SunTrust Rewards Frequently Asked Questions (FAQs)

Save this PDF as:
 WORD  PNG  TXT  JPG

Size: px
Start display at page:

Download "SunTrust Rewards Frequently Asked Questions (FAQs)"

Transcription

1 SunTrust Rewards Frequently Asked Questions (FAQs) FAQ Quick Links Program Enrollment Earning SunPoints Redeeming SunPoints Rewards Delivery Customer Service Top 5 FAQs How do I earn SunPoints? How can I check my SunPoints balance? What can I get with my SunPoints? Am I eligible to participate in the SunTrust Rewards program? Is there an annual enrollment fee? Program What is the SunTrust Rewards program? The SunTrust Rewards program was designed with you in mind. This program lets you earn SunPoints for every qualifying purchase made with your eligible and enrolled SunTrust Visa Rewards Credit Card and Check Card. Your SunPoints can be used for your choice of cash back as a credit to your account, air travel, gift cards/ certificates, merchandise, and so much more. If you have both a SunTrust Check Card and a SunTrust Rewards Credit Card enrolled in the program, we combine your SunPoints for faster and better rewards! What are SunPoints? SunPoints are those points earned for every qualifying purchase made with an eligible and enrolled SunTrust Check and/or Credit Card. In order to earn SunPoints, your SunTrust Check Card must be enrolled in the SunTrust Rewards program and your SunTrust Credit Card must be a rewards program participant. What are qualifying purchases? Only qualifying purchases will earn SunPoints. Check card qualifying purchases must be signature-based purchases, Internet purchases, phone or mail order purchases, or automatic bill payments. Credit card and Check card qualifying purchases do not include balance transfers, convenience checks, payments made for

2 store value cards such as gift cards and similar cards, wire transfers, money transfers, quasi cash, travelers cheques and similar products that may be converted to cash, cash advances, payment of existing credit card account balances, fees charged on your credit card account, and purchases made when your credit card account or checking account is not in good standing. Am I eligible to participate in the SunTrust Rewards program? To participate in the program, you must reside in the United States, and your SunTrust Credit Card and checking accounts must be in and remain in good standing. What SunTrust cards are eligible for the SunTrust Rewards program? SunTrust Visa Signature with SunTrust Rewards SunTrust Platinum Visa with SunTrust Rewards SunTrust Visa Check Card associated with a consumer checking account Enrollment How do I enroll in the SunTrust Rewards program? When you receive your eligible SunTrust Visa Credit Card, your credit card account is automatically enrolled in the program. To enroll your eligible check card in the program, stop by any of our branches, call 800. SUNTRUST, or visit suntrust.com. Don t wait sign up now and begin earning your SunPoints today! Is there an annual enrollment fee? No. There is no cost to sign up for the program and there is no annual membership fee. Earning SunPoints How do I earn SunPoints? You earn one SunPoint for every $1 you spend on qualifying purchases made with your eligible SunTrust Credit Card. You earn one SunPoint for every $4 you spend on qualifying purchases made with your enrolled SunTrust Check Card. Can I purchase SunPoints? Yes. You can purchase extra SunPoints in 1,000-point increments for $30 per one thousand which will be billed directly to your credit card or checking account. You can purchase SunPoints online or by calling the SunTrust Rewards Call Center at

3 Is there a limit to the number of SunPoints I can earn? No. There is no limit on the number of SunPoints you can earn. You can continue to earn SunPoints throughout the year and carry them forward from one year to the next. How can I check my SunPoints balance? Check your SunPoints online at suntrust.com or call the SunTrust Rewards Call Center at Additionally, your credit card billing statement will include the total number of SunPoints earned for credit card purchases made during the current billing cycle. Do my SunPoints expire? Yes. Your SunPoints will expire on the last day of the year, five years from the end of the year in which they were posted to your SunPoints account. For example, SunPoints earned in June 2007 will expire on December 31, We will give you a 90-day notice prior to the expiration date. This notice will be online and sent to you via . Can I combine SunPoints from all my eligible SunTrust cards? Yes. Your SunPoints earned on different accounts will be combined automatically if you are the primary owner of those accounts, giving you the opportunity to earn great rewards faster. However, check cards issued under the same account with different card numbers cannot be combined. Redeeming SunPoints When can I begin redeeming my SunPoints? You can begin redeeming your SunPoints for rewards once the SunPoints appear in your SunPoints account balance. Spend your SunPoints when you earn them or save up for something big. What can I get with my SunPoints? The SunTrust Rewards program offers a wide range of reward options, from cash as a credit to your account and gift cards/certificates, to merchandise and air travel. To view the possibilities, browse the rewards catalog online or view the entire catalog here. How do I redeem my SunPoints for SunTrust Rewards? Redeeming SunPoints is fast and easy. You can redeem SunPoints any time online at suntrust.com or by calling the SunTrust Rewards Call Center at , which is available 8:00 a.m. 12:00 a.m. ET, Monday Friday and 9:00 a.m. 10:00 p.m. ET Saturday and Sunday. How do the airline travel rewards work? Which airlines participate in the program? Travel is offered on all major airlines with no blackout dates. Earn a round-trip ticket within the continental U.S. for as few as 25,000 SunPoints. To find out how many SunPoints it takes to get to your desired destination, the maximum value requirements, and additional rewards, browse the catalog online or view the entire catalog here.

