants. 4.3 The Stake in respect of a Bet shall include the Goods and Services Tax (GST) payable thereon The Company may from time to time give or award credits, vouchers or coupons to the Participant which the Participant may use in lieu of cash to place Bets and use in payment of Stakes, subject to such terms and conditions as may be applicable to the use of such credits, vouchers and coupons. Page 6 of 17

7 5 Odds and Prizes 5.1 Save as expressly provided in the Annexes or Appendices hereto, the Company shall in its sole and absolute discretion determine the Odds applicable to each relevant Selection at the Start of Betting. The Company may vary the said Odds from time to time until the Close of Betting. 5.2 For the avoidance of doubt, the acceptance of a Bet by the Company at a particular Odds shall not oblige the Company to accept any other Bet upon the same Selection at those Odds. 5.3 Save as expressly provided in the Annexes or Appendices hereto, the Prize in respect of a Bet shall be the amount stated to be such on the Ticket, or the amount as may be computed based on the relevant Bet, Stake and Odds. Any variation in the Odds applicable to a particular Selection that takes place after the issuance of the Ticket, or in the case of a Bet placed through the Account Betting System, after the acceptance of the Bet by the Company, shall not affect the Prize in respect of that Selection. 5.4 At any time where an error in or miscalculation of any Prize is discovered, the Company shall be empowered in its sole and absolute discretion to declare a revised Prize. 6 The Result 6.1 The Company shall announce the respective Results in respect of each Bet Event, as soon as may be reasonably practicable after the conclusion of the particular Bet Event. 6.2 In the event of any disqualification, objection, appeal, official inquiry, application to amend scores or protest of any nature whatsoever in respect of any Bet Event and/or affecting the Score or result thereof, the Company may, in its sole and absolute discretion disregard such protest, treat such protest as invalid, and declare the Result in accordance with the Score or result reached immediately upon the conclusion of the relevant Event, or prior to the making of the disqualification, objection, appeal, official inquiry, application to amend scores or protest, as the case may be. The Result shall not be affected by any subsequent review or modification of the Score or result as a consequence of or in connection with such protest. 7 Claim For Payment of Prize or Refund 7.1 If a Bet was placed through the Account Betting System, any Prize and/or Refund will be paid to the Participant in accordance with the Account Betting T&C. 7.2 If a Bet was placed at an Outlet, the following provisions shall apply: Page 7 of 17

8 7.2.1 A Participant shall make a claim for a Prize or a Refund, by presenting physically in person during normal business hours, a Winning Ticket or a Ticket for Refund to the Company at the Registered Office, or at any of the Outlets where applicable The Company may require a Participant to produce his identity card or other identifying document that the Company may deem acceptable for identification purposes. Where the Prize or Refund being claimed is more than the amount prescribed by the Company, the Company may also require the Participant to present the Winning Ticket or the Ticket for Refund physically during normal business hours at the Registered Office and/or submit to the Company a duly completed claim form obtainable from the Company Notwithstanding anything in these Rules, the Company will not pay any Prize or Refund to any person, unless: a Winning Ticket or a Ticket for Refund, as the case may be, is presented to the Company; and the Winning Ticket or Ticket for Refund presented to the Company complies with all the conditions set out in these Rules Any Prize that is not paid out within one hundred and eighty (180) days from the day on which the Company declares that such Prize is payable, and any Refund that is not paid out within one hundred and eighty (180) days from the date on which the Company declared such Refund, will be forfeited In the event and provided that the Prize or Refund, as the case may be, has not been paid out or forfeited by the Company in accordance with Rule or Rule respectively, and: the Company is notified that a Ticket (which has been identified by the Participant using the identification number of the Ticket or any other information which the Company may require) has been lost or stolen; the Company is notified in writing that a Winning Ticket or Ticket for Refund has been obtained or held by or as a result of any unlawful or illegal means (such notification to contain full details and particulars of the claim); or c) the Company is notified in writing that the Participant is not the rightful owner of such Ticket (such notification to contain full details and particulars of the claim), The Company may in its sole and absolute discretion withhold payment on such Ticket In the event the Participant is, after the Company has paid a Prize or Refund to the Participant, discovered, found or proven to have obtained or to hold a Winning Ticket or Ticket for Refund by or as a result of any unlawful or illegal means, and/or Page 8 of 17

