(Incorporated under section 21) Reg. No. 2004/028055/08. Candidate 2 Nationally Elected Directors. Abridged CV. Experience

Size: px
Start display at page:

Download "(Incorporated under section 21) Reg. No. 2004/028055/08. Candidate 2 Nationally Elected Directors. Abridged CV. Experience"

Transcription

1 Candidate 2 Nationally Elected Directors NOMINATED CANDIDATE Raimund Snyders Raimund Snyders, CFP Abridged CV Experience January to-date Old Mutual Retail Affluent Executive General Manager: Retail Affluent Tied Distribution Heading up Tied Distribution within Retail Affluent Responsible for Sales, Operational & Expense management of the Tied Distribution business Development of strategy, people & markets form a key part of the role Direct reports are the Chief Operating Officer, Regional General Managers and the heads of Private Wealth Management and Agency Franchise Divisions. January 2008 to December 2008 Chief Executive Officer : Old Mutual Life Assurance Co (Namibia) Old Mutual Namibia Heading up the Life Company operations of Old Mutual Namibia Responsible for Sales, Operational & Expense management of the Retail, Group Schemes and Employee benefits businesses Development of strategy, people & markets form a key part of the role Direct reports are the Managers of the Retail, Group Schemes and Employee Benefits businesses. Represent Old Mutual in various capacities, including as Chairman of the Life Assurers Association of Namibia; leading the Financial Services Forum in discussions with the Regulator on law reform; participating in the Financial Services Charter initiative; dealing with Black Economic Empowerment partners of Old Mutual; and representing Old Mutual in government-driven development initiatives.

2 Director of Old Mutual Life Assurance Co Namibia, Old Mutual Investment Group Namibia, Old Mutual Properties Namibia January 2006 to December 2007 Chief Executive Officer : Retail Old Mutual Namibia Seconded to Old Mutual Namibia to lead their Retail insurance and savings business Responsible for Sales, Operational & Expense management of the Retail business Development of strategy, people & markets form a key part of the role Direct reports are the Manager of Personal Financial Advice (tied agency channel), Manager of Broker Distribution (distribution via bank and independent brokers), Marketing Manager, Financial Manager, Advice Center Manager (legal advice, training, trust & estate administration, compliance). Represent Old Mutual in various capacities, including as Chairman of the Life Assurers Association of Namibia; leading the Financial Services Forum in discussions with the Regulator on law reform; participating in the Financial Services Charter initiative; dealing with Black Economic Empowerment partners of Old Mutual; and representing Old Mutual in government-driven development initiatives. Acted as Group CEO for most of 2007, with the appointment of the MD of Namibia as MD of Old Mutual African Operations. September 2005 to December 2005 Business Development Manager Old Mutual Retail Set up and grow Old Mutual Agency Franchise Division as an alternative distribution strategy for OMSA Co-design business model, coordinating corporate legal, tax, IR strategy Onboard Franchise Principals, coordinating front and back office functions Present business model, legal structure and on-boarding process to potential franchise principals Participate in building and rolling out the value proposition for Franchise Principals and Agents Manage front office functions for the Division, including on-boarding, training, compliance, product set, etc. Liaise with regional BDMs on recruitment, development and management of Franchise Principals and Agents. January 2004 to September 2005 Bancassurance Manager Old Mutual Bancassurance Build and grow Old Mutual s Bancassurance strategy through collaboration with Nedbank Build relationships at corporate levels in the respective organisations Participate in McKinsey & Co research project into the Group Bancassurance strategy Implement a solution to market OM s employee benefits and health care solutions to Nedbank corporate clients Implement a total Bancassurance strategy in Nedbank Business Bank. Liaise between OM and BoE Private Clients to identify & exploit opportunities for co-operation and cross sales. Participated in set-up and launch of Masthead Distribution Services as Legal Strategy and Structure coordinator

3 January to December 2003 Private Client Liaison Manager Old Mutual Private Wealth Build and grow Old Mutual s Private Client strategy through collaboration with BoE Private Clients (a JV between OM & Nedcor). Establish relationships at all levels in the respective organisations Develop & implement a segmented distribution strategy for the sale of BoE products & services to affluent & HNW clients of OM, using existing IFA & tied advisor relationships Identify & exploit opportunities for OM products & services to be offered to HNW clients of BoE Identify & exploit opportunities for OM to utilise BoE for its institutional relationships, e.g. Employee Benefit trusts, Investment management for mid-institutional clients, etc. January 2002 to December 2002 Manager Specialist Advice & Services Old Mutual Private Wealth Specialist role of creating and managing complementary advisory services and specialist distribution relationships Overall responsibility for Old Mutual Trust Created and implemented a specialist advice business JV with professional accounting practices, centered in Gauteng Research and implement a model for delivery of specialist advice to affluent clients Research and implement a model for delivery of stock broking and discretionary portfolio management services for affluent clients Co-ordinate and manage Old Mutual Private Wealth s joint venture activities with Nedcor in the HNW market August 2001 to January 2002 Acting Managing Director Galaxy Portfolio Services Manage overall business during transition phase, following formation of Old Mutual Private Wealth segment. January 2000 August 2001 Business Development Manager (New position created) Galaxy Portfolio Services Responsible for Galaxy Advisory Services (division of Galaxy Portfolio Services) Manage product development Manage internet strategy Responsible for Information Technology Division Manage business re-engineering project Explore and drive business development opportunities July 1998 December 1999 Galaxy Portfolio Services (business created by merger of Old Mutual