4 What if the requested airline ticket is over the maximum value allowed? You may pay the difference with your SunTrust Credit Card or Check Card and earn additional SunPoints. Will my gift cards/certificates have an expiration date and/or any other restrictions? Each gift card/certificate will have an expiration date and/or other restrictions. Are gift card/certificates transferable? The gift card/certificates are not personalized and may be transferred to anyone you select as a recipient. Rewards Delivery Can I have my rewards shipped to an address other than my account address? Yes. Merchandise and gift card/certificate rewards can be shipped to any address you designate as long as it is a valid street address within the United States, including Alaska and Hawaii (no P.O. boxes or Army Post Office/ Fleet Post Office addresses). How long will it take for my rewards to be shipped? Most rewards can be shipped within 48 hours from the receipt of your order. However, some rewards may take up to eight weeks for delivery. We will you or send you a postcard if additional time is needed to ship your reward. Are shipping charges included in my gift card/certificate and merchandise order? Yes, standard shipping is included at no additional charge. However, there will be a charge for rush shipping. Customer Service I lost my card. Will I also lose my accumulated SunPoints? No. If your card is lost or stolen, your accumulated SunPoint account balance will be retained and your new account will automatically be enrolled in the program. My SunPoints balance is incorrect. What should I do? If you have any questions regarding your SunPoints balance, please contact the SunTrust Rewards Call Center at

5 I never received my gift certificate reward. Will I get a replacement for a lost, stolen, or destroyed gift card? SunTrust sends all gift certificate and gift card rewards by First Class Mail, UPS, or other express carrier and we make every effort to deliver rewards within expected timeframes. Once shipped, however, SunTrust is not responsible for any lost, stolen, destroyed, or expired certificates or cards. If your reward has not been received within six weeks from the date of order, please notify SunTrust Rewards at My merchandise reward was damaged when I received it. What should I do? Please contact the SunTrust Rewards Call Center at for assistance if merchandise you received was damaged or defective. Why have SunPoints been deducted from my account? The number of SunPoints in your account will be reduced by the value of any returns or credits and any qualifying purchase which becomes the subject of a chargeback. Also, transactions made with a lost, canceled, stolen, or fraudulent credit or check card will be deemed as negative SunPoints. Who can I contact if I have additional questions? Please contact the SunTrust Rewards Call Center at Our operating hours are 8:00 a.m. 12:00 a.m. ET, Monday Friday and 9:00 a.m. 10:00 p.m. ET Saturday and Sunday. suntrust.com 800.SUNTRUST SunTrust Bank, Member FDIC SunTrust Banks, Inc. SunTrust and Seeing beyond money are federally registered service marks of SunTrust Banks, Inc. mkt FAQ

Purchase Perks Program Rules & Conditions

Purchase Perks Program Rules & Conditions Purchase Perks Program Rules & Conditions These Rules and Conditions (Terms and Conditions) apply to the following credit cards that are issued by Synovus Bank and are participating in the Purchase Perks

More information

ProRewards provides purchasing power and many other gifts. How to enroll

ProRewards provides purchasing power and many other gifts. How to enroll ProRewards Heading or title ProRewards provides purchasing power and many other gifts. ProRewards is a program that gives you the ability to automatically earn points for great rewards by using your Proponent

More information

(Available on our Platinum Rewards credit card, Business Platinum Rewards credit card, & Unitus Rewards checking account debit card only)

(Available on our Platinum Rewards credit card, Business Platinum Rewards credit card, & Unitus Rewards checking account debit card only) (Available on our Platinum Rewards credit card, Business Platinum Rewards credit card, & Unitus Rewards checking account debit card only) I. Description of the Program a) Unitus members with Prime Share

More information

AmaZing Cash FAQs. About the Program

AmaZing Cash FAQs. About the Program AmaZing Cash FAQs About the Program 1. How does the AmaZing Cash program work? The AmaZing Cash program comes automatically with the AmaZing Cash Credit Card and the AmaZing Cash Signature Card. You earn

More information

VOICE Credit Card Rewards Terms and Conditions

VOICE Credit Card Rewards Terms and Conditions VOICE Credit Card Rewards Terms and Conditions Contents IMPORTANT NOTICE... 2 PROGRAM DESCRIPTION... 2 ELIGIBILITY... 2 EARNING POINTS... 2 RESTRICTIONS ON POINT EARNING... 3 POINT EXPIRATION, LOSS OF

More information

AmaZing Cash FAQs. About the Program

AmaZing Cash FAQs. About the Program AmaZing Cash FAQs About the Program 1. How does the AmaZing Cash program work? The AmaZing Cash program comes automatically with the AmaZing Cash Credit Card and the AmaZing Cash Signature Card. It is

More information

PROGRAM DESCRIPTION NAVY FEDERAL S VISA SIGNATURE FLAGSHIP REWARDS CARD

PROGRAM DESCRIPTION NAVY FEDERAL S VISA SIGNATURE FLAGSHIP REWARDS CARD NAVY FEDERAL S VISA SIGNATURE FLAGSHIP REWARDS CARD PROGRAM DESCRIPTION Visa Signature Flagship Rewards Online Members with NFO access may view their Visa Signature Flagship Rewards point history and redeem

More information

If you have questions about how Banner Bank s TruRewards program works, you ll find the answers here.

If you have questions about how Banner Bank s TruRewards program works, you ll find the answers here. Frequently Asked Questions If you have questions about how Banner Bank s TruRewards program works, you ll find the answers here. How TruRewards works How much does it cost to participate in TruRewards?

