1 Termination of Employment Benefits Fact Sheet: Termination of Employment Benefits
2 KEY DEADLINES AS SOON AS YOU KNOW YOU WANT TO RETIRE (IF YOU ARE ELIGIBLE AND WANT TO CONTINUE MEDICAL, DENTAL, VISION AND LEGAL COVERAGE AS A RETIREE) Contact the Retirement Administration Service Center ( ) to begin the process. (You must retire within 120 days of your separation date, and the process can be time-consuming.) WITHIN 60 DAYS FROM THE DATE YOU LOSE MEDICAL, DENTAL OR VISION COVERAGE Apply for COBRA continuation coverage, if you wish to WITHIN 60 DAYS OF SEPARATION FROM UC EMPLOYMENT If you have a service credit buyback in progress, make a lump sum payment to complete it, if you wish to WITHIN 31 DAYS AFTER UC OR 63 DAYS AFTER COBRA MEDICAL COVERAGE ENDS Apply for an individual policy, if you wish to WITHIN 31 DAYS AFTER UC LIFE INSURANCE AND LEGAL COVERAGE ENDS Apply for conversion to an individual policy, if you wish to SOON AFTER (BUT NO LATER THAN 90 DAYS AFTER) YOUR LAST DAY ON PAY STATUS If you have an outstanding 403(b) loan, arrange to make monthly payments or repay the outstanding amount in full BY APRIL 15 OF THE YEAR AFTER YOU LEAVE UC EMPLOYMENT File any claims for reimbursement from your Health and DepCare Flexible Spending Accounts (otherwise you forfeit money left in the accounts) Got questions? If you still have questions after reviewing the information here, check out At Your Service (atyourservice.ucop.edu). You ll find general information, UC publications and forms, and details on benefit plans. To review the specific benefits you re enrolled in, sign in to your At Your Service Online (AYSO) account, and then choose Current Enrollments under the Health and Welfare option. You can also contact your local Benefits Office for help.
3 At the time you move on from UC employment, you ll want to make your transition as seamless as possible. You ll also want to be sure you understand what options you have regarding your health, welfare and retirement benefits. This fact sheet outlines what happens to your benefits when you leave UC, and how to arrange to continue or convert your coverage if you need to. There are a few important details to complete. For example, be sure to return any UC items related to your job, including keys, access cards, cell phone, laptop, etc. And you ll want to leave voic and messages letting contacts know where to find you and who to contact on UC business after you ve left. If you re taking a leave without pay, check the Leave Without Pay Fact Sheet for information that applies to you available online at ucal.us/leavewithoutpay. Finally, if you re leaving one campus, medical center or laboratory to work at a different UC location, please contact the Benefits Offices at both your new location and your current one as soon as possible to arrange for a smooth transition of your benefits. You ll find detailed information about what you need to do online at ucal.us/intercampustransfer. 3
4 Health, Welfare and Other Benefits Health, Welfare and Other Benefits For the most part, your participation in UC benefits will end when you leave UC. Fortunately, if you need to continue certain benefits, you have some options for doing so. If you re leaving UC for medical reasons, please contact your local Benefits Office right away. They can help determine your eligibility for disability, retirement and other possible benefits. If you re being laid off, please see either the Temporary Layoff Fact Sheet or Indefinite Layoff Fact Sheet. You ll find important information there that may be applicable to you, including details about preference for re-employment and right to recall. You can continue some of your UC benefits both for yourself and your spouse, domestic partner or eligible dependents through COBRA. This program may allow you to continue medical, dental, vision and health flexible spending account benefits for up to 18 months. Coverage under COBRA is identical to the UC-sponsored coverage that you and your dependents had just before you ended UC employment. A company called CONEXIS handles COBRA administrative services for UC. Once UC notifies CONEXIS that you are terminating employment, CONEXIS will send you a COBRA election packet. You ll need to send your enrollment forms and premiums directly to CONEXIS. For additional details about COBRA, please see ucal.us/cobra. If you are enrolled in a fully insured plan when your 18-month COBRA period ends, you may be able to continue your medical coverage for an additional 18 months under CalCOBRA. Another option, for certain benefits, is to convert your group coverage to an individual policy. Be aware, though, that individual policies are often more expensive, and provide fewer benefits, than group coverage. You may also want to explore your options through the health insurance marketplace established under the Affordable Care Act. In California, you can find information at coveredca.com or call The table on pages 5 7 summarizes continuation options for your UC health and welfare benefits. Tip: You may be eligible for unemployment insurance. You can get details and apply for benefits at your local office of the California State Unemployment Department (EDD), or online at edd.ca.gov. If you work outside California, check with the comparable agency in your state. 4
