NEW HEALTH MARKETPLACE
|
|
- Alberta Casey
- 7 years ago
- Views:
Transcription
1 NEW HEALTH INSURANCE MARKETPLACE
2 DISCLAIMER The information in this presentation is based on information provided It is not provided as advice for your personal situation. Georgia Perimeter College assumes no liability for decisions made based on this information.
3 WHAT IS THE HEALTH INSURANCE MARKETPLACE (EXCHANGE)? Insurance that meets individual/family needs Fits individual and family budget Place to find and compare private health insurance options Place to determine eligibility for tax credit and lower premiums Place to determine eligibility for Medicaid
4 CAN I SAVE MONEY ON HEALTH INSURANCE PREMIUMS IN THE MARKETPLACE? If employer does NOT offer coverage If employer offers coverage that does not meet certain standards Tax credit and premium savings depend on household income
5 HOW DOES EMPLOYER HEALTH COVERAGE AFFECT ELIGIBILITY FOR SAVINGS? If employer plan meets certain standards for care then employee is not eligible for tax credit and premium savings USG plans meet the standards for care If no plan offers employee only coverage that is less than 9.5% of annual household income, then employee may be eligible for tax credit
6 WHAT IF A FULL-TIME EMPLOYEE BUYS INSURANCE FROM THE MARKETPLACE? Will lose employer contribution to premium - 70% Will pay premiums on an after-tax basis out of pocket - no pretax payroll deduction Will not be eligible for marketplace premium savings or lower out of packet costs Will pay 100% of premium for marketplace plan
7 HOW DOES THIS AFFECT A RETIREE ON AN ACTIVE EMPLOYEE HEALTH PLAN? Retirees continue to be eligible to participate in GPC health plans Coverage continues
8 HOW DOES THIS AFFECT A RETIREE ON MEDICARE? Does not affect them - Medicare is not part of marketplace Will not affect Medicare choices or benefits
9 WHAT IF AN EMPLOYEE LOSES JOB-BASED INSURANCE? Option 1-Buy insurance in the Marketplace Option 2-Keep job-based plan through COBRA-in most situations for up to 18 months Employee pays 102% of premium under COBRA
10 WHAT IF AN EMPLOYEE CURRENTLY HAS COBRA COVERAGE? Employee may keep COBRA Employee may buy Marketplace insurance plan May change from COBRA to marketplace plan at any time
11 WHAT HAPPENS IF SOMEONE DOES NOT ENROLL IN HEALTH INSURANCE? If a person/family can afford health insurance but does not buy it, they must pay a fee and must pay all of their medical expenses People without health insurance will not be protected from high medical bills that could lead to bankruptcy Fee for adults is 1% of income in 2014 and will increase to 2.5% of income in 2016 Fees charged for children also Will be assessed on Federal tax return Proof of insurance will need to be filed with tax return
12 RESOURCES Human resources website HealthCare.gov Kaiser Permanente Blue Cross Blue Shield p// /
13 INFORMATION FOR PART TIME EMPLOYEES The remaining slides are for part time employees
14 WHO WILL QUALIFY FOR LOWER MONTHLY PREMIUMS IN THE MARKETPLACE? Employees who are not eligible for health insurance through their employer At GPC, part-time employees who work less than 30 hours per week Savings depend on income and family size Handled through Advance Premium Tax Credit Tax credits can be applied directly to monthly premium More information at HealthCare.gov
15 HOW DOES THE PREMIUM TAX CREDIT WORK? If one qualifies, choose amount (up to maximum allowed) of advance credit payments to apply to monthly premium costs If one underestimates, then will receive refundable credit when file Federal tax return If one overestimates, then required to repay excess advance payments with tax return
16 WHO WILL QUALIFY FOR LOWER OUT-OF- POCKET COSTS Employees who are not eligible for health insurance through their employer Savings depend on income and family size Silver Plan is baseline for determining tax credit/subsidy Maybe able to get lower costs on deductibles, co-payments and coinsurance based on level of coverage elected