More information

FREQUENTLY ASKED QUESTIONS REGARDING CITY NATIONAL REWARDS, POWERED BY THE SCORECARD PROGRAM EFFECTIVE MAY 7, 2012

FREQUENTLY ASKED QUESTIONS REGARDING CITY NATIONAL REWARDS, POWERED BY THE SCORECARD PROGRAM EFFECTIVE MAY 7, 2012 FREQUENTLY ASKED QUESTIONS REGARDING CITY NATIONAL REWARDS, POWERED BY THE SCORECARD PROGRAM EFFECTIVE MAY 7, 2012 GENERAL PROGRAM QUESTIONS What is City National Rewards? What is ScoreCard? How do I enroll

More information

TruRewards Terms and Conditions

TruRewards Terms and Conditions TruRewards Terms and Conditions TruRewards ("Program") is a promotional incentive program offered by Banner Bank ("Issuer," "we," and "us") residents of the United States. Under the Program, you will earn

More information

REWARDS TERMS & CONDITIONS COMMERCE BANK BUSINESS REWARDS

REWARDS TERMS & CONDITIONS COMMERCE BANK BUSINESS REWARDS REWARDS TERMS & CONDITIONS COMMERCE BANK BUSINESS REWARDS INTRODUCTION These Terms and Conditions are provided to Accountholders ( You or Your ) by Commerce Bank ( Commerce ) solely for the purpose of

More information

WorldPoints Rewards Program Rules

WorldPoints Rewards Program Rules WorldPoints Rewards Program Rules It s easy to earn Points simply use your credit card for everyday purchases, like buying groceries, filling the gas tank or paying your utility bill. Your rewards at a

More information

NAVY FEDERAL S BUSINESS REWARDS CARD PROGRAM DESCRIPTION

NAVY FEDERAL S BUSINESS REWARDS CARD PROGRAM DESCRIPTION NAVY FEDERAL S BUSINESS REWARDS CARD PROGRAM DESCRIPTION BUSINESS REWARDS Online Members with NFO access may view their BUSINESS REWARDS point history and redeem points on navyfederal.org 24 hours a day

More information

NAVY FEDERAL S GO REWARDS CARD PROGRAM DESCRIPTION. navyfederal.org 1-888-842-6328

NAVY FEDERAL S GO REWARDS CARD PROGRAM DESCRIPTION. navyfederal.org 1-888-842-6328 NAVY FEDERAL S GO REWARDS CARD PROGRAM DESCRIPTION navyfederal.org 1-888-842-6328 Rewards 1,000 Digital downloads including apps. 3,500 Selection of merchandise and gift cards. 5,000 Selection of merchandise

More information

Program Terms Effective Until October 18, 2013

Program Terms Effective Until October 18, 2013 Program Terms Effective Until October 18, 2013 THIS PROGRAM HAS BEEN DISCONTINUED. FOR EXISTING MEMBERS, PLEASE CONSULT THE DOCUMENTATION YOU RECEIVED OR CONTACT CUSTOMER SERVICE AT 808-627-6900 FOR REDEMPTON

More information

PNC Bank, National Association, which issues your Credit Card. The billing cycle or billing cycles of your Credit Card Account

PNC Bank, National Association, which issues your Credit Card. The billing cycle or billing cycles of your Credit Card Account K-8360 points PNC Flex T&C PNC points Program Terms and Conditions as of October 17, 2015 BASIC TERMS DEFINED Program Credit Card, Card Credit Card Account You, your, Cardholder We, our, us, PNC Bank,

More information

BENEFITS GUIDE. RBC Royal Bank Visa Platinum Avion. Welcome to a world of travel rewards AVION

BENEFITS GUIDE. RBC Royal Bank Visa Platinum Avion. Welcome to a world of travel rewards AVION BENEFITS GUIDE RBC Royal Bank Visa Platinum Avion Welcome to a world of travel rewards AVION Enjoy a world of rewards. Reward yourself Your new RBC Royal Bank Visa Platinum Avion card offers an unparalleled

More information

Business Card with WorldPoints Rewards Don t just think of it as a credit card. Think of it as a way to work more efficiently.

Business Card with WorldPoints Rewards Don t just think of it as a credit card. Think of it as a way to work more efficiently. Benefit Summary Business Card with WorldPoints Rewards Don t just think of it as a credit card. Think of it as a way to work more efficiently. If you use a personal credit card for business expenditures,

More information

Terms and Conditions. Suncorp Bank Rewards and Suncorp Bank Qantas Frequent Flyer Rewards for Suncorp Clear Options Personal Credit Cards

Terms and Conditions. Suncorp Bank Rewards and Suncorp Bank Qantas Frequent Flyer Rewards for Suncorp Clear Options Personal Credit Cards Terms and Conditions Suncorp Bank Rewards and Suncorp Bank Qantas Frequent Flyer Rewards for Suncorp Clear Options Personal Credit Cards Effective Date: July 2014 Table of Contents 1. Meaning of Words...

More information

TCF Miles Plus SM Rewards Program

TCF Miles Plus SM Rewards Program TCF Miles Plus SM Rewards Program Card Issuer Terms and Conditions TCF MILES PLUS Rewards Program ( Program ) is a promotional incentive Program offered by TCF National Bank ( Issuer, we, and us ). These

More information

Rewards Terms & Conditions Copy

Rewards Terms & Conditions Copy Rewards Terms & Conditions Copy Commerce Bank Rewards INTRODUCTION These Terms and Conditions are provided to Accountholders ( You or Your ) by Commerce Bank ( Commerce ) solely for the purpose of promoting

More information

your guide to your new BOQ Credit Card

your guide to your new BOQ Credit Card your guide to your new BOQ Credit Card Contents A card that you will love 1 Getting started 2 Flexible banking at your fingertips 3 Platinum Visa card 4 Blue Visa card 6 Low Rate Visa card 7 BOQ Rewards

More information

BankAmericard Privileges credit card with Travel Rewards Program Rules

BankAmericard Privileges credit card with Travel Rewards Program Rules BankAmericard Privileges credit card with Travel Rewards Program Rules It s easy to earn Points simply use your credit card for everyday purchases. There s no additional cost to participate in the Program,

More information

This APR may be applied to your Credit Card account if you make a late payment. If you are charged interest, the charge will be no less than $1.00.

