1 c series dental plan What to expect from your dental plan: CompBenefits C Series dental plan offers you the quality dental care you expect as well as benefits for those unexpected procedures for which you could not have planned. When you are faced with that unexpected dental treatment, you know what to expect with CompBenefits C Series. Your co-payments are outlined on your exhaustive schedule of benefits, so you will not have to endure any other surprise expenses. Comprehensive Benefits at a Reasonable Price The C Series plans are affordable enough to take make it worth its low rates in case those expensive dental procedures come along. And at the same time giving you the benefits of routine oral health care, including oral examinations, routine cleanings and x-rays, when you visit one of dentists in our network. For procedures not listed on your schedule, you can count on a 25 percent discount off a network dentist s usual fees. And CompBenefits C Series dental plan provides you with coverage from the start rather then having to fulfill waiting periods. Plus, you won t have any deductibles, claim forms or benefit maximums. Get more out of your dental Need to find a dentist closer to you? You can do all of this and more at Registering for this service is simple and will give you access to your plan benefits, including your benefit information, a list of providers and the option to change your account information. Just a few clicks of the mouse, and you ll be checking out your benefits in no time. SSCSER
2 HumanaDental DHMO 150 C Plan Use your HumanaDental benefits The HumanaDental C Series dental plan has you covered for any circumstance. Whether you simply need quality routine dental care or unexpected dental treatment, you know what to expect with HumanaDental. No waiting periods No claims to file No annual maximums Know what your plan covers Attached is a summary of HumanaDental C Series plan benefits which are described in detail in your certificate. You can find your certificate at HumanaDental.com or call Here s what you can expect: You have the freedom to select any participating dentist. To select a dental provider from our network, simply visit HumanaDental.com. Once there, you can also check your benefits, us and get a new or temporary ID card. If you prefer, contact us at Life without claim forms! With HumanaDental DHMO plan you pay your dentist directly, when applicable. Your primary dentist will provide all of your routine dental care and any copayment or discounted charges will be paid at the time of service. Choose HumanaDental benefits Be healthy Questions? Check out HumanaDental.com Call anytime for the automated information line or 8 a.m. to 6 p.m. for a Customer Care specialist. Good oral health means more than just an attractive smile. Research shows that oral health, preventive care and regular visits to the dentist is integral to overall health. For example, the Academy of General Dentistry says there is a link between gum disease and heart problems, and the American Academy of Periodontology says severe gum disease can increase blood sugar, increasing the risk among diabetics. The HumanaDental DHMO plan enables you to take better care of your teeth, and you ll pay less doing so. Check your dental IQ anytime Log on to MyDentalIQ.com and take the dental risk assessment that could help trim your total healthcare costs over time. Find out how you can improve your oral and overall health. The dental health risk assessment at MyDentalIQ.com takes minutes to complete, and immediately delivers a scorecard with health tips tailored to you. If you need a specialty dentist, you ll receive a 25 percent discount by using one of the participating specialty dentists from our network.
3 HumanaDental DHMO 150 C Plan The HumanaDental DHMO plans focus on maintaining oral health, prevention and cost-containment. A member may see a primary care dentist as often as necessary. There are no yearly maximums, no deductibles to meet and no waiting periods. C plans copayments for listed procedures are applicable only at a participating general dentist. Member costs listed here are for services provided by your chosen participating primary care dentist (PCD) only. As your dental professional, your PCD may decide that you need to see an contracted dental specialist. No referral is necessary to see a network specialist. Specialists services: Should you need a specialist, (i.e., endodontist, oral surgeon, periodontist, pediatric dentist), you may be referred by your participating general dentist, or you may refer yourself to any participating specialist. For C plans and benefits for procedures not listed on the schedule, you will receive a 25 percent discount by visiting a participating specialist. Summary of services Appointments D9310 Consultation (diagnostic service provided by dentist other than practitioner providing treatment)...$ D9430 Office visit (normal hours)... $ 5.00 D9440 Office visit (after regularly scheduled hours)... $ D9999 Emergency visit during regularly scheduled hours, by report...$ D9999 Broken appointments (without 24 hr. notice, per 15 min) maximum $40 per broken appointment. No charge will be made due to emergencies.... $ Diagnostic D0120 Periodic oral examination...no charge D0140 Limited/comprehensive/detailed and extensive oral eval...no charge D0150 Limited/comprehensive/detailed and extensive oral eval...no charge D0160 Limited/comprehensive/detailed and extensive oral eval...no charge D0180 Comprehensive periodontal evaluation....