Identity Theft Prevention Presented by: Matt Malone Assero Security

Save this PDF as:
 WORD  PNG  TXT  JPG

Size: px
Start display at page:

Download "Identity Theft Prevention Presented by: Matt Malone Assero Security www.asserosecurity.com"

Transcription

1 Bringing enterprise level security to your business Identity Theft Prevention Presented by: Matt Malone Assero Security

2 Matt Malone Fall 2015 Spring 2016

3 IDENTITY THEFT Identity theft is a serious crime. People whose identities have been stolen can spend months or years and thousands of dollars cleaning up the mess the thieves have made of a good name and credit record. When someone assumes your identity / credit to obtain services, products, money, or trust. Loans and Credit Lines, Prescriptions, Bill Payments, Shipping, Medical Services. In todays business world your information is already online. Interested in credit card theft? There s an app for that.

4 IDENTITY THEFT How do Thieves Steal your Identity Mail, Wallet or Purse, Trash Checks Bribing or Conning an employee with access Hacking the information Online Skimming Phishing Scams Social Engineering Loss from your computer or smart-phone Theft or loss from businesses Theft from your home

5 The 3D s of Security DETER DETECT DEFEND

6 DETER Deter Identity Thieves by protecting and safeguarding your information: YOU must protect your information Know and trust who you give your information to: Administrative Call backs Document who you give information to Incident Response Plan Know what you want to protect A/V Malware and Updates Physical Administrative Technical

7 DETER Deter Identity Thieves by protecting and safeguarding your information: YOU must protect your information Know and trust who you give your information to: Physical Don t carry sensitive data Lock up your data Verify the people you allow in your home Cameras Locks Lights Shred!!! Physical Administrative Technical

8 DETER Deter Identity Thieves by protecting and safeguarding your information: YOU must protect your information Technical Know the site and protection you are using Watch for Pop-ups (MALWARE) Website encryption (HTTPS) Don t trust unsolicited links Passwords Encrypt your data Lock your phones, laptops, and tablets Have your old computer data destroyed (DOD Wipe) Physical Administrative Technical

9 PASSWORD PROTECTION Passwords: I was married to Lori on April ! IwmtLoA302011! (My son Bill was born August 21) (MsBwbA21)

10 DETER Phishing Site Example

11 DETECT Detect suspicious activity by routinely monitoring your financial accounts, billing statements and electronic systems Be Alert Mail or bills that do not arrive as expected Unexpected credit cards or account statements Denials of credit for no apparent reason Calls or letters about purchases you did not make Medication or Personal Items Missing

12 DETECT Inspect your Credit Report and Financial Records Recurring Amounts Odd Times, Places, or Amounts Strange Inquires for Credit Credit Monitoring Services Free credit reports yearly Detection Devices Tamper Detection Devices Locks Cameras

13 DEFEND Defend against identity theft as soon as you suspect a problem. Place a "Fraud Alert" on your credit reports, and review the reports carefully. Close accounts. Call the security or fraud departments of each company where an account was opened or changed without your okay. Ask for written verification that the disputed account has been closed and the fraudulent debts discharged. Keep copies of documents and records of your conversations about the theft. File a police report Report your complaint to the Federal Trade Commission Document Everything

14 INCIDENT RESPONSE PLAN

15 INVESTIGATION Law Enforcement agencies take reports but rarely investigate. They recommend the victim pursue and resolve the issue themselves. Private investigators who specialize in or are knowledgeable with financial crimes commonly assist victims of ID theft by working with the victim, develop admissible evidence of the theft, obtain and review financial data, prepare detailed investigative report and refer investigation to local law enforcement who hopefully will develop probable cause affidavits and pursue prosecution by District Attorney. Private investigators have access to records, data bases and many information resources and know how to investigate these types of crimes. Typical victims have no idea where to start and who to turn to. Private investigators can achieve positive results for victims of identity theft. In many cases private investigators have more experienced dealing with these types of cases (financial crimes and identity theft) than most law enforcement agencies. Mark Gillespie

16 THANKS TO: For providing the space and opportunity for this event.

17 Questions? Matt Malone Phone: Cell:

Identity Theft Protection

Identity Theft Protection Identity Theft Protection Learning Objectives Discuss the aspects of identity theft Discuss the signs of recognizing when your identify has been stolen Understand the steps to take to reclaim your identity

More information

Identity Theft: Informational Workshop

Identity Theft: Informational Workshop Identity Theft: Informational Workshop ~ Prepared By ~ Connecticut Department of Consumer Protection Jerry Farrell, Jr. Commissioner 1 The Department of Consumer Protection Mission The Department of Consumer

More information

INTRODUCTION. Identity Theft Crime Victim Assistance Kit

INTRODUCTION. Identity Theft Crime Victim Assistance Kit Identity Theft Crime Victim Assistance Kit INTRODUCTION In the course of a busy day, you may write a check at the grocery store, charge tickets to a ball game, rent a car, mail your tax returns, change