9 the Participant is not entitled to be paid the Prize or Refund, the Company shall be entitled to full restitution from the Participant of all monies received (whether directly or indirectly) by the Participant from the Company Nothing in Rule shall oblige or require the Company to take any action (whether through court proceedings or otherwise) to recover or seek to recover any monies (of which the Company is entitled to restitution) from anyone to whom any payment has been made by the Company In the case where a revised Prize is declared by the Company:- (d) any winning Participant who has not previously been paid a Prize shall upon the declaration of a revised Prize, be paid the revised Prize; where the revised Prize is higher in value than the original Prize, any winning Participant who has been paid the original Prize shall be entitled to claim the difference between the original Prize and the revised Prize ( the Difference) subject to any condition of payment which the Company may impose; if at the expiration of time specified by the Company for the payment of the revised Prize, a winning Participant has not presented himself for collection of the revised Prize or the Difference, or has failed adequately to identify himself to the Company s satisfaction or to accept the Company s condition of payment, the unclaimed revised Prize or Difference (as the case may be) shall be forfeited; if the revised Prize is lesser in value than the original Prize, the Company shall be entitled, if it so wishes, to recover the Difference from the previously paid winning Participant. 8 Requirements for a Valid Winning Ticket or Ticket for Refund 8.1 In respect of Bets placed at an Outlet, all Winning Tickets and Tickets for Refund must satisfy all of the following conditions, in order to qualify for the payment of the Prize or Refund: (d) The Company must have issued the Ticket through a Terminal; The Company's computer systems must contain a record of all of the particulars set out on the Ticket, which record must have been recorded prior to the Close of Betting for the relevant Bet Event; The particulars set out on the Ticket must be identical in every respect with the particulars set out in the record in the Company's computer systems; The Ticket must not be torn, mutilated, defaced or disfigured in any way; Page 9 of 17

10 (e) (f) (g) (h) (i) The Ticket must not be altered or tampered with in any manner; The Ticket must not have been recorded as cancelled in the Company's computer systems; The Ticket must satisfy all of the Company's applicable security checks; The Company must not have previously paid a Prize or a Refund in respect of that Ticket, based on the particulars recorded in the Company's computer systems; and There must have been no breach of any term of these Rules. 8.2 In the event the particulars set out on the Winning Ticket or the Ticket for Refund differ from those set out in the corresponding record in the Company's computer systems, the particulars set out in the record in the Company's computer systems shall be deemed to be definitive and correct for the purpose of paying the Prize or Refund, and shall be binding on the Participant. In such event, the Company reserves the right to forfeit the Prize or Refund to which the Participant would otherwise have been entitled. 8.3 The determination by the Company on the compliance of any Ticket with Rule 8.1 shall be final and conclusive, and shall be binding on the Participant. 8.4 For the avoidance of doubt, this Rule 8 is without prejudice to any other provision in these Rules setting out any requirements to be satisfied before a Prize or Refund is payable. 9 Refund 9.1 Where a Result has been declared by the Company in respect of the relevant Bet Type, no Refunds shall be payable in respect of that Bet Type. Prizes for the winning Selections shall be paid in accordance with these Rules. 9.2 The Company may pay Refunds to the Participants for Bets placed on the Event if, in respect of the relevant Bet Type, no Result has been declared by the Company, and: where the venue is changed after the Start of Betting but before the commencement of the Event; or where an Event is called off (including but not limited to abandonment, postponement, suspension and cancellation) after the Start of Betting, and where, at the Time of Announcement : (i) no replay or resumption of the Event has been scheduled; Page 10 of 17