This APR may be applied to your Credit Card account if you make a late payment. If you are charged interest, the charge will be no less than $1.00. SHELL VACATIONS CLUB VISA CREDIT CARD AGREEMENT (Personal Accounts) Interest Rates and Interest Charges Annual Percentage Rate (APR) for Purchases APR for Cash Advances Penalty APR and When it Applies

More information

0.00% Introductory APR for the first 15 months.

0.00% Introductory APR for the first 15 months. Reference this guide for information on the Travel Rewards rates and fees, and Rewards Program terms. Information updated as of November 7, 2015. Interest Rates and Interest Charges Annual Percentage Rate

More information

ANZ Airpoints Visa WELCOME GUIDE

ANZ Airpoints Visa WELCOME GUIDE ANZ Airpoints Visa WELCOME GUIDE Introducing the ANZ Airpoints Visa and the ANZ Airpoints Visa Platinum, the credit cards that reward you with Air New Zealand Airpoints Dollars. The ANZ Airpoints Visa

More information

VISA PLATINUM/VISA PLATINUM REWARDS/VISA PLATINUM SHARE SECURED CONSUMER CREDIT CARD AGREEMENT

VISA PLATINUM/VISA PLATINUM REWARDS/VISA PLATINUM SHARE SECURED CONSUMER CREDIT CARD AGREEMENT VISA PLATINUM/VISA PLATINUM REWARDS/VISA PLATINUM SHARE SECURED CONSUMER CREDIT CARD AGREEMENT In this Agreement, Agreement means this Consumer Credit Card Agreement. Disclosure means the Credit Card Account

More information

Merchant Guide to the Visa Address Verification Service

Merchant Guide to the Visa Address Verification Service Merchant Guide to the Visa Address Verification Service Merchant Guide to the Visa Address Verification Service TABLE OF CONTENTS Table of Contents Merchant Guide to the Visa Address Verification Service

More information

ATB FINANCIAL BUSINESS REWARDS TERMS AND CONDITIONS

ATB FINANCIAL BUSINESS REWARDS TERMS AND CONDITIONS Effective February 8, 2016 1. REWARD PROGRAM These terms and conditions apply to the ATB Financial Business Rewards BusinessCard Program (the Program ) associated with the Card Account that allows you

More information

Altitude Rewards and Altitude Qantas

Altitude Rewards and Altitude Qantas Altitude Terms and Conditions Altitude Rewards and Altitude Qantas Effective 9 November 2014 Altitude Rewards 1 Contents Altitude Rewards terms and conditions...4 1. When do these terms and conditions

More information

Program Rules. Important information about WorldPoints Travel Rewards for Business WorldPoints Travel Rewards for Business Card.

Program Rules. Important information about WorldPoints Travel Rewards for Business WorldPoints Travel Rewards for Business Card. Important information about WorldPoints Travel Rewards for Business WorldPoints Travel Rewards for Business Card Program Rules Companies that apply for and receive a WorldPoints Travel Rewards for Business

More information

Including ANZ Business One Rewards Options

Including ANZ Business One Rewards Options Introducing ANZ Business One Rewards Options Including ANZ Business One Rewards Options Program Terms and Conditions Welcome We re delighted you have chosen ANZ Business One Rewards Options, the business

More information

0.00% Introductory APR for the first 15 months.

0.00% Introductory APR for the first 15 months. Reference this guide for information on the Private Wealth Management Credit Card rates and fees, and Rewards Program terms. Information updated as of November 7, 2015. Interest Rates and Interest Charges

More information

Card Services Rewards and Card Services Qantas Rewards Program Terms and Conditions

Card Services Rewards and Card Services Qantas Rewards Program Terms and Conditions Card Services Rewards and Card Services Qantas Rewards Program Terms and Conditions February 2012 Contents Page 1. Definitions 2 Chapter One 2. Participation and Agreement 4 3. Awarding of Points 4 4.

More information

WorldPoints Rewards Program Rules

WorldPoints Rewards Program Rules WorldPoints Rewards Program Rules FIA Card Services Rewards American Express Cardmembers are automatically enrolled in the WorldPoints Rewards program ("the Program") at no additional cost. FIA Card Services,

More information

TD Cash & First Class Important Credit Card Terms and Conditions. Interest Rates and Interest Charges Annual Percentage Rate (APR) for Purchases

TD Cash & First Class Important Credit Card Terms and Conditions. Interest Rates and Interest Charges Annual Percentage Rate (APR) for Purchases TD Cash & First Class Important Credit Card Terms and Conditions Rates, fees, and other important costs of the TD Credit Cards are disclosed below. Additional fees and account terms are described in the

More information

Citibank Rewards and Citibank Qantas Rewards Program Terms and Conditions. Citibank Rewards Credit Card - Signature Citi Prestige Credit Card

Citibank Rewards and Citibank Qantas Rewards Program Terms and Conditions. Citibank Rewards Credit Card - Signature Citi Prestige Credit Card Citibank Rewards and Citibank Qantas Rewards Program Terms and Conditions Citibank Rewards Credit Card - Signature Citi Prestige Credit Card Contents Page 1. Definitions 2 Chapter One 2. Participation

