Retirement Services Intermediaries 7
|
|
- Roderick West
- 8 years ago
- Views:
Transcription
1 Retirement Services Intermediaries 7 As 401(k) distribution continues to evolve toward greater professionalization, greater concentration in the hands of specialists and as advisors focus on themselves providing fiduciary investment services, so too has the RSI inquiry taken new forms. Among the new or expanded topics in RSI 7: Tracking the specific services advisors provide to plan sponsors (13 items) and the extent to which advisors view each service as a key part of their value proposition Understanding the relative importance of various metrics advisors use to evaluate the success of their plans Sorting out broker of record changes (only) versus (also) switching primary investment providers Tracking the apparent displacement of the traditional TPA interface service model by a fully unbundled TPA/trading platform/ria product Developing a better understanding of hybrid or duallyregistered advisors and their emerging prominence in the channel Trended Metrics RSI 7 builds on key descriptive metrics to characterize advisors practices including: Other retirement products sold and size of 401(k) cases sold Service model and investment product platforms used by case size Compensation structure and fiduciary status Business development initiatives including provider partnerships Preferred fee collection methods Track within the channel Overall 401(k) assets and years in the business Whether placing more or less emphasis on 401(k) in the future Providers used Provider Selection Criteria As always in RSI studies, the central inquiry is an exhaustive build-out of what advisors look for in a provider and how they rate the providers they use on these dimensions. This supports both a robust advisor segmentation and a richly detailed evaluation of the strengths and weaknesses of the providers they work with. Tested in this cycle: Being highly responsive to requests from you, the advisor Providing flawless service to your plan sponsor clients One Landmark Square Stamford, Connecticut Fax
2 Retirement Services Intermediaries 7 Making available an attractive selection of collective investment trusts and exchange-traded funds Offering highly effective programs to help participants make the most of their 401(k)s Offering effective retirement income solutions within the 401(k) plan Assisting you in generating IRA rollover business from participants leaving the 401(k) plans you advise Offering you the ability to create custom target date funds or asset allocation portfolios for your plans Offering an open architecture investment platform Offering optional third party fiduciary investment services including section 3(21) and 3(38) services Offering robust due diligence investment selection, monitoring and reporting services Offering net revenue pricing to plans of almost any size Accommodating multiple advisor compensation methods including paying commissions, adding wrap fees and collecting billed fees for you Having relatively low total costs including investment costs and costs to the plan sponsor Having a responsive inside sales support desk and RFP team Having knowledgeable and professional retirement plan wholesalers Having a stellar brand and outstanding reputation Other Provider-specific Findings Additionally, RSI 7 delivers the following evaluations for each provider: Whether advisors expect to use the provider more or less in the future What size case they consider the provider s sweet spot (new) Whether the provider makes it easy to sell their products, is advisor-friendly and offers superior value for the price (new) Providers Evaluated Based on channel penetration in RSI 6, we expect to report provider-level findings in RSI 7 for ADP, American Funds, AUL, Charles Schwab, Fidelity, Great-West, Hartford, ING, John Hancock, Lincoln, MassMutual, Nationwide, Principal, Prudential and Transamerica. All findings are reported to all clients. Methodology and Subscription Details This research will be conducted by telephone throughout the year among approximately 600 advisors who derive significant income from 401(k) plans. Interim findings will be reported mid-2012 with final results at year-end. Deliverables include point-of-view presentations and comprehensive interpretative decks. Contacts: Merl W. Baker mbaker@brightworkpartners.com Ronald L. Bush rbush@brightworkpartners.com One Landmark Square Stamford, Connecticut Fax
3 Retirement Services Intermediaries (RSI 6) Waves 1 through 4 October 2011