4 Investment Services with another similar business) Market Development Manager (on promotion to Divisional Manager status in capacity as deputy MD) Manage marketing for Galaxy Portfolio Services Manage product development Manage internet strategy Set up and manage advisory service business (investment management for retail investors in mutual funds) Set up international investment division Exploit marketing and market development opportunities for business January 1999 July 1999 Old Mutual Investment Services Market Development Manager (New position created due to business growth) Responsible for strategic business direction and development of company Manage marketing division of company. Manage product development for company. Manage internet strategy of company. March December 1998 Services National Sales Manager Old Mutual Investment Manage sales of Old Mutual Agency (Tied) Distribution channel, including liaison with General and Regional Management, sales incentives, contractual negotiations, establishment of regional sales support structure. Co-manage marketing activities, including media communication, product development, internet strategy. Co-ordinated legal relationships related to establishment and operational functioning of OMIS. May 1994 February 1996 Manager Legal Training and Development Old Mutual Manpower Training, Mutualpark Development of legal and technical training material applied in advanced training of representatives, brokers and broker consultants. Development of legal advisers, including ILPA training, assistance with legal advice, and communicating relevant developments. Training and development of experienced sales force, including legal, technical and skills training of FAS members. Publication of Premiums & Problems, an industry publication on legal and technical matters related to the financial planning industry. Fields of experience includes Investment Planning, Retirement Planning, Estate Planning, Tax Planning, Business July 1993 April 1994 Senior Legal Advisor Old Mutual Windhoek Training Unit Manager of training unit in Namibia, including management of legal advisors, sales staff training and administrative training. Co-ordinate support of Head Office legal, training and marketing efforts in Namibia.

5 Represent OM Namibia in dealings with Ministry of Finance on income tax and insurance related issues. Provide legal assistance to Old Mutual s management in Namibia in dealings with the Namibian authorities. Participant in establishment and operational functioning of LAAN (Namibian Insurance Regulatory Association). September 1990 June 1992 Legal Advisor Old Mutual Windhoek Training Unit Training of representative, broker consultants and brokers on Income Tax, Retirement Planning, Estate Planning, Investment Planning, Business Assurance and related insurance matters. Marketing support to distribution channels, including presentations at seminars, product launches, and to individual clients. Legal advice, on legal and technical aspects of income tax of life assurance, retirement planning, estate planning, investment planning and business assurance. Consultation with clients and drafting of estate planning solutions, including wills, and trusts. September 1989 August 1990 State Advocate Presented state s case in criminal proceedings in the High Court of Namibia. Presented legal arguments in matters on appeal before the Full Bench of the High Court. Department of Justice, Windhoek January 1989 August 1989 Department of Justice, Windhoek Public Prosecutor Presented state s case in criminal proceedings in the Magistrate s Court and Regional Court of Namibia.

6 Education 2003 Advanced Certificate in Leadership UCT Graduate School of Business 18 month Honors Degree Level program 1992 Financial Planning Institute Took FPI Professional Examination. Admitted as Certified Financial Planner (CFP) University of Stellenbosch South Africa Bachelor of Commerce B.Comm (Law). Post Graduate Bachelors of Law LL.B 1983 Liberty Christian College California, USA Obtained American High School Diploma. Exchange student with American Field Service (AFS) Primary & Tertiary Education Windhoek, Namibia Skills Natural leader, high intellectual competencies, results orientation, high energy, enthusiasm, commitment, integrity and passion Language Proficiency English : speak, write, read : Excellent Afrikaans : speak, write, read : Excellent (mother tongue) German : speak, write, read : Fair Interests Outdoors (quality time with family), Running, Sports (spectator), Christian Activities Relevant Career Highlights Co-created Old Mutual s Linked Investments company (Funds supermarket); Retail distribution experience; Creation & presentation of proposals to audiences varying from 1 to 1000; Launched Fund Management Unit for company; Developed international fund platform for company;

7 Developed and launched new fund range for company; Co-created and implemented new product and business strategies for company; Co-managed merger between Old Mutual s retail investment businesses; Developed fiduciary advice strategy for affluent market; Participated in due diligence investigations of proposed OM and Nedcor JV; Managed merger of the Group s trust businesses; Learnings in HNW & Affluent wealth management ; Learnings in Bancassurance; Learnings in distribution strategy development and implementation; New business development Managing sales divisions to deliver outstanding year on year growth (36% growth in sales for 2007)

FINANCIAL PLANNING INSTITUTE OF SOUTHERN AFRICA (SEC 21) INDUSTRY SECTOR GROUP COMMITTEE ELECTIONS 2008 SHORT CV S OF NOMINATED PERSONS

FINANCIAL PLANNING INSTITUTE OF SOUTHERN AFRICA (SEC 21) INDUSTRY SECTOR GROUP COMMITTEE ELECTIONS 2008 SHORT CV S OF NOMINATED PERSONS FINANCIAL PLANNING INSTITUTE OF SOUTHERN AFRICA (SEC 21) INDUSTRY SECTOR GROUP COMMITTEE ELECTIONS 2008 SHORT CV S OF NOMINATED PERSONS JOHANN MAREE Johann holds the following qualifications: BA and LLB

More information

Make your career work for you. Sanlam Financial Advisers

Make your career work for you. Sanlam Financial Advisers Make your career work for you Sanlam Financial Advisers For more than This is Sanlam At Sanlam, we understand that people have hopes and dreams - hopes for themselves, for their children, for their future.

More information

POST GRADUATE PROGRAMME IN WEALTH MANAGEMENT (PGP-WM)

POST GRADUATE PROGRAMME IN WEALTH MANAGEMENT (PGP-WM) POST GRADUATE PROGRAMME IN WEALTH MANAGEMENT (PGP-WM) Duration: 11 months weekend programme An initiative under Introduction Wealth Management is an advanced form of financial planning that provides Individuals,

More information

CURRICULUM VITAE. Personal Particulars. Surname : Lukhaimane. First names : Antoinette Muvhango. Identity number : Home address : Postal address :

CURRICULUM VITAE. Personal Particulars. Surname : Lukhaimane. First names : Antoinette Muvhango. Identity number : Home address : Postal address : CURRICULUM VITAE Personal Particulars Surname : Lukhaimane First names : Antoinette Muvhango Identity number : Home address : Postal address : Date of birth : Sex : Female Marital status : Single Contact

More information

FINANCIAL SERVICES GUIDE

FINANCIAL SERVICES GUIDE FINANCIAL SERVICES GUIDE This Financial Services Guide ( FSG ) explains Astute Advisory Services Pty Ltd ( AAS ) financial services offering. It is a legal requirement that you must be provided with an

More information

Ruth Ann Castellano-Piatt CPA/PFS, CFP, CGMA, AEP,MBA 4320 Hillcrest Avenue, N.W. Albuquerque, NM 87120 (505) 480-4273 Cellular ruthannp@comcast.

