Guide to Applying/Reapplying for Financial Aid at USD for Undergraduate Students. USD Office of Financial Aid

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1 Guide to Applying/Reapplying 2014 for Financial Aid at USD for Undergraduate Students USD Office of Financial Aid

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3 Table of Contents The Application Process... 3 Eligibility for Financial Aid... 3 Forms to be Completed... 3 Where to find the FAFSA... 4 Responses from the Federal Processor... 5 Application Deadlines... 5 Additional Deadlines... 6 Financial Aid Notifications... 6 Communication from the Office of Financial Aid through your MySanDiego Portal... 7 Budget and Fee Payment Information... 8 Frequently Asked Questions & Additional Information... 9 Completion of the FAFSA Information Student Information Student Dependency Status For Parent Information & Student Information Completion of the Data Retrieval Process Checklist for the Application Process Student s Responsibility: Navigating My Financial Aid

4 The Application Process The Free Application for Federal Student Aid (FAFSA) for is the required application for most financial aid at USD (please see below, Forms to be Completed, for additional information). Eligibility for Financial Aid You may apply with Free Application for Federal Student Aid (FAFSA) and be considered for financial aid at USD if you are: a United States citizen or eligible non-citizen with a valid Social Security Number, and enrolled at least half-time as a regular student in an eligible degree, certificate, or credential program. NOTE: Certain funds require full-time enrollment. The Federal Pell Grant may be available for less than half-time enrollment. NOTE: Teaching Credential Students are considered 5 th year undergraduate students for federal financial aid. You may NOT be considered for federal financial aid if you: are currently in default on any Title IV loan; owe a refund to any institution for any Title IV grant; are in an overpayment status on any Title IV aid; are classified as a student in an Open Campus program (not admitted to an eligible degree/certificate/credential program); are auditing classes; and/or are enrolling for continuing education units, except if required by the academic program you are in. NOTE: Students who have already earned a BA/BS degree and are admitted to complete a second BA/BS may only qualify for federal and/or non-federal loans. Students who are readmitted to USD to complete additional undergraduate units to qualify for admission to a specific Graduate Program may only be considered for non-federal loans. Forms to be Completed ALL undergraduate students: The Free Application for Federal Student Aid (FAFSA) is required to be considered for any federal, state, or need-based institutional funds, including the Federal Parent Loan for Undergraduate Students (PLUS). Apply via the Web at or via a paper FAFSA if you prefer. For a paper FAFSA, please call the Federal Student Aid programs at FEDAID or download one via Please note that processing of a paper FAFSA takes longer time. If you are only applying for a merit based scholarship through the Office of Admissions, you are not required to file a FAFSA. CONTINUING STUDENTS who entered as freshmen beginning or earlier: If applying for a Bishop Maher Catholic Leadership Scholarship, a separate application is required. Please download the application from or pick one up at the USD One Stop Student Center (UC 126). The priority deadline is April 1 st. 3