More information

According to the Federal Trade Commission (FTC): The FTC is a government agency that promotes consumer protection

According to the Federal Trade Commission (FTC): The FTC is a government agency that promotes consumer protection According to the Federal Trade Commission (FTC): IDENTITY THEFT occurs when someone wrongfully acquires and uses a consumer s personal identification, credit, or account information The FTC is a government

More information

Identity Theft Problem and Solutions

Identity Theft Problem and Solutions Identity Theft Problem and Solutions October 7, 2011 Michigan Cyber Summit 2011 Jon Miller Steiger Regional Director The views expressed are those of the speaker and not necessarily those of the FTC or

More information

Identity Theft, Fraud & You. Prepare. Protect. Prevent.

Identity Theft, Fraud & You. Prepare. Protect. Prevent. Prepare. Protect. Prevent. Identity Theft, Fraud & You Fraud and identity theft incidents claimed fewer victims in 2010 than in previous years. But don t get too comfortable. Average out-of-pocket consumer

More information

Information carelessly discarded into the trash can be stolen when a thief digs through the garbage.

Information carelessly discarded into the trash can be stolen when a thief digs through the garbage. Identity theft occurs when someone wrongfully acquires and uses a consumer s personal identification, credit, or account information. Identity theft can wreak havoc on an individual s credit report, cause

More information

Protecting Yourself From Identity Theft and Fraud. Detective Mike Kugler Bella Vista Police Department

Protecting Yourself From Identity Theft and Fraud. Detective Mike Kugler Bella Vista Police Department Protecting Yourself From Identity Theft and Fraud Detective Mike Kugler Bella Vista Police Department TOPICS TO BE COVERED What is Identity Theft? How does Identity Theft occur? How do Identity Thieves

More information

Identity Theft. Presented By: Information Technology. James Blackwood, Michael Fouts, & Tiffany Mixon

Identity Theft. Presented By: Information Technology. James Blackwood, Michael Fouts, & Tiffany Mixon Identity Theft Presented By: Information Technology James Blackwood, Michael Fouts, & Tiffany Mixon What is Identity Theft? How can someone steal your identity? Identity theft occurs when someone uses

More information

IDENTITY THEFT AND PHISHING SCAMS

IDENTITY THEFT AND PHISHING SCAMS Grades 9-12 Lesson 10 IDENTITY THEFT AND PHISHING SCAMS Key concepts: Consumer protection of financial records, protection of one s identity through paper and online Summary: This lesson introduces students

More information

THINGS YOU SHOULD KNOW ABOUT IDENTITY THEFT

THINGS YOU SHOULD KNOW ABOUT IDENTITY THEFT THINGS YOU SHOULD KNOW ABOUT IDENTITY THEFT Compliments of: Fripp Island Security and FIPOA Security Committee November 2013 1 INTRODUCTION Identity theft is a serious crime. It occurs when your personal

More information

Client Resources SAFEGUARDING YOUR IDENTITY. Your personal and financial information is precious. Protect it by being savvy about identity theft.

Client Resources SAFEGUARDING YOUR IDENTITY. Your personal and financial information is precious. Protect it by being savvy about identity theft. Client Resources SAFEGUARDING YOUR IDENTITY Your personal and financial information is precious. Protect it by being savvy about identity theft. EVERYONE IS AT RISK FOR IDENTITY THEFT. It s an unfortunate

More information

IDENTITY THEFT VICTIMS: IMMEDIATE STEPS

IDENTITY THEFT VICTIMS: IMMEDIATE STEPS IDENTITY THEFT VICTIMS: IMMEDIATE STEPS If you are a victim of identity theft, take the following four steps as soon as possible, and keep a record with the details of your conversations and copies of

More information

Do s & Don ts Reference website. www.farmersidentityshield.com

Do s & Don ts Reference website. www.farmersidentityshield.com What is identity theft? How do thieves steal an identity? What do thieves do with a stolen identity? How can you find out if your identity was stolen? How long can the effects of identity theft last? What

More information

Boynton Beach Chamber Lunch. How to Deter, Defend, and Detect Identity Theft July 11, 2012

Boynton Beach Chamber Lunch. How to Deter, Defend, and Detect Identity Theft July 11, 2012 Boynton Beach Chamber Lunch How to Deter, Defend, and Detect Identity Theft July 11, 2012 "Identity Theft and Assumption Deterrence Act of 1998" As amended by Public Law 105-318, 112 Stat. 3007 (Oct. 30,

More information

Identity Theft: Prevention & Survival

Identity Theft: Prevention & Survival Identity Theft: Prevention & Survival Crime of the Century Provide By: Nick Sabetta Don t t Let Someone Steal Your Good Name What is Identity Theft? When someone uses your personal information without

More information

Identity Theft is a Crime in the State of New Jersey.