17 WHAT ARE THE CATEGORIES OF MARKETPLACE INSURANCE PLANS? Four categories Category affects premium cost, amount of co-pays and total out of pocket costs for the year Premiums higher for plans that pay more out- of- pocket medical costs
18 WHAT ARE THE FOUR PLAN CATEGORIES? Bronze-Lower premium and higher out-of-pocket of costs Silver- Baseline plan for determining tax credit/subsidy Gold-Higher premium and lower out-of-pocket costs Platinum-Highest premium and lowest out-of-pocket costs
19 HOW SHOULD A PERSON DETERMINE WHICH PLAN TO CHOOSE? Think about health care needs of household # of expected doctors visits # of regular prescriptions Eligibility for tax credit which can be used to lower premium costs If health care needs are high, then Gold or Platinum plan may be better choice
20 WHAT DOES MARKETPLACE HEALTH INSURANCE COVER? Ambulatory (outpatient) care Emergency services Hospitalization Maternity and newborn care Mental health and substance use, counseling and psychotherapy Prescription drugs
21 WHAT DOES MARKETPLACE HEALTH INSURANCE COVER? Rehabilitative and habilitative services and devices Laboratory Preventive and wellness services for children, women and adults Pediatric services
22 ARE CATASTROPHIC PLANS AVAILABLE IN THE MARKETPLACE? Available to people under age 30 and people over 30 with limited income who have received a hardship exemption. Person must pay several thousand dollars of medical costs before plan pays anything Lower premiums Only covers person if need a lot of care
23 CAN DENTAL INSURANCE BE PURCHASED IN THE MARKETPLACE? Dental coverage is essential for children Must be available as part of health plan or as a free-standing plan
24 HOW DO PREMIUMS VARY BY AGE AND HEALTH STATUS? ACA prohibits denying coverage or charging higher premiums based on health status ACA limits degree to which premiums may vary by age- premium of 64 year old may not be more than 3 times premium of 21 year old Premiums for older people will be lower and premiums for younger people will be higher
25 CAN PREMIUMS BE COMPARED TO CURRENT PREMIUMS? Marketplace Plan coverage will most likely cover more than plans accessible today. Will be difficult to compare premiums due to differences in coverage
26 WHAT HAPPENS IF SOMEONE DOES NOT ENROLL IN HEALTH INSURANCE? If a person/family can afford health insurance but does not buy it, they must pay a fee and must pay all of their medical expenses People without health insurance will not be protected from high medical bills that could lead to bankruptcy Fee for adults is 1% of income in 2014 and will increase to 2.5% of income in 2016 Fees charged for children also Will be assessed on Federal tax return Proof of insurance will need to provided d when file tax return
27 WHEN IS OPEN ENROLLMENT FOR THE MARKETPLACE? It begins October 1, 2013 Must enroll during open enrollment unless experience a qualifying event
28 RESOURCES Human resources website HealthCare.gov Kaiser Permanente Blue Cross Blue Shield p// /
A Consumer s Guide to the Affordable Care Act
A Consumer s Guide to the Affordable Care Act The Affordable Care Act was designed to help make health care affordable for everyone. This guide will help you understand how the ACA affects individuals
More informationHealth Insurance Marketplaces
Health Insurance Marketplaces 2013 Zywave, Inc. All rights reserved. Presented by Employer Flexible What is Health Care Reform? The Affordable Care Act (ACA) was enacted in March 2010. Biggest overhaul
More informationAmbulatory patient services (outpatient care you get without being admitted to a hospital)
What is the Affordable Health Care Act (ObamaCare)? Whether you need health coverage or have it already, the health care law offers new rights and protections that make coverage fairer and easier to understand.
