One size doesn t fit all

Size: px
Start display at page:

Download "One size doesn t fit all"

Transcription

1 One size doesn t fit all

2 Size counts

3 What does a two-truck operation have in common with a 62-vehicle fleet? Of course there are similarities, but there are some fundamental differences. We understand those differences and have tailored our insurance packages to meet the specific needs of each segment in the transport industry. So when we say size counts, we mean no matter how big or how small, every transport operator deserves a different, targeted solution.

4 Serving Brokers The transport industry has always been a special area of interest and focus for us. As a result we ve built up an impressive bank of expertise that is unmatched by any of our competitors. It s a leadership position that we have worked hard to earn through developing strong networks, creating new products and services and continually growing our capability. The key continues to be our industry connections which allow us to get inside the industry s head to fully understand its issues and respond to them with practical and easy-to-use solutions. Now we ve gone a step further. We have repackaged our insurance offer for the transport industry to meet the needs of four distinct segments. It stands to reason that if each segment has a different organisational profile and access to resources, they should be treated differently. The components of the offer are designed to be accessible, affordable and relevant. And as a package, our offer puts as much emphasis on accident prevention as it does on policies and dealing with claims. All this is something that needs to work for you. We want to help you grow your business, so if there is something that doesn t work let us know and we ll do something about it. Contents: One size does not fit all. So we have provided you with a kit that includes tear-out fact sheets that you can give to your clients. Small Medium Large Extra large 1-4 vehicles 5-15 vehicles vehicles 51+ vehicles Vehicle = powered units involved in cartage

5 Small 1-4 vehicles

6 Running Out? Need to reorder additional tear-out sheets? 1. Call your Lumley Account Manager or 2. Visit for downloadable pdfs to print or 3. us at

7 Small 1-4 vehicles Lumley goes way back. We ve been operating in New Zealand since 1937 and are specialists in providing insurance for the transport industry. We re the most experienced and knowledgeable insurance provider in your sector and continue to build on our capability. Our risk managers, assessors, underwriters and claims people work together physically and as a team so we can meet your requirements effectively and efficiently. The key thing for us is to understand the issues that you have to deal with on a day-to-day basis which is why we support a number of your industry organisations 12 at last count. This has been a long-term commitment, because we see ourselves as being part of your industry. We ve now bundled our insurance products and services based on company size. There are four sizes, each designed to be relevant and practical to different scales of operations. However, the potential end results will be the same for each of you fewer accidents, safer driver environment, lower costs, improved productivity and increased profits. Your business is absolutely vital to the New Zealand economy and that s something we want to contribute to by helping you to become a more successful company. And the benefits to you Lumley s products go beyond insurance, to also include a range of preventative tools, which means the benefits will be experienced right across your business. And yes there is more. We take a fair-minded approach to our pricing, so that premiums are based on your actual risk, not the activities of high-risk clients. Our combined products represent a complete transport package, so you need only one insurance provider. And we will provide you with a high-quality customer experience, fast service delivery and total reassurance.

8 Small 1-4 vehicles Offer What does it mean? Benefits for you Differentiated rating Your premiums will reflect the performance of the type of vehicle you use and are also based on the work you perform Our pricing is tailored to the size of your business Fair pricing for you which is based on your actual risk Torque Data An online fleet management system that enables you to monitor your vehicle fleet performance This includes recording and maintaining vehicle and staff details and crash and incident frequency rates Top pak An all-in-one bundled insurance product which combines all the insurance cover that you will need as a Transport Operator Through better management of risk, you will reap the rewards through improved operational efficiency and an improved bottom line. Because Torque Data: Helps to minimise your risk as you will know more about your driver performance Helps improve cost management by reducing repairs, costs and frequency Provides you with a staff management facility Reports any claims directly to Lumley making the process much smoother for you Information gathered enables Lumley to tailor a Fleet Risk Management programme specifically for your business A dedicated transport operator insurance package Provides you with seamless insurance cover with no gaps CoverClass guarantees you get the most comprehensive policy wording in the market Crash Scene Assistance service /7 crash assistance service For heavy haulage only One call takes all the hassle away from you or your drivers, takes care of sending the right tow truck and arranging the clean up to initiating the assessment process The right tow truck for the right vehicle at the right time Help any time of the day or night Road clean-up and vehicle salvage It gets you back on the road faster Provides support for the driver involved Subsidised in-vehicle camera A unique safety awareness and management tool Reduces collisions caused by unsafe driving behaviour Reduces fuel expenses caused by aggressive driving Reduces maintenance costs (tyres/brakes etc) Provides access to unbiased evidence to determine fault and settle claims Lower insurance costs due to reduced claims and direct bottom line savings to your business Self- Assessment Fleet Risk Management Premium Funding Complete a Self Assessment Fleet Risk Management form and the outcome of the assessment could mean you are provided with a toolkit of resources for use in your business eg: How to do reference checks for staff Written resources will also be available once the self assessment has been completed Torque Fleet Risk Management support and advice can be offered if needed A loan facility so you can spread the cost of your insurance premium over convenient instalments A free service which provides you with access to a suite of risk management resources Improves processes and organisational efficiency for your business Gives you improved knowledge of these aspects of your business Premiums can be spread over monthly, quarterly or half-yearly instalments Interest is tax deductible Useful as an additional line of credit There is a single monthly direct debit payment for all policies funded No bricks and mortar security is required Contact your broker for additional information and for further advice.

9 Medium 5-15 vehicles

10 Running Out? Need to reorder additional tear-out sheets? 1. Call your Lumley Account Manager or 2. Visit for downloadable pdfs to print or 3. us at

11 Medium 5-15 vehicles Lumley goes way back. We ve been operating in New Zealand since 1937 and are specialists in providing insurance for the transport industry. We re the most experienced and knowledgeable insurance provider in your sector and continue to build on our capability. Our risk managers, assessors, underwriters and claims people work together physically and as a team so we can meet your requirements effectively and efficiently. The key thing for us is to understand the issues that you have to deal with on a day-to-day basis which is why we support a number of your industry organisations 12 at last count. This has been a long-term commitment, because we see ourselves as being part of your industry. We ve now bundled our insurance products and services based on company size. There are four sizes, each designed to be relevant and practical to different scales of operations. However, the potential end results will be the same for each of you fewer accidents, safer driver environment, lower costs, improved productivity and increased profits. Your business is absolutely vital to the New Zealand economy and that s something we want to contribute to by helping you to become a more successful company. And the benefits to you Lumley s products go beyond insurance, to also include a range of preventative tools, which means the benefits will be experienced right across your business. And yes there is more. We take a fair-minded approach to our pricing, so that premiums are based on your actual risk, not the activities of highrisk clients. Our combined products represent a complete transport package, so you need only one insurance provider. And we will provide you with a high-quality customer experience, fast service delivery and total reassurance.

