Motor Fleet. Aon Risk Solutions. Description of Cover. Cover. Driving. Limitation of Use. Excess. National. Insured

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1 Aon Risk Solutions National Motor Fleet Insured The University of Greenwich Period of Insurance 1 August 2015 to 1 August 2016 Policy No / Form Reference Insurer BV/ Allianz Insurance plc This is a summary of cover only. If anything is in conflict with the policy document then your policy will prevail. Description of Cover This policy insures motor vehicles owned by you or hired or leased or loaned to you Employees own vehicles are excluded unless otherwise stated Unless specifically agreed by the insurer, the policy covers only UK registered vehicles Cover Legal liability for death of or injury to third parties or damage to third party property Loss of or damage to insured vehicles caused by fire, theft, accidental or malicious means Windscreen/glass breakage or damage suffered by insured vehicles Driving By any person who has your permission provided they hold a valid driving licence or have held and are not disqualified from holding such a licence (other than in circumstances where a licence is not required by law) Limitation of Use Social, domestic and pleasure and in connection with your business or activities N.B. The only business use covered is that related to your business as defined in the policy. Use by authorised drivers for any occupation (including part time occupations) other than in connection with your business is not covered unless special provision is made Excess Each and eve ry loss in respect of: Accidental Damage 250 Fire 250 Theft 250 Windscreen repair 250 Windscreen replacement N/A N.B. Additional excesses usually applied to young and/or inexperienced drivers are waived unless specifically mentioned.

2 Limits of Liability Third Party Death/Bodily Injury Damage to Third Party Property Private Cars All other vehicles Vehicles whilst engaged in the carriage of hazardous goods Legal Defence Costs Corporate Manslaughter Defence Costs Loss of or Damage to Insured Vehicles Uninsured Loss Recovery/Motor Prosecution Defence ( Legal Expenses - any one event or claim Unlimited 20,000,000 5,000,000 1,000,000 Unlimited 5,000,000 any one defence Market value of the vehicle immediately prior to the incident 100,000 Extensions to Third Party Section Towing of disabled mechanically propelled vehicles Exclusions under Third Party Section Other than where it is necessary to meet the requirements of any compulsory motor insurance legislation the policy does not cover: Loss of or damage to the insured vehicles Liability to employees arising out of the course of their employment Liability arising out of the use of vehicles as a tool of trade other than commercial goods carrying vehicles, fork lift trucks or agricultural items Loading and unloading beyond the limits of the carriageway other than by the driver or attendant of the vehicle Gradual pollution or contamination Use of vehicles in the areas of any aerodrome airfield airport or military installation provided for the movement or parking of aircraft or aerial devices Extensions to Own Damage Section Recovery and re-delivery of vehicle New Vehicle Replacement Clause Leased Vehicle Clause (Gap cover for leased vehicles beyond first year of registration as new) Incorrect Fuelling Vehicles damaged beyond 50% of value

3 Exclusions under Own Damage Section General depreciation, wear and tear Loss of use Mechanical, electrical or electronic breakdown or failure Damage to tyres due to punctures, cuts, bursts or application of brakes Diminution in value Loss by deception Loss of or damage to the vehicle following theft where keys were left in or on an unattended vehicle Damage caused by pressure waves, sonic bangs etc Other Policy Sections Motor Contingent Liability Loss or Theft of Keys (replacement of locks, keys etc. following loss or theft of original keys) Unauthorised Movement (third party vehicles) Medical Expenses 500 per person Cross Liabilities (Joint insured s) Unauthorised Use/Driving (vehicles used or driven without your knowledge or consent for purposes not allowed under the policy) Unlicensed Drivers (in circumstances where a licence is not required by law) Indemnity to Principals Rugs, Clothing and Personal Effects 250 per claim Trailers/Attachments (cover for unspecified items whilst attached or detached) Trailer Contingency Cover Occasional Business Use (vehicles not supplied by you whilst being used on your business or activities, e.g. vehicles belonging to or provided by employees) Personal Accident benefits - death / loss of sight or limb 5000 Vehicles in the hands of the motor trade for service or repair Emergency Overnight Accommodation 250 per person Low Claims Rebate Clause Uninsured Loss Recovery and Motor Prosecution Defence

4 Territorial Limits Great Britain Northern Ireland the Isle of Man and the Channel Islands Any member country of the European Union Any other country that has agreed to follow European Union Motor Directives and is approved by the Commission of the European Union (as shown in your Certificate of Motor Insurance). Full policy cover is provided within the EU and Agreement countries without the need for reference to the insurer. Requests for cover in any other countries must be made to your insurer prior to the trip Principal Conditions Declaration and premium adjustment - the policy is adjustable on an annual basis, with premiums for vehicles added or deleted calculated at 50% of annual rates Other insurances indemnity provided under other policies (waived in respect of Occasional Business Use Extension) Reasonable Precautions Claims Cancellation Clause Arbitration Procedure Insurer s Rights of Recovery Motor Insurance Database submission requirement (see section below) Choice of Law The contract is subject to the relevant law of the United Kingdom, the Isle of Man or the Channel Islands. If there is any dispute as to which law applies it shall be English law and the parties agree to the exclusive jurisdiction of the English courts Warranties and expressed Conditions Precedent None

5 Motor Fleet Exposure Information Description Current Vehicle Number Private Cars 1 Minibuses 2 Commercial Vehicles 17 Special Types 7 Agricultural Vehicles 0 Trade Plates 0 Total Number of Vehicles 27

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