Ruth Ann Castellano-Piatt CPA/PFS, CFP, CGMA, AEP,MBA 4320 Hillcrest Avenue, N.W. Albuquerque, NM 87120 (505) 480-4273 Cellular ruthannp@comcast. Certificates Education Ruth Ann Castellano-Piatt CPA/PFS, CFP, CGMA, AEP,MBA 4320 Hillcrest Avenue, N.W. Albuquerque, NM 87120 (505) 480-4273 Cellular ruthannp@comcast.com Certified Public Accountant,

More information

GLOBAL WEALTH & INSURANCE. September 25, 2013

GLOBAL WEALTH & INSURANCE. September 25, 2013 GLOBAL WEALTH & INSURANCE September 25, 2013 Global Wealth & Insurance Investor Day September 2013 Global Wealth Barb Mason Executive Vice President Global Wealth Management Agenda The business today Canada

More information

THE CHARTERED INSURANCE INSTITUTE. Advanced Diploma in Financial Planning. Unit AF6 Senior management and supervision SPECIAL NOTICES

THE CHARTERED INSURANCE INSTITUTE. Advanced Diploma in Financial Planning. Unit AF6 Senior management and supervision SPECIAL NOTICES THE CHARTERED INSURANCE INSTITUTE AF6 Advanced Diploma in Financial Planning Unit AF6 Senior management and supervision October 2015 examination SPECIAL NOTICES Candidates are expected to be aware of the

More information

JAMES HERBERT FORCELLA

JAMES HERBERT FORCELLA JAMES HERBERT FORCELLA 1600 Victor Ave. Redding, CA 96003 530-222-6301 LPL Financial LLC 75 State Street, 24th Floor Boston, MA 02109 800-558-7567 July 15, 2013 This brochure supplement provides information

More information

Liberty s earnings surge 38% as key businesses grow market share. Liberty performance demonstrates strong platform for growth

Liberty s earnings surge 38% as key businesses grow market share. Liberty performance demonstrates strong platform for growth Press Release Liberty s earnings surge 38% as key businesses grow market share Financial highlights 2012 BEE normalised headline earnings per share up 39% to 1328.3cps BEE normalised group equity value

More information

Financial ServiceS Guide

Financial ServiceS Guide Financial ServiceS Guide Your Service Provider is: Graham Financial Pty Ltd ABN 40 099 693 606 Australian Financial Services Licence Number: 327520 Membership: Financial Planning Association Pty Ltd Boutique

More information

IMPORTANT QUESTIONS YOU SHOULD ASK ABOUT

IMPORTANT QUESTIONS YOU SHOULD ASK ABOUT IMPORTANT QUESTIONS YOU SHOULD ASK ABOUT JAMES KIRBY ACCOUNTANCY CORPORATION JAMES KIRBY ACCOUNTANCY CORPORATION Registered Investment advisor 2601 Saturn Street, Suite 106 Brea, CA 92821 6702 (714) 203

More information

Student Brochure. FPI Student Brochure

Student Brochure. FPI Student Brochure Student Brochure 1 Vision Professional financial planning for all. Our Mission The FPI s mission is to advance and promote the pre-eminence and status of financial planning professionals, while at all

More information

Financial Planning Standards Board India (FPSB India) Board of Directors 2013 2015

Financial Planning Standards Board India (FPSB India) Board of Directors 2013 2015 Board of Directors 2013 2015 Sr. No. Name Job Title Organization 1. Mr. Dhirendra Swarup [Chairman] Former Member Convenor Financial Sector Legislative Reforms Commission (FSLRC) 2. Mr. Ranjeet S Mudholkar,

More information

Liberty Holdings Limited. Steven Braudo CE Retail SA

Liberty Holdings Limited. Steven Braudo CE Retail SA Liberty Holdings Limited Steven Braudo CE Retail SA Risk management Risk management Intermediaries, direct, JVs and affinities Across geographies Our Business at a glance. Model for growth Insurance, protection

More information

Wealth Preservation Tax Reduction Strategies. Wealth Transfer. Charitable Giving

Wealth Preservation Tax Reduction Strategies. Wealth Transfer. Charitable Giving BRIAN RAMSEY MBA, CFP, ChFC Senior Wealth Manager brian.ramsey@meritrustwm.com Direct: 502.882.4613 Brian Ramsey is a Senior Wealth Manager at Meritrust Wealth Management. Brian specializes in collaborating

More information

THE COMMITTEE ON EFFICIENT DISTRIBUTION OF LIFE INSURANCE

THE COMMITTEE ON EFFICIENT DISTRIBUTION OF LIFE INSURANCE ANNEX 2 THE COMMITTEE ON EFFICIENT DISTRIBUTION OF LIFE INSURANCE SUPPLEMENTARY REPORT Table of Contents Page A. EXECUTIVE SUMMARY 2 B. ROLES AND RESPONSIBILITIES OF ADVISORS AND SUPERVISORS 5 C. TIED

More information

Widening the Distribution Channel. James Hickey Eric McNamara

Widening the Distribution Channel. James Hickey Eric McNamara Widening the Distribution Channel James Hickey Eric McNamara Agenda Market Overview Delivery Channels Company Challenges Discussion Market Overview - Key Pillars 1. Customer types and needs 2. Products

More information

VERDE WEALTH GROUP, LLC

VERDE WEALTH GROUP, LLC VERDE WEALTH GROUP, LLC 2323 S. Shepherd Dr. Suite 845 Houston, TX 77019 www.verdewealthgroup.com This brochure provides information about the qualifications and business practices of Verde Wealth Group,

More information

TFC Financial Management, Inc. Form ADV Part 2B. Brochure Supplement

TFC Financial Management, Inc. Form ADV Part 2B. Brochure Supplement Form ADV Part 2B Brochure Supplement May 12, 2015 Website: www.tfcfinancial.com E-mail: info@tfcfinancial.com This Brochure Supplement provides information about Jane Taubner Barney, Kathleen A. Chianca,