$ D0210 X-ray intraoral complete series including bitewings. no charge D0220 X-ray intraoral periapical, first film... no charge D0230 X-ray intraoral periapical, each additional film... no charge D0270 X-ray bitewing single film...no charge D0272 X-ray bitewings two films...no charge D0274 Bitewings four films...no charge D0330 Panoramic film...no charge D0460 Pulp vitality tests...no charge D0470 Diagnostic casts...no charge Preventive D1110 Prophylaxis adult, routine (once every 6 months)...no charge D1120 Prophylaxis child, routine (once every 6 months)...no charge D1110 Prophylaxis adult/child, (additional)... $ D1120 Prophylaxis adult/child, (additional)... $ D1203 Topical application of fluoride (not including prophylaxis) child (up to 16 years of age)...no charge D1206 Topical fluoride varnish (for child <16)... no charge D1330 Oral hygiene instruction...no charge D1351 Sealant-per tooth...$ D1510 Space maintainer fixed, unilateral... $ lab D1515 Space maintainer fixed, bilateral... $ lab D1520 Space maintainer removable, unilateral... $ lab D1525 Space maintainer removable, bilateral...$ lab D1550 Recementation of space maintainer...$ Restorative D2140 Amalgam one surface, primary or permanent... no charge D2150 Amalgam two surfaces, primary or permanent... no charge D2160 Amalgam three surfaces, primary or permanent... no charge D2161 Amalgam four or more surfaces, primary or permanent....no charge D2940 Sedative filling...$ D2999 Sedative base (under fillings), by report... no charge Resin restorative D2330 Resin based composite one surface, anterior... $ D2331 Resin based composite two surfaces, anterior... $ D2332 Resin based composite three surfaces, anterior... $ D2391 Resin based composite one surface, posterior... $ D2392 Resin based composite two surfaces, posterior... $ D2393 Resin based composite three surfaces, posterior... $ D2394 Resin based composite four or more surfaces, posterior...$ D2510 Inlay metallic, one surface... $ D2520 Inlay metallic, two surfaces... $ D2530 Inlay metallic, three or more surfaces... $ Crown and bridge D2740 Crown porcelain/ceramic substrate...$ lab D2750* Crown porcelain fused to high noble metal... $ D2751 Crown porcelain fused to predominantly base metal $ D2752* Crown porcelain fused to noble metal... $ D2790* Crown full cast high noble metal... $ D2791 Crown full cast predominantly base metal...$ D2792* Crown full cast noble metal... $ D2910 Recement inlay...$ D2920 Recement crown...$ D2930 Prefabricated stainless steel crown primary tooth..$ D2950 Core buildup, including any pins... $ D2951 Pin retention per tooth, in addition to restoration.. $ D2952 Cast post and core in addition to crown...$90.00+lab D2953 Each additional cast post same tooth...$90.00+lab D2954 Prefabricated post and core in addition to crown...$ D2962 Labial veneer (porcelain laminate) laboratory...$ lab Prosthodontics (fixed) D6210* Pontic cast high noble metal... $ D6211 Pontic cast predominantly base metal...$ D6212* Pontic cast noble metal... $ D6240* Pontic porcelain fused to high noble metal... $ D6241 Pontic porcelain fused to predominantly base metal $ D6242* Pontic porcelain fused to noble metal...$
4 D6750* Crown porcelain fused to high noble metal... $ D6751 Crown porcelain fused to predominantly base metal $ D6752* Crown porcelain fused to noble metal... $ D6790* Crown full cast high noble metal... $ D6791 Crown full cast predominantly base metal...$ D6792* Crown full cast noble metal... $ D6930 Recement fixed partial denture (per unit) $ Endodontics D3220 Therapeutic pulpotomy...$ D3221 Pulpal debridement, primary and permanent teeth.. $ D3310 Root canal therapy anterior (excluding final restoration)... $ D3320 Root canal therapy bicuspid (excluding final restoration)... $ D3330 Root canal therapy molar (excluding final restoration)... $ D3410 Apicoectomy/periradicular surgery anterior...$ Periodontics (gum treatment) D4210 Gingivectomy/gingivoplasty per quadrant...$ D4211 Gingivectomy/gingivoplasty per tooth...$ D4341 Periodontal scaling and root planing, per quadrant.. $ D4342 Periodontal scaling and root planing 1 to 3 teeth per quadrant...$ D4355 Full mouth debridement to enable comprehensive evaluation and diagnosis...$ D4381 Localized delivery of chemotherapeutic agents (per tooth)... $ D4910 Periodontal maintenance...$ Prosthodontics D5110 Complete denture maxillary...$ lab D5120 Complete denture mandibular...$ lab D5130 Immediate denture maxillary...$ lab D5140 Immediate denture mandibular...$ lab D5211 Maxillary partial denture resin base...$ lab D5212 Mandibular partial denture resin base...$ lab D5213 Maxillary partial denture cast metal framework, resin denture bases...$ lab D5214 Mandibular partial denture cast metal framework, resin denture bases...$ lab D5410 Adjust complete denture maxillary...$ D5411 Adjust complete denture mandibular...$ D5421 Adjust partial denture maxillary...$ D5422 Adjust partial denture mandibular...$ Repairs to prosthetics D5510 Repair broken complete denture base...$15.00+lab D5520 Replace missing or broken teeth complete denture (each tooth)... $15.00+lab D5610 Repair resin denture base...$15.00+lab D5630 Repair or replace broken clasp...$15.00+lab D5640 Replace broken teeth per tooth...$15.00+lab D5650 Add tooth to existing partial denture...$30.00+lab D5730 Reline complete maxillary denture (chairside)... $ D5731 Reline complete mandibular denture (chairside)... $ D5740 Reline maxillary partial denture (chairside)... $ D5741 Reline mandibular partial denture (chairside)... $ D5750 Reline complete maxillary denture (laboratory)...