5 Undergraduate students applying for a new Cal Grant: A GPA Verification Form, completed by a high school official or by a college Registrar (if currently a college student) must be sent to the California Student Aid Commission by March 2, USD One Stop Student Center (OSSC) has blank copies of this form, or you may print the form directly from Students who qualify to apply for a Cal Grant under the California Dream Act of 2011 must apply on-line at after January 1, 2015 and before March 2, Students who submit the California Dream Act application may also be considered for USD Merit Scholarships. They will not be eligible for Federal Student Aid (FSA) Funds or student employment. ALL applicants should make sure to retain a copy of the form(s) they complete for their records. USD does NOT require the CSS Profile. Where to find the FAFSA You will find the direct link to the FAFSA on the USD OFA website at The FAFSA is available at Paper FAFSAs are available by calling the Federal Student Aid Programs at FEDAID or by downloading a PDF form from studentaid.ed.gov/pdffafsa Apply for your Personal Identification Number (PIN) before starting the FAFSA application process. To apply for a PIN, please access the Federal Student Aid's PIN Web site at NOTE: The Department of Education is in the process of changing how to obtain a PIN. If you complete the FAFSA late in spring, the log-in process may be different. You will be receiving an FSA (Federal Student Aid) Username instead of a PIN. First-time applicants: The fastest way to file the FAFSA is by completing the FAFSA On The Web (FOTW). You (and your parents) will sign electronically when completing the FAFSA using your PIN(s) or by printing out the signature page at the end of the FAFSA and mailing it to the Federal Processor. An FOTW Worksheet is available online at the FAFSA website to help you complete the FAFSA. It is highly recommended that you complete the Worksheet prior to starting the FAFSA entry process; however, DO NOT mail the Worksheet to the Federal Processor; only the FOTW information entered by you online or the paper FAFSA are considered official FAFSA documents. Continuing applicants: Follow the instructions that were ed to you from the Department of Education or log on to Note that you must select the pre-filled option for the FAFSA to transfer your biographical information from the FAFSA. All income and asset information must be updated. You must also enter as USD s school code. Please refer to page 5 for deadline information. 4

6 Responses from the Federal Processor When you complete the on-line FAFSA process correctly, a system generated response will appear which indicates the application was successfully submitted. Within a few days, you will receive an from the Federal Processor that indicates where to log in to view your Student Aid Report (SAR). The SAR shows a summary of your entries on the FAFSA. It is also referred to as Processed Information. Contact the Federal Processor at FEDAID if you do not receive your SAR within three weeks. As a result of the FAFSA need analysis, an index (Expected Family Contribution = EFC) is listed on the SAR (top right corner). This is a valid SAR indicating that a complete application will be sent to USD/the universities you selected. Please check the SAR information for any corrections you may still need to make (for example, do you now have a completed tax return?). If an EFC is NOT on the SAR, the SAR is not valid and it cannot be used to calculate eligibility for financial aid. It is an incomplete application. Follow the instructions on the SAR to make corrections so that it can be processed as a valid application and sent to USD for processing of your Financial Aid Award (this may affect your priority status, so do not delay in correcting information. Make corrections prior to March 2, 2015). A valid SAR must be received by March 2, 2015, to meet the USD priority filing deadline. Application Deadlines To be considered a priority financial aid applicant, you must apply using the FAFSA beginning January 1, 2015 and before the filing deadlines listed below: Student enrollment status: USD Priority Deadline: FAFSA must have a postmark or submission date of no later than: Cal Grant Deadline: FAFSA and the GPA Verification Form must have a postmark or submission date of no later than: Freshmen/Entering and readmitted undergraduate transfer students March 2 March 2 Continuing undergraduate students March 2 March 2 (if this is the first time you apply for a Cal Grant) 5

7 Spring 2016 Applicants: The priority deadlines listed above are for students applying for financial aid for the academic year , including those students who apply for one semester only (e.g., Spring semester 2016). Late Applicants: Students who do not meet the FAFSA application priority filing deadlines listed above OR do not provide all supporting documentation within the indicated time frames, will be considered for remaining funds if funds become available. Students in this situation may appeal to the Director of Financial Aid. Very Late Applicants: All financial aid forms must be received by the OFA at least two months prior to the end of the term (Spring semester 2016 for students attending fall and spring ). If documentation required to complete the financial aid application is received by the OFA late, eligibility for any type of financial aid for that academic term may be limited. Additional Deadlines Submission of Financial Aid Requirements If the USD Office of Financial Aid (OFA) requests any information from you (see below for notification information), the forms and/or information must be submitted to the OFA within three (3) weeks of the date the documents have been requested. Priority status may be lost if requested information is submitted after 3 weeks, which could mean a loss of certain funds. Please note: If incomplete information or information that generates conflict with your FAFSA is received, there will be a need for follow-up. The three week deadline still applies to this part of the process. Financial Aid Notifications Beginning in early March, USD will start sending notifications to financial aid recipients detailing how to view their Financial Aid Information and Award on the MySanDiego Portal. You will receive an notification with instructions for accessing your Financial Aid Information on the MySanDiego Portal. All admitted priority freshman applicants will be awarded by May 1, For detailed information on how to navigate your MySanDiego Portal, please see page 17. Freshmen/undergraduate transfer students who have been admitted by the Office of Undergraduate Admissions will (once the awarding process has started) receive an with instructions for accessing the Financial Aid Award online. This will be sent after the FAFSA is received and between 5-7 business days after the official date of admission. The information will ONLY be sent if a valid FAFSA with USD s school code is available from the Federal Processor. Students selected for verification will also receive s regarding forms that are now require (see page 10 for additional verification information). Continuing students who are priority applicants will receive their notifications in date order as FAFSA reviews are completed. No Award will be produced for a student whose FAFSA has been selected for verification until all the verification material has been received and reviewed (see page 10 for additional verification information). All Awards for students are ESTIMATED and are not confirmed until all additional requested information has been received and reviewed. USD does not prepare Financial Aid Awards for students who have not been admitted. 6