4 Table of Contents - Critical Industry Trends 8 - Key Competitor Findings 10 - Methodology 15 Practice Characteristics 17 1 Share of 401(k) Income 18 - Share of Key Variables by 401(k) Share of Income 19 - Summary of Advisor Characteristics 21 - Channel 23 - Share of Key Variables by Channel Market Value of 401(k) AUM 27 2 Cross Sell from 401(k) Practice 28 3 Retirement Products Sold 39 4 Emphasis on 403(b) Plans 41 27, 28 Service Model 44 2
5 28 Service Model Recommended Most Frequently Advisor Compensation Method Fee Collection Preference Advisor as Fiduciary Formal Agreements Have Formal Agreements Agreement Specifies Fees Special Effort Minimum Balance IRA Rollovers 77 39, 40, 41 Trend: IRA Rollovers Interest in Guaranteed Income Features Write 401(k) Business as a RIA 87 44, 45 Roles: Advisor vs. Provider 89 3
6 and Types of Plans Sold Plans Sold Plans Sold Plans Wrote as a RIA Investments (% of cases sold) Service Model (% of cases sold) 109 Advisor Segment Summaries (k) Share of Income 118 Service Model Used Most Frequently 122 Wrote Business as a RIA 130 Primary Affiliation 142 Considers Self a Fiduciary 164 Compensation Method 172 Sells 403(b) 183 4
7 Case Sizes Sold 193 Gender 201 Channel Penetration 214 5, 6, 7 of Providers 215 5, 6, 7 Provider Designated One of Top Three 216 9, 12, 15 Average Percentage of Cases Placed 264 9, 12, 15 Shelf Space by Provider 265 5, 6, 7 Cross Penetration by Provider , 14, 17 Usage by Provider Priority , 14, 17 Provider Usage by Case Size , 14, 17 Provider Used for Smaller Cases , 14, 17 Provider Used for Larger Cases , 14, 17 Provider Used for Cases of Almost Any Size Fund Companies Used For 401(k) Plans 312 5
8 Provider Selection Criteria Importance of Provider Selection Criteria 320 Performance Metrics and Likely Future Use , 20, 21 Provider Ratings ,13,16 Proportion of Future Placements by Provider , 23, 24 Provider Personalities 396 Summary Profiles and Ratings by Provider 399 ADP 400 American Funds 405 AUL 424 Charles Schwab 430 Fidelity 436 Great-West 464 Hartford 478 6
9 ING 492 John Hancock 507 Lincoln National 526 MassMutual 539 Nationwide 551 OppenheimerFunds 566 Principal 572 Prudential 591 Transamerica 597 Appendices 611 Retirement Services Intermediaries field dates 612 Provider Rating Bases 613 RSI6 s Asked by Wave 614 7
MJM Financial, LLC 401k Workshop Series
MJM Financial, LLC 401k Workshop Series Successfully Managing the 401k RFP Process June, 2005 Today s Agenda The current provider marketplace Steps in the RFP process Defining plan needs and objectives
More information401(k) provider source list
401kBrokers.com & 401kAdministrators.com www.401kbrokers.com 800-474-3826 Advanced Benefits Consulting 314-539-0836 / / Trustees select eligibility requirements. / / Our Solo 401k plans have: $0 setup
More informationIt s a BIG opportunity.
IRA Rollover Dynamics 2008 Market Sizing, Benchmarks, & Best Practices It s a BIG opportunity. How will you compete for IRA Rollovers? IRA Rollover Dynamics 2008 explores best practices and approaches
More informationUBS Financial Services Inc. DC Advisory Consulting Services Agreement
. DC Advisory Consulting Services Agreement This agreement ( Agreement ) describes the consulting services provided in the DC Advisory program ( DC Advisory ), an investment advisory service of. (the Firm,
More informationMarket Overview. September 23, 2004
Market Overview September 23, 2004 Agenda Overview : US Market Annuity Sales Annuity Market Competition AXA Financial Annuity Market Share and Rank Life Sales Life Insurance Market Competition AXA Financial
More informationNC Supplemental Retirement Plans Investment Consultant Review North Carolina Retirement Systems Division
NC Supplemental Retirement Plans Investment Consultant Review North Carolina Retirement Systems Division Investment Consultant Review 2 Investment Consultant Review I. Investment Consultant RFP II. Current
More informationAn investor s guide to purchasing mutual funds and 529 plans through Ameriprise Financial
An investor s guide to purchasing mutual funds and 529 plans through Ameriprise Financial For more than 60 years, mutual funds have been one of the best ways for individual investors to participate in
More informationDC MARKET REVIEW: SEGMENTATION AND PLAN SPONSOR RELATIONSHIPS
EXECUTIVE INSIGHT DC MARKET REVIEW: SEGMENTATION AND PLAN SPONSOR RELATIONSHIPS DECEMBER 2011 Strategic Insight is pleased to introduce its inaugural edition of the Defined Contribution Research Suite.
