TERM LIFE ANSWERS Providing answers for life s needs. Term Life Answers. 30 Year Term Life Insurance Policy

Transcription

1 UNITED of OMAHA LIFE INSURANCE COMPANY TERM LIFE ANSWERS Providing answers for life s needs. Term Life Answers 3 Year Term Life Insurance Policy Premium Quote Prepared for: Presented by: Laddering Term Policies Jim Armstrong CLU ChFC Mutual of Omaha Mutual of Omaha Plaza Omaha, NE Underwritten by United of Omaha Life Insurance Company, Mutual of Omaha Plaza, Omaha, Nebraska /4/213 Policy Form Number 764L-23 Page: 1 of 3

2 UNITED of OMAHA LIFE INSURANCE COMPANY Term Life Answers year Premium Guarantee Premium Quote Insured: Laddering Term Policies Death : $ Age : 35 / Male / Standard Plus n-tobacco for 3 years State of Issue: NE Premium Premium Includes Annual Premium Base Policy Only (includes annual Policy Fee) $ 1, Waiver of Premium Waiver of Premium for Unemployment Rider Cost Total Initial Annual Premium $ 2,29.39 Total Initial Monthly Premium $ te: There is an additional cost for premium payments made more frequently than once a year. These additional costs are shown on the data pages of the policy Term Life Answers 3 Individual term life insurance policy with level, guaranteed premium payments for the first 3 policy years. After the initial 3 year period, the policy may be renewed for additional one-year periods on each policy anniversary, without evidence of insurability, as long as the age of the Insured does not exceed 94 at the time of renewal. Premiums for the one-year renewal periods are guaranteed and will increase annually based upon the Insured s then current attained age. This policy expires on the policy anniversary date following the date the insured attains the age of 95. This is a premium quote for a Term Life Answers 3 life insurance policy and is not a contract. Please refer to the policy for a complete description of policy and rider terms, conditions and benefits. Term Life Answers 3 may be converted at any time to a new policy on the life of the Insured on or before policy year 2. THIS PRODUCT IS NOT INSURED BY THE FDIC OR ANY OTHER GOVERNMENT AGENCY, IS NOT A DEPOSIT OR OTHER OBLIGATION OF ANY BANK, AND IS NOT GUARANTEED BY ANY BANK. Underwritten by United of Omaha Life Insurance Company, Mutual of Omaha Plaza, Omaha, Nebraska Presented by: United of Omaha Life Insurance Company - Jim Armstrong CLU ChFC Date: 12/4/213 Version: V6.6 Policy Form: 764L-23 Page: 2 of 3

3 UNITED of OMAHA LIFE INSURANCE COMPANY Term Life Answers year Premium Guarantee Premium Quote Insured: Laddering Term Policies Death : $ Age : 35 / Male / Standard Plus n-tobacco for 3 years State of Issue: NE Waiver of Premium Rider Waiver of Unemployment Rider RIDERS The Waiver of Premium Rider provides that if the Insured becomes disabled for more than six months or more, due to a sickness or injury as defined in the rider, and is unable to perform for pay or profit any activity for which they are qualified by training, education or experience, we will waive the premium for the base policy and all riders after the six month period for as long as the disability continues. The premium shown for this Rider may change in subsequent years. This Rider will end on the earliest of the following: 1) the expiration date for this Rider shown on the policy data pages; 2) the date the policy ends; or 3) the date the Rider is cancelled pursuant to your written request. Termination of this rider will not affect any waiver of premium claim that begins while the Rider is in force. The Waiver of Unemployment Rider provides one six-month benefit period during which premiums will be waived for the base policy and all riders if the insured becomes unemployed. The base plan must be in force for 24 months before unemployment begins. To qualify, the insured must receive state or federal unemployment benefits for four consecutive weeks and provide proof of receiving such benefits within 9 days after the end of this four-week period. When we receive this proof, we will waive premiums for six months. There is no premium for this benefit. Premiums waived may result in tax consequences to the policy owner. Underwritten by United of Omaha Life Insurance Company, Mutual of Omaha Plaza, Omaha, Nebraska Presented by: United of Omaha Life Insurance Company - Jim Armstrong CLU ChFC Date: 12/4/213 Version: V6.6 Policy Form: 764L-23 Page: 3 of 3