8 Communication from the Office of Financial Aid through your MySanDiego Portal Listed below are the steps you need to complete on your portal after you have received an notification: Your Financial Aid Award Channel: Accept/decline each fund offered within three weeks, EVEN IF you are appealing the Award. By accepting the aid that is offered, you indicate that you have read and understand all terms and conditions of the Award, including the requirements to renew scholarships and grants. Financial Aid Requirements Channel: Complete required forms. Several forms may be listed; for example: Federal Perkins or USD Trust Loan contracts, scholarship renewal information, a Federal Work-Study Authorization form, Federal Direct/PLUS Information and/or forms requesting additional information regarding your application for financial aid. Links on the Requirements Tab will take you to the forms that you must print, complete, and return to USD in order to keep the assistance. All forms must be returned within three weeks of the date of the Award or the request for additional information. For USD to begin the certification process for certain loans, all the steps on studentloans.gov must be completed. Note that in order for loan funds to be available at the start of the fall semester, loans must be accepted on the portal by July 6, Additional Forms: You may receive notifications that specific follow-up forms have been sent to you via US Postal Services. At the same time this might appear on the Requirements Channel. As long as the requirements show a red or a yellow flag on your portal, your Award is only an Estimated Award. It is important to keep your mailing address current with the University in order to receive and complete the forms on time. For continuing USD financial aid applicants, all required forms must be received and reviewed before the first Financial Aid Award is produced. Note that a delay in receiving an Award Notification could be caused by the following: The Social Security number and name used on the FAFSA do not match the information submitted to the Office of Undergraduate Admissions, the USD Registrar and the Social Security Administration. Your Student Aid Report (SAR) did not have an EFC listed (upper right hand corner of the first page) and generated a Reject SAR. A Reject SAR must be cleared by you at the Federal Processor by the priority deadline to keep your priority status. An incorrect school code. USD s school code is Notification to check for updates/changes on your financial aid channel on the portal will be sent to: Prospective students: The address you have on file with the University Continuing Students: Your USD address notifying you to log in to MySanDiego.edu Please note that it is your responsibility to check your from USD OFA. You might need to check your spam-filter and re-set it to let USD s pass through. Remember to check your financial aid status on your MySanDiego Portal frequently; pay attention to the flags. You do not have to wait for reminders. 7

9 Also Note: Students may grant the University permission to release information about their records by completing the Family Federal Rights and Privacy Act (FERPA) Authorization online. Students may log in to the MySanDiego Portal and click on the FERPA channel, located under the Torero Hub tab ( Please complete the Profile and Authorization tabs for each authorized user. More information about this process may also be found by visiting structions.pdf. If you wish to grant others access to your financial aid information (i.e., parents, siblings, spouse, others), you must provide authorization for each individual. Budget and Fee Payment Information Your Cost of Attendance is listed as part of your Award Notification. Current budget information is listed on the website for USD Office of Student Accounts: All billing statements for will be available online. An from Student Financial Services will be sent to your USD account notifying you when a new bill is available. You may make online payments from your USD portal account. Payments may also be made in person at the USD One Stop Student Center (OSSC). Please make sure to meet posted payment deadlines in August 2015 and January Undergraduate Students initial Financial Aid Award will be based on units per semester. Undergraduate unit requirement for full-time and part time enrollment: Full-Time: 12+ units ¾-time: units Half-Time: units Less than half-time: units If you will be enrolled less than full time, please complete the Change of Status (COS) form with the number of units you will be enrolled in each semester. You may access the form at: 8