More informationAdvanced Strategies for the RIA Channel
Advanced Strategies for the RIA Channel The ways in which the RIA channel is different and how asset managers sales organizations can more effectively tap the RIA opportunity. January 2016 Ignites Research
More informationREPRESENTATIVE TOPIC TYPES OF RETIREMENT SAVINGS ARRANGEMENTS RETIREMENT PLAN REGULATORY & INDUSTRY UPDATES. Audience
The following list of topics represents the range and depth of subject matter that may be addressed in Integrated Retirement training and content. Training and content can be delivered in a variety of
More informationA Review of the Advisors Resource, LLC Business Opportunity
welcome. At Advisors Resource, we are very excited about forming this partnership with you.the following pages provide a general overview of how we can help your business succeed. Please don t hestitate
More informationPATPATIA & ASSOCIATES, INC. The Advice-Embedded Paradigm: New Wealth Management Solutions
PATPATIA & ASSOCIATES, INC. The Advice-Embedded Paradigm: New Wealth Management Solutions PATPATIA & ASSOCIATES, INC. The Changing Wealth Management Paradigm The wealth management marketplace has changed
More informationEdwards Jones 2006 Case Analysis. Next Step Consulting
Edwards Jones 2006 Case Analysis Next Step Consulting Industry Industry SIC Code: 6211 Security Brokers, Dealers, and Flotation Companies Establishment that deal with: Securities Mutual and money market
More informationRIA Industry Transactions Year-end 2015
RIA Industry Transactions Year-end 2015 Advisor Services Media Contacts Rob Farmer Mayrav Weiss (415) 667-0083 (718) 801-8864 Rob.Famer@schwab.com sas@neibartgroup.com March 2016 2016 & Co., Inc. ( Schwab
More informationFinancial Advisor Comparison Matrix
General Type of firm SEC Registered Investment Adviser (RIA) RIA FINRA Registered Broker (RR) Hybrid (RIA/RR) Insurance Agent Other: RIA FINRA Registered Broker (RR) Hybrid (RIA/RR) Insurance Agent Other:
More informationDigital Transformation: The Central Challenge for Asset Management Firms
Digital Transformation: The Central Challenge for Asset Management Firms DIGITAL TRANSFORMATION: THE CENTRAL CHALLENGE FOR ASSET MANAGEMENT FIRMS Of all the changes confronting asset managers, perhaps
More informationThe Hartford Financial Services Group, Inc. Business Profile March 31, 2006
The Hartford Financial Services Group, Inc. Business Profile March 31, 2006 Safe Harbor Statement Certain statements made in this presentation should be considered forwardlooking statements as defined
More informationFRC also provides an examination of measurements gathered on the following key corporate attributes:
It s a challenging environment. How effective is your wholesaler strategy? Once again, FRC and Horsesmouth have joined forces to gain insight into the actual effectiveness of wholesalers. The results contained
More informationFrequently Asked Questions About Changes to the Retirement Program Changes to the Retirement Program The Decision Making Process
Frequently Asked Questions About Changes to the Retirement Program Changes to the Retirement Program The Decision Making Process 1. Why is The University of St. Thomas making this change? As a result of
More informationWhy Advisors Will Benefit and Add Value Using a 3(38) Investment Fiduciary
Why Advisors Will Benefit and Add Value Using a 3(38) Investment Fiduciary Defining the roles between a 3(38) Investment Fiduciary and a Plan Advisor offering non fiduciary services. Protecting both the
More informationThe Hartford Financial Services Group, Inc. Business Profile December 31, 2005
The Hartford Financial Services Group, Inc. Business Profile December 31, 2005 Safe Harbor Statement Certain statements made in this presentation should be considered forwardlooking statements as defined
More informationProduct and Distribution Update: Looking Beyond the Headlines
HIGHLIGHTS OF A WEB SEMINAR FOR SEI CLIENTS Product and Distribution Update: Looking Beyond the Headlines Mutual funds, ETFs, managed accounts and alternatives all of these product categories enjoyed robust
More informationElite advisor program
MassMutual s Elite advisor program Keeping Your Brand at the Front of the Mind insure invest retire FOR INTERMEDIARY USE ONLY. Retirement Services At MassMutual we recognize that our success as a business
More informationElevate your skills to help grow your business. Essential resources for today s retirement plan advisor.