5 HEALTH, WELFARE AND OTHER BENEFITS CONTINUATION OPTIONS Benefit When UC coverage ends Continuation options What you need to do What you need to know Medical Last day of last month for which you have an eligible appointment and premiums are paid COBRA*, CalCOBRA (CalCOBRA not available for UC Care and Core) Apply for COBRA continuation no later than 60 days from the date you lose coverage or the date you receive notice of your continuation rights (whichever is later). Contact your Benefits Office about how to apply, or go to ucal.us/cobra The COBRA period allows you to continue your medical coverage for up to 18 months. After that, you and/or your eligible family members may be able to extend your coverage (medical only) for an additional 18 months under CalCOBRA. Health, Welfare and Other Benefits Conversion to individual policy (after COBRA coverage ends, if your coverage has been continuous, or as an alternative to COBRA) Apply within 31 days after your UC or COBRA coverage ends by contacting your local Benefits Office. Converting a group medical policy to an individual one usually means paying more for fewer benefits. Check with the insurance carrier about applying directly for an individual policy. If you qualify, you may find more options and lower rates. (CalCOBRA is not available for UC Care and Core.) Dental, Vision Last day of last month for which you have an eligible appointment and premiums are paid COBRA* (conversion to individual policy not available) Apply for COBRA continuation no later than 60 days from the date you lose coverage or the date you receive notice of your continuation rights (whichever is later). Contact your Benefits Office about how to apply, or go to ucal.us/cobra Legal Last day of last month for which you have an eligible appointment and premiums are paid Conversion to individual policy If you retire, continue coverage for yourself and spouse or domestic partner as a retiree. Contact the carrier directly within 31 days of the day your group coverage ends. Contact your Benefits Office or the Retirement Administration Service Center ( ). Basic Life, Core Life Last day of last month for which you have an eligible appointment and premiums are paid Conversion to individual policy Contact the carrier directly within 31 days of the day your group coverage ends. Individual policies tend to be more expensive and offer fewer benefits. * unless you are terminated for gross misconduct ** Being actively at work means that you re being paid and on the job working. Being on pay status also means that you are being paid, but you are not on the job working, because you might be on vacation, say, or out sick. 5
6 Health, Welfare and Other Benefits Health, Welfare and Other Benefits HEALTH, WELFARE AND OTHER BENEFITS CONTINUATION OPTIONS Benefit When UC coverage ends Continuation options What you need to do What you need to know Supplemental Life, Basic Dependent Life, Expanded Dependent Life Last day of last month for which you have an eligible appointment and premiums are paid Conversion to individual policy Contact the carrier directly within 31 days of the day your group coverage ends. You ll make payments directly to the carrier. Individual policies tend to be more expensive and offer fewer benefits. Transfer coverage to the Prudential Portability group term life plans. (For Dependent Life, this is only available if you also elect portability of your Supplemental Life policy.) Contact your local Benefits Office for the portability application form. Generally, you ll need to apply within 31 days after UC coverage ends. For details about application requirements for each type of coverage, go to ucal.us/cobra To be eligible for portability, you must be actively at work on the day before you separate from UC employment. Your dependent may not be confined for medical care or treatment at home or elsewhere on the day your UC coverage ends. Life insurance benefits for those who choose portability will be reduced to 60% at age 65, 50% at 70, and will end at age 80. Accidental Death and Dismemberment (AD&D) Last day of last month for which you have an eligible appointment and premiums are paid Conversion to individual policy Contact the carrier directly within 31 days of the day your group coverage ends. You ll make payments directly to the carrier. If you retire, purchase coverage under the retirees group plan Contact your Benefits Office or the Retirement Administration Service Center ( ). Short-Term Disability, Supplemental Disability, UCRP Disability Your last day actively at work.** None available If you ll be on paid leave before separating from UC employment and are enrolled in Supplemental Disability, you must complete a cancellation form to stop the premium deductions. Even if you remain on pay status, your coverage ends your last day actively at work. Business Travel Accident Insurance Your last day actively at work.** None available N/A N/A Workers Compensation Your last day actively at work.** For most employees, none available. UC police and fire employees may remain eligible for certain medical conditions for up to five years. If you re a police or fire employee, contact your Benefits Office for information. ** Being actively at work means that you re being paid and on the job working. Being on pay status also means that you are being paid, but you are not on the job working, because you might be on vacation, say, or out sick. 6