$35.00+lab D5751 Reline complete mandibular denture (laboratory)...$35.00+lab D5760 Reline maxillary partial denture (laboratory)... $35.00+lab D5761 Reline mandibular partial denture (laboratory)... $35.00+lab D5850 Tissue conditioning maxillary...$ D5851 Tissue conditioning mandibular...$ Extractions/oral and maxillofacial surgery D7111 Coronal remnants, deciduous tooth... no charge D7140 Extraction, erupted tooth or exposed tooth... no charge D7210 Surgical removal of erupted tooth...$ D7220 Removal of impacted tooth soft tissue....$ D7230 Removal of impacted tooth partially bony...$ D7240 Removal of impacted tooth completely bony...$ D7250 Surgical removal of residual tooth roots...$ D7310 Alveoloplasty in conjunction with extractions per quadrant...$ D7311 Alveoplasty in conjunction with extractions one to three teeth or tooth spaces, per quadrant... $ D7320 Alveoloplasty not in conjunction with extractions per quadrant...$ D7321 Alveoplasty not in conjunction with extractions one to three teeth or tooth spaces, per quadrant... $ D7510 Incision and drainage of abscess intraoral...$ Anesthesia D9215 Local anesthesia...no charge D9230 Analgesia (nitrous oxide), per 15 minutes... $ Adjunctive general services D9450 Case presentation, detailed and extensive treatment planning...no charge D9951 Occlusal adjustment limited...$ D9952 Occlusal adjustment complete...$ Orthodontics NOTE: Employees can receive a 25 percent savings by visiting an in-network orthodontists.
5 * The above copayments do not include the additional cost of precious (high noble) and semi-precious (noble) metal. The additional cost of precious metal shall not exceed $125 per unit and $75 per unit for semi-precious metal. Note: Not all participating dentists perform all listed procedures, including amalgams. Please consult your dentist prior to treatment for availabilty of services. Unlisted procedures are at the dentists usual fee less 25%. When crown and/or bridgework exceeds six units in the same treatment plan, the patient may be charged an additional $50 per unit. Insured or administered by CompBenefits Dental, Inc., CompBenefits of Alabama, Inc., CompBenefits of Georgia, Inc., CompBenefits Insurance Company, or American Dental Plan of North Carolina, Inc. GN HD 9/10
6 frequently asked questions Q. What are C Series DHMO plans? A. CompBenefits C Series DHMO plans are network-based products that emphasize prevention and cost containment. These plans provide savings up to 75 percent off regular dental procedures. The plans do not cover services (except emergency care) received from out-of-network dentists. Q. How does the plan work? A. Your primary dentist will provide all of your routine dental care. You may be required to pay a co-payment for some services provided by your primary care dentist. The co-payments or discounted charges are billed at the time of service, so there are no claim forms to file. You pay your dentist directly, if applicable. Q. How many times a year can I visit my dentist? A. You are encouraged to visit your dentist regularly. With your CompBenefits C Series Plan, you are not limited to a specific number of visits per year. Q. How do I make appointments? A. Making an appointment is easy. Once you have selected your participating dentist, simply call the dental office on or after the date you receive your certificate of coverage and make your appointment. Your enrollment information will already be at the participating dentist s office or on its way to confirm that you are eligible for treatment. Q. What if I need a specialty dentist? A. When you need treatment from a specialty dentist, you can visit one of the participating specialty dentists from our network, and he or she will reduce normal charges by 25 percent. Q. Is there any maximum coverage limitation? A. No, there are no maximum coverage limitations. Q. How do I pay for services? A. You make your co-payments to the dentist at time of service. Q. What if I go to a non-participating dentist? A. You will not be eligible for benefits from a non-participating dentist. You must seek treatment from the participating dentist you selected. Q. Can I change participating dentists? A. Yes. You can easily change dentists by logging onto Q. Can I go online to find out more about my plan or get assistance? A. Yes. After you enroll, you can visit to register and learn about your plan, to check your benefits, to use our Provider Locator, to change your dentist selection, to send us an and more. Q. How do I order an ID card? A. You can download and print a temporary ID card or order a new ID card at or you can call our Customer Care department at
7 visioncare plan What to expect from your vision plan: Your eyesight is nothing to take for granted. It s how we see a loved one s face clearly or a beautiful sunset. But your sight can begin to deteriorate over a long period of time without your knowing there is a problem. As with any other important asset like your home or car wouldn t you feel more at ease if you knew your routine eye care was covered by a company with decades experience helping people like you? With CompBenefits VisionCare Plan, you can take advantage of coverage you need for eye examinations and eyeglasses or contacts. No claims to file! Just show your VisionCare Plan ID card You can also choose to take advantage of VisionCare Plan s deep discount for LASIK surgery. And you won t have to hunt hard to find a doctor close to your home or work. The VisionCare Plan network includes some 14,000 ophthalmologist and optometrist locations one third of all private practitioners in the country. Yet, it doesn t mean you can t see an out-of-network doctor because VisionCare Plan offers benefits in-network or out-of-network. It s your choice. You ll find what you CompBenefits has made understanding and accessing your VisionCare Plan benefits simple. Just take a few moments to register at SSVCP