More informationHEALTH CARE REFORM CHECKLIST
HEALTH CARE REFORM CHECKLIST As a small employer, you need to be aware of the new regulations tied to the Affordable Care Act. Refer to this checklist to ensure you understand each one and that you re
More informationMaryland Health Connection
Maryland Health Connection What You Need To Know About Getting Health Coverage MarylandHealthConnection.gov Goals Today The importance of coverage What is Maryland Health Connection? Coverage options Qualified
More informationTHE AFFORDABLE CARE ACT: THE AFFORDABLE COVERAGE OPTIONS AND CONSIDERATIONS IN 2014 THE NEW HEALTH INSURANCE: MARKETPLACE AND MEDICAID
THE AFFORDABLE CARE ACT: THE AFFORDABLE COVERAGE OPTIONS AND CONSIDERATIONS IN 2014 THE NEW HEALTH INSURANCE: MARKETPLACE AND MEDICAID Deloris Summers Deaf In-Person Counselor Navigator Jacksonville Area
More informationTHE HEALTH INSURANCE MARKETPLACE
THE HEALTH INSURANCE MARKETPLACE Presented by Raffa Financial Services Source: Centers for Medicare & Medicaid Services Design 2013 Zywave, Inc. All rights reserved. OBJECTIVES This session will help you:
More informationHealth Care Reform. Frequently Asked Questions. June 2013
Health Care Reform Frequently Asked Questions June 2013 Frequently Asked Questions (FAQs) What is a health insurance marketplace or exchange? A marketplace, or exchange, is a website where you can shop
More informationINDIVIDUAL HEALTH INSURANCE In Maine
A Consumer s Guide To... INDIVIDUAL HEALTH INSURANCE In Maine Published by: The Maine Bureau of Insurance September 2015 Paul R. LePage Governor Eric A. Cioppa Superintendent Basics of Individual Health
More informationThe New Healthcare Law and Its Impact on Small Business
U. S. Small Business Administration Washington Metropolitan Area District Office The New Healthcare Law and Its Impact on Small Business Julie C. Verratti Advisor U.S. Small Business Administration Julie.Verratti@sba.gov
More informationAffordable Care Act HEALTHCARE.GOV. Marketplace Implementation Briefing Virginia Organizing Marketplace Public Forum August 20, 2013
HEALTHCARE.GOV Affordable Care Act Marketplace Implementation Briefing Virginia Organizing Marketplace Public Forum August 20, 2013 Joanne Corte Grossi, MIPP Regional Director U.S. Department of Health
More informationA,B,C s of Obama Care What do you need to know? How will it affect you and your family?
Elephant in the Room A,B,C s of Obama Care What do you need to know? How will it affect you and your family? Confused? What will you learn in this webinar? O What is Obamacare? O What has it done so far?
More informationThe Affordable Care Act: Health Coverage Options & Considerations in 2014
The Affordable Care Act: Health Coverage Options & Considerations in 2014 J A C K S O N V I L L E A R E A C H A M B E R O F C O M M E R C E A U G U S T 2 7, 2 0 1 3 L A U R A M I N Z E R E X E C U T I
More informationHealth Insurance Marketplace. vhealth insurance exchanges. What to expect in 2014. What to expect in 2014
vhealth insurance exchanges Health Insurance Marketplace What to expect in 2014 What to expect in 2014 The basics of exchanges As part of the Affordable Care Act (ACA or health care reform law), starting
More informationIt goes by many names: Patient Protection and Affordable Care Act (PPACA) or ACA or Obama Care or simply Healthcare Reform.
WHAT IS HEALTHCARE REFORM? Healthcare Reform (HCR) is a law passed by Congress that provides many different requirements. A very important aspect of the law is that it is designed to provide individuals
More informationMaryland s New Health Insurance Marketplace. What You Need To Know About Getting Health Coverage
Maryland s New Health Insurance Marketplace What You Need To Know About Getting Health Coverage Goals Today The Importance of Coverage What is Maryland Health Connection? New coverage options Qualified
More informationUnderstanding the ObamaCare Health Insurance Plans in North Carolina Understanding Insurance and Affordable Care Act Terminology: ACA- Marketplace
Understanding the ObamaCare Health Insurance Plans in North Carolina As a result of the Affordable Care Act (a.k.a. ObamaCare) the following provisions are now in place for health insurance policies with
More informationState of Wisconsin / OFFICE OF THE COMMISSIONER OF INSURANCE
State of Wisconsin / OFFICE OF THE COMMISSIONER OF INSURANCE Scott Walker, Governor Theodore K. Nickel, Commissioner Wisconsin.gov 125 South Webster Street P.O. Box 7873 Madison, Wisconsin 53707-7873 Phone:
More informationTHE AFFORDABLE CARE ACT IN VIRGINIA --THE BASICS-- MARY FRANCES CHARLTON Attorney and ACA Coordinator LEGAL AID JUSTICE CENTER
THE AFFORDABLE CARE ACT IN VIRGINIA --THE BASICS-- MARY FRANCES CHARLTON Attorney and ACA Coordinator LEGAL AID JUSTICE CENTER Overview Affordable Care Act, aka Obamacare Goals Affordable Insurance Coverage
More informationINDIVIDUAL HEALTH INSURANCE GUIDE. Introduction. What is the Health Insurance Marketplace?