Identity Theft is a Crime in the State of New Jersey. NEW JERSEY STATE POLICE Identity Theft: A Victim s Reference Identity Theft occurs when someone uses your personally identifying information like your name, Social Security number, or credit card number

More information

Identity Theft: A Growing Problem. presented by Melissa Elson Agency Liaison Office of Privacy Protection - Bureau of Consumer Protection

Identity Theft: A Growing Problem. presented by Melissa Elson Agency Liaison Office of Privacy Protection - Bureau of Consumer Protection Identity Theft: A Growing Problem presented by Melissa Elson Agency Liaison Office of Privacy Protection - Bureau of Consumer Protection Identity Theft What it is How it happens How to protect yourself

More information

I dentity theft occurs

I dentity theft occurs 1.3.1.F1 Identity Family Economics and Financial Education W h at i s I d e n t i t y T h e f t? I dentity theft occurs when someone wrongfully acquires and uses a consumer s personal identification, credit,

More information

Protecting Yourself from Identity Theft

Protecting Yourself from Identity Theft Protecting Yourself from Identity Theft Guide 4 Because you don t have to be the next victim Desert Schools Money Matters Series Guiding you toward financial success Table of Contents How ID theft happens.............................

More information

I know what is identity theft but how do I know if mine has been stolen?

I know what is identity theft but how do I know if mine has been stolen? What is identity theft? You might hear stories on the news about stolen identities, but what is identity theft? When someone uses the personal information that identifies you, like your name, credit card

More information

Information to Protect Our Customers From Identity Theft

Information to Protect Our Customers From Identity Theft Our Customers From Identity Theft Identity (ID) Theft Capital One understands that ID Theft is a growing concern of our customers, and that it is a frustrating experience for victims. We share these concerns

More information

PROTECTING YOURSELF FROM IDENTITY THEFT. The Office of the Attorney General of Maryland Identity Theft Unit

PROTECTING YOURSELF FROM IDENTITY THEFT. The Office of the Attorney General of Maryland Identity Theft Unit PROTECTING YOURSELF FROM IDENTITY THEFT The Office of the Attorney General of Maryland Identity Theft Unit CONTENTS 1) What is Identity Theft? 2) How to Protect Yourself From ID Theft. 3) How to Tell If

More information

8/13/2014. Types of Identity Theft HOW IS IDENTITY THEFT DISCOVERED? Identity Theft. Run up existing accounts. Create new accounts.

8/13/2014. Types of Identity Theft HOW IS IDENTITY THEFT DISCOVERED? Identity Theft. Run up existing accounts. Create new accounts. According to the Federal Trade Commission, identity theft is the fastest growing white collar crime in the United States Increasing an average nearly 40 percent per year for the past several years. The

More information

Protecting your identity

Protecting your identity Protecting your identity Though it might not seem like it, your identity is one of the most precious things you possess. Criminals who are able to steal your identifying information can pretend to be you,

More information

Online Fraud and Identity Theft Guide. A Guide to Protecting Your Identity and Accounts

Online Fraud and Identity Theft Guide. A Guide to Protecting Your Identity and Accounts A Guide to Protecting Your Identity and Accounts As part of SunTrust s commitment to protecting your accounts and identity, we ve created the Online Fraud & Identity Theft Guide, which provides information

More information

Protect Your Personal Information. Tips and tools to help safeguard you against identity theft

Protect Your Personal Information. Tips and tools to help safeguard you against identity theft Protect Your Personal Information Tips and tools to help safeguard you against identity theft Trademark of Visa International Service Association; Visa Canada Association is a licensed user. What is Identity

More information

Prepared by Sgt. Gibbs, Thomas B. 82-11

Prepared by Sgt. Gibbs, Thomas B. 82-11 Prepared by Sgt. Gibbs, Thomas B. 82-11 Collaborative partnerships between the law enforcement agency and the individuals and organizations they serve to develop solutions to problems and increase trust

More information

Identity Theft. Occurs when someone uses your personal information without your permission for personal gain.

Identity Theft. Occurs when someone uses your personal information without your permission for personal gain. Identity Theft Identity Theft Occurs when someone uses your personal information without your permission for personal gain. Someone uses your personal information to open a department store credit account

More information

IDENTITY THEFT WHAT YOU NEED TO KNOW. Created by GL 04/09

IDENTITY THEFT WHAT YOU NEED TO KNOW. Created by GL 04/09 IDENTITY THEFT WHAT YOU NEED TO KNOW Created by GL 04/09 Table of Contents 1. What is Identity Theft? 2. How Do Thieves Steal An Identity? 3. What Do Thieves Do with Stolen Identities? 4. What Can I Do

More information

Identity theft. Deputy Les Wiemers. Weld County Sheriffs Office Aims School Resource Officer

Identity theft. Deputy Les Wiemers. Weld County Sheriffs Office Aims School Resource Officer Identity theft Deputy Les Wiemers Weld County Sheriffs Office Aims School Resource Officer Class rules Please interrupt me!!! If I m going too fast, tell me to slow down. If I m going too slow, tell me

More information

Intercepting your mail. They can complete change of address forms and receive mail that s intended for you.