Elevate your skills to help grow your business. Essential resources for today s retirement plan advisor. Guiding today s retirement plan advisor toward success The role of today s retirement plan advisor
More informationRetirement Plan Advisor Business Models
National Conference May 5-7, 2010 Orlando, Florida Retirement Plan Advisor Business Models W. Scott Simon, J.D., CFP, AIFA Gary K. Allen, AIFA Jeffrey B. Coontz, AIFA Prudent Investor Advisors, LLC Prudent
More informationPinnacle Small Advisor Symposium: Challenges and Issues Facing Emerging RIAs
Pinnacle Small Advisor Symposium: Challenges and Issues Facing Emerging RIAs Hazel Durand Senior Vice President, Fidelity Investments FOR INVESTMENT PROFESSIONAL USE ONLY. NOT FOR DISTRIBUTION TO THE PUBLIC
More informationRetirement Income and The Fiduciary Advisor
Retirement Income and The Fiduciary Advisor September 17, 2007 Rick Miller Sensible Financial Agenda and Executive Summary Financial Advisors Increasingly Shoulder Fiduciary Duty Retirement Income Poses
More information2014 CONFERENCE FOR ANALYSTS, INVESTORS AND BANKERS
2014 CONFERENCE FOR ANALYSTS, INVESTORS AND BANKERS Lincoln Financial Group Distribution Will Fuller President Lincoln Financial Group Distribution November 20, 2014 2014 Lincoln National Corporation CONSISTENT
More information3(21) and (38) Fiduciary Outsourcing. Blake Willis, July Business Services Rick Keast, Redhawk Wealth Advisors
3(21) and (38) Fiduciary Outsourcing Blake Willis, July Business Services Rick Keast, Redhawk Wealth Advisors 3(21) and 3(38) Fiduciary Outsourcing Presented by: Rick Keast Senior Vice President Business
More informationRain. What Rain? Life Insurance: Planning Your Protection
Rain. What Rain? Life Insurance: Planning Your Protection Protect your family. Safeguard your business. Preserve your wealth. Life insurance. Many people are reluctant to discuss it, let alone buy it.
More informationWealth management advisory. Ernst & Young Financial Services Office
Wealth management advisory Ernst & Young Financial Services Office Wealth Management Advisory Overview Financial services is Ernst & Young s largest global industry group. We deliver wealth management
More informationTable of Contents Study on Retirement Readiness
The Value of a Professional Retirement Plan Advisor Study Sponsors This fundamental research was made possible thanks to the financial support of: For permission to quote or distribute any portion of this
More informationBingo glossary marketing mix
Bingo glossary marketing mix The management process which identifies customer wants, anticipates their future wants and then goes about satisfying them profitably. Where the market has been divided up
More informationChapter 1 Important Contacts
Chapter 1 Important Contacts This section outlines some of the support and services you can expect to be provided to plan sponsors, Third Party Administrators (TPAs) and participants by Transamerica. Contents
More informationETFs and their Place in the 401(k) Market
ETFs and their Place in the 401(k) Market Agenda Unique benefits of ETFs Why ETFs in 401(k)? How does it work? How are advisors using ETFs? What s next? 2 AN INTRODUCTION TO ISHARES 1 The BlackRock - ishares
More information1 Copyright Phoenix Marketing International 2012. All rights reserved.