4 Life Insurance Illustration Initial Death $ Name: Laddering Term Policies Male Age : 35-QN Date: 12/4/213 Initial Payment $ n-guaranteed Interest Rate.% Tax Bracket 35% Year Age Net Annual Outlay Cumulative Net Outlay Annual Cash Value Incr / Decr Net Surrender Value Net Death , , , , ,837 1, , , , , , ,674 21, , , , , , ,512 32, , , , , , ,349 43, , , , , , ,186 54,186 V6.13. C This is a supplemental illustration. It must be accompanied by a Priority Term 3 Life Insurance Life Insurance Illustration from UNITED OF OMAHA LIFE INSURANCE COMPANY which contains guaranteed elements and other important information. The benefits and values shown are not guaranteed and the assumptions on which they are based are subject to change by UNITED OF OMAHA LIFE INSURANCE COMPANY. Actual results may be more or less favorable. Presented by: Jim Armstrong CLU ChFC Case Name: Sales & Marketing Concepts #23 Page 2.1 of 2.3

5 Life Insurance Illustration Initial Death $ Name: Laddering Term Policies Male Age : 35-QN Date: 12/4/213 Initial Payment $ n-guaranteed Interest Rate.% Tax Bracket 35% Year Age Net Annual Outlay Cumulative Net Outlay Annual Cash Value Incr / Decr Net Surrender Value Net Death , 56, , 58, , 6, , 62, , 64, ,187 64, , , , , ,9 241, , , , , , , ,52 478, , , , , ,683 81, , , , , ,684 1,82, ,961 1,245, ,931 1,424, ,688 1,62, ,758 1,834,28 8 1,834,28 1,834, ,714 2,67, ,81 2,324, ,313 2,65, ,289 2,914, ,462 3,254, ,254,68 3,254,68 V6.13. C This is a supplemental illustration. It must be accompanied by a Priority Term 3 Life Insurance Life Insurance Illustration from UNITED OF OMAHA LIFE INSURANCE COMPANY which contains guaranteed elements and other important information. The benefits and values shown are not guaranteed and the assumptions on which they are based are subject to change by UNITED OF OMAHA LIFE INSURANCE COMPANY. Actual results may be more or less favorable. Presented by: Jim Armstrong CLU ChFC Case Name: Sales & Marketing Concepts #23 Page 2.2 of 2.3

6 Life Insurance Illustration Initial Death $ Name: Laddering Term Policies Male Age : 35-QN Date: 12/4/213 Initial Payment $ n-guaranteed Interest Rate.% Tax Bracket 35% Year Age Net Annual Outlay Cumulative Net Outlay Annual Cash Value Incr / Decr Net Surrender Value Net Death ,139 3,625, ,913 4,29, ,285 4,466, ,11 4,937, ,866 5,443,38 9 5,443,38 5,443, ,54 5,985, ,51 6,565, ,666 7,188, ,627 7,861, ,656 8,6, ,6,893 8,6,893 V6.13. C This is a supplemental illustration. It must be accompanied by a Priority Term 3 Life Insurance Life Insurance Illustration from UNITED OF OMAHA LIFE INSURANCE COMPANY which contains guaranteed elements and other important information. The benefits and values shown are not guaranteed and the assumptions on which they are based are subject to change by UNITED OF OMAHA LIFE INSURANCE COMPANY. Actual results may be more or less favorable. Presented by: Jim Armstrong CLU ChFC Case Name: Sales & Marketing Concepts #23 Page 2.3 of 2.3

7 Company: Product: Case: Mutual of Omaha - United of Omaha-A Term Life Answers v6.6 Sales & Marketing Concepts Client Input Summary December 4, , Client #24 Insured Client Name Laddering Term Policies Sex Male Age Last Birthday 35 Risk Class Standard Plus n-tobacco Table Rating ne Flat Extra Substandard Amount State Code NE Policy Options Premium Mode BSP Term Plan Term Life Answers 3-3 Yr Guarantee Solve For Premium Face Amount Premium Amount Print Term Comparison Print Term Ledger Years to Print Riders Riders Yes Waiver of Premium Yes Accidental Death Accidental DB Amount Child Rider Units Year/@Age to Terminate Child Rider Other Ins. Rider Other Insured Rider Home Office For Home Office Use Only Agent Info Producer Name Jim Armstrong CLU ChFC Producer Office Mutual of Omaha Producer Address Mutual of Omaha Plaza Producer City Omaha Producer State Nebraska Producer Zip Code Producer Phone Page 1 of 2