11 (ii) (iii) a replay or resumption of the Event has been scheduled, and the venue of the Event is changed ; or a replay or resumption of the Event has been scheduled and the date of such replay or resumption does not fall within 36 hours of the originally scheduled time and date of the Event. 9.3 For the avoidance of doubt: the late start of an Event does not constitute postponement of the Event, provided that the start time of that Event falls within 12 hours of the scheduled start time, and the venue is not changed; where an Event has been called off and the Company announces that the replayed or resumed Event shall take the place of the originally scheduled Event, the Company may in its sole and absolute discretion, extend the Close of Betting, or if the Close of Betting has passed, to institute a fresh Start of Betting and Close of Betting. 9.4 If for any reason the start date and/or time of any Event is advanced such that it occurs before the time and/or date determined by the Company in its sole and absolute discretion to be the Close of Betting for that Event, then the Close of Betting shall be deemed to be immediately prior to the start time and/or date of such Event. All bets placed with and accepted by the Company after the deemed Close of Betting for such Event shall be null and void, and Refunds for such Bets placed for such Event will be given by the Company. 9.5 Notwithstanding and without prejudice to any other provision in these Rules, the Company may pay Refunds for any Bets in respect of any Bet Event, including but not limited to Refunds for Bets placed after the Close of Betting, where the Company determines that such Refunds are just and equitable. 9.6 Rule 9.4 shall not apply where the Company determines the Close of Betting to be after the start date and/or time of the Event. In such event, the Participant may continue to place Bets during the Event up till the relevant Close of Betting which shall be at the time and/or date as may be determined by the Company. 9.7 The Company shall pay Refunds for any Bets which have been declared void. 10 Payment of Prize or Refund 10.1 The Company shall pay Prizes and Refunds on such days and in such modes of payment (whether in cash, or by funds transfer, cheque or bank draft or otherwise) as it shall prescribe The payment by the Company to the Participant of any Prize shall constitute a complete and absolute discharge of the Company's liability in respect of that Bet. Page 11 of 17

12 10.3 The payment by the Company to the Participant of any Refund is conditional upon the Company having no further liability to the Participant whatsoever in respect of that Bet In the event of a Dead Heat, the Prize shall be calculated by dividing the Stake placed on the Selection involved in the Dead Heat by the number of competitors or players who achieved the identical Result, and then multiplying the divided amount by the Odds applicable to the Participant s Selection. 11 General 11.1 These Rules constitute the terms and conditions governing the contract between the Company and a Participant Unless expressly provided otherwise, to the extent of any inconsistency between the Account Betting T&C, these Rules and any of the Annexes and Appendices hereto, the following order of priority shall be applied: General ; the provisions of the Appendices; the provisions of the Annexes; (d) the provisions of these Rules; and (e) the provisions of the Account Betting T&C The Company may make available translations of these Rules in other languages. In the event of any inconsistency between the translated versions and the English version, the English version shall be the authoritative version The Company may in its sole and absolute discretion amend these Rules from time to time and in any manner The Company shall not be liable for any loss, damage, costs, charges, fees or expenses of whatsoever nature and howsoever arising, whether direct, indirect, joint, several, actual, contingent or otherwise suffered, incurred or sustained by a Participant arising out of or in connection with the Game for any reason whatsoever, including but not limited to: (d) (e) the conduct of the Game in accordance with these Rules; any inability for any reason to place or cancel a Bet prior to the Close of Betting; the loss or theft, or alleged loss or theft, of a Ticket; any alleged wrongful payment to any person who held and presented a valid Winning Ticket or Ticket for Refund; any reliance upon any omission or inaccurate information or statement (whether published or made available by the Company or otherwise) Page 12 of 17

