Yes, personal access to coverage is available for spouse and dependents. Employee premiums are paid on a pre-tax basis.

Transcription

1 OHR FACT SHEET: Academic and Civil Service Employee Benefits and Comparison of Benefits to Spouse, Same Sex Registered Employee or Partner s March 2005 This document is intended to provide an overview of the benefits available to spouses, domestic partners, and dependents. It is important that specific policies, rules and contract language be reviewed. This information serves only as a resource guide. Further clarification can be obtained by contacting your unit-campus human resources administrator or your central Human Resources HR Specialist. Benefit Spouse and/or 1. Medical Insurance available medical plans? 2. Medical Insurance Retiree available medical plans for retirees? available for spouse and dependents. Employee premiums are paid on a pre-tax basis. Yes, although the subsidy ceases upon retirement, personal access to group coverage is available for spouse and dependents upon the employee s retirement. available for partner and partner s dependents. The employer cost of the premium is taxable income and premiums are after-tax unless the partner or dependent meets the definition of dependents under IRS Section 152. Yes, although the subsidy ceases upon retirement, personal access to group coverage is available for partner and dependents of partner upon the employee s retirement. 3. Dental Insurance available dental plans? available for spouse and dependents. Employee premiums are paid on a pre-tax basis. available for partner or dependents of partner. The employer cost of the premium is taxable income and premiums are after-tax unless the partner or dependent meets the definition of dependents under IRS Section 152.

2 Spouse and/or 4. Dental Insurance Retiree available dental plans for retirees? available for spouse and dependents upon the employee s retirement. available for partner and dependents of partner upon the employee s retirement. 5. State Plan (32615) Basic Life Insurance dependents be named as beneficiary of the basic life insurance policy? Yes, the spouse and/or dependents can be named as beneficiaries. Yes, the partner and/or their dependents can be named as beneficiaries. However, upon the death of the employee, tax implications are different for spouse vs. same sex domestic partner. 6. State Plan (32615) Additional Life Insurance Can additional life insurance be purchased for spouse/partner and/or Yes, additional life insurance may be purchased for spouse and/or dependents. Yes, additional life insurance may be purchased for partner and/or partner s dependents. 7. Long Term Disability Can long term disability insurance be purchased for the employee s spouse/partner and/or No, long term disability insurance is available for purchase to cover only the employee, not the employee s spouse and/or dependents. No, long term disability insurance is available for purchase to cover only the employee, not the employee s partner and/or their dependents.

3 Spouse and/or 8. Retirement (a) Academic Employees Faculty Retirement Program dependents be named as beneficiaries of the employee s retirement account? Yes, the spouse and/or dependents can be named as beneficiaries of the employee s retirement account. Yes, the partner and/or their dependents can be named as beneficiaries. However, upon the death of the employee, tax implications are different for spouse vs. same sex domestic partner. (b) Civil Service Staff Minnesota State Retirement System dependents of the partner be named as beneficiaries of the employee s retirement account? Yes, the spouse or a dependent can be named as a Joint & Survivor beneficiary of the employee s retirement account. Yes, the partner or a dependent can be named as a Joint & Survivor beneficiary of the employee s retirement account. (c) Optional Retirement Plan dependents be named as beneficiary of the employee s optional retirement account? Yes. The spouse and/or dependents can be named as the beneficiaries of the employee s optional retirement account. Yes, the partner and/or their dependents can be named as beneficiaries. However, upon the death of the employee, tax implications are different for spouse vs. same sex domestic partner. 9. Leaves of Absence A. Academic Employees (a) Informal Sick Leave Is informal sick leave available to care for spouse/partner and/or Informal sick leave is available to care for employee s child. Informal sick leave is available to care for employee s partner s dependents as stated in the 1992 Board of Regents Resolution. No provision is made for care of spouse/partner under this policy. This policy is currently under discussion.

4 Spouse and/or 9. Leaves of Absence, continued A. Academic Employees, continued (b) Formal Medical Leave Is formal medical leave available to care for spouse/partner and/or No. Formal medical leave is available to use only for employee s personal medical condition. (c) Parental Leave Are eligible academic employees regardless of sexual orientation covered under the parental leave policy? (d) Family and Personal Leaves Are the provisions afforded to eligible academic employees the same for situations covering spouses and/or dependents as for partners and/or their (e) Bereavement Leave May employees be granted bereavement leave in the event of the death of their spouse, partner, or Yes. Domestic partners are covered under the parental leave policy as stated in the 1992 Board of Regents Resolution. Yes. Domestic partners and/or their dependents are included in the same manner as spouses and dependents under this policy per the 1992 Board of Regents Resolution. There is no written policy covering bereavement leave for academic employees. There is, however, an accepted business practice to allow for bereavement leave related to death of spouse, partner or dependents. B. Civil Service Employees (a) Sick Leave Is accrued sick leave available to care for spouse/partner and/or Yes.

5 Spouse and/or 9. Leaves of Absence, continued B. Civil Service Employees, continued (b) Parental Leave Are eligible civil service employees regardless of sexual orientation covered under the parental leave provision of the Civil Service Rules? Yes. (c) Bereavement Leave May employees be granted use of sick leave in the event of the death of their spouse, partner, or 10. Spousal/Partner Hire In exceptional situations as defined in the Guidelines for Recruiting and Appointing Academic Personnel, can either a spouse or partner be considered for a spousal/partner hire? 11. Housing Do employees with spouse or partner qualify for married undergraduate or graduate student housing? Yes. Yes. Yes.

6 Spouse and/or 12. Credit Union Membership Do spouse/partner and/or dependents qualify for membership in the credit unions? Spouse and/or children are eligible for membership in the credit union only if the employee is also a member. Domestic partners are eligible for membership once they hold a joint account with their employee partner. Children of domestic partners are eligible for membership in the credit union only if the domestic partner is also a member. Not Applicable Not Applicable 13. Athletic Events Do all employees, regardless of sexual orientation, fall under the same purchase rules, and qualify for any discounts made available to employees? 14. Cultural Events Do all employees, regardless of sexual orientation, fall under the same purchase rules, and qualify for any discounts made available to employees? 15. Library Are spousal/partner and/or dependent benefits available within the library system? 16. Recreation Facilities Are spousal/partner and/or dependent memberships available? Yes. Yes. No. Memberships are available to spouses/partners but not to dependents.

7 Spouse and/or 17. Campus Club Membership Are Campus Club memberships available to spouse/partner and/or Yes, the Campus Club itself is currently under re-organization. 18. Child Care Center Is the Child Care Center available to all employees, regardless of sexual orientation? Yes, the Child Care Center is available to any employee who is the parent or legal guardian of the child for whom care is sought. 19. Extended Resident Tuition Benefit Is extended tuition benefit available to spouse, partner and/or 20. Alumni Association Membership Is joint membership available to spouse/partner? Yes. Yes. L:\Nans Group\Documents\Fact Sheets\Domestic Partner Benefits.doc