10 Frequently Asked Questions & Additional Information 1 Q: What will the FAFSA result tell USD? 1 A: The FAFSA result (an index ) is referred to as and EFC (Estimated Family Contribution). Your Cost of attending USD, COA = Cost of Attendance, minus the EFC = estimated Financial Aid Need eligibility. Some funds may only be awarded to students based on a certain need criteria (please see page 20 for example of the calculation). 2 Q: If my parents are divorced, how will I know which parental information to use? 2 A: You should follow the FAFSA instructions: A student must report the income and asset information for the parent with whom the student lived the most during the last 12 months. It is important to follow this requirement on the initial FAFSA to prevent delays in processing. Students have previously lost a significant amount of Financial Aid if they have discovered later in the processing cycle that they reported the incorrect parent information on the initial FAFSA. 3 Q: I know that income information is required on the FAFSA, but what if my tax return or my parents tax returns are not yet complete for 2014? 3 A: You should complete the FAFSA by the priority application deadline based on an estimate of prior year income if there are no major changes. You can update your FAFSA after the federal income tax return has been filed. Parents and students are urged to file their federal income tax forms electronically by the IRS April deadline to be able to receive their Financial Aid Award before the fall semester starts. Filing an extension holds back the processing. Employers are required to send you W-2s by January 31, 2015; use that information. Your gross reportable income from W-2s is usually printed on your last 2014 pay stub; use that information. Use estimated figures to the best of your ability if you and/or your parent(s) are self-employed. THE DEADLINES LISTED ON PAGE 5 WILL BE USED TO DETERMINE IF YOU ARE A PRIORITY FINANCIAL AID APPLICANT. To be considered for USD need-based grants/scholarships and for certain federal funds, you must be a priority applicant. 4 Q: Does USD want a copy of tax returns? 4 A: No. Please use the feature on the FAFSA on the Web that is referred to as IRS Data Retrieval (DRT). It is recommended that all students and parents use this feature. If the IRS DRT is not used, tax information must be provided on an IRS Tax Return Transcript (TRT). Tax Transcripts (a list of tax information) and Tax Returns (1040s) may not be used for verification. Tax Returns must be processed by the IRS to allow for a successful Data Retrieval. Please allow for 2-3 weeks after an electronic tax return has been filed for the DRT to be available. If a paper 1040 was filed, please allow at least 6 weeks for your tax return to be processed. (For additional information, please see page 15 in this Guide). 9