Intercepting your mail. They can complete change of address forms and receive mail that s intended for you. At SunTrust, we re committed to protecting your accounts and identity. That s why we ve created this Identity Theft Guide. This guide provides information about online fraud and identity theft, as well

More information

What to Know, What to Do

What to Know, What to Do Protecting Your Identity: What to Know, What to Do BRUMMET & OLSEN, LLP Certified Public Accountants t and Consultants t Kedra J. Olsen, CPA February 6, 2014 Overview Identity yprotection Protection from

More information

Security Breaches. There are unscrupulous individuals, like identity thieves, who want your information to commit fraud.

Security Breaches. There are unscrupulous individuals, like identity thieves, who want your information to commit fraud. IDENTITY THEFT Security Breaches Our economy generates an enormous amount of data. Most users of that information are from honest businesses - getting and giving legitimate information. Despite the benefits

More information

What is Identity Theft?

What is Identity Theft? Elix Financial Wellness presents YOUR FINANCIAL WELLNESS EXPERTS Identity Theft occurs when a thief obtains personal information about you such as your name, address, Social Security Number, account number

More information

Avoid completing forms in email messages that ask for personal financial information.

Avoid completing forms in email messages that ask for personal financial information. INTERNET FRAUD Online scams and viruses are constantly evolving and they threaten the security of computers worldwide. As criminals evolve their tactics, you need to keep your PC's security software (virus

More information

IDENTITY THEFT BROCHURE 2 6/3/05 3:07 PM Page 1 IDENTITY THEFT PROTECT YOUR IDENTITY IT S POSSIBLE@ LEARN HOW TO PROTECT YOUR PRIVATE INFORMATION

IDENTITY THEFT BROCHURE 2 6/3/05 3:07 PM Page 1 IDENTITY THEFT PROTECT YOUR IDENTITY IT S POSSIBLE@ LEARN HOW TO PROTECT YOUR PRIVATE INFORMATION IDENTITY THEFT BROCHURE 2 6/3/05 3:07 PM Page 1 IDENTITY THEFT PROTECT YOUR IDENTITY IT S POSSIBLE@ protection center LEARN HOW TO PROTECT YOUR PRIVATE INFORMATION @ What Is Identity Theft? IDENTITY THEFT

More information

VICARS VICTIMS INITIATIVE FOR COUNSELING, ADVOCACY, AND RESTORATION OF THE SOUTHWEST

VICARS VICTIMS INITIATIVE FOR COUNSELING, ADVOCACY, AND RESTORATION OF THE SOUTHWEST VICARS VICTIMS INITIATIVE FOR COUNSELING, ADVOCACY, AND RESTORATION OF THE SOUTHWEST A program of the Texas Legal Services Center supported by Grant No. 2007-VF-GX-K032 awarded by the Office for Victims

More information

PROTECT YOURSELF AND YOUR IDENTITY CHASE IDENTITY THEFT TOOL KIT

PROTECT YOURSELF AND YOUR IDENTITY CHASE IDENTITY THEFT TOOL KIT PROTECT YOURSELF AND YOUR IDENTITY CHASE IDENTITY THEFT TOOL KIT At Chase, we work hard to pro v help prepare you for whatever h Convenient Reference for Important Contacts: Chase Identity Theft Center

More information

Identity Theft Protection

Identity Theft Protection Identity Theft Protection Email Home EDUCATION on DANGER ZONES Internet Payments Telephone ID theft occurs when someone uses your personal information with out your knowledge to commit fraud. Some terms

More information

IDENTITY THEFT PROTECT YOUR IDENTITY IT S POSSIBLE@ LEARN HOW TO PROTECT YOUR PRIVATE INFORMATION

IDENTITY THEFT PROTECT YOUR IDENTITY IT S POSSIBLE@ LEARN HOW TO PROTECT YOUR PRIVATE INFORMATION IDENTITY THEFT IT S POSSIBLE@ PROTECT YOUR IDENTITY protection center LEARN HOW TO PROTECT YOUR PRIVATE INFORMATION IT S POSSIBLE @ What Is Identity Theft? According to the FBI, identity theft is the fastest

More information

IDENTITY THEFT: MINIMIZING YOUR RISK

IDENTITY THEFT: MINIMIZING YOUR RISK IDENTITY THEFT: MINIMIZING YOUR RISK What is Identity Theft? Identity theft occurs when someone uses another person s information to commit fraud or other crimes. Information such as your name, Social

More information

Identity Theft. Providing Your Student with a Safety Net By Sun Ow

Identity Theft. Providing Your Student with a Safety Net By Sun Ow Identity Theft Providing Your Student with a Safety Net By Sun Ow 34% of identity theft victims are college students Did You Know Only 24% of fraudulent charges were first caught by a consumer s financial