7 HEALTH, WELFARE AND OTHER BENEFITS CONTINUATION OPTIONS Benefit When UC coverage ends Continuation options What you need to do What you need to know Dependent Care Flexible Spending Account (DepCare FSA) Your participation will end at the end of the month in which you separate. None available Submit your claims to CONEXIS by April 15 of the year after you leave UC employment. If you don t submit your claims by the deadline, you ll forfeit any money left in your account. Health, Welfare and Other Benefits Health Flexible Spending Account (Health FSA) Your participation will end at the end of the month in which you separate. COBRA* Apply for COBRA continuation no later than 60 days from the date you lose coverage or the date you receive notice of your continuation rights (whichever is later). Contact your Benefits Office about how to apply, or go to ucal.us/cobra You can continue participation through the end of the current plan year by making direct, after-tax payments to your account. Tax Savings on Insurance Premiums (TIP) Contributions stop with your last paycheck. None available N/A N/A Auto/Home/ Renter s Insurance End of the policy contract year. (The carrier will bill you directly unless you cancel your coverage.) You may be able to continue coverage beyond the end of the policy contract year, but your rates may change. Contact the insurance company for information and to arrange to make payments, if you wish to. N/A SelectPlus When you go off pay status** None available N/A N/A ScholarShare When you go off pay status** You may continue to make contributions directly to ScholarShare N/A N/A Parking/ Commuter Benefits Vacation Leave Sick Leave Your contributions and coverage end when you go off pay status** You will be paid for any vacation time earned through your last day at work. You won t be paid for any accumulated sick leave. None available N/A N/A N/A N/A N/A N/A N/A If you retire within 120 days of separation and elect a monthly pension, any unused sick leave will be converted to retirement service credit at the rate of about eight hours of sick leave for one day of service credit. ** Being actively at work means that you re being paid and on the job working. Being on pay status also means that you are being paid, but you are not on the job working, because you might be on vacation, say, or out sick. 7
8 Retirement Plan Participation and Retirement Savings Accounts Retirement Plan Participation and Retirement Savings Accounts When you leave UC employment, you have several options about what to do with your pension and retirement savings. UC RETIREMENT PLAN If you re a UCRP member, you ll stop accruing UC Retirement Plan (UCRP) service credit when you go off pay status. You are eligible for one of these options: BECOMING AN INACTIVE UCRP MEMBER If you leave your accumulations in the Plan, you may become an inactive member, which means that you retain the right to future UCRP retirement benefits. You ll be an inactive member if you meet one of the following criteria: you have at least five years of service credit you re eligible for reciprocity you were medically separated from University employment and are eligible to apply for UCRP disability income you re a faculty member of a University medical school who has been appointed by the Veterans Administration to a University-affiliated hospital, and, as a result, receive no further covered compensation, or you became a Plan member July 1, 1989, or earlier, and reached age 62 while still an eligible employee. Under certain circumstances, you may be able to become an inactive member even if you don t have sufficient service credit. If you: are leaving UC employment involuntarily for budgetary reasons, and; could become vested only through an eligible service credit buyback. You may be able to make an after-tax lump sum payment, before separation from employment, that would allow you to become vested. Contact your Benefits Office right away for more information. Alternatively, if you have less than the required amount of UCRP service credit and have service credit in another eligible retirement plan, such as CalPERS, you might qualify to become vested because of your service with the other plan. Check with your Benefits Office. If you re not eligible for inactive membership, then you may request a refund of your UCRP accumulations. You must request a refund of your CAP balance, if any (see below). ELECTING TO RETIRE If you re a UCRP member and eligible to retire, you may do so at any time. Important: You ll need to retire within 120 days of your separation from UC employment if you want to continue any UC retiree health and other benefits for which you are eligible. For more information, please see ucal.us/ucrphwb. To begin the process, contact the Retirement Administration Service Center at If you elect to retire, you may choose to receive retirement income in the form of a monthly lifetime benefit or, under certain circumstances, a lump sum cashout. You re eligible for the cashout if you became