More information

Financial Services Guide

Financial Services Guide Financial Services Guide You have the right to ask us about our charges, the type of advice we will give you, and what you can do if you have a complaint about our services. Important information is presented

More information

PROPOSAL FAST TRACK PROGRAM 2015 CERTIFIED FINANCIAL PLANNING (CFP )

PROPOSAL FAST TRACK PROGRAM 2015 CERTIFIED FINANCIAL PLANNING (CFP ) PROPOSAL FAST TRACK PROGRAM 2015 CERTIFIED FINANCIAL PLANNING (CFP ) The Four "E's" : Education Examination Experience Ethics PERBANAS INSTITUTE PROGRAM DESCRIPTION CFP Is stand for CERTIFIED FINANCIAL

More information

JAY SPECHLER CURRICULUM VITAE

JAY SPECHLER CURRICULUM VITAE JAY SPECHLER CURRICULUM VITAE PROFESSIONAL EXPERIENCE 2010 Speaker, Medical Claims Defense Network Seminar 2010 Umpire 2008 Expert Witness in Attorney s Fees 2008 Certified Family Court Mediator 2008 Certified

More information

The Corporate Secretary: An Overview of Duties and Responsibilities

The Corporate Secretary: An Overview of Duties and Responsibilities P U B L I C A T I O N July 2013 The Corporate Secretary: An Overview of Duties and Responsibilities The Corporate Secretary: An Overview of Duties and Responsibilities 1 Introduction What Does a U.S. Corporate

More information

Financial Advisor Value Proposition Page 2. Financial Advisor Types Page 4. Investment and Financial Planning Careers Page 5

Financial Advisor Value Proposition Page 2. Financial Advisor Types Page 4. Investment and Financial Planning Careers Page 5 Index Financial Advisor Value Proposition Page 2 Financial Advisor Types Page 4 Investment and Financial Planning Careers Page 5 Selecting a Sound Financial Advisor Page 6 Common Advisor Concerns Financial

More information

NATIONAL CERTIFICATE IN WEALTH MANAGEMENT (NQF 5) BROCHURE

NATIONAL CERTIFICATE IN WEALTH MANAGEMENT (NQF 5) BROCHURE NATIONAL CERTIFICATE IN WEALTH MANAGEMENT (NQF 5) BROCHURE 2016 NATIONAL CERTIFICATE IN WEALTH MANAGEMENT (NQF 5) The National Certificate in Wealth Management will provide learners with a wide range of

More information

Accountancy. Skills Needed at this Level. Be willing to work towards. Accounts Clerk 16,000. Trainee Accountant. Be willing to work towards 21,500

Accountancy. Skills Needed at this Level. Be willing to work towards. Accounts Clerk 16,000. Trainee Accountant. Be willing to work towards 21,500 Accountancy 3 x A Levels AAT Association Accounting Technicians CAT Certified Accounting Technician (min 2:1) CIMA Management s ICAEW s in England and Wales ACCA Association of Certified s Accounts Clerk

More information

Financial Advisor. It s About You. What is Financial Planning? What is the role of the Financial Advisor? Areas of Focus.

Financial Advisor. It s About You. What is Financial Planning? What is the role of the Financial Advisor? Areas of Focus. Financial Advisor It s About You Do you like working directly with people? Are you able to take a multi-year perspective and truly think in the long-term? Are you the kind of person who likes to watch

More information

Capital Advisory Group 442 W. Kennedy Blvd., Suite 380 Tampa, FL 33606 813 254 1070

Capital Advisory Group 442 W. Kennedy Blvd., Suite 380 Tampa, FL 33606 813 254 1070 Capital Advisory Group 442 W. Kennedy Blvd., Suite 380 Tampa, FL 33606 813 254 1070 This brochure is required by law and provides information about the qualifications and business practices of Capital

More information

Harbour Wealth Partners 9850 Westpoint Drive, Suite 300 Indianapolis, IN 46256

Harbour Wealth Partners 9850 Westpoint Drive, Suite 300 Indianapolis, IN 46256 Form ADV Part 2A Harbour Wealth Partners Cover Page Harbour Wealth Partners 9850 Westpoint Drive, Suite 300 Indianapolis, IN 46256 (317) 579 4844 WEBSITE: www.livewellsleepwell.com EMAIL CONTACT: lance.lyday@livewellsleepwell.com

More information

CAREER OPPORTUNITIES IN FINANCE Department of Finance, Real Estate, and Insurance

CAREER OPPORTUNITIES IN FINANCE Department of Finance, Real Estate, and Insurance CAREER OPPORTUNITIES IN FINANCE Department of Finance, Real Estate, and Insurance PURPOSE OF THE ACADEMIC MAJORS The Bachelor of Science in Business Administration at CSUN offers options in Finance, Real

More information

Christopher Wing TO (41 years old)

Christopher Wing TO (41 years old) Christopher Wing TO (41 years old) BEng (Hons), LLB (Hons), LLM, MA, PCLL, DipCD, HNC, FCIArb, FHKIArb, FSIArb, FIET, FHKIoD, CEng, CITP, MHKIE, MBCS, HKCS, ARAeS, RPE (ENS, INF, MIE) Contact Information

More information

Do you have clients who might be willing to speak with me about your services? Yes No If no, explain: If no, explain:

Do you have clients who might be willing to speak with me about your services? Yes No If no, explain: If no, explain: How to Choose A Financial Planner Tough Questions To Ask What is your educational background? College degree Area of study: Graduate degree Area of study: What are your financial planning credentials/designations

More information

ANZ Wealth UBS Australian Financial Services Conference. Managing Director Wealth June 2011

ANZ Wealth UBS Australian Financial Services Conference. Managing Director Wealth June 2011 ANZ Wealth UBS Australian Financial Services Conference John Van Der Wielen John Van Der Wielen Managing Director Wealth June 2011 ANZ Wealth 1H11 NPAT of $186m $45b investment FUM Insurance $1.4b in-force

More information

Clients of Asset Planning Corporation

Clients of Asset Planning Corporation DATE: October 2014 TO: FROM: Clients of Asset Planning Corporation Paul K. Fain, III, CFP, President Asset Planning Corporation (APC) is registered with the Securities and Exchange Commission (SEC) as

More information

Values customer needs and works well within tight time deadlines. Commercially oriented to solve complex tax matters in a very efficient manner.