More information

SCAM JAM 2011. ID Theft. Presented by: Lori Farris Office of the Attorney General Office of Consumer Protection

SCAM JAM 2011. ID Theft. Presented by: Lori Farris Office of the Attorney General Office of Consumer Protection SCAM JAM 2011 ID Theft Presented by: Lori Farris Office of the Attorney General Office of Consumer Protection ID Theft The NAME GAME. Don t Get Played! Identity Theft: Learn the basics- What it is. How

More information

Identity Theft and Online Fraud IRS Efforts to Protect Taxpayers. Privacy, Governmental Liaison and Disclosure May 9, 2012

Identity Theft and Online Fraud IRS Efforts to Protect Taxpayers. Privacy, Governmental Liaison and Disclosure May 9, 2012 Identity Theft and Online Fraud IRS Efforts to Protect Taxpayers Privacy, Governmental Liaison and Disclosure May 9, 2012 Today s presentation How identity theft is a threat to the taxpayer What IRS is

More information

Corona Police Department

Corona Police Department By Detective John Alvarez Corona Police Department High Technology Crimes Unit California Penal Code 530.5(a) defines Identity Theft: Every person who willfully obtains personal identifying information,

More information

Deterring Identity Theft. The Federal Trade Commission estimates that as many as 9 million Americans have their identities stolen each year.

Deterring Identity Theft. The Federal Trade Commission estimates that as many as 9 million Americans have their identities stolen each year. Deterring Identity Theft The evolving threats of Identity Theft The Federal Trade Commission estimates that as many as 9 million Americans have their identities stolen each year. Identity theft complaints

More information

SECURITY FREEZE INFORMATION

SECURITY FREEZE INFORMATION SECURITY FREEZE INFORMATION Any consumer in North Dakota may place a security freeze on his or her credit report by making a request by mail to each consumer reporting agency. If the consumer reporting

More information

Deputy Mike Butler Deputy Leslie Fox Dane County Sheriff s Office

Deputy Mike Butler Deputy Leslie Fox Dane County Sheriff s Office Deputy Mike Butler Deputy Leslie Fox Dane County Sheriff s Office Identity theft occurs when someone uses your personal identifying information such as: A. Your name B. Social Security number C. Credit

More information

SECURITY FREEZE INFORMATION

SECURITY FREEZE INFORMATION SECURITY FREEZE INFORMATION Any consumer in Massachusetts may place a security freeze on his or her credit report by sending a request in writing, by mail to all credit reporting agencies. The credit reporting

More information

Identity Theft. Protecting Yourself and Your Identity. Course objectives learn about:

Identity Theft. Protecting Yourself and Your Identity. Course objectives learn about: financialgenius.usbank.com Course objectives learn about: Avoiding Identity Theft Recognize Phishing Attempts Getting Help for ID Theft Victims Identity Theft Protecting Yourself and Your Identity Index

More information

Identity Theft Protection

Identity Theft Protection Identity Theft Protection What is Identity Theft? Identity theft occurs when someone uses your personally identifiable information, like your name, social security number, or credit card number, without

More information

EL/Civics Lesson Plan

EL/Civics Lesson Plan Program Name Staff Responsible for Lesson MVCTC EL/Civics Program Mary Ann Oatney Date(s) Used 11/2007 Civics Category Civics Objective Time Frame to Complete Lesson EFL(s) II. Civics Participation II.

More information

Chapter 9-Section 3. Consumer Protection Laws

Chapter 9-Section 3. Consumer Protection Laws Chapter 9-Section 3 Consumer Protection Laws Fair Credit Reporting Act Grants you the right to know what is in your credit file Gives you the ability to see who has seen your file Right to view credit

More information

Protection. Identity. What should I do if I m. Common ID Theft TACTICS. a criminal obtains your personal information and uses it for his/her own gain.

Protection. Identity. What should I do if I m. Common ID Theft TACTICS. a criminal obtains your personal information and uses it for his/her own gain. Common ID Theft TACTICS. HOW DOES IT HAPPEN? Identity What should I do if I m a Protection PROTECT YOURSELF: OLD-FASHIONED STEALING: Criminals steal your wallet or purse. > Never leave your wallet or purse

More information

Guide to Identity Theft

Guide to Identity Theft Guide to Identity Theft 1 Receive a free copy of your credit report. Visit www.annualcreditreport.com to get a copy of your credit report from all three credit reporting agencies. Review your credit report

More information

COMMON WAYS ID THEFT HAPPENS:

COMMON WAYS ID THEFT HAPPENS: CMM WAYS ID THEFT HAPPES: Skilled identity thieves use a variety of methods to steal your personal information, including: 1. Dumpster Diving. They rummage through trash looking for bills or other paper