a UCRP member before July 1, 2013, and: you are eligible to retire when you leave University employment, (that is, age 50 or older with five years of UCRP service credit) or you are an inactive or disabled member who is eligible to retire. (In general, members who joined UCRP after July 1, 2013 don t have the lump sum option.) To learn more, talk with your Benefits Office or see the Lump Sum Cashout Fact Sheet at ucal.us/lumpsumcashout. REQUESTING A REFUND OF UCRP ACCUMULATIONS When you leave UC, you may request a refund of the UCRP contributions that you made, plus any interest. (UC s contributions are not refundable.) You may also request a distribution of any Capital Accumulation Payment (CAP) balance. Tip: Let UC know your current address. If you leave money in the University of California Retirement Plan (UCRP), you must notify UC whenever you change your permanent address. You can update your address by signing in to your At Your Service Online (AYSO) account and then choosing My Contact Information in the left column. Or let your local Benefits Office know of any changes. You may request a refund of UCRP accumulations regardless of whether or not you re eligible for inactive UCRP membership, but there s a significant downside: Getting this refund (though not a CAP distribution) cancels your right to any future UCRP benefits based on your years of service so far (unless you were to return to UC employment and reestablish service credit). 8
9 TAKING A CAPITAL ACCUMULATION PAYMENT (CAP) DISTRIBUTION To take a CAP distribution, fill out the Distribution Request CAP Balance form (UBEN 142CAP), which is available online at ucal.us/uben142cap. Or you can call the UC Retirement Administration Service Center ( ) to request a form. BUYING BACK SERVICE CREDIT If you have a buyback in progress and leave UC employment before you make all the payments, you ll receive proportional service credit (or a proportional reduction in your noncontributory offset). Payments you ve made won t be refunded. If you d like to complete your buyback, you may be able to do so by making an after-tax lump sum payment within 60 days after you separate from UC employment. To be eligible, you must have already completed at least one year of payments. The payment may not exceed an annual limit under IRC 415(c). PAYING BACK A 403(b) LOAN If you have an outstanding loan, you ll need to arrange one of the following options with Fidelity Retirement Services within 90 days of your last day on pay status: Make monthly payments Repay the outstanding amount in full. If you don t take action, the outstanding loan principal will be reported as a distribution. That means you ll owe income tax on it, and possibly state and federal tax penalties as well. QUESTIONS ABOUT SOCIAL SECURITY OR OTHER RETIREMENT PLANS? Contributions stop with your last paycheck. If you re considering retiring and need information, contact Social Security directly. If you re a member of another plan, contact the plan directly for information. Retirement Plan Participation and Retirement Savings Accounts UC RETIREMENT SAVINGS PROGRAM KEEPING MONEY IN YOUR ACCOUNTS You can keep your money in the DC, 403(b) and 457(b) plans for any plan that has a balance of at least $2,000. If you don t meet the balance requirement, you must request a full distribution of your money from that plan. You can request a distribution by going online to ucfocusonyourfuture.com or by calling Fidelity at (If you re a non-exempt student employee, this method of taking a distribution applies to you as well.) If you don t make arrangements for a distribution, your balance will be: Rolled over to an IRA custodian in an account maintained for you (if your balance is more than $1,000 but less than $2,000), or Paid directly to you at your address of record (if your balance is $1,000 or less). You may be liable for taxes and penalties on the distribution. Check with Fidelity for more information. Tip: Make sure your beneficiaries are up to date, even after you leave UC. If you decide to change the person or persons who ll receive benefits from your retirement plan in the event of your death, you can do this any time online for UCRP and CAP. Go online and sign in to your At Your Service Online (AYSO) account and select My Beneficiaries. Or you may submit a Designation of Beneficiary Retirees, Former Employees and Others form (UBEN 117), which you ll find at ucal.us/uben117. The online or paper process for UCRP and CAP beneficiaries does not apply to your Retirement Savings Program plans. To check or change the beneficiaries for the Retirement Savings Program or other savings options, visit ucfocusonyourfuture.com or contact Fidelity at
10 Returning to UC Employment Returning to UC Employment If you return to work at UC, your eligibility to reenroll in benefits plans depends on your new position. If you re eligible, your enrollments will vary depending on the plans themselves and how long you ve been separated from UC. You may also be eligible for reinstatement of other benefits such as sick leave, depending on the length of your separation. Contact your Benefits Office within 31 days of your rehire date for information. If you return to work at UC and become a member of UCRP again, you may reestablish your service credit by redepositing any refund of your UCRP accumulations (plus interest). For more information, see the UCRP Buyback Booklet. If you ve retired from UC and return to work, please see the Returning to UC Employment after Retirement Fact Sheet at (ucal.us/returntowork) and talk with your local Benefits Office. 10