8 HumanaVision Vision Care Plan Associated Credit Union See a participating provider Exam with dilation $10 copay Lenses $15 copay $15 copay $15 copay Additional plan discounts See a nonparticipating provider Frames $45wholesale allowance Contact lenses $150 allowance $150 allowance Frequency (based on date of service) 24 months 24 months 1 If a member prefers contact lenses, the plan provides an allowance for contacts in lieu of all other benefits (including frames) (Vision Care Plan only). 2 The contact lens allowance applies to professional services (evaluation and fitting fee) and materials. Members receive a 15 percent discount on in-network professional services. The discount for professional services is available for 12 months after the covered eye exam. 3 Contact lens allowance must be used at one time; no amount will be carried forward. HumanaVision Lasik discount We have contracted with many well-known facilities and eye doctors to offer Lasik procedures at substantially reduced fees. You can take advantage of these low fees when procedures are done by network providers. The network locations listed below offer the following prices (per eye): TLC (designated locations only) LasikPlus QualSight LASIK *with IntraLase TM Conventional / Traditional $695 3 * LasikPlus free enhancements for 1 year $895 QualSight free enhancements for 1 year Custom $895 $1,295 $1,895* $1,395* LasikPlus free enhancements for life $1,295 with QualSight Lifetime Assurance Plan $1,895* LasikPlus free enhancements for life $1,320 $1,995* with QualSight Lifetime Assurance Plan You can also use independent Lasik provider network doctors to receive a 10% discount from usual and customary prices and pay no more than $1,800 per eye for Conventional Lasik and $2,300 per eye for Custom Lasik.
9 How does the wholesale frame allowance work? Benefits include a wholesale frame allowance. If the wholesale cost exceeds the frame allowance, members pay twice the wholesale difference. They never pay full retail. Retail price * Wholesale price Wholesale allowance Member pays Savings $125 $50 $50 $0 $125 $ $75 $50 $50 ($75-$50=$25x2=$50) $ * Retail costs may differ and are based on 2½ times the wholesale cost. Actual savings may vary. Vision health impacts overall health Routine eye exams can lead to early detection of vision problems and other diseases such as diabetes, hypertension, multiple sclerosis, high blood pressure, osteoporosis, and rheumatoid arthritis. 1 Use your HumanaVision benefits HumanaVision options have you covered and make eye care affordable. You have access to one of the largest vision networks in the United States, with more than 35,000 participating optometrist, ophthalmologists, and national retail locations, including LensCrafters, Pearle Vision, Sears Optical, Target Optical, and JCPenney Optical. In addition you ll enjoy: The same benefits at all participating providers, no matter where they re located Wholesale pricing on frames, avoiding high retail markups Simple access to plan information, provider search, Customer Care and other automated services at HumanaVisionCare.com How it Works 1. After signing up for your vision plan, you will receive an ID card in the mail 2. Prior to scheduling your appointment, select a network provider through the Customer Care Center, automated information line, or HumanaVisionCare.com 3. Schedule an appointment, providing your name, the patient s name and employer 4. Sign your provider s form after your exam, you ll pay any copayments and/or costs of any upgrades at this time Know what your plan covers Attached is a summary of HumanaVision benefits that are described in detail in your certificate. You can find your certificate on HumanaVisionCare.com or call Here s what you can expect: Quality routine eye health care from independent eye care professionals and national retail locations. Services and materials provided on a prepaid basis, and the plan pays in-network providers directly, you also have the freedom to use out-of-network providers if you prefer Life without claim forms! With HumanaVision, you pay your eye care professional directly for copayments and any extra cosmetic options selected at the time of service Select a vision provider from our network simply by visiting HumanaVisionCare.com, if you prefer, call us at Know what your plan doesn t cover Some items and services not included in HumanaVision are: Orthoptics or vision training, subnormal vision aids or Plano (non-prescription) lenses Replacement of lost or broken lenses, except at the regularly-scheduled plan intervals Medical or surgical treatment of eyes Care provided through or required by any government agency or program, including Workers Compensation or a similar law JCPenney Optical 1 Thompson Media Inc. This is not a complete disclosure of plan qualifications and limitations. Check with your local Humana or HumanaDental sales office to verify product availability.