1 Copyright Phoenix Marketing International 2012. All rights reserved. D A V I D M. T H O M P S O N Managing Director Phoenix Affluent Market +44 (0) 20 3427 6157 / London +011 860 404 5414 / New York
More informationRevenue Sharing and Other Compensation
Compensation and Reimbursement of Expenses to Ladenburg Thalmann and Representatives Ladenburg Thalmann Financial Services Inc. and its affiliates, which include Ladenburg Thalmann & Co. Inc., Securities
More information2015 Research Catalog
Launching a New Era of Research: Continuous Data Collection and Online Reporting Cogent Reports is proud to augment our 2015 product calendar with several powerful, new online research solutions, specifically
More informationAPA: Built by Advisors for Advisors and Their Clients
Defining The Independent Space The purpose of this paper is to define the characteristics of different RIA and/or independent channels. Over the last few years we have seen a consistent migration of clients
More informationBuild your investment program on a strong foundation
A MassMutual Investment Program Guide for Financial Professionals Build your investment program on a strong foundation Smart Architecture SM offers retirement plan sponsors and advisors Diversification
More informationFiduciary Study Findings
Fiduciary Study Findings For CFP Board June 2013 Page 1 Page 1 Summary of Major Findings Business models cut across regulatory worlds; close to 60% of registered representatives (RRs) are licensed as investment
More informationDrivers of Client Satisfaction in Retirement Markets
Drivers of Client Satisfaction in Retirement Markets Embracing Retention as a Driver of Growth Providing Actionable Market Research to the World s Leading Financial Services Firms Introduction to Chatham
More informationSelling Retirement Plans Panel Discussion NACUSO 2008 Annual Conference. April 28, 2008
Selling Retirement Plans Panel Discussion NACUSO 2008 Annual Conference April 28, 2008 Market Size and Growth Annuities Government Pension Plans Private Def ined Benef it Plans Def ined Contribution Plans
More informationMagnify your market opportunities not your efforts.
A Solution for Third Party Administrators (TPAs) Magnify your market opportunities not your efforts. For plans up to $5 million in assets Edward Jones Needs-based Retirement Strategies FOR TPA USE ONLY.
More informationThe Power of Choice. A Transamerica Company
The Power of Choice A Transamerica Company A diverse portfolio allows you to prepare for your future. A Wealth of Resources World Financial Group, Inc. (WFG) and its associates are committed to offering
More informationING MAP Select SM Comparison of Unbundled Service Models
ING MAP Select SM Comparison of Unbundled Service Models Description of Customer Service Model Combination of ING and TPA with TPA providing plan-related services Combination of ING and TPA with ING providing
More informationGREAT-WEST LIFECO $2,052 MILLION $758 BILLION 15.0% 100% 100% 100% 100% 100% [2] 100%
GREAT-WEST LIFECO Great-West Lifeco Inc. is an international financial services holding company with interests in life insurance, health insurance, retirement and investment services, asset management
More informationReference guide for clients of MML Investors Services, LLC
Reference guide for clients of MML Investors Services, LLC In order to enhance your understanding of MML Investors Services, we are providing this brochure which includes information regarding: MML Investors
More informationNAPA NET. NAPA Net. Media Kit. Plan Advisor Portal. Plan Advisor Portal
NAPA NET Media Kit NAPA Net MISSION The National Association of Plan Advisors is a nonprofit organization dedicated to providing a voice in Washington and beyond for the leading retirement plan advisors
More informationOneAmerica. OneSolution.
Retirement service capabilities of the OneAmerica companies Products and financial services provided by the companies of OneAmerica Financial Partners, Inc. Our commitment What makes us different is our
More informationBank Advisors: Strategies to Help Prepare for the Coming Investor Opportunities
Bank Advisors: Strategies to Help Prepare for the Coming Investor Opportunities Financial advisors face a range of opportunities as a result of factors like changing investor demographics and preferences,
More informationDrew K Horter, CFP Founder and Chief Investment Strategist
Drew K Horter, CFP Founder and Chief Investment Strategist Drew K Horter is the President, Founder and Chief Investment Strategist. With over 20 years of investment management experience, Mr. Horter has
More informationInvestments & Retirement Plans
PREPARING FOR THE CHANGES AHEAD. Year End Planning for Year End Planning for Investments & Retirement Plans Td Today s Session Review of Changing Tax Laws Discuss Planning Opportunities Questions & Answers
More informationOpportunities in Target Date Funds
Opportunities in Target Date Funds Where DCIO managers can compete in the evolving world of target date products amid the growing influence of open architecture and customization. March 2016 Ignites Research