11 By authority of the Regents, University of California Human Resources, located in Oakland, administers all benefit plans in accordance with applicable plan documents and regulations, custodial agreements, University of California Group Insurance Regulations, group insurance contracts, and state and federal laws. No person is authorized to provide benefits information not contained in these source documents, and information not contained in these source documents cannot be relied upon as having been authorized by the Regents. Source documents are available for inspection upon request ( ). What is written here does not constitute a guaranteeof plan coverage or benefits particular rules and eligibility requirements must be met before benefits can be received. The University of California intends to continue the benefits described here indefinitely; however, the benefits of all employees, retirees, and plan beneficiaries are subject to change or termination at the time of contract renewal or at any other time by the University or other governing authorities. The University also reserves the right to determine new premiums, employer contributions and monthly costs at any time. Health and welfare benefits are not accrued or vested benefit entitlements. UC s contribution toward the monthly cost of the coverage is determined by UC and may change or stop altogether, and may be affected by the state of California s annual budget appropriation. If you belong to an exclusively represented bargaining unit, some of your benefits may differ from the ones described here. For more information, employees should contact their Human Resources Office and retirees should call the Retirement Administration Service Center ( ). In conformance with applicable law and University policy, the University is an affirmative action/equal opportunity employer. Please send inquiries regarding the University s affirmative action and equal opportunity policies for staff to Systemwide AA/EEO Policy Coordinator, University of California, Office of the President, 1111 Franklin Street, 5th Floor, Oakland, CA 94607, and for faculty to the Office of Academic Personnel, University of California, Office of the President, 1111 Franklin Street, Oakland, CA
Family Changes Fact Sheet: Family Changes Families can change in many ways over the years through marriage or divorce, birth or death, to name a few. When you add a new member to your family, you ll want
Lump Sum Cashout Fact Sheet: Lump Sum Cashout By authority of the Regents, University of California Human Resources, located in Oakland, administers all benefit plans in accordance with applicable plan
University of California Sabbatical leave is available only to certain faculty members and academic appointees based on UC Academic Personnel Policies. See your Academic Personnel Office for more information
Returning to UC Employment After Retirement Fact Sheet: Returning to UC Employment After Retirement If you ve retired from UC but the university needs your skills, you may be able to return to work for
University of California This checklist explains how your benefits are affected by an approved family and medical leave under UC policy, the amended California Family Rights Act of 1991, and the Federal
Pregnancy, Newborn Child and Adopted Child Fact Sheet: Pregnancy, Newborn Child and Adopted Child 2 Got questions? If you still have questions after reviewing the information here, check out UCnet (ucnet.universityofcalifornia.edu).
UNIVERSITY OF CALIFORNIA Survivor and Beneficiary Handbook For Family Members and Beneficiaries of UC Employees Survivor and Beneficiary Handbook For Family Members and Beneficiaries of UC Employees After
summary plan description University of California Tax Savings on Insurance Premiums (TIP) february 2007 Plan Summary of TIP What Is TIP? The Tax Savings on Insurance Premiums (TIP) program, established
Retirement Handbook You ve had a long, successful career at UC and now you re thinking of the next phase: retirement. The process is not difficult, but it s important to plan ahead. Chapter Introduction
Disability Benefits for Faculty Fact Sheet: Disability Benefits for Faculty KEY DEADLINES WITHIN 31 DAYS AFTER YOU RE HIRED Enroll in Supplemental Disability now when you won t need a statement of health.
Health Flexible Spending Account Summary Plan Description Health Flexible Spending Account Summary Plan Description KEY DEADLINES APRIL 15 ANNUALLY Submit your claims for reimbursement; when the deadline
Direct Deposit for Retiree Monthly Benefits Fact Sheet: Direct Deposit for Retiree Monthly Benefits The fastest, safest and most efficient way to receive your monthly UC retirement benefit is to have it
Your Guide to UC Disability Benefits Your Guide to UC Disability Benefits KEY DEADLINES WITHIN 31 DAYS OF BEING HIRED BY UC Enroll in Supplemental Disability now when you won t need a statement of health.