INDIVIDUAL HEALTH INSURANCE GUIDE Introduction On November 15th, 2014, the second annual Open Enrollment Period for Individual Health Insurance begins. The Affordable Care Act (ACA) requires all US citizens
More informationHealth insurance Marketplace. What to expect in 2014
Health insurance Marketplace What to expect in 2014 Overview The Affordable Care Act (ACA) includes several provisions geared to extend greater access to health insurance benefits to more people. Beginning
More informationThe Small Business Guide to Health Care Law
The Small Business Guide to Health Care Law How new changes in health care law will affect you and your employees Table of Contents Introduction 3 Part I: A General Overview of Health Care Law 4 The Affects
More informationTitle Here Title Here Title Here Title Here Title
What You Need to Know about Health Insurance What You Need to Know about Health Insurance Title Here Title Here Title Here Title Here Title Here Choosing Title the Here Health Title Here Plan Title that
More informationHealth Insurance Marketplace 101
Health Insurance Marketplace 101 The Marketplace is open! Find health care options that meet your needs and fit your budget. The Health Care Law In March 2010, President Obama signed the Affordable Care
More informationWhy the Affordable Care Act Matters for Women: Health Insurance 101
Why the Affordable Care Act Matters for Women: Health Insurance 101 APRIL 2014 Women are the health care decision makers in our country they make approximately 80 percent of the health care decisions in
More informationHealth Care Reform Update
Small Businesses No Financial Requirements for Small Businesses: The ACA imposes no financial requirements for small businesses to contribute to their employees health insurance. However, beginning in
More informationPresented by South Dakota Community Action Partnership
Presented by South Dakota Community Action Partnership The project described was supported by Funding Opportunity Number CA-NAV-13-001 from the U.S Department of Health and Human Services, Centers for
More informationHow the Affordable Care Act Affects Medical Support Orders in Oklahoma Frequently Asked Questions Spring, 2014 1
How the Affordable Care Act Affects Medical Support Orders in Oklahoma Frequently Asked Questions Spring, 2014 1 General 1. Did Oklahoma expand Medicaid? No, Oklahoma did not expand Medicaid. 2. Who is
More informationLegislative Brief: COMPREHENSIVE HEALTH COVERAGE ESSENTIAL HEALTH BENEFITS PACKAGE
Laurus Strategies Legislative Brief: COMPREHENSIVE HEALTH COVERAGE ESSENTIAL HEALTH BENEFITS PACKAGE The Affordable Care Act (ACA) requires non grandfathered health insurance plans in the individual and
More informationFAQ: PARTICIPANTS ON EARNED COVERAGE
FAQ: PARTICIPANTS ON EARNED COVERAGE What should I do when the Health Insurance Marketplace goes into effect on January 1? You don t need to do anything if you have earned coverage through the DGA Producer
More informationThe SHOP Marketplace. New Health Insurance Options for Small Businesses. August 2013
The SHOP Marketplace New Health Insurance Options for Small Businesses August 2013 What is the SHOP Marketplace? SHOP = Small Business Health Options Program A new, streamlined way for small employers
More informationUnderstanding the Impact of Health Care Reform
Understanding the Impact of Health Care Reform Esteban López, MD, MBA Regional President Disclaimer: The content contained within this presentation is for general informational purposes only and does not
More informationThe Affordable Care Act and the Health Insurance Marketplace
The Affordable Care Act and the Health Insurance Marketplace Are You Ready? The Affordable Care Act is here! In March 2010, President Obama signed into law the Affordable Care Act (ACA), putting comprehensive
More information!! Health Insurance Options! for! California Nonprofits!! October 2013!!! " www.calnonprofits.org
!! Health Insurance Options! for! California Nonprofits!! October 2013!!! ! California Association of Nonprofits (CalNonprofits) Statewide alliance of nonprofits Our mission To bring the full power of
More informationSection 2: INDIVIDUALS WHO CURRENTLY HAVE
Section 2: INDIVIDUALS WHO CURRENTLY HAVE COVERAGE OR AN OFFER OF COVERAGE FROM THEIR EMPLOYER Section 2 covers enrollment issues for individuals who have coverage or an offer of coverage whether through
More informationor vertical applications)
or vertical applications) Health care reform is on many of our minds. After all, the Affordable Care Act (ACA), will be in full swing by January 2014. But many people still have questions about what the
More informationHealth Insurance Buyers Guide. What You Need to Know to Get Started
Health Insurance Buyers Guide What You Need to Know to Get Started Time to Enroll The Affordable Care Act has changed the way that many people get health insurance. You may have more options and more ways