More information

Card Type Phone Number Website. BBVA Compass Select Credit Card 877-676-5172 www.bbvacompass.com/selectrewards

Card Type Phone Number Website. BBVA Compass Select Credit Card 877-676-5172 www.bbvacompass.com/selectrewards CompassPoints Terms and Conditions CompassPoints is a promotional rewards program ("Program") offered by BBVA Compass ("Bank," "we," "us" or "our"). In this Program, "you" or "your" means everyone that

More information

Frequently Asked Questions ORDERING ON MYHERBALIFE.COM UNITED STATES, Rev. August 22, 2014

Frequently Asked Questions ORDERING ON MYHERBALIFE.COM UNITED STATES, Rev. August 22, 2014 Click on any of the frequently asked questions below to display the answer. If you cannot find the answer to your question, please contact Member Services at 866-866-4744, 9 a.m. to 6 p.m. PST, Monday

More information

Program Administrator Guide

Program Administrator Guide CORPORATE SERVICES The American Express / Business ExtrAA Corporate Card Program Administrator Guide Visit corp.americanexpress.com/bx for program terms and conditions The American Express / Business ExtrAA

More information

CASH REWARDS COLLABRIA CASH BACK CARD C33014

CASH REWARDS COLLABRIA CASH BACK CARD C33014 CASH REWARDS COLLABRIA CASH BACK CARD C33014 Cash Rewards COLLABRIA CASH BACK CARD By using your Collabria Cash Back Card, you agree to the following terms and conditions which form part of the Collabria

More information

FIS Dispute Resolution Center Dispute/Fraud Cover Sheet

FIS Dispute Resolution Center Dispute/Fraud Cover Sheet Attention: Chargeback Services (Chargeback Customer Service Inquiries) : 1.800.600.5249 Fax: 1.800.253.1220 Mail: PO BOX 30495 Tampa, FL 33630 3495 Revised: 10/18/2013 From: (Institution Name): Phone:

More information

Frequently Asked Questions

Frequently Asked Questions Frequently Asked Questions How does the program work? Members are assigned a KCI Rewards Pass, which is linked to a credit card kept on file in a secured account. Simply hold your KCI Rewards Pass in front

More information

Pima Federal Visa Credit Cards Frequently Asked Questions (FAQs)

Pima Federal Visa Credit Cards Frequently Asked Questions (FAQs) Pima Federal Visa Credit Cards Frequently Asked Questions (FAQs) (Effective May 2013) APPLICATION PROCESS Q: Who can apply for a Pima Federal Visa Credit Card? A: Any member of Pima Federal is eligible

More information

LPL Financial Cash Management Services

LPL Financial Cash Management Services OPERATIONS LPL Financial Cash Management Services Cash and Banking Solutions to Manage Your Daily Finances an added level of protection Table of Contents 3 Premier Plus Account 4 Insured Cash Account 4

More information

Discover the benefits of your new RBC Rewards Visa * Classic card

Discover the benefits of your new RBC Rewards Visa * Classic card Discover the benefits of your new RBC Rewards Visa * Classic card Choice, flexibility and free rewards they re yours with the RBC Rewards Visa Classic card. Welcome to RBC Royal Bank s premiere no-fee

More information

VISA PLATINUM CONSUMER CREDIT CARD AGREEMENT

VISA PLATINUM CONSUMER CREDIT CARD AGREEMENT VISA PLATINUM CONSUMER CREDIT CARD AGREEMENT In this Agreement, Agreement means this Consumer Credit Card Agreement. Disclosure means the Credit Card Account Opening Disclosure. The Account Opening Disclosure

More information

CommBank Awards Program

CommBank Awards Program Important information about the CommBank Awards Program Program Terms and Conditions 7 September 2015 Some Awards are also subject to separate terms and conditions of the supplier of the award. Please

More information

Current Account, Current Account Plus, Student Current Account, Privilege Current Account, Privilege Premier Current Account. Terms and conditions

Current Account, Current Account Plus, Student Current Account, Privilege Current Account, Privilege Premier Current Account. Terms and conditions Current Account, Current Account Plus, Student Current Account, Privilege Current Account, Privilege Premier Current Account. Terms and conditions With effect from 5 July 2015 Terms and conditions of the

More information

LOGIX REWARDS PROGRAM DISCLOSURE Program Rules

LOGIX REWARDS PROGRAM DISCLOSURE Program Rules LOGIX REWARDS PROGRAM DISCLOSURE Program Rules In this Logix Rewards Program Disclosure, the words "we", "us", "our", and "Logix" each mean Logix Federal Credit Union. The words "you", "your, "yours",

More information

smile current account Terms and Conditions

smile current account Terms and Conditions smile current account Terms and Conditions Terms and Conditions of the smile current account, overdraft and debit card (incorporating smilemore and smile student) With effect from 5 July 2015 Terms and

More information

Need to pay the babysitter? Popmoney! Pay your friend for concert tickets? Popmoney! Pay your rent? Popmoney!