Values customer needs and works well within tight time deadlines. Commercially oriented to solve complex tax matters in a very efficient manner. TAX Values customer needs and works well within tight time deadlines. Commercially oriented to solve complex tax matters in a very efficient manner. CHAMBERS GLOBAL 2015 PRACTICE OVERVIEW In a complex

More information

Additional information about TPW Financial also is available on the SEC s website at www.adviserinfo.sec.gov.

Additional information about TPW Financial also is available on the SEC s website at www.adviserinfo.sec.gov. The Program Works, Inc. (dba TPW Financial) 450 Lexington Street, Suite 203 Newton, MA 02466 Contact: Chitra R. Staley, CEO&CIO 617-614-9889 cstaley@tpwfinancial.com www.tpwfinancial.com Date of Brochure:

More information

Stellar Capital Management, LLC

Stellar Capital Management, LLC Stellar Capital Management, LLC 2200 East Camelback Road, Suite 130 Phoenix, Arizona 85016 602.778.0307 Form ADV Part 2B The Brochure Supplement March 25, 2015 This Brochure Supplement provides information

More information

Quantum Mutual Fund is directed by a set of values that we treasure as the Quantum Philosophy:

Quantum Mutual Fund is directed by a set of values that we treasure as the Quantum Philosophy: Media Kit Have you heard about us? Probably not! Because we prefer our investors to buy into our products and trust the way we manage money, rather than push our products to them through mass media campaigns.

More information

FINANCIAL SERVICES GUIDE

FINANCIAL SERVICES GUIDE Cullinvest Pty Ltd ACN 088 486 364 Australian Financial Services Licence No. 225 705 7/114 Majors Bay Rd Concord NSW 2137 PO Box 25 Concord NSW 2137 02 9743 3850 admin@cullen.com.au FINANCIAL SERVICES

More information

Retirement and Financial Planning Information Session

Retirement and Financial Planning Information Session Retirement and Financial Planning Information Session 1 Welcome to the Financial and Retirement Information Session 2 AGENDA PRP Overview PRP Benefits Summary Financial Advisor Resources Meeting One Information

More information

LEGAL MANAGER - JOB DESCRIPTION

LEGAL MANAGER - JOB DESCRIPTION Job details LEGAL MANAGER - JOB DESCRIPTION Reference number: ESD/LM2011 Job title: Legal Manager Division: Legal Reports to: Company Secretary Location: Nairobi Job summary The job holder is responsible

More information

USAA Wealth Management & Military Officers Association of America

USAA Wealth Management & Military Officers Association of America USAA Wealth Management & Military Officers Association of America Views and opinions expressed in this seminar are provided for informational purposes only and are subject to change. This discussion should

More information

FEBRUARY 2015. Knowledge. Insight. Commitment.

FEBRUARY 2015. Knowledge. Insight. Commitment. CoRPORATE PrOfile FEBRUARY 2015 PHILOSOPHY Knowledge At the heart of our business philosophy is this singular truth: knowledge is power. The partners of Horwood Associates are not only experts in their

More information

Wealth Management presentation. Gunn Wærsted, Head of Wealth Management

Wealth Management presentation. Gunn Wærsted, Head of Wealth Management Wealth Management presentation Gunn Wærsted, Head of Wealth Management Wealth Management overview Strategic direction Wealth Management an area with strong financials, welladjusted to New Normal Share

More information

Item 1: Cover Page Part 2A of Form ADV: Firm Brochure March 2015

Item 1: Cover Page Part 2A of Form ADV: Firm Brochure March 2015 Item 1: Cover Page Part 2A of Form ADV: Firm Brochure March 2015 Website: www.flexscore.com IARD#: 166714 156 2nd Street, 4 th Floor San Francisco, CA 94105 (877) 684-4110 300 Banner Court, Suite 1 Modesto,

More information

Corporate Services Team Senior Leadership Team Program Managers Team Leaders Program staff Back office staff All staff Australia wide

Corporate Services Team Senior Leadership Team Program Managers Team Leaders Program staff Back office staff All staff Australia wide National Human Resources Advisor REPORTING RELATIONSHIPS Reports to Direct reports Indirect reports 0 Internal stakeholders External stakeholders FINANCIAL DIMENSIONS Total headcount 0 TEC budget 0 Total

More information

What We Do? Superstar Investment Corp. Our Investment Philosophy. Professionalism and Expertise. Investment Opportunities. Creating an Action Plan

What We Do? Superstar Investment Corp. Our Investment Philosophy. Professionalism and Expertise. Investment Opportunities. Creating an Action Plan Superstar Investment Corp. Is an independent Mutual Fund Dealer/Investment Fund Broker registered in Ontario, Canada, authorized distributor of the largest global investment management firms and mutual

More information

Important Information about Brokerage and Investment Advisory Services

Important Information about Brokerage and Investment Advisory Services Robert W. Baird & Co. Incorporated Important Information about Brokerage and Investment Advisory Services Understanding Brokerage and Investment Advisory Relationships Baird is registered with the Securities

More information

Business Minors for College of Arts & Sciences Students

Business Minors for College of Arts & Sciences Students A College of Arts & Sciences student seeking a business minor should consult the Business School website for details and then speak with an advisor in the Undergraduate Academic Advising Center. There

More information

Cutting through the Confusion

Cutting through the Confusion Cutting through the Confusion Where to Turn for Help with Your Investments What Services Do You Want? What Types of Providers Offer Assistance with Investments? How Do You Pay for These Services? What

More information

TFC Financial Management, Inc. Form ADV Part 2B. Brochure Supplement

TFC Financial Management, Inc. Form ADV Part 2B. Brochure Supplement Form ADV Part 2B Brochure Supplement May 19, 2014 Website: www.tfcfinancial.com E-mail: info@tfcfinancial.com This Brochure Supplement provides information about Jane Taubner Barney, Kathleen A. Chianca,

More information

Part 2A Brochure. Investus Financial Planning, Inc. 1765 Santa Ana Ave, U-202 Costa Mesa, CA 92627 949-645-1403

Part 2A Brochure. Investus Financial Planning, Inc. 1765 Santa Ana Ave, U-202 Costa Mesa, CA 92627 949-645-1403 Part 2A Brochure Investus Financial Planning, Inc. 1765 Santa Ana Ave, U-202 Costa Mesa, CA 92627 949-645-1403 This brochure provides information about the qualifications and business practices of Investus

More information

Do You Need a Financial Planner?