12 Medium 5-15 vehicles Offer What does it mean? Benefits for you Differentiated rating Your premiums will reflect the performance of the type of vehicle you use and are also based on the work you perform Our pricing is tailored to the size of your business Fair pricing for you which is based on your actual risk Torque Data An online fleet management system that enables you to monitor your vehicle fleet performance This includes recording and maintaining vehicle and staff details and crash and incident frequency rates Top pak An all-in-one bundled insurance product which combines all the insurance cover that you will need as a Transport Operator Through better management of risk, you will reap the rewards through improved operational efficiency and an improved bottom line. Because Torque Data: Helps to minimise your risk as you will know more about your driver performance Helps improve cost management by reducing repairs, costs and frequency Provides you with a staff management facility Reports any claims directly to Lumley making the process much smoother for you Information gathered enables Lumley to tailor a Fleet Risk Management programme specifically for your business A dedicated transport operator insurance package CoverClass guarantees you get the most Provides you with seamless insurance cover with no gaps comprehensive policy wording in the market Crash Scene Assistance service /7 crash assistance service For heavy haulage only One call takes all the hassle away from you or your drivers, takes care of sending the right tow truck and arranging the clean up to initiating the assessment process The right tow truck for the right vehicle at the right time Help any time of the day or night Road clean-up and vehicle salvage It gets you back on the road faster Provides support for the driver involved Subsidised in-vehicle camera A unique safety awareness and management tool Reduces collisions caused by unsafe driving behaviour Reduces fuel expenses caused by aggressive driving Reduces maintenance costs (tyres/brakes etc) Provides access to unbiased evidence to determine fault and settle claims Lower insurance costs due to reduced claims and direct bottom line savings to your business Premium Funding Free Torque Fleet Risk Management Safety Assessment A loan facility so you can spread the cost of your insurance premium over convenient instalments An assessment from one of our Torque Fleet Risk Management experts Face to face training for you and your staff We will undertake a full fleet risk management review Premiums can be spread over monthly, quarterly or halfyearly instalments Interest is tax deductible Useful as an additional line of credit There is a single monthly direct debit payment for all policies funded No bricks and mortar security is required This can help to reduce accidents and incidents Can reduce costs and downtime You will receive assistance in identifying management systems, policies and procedures Assistance with ACC Work Safety Management Practices (WSMP) audit standards Discounted Accident Risk Management profiling Accident Risk Management (ARM) is a survey which provides insight into an individuals attitude towards: Safety Avoiding risk Stress Driving and quality Helps to select better quality staff Can help you to reduce your accident and incident rate keeping your trucks on the road Contact your broker for additional information and for further advice.

13 Large vehicles

14 Running Out? Need to reorder additional tear-out sheets? 1. Call your Lumley Account Manager or 2. Visit for downloadable pdfs to print or 3. us at

15 Large vehicles Lumley goes way back. We ve been operating in New Zealand since 1937 and are specialists in providing insurance for the transport industry. We re the most experienced and knowledgeable insurance provider in your sector and continue to build on our capability. Our risk managers, assessors, underwriters and claims people work together physically and as a team so we can meet your requirements effectively and efficiently. The key thing for us is to understand the issues that you have to deal with on a day-to-day basis which is why we support a number of your industry organisations 12 at last count. This has been a long-term commitment, because we see ourselves as being part of your industry. We ve now bundled our insurance products and services based on company size. There are four sizes, each designed to be relevant and practical to different scales of operations. However, the potential end results will be the same for each of you fewer accidents, safer driver environment, lower costs, improved productivity and increased profits. Your business is absolutely vital to the New Zealand economy and that s something we want to contribute to by helping you to become a more successful company. And the benefits to you Lumley s products go beyond insurance, to also include a range of preventative tools, which means the benefits will be experienced right across your business. And yes there is more. We take a fair-minded approach to our pricing, so that premiums are based on company performance, not just an average of the industry. Our combined products represent a complete transport package, so you need only one insurance provider. And we will provide you with a highquality customer experience, fast service delivery and total reassurance.

16 Large vehicles Offer What does it mean? Benefits for you Torque Data An online fleet management system that enables you to monitor your vehicle fleet performance This includes recording and maintaining vehicle and staff details and crash and incident frequency rates Through better management of risk, you will reap the rewards through improved operational efficiency and an improved bottom line. Because Torque Data: Helps to minimise your risk as you will know more about your driver performance Helps improve cost management by reducing repairs, costs and frequency Provides you with a staff management facility Reports any claims directly to Lumley making the process much smoother for you Information gathered enables Lumley to tailor a Fleet Risk Management programme specifically for your business Crash Scene Assistance service /7 crash assistance service For heavy haulage only One call takes all the hassle away from you or your drivers, takes care of sending the right tow truck and arranging the clean up to initiating the assessment process The right tow truck for the right vehicle at the right time Help any time of the day or night Road clean-up and vehicle salvage It gets you back on the road faster Provides support for the driver involved Subsidised in-vehicle camera A unique safety awareness and management tool Reduces collisions caused by unsafe driving behaviour Reduces fuel expenses caused by aggressive driving Reduces maintenance costs (tyres/brakes etc) Provides access to unbiased evidence to determine fault and settle claims Lower insurance costs due to reduced claims and direct bottom line savings to your business Discounted Accident Risk Management profiling Modelled premium rating Premium options Dedicated claims team Accident Risk Management (ARM) is a survey which provides insight into an individuals attitude towards: Safety Avoiding risk Stress Driving and quality We will rate risk based on individual performance The bigger your business the more performance influences the premium rates you pay Moving away from book rates We can offer tailored premium solutions to meet your business needs You can be rest assured that a dedicated claims team will always work on your claims Helps to select better quality staff Can help you to reduce your accident and incident rate keeping your trucks on the road Clearly shows value ie performance improvement will reduce your risk You have the opportunity to influence your premium outcomes Provides you with increased flexibility Will provide you with optimal service delivery because we will have intrinsic knowledge of your business needs Contact your broker for additional information and for further advice.