8 Company: Product: Case: Mutual of Omaha - United of Omaha-A Term Life Answers v6.6 Sales & Marketing Concepts Client Input Summary December 4, , Client #24 Ledger Tax Bracket 1 to Page 2 of 2

10 UNITED of OMAHA LIFE INSURANCE COMPANY Term Life Answers year Premium Guarantee Premium Quote Insured: Laddering Term Policies Death : $3, Age : 35 / Male / Standard Plus n-tobacco for 3 years State of Issue: NE Premium Premium Includes Annual Premium Base Policy Only (includes annual Policy Fee) $ Waiver of Premium 42. Accelerated Death Rider Waiver of Premium for Unemployment Rider Cost Cost Total Initial Annual Premium $ 68.5 Total Initial Monthly Premium $ te: There is an additional cost for premium payments made more frequently than once a year. These additional costs are shown on the data pages of the policy Term Life Answers 3 Individual term life insurance policy with level, guaranteed premium payments for the first 3 policy years. After the initial 3 year period, the policy may be renewed for additional one-year periods on each policy anniversary, without evidence of insurability, as long as the age of the Insured does not exceed 94 at the time of renewal. Premiums for the one-year renewal periods are guaranteed and will increase annually based upon the Insured s then current attained age. This policy expires on the policy anniversary date following the date the insured attains the age of 95. This is a premium quote for a Term Life Answers 3 life insurance policy and is not a contract. Please refer to the policy for a complete description of policy and rider terms, conditions and benefits. Term Life Answers 3 may be converted at any time to a new policy on the life of the Insured on or before policy year 2. THIS PRODUCT IS NOT INSURED BY THE FDIC OR ANY OTHER GOVERNMENT AGENCY, IS NOT A DEPOSIT OR OTHER OBLIGATION OF ANY BANK, AND IS NOT GUARANTEED BY ANY BANK. Underwritten by United of Omaha Life Insurance Company, Mutual of Omaha Plaza, Omaha, Nebraska Presented by: United of Omaha Life Insurance Company - Jim Armstrong CLU ChFC Date: 12/4/213 Version: V6.6 Policy Form: 764L-23 Page: 2 of 3

11 UNITED of OMAHA LIFE INSURANCE COMPANY Term Life Answers year Premium Guarantee Premium Quote Insured: Laddering Term Policies Death : $3, Age : 35 / Male / Standard Plus n-tobacco for 3 years State of Issue: NE Waiver of Premium Rider Accelerated Death Rider Waiver of Unemployment Rider RIDERS The Waiver of Premium Rider provides that if the Insured becomes disabled for more than six months or more, due to a sickness or injury as defined in the rider, and is unable to perform for pay or profit any activity for which they are qualified by training, education or experience, we will waive the premium for the base policy and all riders after the six month period for as long as the disability continues. The premium shown for this Rider may change in subsequent years. This Rider will end on the earliest of the following: 1) the expiration date for this Rider shown on the policy data pages; 2) the date the policy ends; or 3) the date the Rider is cancelled pursuant to your written request. Termination of this rider will not affect any waiver of premium claim that begins while the Rider is in force. This Rider allows the owner to make a one-time election to receive the Accelerated if the Insured is diagnosed as having a Terminal Illness that, with a reasonable degree of certainty, will result in the Insured s death within 12 months or less from the date a physician signs the statement of proof of terminal illness. The Waiver of Unemployment Rider provides one six-month benefit period during which premiums will be waived for the base policy and all riders if the insured becomes unemployed. The base plan must be in force for 24 months before unemployment begins. To qualify, the insured must receive state or federal unemployment benefits for four consecutive weeks and provide proof of receiving such benefits within 9 days after the end of this four-week period. When we receive this proof, we will waive premiums for six months. There is no premium for this benefit. Premiums waived may result in tax consequences to the policy owner. Underwritten by United of Omaha Life Insurance Company, Mutual of Omaha Plaza, Omaha, Nebraska Presented by: United of Omaha Life Insurance Company - Jim Armstrong CLU ChFC Date: 12/4/213 Version: V6.6 Policy Form: 764L-23 Page: 3 of 3