More informationInvestment in Life Settlements: Certainty in Uncertain Times
Investment in Life Settlements: Certainty in Uncertain Times A Life Settlement is the sale of an in-force life insurance policy to a third party for an amount less than its death benefit, but greater than
More informationWhat s a fee-only financial advisor? Steve Juetten, CFP November 7, 2011
What s a fee-only financial advisor? Steve Juetten, CFP November 7, 2011 Introduction Someone giving personal financial advice may use a variety of titles: financial adviser, financial consultant, financial
More informationBeyond the Cliché of Consultative Wholesaling
Beyond the Cliché of Consultative Wholesaling Why top financial advisors aren t seeing wholesalers as consultative as wholesalers think they re being. And what asset managers can do to stop falling short
More informationThe Advantages of Having a Non-Retirement Account
A Revolution in Asset Building About Us: Gratio Capital History Founded in late 2006 Rimmy Malhotra CEO, formerly at $350mm hedge fund Yaron Ben-Zvi COO, deep startup experience most recently with Nielsen
More informationAnatomy of an RIA Acquistion
Anatomy of an RIA Acquistion 1 Speakers Derek Bruton, EVP, National Sales Manager, IAS, LPL Financial Corporation Jeff Rosenthal, SVP & CMO, Triad Advisors, Inc. Moderator: Philip Palaveev, President,
More informationOppenheimerFunds Special Sales Charge Arrangements and Waivers
OppenheimerFunds Special Sales Charge Arrangements and Waivers In certain cases, the initial sales charge that applies to purchases of Class A shares of the Oppenheimer funds or the contingent deferred
More informationTrust Services at Merrill Lynch. Estate Planning Services
Trust Services at Merrill Lynch Estate Planning Services Merrill Lynch Wealth Management makes available products and services offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated (MLPF&S) and
More informationPros and Cons of Open Option Investing in a Company Retirement Plan
Pros and Cons of Open Option Investing in a Company Retirement Plan Understanding Unified Trust s S.A.F.E. Structure for Professional Practices Open option is a term used to describe a design feature in
More informationForm ADV Part 2A Brochure March 30, 2015
Item 1 Cover Page Form ADV Part 2A Brochure March 30, 2015 OneAmerica Securities, Inc. 433 North Capital Avenue Indianapolis, Indiana, 46204 Telephone: 877-285-3863, option 6# Website: www.oneamerica.com
More informationLife Approved Carrier List (11.17.11) Carrier Company Rating Product
Allianz Life Insurance Company AM Best A Indexed S&P AA Indexed Moody's A2 Comdex 87 American General AM Best A 10 year term S&P A+ 15 Moody's A2 Comdex 82 Indexed Survivorship Indexed American National
More informationLiberty Holdings Limited. Steven Braudo CE Retail SA
Liberty Holdings Limited Steven Braudo CE Retail SA Risk management Risk management Intermediaries, direct, JVs and affinities Across geographies Our Business at a glance. Model for growth Insurance, protection
More informationMorgan Stanley Financials Conference
Morgan Stanley Financials Conference June 11, 2014 George R. Aylward President and Chief Executive Officer Important Disclosures This presentation contains statements that are, or may be considered to
More informationGOING HYBRID. Understand your options when building a hybrid RIA platform for your practice. HYBRID RIA KEY TAKEAWAYS
GOING HYBRID Understand your options when building a hybrid RIA platform for your practice. HYBRID RIA KEY TAKEAWAYS Is the hybrid RIA platform right for your practice? What does hybrid mean? What are
More informationAXA Financial
AXA in practice strategy implementation Extensive Choices Clients have access to the products and services of hundreds of companies through their AXA Advisors financial professional. Investment Companies
More informationImportant Information
Important Information about Doing Business with Edward Jones Edward Jones wants you to fully understand your rights as an investor as well as the legal and regulatory environment within which our business
More informationDefine Your Independence: Building Your Future
Define Your Independence: Building Your Future Define Your Independence: Building Your Future It used to be that going independent meant going out on your own. Alone. That s not the case anymore. There
More informationInvestor Presentation. Fiscal 2011
Investor Presentation Fiscal 2011 Forward-Looking Statements Certain written and oral statements made by management of Paychex, Inc. and its wholly owned subsidiaries ( we, our, us ) may constitute forward
More informationLog. Present by RPAG Member:
Log Present by RPAG Member: Robert Greulich Managing Member The Pinnacle Planning Group, LLC (630)684-8562 Robert.Greulich@ThePinnaclePlanningGroup.com @ 2013 Retirement Plan Advisory Group. All rights
More informationClient Reporting A strategic differentiator in a competitive private banking environment.