17 Extra large 51+ vehicles

18 Running Out? Need to reorder additional tear-out sheets? 1. Call your Lumley Account Manager or 2. Visit for downloadable pdfs to print or 3. us at

19 Extra large 51+ vehicles Lumley goes way back. We ve been operating in New Zealand since 1937 and are specialists in providing insurance for the transport industry. We re the most experienced and knowledgeable insurance provider in your sector and continue to build on our capability. Our risk managers, assessors, underwriters and claims people work together physically and as a team so we can meet your requirements effectively and efficiently. The key thing for us is to understand the issues that you have to deal with on a day-to-day basis which is why we support a number of your industry organisations 12 at last count. This has been a long-term commitment, because we see ourselves as being part of your industry. We ve now bundled our insurance products and services based on company size. There are four sizes, each designed to be relevant and practical to different scales of operations. However, the potential end results will be the same for each of you fewer accidents, safer driver environment, lower costs, improved productivity and increased profits. Your business is absolutely vital to the New Zealand economy and that s something we want to contribute to by helping you to become a more successful company. And the benefits to you Lumley s products go beyond insurance, to also include a range of preventative tools, which means the benefits will be experienced right across your business. And yes there is more. We take a fair-minded approach to our pricing, so that premiums are based on company performance, not just an average of the industry. Our combined products represent a complete transport package, so you need only one insurance provider. And we will provide you with a highquality customer experience, fast service delivery and total reassurance.

20 Extra large 51+ vehicles Offer What does it mean? Benefits for you Torque Data An online fleet management system that enables you to monitor your vehicle fleet performance This includes recording and maintaining vehicle and staff details and crash and incident frequency rates Through better management of risk, you will reap the rewards through improved operational efficiency and an improved bottom line. Because Torque Data: Helps to minimise your risk as you will know more about your driver performance Helps improve cost management by reducing repairs, costs and frequency Provides you with a staff management facility Reports any claims directly to Lumley making the process much smoother for you Information gathered enables Lumley to tailor a Fleet Risk Management programme specifically for your business Crash Scene Assistance service /7 crash assistance service For heavy haulage only One call takes all the hassle away from you or your drivers, takes care of sending the right tow truck and arranging the clean up to initiating the assessment process The right tow truck for the right vehicle at the right time Help any time of the day or night Road clean-up and vehicle salvage It gets you back on the road faster Provides support for the driver involved Subsidised in-vehicle camera A unique safety awareness and management tool Reduces collisions caused by unsafe driving behaviour Reduces fuel expenses caused by aggressive driving Reduces maintenance costs (tyres/brakes etc) Provides access to unbiased evidence to determine fault and settle claims Lower insurance costs due to reduced claims and direct bottom line savings to your business Modelled premium rating Discounted Accident Risk Management profiling Opportunity to join the Benchmark Club Fleet Risk Manager presentations Subsidised Torque Fleet Risk Management Review We will rate risk based on individual performance The bigger your business the more performance influences the premium rates you pay Moving away from book rates Accident Risk Management (ARM) is a survey which provides insight into an individuals attitude towards: Safety Avoiding risk Stress Driving and quality By invitation only Join a group of selected clients who feed information into a central database Share knowledge across top transport operators The information identifies the best practice in the industry One of our expert Fleet Risk Managers will attend your driver meetings to provide helpful advice A full business review from one of our Torque Fleet Risk Management experts Face to face training for you and your staff Clearly shows value ie performance improvement will reduce your risk You have the opportunity to influence your premium outcomes Helps to select better quality staff Can help you to reduce your accident and incident rate keeping your trucks on the road Your business will have access to benchmark analysis and support database Provides you with the opportunity to assess your performance against your peers Can help you to identify best practice standards for your business and define strategies for improvement This can help to reduce accidents and incidents Can reduce costs and downtime You will receive assistance in identifying management systems, policies and procedures Assistance with ACC Work Safety Management Practices (WSMP) audit standards Contact your broker for additional information and for further advice.

21

22

800 How s My Driving? Identify risky driving behavior and promote your company s commitment to safety.

800 How s My Driving? Identify risky driving behavior and promote your company s commitment to safety. Identify risky driving behavior and promote your company s commitment to safety. As much as you strive for a safer fleet, you can t always be there to monitor your fleet drivers. But with LeasePlan s program,

More information

AA DRIVER TRAINING FOR COMPANY DRIVERS

AA DRIVER TRAINING FOR COMPANY DRIVERS AA DRIVER TRAINING FOR COMPANY DRIVERS SPECIALISED DRIVER TRAINING DELIVERED BY PROFESSIONALS Save money Protect your staff Safeguard your assets Preserve your reputation Supporting NZTA and ACC to create

More information

Specialist Motor Claims and Accident Management

Specialist Motor Claims and Accident Management Specialist Motor Claims and Accident Management A comprehensive range of core competencies Services include: First response Vehicle Recovery and collection services Repair and service deployment Repair

More information

Measuring your capabilities in Fleet Safety Management

Measuring your capabilities in Fleet Safety Management Page 1 Measuring your capabilities in Fleet Safety Management ACC Fleet Saver programme for rental fleets Audit Standards 1 July 2014 V2.0 Page 2 Table of Contents 1 Introduction... 3 2 Critical Element

More information

Jargon is easy. to learn, buster

Jargon is easy. to learn, buster Jargon is easy to learn, buster Combination Vehicle A A-train A rigid vehicle connected to a Semi-Trailer that tows a full trailer. Agitator The bowl fitted to a standard rigid truck which is used to transport

More information

+ Choice of Repairer. 4WD Vehicle Insurance Comparison. Affinity 4WD Insurance

+ Choice of Repairer. 4WD Vehicle Insurance Comparison. Affinity 4WD Insurance Affinity 4WD Insurance 4WD Vehicle Insurance Comparison Feature Existing Lumley Benefit Standard CGU Benefit CGU Affinity 4WD Benefit Replacement Vehicle If the Vehicle is a Total Loss within 3 years of

More information

heavy motor Product Profile

heavy motor Product Profile heavy motor Product Profile Heavy Motor Product Profile Lumley Insurance Heavy Motor provides insurance protection via market leading wordings, risk management and claims service, delivering holistic risk

More information

accident management by design

accident management by design accident management design Innovative, robust and accountable customer centric motor claims solutions, total peace of mind Integrity Ownership One team We have created a service that goes far beyond current

More information

Auto Insurance from The Hartford. Get the coverage and value you need for the long road ahead.