Do You Need a Financial Planner? CHAPTER 2 Do You Need a Financial Planner? A Word About Self-Help Now that you know about the basics of the financial planning process, do you think you can do it yourself? Only you can answer that question,

More information

COMPETITION CFA INSTITUTE RESEARCH CHALLENGE SOUTHWEST U.S. FINALS

COMPETITION CFA INSTITUTE RESEARCH CHALLENGE SOUTHWEST U.S. FINALS COMPETITION CFA INSTITUTE RESEARCH CHALLENGE SOUTHWEST U.S. FINALS Leah R. Bennett, CFA, CIC Managing Director and CIO King Investment Advisors Leah R. Bennett is a portfolio manager and investment analyst

More information

IR Leadership Mastering Trust, Integrity & Credibility Speaker Biographies (In Order of Appearance)

IR Leadership Mastering Trust, Integrity & Credibility Speaker Biographies (In Order of Appearance) IR Leadership Mastering Trust, Integrity & Credibility Speaker Biographies (In Order of Appearance) Ben Boyd, President, Practices, Sectors & Offerings, Edelman Ben Boyd has worked in corporate communications

More information

ARE YOU A PRIVATE CLIENT?

ARE YOU A PRIVATE CLIENT? ARE YOU A PRIVATE CLIENT? EXCLUSIVE INVESTMENT SERVICES FOR PRIVATE CLIENTS Private clients are individuals and families who have a significant financial portfolio and require expertise and access to investments

More information

Immune Therapeutics. Corporate Governance Guidelines.

Immune Therapeutics. Corporate Governance Guidelines. Immune Therapeutics Corporate Governance Guidelines The Board of Directors has adopted these Guidelines in order to reflect the Company s commitment to good corporate governance. The Board believes that

More information

Satovsky Asset Management, LLC

Satovsky Asset Management, LLC Satovsky Asset Management, LLC Form ADV - Part 2B Brochure Supplements Satovsky Asset Management, LLC 232 Madison Avenue, Suite 400 New York, New York 10016 212-584-1900 www.satovsky.com January 2014 Brochure

More information

How To Become A Successful Finance Major

How To Become A Successful Finance Major FINANCE What can I do with this degree? Transferable Skills In addition to the specific subject matter that Finance majors learn, skills are acquired that can easily transfer to any field including: Reading

More information

EXPLORING THE ADVISOR MASTERY PROGRAM

EXPLORING THE ADVISOR MASTERY PROGRAM EXPLORING THE ADVISOR MASTERY PROGRAM This unique program is designed to provide the training and support you need to become a well-prepared financial advisor. THE ADVISOR MASTERY PROGRAM IS DESIGNED FOR

More information

RIA Outlook for the U.S. Economy, Industry & Markets - 2014

RIA Outlook for the U.S. Economy, Industry & Markets - 2014 RIA Outlook for the U.S. Economy, Industry & Markets - 2014 January 31, 2014 TD Ameritrade Institutional, Division of TD Ameritrade, Inc.TD Ameritrade, Inc., member FINRA/SIPC/NFA, is a subsidiary of TD

More information

GARY A. KLEIN. Experience The Klein Law Group, Boca Raton, Florida February 2012-Present

GARY A. KLEIN. Experience The Klein Law Group, Boca Raton, Florida February 2012-Present GARY A. KLEIN TEL. (561) 704-5897 gkleinlaw@yahoo.com ------------------------------------------------------------------------------ Experience The Klein Law Group, Boca Raton, Florida February 2012-Present

More information

Financial Planning Services

Financial Planning Services UBS Financial Services Inc. SEC File Number 801-7163 1000 Harbor Boulevard March 31, 2015 Weehawken, NJ 07086 (201)352-3000 http://financialservicesinc.ubs.com Financial Planning Services This brochure

More information

Who we are. What we do

Who we are. What we do SP Wealth Management Who we are Established in 2003, SP Wealth Management is an investment management and advisory service that offers holistic investment and risk management solutions, as well as brokering

More information

Approval Period (Commencing in 2014) Approval Period (Commencing in 2015) Approval Period (Commencing in 2011) 活 動 名 稱 審 批 期 限 ( 首 日 於 2011 年 開 始 )

Approval Period (Commencing in 2014) Approval Period (Commencing in 2015) Approval Period (Commencing in 2011) 活 動 名 稱 審 批 期 限 ( 首 日 於 2011 年 開 始 ) Insurance Intermediaries Quality Assurance Scheme 持 續 專 業 培 訓 活 動 的 核 准 紀 錄 80/02/32 FWD Life Insurance Company (Bermuda) 80/02/52 FWD Life Insurance Company (Bermuda) 80/02/53 FWD Life Insurance Company

More information

PAUL B. MURRAY, CPA, ABV, CFF 805 N. BROWN STREET MT. PLEASANT, MI 48858 (989) 772-1209 pbm@robertfmurray.com www.robertfmurray.