More information

SECURITY FREEZE INFORMATION

SECURITY FREEZE INFORMATION SECURITY FREEZE INFORMATION Any consumer in New Mexico may place a security freeze on his or her credit report by requesting it in writing by certified mail to the credit reporting agency or by telephone

More information

Employee ID Theft Resource Guide

Employee ID Theft Resource Guide Employee ID Theft Resource Guide ID Theft Resolution Legal Resources ID Theft Assistance Updates www.legalresources.net ID Theft What is Identity Theft? Identity Theft is a serious crime in which someone

More information

Armstrong State University Fall Staff Assembly. Chief Wayne Willcox, MSCJ, CLEE

Armstrong State University Fall Staff Assembly. Chief Wayne Willcox, MSCJ, CLEE Armstrong State University Fall Staff Assembly Chief Wayne Willcox, MSCJ, CLEE Identity Theft: When someone uses your personal information without your permission to commit fraud or other crime Name Social

More information

SECURITY FREEZE INFORMATION Any consumer in Wisconsin may place a security freeze on his or her credit report by requesting it in writing.

SECURITY FREEZE INFORMATION Any consumer in Wisconsin may place a security freeze on his or her credit report by requesting it in writing. SECURITY FREEZE INFORMATION Any consumer in Wisconsin may place a security freeze on his or her credit report by requesting it in writing. The credit reporting agency is not allowed to charge a fee to

More information

Minimizing the Risk of Identity Theft. John and Kris Clagett Q4 Wealth Management, Inc.

Minimizing the Risk of Identity Theft. John and Kris Clagett Q4 Wealth Management, Inc. Minimizing the Risk of Identity Theft John and Kris Clagett Q4 Wealth Management, Inc. Introduction and Agenda What is identity theft? How does it happen? How can you tell if it s happening to you? How

More information

About the Federal Reserve

About the Federal Reserve About the Federal Reserve The Federal Reserve Bank of Philadelphia is one of 12 regional Reserve Banks in the United States that, along with the Board of Governors in Washington, D.C., make up the Federal

More information

http://www.ftc.gov/bcp/edu/microsites/idtheft/index.html

http://www.ftc.gov/bcp/edu/microsites/idtheft/index.html Identity Theft: Steps to Take if You are a Victim We understand the stress, time and effort required as a result of having your identity stolen and used fraudulently. While there are many resources available

More information

Talking About Identity Theft:

Talking About Identity Theft: To learn more about ID theft and how to deter, detect, and defend against it, visit ftc.gov/idtheft. Or request copies of ID theft resources by writing to: Consumer Response Center Federal Trade Commission

More information

It Could Happen To You! Attorney General Tom Reilly s. Guide to Protecting Yourself and Your Credit

It Could Happen To You! Attorney General Tom Reilly s. Guide to Protecting Yourself and Your Credit Identity Theft: It Could Happen To You! Attorney General Tom Reilly s Guide to Protecting Yourself and Your Credit One Ashburton Place ~ Boston, MA 02108 ~ (617) 727-2200 www.ago.state.ma.us February 2005

More information

Protecting Yourself Against Identity Theft. Identity theft is a serious. What is Identity Theft?

Protecting Yourself Against Identity Theft. Identity theft is a serious. What is Identity Theft? Protecting Yourself Against Identity Theft Identity theft is a serious crime. Identity theft happens when someone steals your personal information and uses it without your permission. It is a growing threat

More information

Citi Identity Theft Solutions

Citi Identity Theft Solutions Identity Theft what you need to know Citi Identity Theft Solutions At Citi, we want to keep you informed about all of the issues that can affect your financial life. We re bringing you helpful information

More information

What is Identity Theft?

What is Identity Theft? What is Identity Theft? Identity theft is a crime in which someone obtains key pieces of personal information, such as Social Security or driver's license numbers, in order to impersonate someone else.

More information

Beware! Identity Theft

Beware! Identity Theft STUDENT MODULE 9.2 FRAUD AND IDENTITY THEFT PAGE 1 Standard 9: The student will identify and explain consumer fraud and identity theft. Beware! Identity Theft Imagine getting a letter from the Internal

More information

IDENTITY THEFT and YOU

IDENTITY THEFT and YOU IDENTITY THEFT and YOU IDENTITY THEFT The Criminal Code was amended in 2010 to make identity fraud and identity theft criminal offences. With today s proliferation of technology, stealing innocent people

More information

Standard 9: The student will identify and explain consumer fraud and identity theft.

Standard 9: The student will identify and explain consumer fraud and identity theft. TEACHER GUIDE 9.2 FRAUD AND IDENTITY THEFT PAGE 1 Standard 9: The student will identify and explain consumer fraud and identity theft. Beware! Identity Theft Priority Academic Student Skills Personal Financial

More information

SECURITY FREEZE INFORMATION

SECURITY FREEZE INFORMATION SECURITY FREEZE INFORMATION Any consumer in North Dakota may place a security freeze on his or her credit report by requesting one in writing by certified or overnight mail to the credit reporting agency.