Auto Insurance from The Hartford. Get the coverage and value you need for the long road ahead. Auto Insurance from The Hartford Get the coverage and value you need for the long road ahead. Better coverage, better value for you and your family. When you buy auto insurance, you re not just protecting

More information

Simply Smarter Salary Packaging.

Simply Smarter Salary Packaging. Simply Smarter Salary Packaging. Who is Smartsalary? Australia s most awarded salary packaging and novated leasing company. Established in 2001, Smartsalary is Australia s most awarded salary packaging

More information

Putting together your perfect fleet. Your guide to our products and services.

Putting together your perfect fleet. Your guide to our products and services. Putting together your perfect fleet. Your guide to our products and services. Welcome. Contents. Welcome to Lex Autolease. Welcome... 2 Our strategy for success... 4 Our products and services... 6 Funding

More information

motor fleet Risk Management Manual Australian Government Fleet

motor fleet Risk Management Manual Australian Government Fleet motor fleet Risk Management Manual Australian Government Fleet Target Zero Manual Overview Contents As Australia and New Zealand s leading provider of motor fleet insurance and risk management services,

More information

Motorcycle Insurance. made simple

Motorcycle Insurance. made simple Motorcycle Insurance made simple What s inside: How to read your Allstate Motorcycle Policy Declarations Understanding motorcycle insurance: Coverages Deductibles Coverage limits What to do in case of

More information

WHITE PAPER. Improving Driver Safety with GPS Fleet Tracking Technology

WHITE PAPER. Improving Driver Safety with GPS Fleet Tracking Technology Improving Driver Safety with GPS Fleet Tracking Technology 1 How Much Will Unsafe Driving Cost You? Whether you are a small business owner or a fleet manager for a larger organization, it s difficult to

More information

CLAIMS WALK THROUGH. Note that this is a general indication and may differ from claim to claim. THE CLAIMS PROCESS. Truck is involved in an event.

CLAIMS WALK THROUGH. Note that this is a general indication and may differ from claim to claim. THE CLAIMS PROCESS. Truck is involved in an event. CLAIMS WALK THROUGH Follow this plan of action in respect of own damage claims This is an outline on how HCV claims are processed. HCV believes that if you understand the process you will be able to work

More information

Fleet Maintenance Guide

Fleet Maintenance Guide Fleet Maintenance Guide would like to introduce you to our latest ebook: our FLEET MAINTENANCE GUIDE This ebook is a handy companion for Fleet Managers and anyone responsible for maintaining a fleet. This

More information

Allianz Insurance plc. Fleet Solutions. Your guide to fleet solutions with Allianz

Allianz Insurance plc. Fleet Solutions. Your guide to fleet solutions with Allianz Allianz Insurance plc Fleet Solutions Your guide to fleet solutions with Allianz Contents We re confident that when you compare our cover, service, risk management and additional benefits you ll want to

More information

made simple Auto Insurance What s included:

made simple Auto Insurance What s included: Auto Insurance made simple What s included: How to read your Allstate Auto Policy Declarations Understanding auto insurance: Coverages Deductibles Coverage limits What to do in case of an accident Frequently

More information

GET THE CAR YOU LOVE THE SMART AND EASY WAY

GET THE CAR YOU LOVE THE SMART AND EASY WAY GET THE CAR YOU LOVE THE SMART AND EASY WAY What is Novated Leasing? NOVATED LEASING MADE EASY A Novated Lease is a three way agreement between you, Custom Fleet and your employer. It can potentially save

More information

Transportation solutions driven by your business. The holistic alternative for BC based trucking business

Transportation solutions driven by your business. The holistic alternative for BC based trucking business Transportation solutions driven by your business The holistic alternative for BC based trucking business TM An integrated plan delivered by a leading global insurer, and the largest insurer of Transportation

More information

Working for business. Getting to know ACC. An overview of ACC for employers and the self-employed

Working for business. Getting to know ACC. An overview of ACC for employers and the self-employed Working for business Getting to know ACC An overview of ACC for employers and the self-employed ACC provides 24/7, no-fault personal injury cover for everyone in New Zealand. This includes a comprehensive

More information

COMPREHENSIVE CAR INSURANCE PREMIUMS, EXCESSES & CLAIMS GUIDE

COMPREHENSIVE CAR INSURANCE PREMIUMS, EXCESSES & CLAIMS GUIDE COMPREHENSIVE CAR INSURANCE PREMIUMS, EXCESSES & CLAIMS GUIDE The purpose of this Comprehensive Car Insurance Premiums, Excesses & Claims Guide (Guide) is to provide you with further information about

More information

Business Auto Insurance. made simple

Business Auto Insurance. made simple Business Auto Insurance made simple What s inside: How to read an Allstate Business Auto Policy Declarations Understanding business auto insurance: Deductibles Coverage limits Frequently asked questions

More information

Commercial Auto Claims Services

Commercial Auto Claims Services Commercial Auto Claims Services Getting Businesses Back on the Road Commercial Auto Capabilities Collision and Glass Repair Networks Reporting an Auto Claim www.thehartford.com/losscontrol COMMERCIAL CLAIMS

More information

Trusted Protection at Every Turn

Trusted Protection at Every Turn Trusted Protection at Every Turn Great American TRUCKING Division You do a lot to keep America moving, and we re here to help. It s not always easy out there on the road, but with Great American at your

More information

Fleet Management: 10 key considerations for choosing the right vehicle technology - By Phil Murphy

Fleet Management: 10 key considerations for choosing the right vehicle technology - By Phil Murphy Fleet Management: 10 key considerations for choosing the right vehicle technology - By Phil Murphy Whether it s reducing the amount of claims by improving driver behaviour, or by not having to settle claims

More information

trucking insurance pricing 2011

trucking insurance pricing 2011 3014-001_ed02E Let s talk about trucking insurance pricing 2011 TM Trademark used under licence from Northbridge Financial Corporation. All rights reserved. No part of this publication may be reproduced,