More informationChoosing the Best Plan for You: A Tool for Purchasing Coverage in the Health Insurance Exchange
Choosing the Best Plan for You: A Tool for Purchasing Coverage in the Health Insurance Exchange The Affordable Care Act (ACA) makes health insurance available to nearly all Americans and the law requires
More informationExchanges and the ACA What You Need to Know for 2014
Exchanges and the ACA What You Need to Know for 2014 How the Affordable Care Act affects the Individual Health Insurance Market This presentation is for informational purposes only and does not constitute
More informationNebraska Health Insurance Exchange Update
Nebraska Health Insurance Exchange Update Overview of the Affordable Care Act and the Federally Facilitated marketplace. September 2014 AFFORDABLE CARE ACT» The Affordable Care Act: Establishes a Health
More informationHow To Compare Health Insurance Plans
The three most important questions you need to ask Health care can be very expensive. Having a baby costs about $30,000, and so does the average three-day hospital stay. Health insurance is a way to reduce
More informationHealth Insurance Marketplace 101 1
Affordable Care Act Coverage Accomplishments May 2013 3.1 million young adults have gained insurance through their parents plans 6.1 million people with Medicare through 2012 received $5.7 billion in prescription
More informationCovered Services: All plans offered on the Marketplace cover 10 Essential Health Benefits:
Introduction The NY State of Health 2015 Plan Compare provides information about health plans offered on the Individual Marketplace. Here's some general information to get you started. Metal Levels: Plans
More informationTMO civic academy:! What you need to know! The Healthcare Marketplace!
TMO civic academy: What you need to know The Healthcare Marketplace 1 The Metropolitan Organization Developing power to shape public policy for the common good Organizing Process Learn - issues affecting
More informationOVERVIEW OF PRIVATE INSURANCE MARKET REFORMS IN THE PATIENT PROTECTION AND AFFORDABLE CARE ACT AND RESOURCES FOR FREQUENTLY ASKED QUESTIONS
OVERVIEW OF PRIVATE INSURANCE MARKET REFORMS IN THE PATIENT PROTECTION AND AFFORDABLE CARE ACT AND RESOURCES FOR FREQUENTLY ASKED QUESTIONS Brief Prepared by MATTHEW COKE Senior Research Attorney LEGISLATIVE
More informationInsurance. how insurance works
Insurance how insurance works why health insurance is important Health insurance is one of the best ways you can protect yourself and your family in case you get sick or injured and need medical care.
More informationHow To Get Health Insurance On A Health Insurance Marketplace
Health Insurance Marketplace Basics Amanda Ptashkin, JD Outreach and Advocacy Director aptashkin@healthyfuturega.org 404-890-5804 WHY SHOULD I GET COVERAGE? Access to the health care system Financial protection
More informationConsumer Guide to. Health Insurance. Oregon Insurance Division
Consumer Guide to Health Insurance Oregon Insurance Division The Department of Consumer and Business Services, Oregon s largest business regulatory and consumer protection agency, produced this guide.
More informationThis glossary provides simple and straightforward definitions of key terms that are part of the health reform law.
This glossary provides simple and straightforward definitions of key terms that are part of the health reform law. A Affordable Care Act Also known as the ACA. A law that creates new options for people
More informationFind health care options that meet your needs and fit your budget.
Health Insurance Marketplace 101 Find health care options that meet your needs and fit your budget. January 2015 The Health Care Law In March 2010, President Obama signed the Affordable Care Act into law
More informationAffordable Care Act Employee Education Packet
Affordable Care Act Employee Education Packet Your Health Plan Options under the Affordable Care Act The Affordable Care Act (ACA) requires that most Americans be covered under a health plan by January
More informationAFFORDABLE CARE ACT FAQ
AFFORDABLE CARE ACT FAQ What is the Healthcare Insurance Marketplace? The Marketplace is a new way to find quality health coverage. It can help if you don t have coverage now or if you have it but want
More informationThe Small Business Guide to Health Care Law. How new changes in health care law will affect you and your employees 609-662-2400 1
The Small Business Guide to Health Care Law How new changes in health care law will affect you and your employees 609-662-2400 1 2013 Independence Blue Cross Table of Contents Introduction 3 Part I: A
More informationGuide to Health Care Reform
Guide to Health Care Reform 2 0 1 5 Navigating the changing landscape The first year of health care reform may be over but it may have left you with more questions than ever. You probably want to know
More informationCopayment: The amount you must pay for each medical visit to a participating doctor or other healthcare provider, usually at this time service.