12 Life Insurance Illustration Initial Death $3, Name: Laddering Term Policies Male Age : 35-QN Date: 12/4/213 Initial Payment $65 n-guaranteed Interest Rate.% Tax Bracket 35% Year Age Net Annual Outlay Cumulative Net Outlay Annual Cash Value Incr / Decr Net Surrender Value Net Death , ,3 3, ,95 3, ,6 3, ,25 3, 4 3,25 3,25 3, ,9 3, ,549 3, ,199 3, ,849 3, ,499 3, 45 6,499 6,499 3, ,149 3, ,799 3, ,449 3, ,99 3, ,749 3, 5 9,749 9,749 3, ,399 3, ,49 3, ,699 3, ,348 3, ,998 3, 55 12,998 12,998 3, ,648 3, ,298 3, ,948 3, ,598 3, ,248 3, 6 16,248 16,248 3, V6.13. C This is a supplemental illustration. It must be accompanied by a Priority Term 3 Life Insurance Life Insurance Illustration from UNITED OF OMAHA LIFE INSURANCE COMPANY which contains guaranteed elements and other important information. The benefits and values shown are not guaranteed and the assumptions on which they are based are subject to change by UNITED OF OMAHA LIFE INSURANCE COMPANY. Actual results may be more or less favorable. Presented by: Jim Armstrong CLU ChFC Case Name: Sales & Marketing Concepts #25 Page 2.1 of 2.3

13 Life Insurance Illustration Initial Death $3, Name: Laddering Term Policies Male Age : 35-QN Date: 12/4/213 Initial Payment $65 n-guaranteed Interest Rate.% Tax Bracket 35% Year Age Net Annual Outlay Cumulative Net Outlay Annual Cash Value Incr / Decr Net Surrender Value Net Death ,853 3, ,458 3, ,63 3, ,668 3, ,273 3, 65 19,273 19,273 3, ,325 33,598 3, ,843 49,441 3, ,471 66,912 3, ,239 86,151 3, ,2 17,352 3, 7 17,352 17,352 3, ,418 13,769 3, , ,718 3, , ,589 3, , ,766 3, , ,576 3, , ,576 3, , ,27 3, , ,65 3, ,82 385,147 3, ,58 437,727 3, , ,158 3, 8 495, ,158 3, , ,947 3, , ,739 3, ,566 72,35 3, ,76 785,381 3, , ,557 3, , ,557 3, V6.13. C This is a supplemental illustration. It must be accompanied by a Priority Term 3 Life Insurance Life Insurance Illustration from UNITED OF OMAHA LIFE INSURANCE COMPANY which contains guaranteed elements and other important information. The benefits and values shown are not guaranteed and the assumptions on which they are based are subject to change by UNITED OF OMAHA LIFE INSURANCE COMPANY. Actual results may be more or less favorable. Presented by: Jim Armstrong CLU ChFC Case Name: Sales & Marketing Concepts #25 Page 2.2 of 2.3

14 Life Insurance Illustration Initial Death $3, Name: Laddering Term Policies Male Age : 35-QN Date: 12/4/213 Initial Payment $65 n-guaranteed Interest Rate.% Tax Bracket 35% Year Age Net Annual Outlay Cumulative Net Outlay Annual Cash Value Incr / Decr Net Surrender Value Net Death , ,236 3, ,477 1,84,713 3, ,436 1,22,149 3, ,516 1,328,664 3, ,846 1,464,51 3, 9 1,464,51 1,464,51 3, ,56 1,61,71 3, ,884 1,765,954 3, ,2 1,933,155 3, ,612 2,113,767 3, ,66 2,312,372 3, 95 2,312,372 2,312,372 3, V6.13. C This is a supplemental illustration. It must be accompanied by a Priority Term 3 Life Insurance Life Insurance Illustration from UNITED OF OMAHA LIFE INSURANCE COMPANY which contains guaranteed elements and other important information. The benefits and values shown are not guaranteed and the assumptions on which they are based are subject to change by UNITED OF OMAHA LIFE INSURANCE COMPANY. Actual results may be more or less favorable. Presented by: Jim Armstrong CLU ChFC Case Name: Sales & Marketing Concepts #25 Page 2.3 of 2.3

15 Company: Product: Case: Mutual of Omaha - United of Omaha-A Term Life Answers v6.6 Sales & Marketing Concepts Client Input Summary December 4, , Client #26 Insured Client Name Laddering Term Policies Sex Male Age Last Birthday 35 Risk Class Standard Plus n-tobacco Table Rating ne Flat Extra Substandard Amount State Code NE Policy Options Premium Mode BSP Term Plan Term Life Answers 3-3 Yr Guarantee Solve For Premium Face Amount 3 Premium Amount Print Term Comparison Print Term Ledger Years to Print Riders Riders Yes Waiver of Premium Yes Accidental Death Accidental DB Amount Child Rider Units Year/@Age to Terminate Child Rider Other Ins. Rider Other Insured Rider Home Office For Home Office Use Only Agent Info Producer Name Jim Armstrong CLU ChFC Producer Office Mutual of Omaha Producer Address Mutual of Omaha Plaza Producer City Omaha Producer State Nebraska Producer Zip Code Producer Phone Page 1 of 2