More information

How to select A GPS VEHICLE TRACKING SYSTEM FOR YOUR BUSINESS

How to select A GPS VEHICLE TRACKING SYSTEM FOR YOUR BUSINESS How to select A GPS VEHICLE TRACKING SYSTEM FOR YOUR BUSINESS ebook How to select A GPS VEHICLE TRACKING SYSTEM FOR YOUR BUSINESS To select the right GPS vehicle tracking system, understand the different

More information

A GPS VEHICLE TRACKING SYSTEM FOR YOUR BUSINESS

A GPS VEHICLE TRACKING SYSTEM FOR YOUR BUSINESS How to select A GPS VEHICLE TRACKING SYSTEM FOR YOUR BUSINESS ebook ebook How to select A GPS VEHICLE TRACKING SYSTEM FOR YOUR BUSINESS To select the right GPS vehicle tracking system, understand the different

More information

Westpac Insurance. House, Contents, Vehicle & Boat Insurance

Westpac Insurance. House, Contents, Vehicle & Boat Insurance Westpac Insurance House, Contents, Vehicle & Boat Insurance June 2013 You ve worked hard to build up your assets, so it makes sense to protect them. From your home to all the things in it, to your car,

More information

Motorpack > 3-in-1 Commercial Vehicle Insurance. Motorpack Broker Overview

Motorpack > 3-in-1 Commercial Vehicle Insurance. Motorpack Broker Overview > 3-in-1 Commercial Vehicle Insurance Broker Overview > 3-in-1 Commercial Vehicle Insurance 3-in-1 Commercial Vehicle Insurance Take control of all your clients motor insurance needs with 3-in-1 commercial

More information

Measuring your capabilities in Fleet Safety Management ACC Fleet Saver

Measuring your capabilities in Fleet Safety Management ACC Fleet Saver Measuring your capabilities in Fleet Safety Management ACC Fleet Saver Audit Standard 29 May 2014 Table of Contents Page 2 1. Getting Started...3 2. Critical element 1: Registered Owner Commitment to Safety

More information

Preventing Road Accidents and Injuries for the Safety of Employees

Preventing Road Accidents and Injuries for the Safety of Employees PRAISE Preventing Road Accidents and Injuries for the Safety of Employees Case study: ESB ETSC s PRAISE project addresses the safety aspects of driving at work and driving to work. Its aim is to promote

More information

Rental Vehicle Insurance

Rental Vehicle Insurance Rental Vehicle Insurance Save on rentals in Manitoba, Canada and the United States Get the most protection Control your risks When you rent or borrow a vehicle, think about the insurance protection you

More information

Choosing a Location-based Application for your Business

Choosing a Location-based Application for your Business Choosing a Location-based Application for your Business A Step-by-Step Guide Executive Summary The following guide provides some simple steps that will help you understand how a location-based application

More information

How driver behaviour can impact your business

How driver behaviour can impact your business How driver behaviour can impact your business How s my driving? Traditionally, businesses that run a fleet of vehicles have had to rely on feedback, whether it s positive or negative, from members of the

More information

Towergate Risk Solutions. Specialists in branded insurance schemes for the transportation industry

Towergate Risk Solutions. Specialists in branded insurance schemes for the transportation industry Towergate Risk Solutions Specialists in branded insurance schemes for the transportation industry 2 Specialists in branded insurance schemes Affinity Insurance Schemes Many businesses and associations

More information

Commercial Specialty Auto Guidelines

Commercial Specialty Auto Guidelines Commercial Specialty Auto Guidelines These guidelines are to assist you in qualifying, submitting, and binding Commercial Specialty Auto business with RLI Transportation. They are subject to change without

More information

INSURANCE IN THE UK: THE BENEFITS OF PRICING RISK. January 2008

INSURANCE IN THE UK: THE BENEFITS OF PRICING RISK. January 2008 INSURANCE IN THE UK: THE BENEFITS OF PRICING RISK January 2008 1 INSURANCE IN THE UK: THE BENEFITS OF PRICING RISK How insurance deals with risk Insurance protects people and businesses against the risks

More information

Auto. The Instant Insurance Guide: What To Do If You re In An Accident. Info and tips for buying automobile and motorcycle insurance in Delaware

Auto. The Instant Insurance Guide: What To Do If You re In An Accident. Info and tips for buying automobile and motorcycle insurance in Delaware What To Do If You re In An Accident Stop and keep calm. Do not drive away from an accident. Do not argue with the other driver over the cause. Call an ambulance, if needed. Do what you can to provide first

More information

Auto. The Instant Insurance Guide: Info and tips for buying automobile and motorcycle insurance in Delaware. www.delawareinsurance.

Auto. The Instant Insurance Guide: Info and tips for buying automobile and motorcycle insurance in Delaware. www.delawareinsurance. The Instant Insurance Guide: Auto Info and tips for buying automobile and motorcycle insurance in Delaware From Karen Weldin Stewart, CIR-ML Delaware s Insurance Commissioner 1-800-282-8611 www.delawareinsurance.gov

More information

Simply Clever Protection

Simply Clever Protection Simply Clever Protection ŠKODA Insurance is designed for practicality and flexibility, at a surprisingly affordable price. But isn t that just what you d expect from ŠKODA? We know ŠKODA drivers are independent

More information

Working together to achieve more

Working together to achieve more Workplace Insurance Working together to achieve more A Sovereign workplace plan is designed to be an asset to your business, adding to the benefits you can offer your staff. You can help to create a secure

More information

Prospectus Keeping business on the move. Fleetwise

Prospectus Keeping business on the move. Fleetwise Prospectus Keeping business on the move Fleetwise Fleetwise Protecting your fleet business. Our market leading Fleetwise policy can provide cover for virtually any vehicle you ve got, and any vehicle combination.