Need to pay the babysitter? Popmoney! Pay your friend for concert tickets? Popmoney! Pay your rent? Popmoney! Popmoney Popmoney is an innovative personal payment service that allows you to send and receive electronic payments, eliminating the hassles of checks and cash. Now, sending and receiving money is as easy

More information

Managing Your Checking Account

Managing Your Checking Account Managing Your Checking Account People you trust. Advice that works. Member FDIC trustmark.com Keeping in Check Avoid unnecessary fees by staying in control of your checking account. 1. Record all transactions

More information

Altitude Business Rewards. Terms and conditions. Altitude Business Cards Altitude Business Gold Cards Altitude Business Platinum Cards

Altitude Business Rewards. Terms and conditions. Altitude Business Cards Altitude Business Gold Cards Altitude Business Platinum Cards Altitude Business Rewards Terms and conditions Altitude Business Cards Altitude Business Gold Cards Altitude Business Platinum Cards Effective 15 August 2015 Contents 1. When do these terms and conditions

More information

1. Definitions 1. Bank means Arab Bank PLC - UAE and /or its branches

1. Definitions 1. Bank means Arab Bank PLC - UAE and /or its branches Arab Bank Credit Cards Travel Rewards Program Terms & Conditions - UAE The terms and conditions related to Arab Bank Credit Cards Travel Rewards Program should be read in conjunction with the Terms and

More information

January 2009. Q Rewards Terms and Conditions

January 2009. Q Rewards Terms and Conditions January 2009 Q Rewards Terms and Conditions 2 Contents Page 1. Definitions 4 2. Participation 4 3. Accumulation of Reward Points 4 4. Duration and Loss of Reward Points 5 5. Reward Redemption 6 6. Fast

More information

MasterCard Debit Card Disputes and Fraud Claims

MasterCard Debit Card Disputes and Fraud Claims MasterCard Debit Card Disputes and Fraud Claims For the credit union to process your MasterCard dispute or fraud claim in a timely manner, please follow this comprehensive member guide. Rutgers Federal

More information

PAYROLL CARD FREQUENTLY ASKED QUESTIONS

PAYROLL CARD FREQUENTLY ASKED QUESTIONS The following document provides answers to frequently asked questions regarding the Umpqua Bank Payroll Card. Contact Customer Care at 800-650-7141 with questions. Card Basics Q. How does the Payroll Card

More information

About Your Gift Card

About Your Gift Card About Your Gift Card Valley National Bank Visa Gift Card Terms and Conditions This Agreement sets forth the Terms and Conditions (collectively, the Terms ) applicable to the Valley National Bank Visa Gift

More information

Access your bank account anywhere, anytime

Access your bank account anywhere, anytime Access your bank account anywhere, anytime The Butterfield Visa Debit Card offers the ultimate in convenience, whether you re shopping or need to access cash at home or abroad. Use it wherever Visa is

More information

BankAmericard Cash Rewards Program Rules

BankAmericard Cash Rewards Program Rules BankAmericard Cash Rewards Program Rules It s simple: Cash back on every purchase. Use your card for everyday spending and put your purchases to work for you and redeem for cash back. There s no additional

More information

UMB Discover Cardholder Agreement

UMB Discover Cardholder Agreement UMB Discover Cardholder Agreement 1. Your Agreement to these Terms and Conditions; Definitions. The terms and conditions in this Agreement govern your Card and all credit extended to you under this Agreement.

More information

ACCUMULATING SAVINGS DOLLARS

ACCUMULATING SAVINGS DOLLARS Destination Rewards, Inc. ("Program Manager") is a service provider for the Jeep Wave Savings Network Program; contact information for the Program Manager is available in the Jeep Wave tab of Mopar Owner

More information

Card Eligibility: To be eligible for an Account, you must meet certain minimum income, residency, age, credit quality and other requirements.

Card Eligibility: To be eligible for an Account, you must meet certain minimum income, residency, age, credit quality and other requirements. TD Cash Rewards Important Credit Card Terms and Conditions Rates, fees, and other important costs of the TD Cash Rewards SM Credit Card are disclosed below. Additional fees and account terms are described

More information

How We Will Calculate Your Balance: We use a method called Average Daily Balance (including Current Transactions).

How We Will Calculate Your Balance: We use a method called Average Daily Balance (including Current Transactions). TD Easy Rewards Important Credit Card Terms and Conditions Rates, fees, and other important costs of the TD Easy Rewards SM Credit Card are disclosed below. Additional fees and account terms are described

More information

RULES governing the Cashback Program

RULES governing the Cashback Program RULES governing the Cashback Program Rules The following rules apply to the Laurentian Bank Cashback Program and are subject to change without notice. Once you activate, sign or otherwise use your Laurentian

More information

À LA CARTE REWARDS PLAN RULES AND REGULATIONS Nbcrewards.ca

À LA CARTE REWARDS PLAN RULES AND REGULATIONS Nbcrewards.ca À LA CARTE REWARDS PLAN RULES AND REGULATIONS Nbcrewards.ca 1. HOW TO ENROLL IN THE À LA CARTE REWARDS PLAN 1.1 The À la carte Rewards Plan ( À la carte Plan ) is the rewards program of MasterCard credit

More information

2013-14 DIGITAL SEASON SEAT CARD GUIDE

2013-14 DIGITAL SEASON SEAT CARD GUIDE 2013-14 DIGITAL SEASON SEAT CARD GUIDE what a great SAVE!!! Season Seat Holders Remember to use your Digital Season Seat or ID Card to receive 15% OFF regular price merchandise! Present your Card at time

More information

If you do not find an answer to your question, send us an email to giftcenter@stewleonards.com or call us at 1-800-SAY-STEW

If you do not find an answer to your question, send us an email to giftcenter@stewleonards.com or call us at 1-800-SAY-STEW StewsGifts.com Help Page Frequently Asked Questions Listed below are many of the questions we receive on a regular basis. Please scan the list below for an answer to your question. If you do not find an

More information

FIS Dispute Resolution Center Dispute/Fraud Cover Sheet. FRAUD INVESTIGATION FORM PO Box 30495 Tampa, FL 33630 3495 Or by fax to 1.800.253.