Basic Terms How to calculate Out of Pocket Costs on a Hospital Stay: If you have a $2000 deductible and 30% coinsurance health insurance plan. If you have a $10,000 emergency room or hospital stay your
More informationCovered Services: All plans offered on the Marketplace cover 10 Essential Health Benefits:
Introduction The NY State of Health 2015 Plan Compare provides information about health plans offered on the Individual Marketplace. Here's some general information to get you started. Metal Levels: Plans
More informationMODULE 16: MEDICARE AND THE HEALTH INSURANCE MARKETPLACES
MODULE 16: MEDICARE AND THE HEALTH INSURANCE MARKETPLACES Objective This module will educate HIICAP counselors about how Medicare is affected (and not affected) by the health insurance Marketplaces. What
More informationSURVIVAL GUIDE FOR SMALL BUSINESS
HEALTH INSURANCE MARKETPLACE SURVIVAL GUIDE FOR SMALL BUSINESS Vermont edition NAVIGATING NEXT STEPS IN HEALTH CARE REFORM There s a constant stream of changes and updates related to health care reform,
More informationHealth Insurance Options for 2014. Karen Spink, Assistant Director Health District of Northern Larimer County
Health Insurance Options for 2014 Karen Spink, Assistant Director Health District of Northern Larimer County Today s presentation topics Affordable Care Act Basics Health Insurance Marketplaces Individual
More informationIssue Brief: The Health Benefit Exchange and the Small Employer Market
Issue Brief: The Health Benefit Exchange and the Small Employer Market Overview The federal health care reform law directs states to set up health insurance marketplaces, called Health Benefit Exchanges,
More informationGLOSSARY OF KEY HEALTH INSURANCE CONCEPTS
The Affordable Care Act: A Working Guide for MCH Professionals Module 2 GLOSSARY OF KEY HEALTH INSURANCE CONCEPTS Overview A fundamental first step in accessing health care in the United States is having
More informationSHIBA. Statewide Health Insurance Benefits Advisors. Medicare, Health Insurance, & the Affordable Care Act Updates for Summer 2013
SHIBA Statewide Health Insurance Benefits Advisors Medicare, Health Insurance, & the Affordable Care Act Updates for Summer 2013 Liz Mercer Regional Trainer Sponsored by the: 8/8/2013 1 Today s overview
More informationHEALTH CARE R E F O R M
HEALTH CARE What does the Affordable Care Act mean to you? HEALTH CARE On March 23, 2010, President Obama signed the Affordable Care Act (ACA) into law. This marked the beginning of health care reform.
More informationHealth Care Reform: Health Insurance Marketplace FAQs
From Filice Insurance Health Care Reform: Health Insurance Marketplace FAQs What is a Health Insurance Marketplace? The Health Insurance Marketplace (Marketplace) is a way to find health coverage that
More informationHealth Insurance Marketplace Frequently Asked Questions
Health Insurance Marketplace Frequently Asked Questions Q & A SPECIFIC TO THE HEALTH INSURANCE MARKETPLACE & ASSISTANCE Q1: Why is health insurance important? A: No one plans to get sick or hurt, but at
More informationFrequently Asked Questions: The Affordable Care Act and You
Frequently Asked Questions: The Affordable Care Act and You This document provides answers to the common questions we receive regarding the Affordable Care Act and Health Insurance Marketplaces. If you
More informationThe New Health Law & Small Businesses
The New Health Law & Small Businesses October 2013 1 Goals of the New Health Law Affordable Care Act (ACA) Protect consumers against unfair insurance industry practices Give consumers more insurance options
More informationThe Affordable Care Act. President Obama signed the Affordable Care Act (ACA) into law on March 23, 2010.