More information

Motor Fleet. Fast-lane solutions to your motor risks. www.hdi.global

Motor Fleet. Fast-lane solutions to your motor risks. www.hdi.global Motor Fleet Fast-lane solutions to your motor risks www.hdi.global EXPERIENCE A deep knowledge of the markets and of our clients business is central to our commercial proposition. We understand industrial

More information

AUTO ACCIDENTS & PROPERTY DAMAGE CLAIMS

AUTO ACCIDENTS & PROPERTY DAMAGE CLAIMS AUTO ACCIDENTS & PROPERTY DAMAGE CLAIMS A STEP-BY-STEP GUIDE FOR HANDLING A VEHICLE PROPERTY DAMAGE CLAIM WITHOUT HIRING AN ATTORNEY. Not every car wreck results in an injury. In cases where an accident

More information

ZURICH FLEET INTELLIGENCE

ZURICH FLEET INTELLIGENCE ZURICH FLEET INTELLIGENCE Enabling safer, more efficient and environmentally friendly fleets Corporate customers ZURICH FLEET INTELLIGENCE: Enabling safer, more efficient and environmentally friendly fleets

More information

Combining technology and coaching to reduce risk on the roads

Combining technology and coaching to reduce risk on the roads Combining technology and coaching to reduce risk on the roads Improving the behaviour and attitudes of commercial vehicle drivers A special report for fleet insurers and commercial fleet owners looking

More information

Fleet Complete. Insight. Innovation. Intervention.

Fleet Complete. Insight. Innovation. Intervention. Fleet Complete Insight. Innovation. Intervention. Risk. Reinsurance. Human Resources. Empower Results Aon UK Limited is authorised and regulated by the Financial Conduct Authority 1 Aon is market leader

More information

Introduction. Our approach

Introduction. Our approach Fleet Enhancement 2011 Johannesburg, South Africa 16 th September 2011 Introduction Case study Our approach Exercise Q & A Introduction Services Specialist Consultancy: Fleet Risk Management Health &

More information

Work Account: Experience Rating Consultation. Submission by: The Southern Cross Medical Care Society

Work Account: Experience Rating Consultation. Submission by: The Southern Cross Medical Care Society Work Account: Experience Rating Consultation Submission by: October 2010 Work Account: Experience Rating Consultation Page 2 1. Introduction This submission is made on behalf of The Southern Cross Medical

More information

The Game of Life Purchasing Auto Insurance Updated: 2016-02-10

The Game of Life Purchasing Auto Insurance Updated: 2016-02-10 The Game of Life Purchasing Auto Insurance Updated: 2016-02-10 One of the most common experiences young adults encounter can be one of the most mysterious: purchasing auto insurance. It might not seem

More information

Precision Engineered Protection

Precision Engineered Protection Precision Engineered Protection Essential protection for your Volkswagen Volkswagen has a reputation for thinking differently and Volkswagen Insurance is a little bit different too. Naturally, we ve designed

More information

Motor Insurance. with. Here to help your world

Motor Insurance. with. Here to help your world Motor Insurance with Here to help your world If you breakdown we ll be there If your car breaks down or you have a roadside emergency (e.g. a flat tyre, or you run out of fuel), it is reassuring to know

More information

Fault? Frequently Asked Questions

Fault? Frequently Asked Questions Claims Who s at Fault? Frequently Asked Questions How your adjuster assesses fault How fault affects you Appeal options What is fault? When Manitoba Public Insurance assesses fault, we are determining

More information

Units of Assessment for Safe, Green and Efficient Fleet Management

Units of Assessment for Safe, Green and Efficient Fleet Management Units of Assessment for Safe, Green and Efficient Fleet Management Mandatory units 3SfL174 Unit Title Workshop 1 RITS Unit Number Develop road transport policies for own organisation R/503/7511 Level 3

More information

Share me. A Guide to Fleet Management

Share me. A Guide to Fleet Management A Guide to Fleet Management for Small Businesses 1 Contents Introduction 3 The true cost of vehicle downtime 4 The benefits of leasing and fleet management 5 Why Buy? - The official verdict 6 Fleet options

More information

We re Tufts Health Plan the #1 Health Plan in the Country.*

We re Tufts Health Plan the #1 Health Plan in the Country.* We re Tufts Health Plan the #1 Health Plan in the Country.* * Rankings according to the National Committee for Quality Assurance s (NCQA s) Private Health Insurance Plan Rankings 2014 2015, HMO/POS Tufts

More information

MANITOBA PUBLIC INSURANCE

MANITOBA PUBLIC INSURANCE MANITOBA PUBLIC INSURANCE AI.15 OPERATING EXPENSE AND STAFFING LEVEL BENCHMARK REPORT In Order 162/11, the Public Utilities Board recommended that: MPI conduct a benchmarking study with respect to operating

More information

Injury cover for all businesses with employees

Injury cover for all businesses with employees Working for business Injury cover for all businesses with employees ACC WorkPlace Cover As an employer, you re responsible for providing injury cover for your employees. So it s reassuring to know that

More information

An analysis of bent metal amongst company fleets

An analysis of bent metal amongst company fleets Research An analysis of bent metal amongst company fleets Driver risk management Introduction Minimising vehicle damage within your fleet can significantly reduce costs and safeguard residual values If

More information

VEHICLE DAMAGE CLAIMS*

VEHICLE DAMAGE CLAIMS* VEHICLE DAMAGE CLAIMS* ACCIDENTS HAPPEN! Unfortunately, road traffic collisions are all too common with over 30,000 accidents occurring on Irish roads each year. When an accident happens it can be a stressful

More information

Fleet Alliance is a leading UK fleet management provider offering contract hire, leasing and a complete range of fleet solutions products.

Fleet Alliance is a leading UK fleet management provider offering contract hire, leasing and a complete range of fleet solutions products. The all-round fleet solution Fleet Audit CONSULTANCY Funding Products Green Fleet & Whole Life Cost Competitive Tendering Flexi Hire Fleet Management & Support Accident Management FLEET SOLUTIONS Driver

More information

HOW DRIVER BEHAVIOUR CAN IMPACT YOUR BUSINESS

HOW DRIVER BEHAVIOUR CAN IMPACT YOUR BUSINESS HOW DRIVER BEHAVIOUR CAN IMPACT YOUR BUSINESS HOW S MY DRIVING? Traditionally, businesses that run a fleet of vehicles have had to rely on feedback, whether it s positive or negative, from members of the

More information

Andrew Tait General Manager Crawford & Company Singapore. Motor Insurance Counter Fraud Solutions

Andrew Tait General Manager Crawford & Company Singapore. Motor Insurance Counter Fraud Solutions Andrew Tait General Manager Crawford & Company Singapore Motor Insurance Counter Fraud Solutions Motor Insurance fraud where do we start? Every fraudulent claim starts with a policy of insurance being

More information

The facts about mobile phones and driving

The facts about mobile phones and driving The facts about mobile phones and driving The facts about mobile phones and driving 1 Use of mobile phones while driving policy Employee safety, health and wellbeing is of the highest importance to us.