TAKE 5 To make the most of your benefits 2014 Health Benefits Open Enrollment 2015 Retirees OPEN in Medicare ENROLLMENT outside California FOR RETIREES IN MEDICARE 8 a.m., Oct. 28 5 p.m., Nov. 26, 2013
Your Guide to Survivor and Beneficiary Benefits For Family Members and Beneficiaries of UC Retirees and Disabled Members Receiving UCRP Income Your Guide to Survivor and Beneficiary Benefits Retirees and
RETIREMENT PLANS: SUMMARY PLAN DESCRIPTIONS 2012 A Complete Guide to Your UC Retirement Benefits Listed below are telephone numbers and website and correspondence addresses for some of the resources UC
University of California Retirement Savings Program Information for Safe Harbor Participants Student Employees Part-Time Employees Seasonal Employees Temporary UC Employees Defined Contribution Plan Questions
ARE YOU COVERED? 2016 Open Enrollment Retirees in Medicare Outside of California Oct. 29 Nov. 24, 2015 YOUR OPEN ENROLLMENT TO DO LIST: FOR YOUR MEDICAL PLAN If you re new to the Medicare Coordinator Program,
Table of Contents TCP2 Retirement FAQs Termination...2 Pension...3 Retiree Health & Welfare Benefits...4 LANS 401(k) Retirement Plan...6 University of California Plans...7 Return to Work...8 1 Termination
summary plan descriptions University of California Retirement Plan (for safety members) Defined Contribution Plan Tax-Deferred 403(b) Plan 457(b) Deferred Compensation Plan april 2007 Addresses, Information
RETIREMENT PLANS: SUMMARY PLAN DESCRIPTIONS 2015 A Complete Guide to Your UC Retirement Benefits Listed below are telephone numbers and website and correspondence addresses for some of the resources UC
457(b) Deferred Compensation Plan Summary Plan Description 457(b) Deferred Compensation Plan Summary Plan Description Listed below are telephone numbers and website and correspondence addresses for some
Y O U R E N R O L L M E N T K I T GROUP INSURANCE Group Universal Life Dependent Term Life Issued by The Prudential Insurance Company of America California Resources Corporation (CRC) All Regular Full-Time
RIVERSIDE TRANSIT AGENCY FULL-TIME ADMINISTRATIVE EMPLOYEES NEW HIRE ENROLLMENT OVERVIEW 2015 Riverside Transit Agency (RTA) is extremely proud of the package of benefits available to you. The benefits
YO U R B E N E F I T S YO U R F U T U R E What you need to know about your CalPERS State Safety Benefits C O N T E N T S Introduction............................................. 2 Your Retirement Benefits.................................
Summary of Your s When You Leave The Boeing Company Employees Represented by SPEEA and Pilots Association Generally, this guide applies to you if you are a union-represented employee of The Boeing Company
University of California The benefits of belonging The benefits of belonging Staff Careers With the University of California As a member of the University of California staff, you may work in a department
Defined Contribution Plan Summary Plan Description Defined Contribution Plan Summary Plan Description Listed below are telephone numbers and website and correspondence addresses for some of the resources
Illinois Municipal Retirement Fund Member Benefits / Health Insurance Continuation / SECTION 5 5 - Member Benefits / Health Insurance Continuation BENEFITS... 143 5.00 INTRODUCTION... 143 5.10 SEPARATION
Number 13.10 - MEDICAL, LIFE AND DENTAL BENEFITS UPON SEPARATION FROM ACTIVE EMPLOYMENT Effective Date: March 1, 1999 Revision Date: October 1, 1999 Applicable To: Issued By: Approved By: All classified
University of California Retirement System DC Plan 401(a) Defined Contribution Plan Pre-tax Account Mandatory, pre-tax contributions based on UC base salary DC Plan Career DC Plan Safe Harbor After-tax/Rollover
FREQUENTLY ASKED QUESTIONS HEALTH SAVINGS ACCOUNTS What is an HSA? A health savings account (HSA) is a tax-favored savings account created for the purpose of paying medical expenses. Tax-deductible Contributions
Planning Your Service Retirement California Public Employees Retirement System Planning Your Service Retirement If you re planning to retire, you have some important decisions to make. This brochure includes
Group Insurance Eligibility Fact Sheet for Employees Group Insurance Eligibility Fact Sheet for Employees 2 UC offers three levels of benefits Full, Mid-Level and Core. Your eligibility for a particular
LIFE INSURANCE SUMMARY Your family can count on your paycheck to meet day-to-day expenses while you are actively at work, but it is important to plan for their financial security in the event of your death.