18 UNITED of OMAHA LIFE INSURANCE COMPANY Term Life Answers year Premium Guarantee Premium Quote Insured: Laddering Term Policies Death : $ Age : 35 / Male / Standard Plus n-tobacco for 2 years State of Issue: NE Premium Premium Includes Annual Premium Base Policy Only (includes annual Policy Fee) $ Waiver of Premium Waiver of Premium for Unemployment Rider Cost Total Initial Annual Premium $ Total Initial Monthly Premium $ 85.6 te: There is an additional cost for premium payments made more frequently than once a year. These additional costs are shown on the data pages of the policy Term Life Answers 2 Individual term life insurance policy with level, guaranteed premium payments for the first 2 policy years. After the initial 2 year period, the policy may be renewed for additional one-year periods on each policy anniversary, without evidence of insurability, as long as the age of the Insured does not exceed 94 at the time of renewal. Premiums for the one-year renewal periods are guaranteed and will increase annually based upon the Insured s then current attained age. This policy expires on the policy anniversary date following the date the insured attains the age of 95. This is a premium quote for a Term Life Answers 2 life insurance policy and is not a contract. Please refer to the policy for a complete description of policy and rider terms, conditions and benefits. Term Life Answers 2 may be converted at any time to a new policy on the life of the Insured as long as the Insured has not then attained age 75. THIS PRODUCT IS NOT INSURED BY THE FDIC OR ANY OTHER GOVERNMENT AGENCY, IS NOT A DEPOSIT OR OTHER OBLIGATION OF ANY BANK, AND IS NOT GUARANTEED BY ANY BANK. Underwritten by United of Omaha Life Insurance Company, Mutual of Omaha Plaza, Omaha, Nebraska Presented by: United of Omaha Life Insurance Company - Jim Armstrong CLU ChFC Date: 12/4/213 Version: V6.6 Policy Form: 6182L-696 Page: 2 of 3

19 UNITED of OMAHA LIFE INSURANCE COMPANY Term Life Answers year Premium Guarantee Premium Quote Insured: Laddering Term Policies Death : $ Age : 35 / Male / Standard Plus n-tobacco for 2 years State of Issue: NE Waiver of Premium Rider Waiver of Unemployment Rider RIDERS The Waiver of Premium Rider provides that if the Insured becomes disabled for more than six months or more, due to a sickness or injury as defined in the rider, and is unable to perform for pay or profit any activity for which they are qualified by training, education or experience, we will waive the premium for the base policy and all riders after the six month period for as long as the disability continues. The premium shown for this Rider may change in subsequent years. This Rider will end on the earliest of the following: 1) the expiration date for this Rider shown on the policy data pages; 2) the date the policy ends; or 3) the date the Rider is cancelled pursuant to your written request. Termination of this rider will not affect any waiver of premium claim that begins while the Rider is in force. The Waiver of Unemployment Rider provides one six-month benefit period during which premiums will be waived for the base policy and all riders if the insured becomes unemployed. The base plan must be in force for 24 months before unemployment begins. To qualify, the insured must receive state or federal unemployment benefits for four consecutive weeks and provide proof of receiving such benefits within 9 days after the end of this four-week period. When we receive this proof, we will waive premiums for six months. There is no premium for this benefit. Premiums waived may result in tax consequences to the policy owner. Underwritten by United of Omaha Life Insurance Company, Mutual of Omaha Plaza, Omaha, Nebraska Presented by: United of Omaha Life Insurance Company - Jim Armstrong CLU ChFC Date: 12/4/213 Version: V6.6 Policy Form: 6182L-696 Page: 3 of 3