11 Note: Under certain circumstances, USD will need a copy of your and your parents IRS Tax Return Transcripts(s) (for example, from divorced parents who file a joint federal income tax return), Schedules, or actual Tax Return pages even if the DRT was used. 5 Q: What does Verification mean? 5 A: Verification is the process that universities must complete to confirm that the data on the FAFSA is accurate. Through the verification process, USD must verify that a family was able to sustain their living expenses with the income and resources reported. A certain number of applications are randomly selected by the Federal Processor for verification each year. USD must follow up for required verification items, including, but not limited to: verification of family size, completed tax information, and other family information. If you (and your parents) do not elect the IRS Data Retrieval Tool option on the FAFSA on the Web, a copy of your and your parents Federal Tax Return Transcript will be requested. If you are married, USD will also need a signed copy of your spouse s IRS Tax Return Transcript. Please do not submit any information to USD if it has not been requested directly by USD. All forms submitted to USD must be completed and signed by all required persons. Do not submit copies of State Income Tax Returns. 6 Q: Will USD need additional information? 6 A: Additional information might be requested from you by the USD OFA in several steps as follows: 1. An initial request after the FAFSA information has been received by USD from the Federal Processor 2. Follow-up request(s) after the application is reviewed by the staff of the USD Office of Financial Aid if it is determined that there is incomplete or conflicting information received. For example, a form for itemization of income and expenses might have to be completed by families with unusual amounts listed on their federal tax data. 3. Note that the OFA is required by law to request clarification any time documentation is incomplete or generates conflict with other information. If a student calls the USD One Stop Student Center (OSSC) to check the status of his/her application, the student will be informed about the information that is CURRENTLY outstanding based on the most recent review. It is not possible to indicate if additional documentation may be needed at some point in the future. It is your responsibility to check for the Red Flags on your portal. PLEASE READ THE INSTRUCTIONS ON EACH FORM CAREFULLY TO PREVENT THE NEED FOR ADDITIONAL FOLLOW-UP. 7 Q: What if I need to correct something on the FAFSA? 7 A: You should enter the correct information on your FAFSA as soon as possible. If there is no Expected Family Contribution (EFC) listed on the response from the processed FAFSA Student Aid Report (SAR), please follow the instructions on the SAR and correct missing/erroneous information; sign the form (both student and parent for dependent students), and resubmit it immediately to the Federal Processor. If an EFC is listed on the SAR and you need to make a correction when tax returns are completed, use the Data Retrieval feature to complete the tax information. 10

12 Remember that assets must be reported as of the day you complete the initial FAFSA; assets cannot be updated for later changes. If you made an error in reporting assets, write a letter to the USD OFA detailing the error and the correction with any relevant documentation. 8 Q: What if my situation changes after I apply, or after I have received my award? 8 A: Complete the Special Circumstances Appeal Form, available on the Forms section on the Office of Financial Aid website 9 Q: What happens if I change my units or residency? 9 A: Your financial aid award might not post to your student account. (Note: Refer to on page 8 of this Guide of this Guide for Full-Time/Half-Time/Part-Time unit status) Your financial aid might be adjusted because: Financial aid will not credit to your account at Student Accounts unless the units and residency are the same as the units you have enrolled in through the Registrar s Office, and the housing status is the same as at the USD Housing Office. Changes in financial aid may occur because certain types of aid can only be applied toward tuition or toward University charges. Refer to the information on the USD website regarding Status Changes at 10 Q: What if I did not file my FAFSA before the fee payment deadline in August and do not have my Financial Aid Award by the fee payment deadline? 10 A: You will need to arrange to pay your bill at Student Accounts while your application for financial aid is being processed. For example, you may need to select a payment plan. Payment arrangements may be made online through your MySanDiego Portal, Torero Hub Tab, My Student Account Channel. If no FAFSA is on file, or you only have a Student Aid Report (SAR) with no valid calculation, the OFA cannot process an Award for you or provide the Student Accounts Office with any information regarding expected financial aid. You may make arrangements at the One Stop Student Center (University Center 126) for payment of your University Account if you are unable to complete payment arrangements through the MySanDiego portal. 11 Q: Why hasn t my financial aid credited to my student account? 11 A: List of reasons for a student s financial aid not to post to the student s account: The Financial Aid Award was not accepted (each fund has to be accepted). The units at the OFA, Registrar s Office and Student Accounts do not match. Your housing status differs between the Office of Financial Aid, Student Housing, and Student Accounts Office. 11