Application for Retirement Allowance Public Employees' Retirement System Teachers' Pension and Annuity Fund State of New Jersey Division of Pensions and Benefits PO Box 295 Trenton, New Jersey 08625-0295
Benefit Guide Extended Illness Disability or Death In situations of extended illness, disability, or death, you and your family members will need to know specific details regarding benefit information.
Supplement to Military Pay Academic Officer: Vice Provost Academic Personnel Academic Office: AP - Academic Personnel Staff Officer: Vice President Human Resources Staff Office: Human Resources Issuance
About This Booklet It is a resource to help you connect with the many new opportunities you face as a retiree. The following pages review your continued relationship with Ohio State, identify new opportunities
Questions & Answers About Your Employees Retirement System Hybrid Plan 1. What is the Employees Retirement System? The Employees Retirement System of Hawaii (ERS) was established in 1925 to provide retirement
Westinghouse Electric Company Events Guide Benefits in the Event of: Leave of Absence Disability Layoff / Permanent Separation Death Furlough Voluntary Quit / Involuntary Termination Revised January 2015
BENEFITS SUMMARY Physicians (Unit 1) THE BENEFITS OF WORKING AT THE CSU This summary provides an overview of systemwide benefits generally available to Physician (Unit 1) employees of the California State
Human Resources Management 1000 E. Victoria Street WH C-495 Carson, CA 90747 (310) 243-3771 FAX (310) 516-3595 http://www.csudh.edu/human_res/benefits.htm Benefits Summary Sheet Important!!! Please read
July 2007 Executive The BENEFITS Benefits of Working at the CSU This summary of executive perquisites, relocation benefits, and general benefits provides an overview of systemwide benefits generally available
Illinois Insurance Facts Health Insurance Continuation Rights -- COBRA Illinois Department of Insurance Updated July 2014 Note: This information was developed to provide consumers with general information
North Carolina State Military Leave and Reemployment Rights (For policy on Military Leave, please review http://www.ncsu.edu/policies/employment/leave/military_leave.php ) Benefit Military Leave With Full
Your Benefits Under the IMRF Regular Plan Tier 1 Illinois Municipal Retirement Fund Helping you build a secure retirement table of contents Your Benefits at a Glance... 2 Why you participate in IMRF...
IMPORTANT INFORMATION ABOUT YOUR COBRA CONTINUATION COVERAGE RIGHTS What is continuation coverage? Federal law requires that most group health plans (including this Plan) give employees and their families
March 2002 Military Leave Benefits Extended Again Boeing is revising its policy for employees who are on military leaves of absence as a result of the September 11 terrorist attacks. Effective immediately,
your Benefits in Brief Salaried and Non-Union Non-Exempt Employees of Kaiser Foundation Health Plan, Inc. and Kaiser Foundation Hospitals Northern California Kaiser Permanente is committed to providing
Benefits Summary for UAB www.uab.edu/benefits HUMAN RESOURCE MANAGEMENT Health Care, Dental, and Vision Plans For new employees, coverage under UAB s group health care, dental, or vision plans will begin
Notice and Severance Pay Plan February 2016 AGENDA Notice and Severance Pay Plan (NSPP) Medical, Dental, Retiree Medical, COBRA Flexible Spending Accounts Health Savings Accounts Life Insurance and Disability
Retirement Benefits Decision Guide For rehired, newly eligible and former CalPERS-covered employees RETIREMENT Chapter Title BENEFITS DECISION GUIDE REHIRED, NEWLY ELIGIBLE AND FORMER CALPERS-COVERED EMPLOYEES
Questions & Answers About Your Employees Retirement System Contributory Plan for Police Officers, Firefighters, and certain Public Safety Officers* *Includes Department of the Attorney General investigators;
NYU HOSPITALS CENTER Retirement Plan Your Health & Welfare Plan Benefits 1 What s Inside Welcome to the NYU Hospitals Center Retiree Health & Welfare Program Retiree Health & Welfare Benefits At-A-Glance...