More information

Accident Compensation Corporation Levy Consultation 2013/14. Levies for motorists. Deadline for feedback

Accident Compensation Corporation Levy Consultation 2013/14. Levies for motorists. Deadline for feedback Accident Compensation Corporation Levy Consultation 2013/14 Levies for motorists Deadline for feedback 5.00pm, 23 October 2012 Contents Setting the scene... 3 Our funding policy... 3 Our levy-setting goals...

More information

Injury cover for all businesses with employees

Injury cover for all businesses with employees Working for business Injury cover for all businesses with employees ACC WorkPlace Cover As an employer, you re responsible for providing injury cover for your employees. So it s reassuring to know that

More information

Prompt Claims Reporting

Prompt Claims Reporting Old Republic Insurance Company of Canada *November 2013 Prompt Claims Reporting Claims are an inevitable part of doing business. What happens after the loss sets the stage for successful claims resolution.

More information

waste insurance industry scheme

waste insurance industry scheme waste insurance industry scheme companyprofile Wasteinsure was established in 1998 as part of the Direct Insurance group, creating a team of friendly insurance experts assigned to the Waste Management

More information

EASIFLEET NOVATED LEASING EASIER THAN EVER. easifleet.com.au

EASIFLEET NOVATED LEASING EASIER THAN EVER. easifleet.com.au EASIFLEET NOVATED LEASING EASIER THAN EVER easifleet.com.au REDUCED INCOME TAX NO GST ON THE PURCHASE PRICE FLEET DISCOUNTED RUNNING COSTS NOVATED LEASING An easifleet novated lease makes vehicle ownership

More information

A GUIDE TO MOTOR INSURANCE

A GUIDE TO MOTOR INSURANCE A GUIDE TO MOTOR INSURANCE Every year, one in six New Zealand policy holders will make a claim on their motor vehicle insurance, totalling over $300 million. That's why you should be insured. Motor vehicle

More information

An End-to-End Fleet Safety Management Solution. Guaranteed to Drive Down Costs. www.driversalert.com 1-800-741-5454. Observe. Train Intervene.

An End-to-End Fleet Safety Management Solution. Guaranteed to Drive Down Costs. www.driversalert.com 1-800-741-5454. Observe. Train Intervene. www.driversalert.com 1-800-741-5454 An End-to-End Fleet Safety Management Solution Guaranteed to Drive Down Costs Observe Train Intervene Correct Manage Data What s the real cause of your crashes? At Driver

More information

Backed by our Claims Service Satisfaction Guarantee. Auto Insurance. Protection built around you and your vehicle

Backed by our Claims Service Satisfaction Guarantee. Auto Insurance. Protection built around you and your vehicle Backed by our Claims Service Satisfaction Guarantee Auto Insurance Protection built around you and your vehicle Peace of mind behind the wheel Basic auto insurance is mandatory in Canada, and your provincial

More information

Introducing the all new Quantum Auto 2.0. Experience the smoother ride!

Introducing the all new Quantum Auto 2.0. Experience the smoother ride! Quantum Auto 2.0 Introducing the all new Quantum Auto 2.0. Experience the smoother ride! REFERENCE GUIDE Introducing the all new Quantum Auto 2.0. We did not just re-design the chassis. We re-engineered

More information

THE EASIEST WAY TO AN IDEAL SOLUTION FOR YOUR VEHICLE FLEET

THE EASIEST WAY TO AN IDEAL SOLUTION FOR YOUR VEHICLE FLEET ACCIDENT MANAGEMENT COMPARISON OF QUOTES CHANGE OF VEHICLE CHANGE TYRES FIND THE RIGHT CAR MAKE ORGANISE A REPLACEMENT VEHICLE COSTS FOR MANAGEMENT POLICY MANAGEMENT BUDGETING TAKE OUT INSURANCE LEASE

More information

All About Auto Insurance

All About Auto Insurance All About Auto Insurance The legal responsibility involved when you are in a car accident is extraordinary. Basically, if you hurt someone else while driving, there s no limit to the amount he or she can

More information

AAMI COMPREHENSIVE CAR INSURANCE PREMIUM, EXCESSES & CLAIMS GUIDE

AAMI COMPREHENSIVE CAR INSURANCE PREMIUM, EXCESSES & CLAIMS GUIDE AAMI COMPREHENSIVE CAR INSURANCE PREMIUM, EXCESSES & CLAIMS GUIDE Your Guide to Premiums, Excesses, Discounts and Claim Payments This AAMI Comprehensive Car Insurance Premium, Excesses & Claims Guide (Guide)

More information

Minifleet - A Beginner's Guide

Minifleet - A Beginner's Guide The key to doing more business online. DEDICATED SUPPORT TEAM DESIGNED BY BROKERS INSTANT DOCUMENTS EASIER COMMISSION FLEXIBILITY DEDICATED SUPPORT TEAM BEST PRICE ONLINE FULL CYCLE EASIER INSTANT DOCUMENTS

More information

Top Five Fleet Tracking Benefits for the Electrical Industry

Top Five Fleet Tracking Benefits for the Electrical Industry How GPS Fleet Tracking Technology Can Help Optimize Your Workforce If you aren t monitoring your employees driving behaviors, how do you know if they are being compliant with the rules of the road or if

More information

Accident Compensation Corporation. Personal Injury Insurance for all New Zealanders

Accident Compensation Corporation. Personal Injury Insurance for all New Zealanders Accident Compensation Corporation Personal Injury Insurance for all New Zealanders Find out how the ACC Scheme works and how you can have your say on what you pay Deadline for submissions 5.00 pm, 10 November

More information

Business Insurance - A Comparison Of Two Advantages

Business Insurance - A Comparison Of Two Advantages BUSINESS IT S OUR BUSINESS TO LOOK AFTER YOUR BUSINESS. 6830 11/13 Claims are dealt with on a case by case basis and are subject to the terms and conditions of the policy wording. For full details please

More information

Insurance Insights. When markets hit motorists. How international financial markets impact Compulsory Third Party insurance