The Affordable Care Act President Obama signed the Affordable Care Act (ACA) into law on March 23, 2010. The ACA was enacted to: v Increase quality and affordability of health insurance v Lower the uninsured
More informationThe Health Insurance Marketplace 101. July 2013
The July 2013 The Problem Insurance companies could turn away the 129 million Americans with pre-existing conditions Premiums had more than doubled over the last decade, while insurance company profits
More informationHealth Insurance Marketplace 101. Find health care options that meet your needs and fit your budget.
Health Insurance Marketplace 101 Find health care options that meet your needs and fit your budget. March 2014 The Health Care Law In March 2010, President Obama signed the Affordable Care Act into law
More informationThe Affordable Care Act & The Arizona Health Insurance Marketplace A Guide for Non-Medicare Members
Arizona State Retirement System The Affordable Care Act & The Arizona Health Insurance Marketplace A Guide for Non-Medicare Members January 0 There are four main points for ASRS retirees to keep in mind:
More informationFind health care options that meet your needs and fit your budget.
Health Insurance Marketplace 101 Find health care options that meet your needs and fit your budget. October 2015 Objectives This session will help you Explain the Health Insurance Marketplace Define who
More informationHealth Care Law & You
Health Care Law & You How to get the most out of your health care dollars 2014 Independence Blue Cross Independence Blue Cross is an independent licensee of the Blue Cross and Blue Shield Association.
More informationFederal Health Reform FAQs
Federal Health Reform FAQs Individuals 1. What is an exchange? An exchange, as created under the Affordable Care Act (ACA), is a place where consumers can purchase subsidized health insurance coverage.
More informationHealth. The Instant Insurance Guide: Information for Consumers in Delaware
The Instant Insurance Guide: Health Information for Consumers in Delaware Karen Weldin Stewart, CIR-ML Delaware s Insurance Commissioner 1-800-282-8611 www.delawareinsurance.gov Insurance Words and Terms
More informationThe Vermont Health Benefit Exchange: An Update for Small Business Owners
The Vermont Health Benefit Exchange: An Update for Small Business Owners Today s Presentation Health Reform Goals Overview of Health Care Reform What is the Exchange? What Does the Exchange Look Like?
More informationUnderstanding Health Insurance. Your Guide to the Affordable Care Act
Understanding Health Insurance Your Guide to the Affordable Care Act Summary Health insurance may seem like a luxury if you are on a tight budget. But protecting your health and your family is one of the
More informationWelcome to the KASA webinar series!
Welcome to the KASA webinar series! Today s topic: What Youth Leaders and Millennials Need to Know about Health Insurance and the Affordable Care Act Presenter: Erin Hemlin, Young Invincibles Hosted by:
More informationFind health care options that meet your needs and fit your budget. ctober 2014
O Health Insurance Find health care options that meet your needs and fit your budget. ctober 2014 The Health Care Law In March 2010, President Obama signed the Affordable Care Act into law generally requiring
More informationFact Sheet. AARP Public Policy Institute. Health Reform Changes Insurance Rules
Fact Sheet Health Reform Changes Insurance Rules The Affordable Care Act (ACA) will greatly increase the availability of health insurance and broadly impact the delivery of health care in America. This
More informationHealthcare Reform Preparedness for Small Businesses
Healthcare Reform Preparedness for Small Businesses Blue KC on Wheels Community awareness initiative Health screenings Wellness information Seminars on healthcare reform, health insurance and wellness
More informationHealth Care Reform Basics
Health Care Reform Basics You may be asking yourself what health care reform is all about. Don t worry, you re not alone many people are asking the same question! This booklet will give you the basics
More informationHealth Insurance Shopper s Guide 3 steps to choosing the right health plan for you and your family.
Health Insurance Shopper s Guide 3 steps to choosing the right health plan for you and your family. Ready to get started? We re here for you online, on the phone or in person. Visit for a quick and free
More informationThe Affordable Care Act. What does it mean for you and how we advocate for it?