13 regarding any matter whatsoever, whether relating to any Bet Event, the Company, the Participant, or any other matter whatsoever; (f) (g) (h) the operation or any failure of the Company's computer systems and servers; any change to the Score or result of any Event subsequent to the declaration of such result or the Result; or any failure by that Participant to notify the Company of any error, discrepancy or inaccuracy in a Ticket issued to that Participant, save where such loss, damage, cost, charge, fee or expense is the direct and proximate result of any wilful act or default of the Company The Company shall make reasonable efforts to ensure the accuracy of all information and statements published or made available by it. However, the Company shall not be liable or responsible for any errors or omissions in respect of such information or statements. The Company may at any time, correct errors in such information or statements, including without limitation obvious errors. Bets accepted by the Company based on such errors or omissions may be declared void by the Company in its sole and absolute discretion The Company makes no representation of any kind whatsoever about its computer systems and servers used in the conduct of the Game The Company will not recognise any interest in respect of any Ticket, apart from the absolute right of the holder of a Ticket to the entire interest in respect of that Ticket. In particular and without prejudice to the generality of the foregoing, the Company will not recognise any person's right or obligation to hold any Ticket upon trust for or as an agent on behalf of another person or other persons The Company may in its sole and absolute discretion, but shall not be obliged to, decide or determine all disputes not specifically provided for in these Rules, and any such decision or determination shall be final, conclusive and binding upon all parties concerned. The Company shall be deemed to be an expert for the purposes of making such decision or determination No failure, delay, relaxation or forbearance on the part of the Company to enforce any of these Rules shall operate as a waiver and no single or partial exercise or enforcement of these Rules by the Company shall preclude the Company from any future exercise or enforcement of these Rules. The exercise of the discretion of the Company in a particular manner on one occasion shall not set or be taken as a precedent binding the Company to exercise its discretion in the like or similar manner on another occasion The Company shall make reasonable efforts to prohibit all persons in school uniform or under the age of eighteen (18) years from placing a Bet or claiming a Prize or a Refund at an Outlet. Notwithstanding but without prejudice to the generality of the foregoing, the Company reserves the right to void any transactions with any such Page 13 of 17

14 persons as aforementioned, and the Stakes, or any Prize or Refund to which such persons would otherwise have been entitled, shall be forfeited A Participant represents and warrants to the Company that he will not, by participating in the Game and/or placing Bets under these Rules, be placed in a position of actual, potential or perceived conflict of interest in any manner A Participant, by placing a Bet or presenting a Winning Ticket or making a claim for Refund: agrees to be bound by, and acknowledges the validity and enforceability of, these Rules ; and acknowledges and agrees that the Company's directors, officers, employees, agents, servants, contractors and representatives, and/or any of the Company s successors and assigns may each rely upon and/or enforce, severally and in its own right, Rule 11.4, and the Contracts (Rights of Third Parties) Act 2001 (Act 39 of 2001) shall apply to these Rules and the Annexes/Appendices hereto These Rules shall be governed by, subject to and interpreted in all respects in accordance with the laws of the Republic of Singapore The Courts of the Republic of Singapore shall have non-exclusive jurisdiction over any and all disputes arising out of or in connection with these Rules, including but not limited to disputes as to the validity or interpretation of these Rules These Rules shall be effective as from 5pm, 13 June Issued by Singapore Pools (Private) Limited Dated 13 June 2014 Page 14 of 17

15 ANNEX A FOOTBALL BETTING RULES Unless agreed otherwise by the Company and the Participant at the time of making the Bet, the clauses below shall apply to all Bets on football. Definitions 1. In this Annex, unless the context otherwise requires: (d) (e) (f) (g) (h) (i) "Away Team" means the second mentioned team in any table, posted by the Company for the purposes of betting under these Rules, or such team as may be specifically described by the Company as the "Away Team"; First Half means the first half of Regulation Time of the Match, which shall be 45 minutes or such other time as may be determined by the referee or the relevant governing body for football or the organiser of the Match to be the duration of the first half of playing time for the Match, including stoppage time and/or such other time as may be added by the appointed referee for the Match for playing time that is lost for various reasons, including but not limited to substitutions of players, injuries to players, deliberate wasting of time by players and any other interruptions to play; First Half Score means the Score of a Match as at the end of the First Half; "Full Time Score" means the Score of a Match as at the end of Regulation Time. For the avoidance of doubt, the Full Time Score shall not include any goals scored in extra time or as a result of a penalty shoot-out; Handicap means an advantage or disadvantage, expressed in either fractions or whole numbers, as determined by the Company and conferred upon any team; "Home Team" means the first mentioned team in any table, posted by the Company for the purposes of betting under these Rules, or such team as may be specifically described by the Company as the "Home Team"; Match means football match; Own Goal means a goal scored by a player from one team in favour of the opposing team and is deemed to be a goal scored by the opposing team; "Regulation Time" means 90 minutes or such other time as may be determined by the referee or the relevant governing body for football or the organiser of the Event to be the duration of playing time for a Match, including stoppage time and/or such other time as may be added by the Page 15 of 17