13 You have not completed all the Financial Aid Requirements assigned to you on the Financial Aid Requirements Channel on the MySanDiego Portal. You have not completed the promissory note(s) and/or Entrance Loan Counseling for your loan(s). 12 Q: Does my Grade Point Average have an impact on my USD funding? 12 A: Yes, absolutely! A student s Grade Point Average (GPA) is one of the factors used in determining eligibility and continued eligibility for USD scholarships and grants. If a student does not meet USD s Satisfactory Academic Progress (SAP) requirements, the OFA will notify you and you may appeal in order to continue to receive financial aid. You must submit the SAP Appeal form, the SAP Academic Plan form, and an appeal letter to the OFA. For continuing USD students: the GPA used for the academic year is the cumulative GPA based on coursework on record in the Registrar s Office through the end of January Intersession, For Freshmen, all Merit Scholarships, awarded by the Office of Admissions, are based on coursework completed through the end of January. However, if after Intersession the minimum required GPA has not been achieved, a freshman s spring semester grades will be considered. 13 Q: May I Appeal? 13 A: Yes. You may submit a written, signed letter (normally, s cannot be accepted as appeals) If you did not meet the minimum GPA requirement to renew your Merit Award, your Award may be reinstated after the semester where you regain the required GPA (please refer to the Terms and Conditions provided with the Merit Award). If you did not meet the minimum GPA requirement to renew your USD Scholarship, you must appeal in writing to the Director of Financial Aid, after spring grades have been posted and before July 15, Explain why you did not meet the requirement and what you intend to do, or have already done, to improve your GPA. If you appeal your Satisfactory Academic Progress (SAP) status, complete the forms that are linked to the SAP information. Filed a FAFSA late? If you, based on extenuating circumstances, submit the FAFSA with USD s school code after the priority filing deadline you may appeal to the Director of the OFA. You should do this as soon as you file your FAFSA. If your appeal is approved, you will be considered for funds that are available at the time of the appeal. 14 Q: What if I receive an Outside/Private Scholarship? 14 A: Please send all information about Outside Scholarships, including Scholarship Checks and tuition assistance from other colleges, to the Office of Financial Aid. The amount of Scholarship you receive will be coordinated with your other financial aid; the total may not exceed your financial aid need eligibility. 12

14 15 Q: May I use Veteran s Benefits to attend USD? 15 A: Yes. You can use Veteran s Benefits, including Yellow Ribbon Scholarship and Post 911 Benefits at USD. To activate your benefits, please contact the VA School Certifying Official at the USD Veterans Affairs Center, University Center 225. Completion of the FAFSA Information Refer to the FAFSA on the Web (FOTW) Worksheet. You are not required to complete the Worksheet before entering the information on the FAFSA on the Web. It is, however, highly recommended that you do so to assist yourself during the process. Use the sections at the bottom of each page (Notes) to remind yourself of questions you need to research or look up before you start entering the information. The instructions as to how to complete each section are listed on the FOTW. Below are a few additional helpful hints. Please note that the format online will look different when you open the FOTW. Student Information Remember to enter your name and Social Security Number exactly as listed on your Social Security Card. Remember to enter the highest level of education your Parent completed as the information might have an impact on your potential state grant eligibility. For Freshmen: Note that if you enter the state to find the name of your high school, select [CONFIRM] to get the list of schools. When you have added the school, select [NEXT] to continue. Student Dependency Status If you answer Yes to any of these questions, the sections for parental information will not be required. Note that you might be asked to provide documentation of your status directly to USD. Note: If you checked off Teaching Credential (non-degree program), in response to the question regarding which degree or certificate you will be pursuing, you are considered undergraduate for the purpose of FAFSA questions, and you might have to complete the FAFSA with parental information. For Parent Information & Student Information A. For Dependent students, read the instructions carefully to determine whose information to use (that is, who is your FAFSA Parent. Referred to on the FAFSA as your legal parents ). Note that the question, As of today, what is the marital status of your legal parents? determines whose information you will be listing in the income and asset section for Parent 1 and Parent 2. Contact the USD Office of Financial Aid if you have any questions regarding this. 13