Insurance Insights. When markets hit motorists. How international financial markets impact Compulsory Third Party insurance Insurance Insights When markets hit motorists How international financial markets impact Compulsory Third Party insurance August 2012 Chris McHugh Executive General Manager Statutory Portfolio Commercial

More information

SAMSUNG SMART SERVICE. Samsung Electronics Australia Pty Ltd ABN 63 002 915 648 ( Samsung )

SAMSUNG SMART SERVICE. Samsung Electronics Australia Pty Ltd ABN 63 002 915 648 ( Samsung ) SAMSUNG SMART SERVICE Samsung Electronics Australia Pty Ltd ABN 63 002 915 648 ( Samsung ) KEEP YOUR BUSINESS GOING STRONG NO BUSINESS CAN AFFORD TO LOSE PRODUCTIVITY, MISS A DEADLINE, MISLAY AN ORDER,

More information

Fleet Safety Matters at Arval. Tracey Scarr 17 th January 2012

Fleet Safety Matters at Arval. Tracey Scarr 17 th January 2012 Fleet Safety Matters at Arval Tracey Scarr 17 th January 2012 Welcome Tracey Scarr Arval Fleet & Road Safety Manager 2 The Journey Proactive We actively look for problems and work on reducing risks Target

More information

Connecting your business

Connecting your business mobiles Connecting your business fixed voice & data digital & IT autovoice managed services adsi energy About us Founded in 2002, ADSI are dedicated to reducing business costs by offering high-quality

More information

It s time... to rediscover you

It s time... to rediscover you Backed by our Claims Service Satisfaction Guarantee It s time... to rediscover you Home, auto, and leisure & lifestyle insurance that keeps up with you. As an Aviva customer, you ll benefit from: A wide

More information

What GPS Will Do for You in 2015: the Future of Fleet Tracking

What GPS Will Do for You in 2015: the Future of Fleet Tracking What GPS Will Do for You in 2015: the Future of Fleet Tracking GPS systems confer a competitive advantage on companies that use them for fleet vehicles. Fleet managers who use GPS systems to track drivers

More information

BUSINESS CAR & VAN RENTAL The cost effective rental management solution

BUSINESS CAR & VAN RENTAL The cost effective rental management solution BUSINESS CAR & VAN RENTAL The cost effective rental management solution WE ANSWER YOUR BUSINESS NEEDS GOT A QUESTION ABOUT BUSINESS CAR AND VAN RENTAL? How can we reduce the costs associated with our fleet?

More information

Product Marketing Guide. We re On The Road With You. www.deep-south.com. We re On The Road With You

Product Marketing Guide. We re On The Road With You. www.deep-south.com. We re On The Road With You Product Marketing Guide www.deep-south.com Deep South Offers Coverage to Target Classes Deep South has earned a reputation as a specialist commercial automobile insurance provider. We take that expertise

More information

Introduction. Part II: Insurance Structure Optimisation

Introduction. Part II: Insurance Structure Optimisation Introduction This book contains 12 chapters with different areas of benefit realisation; this is not an exhaustive list but provides those options that, in my experience as a consultant to fleet owners,

More information

A Guide to Resolving Key Mobile Workforce Challenges in the oil and gas sector

A Guide to Resolving Key Mobile Workforce Challenges in the oil and gas sector A Guide to Resolving Key Mobile Workforce Challenges in the oil and gas sector Managing a mobile workforce in the Oil and Gas industry is not easy. Whether it is liquid transportation, pipeline and facility

More information

A Consumer s Guide to: Auto Insurance. Choosing and using your auto insurance coverage. Washington State Office of the Insurance Commissioner

A Consumer s Guide to: Auto Insurance. Choosing and using your auto insurance coverage. Washington State Office of the Insurance Commissioner A Consumer s Guide to: Auto Insurance Choosing and using your auto insurance coverage Washington State Office of the Insurance Commissioner Washington State www.insurance.wa.gov Office of the Insurance

More information

The Great American Trucking Story

The Great American Trucking Story Trucking Division The Great American Trucking Story In recent years, a number of top motor carriers leaders in the trucking industry have chosen to offer Great American s insurance products to the independent

More information

Managing A Vehicle Fleet In Australia

Managing A Vehicle Fleet In Australia Safety First Managing A Vehicle Fleet In Australia CONTENTS Introduction 3 Statistics 4-5 Protecting Your People 6-7 Protecting Your Business 8-9 Work Health and Safety Act 10-11 Page 2 Introduction This

More information

How To Get A Great Deal On Suncorp Insurance

How To Get A Great Deal On Suncorp Insurance Car Insurance Keep life moving The must-have Queensland insurance What makes Suncorp the must-have Queensland insurance? It comes from an understanding of how we all like to live, and designing insurance

More information

Introducing GPS Tracking Technology to Employees

Introducing GPS Tracking Technology to Employees Introducing GPS Tracking Technology to Employees Contents Overview... 2 The following five steps have proven to be highly effective in helping employees embrace change.... 2 Points for Introducing Our

More information

Drive confidently. Protecting that investment with a Stillwater Auto policy helps you do those things confidently.

Drive confidently. Protecting that investment with a Stillwater Auto policy helps you do those things confidently. AUTO INSURANCE Drive confidently With the exception of your home, your car is probably the most valuable thing you own. It s an investment one you rely on every day to commute, shuttle the kids, run errands

More information

QUICK GUIDE. Resolving Key Mobile Workforce Challenges. in the Oil and Gas Sector. Resolving Key Mobile Workforce Challenges in the Oil and Gas Sector

QUICK GUIDE. Resolving Key Mobile Workforce Challenges. in the Oil and Gas Sector. Resolving Key Mobile Workforce Challenges in the Oil and Gas Sector QUICK GUIDE Resolving Key Mobile Workforce Challenges in the Oil and Gas Sector 1 Resolving Key Mobile Workforce Challenges Managing a mobile workforce in the Oil and Gas industry is not easy. Whether

More information

Travelers Auto and Home Insurance Program. Enhance your benefits, not your costs.

Travelers Auto and Home Insurance Program. Enhance your benefits, not your costs. Travelers Auto and Home Insurance Program Enhance your benefits, not your costs. A Plan for Your Company Enhance your benefits program, not your costs It s a fact. Good benefits programs help attract and

More information