FIS Dispute Resolution Center Dispute/Fraud Cover Sheet. FRAUD INVESTIGATION FORM PO Box 30495 Tampa, FL 33630 3495 Or by fax to 1.800.253. FIS FRAUD INVESTIGATION FORM PO Box 30495 Tampa, FL 33630 3495 Or by fax to 1.800.253.1220 1. My mailing address is My telephone number at home is ( ) and at work is ( ) 2. My credit/debit card was issued

More information

credit card Your Welcome Guide

credit card Your Welcome Guide credit card Your Welcome Guide We d like to welcome you as a new Co-operative Membership credit card holder. Welcome This guide tells you all you need to know to make the most of your Co-operative Membership

More information

Q: What is an American Express travel card and why would I want a card?

Q: What is an American Express travel card and why would I want a card? Travel Card: FAQ Q: What is an American Express travel card and why would I want a card? A: A travel card is basically a "credit card" that can be used to purchase business travel, business meal and business

More information

Your Member Kit WELCOME. Here s everything you need to know about the transition from North Shore Manufacturers to Hanscom.

Your Member Kit WELCOME. Here s everything you need to know about the transition from North Shore Manufacturers to Hanscom. Your Member Kit WELCOME Here s everything you need to know about the transition from North Shore Manufacturers to Hanscom. Table of Contents Key Dates... 1 General Account Information... 2 Savings Accounts...

More information

credit card Your Welcome Guide

credit card Your Welcome Guide credit card Your Welcome Guide We would like to welcome you as a new Co-operative Membership credit cardholder. welcome This guide tells you all you need to know to make the most of your Co-operative Membership

More information

American Cancer Society Fundraising App Overview

American Cancer Society Fundraising App Overview Fundraising App FAQs We're here to answer any questions you might have about the American Cancer Society Fundraising App. Below are answers to some of the most frequently asked questions, but if you have

More information

Credit Cards. Credit Cards. boq.com.au

Credit Cards. Credit Cards. boq.com.au Credit Cards Credit Cards 1300 55 7 7 boq.com.au Citigroup Pty Limited ABN 88 004 35 080, AFSL 38098, Australian Credit Licence No. 38098 (Citigroup) is the credit provider and issuer of BOQ Credit Cards

More information

Terms and Conditions. Premium and Standard Membership Rewards Program for Suncorp Clear Options Business Credit Cards

Terms and Conditions. Premium and Standard Membership Rewards Program for Suncorp Clear Options Business Credit Cards Terms and Conditions Premium and Standard Membership Rewards Program for Suncorp Clear Options Business Credit Cards Effective Date: May 2014 Table of Contents 1. Meaning of Words... 1 2. Participation

More information

Checking Services (Share Draft Accounts)

Checking Services (Share Draft Accounts) Checking Services Checking Services (Share Draft Accounts) UCF FCU makes simple and convenient. Our accounts (called share draft accounts), offer flexible choices to access funds and make purchases - pay

More information

December 2013. Q Rewards Terms and Conditions

December 2013. Q Rewards Terms and Conditions December 2013 Q Rewards Terms and Conditions 2 Contents Page 1. Definitions 4 2. Participation 4 3. Accumulation of Reward Points 4 4. Duration and Loss of Reward Points 5 5. Reward Redemption 6 6. Fast

More information

ANZ Rewards RewARds PRogRAm TeRms ANd CoNdiTioNs

ANZ Rewards RewARds PRogRAm TeRms ANd CoNdiTioNs ANZ Rewards Rewards Program Terms and Conditions When these terms and conditions apply 1. If you are a new account holder, these terms and conditions will apply when we advise you that your application

More information

Bank means Arab Bank PLC - Qatar and /or its branches

Bank means Arab Bank PLC - Qatar and /or its branches Arab Bank Credit Cards Travel Rewards Program Terms & Conditions Qatar The terms and conditions related to Arab Bank Credit Cards Travel Rewards Program should be read in conjunction with the Terms and

More information

1. Merchandise scotiarewards.com

1. Merchandise scotiarewards.com TERMS AND CONDITIONS A. Participation Requirements and Use of Personal Information The Scotia Rewards program is automatically available to all ScotiaGold Passport VISA* Cardmembers and ScotiaGold Passport

More information

Current Account Conditions and AccounT Information.

Current Account Conditions and AccounT Information. Current Account Conditions and AccounT Information. If you open an account with us it will be with Yorkshire Building Society (trading as Norwich & Peterborough Building Society, Norwich & Peterborough

More information

Jeanne D Arc CREDIT UNION

Jeanne D Arc CREDIT UNION Credit Cards PLATINUM VISA CREDIT CARDS Jeanne D Arc CREDIT UNION PUT SOME CREDIT BUILDING POWER IN YOUR POCKET WITH A JEANNE D ARC VISA. It s the best of both worlds. You get a credit card that s accepted

More information

A GUIDE TO KEY FEATURES OF YOUR CREDIT CARD ACCOUNT

A GUIDE TO KEY FEATURES OF YOUR CREDIT CARD ACCOUNT K-5611 PNC CONS SEC AGRMT 11/13 A GUIDE TO KEY FEATURES OF YOUR CREDIT CARD ACCOUNT Thanks for opening your new credit card account with PNC Bank, National Association. We hope you get the most out of