15 B. The number of family members in your parents /your (if Independent per FAFSA definition) household is not listed on the FOTW Worksheet. The question will appear when you make entries on the Web. Refer to the online help box for detailed directions. C. Enter parents last names and Social Security Numbers exactly as they appear on parents Social Security Cards. If parents have no Social Security Number, enter zeros. D. If you and/or your parents indicate Dislocated Worker status, documentation might be requested by USD. E. If you and/or your parent(s) filed a federal tax return, the FOTW will offer the Data Retrieval option directly from the IRS. Select that option to complete the income questions on FOTW. F. If you and your parent(s) select the IRS Data Retrieval option, please note that the option may not become available until late January or early in February, G. In the section for benefits that might have been received by you and/or your family, please note that the FAFSA asks for Supplemental Security Income; please don t check the box if you are receiving Social Security Income. Documentation of the specific benefits received may be requested by the OFA. H. The listing of Additional Financial Information and Untaxed Income will appear on the same page for entry on the Web. Once you click, for example, American Opportunity and Lifetime Learning tax credit, a box will appear where you need to list the amount. Make sure to look up the amount ahead of time and indicate it under Notes. I. If your answers to the asset questions do not generate access to the asset section of FOTW, please note that USD might request asset information directly from you. J. All assets must be listed as of today when the initial FAFSA is signed. Do not list home value or tax sheltered savings in retirement accounts. All other assets must be listed (for example, savings, CDs, trust funds, rental real estate, partnerships, S-Corps). Reminder note for entry on the Web: USD s Federal School Code is Don t forget to (e-)sign and date the FAFSA. If you provided parental information, at least one of your parents must also sign and date the form. Do not mail or submit the FAFSA until after January 1, If you complete a paper FAFSA, get a Certificate of Mailing from the Post Office to keep with your copy of the FAFSA to document when you mailed the form. REMEMBER TO MAKE A COPY OF THE COMPLETED FAFSA FOR YOUR OWN RECORDS. 14

16 Completion of the Data Retrieval Process You may also want to refer to the tutorial at How do I use the IRS Data Retrieval Tool (DRT)? To use the DRT, log on to the FAFSA website and proceed to the parent and/or student financial section where there will be a box labeled IRS Data Retrieval Tool. Provide the requested information and you will be directed to the IRS s website, where you will authorize the IRS to submit your tax information to FAFSA, by selecting Transfer Now. You will then be directed back to the FAFSA website, where you will need to sign and resubmit your FAFSA with USD s school code (010395). If the FAFSA is not signed and resubmitted (by student AND parent) after the DRT is used, the tax information will not transfer to USD. I used the IRS Data Retrieval Tool, but my Financial Aid Portal still shows it outstanding, why is that? Make sure that you electronically signed and resubmitted the FAFSA after you used the DRT, otherwise the tax information will not transfer to USD. It can take up to a week for the updated FAFSA to be received by USD. Continue to monitor your portal for the update. If you are unable to use the DRT, please order a Tax Return Transcript online by visiting or calling the IRS at How can I order a Tax Return Transcript if I do not want to use the Data Retrieval Tool or am ineligible to use it? If you need to order a Tax Return Transcript (TRT) from the IRS because you are unable to use the DRT, you can order one online by visiting or calling the IRS at You may also be able to obtain a Tax Return Transcript at your local IRS Office. 15

17 Student s Responsibility: Checklist for the Application Process Apply with all of the application forms by the priority filing deadline. USD s Federal School Code is Make sure that a Student Aid Report (SAR) is received within a few weeks from the Federal Processor. If no response contact the Processor at FEDAID. Submit the required Financial Aid Requirements to USD within the specified deadline. Accept the Awards (for Freshmen and New Undergraduate Transfer Students, this happens before submitting the Financial Aid Requirement Forms). All Awards are estimated until all follow-up information has been received, reviewed and processed through the Federal Processor. Follow the status on your MySanDiego Financial Aid Portal regularly and return requested forms and information within required deadlines. Complete all Award Forms. Complete Entrance Loan Counseling (ELC), if needed. Complete Promissory Notes, if needed. Submit the Federal Work-Study Request Form if awarded Federal Work-Study. Arrange for Direct Deposit, if desired. Contact the USD One Stop Student Center if you have any questions after you have received your 1 st bill in July, Remember to update the FAFSA on the Web if you initially filed the FAFSA based on Estimated Income Tax Information. If you wish to grant others access to your financial aid information (i.e., parents, siblings, spouse, others) log on to your MySanDiego Portal and visit ationinstructions.pdf for detailed instructions. Finally: CHECK your portal regularly! 16