PAUL B. MURRAY, CPA, ABV, CFF 805 N. BROWN STREET MT. PLEASANT, MI 48858 (989) 772-1209 pbm@robertfmurray.com www.robertfmurray. PAUL B. MURRAY, CPA, ABV, CFF 805 N. BROWN STREET MT. PLEASANT, MI 48858 (989) 772-1209 pbm@robertfmurray.com www.robertfmurray.com Education Bachelors Degree in Business from Saginaw Valley State University

More information

NAIROBI CITY COUNTY NAIROBI COUNTY PUBLIC SERVICE BOARD

NAIROBI CITY COUNTY NAIROBI COUNTY PUBLIC SERVICE BOARD NAIROBI CITY COUNTY Telephone: 020 2177325 web: www.nairobi.go.ke City Hall, P. O. Box 30075-00100, Nairobi, KENYA. NAIROBI COUNTY PUBLIC SERVICE BOARD VACANCIES IN NAIROBI CITY COUNTY GOVERNMENT The Nairobi

More information

Keith I. Levitt, CFP Private Wealth Management

Keith I. Levitt, CFP Private Wealth Management Keith I. Levitt, CFP Private Wealth Management Keith I. Levitt, CFP Senior Investment Consultant Private Wealth Management 100 West Road Suite 200 Towson, MD 21204 410-769-5200 888-792-9391 klevitt@rwbaird.com

More information

Brochure Supplement. Steven Umstead Director. 6862 Elm Street, Suite 340 McLean, VA 22101

Brochure Supplement. Steven Umstead Director. 6862 Elm Street, Suite 340 McLean, VA 22101 Item 1. Cover Page Brochure Supplement Steven Umstead Director 6862 Elm Street, Suite 340 McLean, VA 22101 Phone: 571-297-1740 email: sumstead@pactoluspwm.com website: www.pactoluspwm.com This brochure

More information

CIBC INVESTOR DAY SPEAKER BIOGRAPHIES. Victor G. Dodig. President and Chief Executive Officer, CIBC

CIBC INVESTOR DAY SPEAKER BIOGRAPHIES. Victor G. Dodig. President and Chief Executive Officer, CIBC Victor G. Dodig President and Chief Executive Officer, CIBC Victor Dodig is President and Chief Executive Officer of the CIBC group of companies, one of North America's largest financial services institutions.

More information

COMPENSATION AND CORPORATE GOVERNANCE COMMITTEE CHARTER

COMPENSATION AND CORPORATE GOVERNANCE COMMITTEE CHARTER Name COMPENSATION AND CORPORATE GOVERNANCE COMMITTEE CHARTER There shall be a committee of the Board of Directors (the "Board") of Aurcana Corporation (the "Company") known as the Governance and Compensation

More information

Choosing Your Investment Advisor.

Choosing Your Investment Advisor. The following information and opinions are provided courtesy of Wells Fargo Bank, N.A. Choosing Your Investment Advisor. Content Content of this report is adapted from Chapter 15, Choosing Your Doctor:

More information

TE UNDERGRADUA TION BROCHURE INFORMA

TE UNDERGRADUA TION BROCHURE INFORMA of Faculty Law ATE U D A R RE G U R H E C D O N R U NB O I T A M INFOR Faculty of Law MESSAGE FROM THE DEAN Outstanding lawyers and a sound legal system are prerequisites of any civilised society. The

More information

How To Know More About Douglas W. Jones Financial And Insurance Services

How To Know More About Douglas W. Jones Financial And Insurance Services Douglas W. Jones Associates Financial & Insurance Services, Inc. 26477 Rancho Parkway South Lake Forest, California 92630 Phone: 949-699-1660 Fax: 949-699-1069 Web Site: www.jonesfinancial.com February

More information

A W E A LT H M A N A G E M E N T C O U R S E - F O R Y O U R A M B I T I O N S

A W E A LT H M A N A G E M E N T C O U R S E - F O R Y O U R A M B I T I O N S A W E A LT H M A N A G E M E N T C O U R S E - TAILOR - MADE F O R Y O U R A M B I T I O N S M a k e s u c c e s s y o u r t r a d e m a r k w i t h ICICIdirect Centre for Financial Learning ICICIdirect

More information

Managed Account Disclosure Statement

Managed Account Disclosure Statement Managed Account Disclosure Statement This brochure provides clients with information about Romano Wealth Management and the Managed Account Program that should be considered before becoming a client of

More information

TIPS FOR CONSUMERS Selecting an Advisor

TIPS FOR CONSUMERS Selecting an Advisor TIPS FOR CONSUMERS Selecting an Advisor Insured Retirement Institute www.irionline.org Financial planning provides direction and meaning to your financial decisions. It allows you to understand how each

More information

Biographies. Blair Anderson. Paul Catt-Camfield FINANCIAL ADVISER SERVICES

Biographies. Blair Anderson. Paul Catt-Camfield FINANCIAL ADVISER SERVICES FINANCIAL ADVISER SERVICES Blair Anderson Senior Associate Blair is part of Dimensional s financial adviser services business in Europe. In his role as senior associate, Blair works closely with regional

More information

How To Grow Your Insurance Business

How To Grow Your Insurance Business divisional reviews (for the year ended 30 june 2014) Distribution Momentum Retail > 6 000 external independent brokers 400 tied agents Profit drivers Sales volumes and mix Persistency Expense management

More information

Applied Advisor Phone: 415-325-2042 Date: 1/3/2016

Applied Advisor Phone: 415-325-2042 Date: 1/3/2016 Planner's Name: Kathleen Hentges, CFP Company: Applied Advisor Phone: 415-325-2042 Date: 1/3/2016 1 Do you have experience in providing advice on the topics below? If yes, indicate the number of years.