16 appointed referee for the match for playing time that is lost for various reasons, including but not limited to substitutions of players, injuries to players, deliberate wasting of time by players and any other interruptions to play. For the avoidance of doubt, Regulation Time excludes any allocated extra time, sudden death time or time for the execution of penalty shootouts; (j) (k) (l) (m) Second Half means the second half of Regulation Time of a Match, which shall be 45 minutes or such other time as may be determined by the referee or the relevant governing body for football or the organiser of the Match to be the duration of the second half of playing time for the Match, including stoppage time and/or such other time as may be added by the appointed referee for the match for playing time that is lost for various reasons, including but not limited to substitutions of players, injuries to players, deliberate wasting of time by players and any other interruptions to play; Second Half Score means the Score of a Match for only the second half of the Match. For the avoidance of doubt, the Second Half Score shall expressly exclude the First Half and the Full Time Scores; and Score means the score counting Valid Goals, unless otherwise specified in the Appendices for a particular Bet Event. Valid Goal means a goal scored by the Home Team or the Away Team during Regulation Time in the Match, and shall include Own Goal, unless otherwise specified in the Appendices for a particular Bet Event. For the avoidance of doubt, a penalty scored within Regulation Time is a Valid Goal. General 2. Where a football match is abandoned after it has proceeded beyond Regulation Time (including when the match has proceeded to extra time, sudden death time or the execution of penalty shootouts), there shall be no Refunds for the Bets placed for such football match, and the Full Time Score of such football match (notwithstanding that the football match has so proceeded beyond Regulation Time) shall be taken to determine the Result. 3. Any player, official or volunteer registered, employed, deployed or appointed by any entity participating in the competitions in Singapore known as the S-League and the Singapore Cup (and any successor competitions thereof) is not allowed to place any Bet in these competitions or any other competitions which their entity participates in. In addition, any official, staff or volunteer of the Football Association of Singapore who may be in a position to influence the outcome of an Event, whether directly or indirectly, including by way of abetting, aiding, instigating or conspiring with others is not allowed to place any Bets on that Event. A Participant represents and warrants to the Company that this paragraph is not breached by his participation in the Game. Page 16 of 17

17 ANNEX B MOTOR RACING BETTING RULES Unless agreed otherwise by the Company and the Participant at the time of making the Bet, the clauses below shall apply to all Bets on motor racing. Definitions 1. In this Annex, unless the context otherwise requires: (d) Classified describes a driver that has completed 90% or more of the number of laps completed by the winner (rounded down to the nearest whole number of laps); Result means the result at the time of the podium presentation of the race or the result immediately following the end of the qualifying sessions, regardless of any subsequent disqualifications, corrections or amendments; Retirement refers to the dropping out of a race by a driver for whatever reason, other than due to disqualification; Runners in the final race refers to: (i) (ii) (iii) All drivers in place to start the formation lap; All drivers starting from the pit lane; or Where the race is started behind a safety car and there is no formation lap, all drivers in place to start behind the safety car. General 2. If no Result of the relevant Bet Event is available within 12 hours from the end of the relevant Bet Event, all bets on the Bet Event shall be deemed void and the Company shall refund the Stake to the Participant. 3. Save as otherwise provided in the Appendices, all bets placed on a Selection that does not participate in the Event, a Selection that is a non-runner or a Selection that comprises wholly of non-runners will be void and refunded. Page 17 of 17

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