MARCH 2012 Tax-Deferred 403(b) Plan Summary Plan Description Listed below are telephone numbers and website and correspondence addresses for some of the resources UC employees routinely use. UC HUMAN RESOURCES
TEACHERS AND STATE EMPLOYEES RETIREMENT SYSTEM your retirement benefits Department of State Treasurer Raleigh, NC Revised January 2014 NORTH CAROLINA DEPARTMENT OF STATE TREASURER RETIREMENT SYSTEMS DIVISION
Guide to Insurance Benefits for Retiring State Employees *This Guide provides direction regarding most administrative processes that impact insurance for State employees and dependents. In any case, where
Understanding Your UC Retirement System (UCRS) Plans January 2010 University of California Retirement System University of California Retirement Plan () Retiree Healthcare Capital Accumulation Provision
Sprint Flex Plans Life Events Section What is Inside Sprint Flex Plans... 3 General Rule... 3 Process and Deadlines... 4 Effectiveness of Changes... 5 Enrollment/Election Change Appeals... 7 Index of Life
Reemployment of UC Retired Employees Into Senior Management Group and Staff Positions Approved September 18, 2008 Amended February 9, 2009 and September 18, 2013 Responsible Officer: Vice President Human
Subject: Benefit Summary Unit 4 (APC) Department: Benefits and Staff Human Resources Division: Administration & Finance References: NA Web Links Unit 4 (APC) Benefit Summary Brochure Reference No.: Issue
UNIVERSITY OF ROCHESTER LONG-TERM DISABILITY PLAN The Long-Term Disability (LTD) Plan provides a monthly income benefit when an individual is totally disabled for more than six months. The benefit provided
You Have a Choice New Cash Balance Pension You Have a Choice The important thing to understand is this: If you were hired through December 31, 2012 you don t have to change to the new cash balance pension
Payout Guide A GUIDE TO OPTIONS FOR YOUR STATE OF MICHIGAN 401(K) AND 457 PLAN ACCOUNTS 1-800-748-6128 http://stateofmi.ingplans.com State of Michigan 401(k) and 457 Plan Participant: You ve worked hard
Group Health Insurance Group Health Insurance ET-4112 (REV 4/16/15) Table of Contents Introduction...2 Obtaining Coverage When Not Currently Covered...2 Requirements to Continue Coverage...2 Regular Retirement...2
After You Retire What Every Pension Recipient Should Know State of Michigan State Employees' Retirement System July 2015 After You Retire What Every Pension Recipient Should Know About the Office of Retirement
2015 BENEFITS There are important decisions to make. Look inside to learn more. 1 Welcome to Enable Midstream! This is an exciting time to work at Enable Midstream. We are so glad you are part of our team.
Pregnancy Disability Workshop Department Benefits Representatives University of California San Francisco August 2005 Agenda Leave entitlements Leave with pay Leave without pay Benefits while on leave Case
Mandatory Employment Termination Employee Benefit Fact Sheet Revised April 2014 Marine Corps NAF Benefits Programs The purpose of these fact sheets is to provide terminating employees information on the
MONTANA TECH EMPLOYEE BENEFITS The following is a summary explanation of the payroll deductions and fringe benefits provided to eligible employees of Montana Tech. A. REQUIRED DEDUCTIONS 1. F.I.C.A. (SOCIAL
Disability Training University of California San Francisco 1 Who is eligible? Employee must be a member of a Defined Benefit Retirement Plan to which the University contributes (UCRP/PERS). Employee must
Section C Group Universal Life Insurance Section Background...C. 1 page Eligibility...C. 1 Effective Date of Coverage...C. 1 Coverage Options for the Member...C. 2 Coverage Increase Opportunity for the
VOLUNTARY FACULTY SEPARATION INCENTIVE PROGRAM (FSIP) 2016 Frequently Asked Questions (FAQs) The 2016 FSIP Program 1. Q. What is the 2016 Faculty Separation Incentive Program (FSIP)? A. The 2016 NJIT Faculty
Supplement to Military Pay Academic Officer: Vice Provost Academic Personnel Academic Office: AP - Academic Personnel Staff Officer: Vice President Human Resources Staff Office: Human Resources Issuance
Your consent to our cookies if you continue to use this website.