The Healthcare and Health Tourism. Sector

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1 The Healthcare and Health Tourism Sector

2 Introduction For Bancolombia being an ally of healthcare institutions means to accompany, advise, and offer alternatives to make your projects become a reality. Aware of this responsibility, we work continually to provide you with strategic support and comprehensive services through the different products offered by the subsidiaries that make up Grupo Bancolombia*. As your partner in building healthcare projects, we offer recommendations of financial solutions and services created by a group of specialists who will work with you to make it possible to strengthen the health care sector in our country and promote it worldwide. Our proposals are the result of knowing your company, your circumstances, and the pace of your business, and they become integral solutions that meet your financial needs. *Products and services relating to banking, trust services, leasing, brokerage, factoring, investment banking, financing and the portfolios offered by overseas subsidiaries of Bancolombia S.A. in Panama City, Cayman Islands, and Puerto Rico

3 We understand your needs in: Investment Investments create value for companies and their business strategies. As a team member we are able to provide the advisory services you need to maximize returns based on the type of investment, risk profile, and objectives to be attained. Cash We help you in structuring payment and collection systems that seek to increase the return on surplus cash and allow appropriate cash management on a comprehensive basis. Financing We meet the needs of your business requirements with different options with respect to terms, currencies, and indexing through commercial portfolios. We also offer financial alternatives for obtaining the assets required for the development of your projects through lease arrangements, renting, operative leasing, invoice discounting, and advance payment management, among other services. Strategic Support As your strategic partner we provide financial advisory services tailored to your needs through a highly qualified group of professionals who specialize in economics, finance, and industry, in areas related to corporate finance, capital markets, capital investment, and trust services with innovative structuring that encourages business growth. Risk We offer personalized assistance to your business with a strategic approach in measuring market risk and designing hedging strategy for handling the corresponding exposure, particularly those arising from the mismatch of market variables that affect your income as well as those that affect your company obligations, and thus its financial results. Stakeholders Our proposal goes beyond the needs of your company to offer financial services to the groups that are part of your business community. We offer solutions for your employees, suppliers and clients, which provide a high degree of added value in consolidating your relationship with them and in achieving your corporate goals

4 Financial solutions for the healthcare and Health Tourism sector Investment Different investment alternatives in local currency and Treasuries. Different investment alternatives in foreign currencies for your excess liquidity. Broad range of collective portfolios and structured investments. Assisting and advising in investment management through third party portfolio administration arrangements (APT) in accordance with pre-established risk parameters, profitability, and regulation. Portfolio of international transactions and accounts, through our overseas subsidiaries, with assistance from account managers to support you in foreign exchange matters. Cash Integral solutions for payments, collections and deposits for managing liquidity in pesos and for your day-to-day transactions. Solutions for equipment financing and the purchase of foreign currencies for payment of imported equipment. Solutions for managing foreign exchange resulting from operations your company carries out. Alternatives for the payment and financing of taxes. CLIENT Financing Financial alternatives for extensions and expansions as well as achieving accreditation and earthquake resistance standards. Financial alternatives for the purchase of fixed assets such as medical equipment through capital and operating leases. Specialized advice on vehicle selection for transportation of patients and staff. Invoice discounting to meet liquidity needs in the short term. Trust schemes to accompany the funding of infrastructure projects. Special solutions to meet liquidity needs and unlock resources invested in fixed assets. Risk Assessment of market risk from the initial stages of the projects. Generation of a number of alternative hedging schemes. Stakeholders Comprehensive portfolio of financial solutions for your company employees on preferential terms. Strategic Support Advice and structuring of trust schemes for carrying out debt management and maximizing corporate borrowing capacity. Project Structurings. Central purchasing of medications and supplies. Strategic alliances with specialized carriers

5 Nationwide Coverage San Andres Archipielago of San Andres and Santa Catalina International Coverage New York Mexico Dominican Republic Guatemala El Salvador Costa Rica Panama Cayman Islands Puerto Rico Venezuela Ecuador Peru Direct presence through Grupo Bancolombia s subsidiaries Brazil Presence through International Account Managers. Chile High Argentina Medium Presence spanning 29 Departments Low 800 Branch Offices throughout Colombia ATMs and Neighborhood POSs 718 Mobile Banking Units Banking Correspondents A Comprehensive Service Model at Your Fingertips At Grupo Bancolombia, you will receive personalized service led by an Account Manager, Product Managers from our subsidiaries both in Colombia and abroad, as well as an entire team of specialists, ready to advise you whenever you need them. Our service is supported by knowledge of your business, availability and flexibility as well as by innovation, to provide you with comprehensive solutions that meet your financial needs

6 Leasing products, including operating leasing arrangements, are offered by Leasing Bancolombia S.A. Trust and fiduciary products are offered by Fiduciaria Bancolombia S.A. Fiduciaria Bancolombia S.A. Sociedad Fiduciaria. The obligations undertaken by financial entities upon entering into trust agreements are considered as obligations of means and not of result. Basic Legal Circular No. 007 issued in 1996 by the Colombian Superintendency of Finance (Superintendencia Financiera de Colombia). Some products are also offered via Bancolombia s own network and these are restricted solely and exclusively to correctly complying with the instructions duly given by the user entity with regard to the network service provided. Products and services relating to banking, trust funds, leasing, stock brokering, investment banking, financing as well as the portfolio of products and services offered by Bancolombia S.A. subsidiaries in Panama, Cayman Islands and Puerto Rico.

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