More information

WHAT IS IDENTITY THEFT?

WHAT IS IDENTITY THEFT? 1 WHAT IS IDENTITY THEFT? IDENTITY THEFT is a serious Crime It disrupts your finances, credit history, reputation and takes money, time and patience to resolve Occurs when someone steals your personal

More information

Identity Theft. Today s Goals. Identity Theft Statistics 03/26/2013. Joel Jacobsen Information Security Officer

Identity Theft. Today s Goals. Identity Theft Statistics 03/26/2013. Joel Jacobsen Information Security Officer Identity Theft Joel Jacobsen Information Security Officer Today s Goals Definitions and Statistics Identity Thief Tactics Warning Signs Prevention Tips Identity Theft Statistics #1 complaint to the Federal

More information

Identity Theft: An Introduction to the Scope of the Crime, and Its Prevention, Detection and Remediation

Identity Theft: An Introduction to the Scope of the Crime, and Its Prevention, Detection and Remediation Identity Theft: An Introduction to the Scope of the Crime, and Its Prevention, Detection and Remediation June 2009 Cairo, Egypt Joanna P. Crane Identity Theft Program Manager Senior Attorney The views

More information

Identity Theft. Protecting Your Credit Identity 1.3.1.G1

Identity Theft. Protecting Your Credit Identity 1.3.1.G1 Identity Theft Protecting Your Credit Identity Identity Theft The dollar loss suffered because of identity theft from consumers was 343 million in 2002. Federal Trade Commission The number of identity

More information

Reclaiming your identity

Reclaiming your identity Reclaiming your identity A resource for victims of identity theft If you think you are the victim of identity theft, use this resource guide to assist you in reclaiming your identity. You will find a checklist

More information

Protect Your Personal Information. Tips and tools to help safeguard you against identity theft

Protect Your Personal Information. Tips and tools to help safeguard you against identity theft Protect Your Personal Information Tips and tools to help safeguard you against identity theft Trademark of Visa International Service Association; Visa Canada Association is a licensed user. WHAT IS IDENTITY

More information

WHAT S IT ALL ABOUT?

WHAT S IT ALL ABOUT? WHAT S IT ALL ABOUT? Introduction The 1990 s spawned a new variety of crooks called identity thieves. Their stock in trade? Your everyday transactions, which usually reveal bits of your personal information:

More information

IDENTITY THEFT. Hawthorne Police Department

IDENTITY THEFT. Hawthorne Police Department IDENTITY THEFT A Quick Reference Guide Hawthorne Police Department Identity theft is when somebody uses your personal identifying information such as your name, address, telephone number, taxpayer identification

More information

SECURITY FREEZE INFORMATION Any consumer in Illinois may place a security freeze on his or her credit report by requesting one in writing by

SECURITY FREEZE INFORMATION Any consumer in Illinois may place a security freeze on his or her credit report by requesting one in writing by SECURITY FREEZE INFMATION Any consumer in Illinois may place a security freeze on his or her credit report by requesting one in writing by certified mail to the credit reporting agency. The credit reporting

More information

Identity Theft Don t Be a Victim How IRS and Tax Professionals Can Prevent Identity Theft and Assist Taxpayers Who Are Victims

Identity Theft Don t Be a Victim How IRS and Tax Professionals Can Prevent Identity Theft and Assist Taxpayers Who Are Victims Identity Theft Don t Be a Victim How IRS and Tax Professionals Can Prevent Identity Theft and Assist Taxpayers Who Are Victims Narina Bchtikian Stephen Connor Senior Stakeholder Liaison IRS Small Business/Self-Employed

More information

ID Theft Toolkit and Affidavit

ID Theft Toolkit and Affidavit ID Theft Toolkit and Affidavit Identification Theft Toolkit Safeguard yourself from ID Theft ID Theft the unauthorized and illegal use of your name, Social Security number or other personal information

More information

Identity Theft Assistance Kit A self-help guide to protecting yourself and your identity

Identity Theft Assistance Kit A self-help guide to protecting yourself and your identity Identity Theft Assistance Kit A self-help guide to protecting yourself and your identity Stillman Bank works hard to serve and protect our customers identities and ensure their safety. That s why we have

More information

Understanding Your Credit Report Rights. Legal Aid Society of San Diego, Inc. Consumer Protection Division

Understanding Your Credit Report Rights. Legal Aid Society of San Diego, Inc. Consumer Protection Division Understanding Your Credit Report Rights Legal Aid Society of San Diego, Inc. Consumer Protection Division One Free Copy Per Agency Every 12 Months The Federal Trade Commission guarantees you one free copy

More information

Identity Theft. Protecting Your Credit Identity 1.3.1.G1

Identity Theft. Protecting Your Credit Identity 1.3.1.G1 Identity Theft Protecting Your Credit Identity Identity Theft IDENTITY THEFT occurs when someone wrongfully acquires and uses a consumer s personal identification, credit, or account information. Identity

