1BUSINESSLOANS.COM 75% WHEN YOU NEED CASH FAST APPROVAL RATES ARE SKYROCKETING MORNING AFTERNOON EVENING

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1 1LOANS.COM MORNING APPROVAL RATES ARE SKYROCKETING AFTERNOON EVENING APPROVED IN PROCESS 25% 75% STARTING RATE 5.49% APR FAST & SIMPLE APPROVAL LinkPublishers.com Millions are sharing

2 1LOANS.COM Time to Get a Loan Sounds dreadful right? Once you get to the point when you realize a nice infusion of capital just might be the answer to sustainable growth for your business, your heart begins to palpitate. Followed very quickly by a precautionary thought. Will I be able to submit my info with ease and get the green light OR will it just be a bloody nightmare - a colossal waste of time if I get a big fat "declined". This is usually the first thought and it's the kind of thought that causes one to pause and even reconsider because the element of "pain" is so strong that its felt on a visceral level. Thousands of small businesses surveyed said their #1 concern is access to capital. Most small business owners with established banking relationships look to their banks for loans only to discover they weren't

3 1LOANS.COM approved. This has caused a massive resistance and low patience threshold for obtaining financing outside of established banking relationships. Most assume if their so called "buddy" at the bank didn't approve them then most likely no one else will either. Meanwhile, business suffers. As Americans, we have been raised that the dream of small business ownership is there for us, whenever we want it. What we weren't told is how to hang on when sales are down and the company needs a strong infusion of capital to stay competitive. It's a very real concern for so many businesses that small lending organizations have popped up everywhere to fill the need. So why does the #1 challenge of gaining access to capital still everpresent. 500 companies and 10,000 loan applications from entrepreneurs across 700 industries were analyzed - see below

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6 1LOANS.COM Let's tackle this ever present #1 challenge - access to capital. The #1 question is "WHO IS lending the maximum amount of money with the lowest qualifying criteria at a reasonable interest rate?" Without causing me to lose my mind in the process. So here is where we need to start. What is important to look for in small business lenders that are outside the mainstream banking arena - we will avoid banks since they are declining TOO many loans and the chance for approval is much lower due to their high qualification criteria. The research suggests 59 percent of small business owners look at the bank, but only 27 percent of them find financing there. And, that s a pretty generous sample. Some sources say the number of small business borrowers who are successful at the local bank is more like 10 percent.

7 1LOANS.COM WHERE TO GO WHEN THE BANK SAYS NO Finding reputable lenders that aren't time wasters and can deliver on their promises is key. One suggestion is to pay close to attention to testimonials and ratings. TOP 3 ATTRIBUTES YOU SHOULD LOOK FOR IN A LENDER GOOD REPUTATION HIGH CONVERSION - # of loans processed ZERO OUT-OF-POCKET FEES

8 1LOANS.COM EVERY RELATIONSHIP HAS 2 SIDES - YOU CAN MAXIMIZE YOUR CHANCE FOR SUCCESS IF YOU UNDERSTAND AND ARE PREPARED FOR THE 5 C'S CHARACTER CREDIT SCORE CAPACITY CAPITAL COLLATERAL

9 1LOANS.COM CHARACTER Hopefully the banker sitting across the desk from you is just as interested in your character as your credit score (many are not). The way they judge your character probably has a lot to do with your score. A good lender is not looking for the perfect borrower knowing that there aren t very many out there. What they are looking for is a good leader or management team, realizing that even someone with a bruise or two who has done everything they can to stay current with their obligations, could turn into a good customer.

10 1LOANS.COM CREDIT SCORE Lenders uniformly suggest that credit score is really a measure of your willingness and commitment to meet your financial obligations. It s pretty cut and dried at most banks, but many alternative lenders understand there are myriad reasons why someone s credit score might be low. And, depending on the reason, will be willing to work with you. When meeting with a lender, you should know your score and be prepared to explain anything negative on your report. Give the lender a reason to look beyond the score and you will succeed.

11 1LOANS.COM CAPACITY This is the monthly or annual revenues question. Just be prepared for it. Get your accounting statements together and any supporting documentation you feel is relevant and bring them to your first meeting even if you are in the interview stage. Your revenue is your capacity to repay your loan so just like your credit score be prepared to discuss the upside of your business and your realistic forecast for future revenues. If you aren't trending up then explain in detail how the loan can change that.

12 1LOANS.COM CAPITAL Most lenders will want to see some cash on hand. It would be best to consider this 30 days in advance of your meeting if possible. Regardless, if you are able to put some money in the bank and get a statement printed, you will be prepared to answer this question. If this "C" worries you, look for a lender that has a reasonably low requirement.

13 1LOANS.COM COLLATERAL Banks and other traditional lenders consider assets like real estate or capital equipment as collateral. Alternative lenders might consider your accounts receivable or monthly credit card receipts as collateral OR better yet, no collateral requirement at all. If you can find a reputable lender that has processed a high quantity of loans successfully and charges no out-of-pocket fees, you are heading in the right direction. The next step is to look at the lender's requirements as they apply to the 5 C's.

14 1LOANS.COM A REPUTABLE LENDER i THINK YOU ARE GOING TO APPRECIATE HOW 1 LOANS TICKS ALL OF THE BOXES. They are a company with a great reputation. They have processed numerous loans successfully with business owners that were at their wits end, and they don't charge any out-of-pocket fees. Their success rate is exponentially higher than banks and traditional lenders. They lend up to 2 million and their qualifying criteria are the lowest in the marketplace. You're probably wondering what that equates to so let's break it down and have a closer look.

15 1LOANS.COM A REPUTABLE LENDER i THINK YOU ARE GOING TO APPRECIATE HOW 1 LOANS TICKS ALL OF THE BOXES.

16 1LOANS.COM A REPUTABLE LENDER Mission Statement 1Businessloans.com is focused and highly dedicated to fund and help all types of businesses who are in need of working capital. We do this through Integrity, professionalism and competitive industry pricing while maintaining a variety of different programs.

17 1LOANS.COM A REPUTABLE LENDER Who We Are 1Businessloans.com is a catalyst for small and medium sized business development. We have the resources to assist many different small businesses at almost every stage of their development. 1BusinessLoans.com serves as a nontraditional lending source for businesses, whose financing needs are not, met using traditional lending institutions.

18 1LOANS.COM A REPUTABLE LENDER What We Do We offer capital to merchants in most sectors, such as: restaurants, retail, automotive, bar/nightclubs, construction, motel/hotel, medical and dentistry, minority businesses, trucking and manufacturing regardless of bad or poor credit. Small business owners can quickly apply online with minimal documents required and only a few basic eligibility criteria needed. In short, we make it simple for you to qualify for a loan, and go to work immediately upon receiving your online application.

19 1LOANS.COM A REPUTABLE LENDER CLICK ON FORM TO GET STARTED OR CALL U.S.: Canada:

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