The Affordable Care Act What does it mean for you and how we advocate for it? Who are Young Invincibles? Agenda Overview of the ACA How does health insurance work? What s included in a health insurance
More informationThe Affordable Care Act & The Arizona Health Insurance Marketplace A Guide for Non-Medicare Members
Arizona State Retirement System The Affordable Care Act & The Arizona Health Insurance Marketplace A Guide for Non-Medicare Members 205 There are four main points for ASRS retirees to keep in mind: The
More informationHEALTH INSURANCE PLANS
2016 HEALTH INSURANCE PLANS FOR YOU & YOUR FAMILY An Independent Licensee of the Blue Cross and Blue Shield Association MPI 4162 10/15 Access to more doctors, hospitals and top specialists * Coverage that
More informationHealth Insurance Marketplace
Health Insurance Marketplace & Arkansas Health Connector Published by the City of Pine Bluff, Human Resources Department ** Federal Mandate ** The Affordable Care Act, a new healthcare law, requires that
More informationIndiana Health Insurance Marketplace Enrollment & Benefits Guide
Indiana Health Insurance Marketplace Enrollment & Benefits Guide Health insurance coverage from a name you trust. Indiana University Health has been taking care of Indiana residents with the care of highly
More informationThe Vermont Health Benefit Exchange: An Update
The Vermont Health Benefit Exchange: An Update Today s Discussion Health Reform Goals & Timeline Overview of Health Care Reform What is the Exchange? What Does the Exchange Look Like? Plan Design Enrollment
More informationUnderstanding the Health Insurance Marketplace. August 2013
Understanding the Health Insurance Marketplace August 2013 Objectives This session will help you Explain the Health Insurance Marketplace Identify who will benefit Define who is eligible Explain the enrollment
More informationThe Effect of the Affordable Care Act on Your Small Business. Presented to : Greater Kansas City Chamber Business Class
The Effect of the Affordable Care Act on Your Small Business Presented to : Greater Kansas City Chamber Business Class November 6, 2013 KHN Kaiser Health News Current Headlines October 31- November 4,
More informationAs of January 1, 2014, most individuals must have some form of health coverage, or pay a penalty to the federal government.
Consumer Alert Health Insurance for 2014: What You Need to Know Before You Enroll (Individuals) As of January 1, 2014, most individuals must have some form of health coverage, or pay a penalty to the federal
More informationAffordable Care Act 101:
Affordable Care Act 101: What The Health Care Law Means for Small Non-Profit Employers in New Mexico Charlotte Roybal, Policy Connections West Liz Stefanics, Resources for Change Policy Works Lets Talk
More informationAffordable Care Act (ACA) Health Insurance Exchanges and Medicaid Expansion
Affordable Care Act (ACA) Health Insurance Exchanges and Medicaid Expansion Table of Contents Expanded Coverage... 2 Health Insurance Exchanges... 3 Medicaid Expansion... 8 Novartis Pharmaceuticals Corporation
More informationThe Health Insurance Exchange: Key Issues for Native Americans. Sireesha Manne & Kelsey McCowan Heilman, NM Center on Law and Poverty June 27, 2013
The Health Insurance Exchange: Key Issues for Native Americans Sireesha Manne & Kelsey McCowan Heilman, NM Center on Law and Poverty June 27, 2013 What We ll Cover Today Exchange Basics What Is the Exchange?
More informationHEALTH INSURANCE MARKETPLACE SURVIVAL GUIDE FOR SMALL BUSINESS. Vermont Edition
HEALTH INSURANCE MARKETPLACE SURVIVAL GUIDE FOR SMALL BUSINESS Vermont Edition NAVIGATING NEXT STEPS IN HEALTH CARE REFORM There s a constant stream of changes and updates related to health care reform,
More informationAffordable Care Act and Adolescents and Young Adults
Affordable Care Act and Adolescents and Young Adults Overview of Summit Welcome and Introductions Affordable Care Act 101 Affordable Care Act and Impact on Adolescents and Young Adults Federal Update on
More informationTHE KANSAS AFFORDABLE CARE ACT IMPLEMENTATION. Linda J. Sheppard November 6, 2014
THE KANSAS AFFORDABLE CARE ACT IMPLEMENTATION Linda J. Sheppard November 6, 2014 The Kansas Market Approximately 348,000 Kansans are uninsured - 12.3% of the state s population 44,130 are children, but
More informationThe Health Insurance Marketplace
The Health Insurance Marketplace A CONSUMER S INTRODUCTION BY DAVID STEWART HYNDMAN/BEDFORD HEALTH CENTERS PRESENTED BY MICHELLE BAKER FULTON COUNTY MEDICAL CENTER What is it? What did it do? THE AFFORDABLE
More informationLEARN. Your guide to health insurance
LEARN Your guide to health insurance Table of Contents Why health insurance is important...1 How the Affordable Care Act affects you...2 See if you may qualify for a subsidy...4 Types of health plans...6
More information