10 frequently asked questions Q. What are CompBenefits VisionCare Plans? A. CompBenefits VisionCare Plans are network-based vision plans that emphasize high quality routine eye health care from independent eye care professionals. Services and materials are provided on a pre-paid basis, and the plans pay network doctors directly. VisionCare Plan members can also use non-network doctors if they wish. Q. How does VisionCare Plan work? A. Members simply select any in-network optometrist or ophthalmologist and make their appointments. At the time of the appointment, members pay only their co-payments and for any extra cosmetic options selected. There are no forms to complete or claims to file. Members can also choose an out-of-network provider. In this case, they pay their doctor at the time of the visit and submit receipts to CompBenefits for reimbursement. Benefits are paid according to a reimbursement schedule. Q. Are there any limitations to my vision benefit? A. Yes, there are a few. Oversized lenses, when prescribed, may be covered only when patient s face size indicates they are necessary. Blended and progressive lenses are not normally required for visual welfare and are generally excluded. Elective or cosmetic items such as photochromic lenses, fashion color-coated lenses and sun lenses are not normally covered. Q. Does VisionCare Plan exclude anything? A. Yes, some items and services are excluded. Orthoptics or vision training, subnormal vision aids or plano (non-prescription) lenses Replacement of lost or broken lenses, except at the regularly-scheduled plan intervals Medical or surgical treatment of the eyes Care provided through or required by any government agency or program,including Workers Compensation or similar law Q. What do I need to access my benefits? A. It s simple. Just take your VisionCare Plan ID card to your eye doctor, and he or she will file your claim for you. Q. Can I go online to find out more about my plan or get assistance? A. Yes. You can visit to learn about your plan, to check your benefits, to use our Provider Locator, to send us an and more.
11 HumanaVision Lasik Reduced fees Lasik procedures are available if you are nearsighted or have astigmatism and wear glasses or contacts. 2 We have contracted with many well-known facilities and eye doctors to offer these procedures at substantially reduced fees. You can take advantage of these low fees when procedures are done by network providers. The network locations listed below offer the following prices (per eye): Opening doors to better vision for thousands of people with affordable Lasik procedures 1 Network doctors can help you understand these new procedures and provide access to our network of Lasik providers. TLC (designated locations only) LasikPlus QualSight LASIK *with IntraLase TM Conventional / Traditional $695 3 * LasikPlus free enhancements for 1 year $895 QualSight free enhancements for 1 year Custom $895 $1,295 $1,895* $1,395* LasikPlus free enhancements for life $1,295 with QualSight Lifetime Assurance Plan $1,895* LasikPlus free enhancements for life $1,320 $1,995* with QualSight Lifetime Assurance Plan You can also use independent Lasik provider network doctors to receive a 10% discount from usual and customary prices and pay no more than $1,800 per eye for Conventional Lasik and $2,300 per eye for Custom Lasik. Easy access to service 1 Laser-assisted in-situ keratomileusis 2 If qualified as a Lasik candidate by the network doctor 3 Nearsighted better than -2 with astigmatism better than -1 and other restrictions apply The Lasik program is a discount only for HumanaVision members and is not a covered benefit. During your comprehensive eye health examination, your doctor can determine if you are a candidate for Lasik. If you qualify, the doctor can also make arrangements for the procedure with one of the centers that participates in this program. Your HumanaVision ID card verifies your eligibility for Lasik discounts. You can obtain a list of providers from our website, HumanaVisionCare.com or by calling a Customer Care Specialist at This discount cannot be combined with any other discount or promotional offer. The HumanaVision Lasik program is not affiliated with any medical or health plan. Insured by Humana Insurance Company or CompBenefits Insurance Company, or The Dental Concern, Inc. GN HV 2/11
12 See the difference a bigger, better HumanaVision network can make for you. HumanaVision VCP has a newly expanded network. Choose from more than 35,000 participating optometrist, ophthalmologist, and national retail locations, including LensCrafters, Pearle Vision, Sears Optical, Target Optical, and JCPenney. HumanaVision offers: Cost-Savings Your benefits for eyewear apply at even more HumanaVision provider locations. And you ll pay the same cost for frames no matter where you go. Choice You now have access to exclusive lines of designer frames, such as Dolce & Gabbana, Oakley, Prada, Ralph Lauren, and Ray-Ban. Convenience Take care of eye exams and frames all in one visit. Many locations offer night and weekend appointments to fit your schedule. Start enjoying these benefits today. Be on the lookout for enrollment session information or visit: HumanaVisionCare.com