Synpulse Singapore Pte. Ltd. Management Consulting 8 Shenton Way #46-01 AXA Tower Singapore 068811 Phone +65 6229 5770 Fax +65 6229 5771 info@synpulse.com synpulse.com Client Reporting A strategic differentiator
More informationSRI 220: RETIREMENT MARKETING AND BUSINESS ACQUISITION
A u g u s t 6, 2 0 1 5 P a g e 1 Associate, Secure Retirement Institute (ASRI ) Fellow, Secure Retirement Institute (FSRI ) SRI 220: RETIREMENT MARKETING AND BUSINESS ACQUISITION SRI 220 Retirement Marketing
More informationFinancial Advisor Value Proposition Page 2. Financial Advisor Types Page 4. Investment and Financial Planning Careers Page 5
Index Financial Advisor Value Proposition Page 2 Financial Advisor Types Page 4 Investment and Financial Planning Careers Page 5 Selecting a Sound Financial Advisor Page 6 Common Advisor Concerns Financial
More informationfinancial strength benchmarking of life insurance competitors
financial strength benchmarking of life insurance competitors HC 1001 5-13 financial strength benchmarking of life insurance competitors Ameritas Mutual Holding Company s (Ameritas) core financial strength
More informationQcommission Sample Plans Industry Investment Management
Qcommission Sample Plans Industry Investment Management Introduction The Investment Management industry is primarily involved in the management of investment accounts for its clients. The Investment Management
More informationDOL s Fiduciary Rule & Related Exemptions
DOL s Fiduciary Rule & Related Exemptions Presentation to ACLI Forum 500 Leadership Retreat May 2, 2016 Thomas Roberts The Landscape Fiduciary Status Investment advice for a fee or discretionary authority
More informationFinancial Professional Terms: What They Mean and Why You Should Care
Financial Professional Terms: What They Mean and Why You Should Care By Harold Evensky and William Reichenstein Broker, registered investment advisor, financial planner, insurance agent, investment advisor,
More informationVendor to Plan Fiduciary Investment and Fee/Compensation Disclosure
ADP RETIREMENT SERVICES Vendor to Plan Fiduciary Investment and Fee/Compensation Disclosure HR. Payroll. Benefits. Vendor to Plan Fiduciary Investment and Fee/Compensation Disclosure New vendor to plan
More informationCFP Board Women's Ini2a2ve
CFP Board Women's Ini2a2ve January 2014 Sophie Schmi8 Sr. Analyst Page 1 Page 1 Study Objec2ves The WIN study focuses on idenffying differences between male and female advisors as well as differences between
More informationHELPING ADVISORS COMBINE WORLD-CLASS RECORDKEEPING AND FLEXIBLE FIDUCIARY SERVICES
SM HELPING ADVISORS COMBINE WORLD-CLASS RECORDKEEPING AND FLEXIBLE FIDUCIARY SERVICES Investment and Fiduciary Support In today s rapidly changing retirement landscape, financial advisors need a trusted
More informationWRAP FEE PROGRAM BROCHURE. McMahon Financial Advisors Wrap Fee Program
McMahon Financial Advisors Wrap Fee Program Sponsored By 650 Washington Road, Suite 1000 Pittsburgh, PA 15228 (412) 343-8700 www.mfa-wealth.com March 30, 2016 This brochure provides information about the
More informationORGANIZING AND OPTIMIZING THE SALES EFFORT WITH A MEASURED APPROACH FOR LEAD GENERATION.