18 Navigating My Financial Aid After you have logged in to the MySanDiego portal, hover over the Torero Hub tab and select the My Financial Aid link from the drop-down menu. The screen below should appear. Please be sure you are looking at information for the appropriate academic year. This is the main My Financial Aid screen. There are three main channels of information. The first is the Financial Aid Status channel, which contains links to important information about your financial aid. Below the Financial Aid Status channel is the Financial Aid Requirements channel. The Financial Aid Requirements channel lists any outstanding documents/applications that may be necessary to complete the processing of your financial aid application. Below the Financial Aid Requirements channel is the Financial Aid Award channel. The Financial Aid Award channel displays your Financial Aid Award package for the academic year you selected. The following information will help guide you through the My Financial Aid portion of the portal. 17

19 Financial Aid Status Channel The Financial Aid Status channel contains links to important information about your financial aid. Each of the links is briefly explained below. The cost of attendance will give you a breakdown of the costs from tuition, books, fees, etc. based on your reported number of units and residency. The award will allow you to view your Financial Aid Award and how much aid you will be receiving each term. The messages will allow you to view any messages the Office of Financial Aid has sent you regarding your award, including important alerts. *Please see the following pages to view each screen in more detail.* IMPORTANT: Check the status of your Financial Aid channel frequently. It is important to make sure your financial aid is up-to-date and all forms and applications are turned in on time. If you have any questions, contact the One Stop Student Center. Cost of Attendance By clicking the cost of attendance link from the Financial Aid Status channel, you can view the screen below. This screen includes an estimated cost of attendance based on your reported number of units and residency. If you believe there is a discrepancy, please contact the One Stop Student Center. 0 18

20 Financial Aid Requirements Channel The Financial Aid Requirements channel lists the status of each of the requirements for your financial aid. This includes verification documents and/or loan applications, as well as information regarding scholarships. The status will be indicated by a shadowed check or a green check. Please see the key below for further information. Financial Aid Requirements Status Key Red Flag: Outstanding Requirement This means that something is missing from the information requested or the Office of Financial Aid has not received the requirement. Yellow Triangle: Received Not Yet Reviewed/Pending This means that the Office of Financial Aid has received your document and is processing it. Green Check: Satisfied This means that your requirement has been reviewed and processed. There is no further action required. 19

21 Financial Aid Award Channel By clicking the award link from the Financial Aid Status channel or clicking into the Financial Aid Award channel, you will be sent to the main award screen (see example below). From this screen, you are able to access your Award Overview and Accept Award Offer, which is where you accept or decline each award. Each corresponding tab has been circled below. Financial Aid Award Overview The Award Overview tab allows you to view your Financial Aid Award. The Financial Aid Award is your Award Package offered by the Office of Financial Aid. This screen, as seen below, includes your financial aid need calculation, the housing status you listed on the FAFSA, Cost of Attendance and your Financial Aid Award. Each award is listed by semester and shows the current status. To accept or decline your award, you will need to go to the Accept Award Offer tab. USD Grant 20

22 Accept Award Offer The Accept Award Offer screen, as seen below, allows you to accept or decline each award you have been offered. For any awards that have not been previously accepted or declined, there will be a pull down menu on the right side of the award allowing you to select the appropriate action. To reinstate a previously declined award or loan, please contact the One Stop Student Center. USD Grant Financial Aid Messages By clicking the messages link from the Financial Aid Status channel, you will be directed to the Messages screen, as seen below. It is very important that you check your financial aid messages frequently. Financial Aid Counselors use this screen to communicate important and urgent information to students regarding their financial aid. 21

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