13 Finding a provider is easy. Call Customer Care at or go to HumanaVisionCare.com. To offer the widest choice, HumanaVision also includes independent optometrists and ophthalmologists located throughout the country. For a complete listing of providers near you, visit humanavisioncare.com. Looking for a great pair of glasses to fit your unique personality and lifestyle? LensCrafters is the right place for you. You can choose from a wide selection of fashion frames including the latest designers like Prada, Versace, Burberry, and Dolce & Gabbana. Add the latest lens technology for that great pair of glasses. More than 850 locations nationwide. Visit lenscrafters.com for the latest styles and trends and your nearest location. Pearle Vision continues the legacy of personalized eye care that Dr. Stanley Pearle started over 45 years ago. Combine that with a great selection of frames and lens options and over 750 convenient locations to make Pearle Vision a great place for your family s eye care. Go to pearlevision.com to learn more. Sears Optical has been helping families see better and look great at the right price for over 45 years. Everything you love and trust about Sears is what you ll find at Sears Optical professional service, stylish selection of frames and the latest contact lens advancements, quality, and great value for the entire family. Satisfaction guaranteed or your money back. More than 850 Sears Optical locations are conveniently located nationwide. Visit searsoptical.com for one near you. Your eyes. Your style. Target Optical provides fashion for less than you ve come to expect from Target, with the care of a professional independent doctor of optometry. You can choose from a huge selection of frames and sunglasses, including brands like Mossimo, Vogue, and Versus. The latest contact lens technology is also available at affordable prices. Visit target.com for more information. JCPenney Optical is a full-service optical center conveniently located in more than 350 JCPenney department stores. Choose from hundreds of frames that will inspire and reflect your lifestyle, including exclusive designer brands such as Bisou Bisou, a.n.a., Liz & Co., and Arizona. JCPenney Optical also offers eye exams, contact lenses, and non-prescription sunwear to meet all of your eyewear needs. Insured by Humana Insurance Company, CompBenefits Insurance Company, CompBenefits of HumanaDental Insurance Company, CompBenefits Company, or The Dental Concern, Inc. GCA0AV3HH 4/11
15 Enrollment Instructions Complete the application. (Be sure to list all Family Members to be included). Return the completed application by the 15 th of the month to become effective by the 1 st of the following month. Deductions from you account will be made in accordance with the procedures established and communicated by CompBenefits. Mail Applications to: A A LaRocco & Associates 5880 Live Oak Pkwy, Ste 230, Norcross, GA or send via secure fax to Please complete the following information: Social Security # Last Name First Birth Date Home Phone Home Address City, State, Zip Sex M F First List All of your eligible dependents that are to be covered: Last Sex Birth Date Member: M F / / Spouse: M F / / Child: M F / / Child: M F / / Child: M F / / Child: M F / / Effective Date: Group Number Premium Amount Amount Paid Agent Code GA PLEASE CHECK YOUR CHOICE Dental Plan C150 TN / TX Group# Dental Plan C150 GA Group# Vision Plan Group# VS8093 Monthly Rates Member Only Member + One Member + Spouse Member + Child(ren) Member + Family $17.02 $17.88 $8.64 $31.10 N/A N/A $44.72 $32.66 N/A N/A $46.96 N/A $17.26 $16.38 $26.94 Authorization for Deduction Signature required Automatic deduction is the only option for payment Name (Last) (First) (MI) Social Security No. I authorize ASSOCIATED CREDIT UNION (Employer, Financial, or other organization) To make a monthly deduction of $ from: My Checking, Savings Account No. check one: ( ) checking ( ) savings I hereby authorize CompBenefits to deduct monthly and future renewal period(s) my portion of such subscription fee from any funds due me. I understand that enrollments are by group contract and/or my subscription fee is subject to change on the anniversary/renewal date of the Group. I hereby represent to the carrier that all information furnished by me hereon is true and complete to the best of my knowledge. I hereby consent, personally and on behalf of any family member enrolled, to the unrestricted release of my/our vision records maintained by participating vision providers to CompBenefits for, but no limited to, verification and quality assessment review, and to any other participating vision provider who may be or become involved in my/our vision care. Date 20 Signature X
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ADN Administrators, Inc. PO Box 610 Southfield, MI 48037 248-901-3705 Utica Community Schools Dental Benefits Plan Group # 9210 Teachers with other dental coverage (COB) The Plan-at-a-Glance Maximum Benefits
HumanaOne Dental Prepaid HI215 Plan Texas Use your HumanaOne Dental benefits The HumanaOne Dental Prepaid HI215 plan has you covered for any circumstance. Whether you simply need quality routine dental
Small Business Solutions Dental Benefits and Insurance Plan Options Florida Dental benefits plans and dental insurance plans are offered, underwritten or administered by Aetna Life Insurance Company (Aetna).
Anthem Blue Dental PPO Plan For Individuals and Families Anthem Blue Cross and Blue Shield 700 Broadway Denver, Colorado 80273 anthem.com An independent licensee of the Blue Cross and Blue Shield Association.
DIRECT REFERRAL DENTAL PLAN HN VALUE DHMO 150 SCHEDULE OF BENEFITS Benefits provided by Dental Benefit Providers of California, Inc. This document describes the Covered Services of this Health Net of California
HumanaDental State of Florida Employees FLHHB32HH 0914 2 - HumanaDental Four plans to choose from Humana is pleased to offer you four dental plans to choose from this year. While some of the benefits are
Individual Dental Insurance From Delta Dental of Wisconsin Be your own individual with dental plans from the most trusted name in dental benefits. Plan designs and rates subject to change without notice.