More information

34% 2008 contribution to operating revenue

34% 2008 contribution to operating revenue Wealth Advisory Services 34% 2008 contribution to operating revenue Wealth Advisory Services WL s approach to wealth management Family relationships that extend across five generations, and professionals

More information

Financial Professional Terms: What They Mean and Why You Should Care

Financial Professional Terms: What They Mean and Why You Should Care Financial Professional Terms: What They Mean and Why You Should Care By Harold Evensky and William Reichenstein Broker, registered investment advisor, financial planner, insurance agent, investment advisor,

More information

PROGRAMME SPECIFICATION COURSE TITLE: MSc Advanced Accounting

PROGRAMME SPECIFICATION COURSE TITLE: MSc Advanced Accounting PROGRAMME SPECIFICATION COURSE TITLE: MSc Advanced Accounting PLEASE NOTE. This specification provides a concise summary of the main features of the course and the learning outcomes that a typical student

More information

Mutual Fund Governance Independent Directors Rule

Mutual Fund Governance Independent Directors Rule Association of Corporate Counsel Corporate Governance Seminar Mutual Fund Governance Independent Directors Rule 5:00 PM 5:50 PM Baruch Performing Arts Center Engelman Recital Hall 55 Lexington Ave New

More information

What Can I Do With A Major In Finance? The Finance Major at SAU: Career Paths in Finance:

What Can I Do With A Major In Finance? The Finance Major at SAU: Career Paths in Finance: This handout provides a brief introduction to possible careers in Finance. The Finance Major at SAU: The finance major at Southern Adventist University is designed to develop Christ-centered financial

More information

VAT & Adviser Charging

VAT & Adviser Charging september 2012 VAT & Adviser Charging This is one of a series of s the PFS is producing under the Professional Direction title. It follows extensive liaison with, and input from, HMRC and is intended solely

More information

Business Profile of ACORSER CORPORATE AND BUSINESS CONSULTING

Business Profile of ACORSER CORPORATE AND BUSINESS CONSULTING Business Profile of ACORSER CORPORATE AND BUSINESS CONSULTING This document basically gives an introduction to the firm Acorser Corporate and Business Consulting Pty Ltd. Section 1 gives a brief introduction

More information

John Fleming Occasional Consulting Inc. johnfleming@cogeco.ca Tel 905 827 9309 Cell 416 605 4380

John Fleming Occasional Consulting Inc. johnfleming@cogeco.ca Tel 905 827 9309 Cell 416 605 4380 JOHN FLEMING - Chartered Director John started his career as a social worker but rapidly rose through the management ranks of local and provincial governments as well as not-for-profits achieving the most

More information

INVITAE CORPORATION CORPORATE GOVERNANCE GUIDELINES

INVITAE CORPORATION CORPORATE GOVERNANCE GUIDELINES INVITAE CORPORATION CORPORATE GOVERNANCE GUIDELINES A. The Roles of the Board of Directors and Management 1. The Board of Directors The business of Invitae Corporation (the Company ) is conducted under

More information

Board means the Board of Directors of each of Scentre Group Limited, Scentre Management Limited, RE1 Limited and RE2 Limited.

Board means the Board of Directors of each of Scentre Group Limited, Scentre Management Limited, RE1 Limited and RE2 Limited. Board Charter SCENTRE GROUP LIMITED ABN 66 001 671 496 SCENTRE MANAGEMENT LIMITED ABN 41 001 670 579 AFS Licence No: 230329 as responsible entity of Scentre Group Trust 1 ABN 55 191 750 378 ARSN 090 849

More information

Integrity Wealth Management, LLC

Integrity Wealth Management, LLC Integrity Wealth Management, LLC Business Overview The following is a description of the business of Integrity Wealth Management, LLC, Michael J. Patton, President, and is intended to satisfy the disclosure

More information

Financial Planning Brochure

Financial Planning Brochure Item 1: Cover page Financial Planning Brochure This brochure provides information about the qualifications and business practices of Meritage Wealth Advisory, LLC, which also uses Meritage Wealth Advisory

More information

Trust Services Overview

Trust Services Overview Trust Services Overview Independent Wealth Management Advisors PACIFIC PORTFOLIO Two Union Square 601 Union Street, Suite 4343 Seattle, Washington 98101 Phone: (800) 249-6426 Fax: (206) 623-6653 www.pacific-portfolio.com

More information

Scheme of Service. for. Counselling Personnel

Scheme of Service. for. Counselling Personnel REPUBLIC OF KENYA Scheme of Service for Counselling Personnel October, 2009 APPROVED BY THE PUBLIC SERVICE COMMISSION OF KENYA AND ISSUED BY THE PERMANENT SECRETARY MINISTRY OF STATE FOR PUBLIC SERVICE

More information

A STUDY OF TAX-FREE SAVINGS ACCOUNT TAKEUP IN SOUTH AFRICA

A STUDY OF TAX-FREE SAVINGS ACCOUNT TAKEUP IN SOUTH AFRICA SEPTEMBER 2015 A STUDY OF TAX-FREE SAVINGS ACCOUNT TAKEUP IN SOUTH AFRICA A project by Analysts: Stuart Theobald, CFA Colin Anthony Phibion Makuwerere, CFA www.intellidex.co.za www.savetaxfree.co.za KEY

More information

President, Securities Investigations, Inc., a due diligence, consulting, valuation, and investment research firm (founded in 1981)

President, Securities Investigations, Inc., a due diligence, consulting, valuation, and investment research firm (founded in 1981) Stuart A. Ober, CFE, AIFA Securities Investigations, Inc. Post Office Box 888 Woodstock, New York 12498 Telephone: (845) 679-2300 Telecopier: (845) 679-2301 E-Mail: ober@stuartober.com EXPERIENCE President,

More information

Firm Brochure Supplement (Part 2B of Form ADV) March 9, 2015

Firm Brochure Supplement (Part 2B of Form ADV) March 9, 2015 NORTHEAST INVESTMENT MANAGEMENT, INC. INVESTMENT ADVISORS AND TRUSTEES 100 High Street, Suite 1000 Boston, Massachusetts 02110-2301 (617) 523-3588 Phone (617) 523-5412 Facsimile www.northeastinvest.com

More information

INTERNATIONAL BUSINESS SEMINAR

INTERNATIONAL BUSINESS SEMINAR INTERNATIONAL BUSINESS SEMINAR Thursday, June 10, 2010 8:00 a.m. - 2:00 p.m. Sheraton Centre Hotel 123 Queen Street West PROGRAMME Co-ordinator: Mr. Wayne Kirton, CEO Invest Barbados 8:00 a.m. Registration

More information