More information

FTC Facts. For Consumers Federal Trade Commission. Maybe you never opened that account, but. Identity Crisis... What to Do If Your Identity is Stolen

FTC Facts. For Consumers Federal Trade Commission. Maybe you never opened that account, but. Identity Crisis... What to Do If Your Identity is Stolen FTC Facts For Consumers Federal Trade Commission For The Consumer August 2005 Identity Crisis... What to Do If Your Identity is Stolen Maybe you never opened that account, but someone else did...someone

More information

Identity Theft. Officer Rob Romey IPD Crime Prevention Officer. crimeprevention@indepmo.org

Identity Theft. Officer Rob Romey IPD Crime Prevention Officer. crimeprevention@indepmo.org Identity Theft Officer Rob Romey IPD Crime Prevention Officer 816-325 325-7643 crimeprevention@indepmo.org What Is Identity Theft? Identity theft occurs when someone possesses or uses your name, address,

More information

SECURITY FREEZE INFORMATION Any consumer in Texas may request a security freeze in writing by certified mail to the credit reporting agency.

SECURITY FREEZE INFORMATION Any consumer in Texas may request a security freeze in writing by certified mail to the credit reporting agency. SECURITY FREEZE INFORMATION Any consumer in Texas may request a security freeze in writing by certified mail to the credit reporting agency. The credit reporting agency shall not charge a fee to victims

More information

Identity Theft and Strategies for Crime Prevention

Identity Theft and Strategies for Crime Prevention Identity Theft and Strategies for Crime Prevention National Crime Prevention Council 2005 Objectives What is identity theft? Why worry about it? How does it happen? Why has identity theft emerged? What

More information

Identity Theft is a serious crime!

Identity Theft is a serious crime! Schwartz Financial Services Comprehensive Wealth Management & Retirement Planning Michael L. Schwartz, RFC, CWS, CFS What is Identity Theft? Identity Theft is a serious crime! Identity theft occurs when

More information

T E X A S Y O U N G L A W Y E R S A S S O C I A T I O N A N D S T A T E B A R O F T E X A S I D E N T I T Y T H E F T G U I D E

T E X A S Y O U N G L A W Y E R S A S S O C I A T I O N A N D S T A T E B A R O F T E X A S I D E N T I T Y T H E F T G U I D E T E X A S Y O U N G L A W Y E R S A S S O C I A T I O N A N D S T A T E B A R O F T E X A S I D E N T I T Y T H E F T G U I D E A I D E N T I T Y T H E F T G U I D E Prepared and distributed as a Public

More information

SECURITY FREEZE INFORMATION

SECURITY FREEZE INFORMATION SECURITY FREEZE INFORMATION Any consumer in Tennessee may place a security freeze on his or her credit report by requesting it in writing by certified mail to the credit reporting agency. Beginning January

More information

Identity Theft: Your Good Name Gone Bad!

Identity Theft: Your Good Name Gone Bad! Identity Theft: Your Good Name Gone Bad! What is Identity Theft? Identity theft is when someone illegally obtains a person's identifying information, such as name, address, date of birth, social security

More information

IDENTITY THEFT. A. What Do I Do First? Take the following steps as soon as you discover you have been a victim of identity theft.

IDENTITY THEFT. A. What Do I Do First? Take the following steps as soon as you discover you have been a victim of identity theft. IDENTITY THEFT IDENTITY THEFT Identity theft is a serious crime with serious costs for victims. ID theft occurs when someone obtains your personal information such as your Social Security Number, credit

More information

INTRODUCTION HOW IDENTITY THEFT OCCURS

INTRODUCTION HOW IDENTITY THEFT OCCURS The following information is from the Federal Trade Commission s booklet on Identity Theft. For more information, access the Federal Trade Commission at www.ftc.gov or contact them at 1-877-ID-THEFT. INTRODUCTION

More information

Identity Theft and Medical Theft. *Christine Stagnetto-Sarmiento, Oglala Lakota College, USA

Identity Theft and Medical Theft. *Christine Stagnetto-Sarmiento, Oglala Lakota College, USA 1 Identity Theft and Medical Theft *Christine Stagnetto-Sarmiento, Oglala Lakota College, USA *Corresponding Author, 490 Piya Wiconi Road, Kyle-South Dakota (605) 455-6110 csarmiento@olc.edu Introduction

More information

ID THEFT: What It s All About

ID THEFT: What It s All About ID THEFT: What It s All About Federal Trade Commission June 2005 Dear Consumer: The Federal Trade Commission has published this booklet to help raise awareness of identity theft. We encourage you to share

More information

A Guide to Protecting Yourself From Identity Theft

A Guide to Protecting Yourself From Identity Theft A Guide to Protecting Yourself From Identity Theft 2010 Capital One. Capital One is a registered trademark. At Capital One, we understand that Identity Theft is a frustrating, and sometimes frightening,

More information