General Dentist Fees January 1, 2015 Not all codes are covered benefits. Please check the member s plan for verification and limitations. There are no fee increases for 2015, but new CDT codes have been
Take a glance at what our plans have to offer Plans at a glance for s and families Effective January 1, 2014 Find the plan that s right for you Our easy-to-understand plans offer comprehensive benefits
L1-08 Cigna Dental Care (*DHMO) Schedule This Schedule lists the benefits of the Dental Plan including covered procedures and patient charges. Important Highlights This Schedule applies only when covered
Affordable dental plan and package options for Medicare Supplement plan members Last updated: November 2014 Blue Shield of California rates effective: August 1, 2014 Something to smile about Make the choice,
Dental Blue Program 2 Summary of Benefits Mount Holyoke College Blue Cross Blue Shield of Massachusetts is an Independent Licensee of the Blue Cross and Blue Shield Association Dental Blue Program 2 Preventive
* This is in addition to the embedded Preventive Plan (see procedure list at deltadentalco.com/kp_preventive. BASIC SERVICES Minor Restorative Services D2140 Amalgam 1 surface, primary or permanent D2150
PPO Dental Coverage to help you keep a healthy smile DID YOU KNOW? Every $1 in preventive oral care can save $8-50 in restorative and emergency treatments. 1 Research shows that oral health and overall
Mills College Student Health Plan - Dental Plan Benefits Network: PDP Plus Benefit Summary Coverage Type In-Network Out-of-Network Type A cleanings, oral examinations 100% of Negotiated Fee* 80% of R&C
C ALIFORNIA Federal Employees-Non-FEHB More Choices. More Coverage. More Savings. At PacifiCare, we understand that you want comprehensive coverage at an affordable price. That s why we are offering you
A Group Dental For: Florida State University Student Dental Plan Coverage Effective Date: January 1, 2014 BlueDental Plans BlueDental SM plans are offered by Florida Combined Life Insurance Company, Inc.
Plan Benefit Highlights for: UNIVERSITY OF SOUTHERN CALIFORNIA STUDENT PLAN Group No: 05008 The Delta Dental PPO table plan provides you great dental benefits at a reasonable cost. With a table of allowance
dental and term life insurance coverage Dental coverage Complete your Blue Shield health coverage with an affordable dental plan. Because dental health is an important part of your total wellness, we offer
Employers Dental Services Enrollment and Coverage Booklet EDS 700R W E U N D E R S T A N D W H A T Y O U R E W O R K I N G F O R SM Know? Did You About 80% of the population believes that a smile is very
Plan Design for: Unitarian Universalist Association of Congregations Effective Date: October 01, 2002 Amendment Effective Date ± : January 01, 2013 Date Prepared: January 01, 2015 Choice, Service, Savings.
SECURITY LIFE INSURANCE COMPANY OF AMERICA Minnetonka, Minnesota COVERAGE SCHEDULE PREFERRED (In-Network) PROVIDER: WE WILL PAY BASED ON THE CONTRACTED FEE FOR SERVICE WITH THE PREFERRED PROVIDER ORGANIZATION
Liberty Healthcare Management, Inc. Dental Plan Benefits Network: PDP Plus Benefit Summary Coverage Type In-Network Out-of-Network Type A cleanings, oral examinations 100% of Negotiated Fee* 100% of R&C
To help you enroll, the following pages outline your company s dental plan 1 and address any questions you may have. Coverage Type In-Network 2 Out-of-Network 2 Type A - Preventive 100% of PDP Fee 3 80%
healthy teeth healthy body arkansas medicaid s dental care for adults eeping your teeth healthy can help your whole body stay well. If your mouth and teeth are clean, you might not get sick as much. That
Anthem Extras Packages Virginia Benefits that complement your Medicare Supplement plan Packaged benefits better together Healthy teeth and eyes help contribute to your overall well-being. That s why Anthem
Anchorage School District Dental Plan Benefits Network: PDP Plus Benefit Summary Coverage Type In-Network Out-of-Network Type A cleanings, oral examinations 100% of Negotiated Fee* 100% of R&C Fee** Type
The University of Alabama at Birmingham Dental Plan Benefits Network: PDP Plus Benefit Summary Basic Plan Plan Option 1 Benefit Summary Coverage Type In-Network Out-of-Network Type A cleanings, oral examinations
Dental and www.eip.sc.gov Employee Insurance Program 91 Table of Contents Introduction...93 Your Dental Benefits at a Glance...94 Claim Examples (using Class III procedure claims)...95 How to File a Dental
California Small Group Dental Plan Portfolio Overview Simplified options! Streamlined plans! Easier to understand! BCABR4184C Rev. 3/10 Dental plans and benefits you and your clients can smile about. Plans
AMS Premier Group Dental Insurance Plan American Military Society Acceptance Guaranteed Comprehensive Coverage Economical Insurance Protection Choice of your own dentist You deserve more! AMS Premier Group
Dental Benefits Savings, flexibility and service. For healthier smiles. Overview of Benefits for: Earlham College With all of the emphasis on healthy living, it may be refreshing to know you have access
Dental Plans Option 1 or 2: With your High Plan or Low Plan plan, you can visit any dentist; but you pay less out-of-pocket when you choose a PPO dentist. COMPARE THE PLANS Option 1: High Plan Option 2:
Massachusetts State Health Care Professionals Dental Fund Summary Plan Description Effective February 1, 2008 MASSACHUSETTS STATE HEALTH CARE PROFESSIONALS DENTAL FUND P.O. Box 9631, Boston, MA 02114-9631
Dental Coverage Limitations By Program Procedure or Service Common ADA Codes Program Coverage Periodic Oral Exam D0120 If you are less than 21 you may have an exam every 6 months. If you are 21 or older,
Welcome to Your Texas A&M System Dental Benefits Program The Benefits of Choice Two great Delta Dental options to choose from Choose between the A&M Dental PPO plan and the DeltaCare USA DHMO Enrollment
LifeWise Health Plan of Washington LifeWise Adult Health Plan ($75 Deductible) For Individuals and Families Residing in Washington PLEASE READ THIS CONTRACT CAREFULLY This is a contract between the subscriber
Quality, affordable dental insurance Group association dental insurance under the IHC Dental plans is underwritten by Madison National Life Insurance Company, Inc. in all states except Maine, New Hampshire
getwell SM by SureBridge getmore Discount Services Bridge the gap between your health plan and your wallet $10/mo GetMore helps you fight the rising cost of health care by helping you receive quality health-related
Quality, affordable dental insurance Group association dental insurance under the Madison Dental plans is underwritten by Madison National Life Insurance Company, Inc. in all states except New Hampshire
Quality, affordable dental insurance Group association dental insurance under the IHC Dental plans is underwritten by Madison National Life Insurance Company, Inc. For residents of Texas. Your oral health
Dental Benefits Savings, flexibility and service. For healthier smiles. Overview of Benefits for: WMBE Payrolling Inc Original Plan Effective Date: 07/01/2013 With all of the emphasis on healthy living,
Performance Plus Dental Plan The Trust provides a Dental Plan for Participants the Performance Plus Dental Plan. In-Network Services are available from dentists contracted on behalf of the Trust. Out-of-Network
Delta Dental of Wisconsin 2015 Open Enrollment Materials For AFSCME Council 24, It s open enrollment time. Follow the steps to edit your current coverage or enroll in the plan. If you are currently enrolled
Vision Care Plan 2016 Plan Year This Coverage Information Section of the Summary Plan Description ( SPD ) for Sprint Vision Care Plan has been created using simple terms and in an easy-to-understand format
OPTIONAL DENTAL COVERAGE Go ahead and smile. Laugh as often as you like. Don t be afraid to show your pearly whites. Flash that movie-star grin. If the eyes are the windows to the soul, the teeth are the
Sec. 21.42.385. Dental, vision, and hearing coverage. (a) Except for a fraternal benefit society, a health care insurer that offers, issues for delivery, delivers, or renews in this state a health care
Utah Topaz PPO and Indemnity Plans UTAH BEST Life has been providing dental benefits to individuals, families and employers for more than 42 years with quality plans and affordable rates. We pride ourselves
Scott & White Dental Plan Benefits For the savings you need, the flexibility you want and service you can trust. Benefit Summary Select Plan Enhanced Plan Coverage Type PDP : : Coverage Type PDP : : Type
Delta Dental Individual and Family Dental Plans EHB Certified DELTA DENTAL OF NORTH CAROLINA You ll benefit from: Freedom Enjoy access to two Delta Dental networks Delta Dental PPO and Delta Dental Premier.
REQUIRED OUTLINE OF COVERAGE FOR BLUEEXTRA INDIVIDUAL SUPPLEMENTAL INSURANCE COVERAGE DENTAL, VISION AND HEARING AID BENEFITS BASIC POLICY Issued by QCC Insurance Company* (Called the Company) *a subsidiary
Individual Dental Plan Your dental health affects more than just your smile... It can have a major impact on your overall health. That s why it s important to have solid dental benefits in place to complete
TABLE OF DENTAL PROCEDURES PLEASE READ THE FOLLOWING INFORMATION CAREFULLY FOR YOUR PROCEDURE FREQUENCIES AND PROVISIONS. The attached is a list of dental procedures for which benefits are payable under
Cigna Dental Open Enrollment Brochure You and your family have the opportunity to receive dental care through one of the following State of Connecticut dental plans: > Basic Plan > Enhanced Plan > Dental
Your Dental Benefits The Local Choice Retiree Health Benefits Program for Medicare-Eligible Retirees and their Medicare-Eligible Dependents Welcome to Delta Dental of Virginia In addition to the largest
Texas Preferred Provider Benefit Plans HumanaOne Plans insured by Humana Insurance Company Enhanced Copay 80% plan About your plan Who can apply for this plan People between the ages of two weeks and sixty
Thank you...... for your interest in a Medicare Supplement plan from Blue Cross and Blue Shield of Georgia. With a Medicare Supplement plan, you can have peace of mind knowing you have reliable coverage
Employee Benefit Options Guide Plan Year 2016 January 1 through December 31, 2016 Dental and Vision Plan Information for OSU/A&M System Employees www.sib.ok.gov Oklahoma State University/A&M System Monthly
2016 Group Dental Member Handbook For active employees and retirees BENEFITS State of Tennessee Revised on 4/19/2016 Welcome! Why is having a good Dental plan so important? Because a healthier smile can