20 Life Insurance Illustration Initial Death $ Name: Laddering Term Policies Male Age : 35-QN Date: 12/4/213 Initial Payment $1,27 n-guaranteed Interest Rate.% Tax Bracket 35% Year Age Net Annual Outlay Cumulative Net Outlay Annual Cash Value Incr / Decr Net Surrender Value Net Death ,27 1, ,27 2, ,27 3, ,27 4, ,27 5, ,136 5, ,27 6, ,27 7, ,27 8, ,27 9, ,27 1, ,272 1, ,27 11, ,27 12, ,27 13, ,27 14, ,27 15, ,48 15, ,27 16, ,27 17, ,27 18, ,27 19, ,27 2, ,544 2, ,1 28, ,912 37, ,767 47, ,728 58, ,82 69, ,852 69,852 V6.13. C This is a supplemental illustration. It must be accompanied by a Priority Term 2 Life Insurance Life Insurance Illustration from UNITED OF OMAHA LIFE INSURANCE COMPANY which contains guaranteed elements and other important information. The benefits and values shown are not guaranteed and the assumptions on which they are based are subject to change by UNITED OF OMAHA LIFE INSURANCE COMPANY. Actual results may be more or less favorable. Presented by: Jim Armstrong CLU ChFC Case Name: Sales & Marketing Concepts #24 Page 2.1 of 2.3

21 Life Insurance Illustration Initial Death $ Name: Laddering Term Policies Male Age : 35-QN Date: 12/4/213 Initial Payment $1,27 n-guaranteed Interest Rate.% Tax Bracket 35% Year Age Net Annual Outlay Cumulative Net Outlay Annual Cash Value Incr / Decr Net Surrender Value Net Death ,867 82, ,194 96, , , ,46 13, , , , , ,494 17, , , ,217 22, ,88 249, ,84 281, , , , , , , , , , , ,782 51, ,277 51, ,624 56, , , , , , , , , , , , , ,351 1,61, ,531 1,175, ,821 1,3, ,993 1,437, ,437,184 1,437,184 V6.13. C This is a supplemental illustration. It must be accompanied by a Priority Term 2 Life Insurance Life Insurance Illustration from UNITED OF OMAHA LIFE INSURANCE COMPANY which contains guaranteed elements and other important information. The benefits and values shown are not guaranteed and the assumptions on which they are based are subject to change by UNITED OF OMAHA LIFE INSURANCE COMPANY. Actual results may be more or less favorable. Presented by: Jim Armstrong CLU ChFC Case Name: Sales & Marketing Concepts #24 Page 2.2 of 2.3

22 Life Insurance Illustration Initial Death $ Name: Laddering Term Policies Male Age : 35-QN Date: 12/4/213 Initial Payment $1,27 n-guaranteed Interest Rate.% Tax Bracket 35% Year Age Net Annual Outlay Cumulative Net Outlay Annual Cash Value Incr / Decr Net Surrender Value Net Death ,735 1,593, ,153 1,772, ,64 1,973, ,41 2,194, ,84 2,436,26 9 2,436,26 2,436, ,498 2,7, ,71 2,989, ,515 3,34, ,132 3,652, ,658 4,4, ,4,764 4,4,764 V6.13. C This is a supplemental illustration. It must be accompanied by a Priority Term 2 Life Insurance Life Insurance Illustration from UNITED OF OMAHA LIFE INSURANCE COMPANY which contains guaranteed elements and other important information. The benefits and values shown are not guaranteed and the assumptions on which they are based are subject to change by UNITED OF OMAHA LIFE INSURANCE COMPANY. Actual results may be more or less favorable. Presented by: Jim Armstrong CLU ChFC Case Name: Sales & Marketing Concepts #24 Page 2.3 of 2.3

23 Company: Product: Case: Mutual of Omaha - United of Omaha-A Term Life Answers v6.6 Sales & Marketing Concepts Client Input Summary December 4, , Client #25 Insured Client Name Laddering Term Policies Sex Male Age Last Birthday 35 Risk Class Standard Plus n-tobacco Table Rating ne Flat Extra Substandard Amount State Code NE Policy Options Premium Mode BSP Term Plan Term Life Answers 2-2 Yr Guarantee Solve For Premium Face Amount Premium Amount Print Term Comparison Print Term Ledger Years to Print Riders Riders Yes Waiver of Premium Yes Accidental Death Accidental DB Amount Child Rider Units Year/@Age to Terminate Child Rider Other Ins. Rider Other Insured Rider Home Office For Home Office Use Only Agent Info Producer Name Jim Armstrong CLU ChFC Producer Office Mutual of Omaha Producer Address Mutual of Omaha Plaza Producer City Omaha Producer State Nebraska Producer Zip Code Producer Phone Page 1 of 2