More information

PROGRAM GUIDE: Restaurant and Food Service Industry

PROGRAM GUIDE: Restaurant and Food Service Industry PROGRAM GUIDE: Restaurant and Food Service Industry The following pages have documents that will help get your merchants ready to start their new loyalty program. The FAQ's are helpful for merchants when

More information

M&S CURRENT ACCOUNT AND M&S MONTHLY SAVER. Terms and conditions EFFECTIVE FROM 8 JANUARY 2015 NEW FASHIONED BANKING

M&S CURRENT ACCOUNT AND M&S MONTHLY SAVER. Terms and conditions EFFECTIVE FROM 8 JANUARY 2015 NEW FASHIONED BANKING M&S CURRENT ACCOUNT AND M&S MONTHLY SAVER Terms and conditions EFFECTIVE FROM 8 JANUARY 2015 1 NEW FASHIONED BANKING Contents Page Page Summary of our M&S Current Account Terms and Conditions 3 Contact

More information

BankAmericard Travel Rewards Program Rules

BankAmericard Travel Rewards Program Rules BankAmericard Travel Rewards Program Rules BankAmericard Travel Rewards credit card customers are automatically enrolled in the BankAmericard Travel Rewards program ( the Program ) at no additional cost.

More information

ANZ Credit Cards CONDITIONS OF USE 25.05.2015 CONSUMER CREDIT CARDS

ANZ Credit Cards CONDITIONS OF USE 25.05.2015 CONSUMER CREDIT CARDS ANZ Credit Cards CONDITIONS OF USE 25.05.2015 CONSUMER CREDIT CARDS Containing terms and conditions for: ANZ Consumer Credit Cards ANZ Internet Banking ANZ Phone Banking ANZ Mobile Banking BPAY ANZ Contacts

More information

The card that makes perfect business sense.

The card that makes perfect business sense. Benefits Guide RBC Royal Bank Visa* CreditLine for Small Business TM The card that makes perfect business sense. BUSINESS Convenience ACCESS REWARDS Welcome to RBC Royal Bank Visa* CreditLine for Small

More information

Amplify Business Credit Card.

Amplify Business Credit Card. Amplify Business Credit Card. Rewards Terms and Conditions Part One - Amplify Rewards for Amplify Business Credit Cards Terms and Conditions Part Two - Amplify Qantas for Amplify Business Credit Cards

More information

Bendigo Rewards. Terms & Conditions. 21 December 2015. www.bendigobank.com.au

Bendigo Rewards. Terms & Conditions. 21 December 2015. www.bendigobank.com.au Bendigo Rewards. Terms & Conditions. 21 December 2015 www.bendigobank.com.au Bendigo and Adelaide Bank Limited The Bendigo Centre Bendigo VIC 3550 Telephone 1300 BENDIGO (1300 236 344) ABN 11 068 049 178.

More information

Business Account. Terms and conditions

Business Account. Terms and conditions Business Account Terms and conditions Terms and conditions Business Account Please read and keep your business account terms and conditions (conditions) in a safe place. These conditions (including those

More information

u.s. bank focus card Frequently Asked Questions The Focus Card What is the Focus Card? How does the Focus Card work?

u.s. bank focus card Frequently Asked Questions The Focus Card What is the Focus Card? How does the Focus Card work? Frequently Asked Questions What is the Focus Card? The Focus Card is a reloadable, prepaid debit card issued by U.S. Bank. It provides an electronic option for receiving your pay. It is not a credit card,

More information

Hang Seng Credit Card Benefits Directory

Hang Seng Credit Card Benefits Directory Hang Seng Credit Card Benefits Directory Content 1. Important Points to Remember Page 1 2. Customer Privileges - Hang Seng Credit Card Rewards Programme Page 2 - Online Shopping Security Page 3 - Greater

More information

ONPOINT COMMUNITY CREDIT UNION International Prepaid Card Terms and Conditions

ONPOINT COMMUNITY CREDIT UNION International Prepaid Card Terms and Conditions ONPOINT COMMUNITY CREDIT UNION International Prepaid Card Terms and Conditions International Prepaid Card These are your International Prepaid Card Terms and Conditions. "Agreement" means these VISA Prepaid

More information

BMO Harris RewardsSM Program Rules: BMO Harris Bank Rewards MasterCard BMO Harris Bank Premier Rewards MasterCard

BMO Harris RewardsSM Program Rules: BMO Harris Bank Rewards MasterCard BMO Harris Bank Premier Rewards MasterCard BMO Harris Rewards SM Program Rules: BMO Harris Bank Rewards MasterCard BMO Harris Bank Premier Rewards MasterCard BMO Harris Bank Select World MasterCard BMO Harris Bank Premier World MasterCard BMO Private

More information

Over $1,700 in total value and savings! TABIA Business and Personal Banking Program

Over $1,700 in total value and savings! TABIA Business and Personal Banking Program Over $1,700 in total value and savings! TABIA Business and Personal Banking Program July 27, 2012 Program Overview RBC Royal Bank is pleased to provide TABIA members with a special banking program for

More information

BankAmericard Travel Rewards Program Rules

BankAmericard Travel Rewards Program Rules BankAmericard Travel Rewards Program Rules It s easy to earn Points simply use your credit card for everyday purchases. There s no additional cost to participate in the Program, and you and your authorized

More information

BankAmericard Travel Rewards Program Rules

BankAmericard Travel Rewards Program Rules BankAmericard Travel Rewards Program Rules It s easy to earn Points simply use your credit card for everyday purchases. There s no additional cost to participate in the Program, and you and your authorized

More information