ORGANIZING AND OPTIMIZING THE SALES EFFORT WITH A MEASURED APPROACH FOR LEAD GENERATION. BACKGROUND A 10 million dollar, family-run electroplating and metal finishing firm, ABC Co. has built a broad and
More informationSECURITY BENEFIT. A Company You Can Trust 2014 EDITION
SECURITY BENEFIT A Company You Can Trust 2014 EDITION A Company You Can Trust A UNIQUE HISTORY A LEADER TODAY STRENGTH IN OUR NUMBERS For more than 120 years we ve been helping people overcome financial
More informationDiversify Beyond the Traditional
Diversify Beyond the Traditional Alternative Investing Made Easy for You and Your Clients In the constantly changing economic environment, it makes sense to look beyond the traditional. Nobody understands
More informationHow To Understand The Benefits Of An Annuity
Investing in Annuities, Life Insurance, Mutual Funds, and Unit Investment Trusts A Guide from SunTrust Investment Services, Inc. Investing in Annuities This brief guide is designed to help you make informed
More informationFee-Based Financial Advisors: A Comprehensive Overview of their Product Usage, Business Models, & Best Practices
Tactical Issues Research Report Series Fee-Based Financial Advisors: A Comprehensive Overview of their Product Usage, Business Models, & Best Practices May 2005 INTRODUCTION & KEY FINDINGS The introduction,
More informationRetirement Planning. Online Interactive-Video. Solution Overview. Todd Gillespie 949.716.1275 tgillespie@vwise.com
Online Interactive-Video Retirement Planning Solution Overview Todd Gillespie 949.716.1275 tgillespie@vwise.com Solution Proposal! Page 1 of 9! 7/6/12 Solution Overview SmartPlan is a revolutionary interactive-video
More informationInvestment Platform Options that Can Lead to Better Retirement Outcomes
Retirement Services Investment Platform Options that Can Lead to Better Retirement Outcomes For Plan SPonSor USe only not For DiStribUtion to the PUblic. Introduction Investment Platform Options that Can
More informationJanuary 10, 2006 Allant: A Market Leader Among Database Marketing Service Providers The Forrester Wave Vendor Summary, Q1 2006
TECH CHOICES Allant: A Market Leader Among Database Marketing Service Providers The Forrester Wave Vendor Summary, Q1 2006 by Eric Schmitt with Chris Charron and Jennifer Joseph EXECUTIVE SUMMARY The Allant
More informationMerrill Lynch Personal Advisor Progra Client Agreement Mutual Fund Investing at Merrill Lynch. A Client Disclosure Pamphlet February 2015
Merrill Lynch Personal Advisor Progra Client Agreement Mutual Fund Investing at Merrill Lynch A Client Disclosure Pamphlet February 2015 Merrill Lynch, Pierce, Fenner & Smith Incorporated One Bryant Park
More informationWealth Management Strategies for Boomer Retirement
FEATURE Wealth Management Strategies for Boomer Retirement BY WAYNE CUTLER Asset accumulation has been the centerpiece of wealth strategy, both for households and their financial services providers. But
More informationRETIREMENT PLAN BROKERAGE SERVICES ERISA 408(B)(2) DISCLOSURE INFORMATION APPLICABLE FOR ERISA RETIREMENT PLANS
This information is being provided to you as the sponsor or other responsible fiduciary of a retirement plan ( Plan ) subject to the Employee Retirement Income Security Act of 1974 ( ERISA ) that maintains
More informationOPTIONS AND THE FINANCIAL ADVISOR. www.optionseducation.org
OPTIONS AND THE FINANCIAL ADVISOR www.optionseducation.org KEY FINDINGS 2 WHY AND HOW ADVISORS ARE USING OPTIONS 3 THE IMPORTANCE OF OPTIONS EDUCATION 6 THE VALUE OF THE OPTIONS INVESTOR 7 THE IMPACT OF
More informationJanuary 2012 Please read this important information carefully.
January 2012 Please read this important information carefully. Charles Schwab Institutional Pricing Guide Pricing information in this Charles Schwab Institutional Pricing Guide ( Pricing Guide ) supersedes
More informationFull Outsourcing Is Not for Everyone
Full Outsourcing Is Not for Everyone Outsourcing Asset Management Capability: The Firms That Opt Not To And Why June 2010 CONTENTS Executive Summary 2 Why Firms Aren t Outsourcing/Partnering 4 Investment
More informationOverview of Services. From Cost Control to Compliance and Counsel to Communication. A proud member of Retirement Plan Advisory Group
Overview of Services A proud member of Retirement Plan Advisory Group From Cost Control to Compliance and Counsel to Communication Epstein Financial Services. 330 Whitney Avenue, Suite 610 Holyoke, MA
More informationRetirement Connections: A Professionally Managed Solution
Retirement Connections: A Professionally Managed Solution Expand your practice and build loyalty with an easy-to-use retirement plan for your small business clients For Financial Advisor use only. Not
More informationReview of the AKF Report - A State 529 Market
AKF Market Report College Savings Nation: Thrift and Caution Spur Greater Investment Choice, Lower Fees A Nationwide Analysis of Advisor and Direct 529 Plan Options March 2012 Overview In December 2011,
More information